Westchester County Business Journal 032513

BY jOhN [email protected]

The founding owner of a company formed to make a quick profit on Yorktown properties assembled for sale to a retail developer faces more lawsuits from a broker, a deceased

broker’s estate and attorneys since the land deal was stalled because of the owner’s legal feud and bitter falling-out with his partner and a developer.

Sammy Eljamal, founding partner of Best Rent Properties 202 L.L.C. and owner of Wholesale Fuels Co., in Thornwood, one year ago was ordered by a state Supreme Court judge to stop his attempts to block his Best Rent company’s $6 million sale of a 14-acre property off the intersec-tion of Route 202 and the Taconic State Parkway to Retail Store Construction Co. Inc., the construc-tion arm of Long Island developer Wilbur Breslin.

Breslin, president and CEO of Breslin Realty Development Corp. in Garden City, is seeking approval this year from the town of Yorktown of a final environmental impact statement for his pro-


Jailhouse Rock Café?The Great Escape Hotel?Getaway River Tours? The Book ’Em Bookstore? The prospects for adaptive reuse, that buzz-

word in commercial real estate in the changing Westchester County market, might unchain a developer’s imagination on the Yonkers waterfront this spring. At 24 Alexander St., the soon-to-close Yonkers City Jail is for sale to a redeveloper with a vision and at least a five-year record – a develop-ment track record, that is – of success.

City officials this month issued a request for proposals (RFP) from experienced developers to “acquire, preserve, restore, adaptively reuse and redevelop” the two-story, 10,800-square-foot brick house of detention. Proposals are due by 2 p.m. April 5 at the Yonkers planning and development department at 87 Nepperhan Ave.

Zoned for industry, the jail is included in the city’s Alexander Street master plan, which calls for the replacement of blocks of warehouses, small fac-tories and bus yards with a high-density residential neighborhood beside the Metro-North Railroad tracks that includes a mix of retail stores and restau-rants, public parks and open space and commer-

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YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS | westfaironline.com March 25, 2013 | VOL. 49, No. 12

Buyer wanted in Yonkers: 39 cells, riv vu

Cellblocks, page 6

Costco, page 6

INSIDE

HV

Sweetexpectations

page 2

Yonkers City Jail

Mike Brady, Greyston Bakery Inc. president and CEO. Behind him, brownies

are being made for Ben & Jerry’s ice cream.

2 March 25, 2013 • WCBJ • HV Biz

WESTCHESTER COUNTY


Biz

Biz®

Westchester County Business Journal (USPS# 7100) is published Weekly, 52 times a year by Westfair Com-munications, Inc., 3 Gannett Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY, USA 10610 and additional offices. POSTMASTER: Send address changes to: Westchester County Business Journal: by Westfair Communications, Inc., 3 Gannett Drive, White Plains, NY 10604. Annual subscription $60; $2.50 per issueMore than 40 percent of the Business Journal is printed on recycled newsprint. © 2013 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited.

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BY BiLL [email protected]

Brownie Crunch is hot and Greyston’s got it.

The crispy concoction with its roots in a Manhattan entrepreneur’s kitchen was lauded in January at the national spe-cialty food meeting, the NASFT Winter Food Show, in San Francisco as an “instant hit.” Six months ago, Brownie Crunch joined the ranks of Yonkers-based Greyston Bakery-produced goods, which have continued to grow across a 31-year history and last year for the first time generated more than $10 million in revenue. In 2009, revenue was reported at $7 million.

The company is perhaps best known as the brownie maker for Ben & Jerry’s ice cream and that work continues gangbusters.

“We ship a tractor-trailer per day, 4 mil-lion pounds a year,” said Mike Brady, who has been chairman and CEO of Greyston Bakery since January 2012.

The brownies are integral to two of Ben & Jerry’s five biggest sellers: Chocolate Fudge Brownie and Half Baked, as well as to the recipes for Chocolate Fudge Brownie Milkshake, Magic Brownies and FroYo Chocolate Fudge Brownie.

Greyston terms itself a “value-based organization.” As such, last year it was named New York state’s first “benefit corporation.” That status, according to Brady, allows the company with complete transparency to factor equally its concerns for social, envi-ronmental and financial benefits. Greyston’s just-produced “Benefit Corporation Report” for 2012, according to Brady, “demonstrates to consumers and business partners how we are accomplishing our mission. It empha-sizes the importance of other factors beyond purely financial.

“On a broad level, we are driving a new market economy where consumers and busi-nesses make buying decisions based on the values of the companies they buy from,” he said. “The challenge is that people in Westchester don’t know there is a revo-lutionary and innovative business in their backyard.”

How innovative? The rigors of vetting work candidates are as simple as a sign-up sheet. If Greyston has a job and your name is on the list, you get the job. There is a rigorous apprenticeship program. “Anyone who wants to put their name on a list, it’s as simple as that,” said Brady. “We don’t always know their backgrounds, but we think everyone deserves an opportunity or a second chance, regardless of their past.

“Greyston is unique both in its mission to eradicate poverty in southwest Yonkers,” he said. “Our strength is our social mission.”

The uniqueness comes not from doing good – Brady cites Greyston partners Ben & Jerry’s and its parent corporation Unilever, and Whole Foods as like-minded examples – but rather from its people, planet, profits “triple bottom line” and Greyston’s success with all three.

The Whole Foods alliance offers an example: Greyston makes the products for Whole Foods’ Whole Planet line and Whole Foods donates 2 percent of the revenue from Whole Planet sales to third-world micro-finance conduits, $6,000 to date, according to Greyston business development manager Ariel Hauptman.

To accommodate Whole Foods, Hauptman said Greyston is not afraid to break a few eggs in pursuit of its Blonde Brownie, but they must be of the cage-free variety. “For Whole Planet, it’s all cage-free eggs and Belgian chocolate,” she said, citing Greyston’s baking adaptability.

Yet for all that do-gooding, the Greyston Do-Goodie Brownie – a staple for years – is no more. It has been rebranded as the Greyston Brownie and is available on the company website, along with other goods.

The nascent deal with Brownie Crunch has added 20 jobs, bringing Greyston’s payroll to 75 positions. Baking can be cyclical, “but we do our best not to be seasonal,” Brady said.

The factory for six months has been turning out Brownie Crunch, its crunchy edges said to be the best part of the brownie by its inventor Seth Greenberg.

There are now versions with chili and chipotle among other flavors. Greenberg, a Manhattanite, is something of baking roy-

Greyston thrives at crossroads of commerce and needRevenues are up; so is the employee count

alty, the scion of William Greenberg Jr., with whom he worked for 25 years. Greenberg products were recently mentioned on an episode of the period drama “Mad Men.”

“We’re rolling out Brownie Crunch nationally as of February,” said Hauptman. “By 2014, we hope to be coast to coast.” She talks markets with national fluency, noting recent Brownie Crunch pushes into a pair of regions – the Texas, Oklahoma, Louisiana market, and the Southern California, Nevada,

Arizona, Hawaii market.Brady’s background

is food entrepreneurship, and specifically, “a strong interest in social entrepreneurship business models.”

Noting his first year on the job had just passed, he said he could no longer fall back on being a “newbie” as an excuse for things gone wrong. But he seemed content with that.

“What I found at Greyston is a great bak-ery that was already serving clients like Ben & Jerry’s for 23 years, and with great potential for growth to drive our business. It’s a great story that’s going on here and we really want to make people aware of it.”

Mike Brady, president and CEO of Greyston Bakery, with sanitation manager Reginald Jones.

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BY SAM [email protected]

The Venue at Bloomingdale Road is one step closer to being approved by the city of White Plains.

On March 19, the White Plains Planning Board unanimously recommended that the Common Council approve a site plan for a 50,000-square-foot retail and outdoor res-taurant project in downtown White Plains at 120 Bloomingdale Road.

The project, which will cost up to $30 mil-lion, will feature high-end boutique retailers with the goal of offering brands not found at the Westchester Mall or Bloomingdales.

“We are working hard to find individ-ual unique brands carried in Manhattan that have a real street sense,” said Joshua Caspi, principal at Caspi Development Co.

in Purchase, one of the developers of the property.

A public hearing will be held on the proj-ect in May, and Caspi said they hope to be approved by the Common Council over the summer. White Plains Mayor Thomas Roach declined to comment on the project.

Once approved, Caspi expects construc-tion to start in the first of quarter 2015, and the project will take about 18 months to complete.

The project is a partnership of Caspi Development and Faros Properties, the lat-ter based in New York City and Boston. The developers paid $10.5 million for the four-story, approximately 146,000-square-foot office building, the former headquarters of The Nestle Co.

Austin Corporate Properties Inc. in Rye Brook represented the buyers in the deal that closed last October.

Caspi said the property had been appraised at $33 million. The office building is currently 70 percent occupied. Major tenants in the building include the state Department of Labor, Byram Healthcare, Oxman Tulis Kirkpatrick Whyatt & Geiger L.L.P. and Keller Williams Realty White Plains.

Core Plus Properties L.L.C., of Stamford, Conn., in 2005 paid $27.3 million for the

Planning board OKs Bloomingdale Road projectproperty. White Plains city officials in 2008 approved the Stamford developer’s plans for The Venue, a 42,000-square-foot complex of boutique retail stores and restaurants on the site.

Core Plus Properties owed about $20.4 million on the property, county records indi-cate, when it was deeded in 2010 to J.E. Robert Co. Inc., of Dallas, a special servicer of commercial mortgage-backed security loans. The Texas company allowed city approvals for the development project to expire last year.

The Caspi Development and Faros

Properties partnership, 120 Bloomingdale Road L.L.C., hired Gallin Beeler Design Studio in Tarrytown to design a new facade for the 1950s-era building along with parking lot improvements and some interior changes, and hired Arrowstreet Inc., of Boston, as architects.

“We hope to create a quality street presence that ties in all of the retail on Bloomingdale Road,” Caspi said. “We want it to be a very inviting proposition.”

The partnership took out a $6.25 million mortgage with New York Community Bank.

“We hope to create a quality street presence that ties in all of the retail on Bloomingdale Road.”

— Joshua Caspi


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BY MARY [email protected]

Deborah Brenner often finds herself in California’s wine

country.It’s no surprise, since

the founder and pres-ident of Women of the Vine is i n the business.

But it was her most recent trip ear-lier this month that may prove her most memorable, highlighted by an event the Piermont woman summed up as “very spectacular.”

It was a grand tasting in Napa Valley that featured some 30 of the region’s acclaimed women winemakers and winery owners pouring their prized products.

In addition to the gathering of wine-making notables, the tasting also served to launch a national wine club, in collabora-tion with MORE magazine, along with an online wine shop. MORE Uncorked with Women of the Vine and The Wine Marketplace, an online component to the Women of the Vine’s offerings, take Brenner to yet another level.

“This was kind of like my next phase,”

she said. “We’ve just gone through so many developments in the company.”

Women of the Vine, a collaboration of women winemakers, proprietors and sus-

tainable family grape growers, grew out of Brenner’s book of the same name, the first step in what has proven to be a most

rewarding second act.For nearly 20 years, Brenner was work-

ing in marketing and business develop-ment for the film and television communi-ties. The executive was looking for change, wanting to branch out as an entrepreneur. Running her own marketing and public relations firm for three years, she found her love of food and wine bringing her to Napa Valley where she came across women in the winemaking business. The idea for a book was born, with Brenner making return vis-its to conduct interviews – and soon realiz-ing there was a great opportunity to further promote these women winemakers and put a spotlight on their stories.

The book’s success, chosen by Wine Spectator magazine as “critical reading” in 2007, spurred Women of the Vine’s scope to not only champion women vintners but also offer wine under its own label (sold through womenofthevine.com).

“We’ve gone through a lot of changes in

the last 20 years, how products are market-ed,” Brenner said. “It’s giving the consumer a choice to buy directly.”

Brenner says that wine distribution is a challenging field, with a complex collection of post-Prohibition laws that govern which entities can distribute and sell alcoholic beverages. It is often difficult for small, family-owned and boutique wineries to get their products to a broad market.

“It was such a learning experience when I first got into the industry,” she said.

But changes continue, which will shape how people are able to buy wine in coming years, she said.

Another change is a growing interest in these wineries, a move that parallels increased attention to locally sourced food, organic products and artisan creations. She noted that much like the way farmers’ mar-kets offer a way to keep communities con-nected to those who grow food locally, Women of the Vine helps build a communi-ty around winemaking. It’s part of why, she said, Women of the Vine became the first and only winery partner of Farm Aid, the nonprofit founded by Willie Nelson, John Mellencamp and Neil Young with a mission to keep family farmers on their land.

“We really wanted to preserve the time-

less partnership with the farmer and the vintner,” Brenner said.

Held on International Women’s Day, that Napa Valley tasting was especially rewarding, Brenner said, as it was another step in raising awareness.

Wine club partner MORE magazine, with 2 million readers, will bring these women winemakers to a much larger audi-ence.

“Women are really big players in the wine world, so we wanted to be able to reach out to these women,” said Brenner, who noted that “71 percent of wine retail purchases in America are made by women.”

Those who join the club receive a sub-scription to the magazine, a copy of the “Women of the Vine” book and a shipment of wine to be sent each quarter, with quan-tity determined by level selected.

“We want to be able to give the consum-er the opportunity to make their choice,” Brenner said.

While she said that her goal is to spot-light the women behind the wines, she noted the wine offered by Women of the Vine is there to be enjoyed by all.

“We just happen to be women making great wine,” Brenner said. “We are not mak-ing wine for women.”

Women of the vine sees grape growth with new ventures

the founder and pres-

women winemakers, proprietors and sus-

rewarding second act.HV


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Freshman U.S. Rep. Sean Patrick Maloney has ventured into the realm

of federal legislation with his name as sponsor on a farm insurance bill, his first.

With Hurricane Irene in August 2011 – just before harvest – creating havoc on an inland arc from Rockland County to Vermont, the need for specialty crop insur-ance was made acute.

Called the CROP Act, the bill, if embraced by committee, by both houses of Congress and by President Obama, aims “to reform crop insurance and help specialty crop farmers.”

According to Maloney, the Creating Reliability for Our Producers (CROP) Act will “help specialty crop farmers manage their risk by encouraging the development of new and improved insurance plans for underserved crops.”

Agricultural diversity has been a clarion call of the locovore movement and many farmers now routinely grow the likes of Chinese vegetables and Swiss chard on small

plots and in hothouses. Such enterprises can slip below the radar of the scale and scope of Great Plains-style American agriculture.

Noting he had recently met with farmers

in Orange County, Maloney said, “I’ve been speaking a lot with Hudson Valley produc-ers, including at a Town Hall in Warwick last month, and there’s a real feeling from them that the rules weren’t written for them. The CROP Act is a much needed improvement to helping out our hard-working farmers who are one big storm away from devastation.”

The most recent U.S. Department of Agriculture count revealed more than 1,500 farms in Dutchess, Orange, Putnam and Westchester counties that employ thousands both full and part time. After Hurricane Irene, Orange County alone suffered as much as $50 million in lost produce, much of it in the fertile Black Dirt region, according to the Middletown office of Cornell Cooperative Extension.

“Particularly in the Hudson Valley, diver-sification of crops is at an all-time high,” said Maire Ullrich with the Cornell Cooperative Extension in Orange County. “Ensuring spe-cialty crop farmers have more protection so they can have more safety when they diver-sify is very helpful.”

The legislation has friends among the furrows.

“I commend Congressman Maloney

for offering the CROP Act to look at fur-ther improvements in crop insurance,” said Jeff Crist of Crist Bros. Orchard in Walden. “Although some might think this bill is down in the weeds, it is not down in the weeds for us.”

“We need more options,” said Adina Bialis of J&A Farm in Goshen, who also spoke at the teleconference. “Having the changes that Representative Maloney suggests would save the government money and really give grow-ers a viable option.”

Impetus for the bill surfaced earlier this month when Maloney cited an “Animal Farm” discrepancy in insurance: not all of the crops in the silo are equal. Maloney asked Secretary Tom Vilsack of the USDA about the shortfalls of the current safety net for specialty crop farmers. Vilsack acknowledged in the exchange that 85 percent of commod-ity crop producers have crop insurance, but that number for specialty crops is 70 percent.

The legislation has bipartisan sup-port already, with U.S. Rep Chris Gibson, a Columbia County Republican, signing on as cosponsor.

Maloney also reported U.S. Sen. Kirsten Gillibrand is on board via her own similar legislation in the Senate.

Wheat, corn … swiss chard: a new farm insurance paradigmMaloney defends crops that do not require combines to harvest

Sean Patrick Maloney

HV


cial offices. The drafty jail in that plan was envisioned for commercial reuse that could include restaurants and cafes.

Planners in the RFP said the city also supported other potential uses such as con-version to a brewery or microbrewery and retail shops.

According to a brief history given to developers, the jail opened in 1928, a few weeks before Herbert Hoover’s election as president and one year before the stock mar-ket crash that launched the Great Depression. It replaced a police station on nearby Wells Street. The corniced building was designed in a Neo-Classical or Federalist style by archi-tect William P. Katz, a Yonkers native who designed several still-standing commercial and public buildings in the city, including the City Health Center at the rear of City Hall where developers will drop off their RFPs.

A bronze plaque in the foyer of the anti-quated jail says it was built over a two-year period and completed in 1927. “When Babe Ruth was hitting home runs,” Yonkers Police Capt. Emil Cavorti, head of the department’s courts and detention services division, told a small group on a recent inspection tour of the historic building. Police will vacate the premises this year when his division moves to new quarters at the Cacace Justice Center on Nepperhan Avenue.

The Babe hit 60 in 1927, far exceeding the number of jail cells, 39, installed that year to accommodate alleged miscreants in Yonkers. Not all of those cells are currently

in use, said Cavorti. “Twenty is a big night” in terms of num-

bers of handcuffed guests at the not-so-big house that Katz built, which Cavorti said is used as a pre-arraignment holding jail.

“Solid concrete walls,” said Robert Hothan, a Yonkers landlord and developer, tapping on one on the second-floor cell wing reserved for female inmates.

“Demolition would be a huge cost,” said Bernard Stachel, executive vice president of Tamerlain Realty Corp. in Pelham. The bro-ker said he was scouting the jail for Yonkers clients.

“The outside architecture of this build-ing is great,” he said “The size is OK. But not only do you need a ton of money to hollow all this out, you’ve got to do all the ADA

(Americans with Disabilities Act) require-ments for handicapped-accessible. It’s not sprinklered” to comply with the fire safety code. And the developer would have to build an elevator or second staircase before it could be occupied, Stachel and Hothan pointed out.

With a state environmental quality review required of the new owner and other expenses, “It would be at least 100 grand in soft costs,” said Stachel. Hothan agreed.

“But it’s a gorgeous building,” Stachel said. “It’s like a beautiful work of art. If someone really wants it, it’s reasonable cost.”

Outside on Alexander Street, the broker and the Yonkers landlord paused for another look at the jail. “Actually, it would make a great hotel conversion,” said Stachel.

“It really doesn’t work. It’s just too expensive. It might be too early for this.” Alexander Street still lacks the restaurants, bars and boutique retailers that could make the jail’s reuse viable, he said.

“The other issue with this is there’s no land,” said Stachel. City planners in the RFP said the jail site is .65 acres or 28,341 square feet.

“There’s no parking,” said Hothan.Still, said Stachel, the city jail has been

a long-time object of desire for one of his business associates in Yonkers. He sees it as a restaurant, the broker said.

Stachel looked up at the jail’s row of tall iron-barred windows. Adaptive reuse as a restaurant was on his mind.

“Barbecues,” he said. “On those grates.”

Cellblocks — From page 1

Yonkers Police Capt. Emil Cavorti points out features of a cell in the 85-year-old city jail on Alexander Street.

posal to build a 151,000-square-foot Costco Wholesale Club store and gas filling sta-tion on the site of the abandoned Yorktown Country Inn owned by Best Rent Properties.

Eljamal, though, in 2010 refused to close on the deal he and partner Majed “Mitch” Nesheiwat struck with Breslin the previous year, when the initial sale price was $7 mil-lion. Eljamal admitted to the court that he acted in his personal interests, fearing the Costco station would compete against and undercut prices at several gas stations he owns in the area.

At the time he began lobbying against the deal with town officials, Eljamal also was a managing member of New York Dealer Stations L.L.C., a newly formed company that had recently acquired about 80 Shell service stations in Westchester, Brooklyn and on Long Island. Eljamal and his family also have a long history as owners and operators of Mobil stations in the county.

Nesheiwat went to court, backed by the developer, to force Eljamal to complete the Costco deal. Eljamal in turn sued his partner and Retail Store Construction and asked the court to rescind the sale contract, claiming he was not aware of the Costco gas station plans when he signed the purchase agreement.

In a second decision last December, Supreme Court Justice Sam D. Walker ordered Eljamal to indemnify Best Rent Properties for all damages or costs incurred by the company because of his opposition to the sale. The deal now is expected to close once the Costco developer obtains town approvals for the project, which has been opposed by a group of Yorktown residents.

“That closing could get bloody,” said a real estate source, alluding to the mutual hostility between Eljamal and Nesheiwat, a Poughkeepsie-based owner of fuel distri-bution, convenience store and construction businesses in the Hudson Valley.

The held-up deal also has prompted legal action by commercial broker Jerry Gershner, owner of Gershner Realty Services in Ossining.

Gershner has gone to court seeking to collect a total of $320,500 in unpaid broker-age fees from Eljamal, Best Rent Properties and New York Dealer Stations for the 2009 sale to Breslin of the three Yorktown proper-ties. The broker had represented Eljamal in other property purchases in the county.

Eljamal’s former attorney in White Plains, Albert J. Pirro Jr., withdrew from the case last October, claiming his client owed him about $4,900 in legal fees. Eljamal is acting as his own attorney in his defense against Gershner.

Gershner said both Eljamal and Nesheiwat in depositions said they will pay him for his broker services when the sale closes. Yet he said he is ready to go to trial with his suit. “I’m looking for some written assurance” that he will be paid, he said.

The widow of Gershner’s co-broker in the 4-year-old land deal, Marshall Winston, the late president of SCS Retail Real Estate Ltd. in Armonk, also is seeking to collect unpaid brokerage fees owed her husband. In a complaint filed in state Supreme Court in January, Helene Winston, executrix of her husband’s estate, claimed he was owed

$220,000 by Eljamal and Best Rent Properties.Gershner said Winston was looking to

bring a Hannaford Supermarket to northern Westchester. But the company did not like

the site and Winston offered it instead to the Costco developer. “And so he brought Breslin to the table,” he said.

“No one ever thought it would take this long,” said Gershner.

Costco — From page 1

“No one ever thought it would take this long.”

Broker Jerry Gershner


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I had told my operations manager to gear up production to match

sales projections. Except now sales are coming

in slower than expected. I don’t want to lose profi ts keeping

operations over capacity while I wait for sales to catch up.

But it can be expensive to turn down production only to have

to gear it back up later. Any suggestions?

THOUGHTS OF THE DAY: Ask a series of questions to get a handle on where to focus in operations while things are quiet. Proactively take advantage of the slow time. Protect the margin, so that you don’t dig a deeper hole.

Ask sales for an adjusted forecast, by product. Ask them to look through orders and proposals for indicators of which prod-ucts might be selling and which might not. Ask if there are any big proposals outstand-ing that could require production to go from zero to full throttle, with little or no warning.

Figure out where to focus until sales rebounds by working your way through a checklist of questions:

• What’s the status of customer back-orders and continuous needs? What goods are consistently ordered later in the year? If we produce those goods now can we safely and cost effectively store them until they’re needed?

• What about equipment and people sitting idle? Can we change the flow of orders through the shop in order to catch up on items that are backlogged? Is it cost effec-tive to retool a machine for short term use? Can we switch people around?

• What does inventory on order look like? Can we cancel or delay delivery on goods? Can we sell goods in transit to some-one else and divert the inventory before it’s delivered?

• is there inventory that’s about to become obsolete? Should we write it off now? Can we find a way to sell obsolete fin-ished goods at a discount? Should we have a sale of raw inventory?

• Do we need additional financing for inventory that will sit longer in raw, unfin-

ished or finished goods? Should we ask finance to term out the inventory credit line, to give us more time to pay down the expense? Will vendors give us more time to pay for inventory that isn’t moving?

• Which people need training? Where do we have only one person able to do a job? Who is the trained backup for people who are expected to leave or be promoted this year?

• Which people had higher-than-nor-mal error rates last year? Do they need more practice to improve results? Or do they need to be asked to leave the company now that things have slowed down?

• What equipment needs repair? Can we take the equipment offline to do over-hauls? What about taking aging machines completely out of production?

• How about moving up installation of new equipment? What equipment installa-tions will cause the most production disrup-tions later in the year? What’s our confidence that we’ll need that equipment later in the year? Is it more cost effective to install now and be ready to gear up later, or to wait to see how sales pan out?

• What can we do to manage produc-

tion hours? Why not ask people to take vaca-tions now, while things are slow? Is it time to slow down the work week by five hours, or go from a five-day to a four-day work week? Is there anyone working overtime who should be cut back to straight time, only?

As you work your way through this list of questions, keep your eye on the Cost of Goods Sold Margin for the current quarter, as well as estimates for the full year. Get finance to run projections under differing conditions. Anything that can be done to lower the margin now will help to buy the company time to wait out the slow sales.

