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SmartMoney Digest
PAGE 2: Get no payments for 90 days and up to $300 when you refinance your non-PECU auto loan with us!
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“Capture My Heart” Mobile Deposit Promotion $100 Winner!
MEMBER APPRECIATION
We held the “Capture My Heart” promotion from February 7-14 to help celebrate Valentine’s Day and create member awareness for our mobile deposit service. Members making mobile deposits during that time period were asked to draw a heart on the items they were depositing through their mobile device. Marie N. Taylor (pictured left with PECU 42nd Street Branch Manager Marcos Gomez) won the random drawing for a $100 gift card! What about you? Are you making PECU deposits with your smartphone camera or mobile device? The process makes your deposits simple and fast. It also saves you time and gas. If you have questions about making a mobile deposit, or just want a friendly PECU employee to help guide you through your first mobile deposit, please call us at 512-474-1955 (or toll free 800-772-1955 outside Central Texas) and ask for a PECU Financial Services representative.
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ANDROID
Use it at the beach, at work, at home, at the store, and at a million places more. Our secure mobile app is a virtual branch you can carry in your pocket. Check balances, pay bills, transfer money, find ATMs, make camera phone deposits, and more—from the palm of your hand! On the right side of this article, use your smartphone to scan the code for the Apple or Android version of the free PECU mobile app. You can also download them from the Apple Store, Google Play Store and our website.
Take PECU Wherever You Go With Our Mobile App
APPLE
HOME EQUITY PROMO
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• no payments for 90 days • lower monthly payments
Loan Amount Incentive$10,000 - $19,999 $100$20,000 - $29,999 $150$30,000 - $39,999 $200$40,000 - $49,999 $250
$50,000+ $300
www.pecutx.org800-772-1955
non-peCU aUto loan & Get Up to $300!
refInanCe yoUr
You deserve a better auto loan with a lower monthly payment. PECU can help you make that hap-pen! We’ll also give you no pay-ments for 90 days, plus up to $300. What would you do with that extra money? Take a vacation? Do something special for your family? Pay off some debt? The possibili-ties are endless! Refinance your non-PECU car loan at PECU. We’ll give you a great rate and pay your title transfer fee. Apply online at any time, or stop by your favorite PECU branch. Now is a great time to refinance at PECU!
All loans subject to credit approval. $10,000 minimum loan amount. Autos & trucks model year 2012 and newer are eligible. Up to $300 deposited in share account. Standard underwriting guidelines apply. Vehicles currently financed at PECU are not eligible.
• Up to $300 Cash InCentIVe
Rates as low as 1.89% APR*
*Rates, terms & conditions subject to change. Contact PECU to verify your promotional rate.
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It’s always a good time to compare your insurance rates. PECU offers a wide range of savings through TruStage on many insurance types including auto, life, home insurance, long-term care and AD&D. TruStage is the brand for the insurance products made available through the CMFG Life Insurance Company. CMFG Life has worked with credit unions for 75+ years. Many PECU members report they saved money with TruStage. Click the TruStage logo from our homepage. Get free quotes.
Switch to a PECU MasterCard and save Every dollar counts. Keep more of them. Some competing credit card rates are at 21.99% APR or higher. PECU’s lowest APR is just 7.99%. Plus, PECU MasterCards have no annual fee, no cash advance fee, and no balance transfer fee. Click, call or come by to apply for a PECU MasterCard today.
• no payments for 90 days • lower monthly payments
800-772-1955
non-peCU aUto loan & Get Up to $300!
refInanCe yoUr
• Up to $300 Cash InCentIVe
Here’s your new branch, Beaumont!We’re all moved in to our new branch in Beaumont! The beautiful new PECU branch is located just south of our old location. The new address is 4215 Eastex Freeway. Come by and see us! Try out our new ATM. Our new building is next to the new Kinsel auto group location. Christina Karl is the PECU branch manager. Have questions or need directions? Please call Christina at 409-892-3171. Don’t forget about our special free kids and teen account promotion. Stop by and get a free account for your child and/or grandchild. Thank you very much for helping us grow!
