Slide 1 Slide 2 An Industry and Economy in Transition: Overview and Outlook for the P/C Insurance Markets/Midwest State Focus 2012 Commercial Cornerstone Meeting La Jolla,…

Slide 1 Slide 2 An Industry and Economy in Transition: Overview and Outlook for US and Maryland P/C Insurance Markets Maryland I-Day Towson, MD April 24, 2012 Download at…

Global Economic Growth, P/C Exposure Trends, Employment and Low Interest Rates: P/C Insurance Markets in a Challenging World Insurance Information Institute March 9, 2012…

An Industry, an Economy and a Nation in Transition: Impacts and Implications for P/C Insurance Markets National Council on Compensation Insurance Annual Issues Symposium…

An Industry and Economy in Transition: Overview and Outlook for US P/C Insurance Markets New York Society of Securities Analysts New York, NY March 19, 2012 Download at www.iii.org/presentations…

An Industry and Economy in Transition: Overview and Outlook for US and Ohio P/C Insurance Markets Ohio Insurance Institute Board of Directors Meeting Columbus, OH March 7,…

An Industry and Economy in Transition: Overview and Outlook for P/C Insurance Markets Phoenix, AZ June 6, 2012 Robert P. Hartwig, Ph.D., CPCU, President & Economist Insurance…

Overview & Outlook for the P/C Insurance Industry: 2012 and Beyond MarketScout Entrepreneurial Insurance Symposium Dallas, TX September 12, 2012 Download at www.iii.org/presentations…