Looking for a good book? Try “The McGraw Hill 36-Hour Course: Operations Management” by Linda Brennan.

Andi Gray is presi-dent of Strategy Leaders Inc., strategyleaders.com, a consulting firm that spe-cializes in helping entrepre-neurial firms grow. She can be reached at (877) 238-3535 or [email protected]. Visit AskAndi.com for a library of Ask Andi articles.

BY ANDi gRAY

ask andi

When things are quiet, focus



For many prop-erty owners, turning their

building into a model of energy effi-ciency is an expen-sive pipe dream that might never be real-ized.

That is where the Energy Improvement Corp., a non-profit composed of mostly Westchester municipalities and headquartered at the former French Hill Elementary School in Yorktown Heights, comes in with its Energize New York program.

The program provides a financing plan for property owners looking to ren-ovate their buildings so they are more energy efficient and to save on energy costs. The corporation is funded through grants from the U.S. Department of Energy and New York State Energy Research and Development Authority (NYSERDA). To date, the corporation has received $2.625 million in grants.

The Energize New York program,

which applies to existing commercial prop-erties, was launched by the corporation in Bedford in January 2011. Twelve munici-palities have joined, mostly in northern Westchester, along with Orange County. The program was launched after a New York state law passed in 2009 that empow-ered municipalities to provide financ-ing for property owners to make energy improvements.

While the Energy Improvement Corp. has yet to complete a project, it is currently talking to property owners and said it hopes to complete several transactions by the end of the year, while also focusing on signing up more Westchester municipalities and obtaining more grants. Joseph Del Sindaco, managing director of commercial programs for the Energy Improvement Corp., said despite not completing any projects, he is satisfied with the nonprofit’s progress.

“We’ve been slow to get going,” Del Sindaco said. “We’ve been dealing with bureaucracy. We can’t talk to someone if their municipality is not a member. But property owners are realizing that there are things they can do to reduce costs.”

Del Sindaco said he hopes for the Energy Improvement Corp. to become self-sustaining by 2015.

To become eligible for financing, prop-erty owners must first have an energy audit of the building done by an engineering firm that specializes in energy efficiency and is vetted by NYSERDA. The cost of the audit is shared by the property owner and NYSERDA, as the auditor does a physical evaluation of the building. For large build-ings, audits can cost up to $25,000.

The auditor presents the property owner with needed improvements to the building as well as the cost, while also showing the energy savings resulting from the improvements. Depending on the size of the building, improvements can run from $50,000 to $1 million.

The Energy Improvement Corp. pro-vides the financing via low-interest loans for energy improvements by issuing a series of bonds that are paid back over 15 years on the property owner’s municipal tax bill. NYSERDA and the auditor super-vise the construction process.

Since municipalities are on the hook if the property owner fails to pay their taxes, the corporation has also set up a loan-loss reserve fund for any losses a municipality or bondholder may incur.

“Investors like bonds like these,” said Del Sindaco. “It’s a win for everybody. The

property owner gets access to cash at a rate that’s lower than what a bank would offer. We have inoculated municipalities from risk.”

Mark Thielking, chairman of the board at the Energy Improvement Corp., said it has been a challenge to get the word out, and that many property owners are unaware of what NYSERDA offers.

“They offer so many generous incen-tives and cost-sharing initiatives,” said Thielking. “We have a strong relationship with them.”

The Energy Improvement Corp. esti-mates that Westchester property owners waste in total $100 million in energy costs each year.

“You’re paying for something that you don’t need,” Thielking said. “This money could be going to your employees or your community rather than the Middle East. It’s a staggering sum. You can be cost effec-tive if you have the right things in place.”

Del Sindaco said he hopes the program encourages property owners to consider making their buildings more efficient.

“This is a very simple process with viable cost-effective financing,” he said. “This is a unique product; nothing like this has been made available.”

Striving for energy efficiency, one building at a time

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As New York lawmakers prepare to increase the state’s minimum wage to $9 an hour, Sen. Kirsten Gillibrand

proposed a bill to increase the federal mini-mum wage to $10.10 an hour, with both measures drawing criticism from business groups.

State lawmakers and Gov. Andrew M. Cuomo have reached a tentative agreement that will incrementally increase the mini-mum wage in New York to $9 an hour by 2016.

Minimum wage, currently at $7.25 an hour, will increase to $8 an hour next year, $8.75 an hour in 2015 and $9 an hour in 2016. As part of the wage hike, businesses and residents will receive $700 million in tax breaks.

The agreement is part of negotiations

over New York state’s 2014 budget, which must be approved by April 1, though law-makers are hoping to approve a budget before Passover and Easter. The budget has not been approved as of press time.

The state Assembly recently approved increasing the minimum wage to $9 an hour, with increases tied to inflation. In the Senate, the majority coalition composed of Republicans and independent Democrats had proposed increasing the minimum wage this year, and gradually increasing it over the next three years, though they had not speci-fied by how much.

Republicans in the Senate were look-ing for $2 billion in tax breaks to offset an increase. Cuomo had proposed increasing minimum wage to $8.75 without automatic increases. Twelve states have a higher mini-mum wage than New York.

On March 19, Gillibrand, the junior sen-ator of New York, called for Congress to pass

the Fair Minimum Wage Act of 2013 which would raise the federal minimum wage from $7.25 an hour to $10.10 an hour over the next three years, with the minimum wage rising 95 cents each year. Future increases would be tied to inflation.

According to the Economic Policy Institute, 1.8 million New Yorkers, or 20 per-cent of the state’s workforce, make minimum wage. The increase would generate $3.2 bil-lion in wage increases to New York workers.

A person working full-time at minimum wage, without any time off, earns $15,080 yearly. This annual salary for a minimum wage-earning working family of three is $3,000 below the poverty level on an annu-al basis, according to the Economic Policy Institute.

“By raising the minimum wage and rewarding hard work, not only can more families raise themselves into the mid-dle class, but we can grow the economy,”

Gillibrand proposes increase to federal minimum wageGillibrand said. “Raising the minimum wage is a common sense way to grow our economy, support job creation, and rebuild America’s middle class.”

In the Hudson Valley, there are nearly 200,000 workers making minimum wage.

The federal government last increased the minimum wage in July 2009. Gillibrand said that a federal minimum wage increase would increase America’s gross domestic product by $33 billion and generate 140,000 new jobs.

Mike Durant, state director of the National Federation of Independent Business, said his organization strongly opposes any increase to the minimum wage.

“This would have a significant impact on small businesses, particularly those upstate,” Durant said. “We are not pleased.”

Durant disputes Gillibrand’s claim that a minimum wage increase would create jobs and boost consumer spending.

“I think government needs to understand that they don’t create jobs,” Durant said. “They are not psychologists of consumers. A minimum wage increase would increase the cost of doing business which will diminish the purchasing power of consumers.”

Durant said he would prefer that New York state pursue regulatory reform, and ease tax burdens placed on business.

“The focus should be on continuing the progress of opening New York for business, not closing the door by increasing costs.”

Heather Briccetti, president and CEO of The Business Council of New York State Inc., said that increasing New York’s minimum wage to $9 an hour would add direct costs of $4,000 for each full-time minimum wage employee, plus indirect costs caused by adjust-ing wages for higher-earning employees.

“Employers will have to eliminate jobs or reduce hours, raise prices, defer investments or reduce profits – none of which promotes economic growth,” Briccetti said in a state-ment.

In Westchester County, Business Council of Westchester Executive Vice President John Ravitz said state lawmakers need to look at the long-term consequences and ramifica-tions of a minimum wage increase.

“They need to look at what these increas-es will do to payroll costs, Social Security, Medicare, workers’ comp,” Ravitz said. “Those numbers will add up. It’s their responsibility to listen to the businesses in their district.”

Ravitz said that lawmakers had to address the minimum wage issue, particularly in plac-es with a high cost of living like Westchester. With Gillibrand’s proposal, he is concerned about a rush of politicians trying to top each other with minimum wage increases.

“At first people were proposing $8.75 an hour, and now it’s $10.10,” Ravitz said. “Let’s keep an eye on the significant increases that businesses will look at every month.”


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If Oprah Winfrey agreed to say she loves your product or service, would that help your business grow? To compete success-

fully, organizations need marketing, advertis-ing, public relations, promotions, Internet and social media strategies. They also need to connect with the people who can influence mass decision-making in others.

You may not be able to reach Oprah, but you can win over the few decision-makers who are “influencing” the choices of others in your specific market. Their opinions make the difference between success and failure. Winning over influential people begins by getting good information about their values and decision-making process. Ask whether your company’s products or services, envi-ronmental stance, and business practices are in line with their expectations.

Authors Patterson, Grenny, Maxfield, McMillan and Switzler in the book “Influencer” say Dr. Everett Rogers’ contribu-tion to “influence theory” remains one of the greatest in history. As a freshly minted Ph.D., Rogers took a university job with the respon-sibility of encouraging Iowa farmers to use a new and improved strain of corn which was disease resistant, therefore producing greater yields and higher profits. Because he had never plowed a field, he made no progress – farmers viewed him with suspicion, not as an expert.

Rogers looked for just one farmer to embrace his seed and then let that farmer persuade everyone else. The one he found wasn’t much like the others, drove a Cadillac and wore Bermuda shorts. But he tried the new seed and got a bumper crop which his neighbors could see. Rogers thought that everyone would now use the new seed.

But, according to “Influencer,” other farmers wouldn’t use the new seed. “They didn’t like the weirdo in Bermuda shorts who spurned their lifestyle any more than they liked the pretentious academic who had the nerve to tell them what to do. This failure changed the course of Dr. Rogers’s life. He spent the rest of his career learning why some ideas are adopted and others aren’t.”

Rogers discovered that the merit of an idea did not predict its success. What pre-dicted success was whether a specific group of people embraced it. He learned that the first group of people to buy any new idea is not like the masses, and called them “innova-tors.” They are usually different than others, like the farmer in the Bermuda shorts.

Rogers wanted to know why certain indi-viduals are far more influential than others and learned about a second group willing to try an idea, calling them “early adopt-

business ideasBY jOe MuRtAghThe dreamspeaker™

Influence: the most powerful forceers” or “opinion leaders.” Rogers found that although they only represent about 13.5 per-cent of the population, this group of people is socially connected and respected.

“Influencer” concludes, “The rest of the population, more than 85 percent, will not adopt new practices until opinion leaders do. When it comes to creating change, you no lon-ger have to worry about influencing everyone

at once. Spend disproportionate time with the opinion leaders. Listen to their concerns. Build trust with them. Be open to their ideas. Rely on them to share your ideas, and you’ll gain a source of influence unlike any other.”

Although Oprah may not agree to say she loves your product or service, by converting the small number of opinion leaders or influ-entials to the benefits offered by your orga-

nization, they will tell the other 86.5 percent how wonderful you are and help you enjoy a competitive advantage and lasting success.

Joe Murtagh is an international motiva-tional speaker, meeting facilitator and business trainer. Email [email protected], visit TheDreamSpeaker.com or call (800) 239-0058.


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WCA CAlls fOR COunty tO APPROve lDC

The Westchester County Association (WCA) is joining with other business, labor and nonprofit organizations calling for the Board of Legislators to formally approve a Local Development Corporation (LDC).

An LDC issues tax-free, low-interest bonds to nonprofit organizations. County Executive Robert P. Astorino created an LDC in January 2012, after the Westchester County Industrial Development Agency lost bonding power in 2008. The LDC has held meetings and approved several projects, despite county legislators voting against the LDC, claiming it gave Astorino too much power.

Astorino fought back, claiming in a legal opinion by his bond counsel that he did not need the Board of Legislators’ approval.

Astorino and the board have begun working together to have legislators more involved in the LDC. The LDC will have three members - Astorino, and the major-ity and minority leader of the Board of Legislators. Legislators are expected to vote on the LDC in April, giving it their approval.

The WCA, along with the Construction Industry Council Building Contractors Association and Nonprofit Westchester, expressed support saying an LDC would open doors for the nonprofit community.

“The LDC will help advance economic development in the county and create jobs in a difficult economic climate,” Marissa Brett, executive director of the Blueprint for Westchester the WCA’s economic develop-ment initiative, said in a statement. “We urge the (Board of Legislators) to vote for prog-ress. This is the tool that Westchester needs. It will be a win-win for Westchester.”

Ross Pepe, president of the Construction Industry Council Building Contractors Association, said that the LDC will create hundreds of millions of dollars in construc-tion activity throughout Westchester.

WestChesteR nuRses AGRee tO neW COntRACt

The Westchester chapter of the New York State Nurses Association (NYSNA) agreed to a new contract with the county last week and for the first time, nurses will contribute to their health care costs.

The four-year contract, which was rati-fied March 15, covers 50 nurses who work for the county. NYSNA is the fourth union in Westchester to agree to contribute to their health insurance.

The new contract calls for no salary increases in 2013, a 2 percent salary increase

for 2014, and a 1.5 percent increase in 2015. Health care contributions begin Jan. 1, 2014. The contract is expected to save Westchester County $107,000 over the remainder of this year and $297,000 over the life of the contract.

The salary increases will be financed through savings obtained from switching to a new insurance plan.

County Executive Robert P. Astorino has made employees contributing to their health insurance a priority since he took office in 2010.

Four remaining unions, including the Civil Service Employees Association, the county’s largest union, do not contribute to their health insurance.

tD fOReCAsts hOusinG uPtiCK Will lAst

All things housing appeared on the upswing this month, according to a recent report from TD Bank.

Ahead of the government report on existing home sales due later this week, TD Bank reported annualized housing starts at 917,000 in February, up from an annualized number of 910,000 in January.

“The increase in starts was spread across both single-family and multifamily units, posting gains of 0.5 percent and 1.4 percent, respectively,” TD reported.

The bank also looked at housing per-mits nationally. Those numbers increased 4.6 percent in February from the previous month, potentially sending annualized home construction to the 946,000 level.

“The bounce back in housing starts in February was fully expected given the disap-pointing release last month,” TD reported. “We continue to expect gradual improvements in starts over the coming months, before pick-ing up in the second half of the year as a result of strengthening demand and continued momentum in the labor market. By year end, we anticipate construction in new homes to ring in around 1.06 million annualized units.”

There is a positive domino effect, accord-ing to TD: “The ongoing rise in housing construction has finally started adding to job growth. Since the beginning of the year, construction payrolls have added a whop-ping 73,000 jobs (nationally). In fact, the 48,000 construction jobs added this month was the largest monthly gain since March 2007. As the housing recovery continues to gain momentum over the coming months, we expect this upward trend in construction payrolls to continue.”

TD Bank is based in New Jersey and Maine, with offices in New York and Connecticut, plus Florida to Maine.

MeRCy ACCeleRAtes Business DeGRees

Mercy College in Dobbs Ferry is opening its doors to freshmen with drive and a sense of their futures – in business – to experience a faster, more focused college experience.

After three years, students who complete

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the honors-level course load will graduate with a B.S. in business administration. Mercy is setting the bar for admission at a mini-mum 3.2 high school grade point average. Undergraduate classes average 20 students.

Mercy also is applying the same focus and intensity to graduate business studies by add-ing an accelerated one-year MBA degree. Both programs are accepting applicants for fall 2013.

The MBA program will be available to nonbusiness majors who participate in a one-month immersion program to satisfy degree prerequisites. Undergraduates who have completed the intensive three-year pro-gram in good standing can then enter the one-year MBA program and graduate with an MBA in four years.

Mercy, which also maintains a Manhattan campus, has embraced what it terms a “new paradigm for business education” that relies on professionals to buttress professors’ roles, plus an emphasis on working outside the classroom.

“The new three-year and one-year programs afford our students exceptional resources and tools to succeed in the business world,” said Dean Ed Weis of Mercy’s School of Business.

There will be an MBA open house in the Vitale Life Skills Lab on the Dobbs Ferry campus 5 p.m. to 8 p.m., April 11.

PlAylAnD iCe CAsinO ClOseD fOR the yeAR

Due to damage from Hurricane Sandy, the Ice Casino at Rye Playland will be closed for the year.

The county made the announcement March 18 and said the closure of the skating rink would cost Westchester $1.6 million in revenue.

The park is set to open for the sea-son May 11, but the North Boardwalk and Seaside Walk will also be closed.

Playland alone sustained $12 million in damage from Sandy, with the Ice Casino tak-ing the brunt of it. The facility’s roof requires major repairs before it can be reopened. Two doors were also blown off during the storm, and a flood in the basement damaged the boilers.

In January, the county Budget and Appropriations Committee unanimously approved a $4.9 million bond to repair the Ice Casino.

The county expects to get most of the bond reimbursed by the Federal Emergency Management Agency (FEMA) and insur-ance.

iBM OPens lAB in yORKtOWnIBM Corp. announced March 14 the creation of the IBM Customer Experience Lab, dedicated to helping business leaders transform the way cus-tomers experience their products and services through the cloud and other technologies.

The lab will be headquartered at the Thomas J. Watson Research Center in Yorktown Heights. At the lab, IBM research

scientists will work with clients to deliver systems that learn and personalize the expe-riences of each individual customer, identify patterns, preferences and create context from data and drive scale economics.

IBM has said that “front office transfor-mation of sales, marketing or customer ser-vice” is the most important wave of business change since the 1990s.

“Business leaders realize they need to continuously transform their customer expe-rience in order to be relevant and com-petitive,” said Mahmoud Naghshineh, vice president, services research at IBM in a state-ment. “What made them successful over the last decade, or even last year, may not be competitive in the future. We will help clients explore the possibilities presented by new assets, technologies and innovation mod-els based on our engagement experiences with thousands of organizations across every industry.”

IBM invests more than $6 billion annual-ly on research and development and employs about 3,000 researchers worldwide.

PePsiCO tO DisClOse lOBByinG ties

PepsiCo Inc. in Purchase will publicly dis-close all of its federal and state political lobbyists as well as trade organizations and grassroots groups that the company funds in an agreement reached with State Comptroller Thomas P. DiNapoli.

The agreement announced Friday by the comptroller’s office is part of DiNapoli’s three-year effort to force disclosure of politi-cal spending by companies in which the New York State Common Retirement Fund holds shares. The state pension fund, administered by the comptroller, owns approximately 5.2 million PepsiCo shares valued at nearly $400 million.

DiNapoli withdrew a shareholder’s reso-lution seeking the disclosures in exchange for PepsiCo’s agreement to post its lobbying ties on its website before the food and beverage giant’s annual stockholder meeting May 1.

The company also agreed to review and revamp its website regarding political contri-butions, lobbying and disclosure and further

explain how it interacts with trade associa-tions by the fourth quarter of 2013.

PepsiCo already reports to the state its con-tract and expenditures for lobbying state and municipal government officials in New York.

“PepsiCo has taken an important step in giving shareholders a clear view of the way it uses corporate dollars in the political arena,” DiNapoli said in a statement. “Shareholder value is enhanced and reputational risks are reduced when companies disclose how corporate money is being spent in politics. Companies should follow PepsiCo’s lead by embracing transparency.”

DiNapoli in 2011 and 2012 filed 27 share-holder resolutions on behalf of the pension fund seeking disclosure of political spending and reached agreements with 10 compa-nies. This year he has filed 26 shareholder resolutions and has reached agreements with several companies, including KeyCorp, the parent company of Key Bank.

—Sam Barron, Bill Fallon and John Golden


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highly useful for certain campaigns, these metrics are not applicable to other campaigns.

This difference highlights one of the major difficulties of social media analytics: being able to determine what exact metrics are required for a social media campaign. The metric for success in one campaign often differs greatly for another campaign. For example, a cam-paign to improve customer satisfaction differs greatly from brand marketing – an area in which social media is particularly adept.

Nevertheless, analytics are now sufficient-ly robust that when properly utilized, they can provide at least a fairly accurate assessment of a campaign’s performance. Interestingly, some of these variables are heavily depen-dent on social interactions. Included in this category are demographics, strength of refer-rals and recommendations, inbound links, conversation index, search index, memes (the spread of an idea from an individual to a community), sentiment and engagement.

The chief takeaway from these terms is that the number and sophistication of ana-lytics is rapidly increasing. In fact, many busi-ness intelligence companies are struggling with information overload from being able to effectively analyze this plethora of data.

The Internet is still the great equalizer. A company of two people can have a bigger online presence than a company of 5,000 employees. To an extent, the same holds true for the value of analytics, the main differ-ence being the size and duration of a social media marketing campaign. There are some metrics for specific pages that are basic to all campaigns, such as the click-through rate for some call to action or the bounce rate on a landing page or home page.

Every company or marketer must deter-mine which metrics to use based on their busi-ness objectives. Incorporating this into work-ing goals and hypotheses greatly facilitates the use of the appropriate combination of metrics. This is the crucial element of every social media campaign: setting realistic goals that are measurable and relevant. Furthermore, these measurements and goals must be determined prior to the execution of the campaign.

Fortunately, there are a growing number of companies and products that provide a range of analytics most businesses can use. The data they provide will now allow almost every business to develop effective social media campaigns and quickly determine their effectiveness.

Bruce Newman is the president of wwWebev-ents.com, a division of The Productivity Institute L.L.C. in Carmel. He is a social media guru and a specialist on webinar creation and promotion. He can be reached at [email protected].

social media trendsBY BRuCe NeWMAN

the importance of social media analyticsOne of the biggest prob-

lems with many social media campaigns

is their inability to deliver proven results. Although this is a common problem of many forms of advertising, it is particu-larly noticeable in social media.

Since social media campaigns frequently involve significant amounts of time and effort –

and cost – being able to track results and deter-mine their effectiveness is critical. And yet, until recently, the analytics were insufficient.

Analytics is the collection, measure-ment and analysis of Internet traffic and

data. It is becoming increasingly critical for market research and measuring campaign effectiveness. Several of the commonly used criteria include tracking pages, keywords, amount of time on a page, number of page

views and visits per session. Of the many analytics that we evaluate

during a campaign, three of the most impor-tant, when relevant, are: the number of people we drive to a website, the amount of time a viewer remains on a website, and the number of conversions from that website, meaning the number of visitors who sign up for a member-ship, newsletter subscription, software down-load, or other activity. Unfortunately, while

ne of the biggest prob-

is a common problem of many forms of advertising, it is particu-

and cost – being able to track results and deter-mine their effectiveness is critical. And yet,

ment and analysis of Internet traffic and data. It is becoming increasingly critical for market research and measuring campaign

HV


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Having a sound strategy for corpo-rate growth counts for nothing if you don’t have the means –and the

people – to implement it. For a CEO’s strategy to be most effective,

obtaining buy-in from your management group is critical. Why? Because you need your management team to be an extension of you.

Over the course of implementing a cor-porate strategy for long-term growth, your entire organization must accept and embrace a higher level of accountability and the pres-sures that go along with constantly trying to raise the bar.

In the old days, obtaining corporate buy-in just meant barking orders, but this is a different generation that responds to a more hands-on, grassroots style of leadership.

As a CEO, your management team is closer to the action than you are, and so you want them to be thinking of ways to solve problems as you would. That neces-sitates that they buy into this concept – the culture of constant accountability and self-improvement.

Message: Discuss with your manage-ment team the key drivers that you feel are most closely linked to your company’s growth. Establish protocols for monitor-ing your progress as a company and your employees’ progress as individuals.

Compare where the company is now to your competitors, or to the industry stan-dard. You can access data on various industry metrics from sources like IBISWorld Industry Research Reports (ibisworld.com) or Integra Benchmarking by MicroBilt (microbilt.com).

Identify areas where the company is stron-gest and other areas that need improvement.

Most importantly, show management and employees what will happen if those key business drivers are improved upon, how profitability and free cash flow will be affected, and how that can lead to rewards such as increased compensation for those who are shown to be contributing most to the improvements.

Consistency: Creating a culture of accountability takes time. It means having weekly and monthly meetings to discuss and act on key business drivers, and reinforcing the company’s goals.

Be sure to regularly discuss progress of each key business driver with the manage-ment team, taking time to reflect on and reach

conclusions over what the data is showing. Communicate to the management team

what you, as CEO, are seeing, and what you would like to see done differently (or main-tained) going forward. And then follow up on any directives given to management.

Consistency means having weekly and monthly meetings to discuss and act on the

key business drivers. Some topics – such as sales, gross profit, or profits by location – lend themselves to monthly meetings, where-as others – open leads, for example – need to be discussed on a weekly basis.

Keep meeting times, agendas and loca-tions consistent as well, ensure that all of the necessary people are regularly present, start the meetings on time and don’t cancel except in the case of emergencies. Again, this is all about tone at the top and leading by example.

Accountability: Developing a culture of accountability starts with and must be main-tained by the CEO. If employees see their boss lose steam and discontinue initiatives after a short time, chances are, they will follow suit.

The management team and all personnel must understand that reports on the com-pany’s progress will go all the way down to the individual level, and that there will be account-ability for success and failure at that level.

Goals will be set, and compensation, promotions, and careers paths will be driven by this system.

A word of caution: CEOs must be willing to reward the appropriate personnel for suc-cesses that increase the company’s profitabil-ity. If there is no upside for them, then buy-in is going to be much more difficult.

Mark L. Fagan, CPA, is the managing partner of Citrin Cooperman’s Connecticut office. Mark can be reached at [email protected] or (203) 847-4068.

