No Texas Cities Rank Top 10 for Worst Drivers in U.S.
MAKING THE LIST OF WORST CITIES FOR DRIVERS
Statistics are often used to determine which cities, according to annual auto insurance rankings, earn the dubious honor of making the list of worst cities for car drivers
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NERDWALLET’S LATEST STUDY
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You’ll be happy to know that NO Texas city made it in the top ten
Boston has graciously taken the top spot for being the worst city for drivers in the country
OVERALL SCORE and RANK1. Boston, Massachusetts 38.222. Washington, D.C. 38.243. Los Angeles, California 41.794. Miami, Florida 45.155. Chicago, Illinois 45.206. San Francisco, California 45.427. Philadelphia, Pennsylvania 45.888. Seattle, Washington 48.009. Detroit, Michigan 48.6110. New York City, New York 48.64
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TRAFFIC CONGESTION & DELAYS ARE EVERDAY PROLBEMS FOR DRIVERS
• It’s how you handle your vehicle under those conditions that dictates your rank from bad to worse
• A Texas A&M Transportation Institute study suggests that the average U.S. driver spends 33 hours in traffic delays each year
• Drivers in big cities often idle away even more time. And, rainy weather is attributed to making those normal delays exponentially worse
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DRIVING ENVIRONMENTS• Whether due to poor weather conditions, lack of parking and a
higher likelihood of an accident, many driving environments can be unpleasant at best
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Cost of Car Ownership• Can vary a great deal depending
on location
• Also potential for painful car insurance premiums for residents in highly populated areas
• These individuals face higher rates because higher areas are typically more prone to accidents, car theft and other claims
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NERDWALLET’S ANALYSIS• Analyzed various driving
conditions, time spent driving, and insurance costs
• Seven factors were used to determine the worst cities for car drivers
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SEVEN FACTORS
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• How bad are the average delays? The average hours of delay per year for each location were examined for 30% of the score
• How congested are the peak commute times? For this, the percentage of the population that drives to work during peak commute hours was taken into consideration, accounting for 10% of the score.
SEVEN FACTORS CONT…
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• How’s the weather? Because poor weather conditions can make driving dangerous, the number of days with precipitation was looked at for 10% of the score.
• How does lack of parking contribute? Once you reach your destination, lack of parking can be a major headache. Considered were the number of parking lots and garages per 1,000 commuter vehicles. This is 10% of the score
SEVEN FACTORS CONT…
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• How much is the average car insurance annually? Since insurance is costly to begin with and premiums can vary depending on where you live, the average annual car insurance premium for each city was determined. Additionally, crime, such as car theft, and population density can also affect car insurance premiums. This amounts to 10% of the score
SEVEN FACTORS CONT…
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• How expensive is gas in the area? Average gas prices in each location were evaluated for 10% of the score.
• How much higher is the chance for an accident? Accidents are not only costly, but inconvenient. The relative likelihood of an accident for each city compared with the national average was researched for the final 20% of the score.
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• Only three Texas cities made it in the top 25 worst cities for drivers. Houston came in at number 11, while Dallas and Austin reached numbers 17 and 25, respectively. But, then…there’s always next year
• Unfortunately, auto insurance doesn’t work that way. You need it now, not next year
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• You might wonder where you can find affordable auto insurance, getting cheap auto insurance in Texas is easier than you might think
Why not get a free Texas auto insurance quote today?
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