#TrustMetrics « Expédition confiance »
BarCampBankSF3Saturday, May 08, 2010 | Sunday, May 09, 2010 Jean-Christophe Capelli, CEO, FriendsClear
Draft en cours de rédactionAdapté pour l’Expédition Confiance FING
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Inspiré par Visible Banking (Christophe Langlois)
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WhatIsTrust ? within social media
✔ Who is this community member ?
✔ What are his car repair skills ?
✔ Can I lend (some) money to him ?
Source > Meatball Wiki
WhatIsTrust ? within social media
*This is what we (i.e the Meatball online community) thought 5 years ago :
✔ Nice to have: a system to rank individuals in an online community based on how much the community as a whole "trusts" each individual
✔ Ex : Slashdot or AdvoGato communities
WhatIsTrust ? within social media
Source > Meatball Wiki* and italics = 2010 edit or remarks by JCC
This is what we (i.e the Meatball online community) thought 5 years ago :
✔ Each user: *or the social media editor
*or a trusted third-party *or ?
✔ can certify any other user at one of three trust levels, thus creating a weighted, directed graph of certifications
✔ Trust flows through this graph from user to user, starting at a "seed" of well-known individuals likely to be trusted by most of the community
*Huh? This did not happen!
Source > Meatball Wiki* and italics = 2010 edit or remarks by JCC
WhatIsTrust ? within social media
We (i.e R&D guys) did not find yet the clue of WhatIsTrust within online communities…
But businesses and social media did not wait for us!
✔ E-commerce boomed
✔ Social lending (peer-to-peer lending) gained traction
WhatIsTrust ? within social media
7
Prosper.com
FriendsClear.fr
WhatIsTrust ?
✔ How to build /measure Trust within social lending (Peer to Peer Lending) communities ?
✔ How to enhance legacy FICO scores ?
✔ En France : la problématique de l’absence de fichier de crédit positif. Présence d’un fichier de crédit négatif (les “interdits bancaires”).
WhatIsTrust ?
✔ R&D FriendsClear
✔ Méthodes automatiques de qualification (ou de détermination) de la qualité des prêteurs, des emprunteurs, et de leurs relations.
✔ i.e : Méthodes alternatives de scoring et microcrédit
Thanks for your attention, contribution and…
trust!
ContactJean-Christophe CapelliPré[email protected]
FriendsClear website : http://www.friendsclear.comTwitter : @friendsclear