BY MARk L. FAgANWiTH PATRiCk gALLAgHER

the CEO evolution

embracing a culture of accountability

Developing a culture of accountability starts with and must be maintained by the CEO. If employees see their boss lose steam and discontinue initiatives after a short time, chances are, they will follow suit.


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A global insurance provider with more than $1.2 billion in annual revenues is the latest company to agree to

move its headquarters to Connecticut from Westchester County in exchange for state incentives.

Stamford, Conn.’s strong contingent of insurance companies and its transportation center were decisive in luring The Navigators Group Inc. from Rye Brook, a company offi-cial said last week.

Navigators is the 10th company to be offered incentives under Connecticut’s “Next Five” job creation initiative and its predecessor, “First Five,” both pioneered by Connecticut Gov. Dannel P. Malloy and over-seen by the state Department of Economic and Community Development (DECD).

The programs have provided compa-nies including Bridgewater Associates L.P., Charter Communications Inc., and NBC Sports Group – all of which have already moved to or are in the process of relocat-ing to Stamford – with state incentives in exchange for pledges to create at least 200 new jobs in Connecticut.

Malloy and DECD officials “made it very clear that Navigators was an attractive, growth-oriented company they wanted to bring to their state, and they succeeded in making a compelling case for us to make the move to Connecticut,” said Navigators president and CEO Stanley A. Galanski in a March 15 statement.

The commercial property and casual-ty specialty insurance company, which has offices in the U.S., Europe, China and South America, will move all 100 of its current headquarters staff to Connecticut by the end of 2013.

Most of that group will be headed to the company’s future headquarters in Stamford, said R. Scott Eisdorfer, the company’s chief administrative officer, who declined to name the property Navigators had chosen.

To assist with the move and with related capital expenditures, which Navigators esti-mates will cost about $25 million, the DECD will provide Navigators with a 10-year, for-givable loan of up to $8 million at no inter-est, as well as a grant of up to $3.5 million. The incentives are contingent on Navigators meeting its job creation commitments.

The move represents a win for Stamford, said Laure Aubuchon, the city’s director of economic development.

“Obviously, anytime a CEO has a deci-sion to make as to where they go, it’s a lot easier to stay where you are,” Aubuchon said. “So it’s a very proactive vote of confidence to the city of Stamford.”

Eisdorfer said Navigators is also looking

to move its data center to Connecticut and to establish an operations service center in Connecticut, which he said would involve the transfer of current employees to the new sites and the hiring of new employees.

“There will be some employees who will be moving from Rye Brook, and there’ll certainly be new, fresh hires,” Eisdorfer said. “Even more so in our operations service center, because we don’t have anyone in Connecticut currently from our operations service center.”

In all, Navigators has pledged to estab-lish more than 200 jobs over five years in Connecticut, with Malloy saying the com-pany would “strengthen Connecticut’s global reputation as a leader in the insurance indus-try.”

Eisdorfer said the company, which is currently based at Reckson Executive Park in Rye Brook, began its search for a new head-quarters several years ago with its lease set to expire at the end of 2013.

He said the company considered staying in Rye Brook.

“Absolutely ... we looked here and we looked in a few other locations and we settled on Stamford, and for the other operations and functions we looked at many cities,” Eisdorfer said. Ultimately, the company will not retain any presence in Rye Brook, he said.

“Stamford’s got a lot of insurance com-panies. We know it well,” Eisdorfer said. “We know a lot of our peer companies and even some of our partners are currently in Stamford, so we feel it’s a very positive envi-ronment for us.”

Additionally, he said, the city’s transpor-tation center, which provides links to New Haven, Conn. and New York City, would allow Navigators to recruit from far beyond the Stamford area.

“That was a very big differentiator – a big factor in our choosing Stamford,” Eisdorfer said.

Compass points to stamford

Stanley A. Galanski, president and CEO of The Navigators Group Inc.; Connecticut Gov. Dannel P. Malloy; and Catherine Smith, commissioner of Connecticut’s Department of Economic and Community Development.


Westchester CountyAssociation

ACCESS.ADVOCACY.

ACTION.

RETHINKINGWESTCHESTER: A Blueprint for SmartGrowth

Westchester County is on the cusp of significant economic development,thanks to the WCA’s Blueprint for Westchester. And to better prepare everytown, village, and city, the Blueprint will present a transformative benchmarkconference this spring that will prove invaluable for Westchester’s planning,zoning, and land-use professionals, as well as municipal officials, realestate attorneys, commercial realtors, developers, and the generalbusiness community.

RethinkingWestchester: ABlueprint for Smart Growth onFriday, June 21,willprovide a valuable window on how innovation is spurring economic develop-ment in the nation, and will offer valuable recommendations for Westchesterabout how to compete.

FOUR DYNAMICPANEL DISCUSSIONS featuringexperts in their fields will address:

• National Trends in Site Selection:What the Money and Talent Are Really Searching For

• Infrastructure for the 21st Century: What Business Needs Now!

• Public-Private Partnerships: How to Jumpstart Municipal Projects

• Work. Live. Play. Westchester!: Repurposing Our Assetsto Meet Current Commercial and Residential Demand.

MARK SWEENEY, internationally renowned site selection specialistand economic development consultant, will give one of the keynote ad-dresses. Sweeney has represented Pennsylvania, Oklahoma, and NorthCarolina in their quests to attract business; and Procter & Gamble, Nissan,Shell Oil, Waterford Wedgewood, Oreck, Comcast, and Boeing as theysought new markets and sites at which to conduct business.

“Understanding the drivers of growth, market conditions, and competitivefactors is critical for all who are involved in economic development,” saysMarissa Brett, director of the Blueprint for Westchester. “All across thecountry, people are teeming with ideas and are seeking the right locationsat which to do business. With technology becoming one of the fastest grow-ing job sectors in the New York economy, Westchester has an unparalleledopportunity to stake its claim. This conference will help point the way.”While Silicon Valley and the Research Triangle have been dominant in at-

tracting and cultivating innovation, they are by nomeans the only centers ofgrowth. The northeast corridor between Washington, DC and Boston hasstepped up the competition.“Increasingly, we’re living in a high-tech world, whether it’s computer

technology, bio tech, med tech or financial tech,” says Bill Mooney, presi-dent of the Westchester County Association. “And with healthcare now a$10 billion industry in Westchester—with its hi-tech requirements and de-livery systems—the time has come for all of our towns and cities to under-stand the ramifications of change and innovation on our community, andprepare to take action.”

Rethinking Westchester: A Blueprint for Smart Growth is sponsored by:Cuddy & Feder, LLP; Entergy; Optimum Lightpath; John Meyer Consulting;McCullough, Goldberger & Staudt, LLP and O’Connor Davies, LLP.To become a sponsor, contact Julia Emrick at [email protected] call her at 914.948.6740.

Rethinking Westchester: A Blueprint for Smart GrowthFriday, June 21, 2013, from 7:30 am to 2:30 pmWestchester Marriott (Tarrytown)CE Certificates to be distributed

Further details about the conference will be released in the coming weeks.

Save the Date Friday, June 21st for this Truly Transformative Conference!


AT LAST WEEK’S

POLITICAL FRIDAYBREAKFASTOver 60 guests enjoyed hearing Andrea Stewart-Cousins’take on Albany politics as well as her thoughtful account ofgrowing up in a family that struggled and achieved at theMarch 15th Political Friday breakfast, held at Mercy College.Some takeaways: the 2%property tax capwill remain intact;the state deficit will continue to cause pain; she will fightfor programs to help the economically disadvantaged andto improve education; and she supports Governor Cuomo’sapproach to regional economic development.

Photos:HarrisonEdwards,Inc.

Dr. Kimberly R. Cline (Mercy College), StateSenator Andrea Stewart-Cousins, Bill Mooney (WCA)

Lew Tischler(The Business Doctor)

Kevin Joyce (Mercy College),Jeffrey Neeck (Strategies for Wealth)

JoAnn M. Murray (Allan M. BlockAgency), Mark Sturman, Wells Fargo

Michael Rush and Susan Somersille-Johnson (Lois Bronz Children’sCenter)

Fred Baumgarten (Sarah LawrenceCollege), Stewart-Cousins, NancyMent (Andrus Children’s Center)

BLUEPRINT CITY SHOWCASE: YONKERSAPRIL 24, 2013, 8 AM TO 2 PMWestchester’s Ridge Hill | One Ridge Hill Boulevard | Yonkers, NYBy-invitation only event for real estate professionals, investors, developers, site selectors, and lawyers.

TOUR the city’s highlights | ENJOY informational presentations | VIEW special development and investmentopportunities | HEAR about the vision for Yonkers by Mayor Spano | MEETmembers of the City and IDA teams

Featured Property Sponsors:COLLINS ENTERPRISES, LLC; DW CAPITAL; EMPIRE CITY CASINO; NATIONAL RESOURCES

Showcase Sponsors: Bleakley Platt & Schmidt LLP; Brio Tuscan Grille; Con Edison; Corporate Audio Visual Services;Entergy; Mahopac National Bank; MTA Metro-North Railroad; NAI Friedland; O’Connor Davies, LLP; Ridgehill;Sarah Lawrence College; Verizon Communications; Webster BankSupporters: Rising Development; Cottage International Development Group; J&R Tours; Morris Properties; Showcase Cinema De Lux; VHB

For more information, please contact Julia Emrick at [email protected].

NEXT POLITICAL FRIDAY:

MEET BILL RYANON APRIL 19TH

Bill Ryan (D-White Plains), is one of threeDemocrats vying for their party’s blessing on April 24 torun against incumbent County Executive Rob Astorino (R)this year.Westchester CountyBoard of Legislators ChairmanKen Jenkins (D-Yonkers) and New Rochelle Mayor NoamBramson are also seeking the Democratic nomination.Ryan is an eight-termmember and immediate past Chair-man of the Board of Legislators, where he worked to saveWestchesterMedical Center from financial collapse, helpedkeep property tax increases to a 2.63% annual average forsix county budgets, and created a citizen-run WestchesterCounty Charter Revision Commission. Today, he is Directorof theNational Association of Counties and amember of theLargeUrbanCounty Caucus. Ryan is a formerNewYorkStateAssemblyman and past President of the New York StateAssociation of Counties.

MAY 3RD POLITICAL FRIDAY:

MEETKENJENKINSKen Jenkins (D-Yonkers), Chairman of TheBoard of Legislators since 2010, was electedto the Board of Legislators in a special elec-tion held on February 13, 2007 after a 20-year career in thetelecommunications field. As of this writing, he has receivedendorsements in his race for the Democratic nominationfrom Peter Harckham (D-Katonah), Yonkers Mayor MikeSpano, NYS Democratic Leader Andrea Stewart-Cousins(D-Yonkers) and others. Should he capture the nomination,his campaign is expected to focus on high property taxesand protecting the safety net.

COMING UPPOLITICAL FRIDAY SERIES

MEET BILL RYANWestchester County Legislatorand County Executive HopefulFriday, April 19, 8–9:30 amBerkeley College, White PlainsNo charge; open to the publicRegister [email protected]

MEET KEN JENKINSChairman, Westchester Boardof Legislators and CountyExecutive HopefulFriday, May 3, 8–9:30 amTBD locationNo charge; open to the publicRegister [email protected]

WCA HAPPY HOUR Hosted byThe Young ProfessionalsTuesday, April 16, 5:30–7:30 pmButterfield8, White PlainsSponsored byCitrin Cooperman & Co.

Invitation onlyBLUEPRINT CITY SHOWCASE:Featuring YONKERSWednesday, April 24, 8 am–2 pmBreakfast Networking Reception,City Tour, Luncheon with keynoteaddress by Mayor Mike SpanoInquiries:[email protected]

SAVE THE DATERETHINKINGWESTCHESTER:A BLUEPRINTFOR SMART GROWTHA half day conference for• municipal officials• attorneys• planning and zoning boards• developers

FRIDAY, JUNE 217:30 am–2:30 pmMore info at westchester.org

SHOWCASECITYWCABLUEPRINT

YONKERS


THELIST: largest commercial banks westchester countyRANKED BY TOTAL ASSETS LARGEST COMMERCIAL BANKS WESTCHESTER COUNTY

Rank

Name and address • Number of branches in countyTelephone number, area code: 914 (unless otherwise noted)Website

Total assets ($ rounded)

Year-to-date profit (loss) ($ rounded)

Return on assets annualized ($ rounded)

Return on equity annualized ($ rounded)

Delinquent loans90 days or more + nonaccruals

($ rounded)

Year establishedNumber ofemployees

1 JPMorgan Chase N.A.270 Park Ave., New York City 10017 • 101 branches(800) 678-1051 • jpmorganchase.com

1.9trillion

13.9billion

77thousand

10.1million

32.7billion

1824203,881

2 Bank of America101 S. Tryon St., Charlotte, NC 28255 • Eight branches(800) 432-1000 • bankofamerica.com

1.5trillion

12.3billion

86thousand

7.0million

61.0billion

1904174,892

3 Citibank N.A.399 Park Ave., New York City 10022 • 26 branches(800) 285-3000 • citibank.com

1.3trillion

11.8billion

90thousand

7.7million

16.3billion

1812192,244

Wells Fargo Bank N.A.101 N. Phillips Ave., Suite A, Sioux Falls, SD 57104 • 35 branches(605) 575-7332 • wellsfargo.com

1.3trillion

16.6billion

1.4million

13million

46.1billion

1870227,759

4 BNY Mellon N.A.500 Grant St., 1 Mellon Center, Pittsburgh, PA 15262 • One branch(412) 234-5000 • bnymellon.com

282.4billion

1.3billion

55thousand

6.9million

219.0million

186933,742

5 Capital One N.A.1680 Capital One Drive, McLean, VA 22102 • Nine branches(703) 448-3747 • capitalone.com

251.0billion

1.3billion

76thousand

4.5million

2.3billion

193324,695

6 TD Bank N.A.2035 Limestone Road, Wilmington, DE 19808 • 13 branches(302) 351-4560 • tdbanknorth.com

204.0billion

775.2million

40thousand

2.7million

1.7billion

185225,490

7 HSBC Bank USA N.A.1800 Tysons Blvd., McLean, VA 22102• 18 branches(800) 975-4722 • us.hsbc.com

186.8billion

-836.2thousand

-43thousand

-4.3million

1.5billion

20047,145

8 RBS Citizens Bank N.A.1 Citizens Plaza, Providence, RI 02903 • two branches(401) 456-7096 • citizensbank.com

104.8billion

560.4million

55thousand

3.0million

1.6billion

200515,490

9 KeyBank N.A.127 Public Square, Cleveland, OH 44114 • 16 branches(216) 689-5580 • key.com

87.0billion

887.3million

1.1million

9.2million

787.0million

184916,439

10 M&T Bank1 M&T Plaza, Buffalo 14203 • Seven branches(800) 724-2440 • mtb.com

82.1billion

1.1billion

1.4million

10.8million

1.8billion

185613,820

11 Webster Bank145 Bank St., Waterbury, CT 06702 • Eight branches(800) 325-2424 • websterbank.com

20.1billion

192.7million

1.0million

9.6million

195.7million

18702,823

12 The Bank of New York Mellon1 Wall St., New York City 10286 • One branch(212) 495-1784 • bnymellon.com

16.9billion

134.8million

94thousand

4.8million

27.4million

18511,761

13 Signature Bank565 Fifth Ave., New York City 10017 • Two branches(866) 744-5463 • signatureny.com

17.4billion

185.5million

1.2million

12.3million

55.9million

2001844

14 Morgan Stanley Private Bank N.A. 2000 Westchester Ave., Purchase 10577 • One branchmorganstanley.com

16.5billion

58.5million

45thousand

4.2million

2.0million

1996385

15 New York Commercial Bank*1601 Veterans Highway, Suite 100, Islandia 11749 • Four branches(631) 348-0888 • newyorkcommercialbank.com

3.3billion

24.8million

87thousand

4.4million

28.5million

1990197

16 Customers Bank99 Bridge St., Phoenixville, PA 19460 • One branch(610) 933-2000 • customersbank.com

3.2billion

25.6million

1.1million

13.9million

81.2million

1997251

17 Hudson Valley Bank21 Scarsdale Road, Yonkers 10707 • 18 branches961-6100 • hudsonvalleybank.com

2.9billion

28.8million

1.0million

10.2million

34.8million

1972445

18 Sterling National Bank650 Fifth Ave., New York City 10019 • One branch(212) 757-3300 • sterlingbancorp.com

2.7billion

24.6million

97thousand

11.2million

6.2million

1929552

19 Mahopac National Bank1441 Route 22, Brewster 10509 • Seven branches(888) GoBank8 • welcomebanking.com

905.2million

3.2million

36thousand

3.0million

20.5million

1927125

20 Patriot National Bank900 Bedford St., Stamford, CT 06901 • Two branches(800) 762-7620 • pnbdirectonline.com

618.1million

463thousand

7thousand

81million

26.1million

1994112

21 Country Bank200 E. 42 St., New York City 10017 • One branch(212) 818-9090 • countrybankonline.com

448.6million

3.0million

66thousand

8.3million

11.4million

198851

22 The Westchester Bank2001 Central Park Ave., Yonkers 10710 • Three branches337-1900 • thewestchesterbank.com

324.4million

1.51million

52thousand

3.26million

125thousand

200833

23 Greater Hudson Bank N.A.643 Route 211 East, Middletown 10941 • One branch(877) 692-1170 • greaterhudsonbank.com

309.2million

2.5million

78thousand

6.6million

629thousand

200250

24 Putnam County National Bank of Carmel43 Gleneida Ave., Carmel 10512 • One branch(845) 225-3688 • pcnb.biz

163.1million

-809thousand

-50thousand

-2.0million

7.1million

186537

Ranked by total assets.

Source: Information obtained from BauerFinancial Inc., Coral Gables, Fla. 33114; (800) 388-6686; bauerfinancial.com; data as of September 2012. Compiled from data as reported to federal regulators. Although the financial data obtained from these sources is consistently reliable, its accuracy and comprehensiveness can not be guaranteed by BauerFinancial Inc. Information for a number of branches is current as of March 2013. and was obtained from the Federal Deposit Insurance Corp. website fdic.gov or from institution websites. * Atlantic Bank of New York is the institution's division in Westchester County.


BANkiNgSPECIAL REPORT

As the pay fobs and card swipers take over, the one item you increasingly don’t need at the store is cash in your pocket. On March 20, two MasterCard executives looked further into commerce yet-to-come at “The 2013 Innovation Project,” a conference hosted by PYMNTS.com at Harvard University.

Gary Flood, president of global prod-ucts and solutions for Purchase-based MasterCard, and Ed McLaughlin, the com-pany’s chief emerging payments officer, addressed advancing “the dialogue of how electronic payments enable everyday com-

merce, economic growth and financial inclu-sion.”

Flood hosted the morning session with former Vice President Al Gore and other industry executives. Their topic, according to MasterCard, was “debating the impact of technology in a world that is moving from cash to electronic payments.”

McLaughlin spoke on a panel that explored changing consumer behavior as the physical and the digital converge.

— Bill Fallon

MasterCard explores future of retailing at Harvard


Buffalo-based M&T Bank is slated by mid-year to complete the acquisition of New Jersey-based Hudson City

Bancorp, both with regional footprints. The banks are public and shareholder approval is required. The votes are slated for April 16 for M&T and April 18 for Hudson City.

“We have complete confidence the shareholders will approve the acquisition,” said Paula Mandell, M&T’s Tarrytown-based regional president. “All indications are favorable.”

If approved, M&T will gain 135 Hudson City branches, 10 of them in Westchester, upping its county presence to 17 branches. There are no plans now to close branches, according to Mandell.

M&T’s most recent financial 2012 data from January lists assets of $83 billion, deposits of $65.6 billion, loans and leases of $66.6 billion, and net income of $1 bil-lion ($296 million in the fourth quarter of 2012). It posted equity capital at $10.2 bil-lion in that report.

M&T offers the spectrum of banking services, while Hudson City’s emphasis has been on the consumer end.

“This acquisition is good for M&T, bringing us an institution – Hudson City – that has enjoyed a fine reputation for over 100 years,” said Mandell. “What it provides is the opportunity to expand goods and services and to expand and grow the M&T brand in an area where we already operate.”

Positive change is already afoot: M&T is bolstering its small business lending divi-sion in Tarrytown by 12 employees, with additional jobs to come as needed in the mid-market and commercial real estate arenas, a process that to date has brought on another four employees.

With the Hudson City accounts added to the M&T tally sheets, M&T would become the sixth-largest deposit holder in Westchester County, Mandell said.

“M&T, which was established in 1856, and Hudson City, founded in 1868, have been serving their customers and com-munities for generations, and we look forward to building on that long histo-ry and tradition together in the future,” said Robert G. Wilmers, M&T chairman

and CEO, in a prepared statement. “As a thrift, Hudson City focused primarily on deposits and mortgages. M&T will build on Hudson City’s loyal customer base to create a comprehensive community bank-ing franchise that provides a full range of checking and savings accounts, debit and credit cards, home equity loans and other lending options, plus small business and commercial banking services and our pre-mier wealth management and corporate trust solutions through Wilmington Trust.”

Wilmington Trust – acquired by M&T in 2010 – has offices coast to coast and internationally, including in Manhattan and in Stamford, Conn., specializing in asset protection and trust management.

“This merger creates tremendous opportunities to build on the successes that each company has achieved individually in its own markets,” Hudson City Chairman and CEO Ronald E. Hermance Jr. report-ed. “Hudson City recently embarked on a diversification of our product lines and our balance sheet. This transaction acceler-ates that transformation. As we combine Hudson City’s attractive retail network with M&T’s full service commercial banking suite, our stakeholders will participate in the growth of one of the nation’s strongest and most successful banking franchises.”

Hudson City’s 135 branch offices are located in New Jersey (97 branches), downstate New York (29 branches) and Connecticut (nine branches), beginning in Greenwich. The two banks have noted “very little overlap” in their branch presences.

M&T expects to gain approximately $25 billion in deposits and $28 billion in loans from the acquisition, before acquisition accounting adjustments.

There are a total 725 commercial and retail facilities bearing the M&T name down the East Coast as far as West Virginia. Its largest presence remains in the Empire State, where 7,462 of its 15,050 employees work.

Hudson City, with headquarters in Paramus, N.J., for the moment remains the largest savings bank headquartered in New Jersey. It maintains branches also in Westchester, Fairfield, Putnam and Rockland counties, as well as on Long Island. It serves Philadelphia through branches in the New Jersey suburbs.

M&T Bank Chairman and CEO Robert Wilmers, left, and Hudson City Chairman and CEO Ron Hermance.

M&t set to add services, branches with acquisitionShareholders will vote in April


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Gold Media

Bronze

BY Ruth MAhONeY

In September 2012, the Kaiser Family

F o u n d a t i o n released the results of its annual Employer Health Benefits Survey. Not surprisingly, annual premiums for employer-sponsored health coverage again outpaced the growth of worker wages. In fact, according to the Kaiser Family Foundation, since 2002 premiums have increased at three times the rate of wages and inflation.

To combat rising costs and offer employees a more flexible approach to funding their health care, businesses in recent years have been turning to a com-bination of the High Deductible Health Plan (HDHP) and health savings account (HSA). However, with the Affordable Care Act ramping up in 2013, we’ve seen a lot of talk and speculation about the future of this increasingly popular approach to

health insurance.Here’s what we know about HSAs in

2013:1. The HSA will continue to serve

as a special purpose account that enables individuals to pay for current health expenses and save for future qualified medical expenses, including retiree health expenses, tax free.

2. In order to contribute to an HSA, an individual must be enrolled in an HDHP, which is a health insurance plan that generally does not pay for the first several thousand dollars of health care expenses. After that, expenses are gener-ally covered.

3. Contribution limits are $3,250 for single coverage and $6,450 for fam-ily coverage. Those older than age 55 can contribute an additional $1,000.

4. Rollovers and transfers from other HSAs are not subject to contribu-tion limits.

We also know, based on a recent report issued by America’s Health Insurance Plans, that there are currently 13.5 million HSAs/HDHPs in the United States—more than twice the number just five years ago.

HSA and HDHP accounts benefit both employees and employersThat HSA and HDHP accounts have

become so popular should come as little surprise, as they offer benefits for both employees and employers.

Employees can make deposits into an HSA checking account with a tiered inter-est-rate structure on a tax-advantaged basis. Once the money is deposited into the account, they can then make tax-free withdrawals to pay for qualified medical expenses. Banks provide convenient check writing and online banking services, along with dedicated and restricted debit cards and investment opportunities. Qualified medical expenses include but are not limited to:

• Physicianvisitcopays• Prescriptionmedication• Eyeglassesandcontactlenses• X-raysand• PhysicaltherapyAny unused funds are carried over

year after year, with no “use-it-or-lose-it” rules.

In addition to being enrolled in an HDHP, eligible individuals must not be covered by another health care insurance plan, must not be covered by Medicare and must not be a dependent on someone else’s tax return.

Employers like HSAs and HDHPs because in 2012 they contributed an aver-age of $11,429 toward the cost of employ-er-sponsored family health coverage for each employee. HSAs and HDHPs help drive that number down, which helps companies lower their operating costs. Also, studies suggest that employees tend to be more careful with health care costs when they make direct contributions to paying for their costs.

For a number of companies, the cost savings is so significant they incentivize employees to select high-deductible plans by making direct contributions to their employees’ HSAs.