You may be able to save on your insurance
April is National CU Youth Month. Get a free kids or teen account!April is National Credit Union Youth Month. To celebrate, PECU is offering a FREE kids or teen account for your child or grandchild all during April! The PECU Zoo Crew is for kids 12 and under. Club Bling is our teen account for those 13-18 years old. Both accounts earn interest and have no monthly fee and no minimum balance. It normally takes just a $10 deposit to open either type of account. During April, PECU will put the first $10 in new Zoo Crew and Club Bling accounts! The accounts need to be opened by a parent or grandparent that is already a PECU member. New PECU Zoo Crew kids account members get a free animal prize bag and a free pass to the Austin Zoo. New Club Bling members all get a savings account. Parents and teens can then decide if they want to add more features such as a co-signed checking account, debit card and credit card. PECU also has free Apple and Android mobile apps.
Free really means free when you choose PECU Free Checking. There are no fees, no minimum balance requirements, no service charges, no usage requirements, and no required tie-ins to other products. In addition, you get a free debit card, free e-Bill Pay and nearly 350 free Central Texas ATMs. If your big bank checking account is full of fees, switch to PECU Free!
Save with PECU Free Checking
MAIN OFFICE306 East 10th StreetP.O. Box 2205Austin, Texas 78768-2205Phone: 512-474-1955Fax: 512-474-2731E-mail: [email protected] Hours:Monday thru Friday 9 am - 5 pmDrive-Up Hours:Monday thru Friday 7 am - 6 pmSaturday 9 am - 1 pmCENTRAL OFFICE1200 West 42nd StreetAustin, Texas 78756Lobby Hours:Monday thru Friday 9 am - 6 pmSaturday 9 am - 1 pmDrive-Up Hours:Monday thru Friday 7 am - 6 pmSaturday 9 am - 1 pm
WALNUT CREEK OFFICE8013 Centre Park DriveAustin, Texas 78754Lobby Hours:Monday thru Friday 9 am - 6 pmDrive-Up Hours:Monday thru Friday 7 am - 6 pmSaturday 9 am - 1 pmOAK HILL OFFICE5838 Highway 290 WestAustin, Texas 78735Drive-Up Facility OnlyDrive-Up Hours:Monday thru Friday 7 am - 6 pmSaturday 9 am - 1 pmROUND ROCK OFFICE15800 RM 620 North(Near intersection of 620 N & Cornerwood)Austin, Texas 78717Lobby Hours:Monday thru Friday 9 am - 6 pmSaturday 9 am - 1 pmDrive-Up Hours:Monday thru Friday 7 am - 6 pmSaturday 9 am - 1 pm
BEAUMONT OFFICE4215 Eastex FreewayBeaumont, Texas 77706Phone: 409-892-3171Fax: 409-892-7763 Lobby Hours: Monday thru Thursday 9 am - 5 pm Friday 9 am - 6 pm Drive-up Hours: Monday thru Friday 8 am - 6 pm
BRANCHES & HOURS
Hilton Head Island, South Carolina Hilton Head Island, or simply Hilton Head is a popular vacation destination located in the state of South Carolina. The island is named after Captain William Hilton, who in 1663 identified a headland near the entrance to Port Royal Sound, which he named after himself. The Town of Hilton Head Island incorporated as a municipality in 1983. Hilton Head is known for Atlantic Ocean beaches and golf courses. The Harbour Town Lighthouse and Museum marks the southwest tip. The Coastal Discovery Museum features heritage buildings, trees and themed gardens. Between the island and mainland, the Pinckney Island National Wildlife Refuge salt marsh hosts deer, alligators and birds. When visiting the Hilton Head and Savannah area, you can do your PECU business at Savannah Schools FCU, Georgia Heritage FCU, and Geovista CU. It’s called shared branching. Just show your ID and know your PECU account number. In fact, there are 5,000+ worldwide shared branches where you can do your PECU transactions just like you are at your favorite PECU branch. Click the top left corner of the homepage of the PECU website to search and choose exact shared branch locations.
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IS YOUR ACCOUNT UP TO DATE?