If you’re an employer and you’d like to participate in your employees’ HSAs, here are a couple of things you need to know:

1. Employees fully own the con-tributions to the account as soon as they are deposited, which means employers do not have any control over how employees spend the money in them.

2. Employer contributions must be “comparable.” That is, they must be in the same dollar amount or same percent-age of the employee’s deductible for all employees in the same “class.”

Owners and shareholders of S corpo-rations, at least those with a share greater than 2 percent, as well as partners in a partnership or limited liability company (L.L.C.) cannot make pretax contribu-tions to their HSAs by salary reduction. However, they can make their own per-sonal contributions to their HSAs and take the “above the line” deduction on their personal income taxes.

The Affordable Care Act and HSAsWhen the Supreme Court upheld the

constitutionality of the Patient Protection and Affordable Care Act it changed two things with HSAs. First, HSA funds cannot be used for over-the-counter medications without a prescription. Second, taxes on funds used for noneligible expenses will increase from 10 percent to 20 percent.

Also, individuals with existing HSAs will continue to benefit from their account. The Affordable Care Act as it currently stands does not touch them. The bigger question for many is the long-term viability of HDHPs under the Affordable Care Act. Only the future can bring answers to that.

In the meantime, the combination of HSAs and HDHPs continue to offer employers and employees a flexible way to manage and reduce health care costs, especially as banks continue to develop more sophisticated and convenient prod-uct sets that benefit both business and personal banking customers.

Ruth Mahoney is president of KeyBank’s Hudson Valley/Metro NY District, and has more than 20 years’ experience in financial services. She may be reached at 333-5721 or [email protected].

health care reform, the rising cost of insurance and hsAs

To combat rising costs and offer employees a more flexible approach to funding their health care, businesses in recent years have been turning to a combination of the High Deductible Health Plan (HDHP) and health savings account (HSA).


FACTS& FIGURES ON THE RECORD

Items appearing in the Westchester County Business Journal’s On The re-cord section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this informa-tion, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any ac-tion is taken.

Questions and comments regarding this section should be directed to:

Bob Rozyckic/o Westfair Communications Inc.3 Gannett Drive, Suite G7White Plains, N.Y. 10604-3407Phone: 694-3600 • Fax: 694-3680

WESTCHESTERBAnkRUPTCIES

The following petitions were filed in the U.s. Bankruptcy Court for the southern district of New York in White plains. Chapter 11 indicates the filer intends to submit a plan of reorganization to the court. Chapter 7 indicates a liquidation of assets.

Manhattan

JEAD Auto Supply inc., 1810 E. Tremont Ave., Bronx 10456. Chapter 11, voluntary. Attor-ney: Morse Geller, West Hemp-stead. Filed March 14. Case no. 13-10773.

Leonard A. Farber M.D. P.L.L.C., 21 W. Broadway, New York City 10007. Attorneys: Alan D. Halperin, New York City, and Robert D. Raicht, New York City. Chapter 11, volun-tary. Case no. 13-10797.

Lucania Realty Corp., 101 City Island Ave., Bronx 10464. Chapter 7, voluntary. Attor-ney: Lucania Realty Corp., PRO SE. Filed March 13. Case no. 13-10775.

Poughkeepsie

grandolfo Trucking inc., 177 Mountain Road, Pine Bush 12566. Chapter 7, voluntary. Attorney: Warren Greher, New Windsor. Filed March 14. Case no. 13-35542.

COURT CASESThe following cases appear on the docket of the U.s. district Court for the county of West-chester in White plains.

293 3rd Cafe inc., et al. Filed by Samuel Galindo. Action: claim filed under the Fair La-bor Standards Act of 1938. At-torneys for plaintiff: Michael Samuel and David Stein. Filed March 14. Case no. 13-01726.

Abax inc. Filed by the Inter-national Association of Heat and Frost Insulators, et al. Ac-tion: employee benefits claim. Attorney for plaintiff: Cyn-thia Devasia. Filed March 15. Case no. 13-01746.

ADJ Wholesale Produce inc., et al. Filed by D’Arrigo Broth-ers Company of New York Inc. Action: claim filed under the Agricultural Commodities Act of 1930. Attorney for plain-tiff: Leonard Kreinces. Filed March 13. Case no. 13-01688.

Alliedbarton Security Ser-vices L.L.C. Filed by Ayanna Colon. Action: federal question employment discrimination claim. Attorney for plaintiff: Gregory S. Antollino. Filed March 13. Case no. 13-01705.

A & P Restaurant Corp. Filed by Sergio Guix. Action: de-nial of overtime compensation claim. Attorney for plaintiff: Michael Antonio Faillace. Filed March 13. Case no. 13-01671.

Archer Daniels Midland Co. Filed by Algonquin Shipping Corp. Action: claim filed un-der the U.S. Arbitration Act of 1925. Attorney for plain-tiff: Peter Judge Gutowsk and Gina Venezia. Filed March 15. Case no. 01747.

Bank of America Corp., et al. Filed by Joseph Amabile, et al. Action: claim filed under the Sherman-Clayton Act of 1914. Attorneys for plaintiff: Jonathan Gdanski and Scott P. Schlesing-er. Filed March 13. Case no. 12-01700.

Burlington Coat Factory Warehouse Corporation Beautiful Home Textiles (USA) inc. Action: trademark infringement claim. Attorney for plaintiff: Richard Pu. Filed March 14. Case no. 13-01725.

Carrillo Huettel L.L.P., et al. Filed by Securities and Ex-change Commission. Action: securities fraud claim. Attorney for plaintiff: Todd Brody. Filed March 15. Case no. 13-01735.

Commodities international inc. Filed by Maersk Inc. Ac-tion: claim filed under the Vio-lation of Shipping Act of 1984. Attorney for plaintiff: Albert J. Avallone. Filed March 13. Case no. 12-01667.

David Bouley L.L.C. Filed by Mark Stiel. Action: claim filed under the Family and Medical Leave Act of 1993. Attorney for plaintiff: Anne L. Clark. Filed March 15. Case no.13-01739

Deputy Orthopaedics inc., et al. Filed by Joseph Allen Jr. Action: diversity-personal in-jury claim. David Bagley Rhe-ingold. Filed March 14. Case no. 12-01720.

Distinctive Personnel inc., et al. Filed by Obsidian Group L.L.C. Action: diversity-breach of contract claim. Attorney for plaintiff: Ty Hyderally. Filed March 14. Case no. 12-01712.

Faruqi & Faruqi L.L.P., et al. Filed by Alexandrea Marchuk. Action: diversity-employment discrimination claim. Attorneys for plaintiff: Thomas E. Chase and Harry W. Lipman. Filed March 13. Case no. 13-01669.

gFi Brokers L.L.C. Filed by Peter Bellard. Action: person-al injury claim. Attorney for plaintiff: David Wechsler. Filed March 15. Case no. 13-01772.

global grind Digital inc. Filed by Garry Miller. Action: copyright infringement claim. Attorney for plaintiff: Edward Greenberg. Filed March 15. Case no. 13-01737.

gottex Fund Management Ltd., et al. Filed by Institutional Investor L.L.C. Action: copy-right infringement claim. At-torney for plaintiff: Thomas M. Lancia. Filed March 13. Case no. 13-01685.

Houghton Mifflin Harcourt Publishing Co., et al. Filed by Jon Feingersh Photography Inc. Action: copyright infringement claim. Attorneys for plaintiff: Autumn Boyd, Maurice Har-mon and Christopher Seid-man. Filed March 13. Case no. 13-01696.

HSBC Bank USA N.A. Filed by Benton R. Ervington. Ac-tion: diversity-account receiv-able claim. Attorney for plain-tiff: Leslie Blau. Filed March 13. Case no. 13-01704.

ingredien Trade.com inc. Filed by Nufri S.A.T. 1596 Re-sponsabilidad Limitada. Action: diversity-breach of contract claim. Attorney for plaintiff: John Gleason. Filed March 14. Case no. 13-01693.

JM3 Construction L.L.C., et al. Filed by Dannion Jordan, et al. Action: denial of overtime compensation claim. Attorney for plaintiff: Taylor Graham and Brent Pelton. Filed March 15. Case no. 13-01693.

keaton Price Design L.L.C., et al. Filed by Yesi Music L.L.C. Action: copyright infringement claim. Attorneys for plaintiff: Latrisha E. Desrosiers and Rich-ard Garbarini. Filed March 13. Case no. 13-01706.

Lexington insurance Co. Filed by Quik Park Southern L.L.C. Action: diversity-insurance contract claim. Attorneys for plaintiff: Peter Halprin and Fin-ley Harckham. Filed March 15. Case no. 13-01766.

Little Mint inc., et al. Filed by Joshua Duah. Action: denial of overtime compensation claim. Attorney for plaintiff: Eugene G. Eisner. Filed March 13. Case no. 13-01702.

Maiden Specialty insurance Co. Filed by Giuffre Hyundai Ltd. Action: diversity-breach of contract claim. Attorneys for plaintiff: James Wylie Don-ald and Renee Anckner Galla-gher. Filed March 18. Case no. 13-01777.

Medical Payment Solutions L.L.C., et al. Filed by Medpay Systems Inc. Action: trademark infringement claim. Attorney for plaintiff: Todd Wengrovsky. Filed March 13. Case no. 13-01676.

Nael inc., et al. Action: copy-right infringement claim. Attor-neys for plaintiff: Michael Gold-berg and Saritha Reddy. Filed March 18. Case no. 13-01788.

National Air Cargo group inc. Filed by Aersale Inc. Ac-tion: diversity-account receiv-able claim. Attorneys for plain-tiff: Marc L. Antonecchia and John Toriello. Filed March 13. Case no. 13-01701.

North Carolina Eastern Mu-nicipal Power Agency. Filed by Citigroup Global Markets Inc. Action: declaratory judg-ment claim. Attorneys for plain-tiff: Julie Fink and Jeh John-son. Filed March 13. Case no. 13-01703.

NSM Recovery Services inc. Filed by Tamu Wilson. Ac-tion: claim filed under the Fair Debt Collection Practices Act of 1978. Attorney for plaintiff: Novlette Rosemarie Kidd. Filed March 15. Case no. 13-01775.

Palisades Collection L.L.C. Filed by Magaly Mena. Ac-tion: claim filed under the Fair Debt Collection Practices Act of 1978. Attorneys for plaintiff: Novlette Rosemarie Kidd. Filed March 15. Case no. 13-01773.

Portfab L.L.C., et al. Filed by Sheet Metal Workers’ National Pension Fund, et al. Action: em-ployee benefits claim. Attorney for plaintiff: Jeffrey Stuart Du-bin. Filed March 13. Case no. 13-01698.

Sigma Capital Management L.L.C., et al. Filed by the Securi-ties and Exchange Commission. Action: securities fraud claim. Attorney for plaintiff: San-jay Wadhwa. Filed March 15. Case no. 13-01740.

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FACTS&FIGURESSioni Apparel group Corp., et al. Filed by David Melgar. Action: denial of overtime compensation claim. Attorney for plaintiff: Jonathan Bern-stein. Filed March 13. Case no. 13-01678.

Symphony Cleaners, et al. Filed by Gemma Lagrazon. Ac-tion: claim filed under the Fair Labor Standards Act of 1938. Attorney for plaintiff: Herbert J. Tan. Filed March 14. Case no. 13-01718.

Toscano inc. Filed by Maglifi-cio Valda S.P.A. Action: diver-sity-account receivable claim. Attorney for plaintiff: Evange-los Michailidis. Filed March 18. Case no. 13-01786.

Warner Chilcott Pharmaceu-ticals inc. Filed by Karen Hers-man. Action: diversity-account receivable claim. Attorneys for plaintiff: Phillip J. Miller and Daniel A. Osborn. Filed March 13. Case no. 13-01694.

DEEDS

Above $1 million

610 Central Park L.L.C., Hopewell Junction. Seller: Cumberland Farms Inc., Framingham, Mass. Property: 628/632 Central Park Ave., Greenburgh. Amount: $1.1 mil-lion. Filed March 14.

Cartus Corp., Danbury, Conn. Seller: Peter C. Hinman, et al, Hastings-on-Hudson. Proper-ty: 19 Buena Vista Drive, Green-burgh. Amount: $1.2 million. Filed March 19.

D.S. American Capital L.L.C., Scarsdale. Seller: Briggs House Antiques Inc., Mamaroneck. Property: 566 E. Boston Post Road, Rye. Amount: $2 million. Filed March 18.

The Auburn group L.L.C., Brewster. Seller: Red Horse Farm L.L.C., North Salem. Property: 364 Hardscrabble Road, North Salem. Amount: $5.1 million. Filed March 13.

Below $1 million

228 Clinton Avenue L.L.C., Dobbs Ferry. Seller: Harriet Barnett, Sleepy Hollow. Prop-erty: 228 Clinton Ave., Green-burgh. Amount: $420,000. Filed March 13.

Altonwood Palce L.L.C., Massapequa. Seller: Homer Snead, Palm Coast, Fla. Proper-ty: 31-33-35 Altonwood Place, Yonkers. Amount: $250,000. Filed March 18.

Deutsche Bank National Trust Co. Seller: James Meyer, Chappaqua. Property: 53 Thur-ton Place, Yonkers. Amount: $365,000. Filed March 14.

guerrero Realty Corp., Yon-kers. Seller: John Joseph Realty Corp., Carmel. Property: 54 Van Cortlandt Park Ave., Yon-kers. Amount: $650,000. Filed March 14.

HSBC Bank USA N.A. Seller: Anthony R. Santucci, White Plains. Property: 103 Ash St., Yonkers. Amount: $572,762. Filed March 18.

Hudson City Savings Bank, Paramus. N.J. Seller: Russell Alan Fayer, White Plains. Prop-erty: 94 Wilmot Road, Eastches-ter. Amount: $605,000. Filed March 13.

Lopes Realty and Manage-ment L.L.C., New Rochelle. Seller: Joseph Capone Jr., et al, Mount Vernon. Property: 136 N. Fifth Ave., Mount Ver-non. Amount: $275,000. Filed March 18.

Manile L.L.C., Scarsdale. Seller: 348 Kimball Ave Corp., Yonkers. Property: 348-354 Kimball Ave., Yonkers. Amount: $950,000. Filed March 14.

Navarrete Residential L.L.C., Peekskill. Seller: Albin Sabol, et al, Peekskill. Property: 20 Vail Ave., Peekskill. Amount: $105,000. Filed March 14.

Ngk Management L.L.C., White Plains. Seller: Annun-ziata Pernini King, Pomona. Property: 76 Chestnut St., Yon-kers. Amount: $70,000. Filed March 18.

Ngk Management L.L.C., White Plains. Seller: Antoi-nette Pernini, Raymond, Me. Property: 74 Chestnut St., Yonkers. Amount: $65,000. Filed March 18.

Ngk Management L.L.C., White Plains. Seller: Dina San-tomaggio, Davie, Fla. Property: 114 Oak St., Yonkers. Amount: $65,000. Filed March 18.

Pisa Financial Services L.L.C., New York City. Seller: Ohio In-vestments L.L.C., Enon, Ohio. Property: 192 Mile Square Road, Yonkers. Amount: $167,000. Filed March 13.

Ralua L.L.C., North Salem. Seller: Rex Realty of Connecti-cut Inc., Stamford, Conn. Prop-erty: 1 Bloomer Road, North Salem. Amount: $672,000. Filed March 19.

Random Property group L.L.C., Port Chester. Seller: 126 Touraine Realty Corp., Port Chester. Property: 126 Touraine Ave., Rye. Amount: $442,000. Filed March 18.

The Woods Development L.L.C., New Rochelle. Seller: Theodore N. Utz III, Larch-mont. Property: 7 Woods Way, Mamaroneck. Amount: $739,000. Filed March 13.

U.S. Bank N.A. Seller: An-drew M. Romano, Yonkers. Property: 12 Kathy Lane, Yon-kers. Amount: $504,042. Filed March 19.

U.S. Bank N.A. Seller: John Hughes, Scarsdale. Property: 21 Winfield Ave., Mount Ver-non. Amount: $985,524. Filed March 15.

Weichert Relocation Re-sources inc., Morris Plains, N.J. Seller: Henry Lumbard, et al, Tarrytown. Property: 55 Spring St., Greenburgh. Amount: $275,000. Filed March 13.

FORECLOSURE AUCTIOnS

CHAPPAQUA, 7 Hilltop Circle. Single-family residence; 1.02 acres. Plaintiff: Kondaur Capital Corp. Plaintiff ’s attor-ney: Pulvers Pulvers & Thomp-son L.L.P., 110 E. 59

St., New

York City. Defendant: Alan Mass. Referee: David Gallow. Sale: April 10, 10 a.m. Approxi-mate lien: $1,320,100.92.

CHAPPAQUA, 15 Neustadt Lane. Single-family residence; 1.0 acres. Plaintiff: Emigrant Mortgage Company Inc. Plain-tiff ’s attorney: Knuckles, Komo-sinski & Elliot (914) 345-3020; 565 Taxter Road, Suite 509, Elmsford. Defendant: William Epter. Referee: John Pappalardo. Sale: March 27, 11 a.m. Approx-imate lien: $729,017.73.

CORTLANDT MANOR, 24 Amalfl Drive. Single-family residence; 1.0 acres. Plaintiff: Astoria Federal Savings & Loan Association. Plaintiff ’s attorney: Thomas & Graham, (516) 535-8575; 2000 Marcus Ave., Lake Success. Defendant: Michelle Madiou. Referee: Barbara Ler-man. Sale: April 4, 10 a.m. Ap-proximate lien: $303,140.49.

ELMSFORD, 110 Winthrop Ave. Single-family residence; .11 acre. Plaintiff: Trustco Bank. Plaintiff ’s attorney: Overton Russell Doerr & Donovan L.L.P., 19 Executive Park Drive, Clifton Park. Defendant: Vine-dor Guillanume. Referee: Roger Eichel. Sale: April 2, 10 a.m. Ap-proximate lien: not available.

MAHOPAC, 8 Florence Drive, Mahopac. Single-family resi-dence; .92 acre. Plaintiff: Ci-tiMortgage Inc. Plaintiff ’s at-torney: Knuckles, Komosinski & Elliot, (914) 345-3020; 565 Taxter Road, Suite 509, Elms-ford. Defendant: John Leather. Referee: Max Di Fabio. Sale: April 2, 10 a.m. Approximate lien: $434,463.53.

NEW ROCHELLE, 38 Carol St. Single-family residence; .25 acre. Plaintiff: Irene Szabo. Plaintiff ’s attorney: Joan Iaco-no, 81 Pondfield Road, Bronx-ville. Defendant: Janos Szabo. Referee: not available. Sale: April 3, 9:30 a.m. Approximate lien: not available.

PLEASANTViLLE, 27 Wash-ington Ave., Pleasantville. Single-family residence; .2 acre. Plaintiff: Washington Funding Associates. Plaintiff ’s attorney: Novich, Edelstein, Lubell, Reis-man, Wasserman & Lefenthal, (914) 375-0100; 733 Yonkers Ave., Yonkers. Defendant: Schloat Properties Inc. Referee: JoAnn Cambareri. Sale: March 27, 9:30 a.m. Approximate lien: $403,137.

YONkERS, 1 Fairfield Road. Single-family residence; .27 acre. Plaintiff: One West Bank FSB. Plaintiff ’s attorney: Mc-Cabe, Weisberg & Conway, P.C., (914) 636-8900; 145 Huguenot St., Suite 401, New Rochelle. Defendant: Sachiko Yamado. Referee: Joseph Goubeaud. Sale: April 1, 9:30 a.m. Approximate lien: $579,420.90. YONkERS, 54 Herriot St. Three-family dwelling; .04 acre. Plaintiff: Elaine Hutchinson. Plaintiff ’s attorney: Bernard Cohen, 98 Cuttermill Road, Great Neck. Defendant: Sylcon Enterprises L.L.C. Referee: The-resa Daniele. Sale: March 27, 10 a.m. Approximate lien: not available.

WHiTE PLAiNS, 29 Oak-wood Ave. Single-family residence; 50 x 125. Plaintiff: CitiMortgage Inc. Plaintiff ’s at-torney: Davidson, Fink, Cook, Kelly & Galbraith, (585) 546-6448 or (585) 760-8218; 28 E. Main St., Suite 1700, Rochester. Defendant: Maria Aguliera. Ref-eree: James Maisano Sale: April 8, 11 a.m. Approximate lien: $587,819.25.

JUDGmEnTS10 Sterling Rd Corp., Ar-monk. $1.5 million in favor of 35 Clayton Corp., Scarsdale. Filed July 31.

133 Main L.L.C., Mount Ver-non. $30,489 in favor of KVSN Realty Corp., New York City. Filed July 25.

199 North Avenue Station-ary inc., New Rochelle. $319 in favor of the New York State Tax Commission, Albany. Filed May 21.

2856 Milburn Avenue inc., Scarsdale. $1,362 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

73 West 174th Realty Corp., Mohegan Lake. $1,362 in favor of the New York State Tax Com-mission, Albany. Filed May 21.

Al Rav Enterprises inc., White Plains. $1,171 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Alexander Network inc., White Plains. $1,362 in favor of the New York State Tax Com-mission, Albany. Filed May 21.

Aljen Enterprises L.L.C., White Plains. $10,490 in favor of the New York State Tax Com-mission, Albany. Filed May 21.

Allendale Enterprises Ltd., Mount Vernon. $2,272 in favor of the New York State Tax Com-mission, Albany. Filed May 21.

Amkay Plumbing and Heat-ing inc., Mahopac. $18,011 in favor of Jasco Recovery Services L.L.C., Yonkers. Filed July 25.

Angelo’s Pizzeria, Yonkers. $3,356 in favor of Ace Endico Corp., Brewster. Filed July 27.

Arctic Snow Removal inc., Scarsdale. $1,368 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.


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CREDITS, CLIEnTS AnD AWARDS

DAViD gRiLL, a professor at Purchase College-SUNY’s Conservatory of The-ater Arts, recently served as lighting director for Michelle Obama’s Best Pic-ture award sequence during the Acad-emy Awards. Grill designed the lighting for the remote presentation in the Dip-lomatic Reception Room of The White House. Grill is an Emmy Award-winner with extensive experience in lighting design and direction for international

events, dance, architecture, television and corporate theater. His credits encompass multiple Super Bowl half-time shows, includ-ing this year’s Beyoncé performance, as well as the Pan American Games and the Olympic Winter Games. He has taught at Pur-chase College since 1998 and is also an alumnus, with a Bachelor of Fine Arts degree in theatre design from the college.

DOLF VAN DEN BRiNk, presi-dent and CEO of White Plains-based Heineken USA, was recently named to Adweek’s “Young Infl uentials” list. He was ranked No. 6 out of 20. Adweek’s list celebrates thought-leaders of mar-keting, media, technology and top con-sumer brands, under 40 years old, who are redefi ning ambition and achieve-ment. Heineken USA was the only alco-hol-industry company and consumer-

products group company to be included on Adweek’s list.

nEWSmAkERS

DR. BRUCE M. MOLiNELLi, of Greenwich, Conn., has joined WEST-MED Medical Group, a Purchase-based multispecialty medical practice, as a general surgeon and minimally inva-sive laparoscopic surgeon. He is also the director of minimally invasive sur-gery at Greenwich Hospital, where he previously served as chief of staff. He received his medical degree from New York University School of Medicine,

followed by his residency in general surgery at St. Luke’s-Roosevelt Hospital Center at Columbia University.

MiCHELLE MARTiN recently joined Greyston Child Care Cen-ter in Yonkers as its new director. Martin brings a unique combi-nation of education and administration background to Greyston. She has a master’s degree in education, has been a teacher, worked as director of a child care center in New York City and coordina-tor of Head Start programs in Nassau County. In addition to her experience serving children, she worked in the private sector at Reuters as a client trainer.

On THE GO

TUESDAY APRIL 16Ferncliff Manor’s 2013 Spring Expressions gala. 6:30 to 10 p.m., The Fountainhead, 55 Quaker Ridge Road, New Rochelle. For information, call 968-4854.

WEDNESDAY APRIL 24Westchester Children’s Association Spring Advocacy Dinner. 6 p.m., Tappan Hill Mansion, 81 Highland Ave., Tarrytown. For information, visit wca4kids.org.

CURViE MCMURRAY, of Tarrytown, was recently appointed by Port Ches-ter Nursing and Rehabilitation Cen-tre as therapeutic recreation director. McMurray comes to the facility with extensive experience in therapeutic rec-reation, having held previous positions in Westchester-area nursing and reha-bilitation facilities. He is a professional musician who received a Master of Arts degree in music therapy from New York

University and a Bachelor of Arts degree in music education from New Jersey City University.

LiNDA PRESS, of Lewisboro, has been promoted to director of corporate and foundation relations & strategic part-nerships of Guiding Eyes for the Blind, one of the world’s foremost guide dog schools, based in Yorktown Heights. A Guiding Eyes team member since 2002, in her new role Press will lead a team involving outside partners, staff and vol-unteers to promote Guiding Eyes’ mis-sion both locally and nationwide. Under

her leadership, the Guiding Eyes team will identify, cultivate and solicit relationships that will maximize engagement, volunteerism, revenue and multiyear partnerships for the organization.

Information for these features has been provided by the subjects or their delegates.

SnAPSHOT

THE WESTCHESTER/HUDSON VALLEY CHAPTER OF THE LEUkEMiA & LYMPHOMA SOCiETY’S (LLS) “Light The Night” 2012 events collectively raised $850,000 for blood cancer research. Based in White Plains, LLS is the world’s largest voluntary health organization dedicated to funding blood cancer research, education and patient services.

LLS President and CeO john Walter; Mayor of White Plains tom Roach; and Dennis Chillemi, executive director of LLS Westchester/hudson Val-ley Chapter.


FACTS&FIGURESArthur Avenue Pizza and Pasta inc., Pleasantville. $875 in favor of the New York State Tax Commission, Albany. Filed May 21.

Auto Wholesalers inc., Port Chester. $1,368 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Barchella Landscape and Masonry Corp., Port Chester. $11,736 in favor of the New York State Tax Commission, Al-bany. Filed May 21.

Bk and Sons Enterprise L.L.C., White Plains. $200 in favor of the New York State Tax Commission, Albany. Filed May 21.

Blueprint Contracting of New York inc., Yonkers. $3,275 in favor of MST Nepperhan Real Estate L.L.C., Yonkers. Filed Aug. 16.

Bluspice L.L.C., Yonkers. $168 in favor of the New York State Tax Commission, Albany. Filed May 21.

Body Desserts Costume Jew-elry and Beyond, New Ro-chelle. $1,313 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Body Workout ii inc., Mount Vernon. $549 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Brooklyn Consulting group inc., Bedford Hills. $1,362 in favor of the New York State Tax Commission, Albany. Filed May 21.

Bryce Construction inc., Mount Vernon. $1,441 in favor of the New York State Tax Com-mission, Albany. Filed May 21.

ByFingertip.com inc., Mama-roneck. $1,293 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

C and J Wines and Liquors, Yonkers. $100 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Camron Designs Corp., New Rochelle. $1,362 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Car Care Clinic inc., Pelham. $215 in favor of the New York State Tax Commission, Albany. Filed May 21.

Cell Touch NY inc., Mount Vernon. $1,368 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Charles Black Tree Surgery inc., Rye. $2,588 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

Chillis Wholesale Catering and Bakery Ltd., Mamaroneck. $1,824 in favor of the New York State Tax Commission, Albany. Filed May 21.

City Cut Barber Service inc., Pelham. $1,362 in favor of the New York State Tax Commis-sion, Albany. Filed May 21.

CSC of NY inc., Yonkers. $34,681 in favor of Samuel Feldman Lumber Company Inc., Brooklyn. Filed Aug. 3.

CSD industries inc., New Ro-chelle. $72,000 in favor of the Workers’ Compensation Board of the State of New York, Alba-ny. Filed May 15.

Elite Quality Home improve-ments L.L.C., New Rochelle. $74,000 in favor of the Work-ers’ Compensation Board of the State of New York, Albany. Filed May 15.

French American Bistro, Mount Kisco. $68,535 in fa-vor of First Resource Funding L.L.C., Scarsdale. Filed July 30.

gM Painting inc., Tuckahoe. $74,000 in favor of the Work-ers’ Compensation Board of the State of New York, Albany. Filed May 15.

green and Cohen Envi-ronmental L.L.C., d.b.a. All American Pie, Pleasantville. $100 in favor of the New York State Tax Commission, Albany. Filed May 21.

greencroft Two Condo As-sociation, New Rochelle. $6,684 in favor of V and R Roofing Inc., New Rochelle. Filed Aug. 21.

Jireh Home improvements L.L.C., Sleepy Hollow. $74,000 in favor of the Workers’ Com-pensation Board of the State of New York, Albany. Filed May 15.

Milano Tile and Marble inc., New Rochelle. $4,348 in favor of Hamilton Equity Group L.L.C., Buffalo. Filed July 30.

Pilar The New Beauty Expres-sions Corp., Yonkers. $42,000 in favor of the Workers’ Com-pensation Board of the State of New York, Albany. Filed May 15.

Pure Earth Transportation and Disposal inc., East Mead-ow. $16,042 in favor of Trivella and Forte L.L.P., White Plains. Filed July 30.

Sugar Rush inc., Shrub Oak. $4,035 in favor of Oxford Health Plans L.L.C., Trumbull, Conn. Filed July 27.

Two Twenty Four Enterprises L.L.C., Pelham Manor. $23,132 in favor of Best Restaurant Equipment and Design Inc., Columbus, Ohio. Filed Aug. 16.

United Pet Supply inc., New Windsor. $169,266 in favor of International Environmental Management Inc., White Plains. Filed Aug. 7.

University Pathology P.C., Elmsford. $95,885 in favor of Laboratory Corp of America, Lexington, Ky. Filed July 25.

Wings Air L.L.C., White Plains. $3,716 in favor of Midland Funding L.L.C., San Diego, Ca-lif. Filed July 31.

LIS PEnDEnSThe following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Accostupa, Juan J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $401,593 af-fecting property located at 247 Old Kensico Road, White Plains 10607. Filed Jan. 18.

Arellano, Manuel, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $464,000 affecting property located at 20 Eldredge St., Port Chester 10573. Filed Jan. 18.

Baugh, Joseph, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $576,000 affecting property located at 529 S. 10th Ave., Mount Vernon. Filed Jan. 18.

Beach, gervais, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mort-gage to secure $262,000 affect-ing property located at 1409 Park St., Peekskill 10566. Filed Jan. 18.

Bishop, William L., et al. Filed by The Bank of New York Mel-lon. Action: seeks to foreclose on a mortgage to secure $386,750 affecting property located at 308 S. Fourth Ave., Mount Vernon 10550. Filed Jan. 22.

Carter, Ruth, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $514,037 af-fecting property located at 205 E. Sidney Ave., Mount Vernon 10550. Filed Jan. 21.

Cochrane, Annette A., et al. Filed by LSF6 Mercury REO Investments Trust Series 2008-1. Action: seeks to foreclose on a mortgage to secure $239,940 affecting property located at 98 Remington Place, New Rochelle 10801. Filed Jan. 18.

Coleman, Navlett, et al. Filed by JPMC Specialty Mortgage L.L.C. Action: seeks to fore-close on a mortgage to secure $412,000 affecting property lo-cated at 221 S. First Ave., Mount Vernon 10550. Filed Jan. 18.

Crump, Shirley, aka Shir-ley McDowell, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $532,000 affecting property located at 242 Madison Ave., Port Chester 10573. Filed Jan. 22.

grosch, Linda J., et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $625,500 affecting property located at 45 Wiltshire St., Bronxville 10708. Filed Jan. 18.

guy, kayan, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $388,000 af-fecting property located at 171 W. Kingsbridge Road, Mount Vernon 10550. Filed Jan. 22.

Harrington, Ronald, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to fore-close on a mortgage to secure $201,500 affecting property lo-cated at 18 Orchard St., Yonkers 10703. Filed Jan. 18.

Harris, Clifton, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $486,000 affecting prop-erty located at 146 Elliott Ave., Yonkers 10705. Filed Jan. 18.

Hyra, Marek, et al. Filed by CitiGroup Global Markets Realty Inc. Action: seeks to foreclose on a mortgage to se-cure $427,050 affecting prop-erty located at 56 Ruth Road, Cortlandt Manor 10567. Filed Jan. 18.

illescas, Carmen, aka Carmen Morocho, et al. Filed by Resi-dential Credit Solutions Inc. Action: seeks to foreclose on a mortgage to secure $290,970 af-fecting property located at 16 S. Mortimer Ave., Elmsford 10523. Filed Jan. 22.

Leiva, Jaime, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $496,000 affecting property located at 225 Madi-son Ave., Port Chester 10573. Filed Jan. 18.

Love, Dotlin E., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mort-gage to secure $390,000 affect-ing property located at 42 S. 10th Ave., Mount Vernon 10550. Filed Jan. 22.

Mahon, Mary Carole, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to fore-close on a mortgage to secure $320,000 affecting property lo-cated at 26 Amber Drive, Cro-ton-on-Hudson 10520. Filed Jan. 18.

Morales, Janelle, et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting property located at 18 Mackellar Court, Peekskill 10566. Filed Jan. 22.

Naar, Sylvain, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 1A Livingston Road, Scarsdale 10583. Filed Jan. 22.

Negron, Orlando, et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $339,025 affecting property located at 115 DeHaven Drive, Unit 103, Yon-kers 10703. Filed Jan. 18.

Ogwuma, Brown, et al. Filed by Partners For Payment Re-lief DE III L.L.C. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located in Peekskill. Filed Jan. 18.

Pajuelo, Carlos, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mort-gage to secure $357,178 affect-ing property located at 3799 Mahopac St., Jefferson Valley 10535. Filed Jan. 18.


Perez, Ana Y., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $575,505 affecting property located at 71 Fletcher Ave., Mount Vernon 10552. Filed Jan. 18.

Perrino, Jo Ann, et al. Filed by The Bank of New York Mellon Trust Company N.A Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 39 Gramercy Ave., Yon-kers 10701. Filed Jan. 22.

Pinkser, Margaret C., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $1.3 million affecting property locat-ed at 45 Walker Ave., Rye 10580. Filed Jan. 22.

Poolt, Susan, as appointed ex-ecutrix of the estate of Vivian Carella, et al. Filed by Reverse Mortgage Solutions Inc. Action: seeks to foreclose on a mortgage to secure $469,342 affecting property located at 90 Putnam Road, Cortlandt Manor 10567. Filed Jan. 21.

Premium Properties i inc., et al. Filed by Mahopac National Bank. Action: seeks to fore-close on a mortgage to secure $116,500 affecting property lo-cated at 1 Dutch St., Montrose. Filed Jan. 18.

Rehn, Ellen , et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $125,000 af-fecting property located at 222 Edwards Place, Yonkers 10703. Filed Jan. 18.

Sandoval, Angel Rea, et al. Filed by The Bank of New York Mellon. Action: seeks to fore-close on a mortgage to secure $427,500 affecting property lo-cated at 126 Vernon Ave., Yon-kers 10704. Filed Jan. 18.

Strachan, Winston g., et al. Filed by 1st Alliance Lending L.L.C. Action: seeks to fore-close on a mortgage to secure $252,450 affecting property located at 17 Elliot St., Mount Vernon 10553. Filed Jan. 22.

Veloso, Albertino, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $338,400 affecting prop-erty located at 1798 Summit St., Yorktown Heights 10598. Filed Jan. 22.

Zelman, Jerry, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 562 C Heritage Hills, Somers 10589. Filed Jan. 22.

mECHAnIC’S LIEnS106/108/110 Corporate Park Dr Spe L, as owner. $26,600 as claimed by Hughes Drywall Construction Corp., Pleasant-ville. Property: in White Plains. Filed March 14.

Corp Service Co., et al, as own-er. $271,801 as claimed by Spec-trum of Floors L.L.C. Property: in Eastchester. Filed March 15.

DeJesus-gonzales, Vilmary, et al, as owner. $3,055 as claimed by Northeast Environ-mental Inc. Property: in Green-burgh. Filed March 13.

Edwards, iris, as owner. $110,000 as claimed by Only One Construction Inc., Bronx. Property: in Mount Vernon. Filed March 14.

Ek Triangle L.L.C., as owner. $5,000 as claimed by Active Fire Protection, Monroe. Property: in Yorktown. Filed March 14.

FC Yonkers Associates, et al, as owner. $665,000 as claimed by Villa Construction Inc., Haw-thorne. Property: in Yonkers. Filed March 13.

Lifetime Fitness, as owner. $91,408 as claimed by Ashby Fuel Oil Corp. Property: in Har-rison. Filed March 13.

Mt. Vernon Hospital, as own-er. $257,249 as claimed by Inte-rior Construction Corp., New York City. Property: in Mount Vernon. Filed March 14.

Turnbull, Jonathan, et al, as owner. $22,634 as claimed by Furano Landscape L.L.C., Greenwich, Conn. Property: in Rye. Filed March 15.

Warburton Riverview Own-ers L.L.C., as owner. $6,267 as claimed by Abco Steel Door L.L.C., Bronx. Property: in Yon-kers. Filed March 14.

Wendling, keith, et al, as own-er. $31,000 as claimed by BDW Roofing L.L.C., Mount Kisco. Property: in North Castle. Filed March 15.

nEW BUSInESSESThis paper is not responsible for typographical errors contained in the original filings.

Partnerships

Peel Facial Spa, 699 White Plains Road, Scarsdale 10583, c/o Sherri Prohaszka and Debra Loeb. Filed May 8.

Sole Proprietorships

Alternate identities, 650 Lin-da Ave., Thornwood 10594, c/o Diane Fickeria. Filed May 8.

American Home improve-ment and Design, 2053 Crompond Road, Yorktown 10598, c/o Ralph D. Genovese Jr. Filed May 8.

Bumper-2-Bumper Auto Sa-lon, 2229 Crompond Road, Cortlandt Manor 10567, c/o Glenn R. Trawick. Filed May 7.

Coronado Flower Distribu-tors, 80 School St., Yonkers 10701, c/o Domingo Coronado. Filed May 9.

Dance and Shout Entertain-ment, 7 Indian Hill Road, West Harrison 10604, c/o Laura Ru-bino-Amalfitano. Filed May 7.

FR Diaz Landscaping and Sprinkler Systems, 76 Seventh St., New Rochelle 10801, c/o Fa-biola A. Diaz. Filed May 7.

M and k Productions, 322 Carroll Close, Tarrytown 10591, c/o Mitchell Udoff. Filed May 7.

Miss Chiquita New York, 324 Palisade Ave., 2B, Yonkers 10703, c/o Gisselle Pena. Filed May 8.

OCi Co., 894 Mile Square Road, Yonkers 10704, c/o Octavio Isa-za. Filed May 7.

Platinum Motor, 159 Bronx River Road, Yonkers 10704, c/o John Mucilli. Filed May 7.

Sonali Sanyal Photography, P.O. Box 476, Ardsley 10502, c/o Sonali Sanyal. Filed May 8.

Speedy Bubbles, 158 Drake Ave., No. 10, New Rochelle 10805, c/o Freddy Pena. Filed May 7.

U.S. Window Solutions, 739 Mile Square Road, Yonkers 10704, c/o John M. Henneberry. Filed May 7.

UpNext Media group, 335 N. High St., Mount Vernon 10550, c/o Tanya Robinson. Filed May 7.

Westchester Running Coach, 123 Rockland Ave., Larchmont 10538, c/o Susan Laura Carni-celli. Filed May 7.

PATEnTSThe following patents were is-sued by the U.s. patent and Trademark Office in Washing-ton, d.C.

Controlling plating stub re-flections in a chip package. Patent no. 8,402,406 issued to Moises Cases, Austin, Texas; Bhyrav M. Mutnury, Austin, Texas; Nanju Na, Essex Junc-tion, Vt.; Terence Rodrigues, Austin, Texas. Assigned to International Business Ma-chines Corp., Armonk.

Cooperative unwrapping across intervening wrappers. Patent no. 8,402,436 issued to William R. Bireley, Morgan Hill, Calif.; Delmar E. Blevins, Los Gatos, Calif.; Stephen A. Brodsky, Los Gatos, Calif.; Jaijeet Chakravorty, Union City, Calif.; Anshul Dawra, San Jose, Calif.; Suavi A. Demir, San Jose, Calif.; Swam-inathan Gounder, San Jose, Calif.; and Paul Ostler, Yaki-ma, Wash. Assigned to Inter-national Business Machines Corp., Armonk.

generating object code that uses calculated contents for a variable determined from a predicate. Patent no. 8,402,429 issued to Al-lan H. Kielstra, Ajax, Calif. Assigned to International Business Machines Corp., Ar-monk.

graphical user interface (gUi) script generation and documentation. Pat-ent no. 8,402,434 issued to Alan John McLean, Green-bank, Calif. Assigned to Inter-national Business Machines Corp., Armonk.

Processor thread load bal-ancing manager. Patent no. 8,402,470 issued to Men-Chow Chiang, Austin, Texas; and Hong Lam Hua, Austin, Texas. Assigned to International Business Machines Corp., Ar-monk.

Reducing through process delay variation in metal wires. Patent no. 8,402,398 issued to Kanak B. Agarwal, Austin, Texas; Shayak Ba-nerjee, Austin, Texas; and Sani R. Nassif, Austin, Texas. Assigned to International Business Machines Corp., Armonk.

Secure management of au-thentication information. Patent no. 8,402,518 issued to Elias D. Torres, Lowell, Mass.; and Christopher R. Vincent, Arlington, Mass. Assigned to International Business Ma-chines Corp., Armonk.

System and method for up-dating initialization param-eters for application software from within a software devel-opment environment. Patent no. 8,402,437 issued to Girish Dhanakshirur, Delray Beach, Fla.; Larissa Guerrero, Miramar, Fla.; and Rocco F. Palermo Jr., Boynton Beach, Fla. Assigned to International Business Ma-chines Corp., Armonk.

Updating an operating sys-tem of a computer system. Patent no. 8,402,553 issued to Jon E. Graham, San Jose, Ca-lif.; Anurag Sharma, Mountain View, Calif.; and Steven Welch, Gilroy, Calif. Assigned to Inter-national Business Machines Corp., Armonk.


PACE SETTER AWARD: Candidate exempli� es overall excellence in professional and community work, prominence in the Westchester legal profession and � erce determination to being as good an attorney as possible. The highest award, the candidate must be well respected by peers and community.

MOST SOCIALLY CONSCIOUS AWARD: Candidate is dedicated to one or more causes in the community as an active member or leader and has a signi� cant history of pro bono legal or government service, which warrant praise and recognition by peers and community.

LEADING CORPORATE ATTORNEY: Candidate represents his/her company with high ethical and business standards, is open to community needs and is respected for his/her counsel and up-to-date knowledge of corporate issues.

LEADING ELDERCARE ATTORNEY: Candidate has an impressive record of accomplish-ments in serving as an advocate for the elderly and their families, including deal-ing with long-term health and estate planning issues.

MOST PROMISING PACE LAW SCHOOL STUDENT: Candidate, in his/her third year, who through passion and enthusiasm for the law, high scholastic achievement and ini-tiative and involvement in school and community activities will be a promising member of the legal profession.

PACE SETTER AWARDPACE SETTER AWARDP : Candidate exempli� es overall excellence in professional and community work, prominence in the Westchester legal profession and � erce determination to being as good an attorney as possible. The highest award, the candidate must be well respected by peers and community.

AWARDS

ABOVETHE BAR

2013

WESTCHESTER COUNTY


PRESENTED BY CITRIN COOPERMAN, WESTCHESTER COUNTY BUSINESS JOURNAL, PACE UNIVERSITY SCHOOL OF LAW, WESTCHESTER COUNTY BAR ASSOCIATION AND WESTCHESTER WOMEN’S BAR ASSOCIATION

NOMINATIONSA CALL FOR

Members of the Westchester business and legal communities are encouraged to nominate, pursuant to the criteria, one or more candidates for the following prestigious award categories:

SEVENTH ANNUAL COUNTYWIDE AWARDS PROGRAM

RECOGNIZING OUTSTANDING WESTCHESTER ATTORNEYS

SAVE THE DATE:

JUNE TUDOR ROOMPACE LAW SCHOOL78 N. BROADWAYWHITE PLAINS6

SPONSORS

Visit westfaironline.com for the nominating process. Each nomination should consist of a minimum of 200 words based on the criteria provided. Please submit your nomination and a copy of the nominee’s CV no later than April 8. For more information or questions, call Holly DeBartolo at (914) 694-3600, ext. 3006, or email [email protected].

Nominations close April 8

“WITHOUT QUESTION WINNING THE ABOVE THE BAR AWARD IS ONE OF THE MANY HIGHLIGHTS OF MY LEGAL CAREER, BUT ITS MEANING IS FAR GREATER. IT CELEBRATES THE RULE OF LAW IN OUR PROFESSION AND IT RECOGNIZES ALL LAWYERS WHO FIGHT FOR THE RIGHTS OF OTHERS.”

Tejash V. Sanchala2012 Above The Bar Award RecipientLeading Labor & Employment Attorney


LEGAL NOTICESName of Limited Liability Company (LLC): HARUKI GREY LLC. Date of filing Articles of Organization with the Secretary of State (SSNY) 3/28/12. The LLC is located in Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The post office address to which the SSNY shall mail a copy of any process against it served is to the principal business location at c/o 1214 W. Boston Post Rd, Mamaroneck, NY 10543. Purpose of business of LLC is any lawful act or activity. #58550

LEGAL NOTICE

The Articles of Organization of BBC PROPERTIES, LLC (the ìCompanyî) were filed with the Secretary of State of New York on February 20, 2013. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Bryan L. Cappelli, 37 Donald Street, East Williston, New York 11596. The Company was formed for any lawful business purpose or purposes permit-ted under the New York Limited Liability Company Act. #58551

LEGAL NOTICE

The Articles of Organization of KRAMERICA PROPERTIES, LLC (the ìCompanyî) were filed with the Secretary of State of New York on February 20, 2013. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Bryan L. Cappelli, 37 Donald Street, East Williston, New York 11596. The Company was formed for any lawful business purpose or purposes permit-ted under the New York Limited Liability Company Act. #58552

LEGAL NOTICE

The Articles of Organization of VANDALAY PROPERTIES 3, LLC (the ìCompanyî) were filed with the Secretary of State of New York on February 20, 2013. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary of State shall mail a copy of any process against the Company served upon him or her is: Bryan L. Cappelli, 37 Donald Street, East Williston, New York 11596. The Company was formed for any lawful business purpose or purposes permit-ted under the New York Limited Liability Company Act. #58553

NOTICE OF FORMATION OF JD Infolabs Consulting LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 02/18/2011. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: 8A North Lawn Avenue Elmsford NY 10523 which is the principal business address of the LLC. Purpose: any lawful act or activity. #58554

EMD Car Service, LLC, Art. of Org. filed with NY Secy. of State on 02/25/13. Office located in Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him to: PO Box 184, Bedford Hills, NY 10507 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58555

NOTICE OF FORMATION of 27 Cedar Place Associates, LLC Art. of Org filed Secíy of State (SSNY) 2/13/13. Office location: Westchester Co. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10506. Purpose: any lawful activities. #58529


ìNOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: WBC IV LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on February 14, 2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC c/o WCB IV LLC, 275 So, Ridge St., Rye Brook, NY 10573. Purpose: For any lawful purposeî #58531

Notice of Formation of Madeleine Stern Realty LLC. Articles of Organization filed with Secy. of State of NY (SSNY) on 02/07/2013. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1103 Fairway Green, Mamaroneck, NY 10543, Purpose: any lawful act or activity. #58533

Notice of Formation of Judith A. Rosen Realty LLC. Articles of Organization filed with Secy. of State of NY (SSNY) on 02/06/2013. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 1 Revere Lane, Purchase, NY 10577, Purpose: any law-ful act or activity. #58534

Alcoen & Associates, L.L.C. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/19/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Julio A. Alvarez, 58 Coolidge Ave Unit #1, Yonkers, NY 10701. Purpose: General. #58536

LEGAL NOTICE

Notice of formation of Limited Liability Company (ìLLCî). Name: Union Grove Associates II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 14, 2013. N.Y. office loca-tion: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Union Grove Associates II LLC, c/o The MacQuesten Companies, One North MacQuesten Parkway, Suite 100, Mount Vernon, New York 10550. Purpose/character of LLC is to engage in any lawful act or activ-ity. #58537

LEGAL NOTICE

Notice of formation of Limited Liability Company (ìLLCî). Name: Union Grove Managers II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 14, 2013. N.Y. office loca-tion: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Union Grove Managers II LLC, c/o The MacQuesten Companies, One North MacQuesten Parkway, Suite 100, Mount Vernon, New York 10550. Purpose/character of LLC is to engage in any lawful act or activ-ity. #58538

LEGAL NOTICE

Notice of formation of Limited Liability Company (ìLLCî). Name: MacQuesten Union Grove II LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on February 14, 2013. N.Y. office loca-tion: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MacQuesten Union Grove II LLC, c/o The MacQuesten Companies, One North MacQuesten Parkway, Suite 100, Mount Vernon, New York 10550. Purpose/character of LLC is to engage in any lawful act or activ-ity. #58539

Name of LLC: Niche Holdings LLC Arts. of Org. filed NY Sec. of State 12/06/12. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o United States Corporation Agents, Inc, 7014 13thAv-enue Suite 202, Brooklyn, N.Y. 11228. Purpose: any lawful activity. #58540

NOTICE OF FORMATION OF A LIMITED LIABILITY COMPANY (LLC). NAME: IN THIS TOGETHER MEDIA, LLC Articles of Organization filed with the Secretary of State of New York (SSNY) on 03/05/2012. Office location: Westchester County. SSNY designates as agent of LLC upon whom processes against it may be served. SSNY shall mail a copy of process to: The LLC, c/o Elke A. Hoffmann Law, PLLC, 11 Broadway, Suite 800, New York, NY 10014. Purpose: any lawful business. #58541

STSR, LLC, Arts. of Org. filed with the SSNY on 02/12/2013. Office loc: Westchester County. SSNY has been designated as agent upon whom pro-cess against the LLC may be served. SSNY shall mail process to: 2155 Palmer Avenue, Larchmont, NY 10538. Reg Agent: George D’Angelo, 2155 Palmer Avenue, Larchmont, NY 10538. Purpose: Any Lawful Purpose. #58542