Saturday 9 am - 12 pm
Upon request, members are entitled to review or receive a copy of the following credit union documents: Balance Sheet & Income Statement; summary of the most recent audit; written Board policy regarding access to the articles of incorporation, bylaws, rules, guidelines and Board policies; Internal Revenue Service Form 990. If you have questions, please contact PECU Financial Services at 512-474-1955 in Central Texas, or toll free 800-772-1955.
Shared Branch Spotlight
Have you moved? Has it been a while since you had activity on your PECU account? Contact our Financial Services Department to update your account and/or keep it current. Call 512-474-1955 in Central Texas, or toll free 800-772-1955. PECU and all financial institutions must abide by Title 6 of the Texas Property Code. Title 6 deals with the State of Texas unclaimed property program. In 2011, the dormancy period for deposit accounts became three years. Once an account is classified as dormant, the funds will revert to the State of Texas. Accounts that have had no account activity since March 1, 2014 will be subject to the unclaimed property statutes. Just make a simple phone call to us and we’ll update your account.
Member Appreciation Event Winners!
We held Member Appreciation Month during February at our Walnut Creek branch. We held checking, MasterCard, debit card and auto loan promotions. We also had a special event where members received free food and door prizes. We gave away an iPad and $500 in cash prizes. Lizet Alaniz (pictured left) won $100! Dale Brandstetter (pictured right) won an iPad! See back cover to read about our next event.
You worked hard building equity. Now, lasso a great opportunity with our
This is not your first rodeo. Your grip is firm, your gaze is steely, and you’re riding comfortaby in the saddle. You know how to wrangle a mortgage. PECU appreciates your cowboy determination. In fact, Big Tex, we think you deserve a reward. Many PECU members just like you lasso our Home Equity Loans for ultimate vacations, new trucks, cattle, barns, ranches, RVs, weddings, college costs, business startups, bill consolidation, medical procedures, and more. Rates are as low as 3.29% APR. Act now to hogtie up to $300 bonus cash! Click, call, or ride by to apply. Questions? Call us toll free at 800-772-1955.
Rates as low as 3.29% APR*
• Low fixed rate• Borrow up to 80% LTV• Loan amounts from $7,500 to $500,000
• No application fee• No origination fee• No processing fee• No hidden costs• No pre-payment fee• Flexible terms up to 20 years• Interest paid may be tax deductible (consult tax advisor)• One set monthly payment to fit your budget• No standard closing cost on loans less than $100,000
All loans must be closed by 7/15/17. All loans subject to credit approval. $7,500 minimum loan amount. Up to $300 deposited in share account. Loans must be closed to receive incentive. Standard underwriting guidelines apply. To qualify for the Home Equity cash incentive and the no-closing-cost feature, all loans must be new loans or a refinance from another financial institution. Loans currently financed with PECU are not eligible for the cash incentive or the no-closing-cost feature.
www.pecutx.org800-772-1955
Loan Amount Incentive$7,500-$24,999 $100
$25,000-$49,999 $200$50,000-$74,999 $250
$75,000+ $300
Home Equity Loan Promotion
*Rates, terms, and conditions subject to change. Contact PECU to verify your promotional rate.
Contact PECU or see PECU website for more details.
month at oUr downtown BranCh JUne Is memBer appreCIatIon
www.pecutx.org
All during June, you can get $200 for opening a new PECU checking account with a free debit card at our Downtown branch! What would you do with an extra $200? See website or contact PECU for details.
All during June, PECU will pay for the first purchase you make (up to $50) on your new PECU MasterCard and/or your new PECU debit card. Get a new card, then get gas, groceries or other items on us! Must apply for new cards at our Downtown branch. See website or contact PECU for details.
All during June, we’ll put the first $10 in any new kids or teen account you open for your child or grandchild at our Downtown branch.
Special Event: THURSDAY JUNE 1
• Great Door Prizes
• One-Day Auto Loan Special—take .50%* off your rate • iPad Giveaway
• Register to win your share of $500
.50ONE DAY
AUTO LOANS
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address: 306 east 10th street (aUstIn)
REDUCED BY
ONLY!
Promotions Available Downtown All During June
• Free Food*
*Based on your good credit, take .50% off the current PECU auto loan rates on 6/1/17. Rates, terms, and conditions subject to change. Contact PECU to verify your promotional rate.