Salem Cedar Lake LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/17/13. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Karen Tranchida, 1 Spring Hill Rd, North Salem, NY 10560. Purpose: General. #58543

NOTICE OF FORMATION OF SERENDIPITY ESTATES, (ìLLCî). Art. of Org. filed with the Secy. of State of NY (SSNY) on 02/07/13. Office location: Westchester County. SSNY designated as agent upon whom process may be served. SSNY shall mail copy of process against LLC to Patricia Cunningham, 75 S. Broadway 4th Floor White Plains, NY 10601. Purpose: General Purpose. #58544

Notice of Formation of Cipolla & Partners LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 1/14/13. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Vin Cipolla, 35 Siscowit Road, Pound Ridge, NY 10576. Purpose: any lawful activity. #58545

Notice of Formation of Compass Creative Group LLC Art. Of Org. filed with SSNY on12/27/2012 . Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: C/O United States Corporation Agents, INC. 7014 13th Avenue Suite 202 Brooklyn, NY 11228.Purpose: any lawful purpose. #58546

Notice of Formation of NEW KING STREET LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 12/10/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 78 North State Rd., Briarcliff Manor, NY 10510. Purpose: any lawful act or activity. #58548

Notice of Formation of THE WOODS DEVELOPMENT, LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 1/25/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The Young Companies, 92 North Avenue, New Rochelle, NY 10801. Purpose: any lawful act or activ-ity. #58549

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NAME: ELITE SAFETY, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 10/03/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 595 Mclean Ave. Yonkers, New York 10705, principal business location of the LLC. Purpose: any lawful business activity. #58556

FR & GT Equities LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/6/13. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Fernando Reynoso, 69 Bennett Ave. Apt 507, NY, NY 10033. Purpose: General. #58557

By The Hudson Restaurant & Lounge LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/7/13. Office in Westchester County. SSNY desig-nated agent of LLC upon whom process against it may be served. SSNY shall mail process to Fernando Reynoso, 69 Bennett Ave. Apt 507, NY, NY 10033. Purpose: General #58558

Notice of Formation of BM ACQUISITIONS, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/21/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 177 Main St., #266, New Rochelle, NY 10801. Purpose: any lawful activ-ity. #58559

Notice of Formation of Jonathan Rosen Business Brokerage, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/22/13. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Falcon & Singer P.C., 14 Harwood Court, Ste. 220, Scarsdale, NY 10583. Purpose: any lawful activity. #58561

DECADENT BITES, LLC, Arts. of Org. filed with the SSNY on 11/21/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 47 Rolling Hills Lane, Harrison, NY 10528. Purpose: Any Lawful Purpose. #58562

Notice of Registration of RAQUEL BIANCA CREATIVE, LLC, Articles of Org. filed with Secy. of State of NY (SSNY) on 2/27/13. Office loc.: WESTCHESTER Co. SSNY designated as agent of partnership upon whom process against it may be served. SSNY shall mail process c/o The LLC, 64 HUDSON POINT LANE, OSSINING, NY 10562. Profession to be practiced by LLC: Law. #58563

NOTICE OF FORMATION of 18 Lynden Street Associates, LLC Art. of Org filed Secíy of State (SSNY) 2/27/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10506. Purpose: any lawful activities. #58564

NOTICE OF FORMATION of SDS Realty LLC Art. of Org filed Secíy of State (SSNY) 2/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Andrew P. Schriever, Esq., Cuddy & Feder LLP, 445 Hamilton Ave, 14th Fl, White Plains, NY 10601. Purpose: any lawful activi-ties. #58566

Notice of Formation of TDM Enterprises, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/27/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 134 Marble Avenue, Pleasantville, NY 10570, Attn: Tony Pullano. Purpose: any lawful activ-ity. #58568

Notice of Formation of SKMW, LLC. Arts. of Org. filed with NY Dept. of State on 12/10/12. Office location: Westchester County. Sec. of State designated agent of LLC upon whom process against it may be served and shall mail process to: c/o Becker Ross, LLP, 317 Madison Ave., Suite 614, NY, NY 10017-5273. Purpose: any lawful activity. #58569

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BRIGADEIRO BLISS LLC, Arts. of Org. filed with the SSNY on 10/11/2012. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: Brigadeiro Bliss, 106 Robins Rd, New Rochelle, NY 10801. Purpose: Any Lawful Purpose. #58504

ìNOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: WBC REALTY GROUP LLC. Articles of Organization were filed with the Secretary of State of New York (SSNY) on January 30, 2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC c/o WCB REALTY GROUP LLC, 275 So, Ridge St., Rye Brook, NY 10573. Purpose: For any lawful purposeî #58505

NOTICE OF FORMATION OF Corinne D. Menn, D.O., PLLC. Arts of Org filed with Secy of State of NY (SSNY) on 12/13/12. Office location: WESTCHESTER. SSNY designated as agent upon whom pro-cess may be served and shall mail copy of process against PLLC to principal business address: 16 South Bedford Rd STE 3E Chappaqua, NY 10514. Purpose: any lawful act. #58507

Notice of Formation of 3-87 NYC Greenridge LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 1/7/13. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Hofheimer Gartlir & Gross, LLP, 530 Fifth Ave., NY, NY 10036, Attn: Jules E. Levy, Esq., the registered agent upon whom process may be served. Purpose: any lawful purpose. #58508

Notice of Formation of 7-79 NYC Greenridge LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 1/7/13. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Hofheimer Gartlir & Gross, LLP, 530 Fifth Ave., NY, NY 10036, Attn: Jules E. Levy, Esq., the registered agent upon whom process may be served. Purpose: any lawful purpose. #58509

Notice of Formation of UMKA LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 1/11/13. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 550 Mamaroneck Ave., Ste. 307, Harrison, NY 10528. Purpose: any lawful purpose. #58510

D.F. Whigs LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 10/19/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 43 Judson Ave., Dobbs Ferry, NY 10522. Purpose: General. #58511

Playland Ice Casino LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/21/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Kendra Giefski, 91 Fairview Park Dr, Elmsford, NY 10523. Purpose: General. #58512

90 Wood Ave LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 1/18/13. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to 11 Jordan Ln., Ardsley, NY 10502. Purpose: General. #58513

Quality Appliance Repair LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/17/12. Office in Westchester County. SSNY desig-nated agent of LLC upon whom pro-cess against it may be served. SSNY shall mail process to c/o Diomedes Hernandez, 5 Livingston Ave, Valhalla, NY 10595. Purpose: General. #58516

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY. NAME: VAN BRUNT COCHRAN, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 11/15/12. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to the LLC, 716 Kitchawan Road, Ossining, New York 10562. Purpose: any lawful purpose. #58517

LEGAL NOTICE

Notice of Qualification of RW Congress, LLC, App. for Auth. filed with the Secíy of State (SSNY) on February 6, 2013. Office Location: Westchester County. LLC org. in Delaware 02/04/13. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of any process to c/o Halpern Real Estate Ventures, LLC, 1120 Avenue of the Americas, Suite 1513, New York, New York 10036, the principal office addr. Of LLC. Cert. of Form. on file: SSDE, 401 Federal Street, Suite 4, Dover, DE 19901. Purpose: any lawful activities. #58518

LEGAL NOTICE

Notice of Qualification of Congress Mezz Lender, LLC, App. for Auth. filed with the Secíy of State (SSNY) on February 6, 2013. Office Location: Westchester County. LLC org. in Delaware 02/04/13. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail a copy of process to c/o Halpern Real Estate Ventures, LLC, 1120 Avenue of the Americas, Suite 1513, New York, New York 10036, the principal office addr. Of LLC. Cert. of Form. on file: SSDE, 401 Federal Street, Suite 4, Dover, DE 19901. Purpose: any lawful activities. #58519

Notice of Formation of 30 PALMER LANE LLC. Arts. of Org. filed with the Secy. of State of NY (SSNY) on 1/17/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 40 Palmer Lane, Thornwood, NY 10594. Purpose: any lawful act or activity. #58520

Notice of Formation of 116LPR, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/11/13. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: Zucker & Kwestel, LLP, 2307 Eastchester Road, Bronx, NY 10469. Purpose: any lawful activ-ity. #58522

Notice of Formation of 766 Southern Blvd Realty LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/12/13. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 555 South Columbus Ave., Ste. 201, Mt. Vernon, NY 10550. Purpose: any lawful activity. #58523

NOTICE OF FORMATION of PETCHESTER VETERINARY, PLLC. Arts. Of Org. filed with Secy. of State of NY (SSNY) on 2/5/13. Office location: Westchester County. SSNY designated as agent of PLLC upon whom process against it may be served. SSNY shall mail process to: The PLLC, 309 White Plains Road, Eastchester, NY 10709. Purpose: practice of veterinary medi-cine. #58524

Notice of Registration of ROBERTA HERMAN REALTY LLC Articles of Org. filed with Secy. of State of NY (SSNY) on 2/7/2013. Office loc.: WESTCHESTER Co. SSNY designated as agent of part-nership upon whom process against it may be served. SSNY shall mail process c/o The LLC, 27 NORTHDALE ROAD, WHIE PLAINS, NY 10605. Profession to be practiced by LLC: Law. #58525

NOTICE OF FORMATION of 48 Brookdale Place Associates, LLC Art. of Org filed Secíy of State (SSNY) 2/13/13. Office location: Westchester Co. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to One Hunter Ave, Armonk, NY 10506. Purpose: any lawful activities. #58526


Notice of Formation of Southern Blvd Petroleum LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/26/13. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o The LLC, 555 South Columbus Ave., Ste. 201, Mt. Vernon, NY 10550. Purpose: any lawful activity. #58570

Notice of Qual. of Zeppoleme, LLC. filed with Sec of State NY (SSNY): 1/3/13. Office in Westchester County. Formed in DE: 10/23/2012. SSNY designated agent of LLC upon whom process against it may be served & shall mail process to: 325 N. Main St, Port Chester, NY 10573. Foreign add: Corporation Service Company, 2711 Centerville Rd, Ste 400, Wilmington, DE 19808. Arts. of Org. filed with DE Sec. of State, 401 Federal St., Dover, DE 19901. Purpose: General. #58571

Notice of Qual. of Iconma, L.L.C. filed with Sec of State NY (SSNY): 11/14/12. Office in Westchester County. Formed in MI: 4/17/2000. SSNY designated agent of LLC upon whom process against it may be served & shall mail pro-cess to: Attn: Claudine George, 850 Stephenson Hwy. Ste 612, Troy, MI 48083. Foreign add: 850 Stephenson Hwy. Ste 612, Troy, MI 48083. Arts. of Org. filed with Director of the Dept. of Licensing and Regulatory Affairs, MI Dept. of Licensing and Regulatory Affairs, Bureau of Commercial Services, Corp. Div., P.O. Box 30054, Lansing, MI 48909. Purpose: General. #58572

Notice of Formation of North Westchester Maintenance Services LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 12/12/12. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Zarin & Steinmentz, 81 Main St., Ste. 415, White Plains, NY 10601. Purpose: any lawful activity. #58573

621 COURTLAND LLC, Arts. of Org. filed with the SSNY on 03/01/2013, name amended to: 621 COURTLANDT LLC on 03/01/2013. Office location: Westchester County. SSNY has been designated as agent upon whom pro-cess against the LLC may be served. SSNY shall mail process to: Juan Roldan, PO Box 1014, Bronx, NY 10465. Purpose: Any Lawful Purpose. #58574

Notice of Formation of LLC: Name: THRIFTY MEASURES LLC. Article of Organization filed with NY Sec. of State 02/14/2013. Office loca-tion: Westchester County. New York Secretary of State shall be designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the reg-istered agent United States Corporation Agents Inc., 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: Any lawful activity. #58575

Name of LLC: 68W, LLC Arts. of Org. filed NY Sec. of State 2/11/13. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o Wm. A. Wetzel, Esq., 199 Main St., #205, White Plains, NY 10601 Purpose: any lawful activity. #58576

Notice of Formation of 209 East Main Street LLC. Arts. Of Org. filed with Secy. Of State of NY (SSNY) on 5/23/2012. Office Location: Westchester Co. SNY designated as agent of LLC, upon whom process against it may be served. SSNY shall mail process to: c/o 209 E. Main Street, Mt. Kisco, NY 10549, also registered agent. General Purpose. #58577

Notice is hereby given that an on-prem-ises license, #TBA has been applied for by Next Step Foods Corp d/b/a Whistling Willie’s American Grill to sell beer, wine and liquor at retail in an on premises establishment. For on prem-ises consumption under the ABC law at 184 Main Street Cold Spring NY 10516. #58578


LEGAL NOTICESNotice of Formation of 503 East 73 LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 3/7/13. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Vanderleigh Properties, LLC, 66 Marbledale Road, Tuckahoe, NY 10707. Purpose: any lawful activity. #58593

Notice of substance of the Articles of Organization filed with the New York Secretary of Stateís Office (SSNY) on 2/28/2013 for RED HOUSE ENTERTAINMENT, LLC. Principal office: Westchester County. Business: To engage in any lawful act or activity. SSNY is designated as the agent of the company upon whom process against it may be served. The address to which the SSNY shall mail a copy of any process is 2 Durisol Road, Garrison, NY 10524 #58594

Starport Capital LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 8/10/12. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to c/o Ravishankar Subramanya, 188 Mountain Rd., Pleasantville, NY 10570. Purpose: General. #58595

YB STORAGE PROPERTIES LLC, Arts. of Org. filed with the SSNY on 04/26/2002. Office loc: Westchester County. SSNY has been designated as agent upon whom process against the LLC may be served. SSNY shall mail process to: 34 Norm Ave, Bedford Hills, NY 10507. Reg Agent: Alan Ferraro, 34 Norm Ave, Bedford Hills, NY 10507. Purpose: Any Lawful Purpose. #58596

Notice of Formation of Lotus Opportunity Fund, L.P. Filed with Secy. of State of NY on 03/04/2013. Office Location: 330 S Broadway, Unit C3, Tarrytown, NY 10591. Process against this formation may be served to the above address. Purpose: any lawful activity. #58597

LEGAL NOTICE

Notice of formation of Limited Liability Company (ìLLCî). Name: Enclave on 5th Associates, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSS-NYî) on 3/11/2013. N.Y. office loca-tion: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Enclave on 5th Associates, LLC, c/o E.R. Holdings LLC, 2975 Westchester Avenue, Suite 100, Purchase, NY 10577. Name/address of each member available from SSNY. Purpose: any lawful activity. #58598

LEGAL NOTICE

Notice of formation of Limited Liability Company (ìLLCî). Name: Enclave on 5th Commercial, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSS-NYî) on 3/11/2013. N.Y. office loca-tion: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Enclave on 5th Commercial, LLC, c/o E.R. Holdings LLC, 2975 Westchester Avenue, Suite 100, Purchase, NY 10577. Name/address of each member available from SSNY. Purpose: any lawful activ-ity. #58599

LEGAL NOTICE

Notice of formation of Limited Liability Company (ìLLCî). Name: Enclave on 5th Residential, LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSS-NYî) on 3/11/2013. N.Y. office loca-tion: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Enclave on 5th Residential, LLC, c/o E.R. Holdings LLC, 2975 Westchester Avenue, Suite 100, Purchase, NY 10577. Name/address of each member available from SSNY. Purpose: any lawful activity. #58600

Kramer’s Collectibles Consulting, LLC, Art. of Org. filed with NY Secy. of State on 12/28/12. Office is located in Westchester Co. Secy. of State des-ignated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to: 25 Leroy Place Apt #208, New Rochelle, NY 10805. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #58601

Notice of Formation of ECO CARRIAGE NYC, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 3/5/13. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 550 Mamaroneck Ave., Ste. 307, Harrison, NY 10528. Purpose: any lawful pur-pose. #58602

Notice of Formation of Rockingstone Avenue LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 76 Vine Road, Larchmont, NY 10538. Purpose: to engage in any lawful act or activ-ity. #58603

LEGAL NOTICE

The Articles of Organization of 2050 Route 22 Owner, LLC (the ìCom-panyî) were filed with the Secretary of State of the State of New York on March 5, 2013. The office of the Company is located in Westchester County, New York. The Secretary of State has been designated as agent of the Company upon whom process against it may be served. The post office address within or without the state to which the Secretary State shall mail a copy of any pro-cess against the Company served upon him or her is: Christopher Sclafani, c/o Mount Kisco Medical Group, P.C., 110 South Bedford Road, Mount Kisco, New York 10549. The Company was formed for any lawful business purpose or pur-poses permitted under the New York Limited Liability Company Act. #58579

Notice of formation of Armonk Senior Care LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 1/30/2013. Office location: Westchester. SSNY has been desig-nated for service of process. SSNY shall mail a copy of any process served against the LLC to 67 Clinton Road, Garden City, NY 11530. Purpose of LLC: to engage in any lawful act or activity. #58580

Notice of Formation of DHM CONSULTING LLC. Arts. of Org. was filed with SSNY on 3/5/13. Office loca-tion: Westchester County. SSNY desig-nated as agent of LLC whom process against may be served. SSNY shall mail process to: c/o The LLC, 11 Puritan Rd., Rye, NY 10580. Purpose: all lawful activities. #58581

Notice of Formation of EV PLASTICS, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 10/4/12. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 8 Hickory Kingdom Road, Bedford, NY 10506. Purpose: any lawful activity. #58582

Notice of Formation of EVERGREEN NEWGEN, LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 8/29/12. Off. loc.: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: The LLC, 8 Hickory Kingdom Road, Bedford, NY 10506. Purpose: any lawful activ-ity. #58583

Notice of Formation of 3-144 NYC GREENRIDGE LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/12/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Hofheimer Gartlir & Gross, LLP, 530 Fifth Ave., NY, NY 10036, Attn: Jules E. Levy, Esq., the registered agent upon whom process may be served. Purpose: any lawful purpose. #58584

Notice of Formation of 482 MUSIC LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/25/13. Off. loc.: Westchester County. SSNY desig-nated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Wertheimer Fredman, LLC, 333 Westchester Ave., Ste. S-302, White Plains, NY 10604. Purpose: any lawful purpose. #58585

NOTICE OF FORMATION of LAGNY #014, LLC Art. of Org filed Secíy of State (SSNY) 3/6/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Marshall Goldberg, Wofsey, Rosen, Kweskin & Kuriansky, LLP, 600 Summer St, Stamford, CT 06901. Purpose: any lawful activities. #58586

NOTICE OF FORMATION of JDG Real Estate LLC Art. of Org filed Secíy of State (SSNY) 3/6/13. Office location: Westchester County. SSNY desig-nated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to c/o Vito Galasso, 40 Benedict Ave, #2A, Tarrytown, NY 10591. Purpose: any law-ful activities. #58587

Notice of Formation of 5 Circle Road LLC.Art. Of Org. filed with SSNY on 11/20/2012 . Office Location:Westchester country . SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to: P.O.Box 11,Ardsley,NY,10502-0011.Purpose: any lawful purpose. #58588

NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). NY VIRTUAL ASSISTANT/CONCIERGE SERVICES LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 02/25/2013. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 703 Pelham Road, Apt 112, New Rochelle, NY 10805, principal business location of the LLC. Purpose: any lawful business activity. #58589

NAME OF LLC: HEADY TEDDY’S OUTFITTERS, LLC Arts. Of Org. filed with Sec. State NY 09/21/12. LLC located in Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to 52 Hidden Hollow Ln. Millwood, NY 10546. Purpose of LLC: any lawful business activity. #58590

NOTICE OF FORMATION OF EnviroCare Energy Solutions LLC Arts. of Org. filed w/Secy of State of NY on 02/14/13, Office loc: Westchester Cty, SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Lyons McGovern LLP, 399 Knollwood Rd, Ste 216, White Plains, NY 10603. Purpose: Any lawful activity #58591

Notice of Formation of 222 ñ 224 THOMPSON LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 3/7/13. Off. loc.: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Vanderleigh Properties, LLC, 66 Marbledale Road, Tuckahoe, NY 10707. Purpose: any law-ful activity. #58592

Continued from previous page Notice of Formation of J&M Family Holdings LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/28/13. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 76 Vine Road, Larchmont, NY 10538. Purpose: to engage in any lawful act or activ-ity. #58604

Notice of Formation of Dora Street LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/28/13. Office loca-tion: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 76 Vine Road, Larchmont, NY 10538. Purpose: to engage in any lawful act or activ-ity. #58605

Notice of Formation of Clark Court LLC. Arts. of Org. filed Secy. of State of NY (SSNY) on 2/28/13. Office loca-tion: Westchester County. SSNY des-ignated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 76 Vine Road, Larchmont, NY 10538. Purpose: to engage in any lawful act or activ-ity. #58606

Seahorse Seafood LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 2/28/13. Office in Westchester County. SSNY designated agent of LLC upon whom process against it may be served. SSNY shall mail process to Todd Albright, 333 No. Bedford Rd Ste 140, Mt. Kisco, NY 10549. Purpose: General. #58607

LT CONSTRUCTION & WOODWORKING LLC Article of organization were filed with the secretary of State of New York on 11/15/2012. Office located in Westchester County. Secretary of State of New York has been designat-ed as agent of the LLC upon whom process against it may be served. Secretary of State shall mail a copy of process to: LT CONSTRUCTION & WOODWORKING LLC, 72 Lamartine Avenue, Yonkers, NY 10701, prin-cipal business location of the LLC. Purpose: any lawful business activity #58474

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tiMe fOR A tAsteShawangunk Wine Trail has announced that this year’s Pasta Primo Vino will take place April 13-14.

The annual two-day event takes place at each of the 13 wineries along the Shawangunk Wine Trail. Each winery will serve a unique pasta dish and offer an accompanying Hudson Valley wine tasting of up to four wines to ticketholders, who may visit as many wineries as they would like throughout the day.

The event will be held from 10 a.m. to 6 p.m. Tickets are good for both days and are $40 per person when bought in advance. A limited number of tickets will be available at the door for $60 per person. Transportation is not included. To register or for more information, visit shawangunkwinetrail.com or call (845) 256-8456.

The Shawangunk Wine Trail wineries are:•AdairVineyards,52AllhusenRoad,NewPaltz•ApplewoodWinery,82FourCornersRoad,Warwick•BaldwinVineyard,176HardenburghRoad,PineBush•BenmarlWinery,156HighlandAve.,Marlboro•BrimstoneHillVineyard,61BrimstoneHillRoad,Pine

Bush• Brotherhood, 100 Brotherhood Plaza Drive,

Washingtonville•DemarestHillWinery,81PineIslandTurnpike,Warwick•GlorieFarmWinery,40MountainRoad,Marlboro•PalaiaWinery,10SweetCloverRoad,HighlandMills•RobiberoWinery,714AlbanyPostRoad,NewPaltz•StoutridgeVineyards,10AnnKaleyLane,Marlboro• Warwick Valley Winery & Distillery, 114 Little York

Road, Warwick• Whitecliff Vineyard & Winery, 331 McKinstry Road,

Gardiner.

GOinG tO seeD

The final form to be taken by the pieces on display in Dutchess Community College’s Mildred I. Washington Art Gallery might be as unique as the art itself.

Artwork created by more than 30 area artists in varying media will be used as packaging art for a wide selection of seeds offered by the Hudson Valley Seed Library.

The original pieces will be on display in DCC’s art gallery through April 19.

Artists are commissioned to create works based on their interpretation of a different heirloom seed variety offered by the Hudson Valley Seed Library. The original works are brought together for a traveling exhibit called “Art of the Heirloom,” while each seed pack can be unfolded and enjoyed as its own unique work of art.

Gallery hours are Mondays through Thursdays, 10 a.m. to

9 p.m., and Fridays, 10 a.m. to 5 p.m. For more information about the exhibit, call gallery

director Margaret Craig at (845) 431-8617.

stOP AnD GOAn exhibit of paintings and drawings by Ellen Cibula, titled “Symmetries,” has opened at the Delaware Arts Center Alliance Gallery, 37 Main St. in Narrowsburg. The exhibit continues through April 13 and can be viewed Tuesdays through Saturdays from 10 a.m. to 4 p.m.

Cibula’s most recent series of paintings show the symme-try between motion and stillness. Most of her paintings are in pairs, with the two parts forming a dance.

She received her Bachelor of Fine Arts degree in painting from the Art Institute of Chicago, after which she moved to New York City where her paintings were first shown at Leo Castelli. She’s had several one-person shows and has work in major museums, corporate and private collections.

For more information about the exhibit, call (845) 252-7576 or visit ArtsAllianceSite.org.

MARXiAn POlitiCs AnD hiJinKsRosendale Theater will present the Marx Brother’s “Duck Soup” on April 9 at 7:15 p.m.

In this satire of war and politics, Groucho Marx plays Rufus T. Firefly, leader of the country Freedonia, aided by Harpo, Chico and Zeppo Marx. Margaret Dumont, the ever-present society dowager tries to keep her country out of war but to no avail. Freedonia goes to war gleefully in one of the most surreal and absurd production numbers ever filmed. The film is also noted for the famous “mirror gag” and the wildly anarchic final battle scene.

“Duck Soup,” the last the Marx brothers would make with Paramount, opened in November 1933 to lukewarm reviews. Since then it has been copied and referenced, hailed as a masterpiece and as the greatest and most iconic of the Marx Brothers film. In 1990, the Library of Congress selected it for preservation.

The historic Rosendale Theater at 408 Main St. is run

by the Rosendale Theater Collective, is dedicated to enhanc-ing the cultural life and economic vitality of Rosendale and Ulster County.

For more information, visit rosendaletheatre.org.

A Bit Of BRAZilMusical group Matt Finley & Rio Jazz will perform at Dutchess Community College April 2 at 7:30 p.m. in its 26th annual concert that will include original compositions as well as classics and Brazilian jazz.

The concert, which is free and open to the public, will be held in the Louis Greenspan Cafeteria in Drumlin Hall on DCC’s main campus.

Finley plays trumpet, flugelhorn, flute and soprano saxo-phone. Joining Finley at the DCC performance will be Bill O’Connell (piano), Jeff Ciampa (guitar), Don Miller (acous-tic bass), Joel Rosenblatt (drums) and Tomas Martin Lopez (Latin percussion). Christopher Brellochs, chair of DCC’s music program, will join the band on saxophone.

Finley performed for many years with Grammy-winning saxophonist Nick Brignola and studied composition with Edgar Curtis, founding director of the Albany Symphony Orchestra. Two songs from his “Brazilian Wish” CD were honored as finalists in the 2007 Los Angeles Music Awards.

Rosenblatt played drums with jazz group Spyro Gyra for 13 years. He also has played with artists such as Randy Brecker and Bill Evans. O’Connell teaches jazz composition and arranging at Rutgers University and has performed with artists such as Dave Valentin, Paquito D’Rivera, Chet Baker and Sonny Rollins. Ciampa has recorded with Dave Matthews, Mark Egan and Harry Belafonte, among others. Miller has played with Dizzy Gillespie, Tony Bennett and George Benson, along with other jazz greats. He also has per-formed with pop acts such as N’ Sync and Enrique Iglesias.

For more information, call (845) 431-8050.

WAsCAlly WABBitsThe Hudson H i g h l a n d s Nature Museum’s O u t d o o r Discovery Center will be hosting a program on bun-nies March 30 at 10 a.m.

Environmental educator Megan Hoffman will offer answers to questions such as: what do rabbits eat, how do they protect themselves and where do they nest?

Members of the Warwick Valley Chapter of the Future Farmers of America will be at the program with their pet rabbits for participants to meet and touch.

This program is recommended for adults with or without children, and children of all ages. Admission: $7/adults, $5/children. Museum members: $5/Adults, $3/Children.

The museum is on Muser Drive, across from 174 Angola Road, Cornwall.

For more information visit hhnaturemuseum.org or call (845) 534-5506 ext. 204.

hAPPeNiNg iN AND ABOut the huDSON VALLeY

GOOD THInGS

The annual two-day event takes place at each

HV


Here’s what the Oracle of Omaha had to say in his annual letter to shareholders after Berkshire Hathaway bought 28 newspapers in 15 months:

“PAPERS DELIVERING COMPREHENSIVE AND RELIABLE INFORMATION TO TIGHTLY BOUND COMMUNITIES AND HAVING A SENSIBLE INTERNET STRATEGY WILL REMAIN VIABLE FOR A LONG TIME.”

That’s what the Business Journals are all about.

IF WARREN BUFFETTSAID ‘BUY,’ WOULD YOU?

“THERE IS NO SUBSTITUTE FOR A LOCAL NEWSPAPER THAT IS DOING ITS JOB”

“THE WORLD HAS CHANGED ... NEWSPAPERS CONTINUE TO REIGN SUPREME, HOWEVER, IN THE DELIVERY OF LOCAL NEWS.”


FACTS& FIGURES

Items appearing in the Westchester County Business Journal’s On The re-cord section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this informa-tion, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any ac-tion is taken.

Questions and comments regarding this section should be directed to:

Bob Rozyckic/o Westfair Communications Inc.3 Gannett Drive, Suite G7White Plains, N.Y. 10604-3407Phone: 694-3600 • Fax: 694-3680

ON THE RECORD

HUDSOn VALLEY

BUILDInG LOAnS

Above $1 million

VS Walden L.L.C., Warwick, as owner. Lender: Orange County Trust Co., Middletown. Prop-erty: in Montgomery. Amount: $1.3 million. Filed March 13.

Below $1 million

Hardwick, Eric B., et al, as owner. Lender: Flagstar Bank F.S.B. Property: in Fishkill. Amount: $136,820. Filed March 12.

DEEDS

Above $1 million

Commons on the Lake L.L.C., Brooklyn. Seller: Monroe Real Estate Properties L.L.C., Mon-roe. Property: 745 Route 17M, Monroe. Amount: $6 million. Filed March 18.

DASSP L.L.C., Pleasant Valley. Seller: John J. Pretak, et al, Hyde Park. Property: in Pleasant Val-ley. Amount: $2.9 million. Filed March 13.

Mountain and Meadows L.L.C., Goshen. Seller: A and L Acres L.L.C., Chester. Property: in Goshen. Amount: $1.7 mil-lion. Filed March 13.

Below $1 million

140 Highland Avenue L.L.C., Middletown. Seller: Bruce Samuel Cohen, Warwick. Prop-erty: in Middletown. Amount: $129,000. Filed March 13.

Beneficial Homeowner Ser-vice Corp., Brandon. Fla. Seller: Vincent R. Carinci, et al, Hollywood, Fla. Property: 39 Kretch Circle, Wappinger Falls 12590. Amount: $140,000. Filed March 8.

Crystal Run Village inc., Middletown. Seller: Brian Fer-nandez, Newburgh. Property: 350 Fostertown Road, New-burgh. Amount: $259,000. Filed March 15.

Deutsche Bank National Trust Co. Seller: Peter C. Pat-salos, Newburgh. Property: 1252 Union Ave., Newburgh 12550. Amount: $221,293. Filed March 19.

Dhrush inc., Poughkeepsie. Seller: Shailesh Corp., Hyde Park. Property: in Hyde Park. Amount: $500,000. Filed March 15.

Ecclesia Ministries of Newburgh, Newburgh. Seller: Amos and Sarah Holden Home, Newburgh. Prop-erty: in Newburgh. Amount: $285,000. Filed March 14.

Federal National Mortgage Association. Seller: Brett Van Gorder, Accord. Property: 5671 Route 209, Accord 12404. Amount: $158,462. Filed March 14.

FSB Properties inc., Flush-ing. Seller: Nachman Aaron Troodler, Spring Valley. Prop-erty: 137 E. Main St., Port Jervis 12771. Amount: $259,810. Filed March 13.

Hamilton 8890 L.L.C., La-Grangeville. Seller: Great Properties Inc., LaGrangeville. Property: 1342 Route 55, La-Grangeville 12540. Amount: $370,000. Filed March 15.

Health Alliance Hospital Broadway Campus, Kings-ton. Seller: Phyllis Newman, Kingston. Property: 53 Plym-outh Ave., Kingston. Amount: $174,000. Filed March 14.

Hudson Valley Federal Credit Union, Poughkeepsie. Seller: David Ortega, et al, Pough-keepsie. Property: in Hyde Park. Amount: $500,000. Filed March 12.

JEP/NPR L.L.C., Newburgh. Seller: 34 North Plank Road Newburgh L.L.C., Newburgh. Property: in Newburgh. Amount: $285,000. Filed March 13.

kaku inc., Poughkeepsie. Seller: Kalpana Inc., Hyde Park. Property: in Hyde Park. Amount: $652,500. Filed March 15.

Mountain View Realty L.L.C., West Babylon. Seller: Joseph P. Garofalo, Colchester, Vt. Prop-erty: in Wappinger. Amount: $900,000. Filed March 8.

Neversink Delaware Part-ners L.L.C., Port Jervis. Seller: Thompson Casson Develop-ments L.L.C., Port Jervis. Prop-erty: in Deerpark. Amount: $26,767. Filed March 13.

Old Capital Properties L.L.C., Ulster Park. Seller: Strand Com-munity Organization to Reha-bilitate the Environment Inc., aka S.C.O.R.E. Inc., Kingston. Property: in Kingston. Amount: $585,000. Filed March 12.

State of New York Mortgage Agency, New York City. Seller: Beth Faichney, Kingston. Prop-erty: 214 Lucas Ave., Kingston 12401. Amount: $153,824. Filed March 11.

Tanco Custom Builders L.L.C., Marlboro. SelleR: Geor-giana Tansosch, Wallkill. Prop-erty: in Plattekill. Amount: $43,658. Filed March 15.

The Palisades interstate Park Commission, Bear Mountain. Seller: Open Space Conservancy Inc., New York City. Property: in Rochester. Amount: $198,000. Filed March 14.

U.S. Bank N.A. Seller: Mel-vin Hogue, et al, Hopewell Junction. Property: 10 Ge-neva Drive, Hopewell Junction 12533. Amount: $368,000. Filed March 13.

Ulster Acquisition L.L.C., New York City. Seller: Paul J. Van Blarcum, Kingston. Property: 10 Tamarack Road, Wawarsing. Amount: $20,000. Filed March 14.

Unisol Soccer Field L.L.C., Middletown. Seller: Franklin Realty Partners L.L.C., Mon-roe. Property: in Middletown. Amount: $190,000. Filed March 19.

JUDGmEnTSA and R Office Equipment inc., Goshen. $5,871 in favor of the New York State Depart-ment of Taxation and Finance, Albany. Filed March 14.

A-Line Accessories inc., Mon-roe. $1,745 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 14.

A.J. Cleaning and Construc-tion inc., Marlboro. $978 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

Ablehammer Company inc., Warwick. $251 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 14.

Aneyda Drywall Contracting inc., Newburgh. $1,520 in favor of the New York State Depart-ment of Taxation and Finance, Albany. Filed March 14.

Big Daddy’s Deli, Kingston. $4,964 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

Blue Line investigative Ser-vices inc., Middletown. $150 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 14.

Burn Rite, Middletown. $3,390 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

Carmine’s italian Bakery inc., Middletown. $238 in favor of the New York State Depart-ment of Taxation and Finance, Albany. Filed March 15.

Caw Enterprises inc., Lake Katrine. $210 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.

Century Service Center inc., Newburgh. $319 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.

CMB Marketing inc., War-wick. $110 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

CMF Sales inc., Monroe. $129 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

Compass group Northeast L.L.C., Highland. $191 in favor of the New York State Depart-ment of Taxation and Finance, Albany. Filed March 15.

David gill Jr. inc., Saugerties. $8,413 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

Dechristi inc., Walden. $571 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

DJ’s Contracting and Cre-ative Surfaces inc., Glasco. $131 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

Edi Esca inc., Middletown. $2,986 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

El Milagro grocery Deli inc., Newburgh. $1,222 in favor of the New York State Department of Taxation and Finance, Alba-ny. Filed March 15.

Executive Auto Wholesalers, Kingston. $10,753 in favor of the New York State Department of Taxation and Finance, Alba-ny. Filed March 15.

Flying Fish Enterprises L.L.C., d.b.a. The River grill, Newburgh. $821 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.

FP Services inc., Florida. $718 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

Fred Clinton Farrier inc., Spring Glen. $283 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.

grand Newburgh inc., New-burgh. $433 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

grimefighters inc., d.b.a. Advance Chem-Dry, Middle-town. $50 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

H.C.F.A. Associates Corp., Lake Katrine. $1,528 in favor of the New York State Depart-ment of Taxation and Finance, Albany. Filed March 11.

Hurley Ridge Liquors inc., d.b.a. Ridge Liquors, West Hurley. $6,127 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.


FACTS&FIGURESJ and T Diner inc., d.b.a. Colo-nial Diner, Middletown. $2,583 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 18.

J.C. Highland Auto Sales inc., Middletown. $2,704 in favor of the New York State Department of Taxation and Finance, Alba-ny. Filed March 18.

JggJ inc., Warwick. $295 in favor of the New York State De-partment of Taxation and Fi-nance, Albany. Filed March 18.

k and M Wild inc., Montgom-ery. $102 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 18.

kingston OHA Development Corp., d.b.a. Family Restau-rant, Kingston. $9,206 in favor of the New York State Depart-ment of Taxation and Finance, Albany. Filed March 15.

Lilac group-Rome NY inc., Monroe. $245 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 18.

Master-Tech Floor instal-lation inc., Newburgh. $556 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 18.

My Towne USA inc., New Paltz. $105 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

N and N Concessions inc., New Windsor. $173 in favor of the New York State Department of Taxation and Finance, Alba-ny. Filed March 18.

Panmazirk L.L.C., Monroe. $1,413 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 18.

Quarter To Nine inc., Middle-town. $1,529 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 18.

Rapid Lube, Middletown. $394 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 14.

Regal Construction of O.C. inc., Monroe. $313 in favor of the New York State Department of Taxation and Finance, Alba-ny. Filed March 18.

Rhythm and Rhyme Child Care Center inc., Warwick. $163 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 18.

Rubyzaar Ltd., Accord. $100 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

SkR Photography, Salisbury Mills. $2,533 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 18.

Slash Root Tech group L.L.C., New Paltz. $2,454 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.

The garrison House gift Shoppe Ltd., Fort Montgom-ery. $1,020 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

Unionville Café inc., d.b.a. Unionville Café Restaurant and Tavern, Plattekill. $208 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 15.

Valerie’s Pizza World inc., Kingston. $1,785 in favor of the New York State Department of Taxation and Finance, Albany. Filed March 15.

Vinnie and Steve Corp., New-burgh. $104 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 14.

West Hurley Service Cen-ter L.L.C., d.b.a. West Hurley Service Center, West Hurley. $18,036 in favor of the New York State Department of Taxa-tion and Finance, Albany. Filed March 15.

Weyrauch Construction Company inc., Goshen. $306 in favor of the New York State Department of Taxation and Fi-nance, Albany. Filed March 14.

Wild Bill’s Woodstock Jamz, Saugerties. $3,224 in favor of the New York State Department of Taxation and Finance, Alba-ny. Filed March 15.

LIS PEnDEnSThe following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed.

Ackerman, Moshe, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to se-cure $210,000 affecting proper-ty located at 11 Lemberg Court, No. 103, Monroe 10950. Filed Feb. 27.

Anderson, Aida, et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $218,556 affecting property located at 30 Roundtree Court, Beacon 12508. Filed Feb. 14.

Ayala-khuns, Yvette, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $210,000 affecting property located at 243 Osborne Hill Road, Fishkill 12524. Filed Feb. 21.

Baker, Claudia, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mort-gage to secure $192,000 affect-ing property located at 38 Basel Road, Pine Bush 12566. Filed March 15.

Baker, Edward, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $314,142 affecting property located at 793 Willow Brook Road, Clinton Corners. Filed Feb. 11.

Barker, Carl L. Sr., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to fore-close on a mortgage to secure $196,000 affecting property lo-cated at 6 Entry Road, Hopewell Junction 12533. Filed Feb. 13.

Barrett, Richard D., et al. Filed by Flagstar Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $372,000 affecting property located at 88 Webster Coon Road, Red Hook 12571. Filed Feb. 20.

Blacklock, Bonnie, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 86 Potuckit Road, Tux-edo Park 10987. Filed Feb. 26.

Blumenthal, David M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $360,000 affecting property located at 11 George Sickle Road, Saugerties 12477. Filed March 14.

Brackley, kenneth S., et al. Filed by The Bank of New York Mellon. Action: seeks to fore-close on a mortgage to secure $403,750 affecting property located at 8 Knightridge Drive, Hyde Park. Filed Feb. 21.

Bradley, Martin, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $145,000 affecting prop-erty located at 6 Morningside Drive, Middletown 10941. Filed Feb. 27.

Cabrera, italo, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $177,675 af-fecting property located at 1668 Route 9, Apt. 5M, Wappingers Falls 12590. Filed Feb. 19.

Call, Jason A., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting prop-erty located at 28-30 Spring St., Southfields 10975. Filed Feb. 26.

Campbell, Larkland E., et al. Filed by Federal National Mort-gage Association. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 76 Rinaldi Blvd., Poughkeepsie 12601. Filed Feb. 19.

Cantero, Elisa, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $307,179 affecting property located at 30 Peak Road, Stone Ridge 12484. Filed March 13.

Cardona, David, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $180,800 affecting property located at 10 Park Ave., Newburgh 12550. Filed Feb. 27.

Caruso, Matthew, et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mortgage to secure $359,650 affecting property located at 20 Flow-er Road, Hopewell Junction 12533. Filed Feb. 21.

Cascioli, Matthew, et al. Filed by HSBC Bank USA N.a. Ac-tion: seeks to foreclose on a mortgage to secure $95,000 affecting property located at 76 Carmine Drive, Unit D13, Wappingers Falls 12590. Filed Feb. 21.

Charles, Peter, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $102,000 affecting property located at 15J White Gate Drive, Wappingers Falls 12590. Filed Feb. 13.

Christopher, Christina L., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 375 Salt Point Turnpike, Unit 5A, Poughkeepsie 12603. Filed Feb. 21.

Cruz, Patricia, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $270,512 affecting prop-erty located at 27 Sutton Park Road, Poughkeepsie 12603. Filed Feb. 22.

Cupak, Eric, et al. Filed by Chase Home Finance L.L.C. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting property located at 901 Mountainside Drive, Southfields 10975. Filed Feb. 26.

D’Andrea, Charles J. Sr., et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $153,000 affecting property located in Montgomery. Filed Feb. 27.

Daley, Hector M., et al. Filed by Federal National Mortgage As-sociation. Action: seeks to fore-close on a mortgage to secure an unspecified amount affect-ing property located at 7 S. Brett St., Beacon 12508. Filed Feb. 25.

Defrance, Jean E., et al. Filed by Citimortgage Inc. Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 63 Catskill Ave., Pough-keepsie 12603. Filed Feb. 19.

DeLaura, Nicholas, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $144,000 affecting property located at 263 Valley Atwood Road, Stone Ridge 12484. Filed March 12.

Demarco, Russell J., et al. Filed by HSBC Bank USA N.A. Ac-tion: seeks to foreclose on a mortgage to secure $147,600 affecting property located at 8 Vandewater Ave., Poughkeepsie 12603. Filed Feb. 20.

Dias, kamal J., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $331,905 affecting property located at 11 Wesley Court, Newburgh 12550. Filed Feb. 26.

Diaz, Hector, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $414,000 affecting property located at 54 Old Chester Road, Goshen 10924. Filed Feb. 25.

Donegan, guy E., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting property located at 11 Meadow Lane, Pleasant Valley 12569. Filed Feb. 21.


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CREDITS, CLIEnTS AnD AWARDS

giLLETTE CREAMERY, the largest distributor of ice cream in eastern New York state, recently joined the Hudson Valley Food & Beverage Alliance as a founding member. Based in Gardiner, Gil-lette Creamery is a family-owned and operated multiline food dis-tribution company specializing in offering ice cream, frozen, re-frigerated and dry food products. The company serves 20 counties in the Hudson Valley, Albany Capital district and the Adirondacks. The Food & Beverage Alliance focuses on helping food and bever-age companies in the area work together as strong partners, as well as market their products all over the United States. Launched by the Hudson Valley Economic Development Corp. (HVEDC), the organization includes food businesses, farmers, vegetable grow-ers, beverage makers, distributors and other organizations in the industry.

nEWSmAkERS

DEBRA ZAMBiTO was recently named chief fi nancial offi cer of Elant, a provider of senior health and hous-ing solutions. As CFO, Zambito will oversee Elant’s business and fi nancial operations. Most recently, Zambito was a chief administrative offi cer and chief compliance offi cer for Kohl Asset Management and was the company’s CFO and director of operations for its Northern Services Group. The $500

million privately held asset management company specializes in the ownership, operation and management of health care facilities throughout New York, New Jersey, Pennsylvania and Connecticut. Previously, she was the vice president of fi nance and administra-tion for Interstate Waste Services Inc. and CFO for Healthcare En-vironmental Inc.

GARY SCHUSTER, senior counsel at Jacobowitz & Gubits L.L.P. in Walden, was recently elected to the board of directors of the New York Council of Nonprofi ts (NYCON). Based in Albany, NY-CON represents and provides services and technical assistance to more than 3,200 nonprofi ts throughout New York state. At Jaco-bowitz & Gubits, Schuster has represented numerous nonprofi ts in formation, mergers and dissolution, obtaining recognition as tax exempt, real property acquisitions and a wide range of gover-nance and operational matters. He is a founding board member and past president of the Orange County Arts Council, a founding board member of ReThink Local and a member of the Sullivan County Nonprofi t Leadership Summit Steering Committee and its arts group.

RiCHARD J. REMSNYDER, tourism director of Ulster County, was recently elected president of the Catskill Associ-ation for Tourism Services (CATS). The organization promotes the wide range of vacation and recreational opportuni-ties in the Catskills region, bringing to-gether various entities to strengthen the tourism industry overall. Remsnyder, who assumed the post Jan. 1, will serve as president for the next two years. The

Catskills region is a $1 billion annual tourism industry, with tour-ism responsible for about 15 percent of total employment.

RALPH J. MARTUCCi CPA, of Mid-dletown, a staff accountant at Judelson, Giordano & Siegel, CPA, P.C., was re-cently named treasurer of the Historical Society of Newburgh Bay and the High-lands Board of Managers. The histori-cal society is a nonprofi t organization dedicated to preserving, promoting and protecting the unique history, architec-ture and culture of Newburgh. Martucci is also the co-chairman of the Young

Professionals of the Orange County Chamber of Commerce and is a member of the Young CPA Committee of the New York State Society of Certifi ed Public Accountants.

Information for these features has been provided by the subjects or their delegates.

SnAPSHOT

ULSTER COUNTY EXECUTiVE MikE HEiN, at Dietz Stadium March 14, recognized four new members to be inducted into the Ki-wanis Kingston Classic Hall of Fame. This year’s induction ceremony, to be held April 13 at the Kiwanis Kingston Classic Pasta Party, will honor four individuals and organizations for their contributions to the annual running/walking race. Inductees include Dave Chandler of Woodstock for running, Doug Tumen of Woodstock for organizing, Rich Gromek of Hurley for volunteering, and the Health Alliance of the Hudson Valley for its sponsorship contributions.

From left, ulster County executive Mike hein, kiwanis kingston Classic Race Director greg Riley, executive Director of the kingston Boys and girls Club joe Fay, and ulster County Commissioner of health and Mental health Dr. Carol Smith.


FACTS&FIGURESDufresne, Richard A. Jr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $271,890 affecting property located at 113 Mennella Road, Poughquag 12570. Filed Feb. 14.

Dutchess gardens Realty L.L.C, et al. Filed by VFC Part-ners 4 L.L.C. Action: seeks to foreclose on a mortgage to secure $2.5 million affecting property located at 1582 Route 9, Wappinger. Filed Feb. 25.

Dzubak, kevin M., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $140,000 affecting prop-erty located at 206 Chelsea Cove S., Hopewell Junction 12533. Filed Feb. 13.

Estate of Lillian Depuy, et al. Filed by The Bank of New York Mellon. Action: seeks to fore-close on a mortgage to secure $104,000 affecting property lo-cated at 6 Canaan Road, New Paltz 12561. Filed March 14.

Evans, William Edward, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure an un-specified amount affecting property located at 17 Vernon Terrace, Poughkeepsie 12601. Filed Feb. 14.

Felder, Steven, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to se-cure $467,000 affecting proper-ty located at 338-354 Woodland Road, Marbletown 12484. Filed March 11.

Felton, Craig F., et al. Filed by the State of New York Mort-gage Agency. Action: seeks to foreclose on a mortgage to secure $71,000 affecting prop-erty located at 14 Radcliffe Road, Poughkeepsie 12601. Filed Feb. 22.

Ferziger, Rubin, as guardian of the property of Leo D. Blank, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to se-cure $63,150 affecting property located at 2601 Gale Place, Unit 26A, Newburgh 12550. Filed Feb. 27.

Fisk, John, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 86 Innis Ave., Poughkeepsie 12601. Filed Feb. 15.

Francois, Tamarra, as admin-istrator of the estate of Clau-dette Culbreth, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $310,000 affecting property located at 404 Everett Place, Maybrook 12543. Filed Feb. 26.

glick, Lee, et al. Filed by As-toria Federal Savings and Loan Association. Action: seeks to foreclose on a mortgage to se-cure $158,000 affecting prop-erty located at 4319 Whispering Hills, Unit 388, Chester 10918. Filed Feb. 27.

goldberg, Naomi S., et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $75,000 af-fecting property located at 1 W. Winding Road, Poughkeepsie 12601. Filed Feb. 13.

gonzalez, Luis, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $142,960 affecting property located at 904 Cherry Hill Drive, aka 904 Cherry Hill Lane, Poughkeepsie 12603. Filed Feb. 20.

graynor, Michael T., et al. Filed by Federal National Mort-gage Association. Action: seeks to foreclose on a mortgage to secure $324,000 affecting prop-erty located at 252 Valley View Drive, Wallkill 12589. Filed March 11.

grogan, Patricia S., et al. Filed by HSBC Bank USA N.A. Ac-tion: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 26 Kip Drive, Fishkill 12524. Filed Feb. 19.

Hallahan, Donna, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting property located at 11 Alberta Drive, Mid-dletown 10941. Filed Feb. 25.

Henderson, kenneth L., et al. Filed by M&T Bank. Action: seeks to foreclose on a mort-gage to secure $96,800 affecting property located at 256 Pine Is-land Turnpike, Warwick 10990. Filed Feb. 26.

Hennessey, Robert J., et al. Filed by PNC Mortgage. Action: seeks to foreclose on a mortgage to secure $189,000 affecting property located at 126 Pros-pect Ave., Middletown 10940. Filed Feb. 25.

Hughes, John B., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $321,260 affecting property located at 21 Hobbs Lane, Clinton Corners 12514. Filed Feb. 25.

Hughes, Robert g., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $154,500 affecting property located at $B Fishkill Glen Drive, Fishkill 12524. Filed Feb. 25.

Jaycox, Bryan, as heir at law and next of kin of Patricia Jay-cox, et al. Filed by Wells Fargo Bank N.A. Action: seeks to fore-close on a mortgage to secure an unspecified amount affecting property located at 52 Spruce St., Poughkeepsie 12601. Filed Feb. 15.

Jones, Elizabeth L., et al. Filed by BAC Home Loans Servicing L.P. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 545 Route 44/55, Highland 12528. Filed March 13.

klemowitz, Joseph, et al. Filed by Bayview Loan Ser-vicing L.L.C. Action: seeks to foreclose on a mortgage to se-cure $251,000 affecting prop-erty located at 14 Woodstock Lane, Middletown 10941. Filed Feb. 25.

kolkmann, Jason, et al. Filed by HSBC Bank USA N.A. Ac-tion: seeks to foreclose on a mortgage to secure $187,100 affecting property located at 24 Gifford Ave., Poughkeepsie 12601. Filed Feb. 25.

kraft, Carolyn Lee, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to fore-close on a mortgage to secure $650,000 affecting property located at 39 Panorama Drive, Warwick 10990. Filed Feb. 26.

Labbate, Celestia, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $183,150 affecting property located at 18 Karen Drive, Middletown 10940. Filed Feb. 27.

Labozzetti, Margaret, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at 8 Perrins Mews, Middletown 10940. Filed Feb. 26.

Larsson, Magnus, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $279,250 affecting property located at 20 Arnold Blvd., Poughkeepsie 12603. Filed Feb. 14.

Laurelli, Stephanie M., et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to se-cure $300,000 affecting prop-erty located at 144 Red School House Road, Fishkill 12524. Filed Feb. 11.

LaValle, Paul, et al. Filed by GMAC Mortgage L.L.C. Ac-tion: seeks to foreclose on a mortgage to secure $230,785 affecting property located at 5 Malstorme Road, Wappingers Falls 12590. Filed Feb. 13.

Lefever, Evon g., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $203,200 affecting property located at 108 S. Gate Drive, Poughkeepsie 12601. Filed Feb. 22.

Lomoriello, John J., et al. Filed by U.S. Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $465,500 affecting property located at 1371 Route 44, Pleasant Valley 12569. Filed Feb. 13.

Lopez, Thomas E., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mort-gage to secure $165,775 affect-ing property located at 32 Brit-tany Drive, Unit 32, Middletown 10940. Filed Feb. 25.

Macias, Luis A., et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $77,250 affecting prop-erty located in Port Jervis. Filed Feb. 27.

Mainey, Laurie A., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 343 Leetown Road, Stormville 12582. Filed Feb. 22.

Margolin, gayle, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $130,000 affecting property located at 12 Idlewild Drive, Poughkeepsie 12601. Filed Feb. 20.

Martin, Christopher M., et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure an un-specified amount affecting prop-erty located at 5 Michael Lane, Dover Plains 12522. Filed Feb. 13.

Matias-Nava, Rebecca, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $261,800 af-fecting property located in Ulster. Filed March 11.

Mckenzie, Patricia, et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $172,674 affecting property located at 2099 Route 52, Hopewell Junction 12533. Filed Feb. 19.

McLaughlin, Sharon, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an un-specified amount affecting prop-erty located at 185 McGhee Hill Road, Millerton 12546. Filed Feb. 13.

Miceli, Peter V., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $198,000 affecting property located at 142 Highway 216, Stormville 12582. Filed Feb. 13.

Michels, Martin, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mort-gage to secure $294,049 affect-ing property located at 11 Shel-ley Road, Poughkeepsie 12603. Filed Feb. 22.

Miskovitz, Mark, on behalf of the estate of Lorraine Miskov-itz, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to se-cure $375,000 affecting prop-erty located at 3 Emily Jane Court, Poughkeepsie 12601. Filed Feb. 11.

New Union 121 Realty L.L.C., et al. Filed by Astoria Federal Savings and Loan Association. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting property located at 119-121 New Union-ville Road, Wallkill 12589. Filed March 12.

Noone, Dominick, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to se-cure an unspecified amount affecting property located at 6 West St., Wappingers Falls 12590. Filed Feb. 22.

Owens, george, et al. Filed by Federal National Mortgage As-sociation. Action: seeks to fore-close on a mortgage to secure $300,000 affecting property lo-cated at 46 Trenton Road, Fish-kill 12524. Filed Feb. 22.

Palladino, Joseph, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to se-cure $133,000 affecting proper-ty located at 4 Royal Crest Road, Unit F-1, Hyde Park 12538. Filed Feb. 11.

Palma, John J., et al. Filed by Capital One N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 54 Sandy Pines Blvd., Hopewell Junction 12533. Filed Feb. 11.

Palmieri, Deborah DeMarco, et al. Filed by Deutsche Bank National Trust. Action: seeks to foreclose on a mortgage to secure $325,000 affecting prop-erty located at 164 Hillside Lake Road, Wappingers Falls 12590. Filed Feb. 19.


Papp, gabor Z., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $163,116 affecting prop-erty located at 98 N. Grand Ave., Poughkeepsie. Filed Feb. 15.

Pierson, Amanda, et al. Filed by Nationstar Mortgage L.L.C. Action: seeks to foreclose on a mortgage to secure $293,000 affecting property located at 8 Scott Aldrich Lane, Westtown 10998. Filed Feb. 25.

Politi, Dennis, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 46 Parkhill Drive, Hopewell Junc-tion 12533. Filed Feb. 19.

Psichas, Dimitrious, et al. Filed by Nikolaos Maritsas, et al. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 4 Howard Blvd., Hyde Park 12538. Filed Feb. 21.

Quitoni, Dominick C., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to fore-close on a mortgage to secure $204,232 affecting property lo-cated at 11 Cedar Ave., Pough-keepsie 12603. Filed Feb. 14.

Ramirez, Sergio D., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting property located at Rural Route 2 P.O. Box 322A Sheldon Road, aka 27 Sheldon Road, Wingdale 12594. Filed Feb. 13.

Rauch, Carissa A., et al. Filed by The Bank of New York Mel-lon. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 75 Clark St., Poughkeepsie 12601. Filed Feb. 20.

Rider, Jed D., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $116,350 affecting property located at 36 Perrines Road, Tillson 12486. Filed March 15.

Rios, Eileen M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 25 Merritt Ave., Kings-ton 12401. Filed March 13.

Rodriguez, Arlene, et al. Filed by U.S. Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $152,800 affecting property located at 42 Birch Drive, Middletown 10940. Filed Feb. 25.

Rothvoss, Clayton L., et al. Filed by Household Finance Re-alty Corporation of New York. Action: seeks to foreclose on a mortgage to secure $236,900 affecting property located at 39 Thompson Lane, Stanfordville 12581. Filed Feb. 14.

Rottenkolber, Carl, et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $228,900 affecting property located at 37 Helen Drive, Wappingers Falls 12590. Filed Feb. 19.

Rowe, Nicole S., et al. Filed by GMAC Mortgage L.L.C. Ac-tion: seeks to foreclose on a mortgage to secure $288,970 affecting property located at 12 Park Road, Salisbury Mills 12577. Filed Feb. 26.

Rushie, Annette, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 21 Stuart Drive, Pough-keepsie 12603. Filed Feb. 21.

Salmon, Donald M., et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $185,948 affecting property located at 89 Schoolhouse Road, Staatsburg 12580. Filed Feb. 19.

Salty, Riad A., et al. Filed by JPMC Specialty Mortgage L.L.C. Action: seeks to fore-close on a mortgage to secure $110,696 affecting property lo-cated at 23 Cindy Lane, Middle-town 10941. Filed Feb. 26.

Santiago, ismael Jr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspeci-fied amount affecting prop-erty located at 1 Clay Hill Road, Tivoli 12583. Filed Feb. 19.

Schifano, John, et al. Filed by JPMC Specialty Mortgage L.L.C. Action: seeks to fore-close on a mortgage to secure $300,000 affecting property lo-cated at 33 Cunningham Drive, Monroe 10950. Filed Feb. 26.

Sealey, Sheri-Anne, et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $191,835 affecting property located at 16 Arnold Blvd., Poughkeepsie 12603. Filed Feb. 13.

Serraro, Margaret, et al. Filed by HSBC Bank USA N.A. Ac-tion: seeks to foreclose on a mortgage to secure $174,500 af-fecting property located at 13 S. Gilmore Blvd., Wappinger Falls 12590. Filed Feb. 20.

Sheocharan, Anthony, et al. Filed by Bank of America N.A. Action: seeks to foreclose on a mortgage to secure $273,980 af-fecting property located at 111 Van Wagner Road, Poughkeep-sie 12603. Filed Feb. 13.

Shepard, Colleen M., et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $140,000 af-fecting property located at 139 Rudd Pond Road, Millerton 12546. Filed Feb. 21.

Snow, Carl, et al. Filed by Na-tionstar Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $176,225 affecting property located at 105 Reagans Mill Road, Wingdale 12594. Filed Feb. 20.

Soules, Jason, et al. Filed by Castle Peak 2012-1 Loan Trust Mortgage Backed Notes Series 2012-1. Action: seeks to fore-close on a mortgage to secure $140,000 affecting property lo-cated at 147 Garden St., Pough-keepsie 12601. Filed Feb. 19.

Steed, karen M., et al. Filed by Wells Fargo Bank N.A. Ac-tion: seeks to foreclose on a mortgage to secure $207,000 affecting property located at 34 S. Chestnut St., Beacon 12508. Filed Feb. 22.

Stein, Jacen H., et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 8 Walnut St., Greenwood Lake 10925. Filed Feb. 27.

Sutton, Loren gail, et al. Filed by OneWest Bank F.S.B. Action: seeks to foreclose on a mortgage to secure $415,000 affecting property located at 311 River Road, Wallkill 12589. Filed March 15.

Taylor, Michael S., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $350,000 affecting property located at 62 Fallkill Road, Hyde Park 12538. Filed Feb. 21.

Traver, Michael A., et al. Filed by Bank of America N.A. Ac-tion: seeks to foreclose on a mortgage to secure $79,000 affecting property located at 4 Silver Lake Road, Rhinebeck 12572. Filed Feb. 11.

Troiano, Marie A., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to se-cure $522,000 affecting proper-ty located at 51 Primrose Lane, Stormville 12582. Filed Feb. 13.

Tucciariello, Richard, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $315,317 affecting property located at 23 Mangin Road, Monroe 10950. Filed Feb. 25.

Turlick, Jan, et al. Filed by Walden Savings Bank. Action: seeks to foreclose on a mortgage to secure $155,000 affecting property located in Blooming Grove. Filed Feb. 27.

Urena, Jose, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $347,680 affecting property located at 118 Fort Van Tyle Road, Port Jervis 12771. Filed Feb. 26.

Useinoski, Saziver, et al. Filed by M&T Bank. Action: seeks to foreclose on a mort-gage to secure $60,000 affect-ing property located at 96 Inwood Road, Middletown 10941. Filed Feb. 27.

Valentin, Luisa, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $121,933 affecting property located at 30 Wilmar Terrace, Poughkeepsie 12601. Filed Feb. 21.

Vanvoorhis, Regina, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $294,000 af-fecting property located at 135 Dubois St., Pine Bush 12566. Filed Feb. 26.

Vasquez, Joel, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $268,000 affecting property located at 1152 Beek-man Road, Hopewell Junction 12533. Filed Feb. 14.

Viera, Bienvenido, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $272,250 affecting prop-erty located in Beacon. Filed Feb. 19.

Walsh, Lisa, et al. Filed by JPM-organ Chase Bank N.A. Action: seeks to foreclose on a mort-gage to secure an unspecified amount affecting property lo-cated at 152 Ridge Road, Mount Hope 10940. Filed Feb. 25.

Wansor, Sean P., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $292,500 affecting property located at 64 Jones Road, Warwick 10990. Filed Feb. 26.

Warner, Maaziah, as adminis-trator and sole heir and distrib-utee of the estate of Deverlyn Archibald Warner, et al. Filed by Palisades Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $117,000 affecting property located at 25 Arcadian Trail, Monroe 10950. Filed Feb. 27.

White, Steven g., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $427,425 affecting property located at 331 Wood-mont Road, Hopewell Junction 12533. Filed Feb. 25.

Williams, Skurfield H., et al. Filed by First Horizon Home Loans. Action: seeks to fore-close on a mortgage to secure $240,230 affecting property lo-cated at 1 Bruce Drive, Pough-keepsie 12603. Filed Feb. 13.

mECHAnIC’S LIEnSAdams, kevin, et al, as owner. $1,929 as claimed by Dick’s Concrete Company Inc., New Hampton. Property: in Mont-gomery. Filed March 14.

Dingle Development inc., as owner. $957 as claimed by Dick’s Concrete Company Inc., New Hampton. Property: in Montgomery. Filed March 14.

Nerenberg, Craig, et al, Brooklyn, as owner. $62,220 as claimed by Fastracs Rentals Inc., Red Hook. Property: 38 Ray-cliffe Drive, Woodstock 12498. Filed March 11.

Pyramid Management group L.L.C., Syracuse. $810 as claimed by ThruWay Plumb-ing and Heating Inc., Mahopac. Property: Galleria at Crystal Run, 1 N. Galleria, Middletown. Filed March 14.

RD Management Services L.L.C., New York. $445 as claimed by ThruWay Plumb-ing and Heating Inc., Mahopac. Property: Harriman Commons, Target, 128 Bailey Farm Road, Monroe 10926. Filed March 14.

Siracusano, Robert F., et al, as owner. $26,200 as claimed by Jellco Construction Inc., Sara-toga Springs. Property: 166 Ul-ster Ave., Saugerties 12477. Filed March 11.


FACTS&FIGURESnEW BUSInESSES

This paper is not responsible for typographical errors contained in the original filings.

Doing Business As

Limonuno Corp., d.b.a. Limo-nuno Fresh Mexican grill, 900 Ulster Ave., Kingston 12401. Filed March 15.

Partnerships

X-51 Technologies, 212 Gei-ger Road, Ellenville 12428, c/o Randy T. Freiermuth and Cheyenne Leslie Freiermuth. Filed March 11.

Sole Proprietorships

All American Construction, 11 Union School Road, Mont-gomery, c/o Robert L. Hadden III. Filed Feb. 9.

All ground Up Stump grind-ing, 23 North Road, Highland 12528, c/o Toby I. Kollbeck. Filed March 12.

Andrew Molleur Studio, 40 Van Deusen St., Kingston 12401, c/o Andrew J. Molleur. Filed March 14.

Apple of My Eye images, 382 Forest Park, Wallkill 12589, c/o Kristen L. DeRosa. Filed March 13.

Ariane’s Petit-Fours, 31 Lake St., Highland Falls 10928, c/o Ariane Quinn. Filed Feb. 9.

Arius Photography, 289 Lib-ertyville Road, New Paltz 12561, c/o Samantha J. Weatherly. Filed March 14.

Ballard Constructors East, 2759 New Prospect Road, Pine Bush 12566, c/o Gordon L. Bal-lard. Filed March 11.

Boneshaker Print Shop, 77 Cornell St., Suite 319, Kingston 12401, c/o Steven N. Markota. Filed March 11.

C.N.M. Moving and Hauling, 25 Morgan Hill Road, Hurley 12443, c/o Chris G. Maragou-dakis. Filed March 11.

Computing Solutions, 20 Leonardo Drive, Stone Ridge 12484, c/o Alan L. Silverman. Filed March 11.

Dirty Low Productions, 45 Cross Road, Marlboro 12542, c/o Nicholas Vandenraadt. Filed March 13.

Eagles Landing Tattoo, 628 Broadway, Kingston 12401, c/o Kiddy L. Barringer-Homberg. Filed March 11.

gallaher’s Cleaning Services, 327 Old Forge Hill Road, No. 2511, New Windsor 12553, c/o Rebecca Anne Pidgeon. Filed Feb. 9.

inspired imaginings, 411 Boulevard, Kingston 12401, c/o Priscilla J. Mullen. Filed March 13.

J.W. Smith Septic Service, 2 Carolyn Drive, New Paltz 12561, c/o Joshua W. Smith. March 12.

Joe’s Evergreens, 37 Lucks Road, Greenfield Park 12435, c/o Joseph R. Popet. Filed March 14.

karoux Shoes, 46 Dewitt Mills Road, Hurley 12443, c/o Karin E. Roux. Filed March 11.

kingston Landlord Associa-tion, 15 Railroad Ave., Kingston 12401, c/o Karen Michele Win-kle. Filed March 15.

Marc’s Trucking, 453 Broad-way, Port Ewen 12466, c/o Marc D. Weinberger Jr. Filed March 12.

Mi Casita Restaurant, 720 Broadway, Kingston 12401, c/o Enrique Garcia. Filed March 15.

Mid-Hudson institute For Christian Studies, 8 Hone St., Kingston 12401, c/o G. Modele Clarke. Filed March 12.

New York Custom knives.com, 893 Route 302, Pine Bush 12566, c/o Helen S. Rummell. Filed Feb. 9.

New York Veterinary Acu-puncture Service, 1287 Route 300, No. 142, Newburgh 12550, c/o Lindsey A. Wedenieyer. Filed Feb. 9.

NRg Construction, 114 Tremper Ave., Kingston 12401, c/o Nelson R. Martinez. Filed March 15.

Paint River Llewellin Setters, 4734 Route 213, Olivebridge 12461, c/o Kyle L. Warren. Filed March 12.

Peace of Mindfulness, 127 Main St., Suite B, Gardiner 12525, c/o Nora Snow. Filed March 13.

Pinocchio’s Seal Coating, 4 Sandmarcos Road, Monroe 10949, c/o Vito Russo. Filed Feb. 9.

Pretty Sweet, 22 Timberwall Road, Saugerties 12477, c/o Janice Hardgrove-Kollar. Filed March 11.

Sharline Bevier, 137 Jansen Ave., Apt. 2, Kingston 12401, c/o Sharline D. Bevier. Filed March 15.

Smith Septic Service, 2 Car-olyn Drive, New Paltz 12561, c/o Joshua W. Smith. Filed March 12.

Smitty’s Septic Service, 2 Car-olyn Drive, New Paltz 12561, c/o Joshua W. Smith. Filed March 12.

Starlit Candles, 173 Route 28A, Hurley 12443, c/o Eurie K. Yeo. Filed March 11.

The Cl3an Up, 69 Anderson Road, Ellenville 12428, c/o An-thony J. Sims. Filed March 11.

Traveling Faces, 219 Goodwill Road, Montgomery 12549, c/o Susan Marie Tether. Filed Feb. 9.

Williams Construction, 76 South Drive, Saugerties 12477, c/o Nicholas Williams. Filed March 13.

WILLIAM

ROBERT

RAVEIS

SCINTO

TWO LONGTIME PALS WHO REACHED THE PINNACLE IN COMMERCIAL AND RESIDEN-TIAL REAL ESTATE IN FAIRFIELD COUNTY WILL TAKE TO THE STAGE AND RECOUNT THEIR EARLY DAYS – TRIALS AND ERRORS AND SOME HILARIOUS MOMENTS AS WELL – TO THE PRESENT TIME. YOU’LL CHUCKLE AND YOU’LL GAIN INSIGHT TO THE SECRETS OF THEIR RESPECTIVE SUCCESSES. YOU WON’T WANT TO MISS THIS OPPORTUNITY TO FIND OUT WHAT MAKES THE SCINTO AND RAVEIS EMPIRES TICK.


FAIRFIELD COUNTY BUSINESS JOURNAL AND WAG MAGAzINE

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TWO REAL ESTATE TYCOONSREVEAL THEIR SECRETS

April

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11:30 a.m. – Meet, greet, lunch | Noon – Program



“We’ve been celebrating,” says Doris Bucher, leading us down a hall lined with labs and offices behind

closed doors in the microbiology and immu-nology department at New York Medical College. “We just had a new Ph.D. today. He defended his thesis.”

“It’s sort of offseason now,” she says. We are in a small lab where two members of her team of about a dozen research scientists and students work with a variant of the H3N2 virus. It was sent here by the federal Centers for Disease Control and Prevention. It’s a swine flu bug – some pig handlers at agricul-tural fairs have been infected – but let’s not get alarmed just yet. This is no pandemic.

There are no signs or sounds of postdoctoral revelry in the research rooms where Doris Bucher, an associate profes-sor in the college’s Graduate School of Basic Medical Sciences, for 26 years has led a team of flu-fighting scientists. Theirs is an ever-renewed battle against an unpredictable, gene-chang-ing foe. There are the type A viruses, H1N1 and H3N2, and the B virus and 16 subtypes that threaten to make humans miserable each flu season.

In labs and incubation rooms using equipment both vintage – a 1935 egg candler – and state-of-the-art pro-tein-measuring liquid chromatography and gene analysis machines and software – Doris Bucher’s team develops virus seed strains that manufacturers worldwide use in vaccines. Grown in embryonic chicken eggs into which current “wild” viruses are injected along with a control virus first identified in 1934, the resulting high-yield reassortant viruses are then tested in ferrets at the Centers for Disease Control before mass production.

The flu-fighting laboratory is funded by the International Federation of Pharmaceutical Manufacturers and Associations (IFPMA), a nonprofit consortium based in Geneva, Switzerland. It saves the college a bundle just on the cost of the pathogen-free research eggs supplied by Charles River Avian Vaccine Services in Connecticut. They are priced at more than $4 each.

“We do about 80 eggs each week,” says Doris. “During peak season, we’re getting up almost to 1,000.”

During the especially virulent flu season this past winter, New York Medical College strains were used in hundreds of millions of flu-shot doses in the U.S. and worldwide. Doris Bucher says the lab also receives royalty payments, but at a meager percentage that leaves her lawyer friends shaking their heads in dismay.

“They work! They work!” she tells a skeptical videogra-pher from the Business Journal, who did not get a flu shot this year. She did, though, get a wicked case of the flu.

Of course, those flu shots do not always work for every-one. In the U.S., the CDC reported last month, the vaccine reduced the risk of visits to medical offices because of the flu by one-half to two-thirds for most persons. In combating the H3N2 bug, though, the vaccine was effective only among 9 percent of persons 65 or older who heeded the exhortations of President Obama and Governor Cuomo to get their flu shots.

That low rate is highly unusual, says Doris, but don’t blame it on her lab in Valhalla.

“This year was a bad flu year. And the H3N2 flu compo-

nent (in the vaccine) was from Australia. That was not ours.” The wild virus isolated in a patient in Australia during

the summer flu season there was not sent to Valhalla until January last year, when manufacturers were starting up vac-cine production for the northern season. Though the team was able to develop an H3N2 seed strain in little more than a month, the Australian version already was in use.

Not-so-friendly competition among scientists? Doris smiled. “Sometimes they’re slow” to exchange viruses in the World Health Organization’s collaborative network. “And sometimes they say we’re slow.”

“You’re welcome to take credit for his one,” she says, as if addressing the Aussies. Doris laughs. “But their strain was the same as our strain. We would have had the same problems.”

“We move as quickly as we can to get everything out to everybody. Our problem this year was there was so much demand, we had to replenish our stock.”

Twice a year, in February and September, the World Health Organization meets to select and recommend seed strains that will be used in vaccines against the viruses expect-ed to dominate in the next flu seasons in the northern and southern hemispheres. Doris Bucher traveled to Switzerland last month for the conference.

She was not far from her ancestral home. Hans Bucher, a member of the persecuted Church of the Brethren in Switzerland, arrived in Pennsylvania in 1730. “He was a peas-ant and a surgeon,” Doris says. She grew up on her family’s farm in Pennsylvania Dutch country and studied foods and

nutrition at Penn State University before receiving her doc-torate from the University of California at Berkeley.

She returned from Geneva with good news. The WHO recommended that this year’s H3N2 vaccine component include a reassortant made with a wild virus from Texas. The lab at New York Medical College is its developer. “This one grows quite well, this Texas virus,” she says.

“This year a number of the manufacturers are going to be using our H1N1, our H3N2, our B.”

Had those strains been around in 1969, Doris Bucher might have been spared a case of the Hong Kong flu that sent her to a hospital in Houston – and perhaps inspired a career.

“They turned me away. They said, just go home, take some aspirin. I thought I was going to die. I was really, really sick for about a week. I had an intense headache.”

Now she has no plans to retire from the field of battle. The excitement outweighs the occasional headaches of running a world-class lab.

“I’m having too good a time,” she says, “My mother’s 99. If you’re having a good time, why retire?”

In Valhalla, she leads a team of science’s flu fighters

To see flu vaccine researchers at work at New York Medical College, watch “The Flu Fighters” video at westfaironline.com.

mEET A mASTER

Doris Bucher in her office at New York Medical College.


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