- 1. PROPERTY INVESTOR SHOW David Coughlin: Co-Founder and
Managing Director, HBF Investments STAND 130
2. HBF INVESTMENTS STAND 130
- Who are HBF Investments and who is David Coughlin?
- From Old Banger to Super Car in 60 months!
- Auctions, Estate Agents and HBF Investments which one?
- 5 Properties = 50K/year TAX FREE FOR LIFE!
- Successful HBF Investments case studies
- Whats next for you? ACTION!!!!
3. Who are HBF Investments?
- Millions sales to investors
- Highly sought after old build
Northern & UK wide deals 4. MY 7 YEAR JOURNEY FROM PROPERTY
INVESTOR SHOW!
- 2003:1 stinvestment property while part time @Mars/Slough
-
- 11 in total 2005 all bought through estate agents
-
- 17 bought in 2006 source better deals through own
marketing
-
- 50 bought in 2007 learnt how to refinance my cash quickly
-
- 70 bought in 2008 sourcing and buying became easy
- 2008:150+ properties and established HBF Investments
-
- 17M+ portfolio; 3.5M equity; 40K/month profit
- 2008-10:Commercial Property: Bar 08, Boutique Hotel 09,Comedy
Venue 10-11
- 2010:Audi R8 V10 Spyder (drove a 500 Nissan Bluebird in
2005!!)
5. OLD BANGER TO SUPER CAR!
- 2003: part time with just 30K on credit cards!
6.
WHY ARE YOU HERE??? 7. WHY PROPERTY INVESTMENT?
- To plan for your retirement
- Wealth & health for you and your family
- To pay for weddings, holidays, kids, private schools
- Fast cars, meals out, shopping
- Just have spare cash to enjoy doing whatever you want to do
whenever you want to do it
8. MOST PEOPLES 45 YEAR PLAN
- Lifes 45 year TREAD-MILL plan
- If youve been earning 25,000/year for the last 20 years
- Youve earned over a 1/2 Million pounds!
- How much do you have in the bank?
- So how can property investingCHANGE YOUR LIFE?!!
9. A MILLIONAIRE`S GOLDEN RULE
- 90% OF ALL MILLIONAIRES BECOME SO THROUGH OWNING REAL
ESTATE
- ANDREW CARNEGIE (once the worlds richest man!)
- THE SINGLE BIGGEST REASON WHY AMATEUR INVESTORS AREN`T
WEALTHIER
- THEY ONLY BUY IN THEIR AREA !
- THEY MISS 99% OF THE BEST DEALS
- YOU`RE AN INVESTOR NOW BECOME A BUSINESS OWNER
10. HOW I SUCCEEDED WITH JUST 30K
-
- How many 100K properties can you buy with 30K?
- Bought property at near-market value with a deposit and wait
for prices to rise to release cashEstate Agents 2003-2004 (limited
to 1-2/year)
- Bought property at a discount with a deposit and refinanced
months later to release more cashEstate Agents 2004-2005 (limited
to 2-4/year)
- Bought property at 30% discounts without paying a deposit HBF
Sourced Deals 2005-2010 (limited only by ambition & mortgage
finance)
11. WHY LOW MONEY IN& NO DEPOSITS ?
-
- How many 100K properties can you buy with 30K in the next 6-12
months?
- Costs/deposit are 23,000 - limited to 1 or 2 properties
- *Costs to buy 5,995 so you can purchase 5 Properties
- (*includes deposit finance,allbuying fees plus HBF finders
fee)
- So, what are the financial benefits of buying 5 properties with
HBF Investments with no deposit?
12. 1.MORE CAPITAL GROWTH 50K TAX FREE FOR LIFE! AGENTS HBFi
CASH TO INVEST 30,000 30,000 PROPERTY VALUE 100,000 100,000
DISCOUNTED PRICE 75,000 75,000 25% DEPOSIT REQUIRED? YES *NO *COST
FOR 1 PROPERTY 23,000 5,995 NUMBER OF PROPS 1 5 PORTFOLIO VALUE
100,000 500,000 ANNUAL GROWTH 10% 10% ANNUAL 'TAX FREE' EQUITY
10,000 50,000 13. 2.MORE RENTAL PROFITS * Example:mortgage on 100K
property bought for 75K is; (i) 75K & 312/month with HBFi and
(ii) 56K & 234/month with Auctions/Agents AUCTION HBFi NUMBER
OF PROPS 1 5 RENT/MONTH 595 595 X 5 *MORTGAGE/MONTH 234 312 X 5
ANNUAL RENT CASH FLOW 4,332 16,980 COST FOR ALL PROPERTIES 23,000
30,000 PAY BACKYEARS 5 2 14. AUCTIONS AGENTS HBFi PROS Guaranteed
purchase Little competition *Discount pays for deposit Set your
maximum bid Source of repossessions Buy more properties= make more
profits Lots of local choice Lots of local choice Deal directly
with vendors CONS Competitive so higher bids Discounts not so great
Vendors may pull out of sale Risk 10% on hammer Can be gazumped
Rely on valuation forlow money in Overpay for refurbs Lots of
time/effort Regional and national properties vs. local 15. HBFi
SIMPLE STRATEGY
- 5medium sized properties purchased correctly could provide
- 50-70K/year passive & TAX FREE income through your life and
your retirement
16. ONE INVESTORS SIMPLE STRATEGY
17. Thornton Cleveleys VALUE135,000 DISCOUNT -25% 33,750 NET
PRICE101,250 RENT CASH FLOW226 18. Wigan VALUE135,000 DISCOUNT -25%
33,750 NET PRICE101,250 RENT CASH FLOW196 19. Doncaster
VALUE100,000 DISCOUNT -25% 25,000 NET PRICE 75,000 RENT CASH
FLOW282 20. Wakefield VALUE110,000 DISCOUNT -25% 27,500 NET PRICE
82,500 RENT CASH FLOW151 21. Newcastle VALUE120,000 DISCOUNT
-25%30,000 NET PRICE90,000 RENT CASH FLOW175 22. HBF INVESTMENTS NO
DEPOSITS! Cost to buy= 30K (HBF Investments) = 115K
(Agents/Auctions) 23. HBF INVESTMENTS SIMPLE 5 PROPERTY
STRATEGY
- 60K/yr Growth + 12K/yr Cashflow
- 30K cash generates 72K/year FOR LIFE!
- Property is a long term growth game. Rental cashflow ensures
you get to play it!!
24. INVESTOR FEAR - NUMBER 1 MY PROPERTY WILL NOT LET!
- 72% PROPERTIES LET IN 48HRS MAX 2/3 WEEKS
- LOWEST VOIDS & HIGHEST RENTS IN 8 YEARS
- CREDIT CRUNCH & PROPERTY CRASH
- BIG DEPOSITS & FEW MORTGAGES = MORE TENANTS
- GREAT!! THE GOVERNMENT PAYS HIGHEST RENTS!!
25. LHA RENTS VS. PROFESSIONAL HBF INVESTORS CASE STUDY
- 4 Bed Terrace in Salford, Manchester
- 25% Discount Price = 60K, Value = 80K
- Prof Rent =550,LHA =791,Mortgage=250
- 20K Equity and 541/Month Profit!
26. LHA RENT VS. PROFESSIONALSALFORD/MANCHESTER RENT
COMPARISON
- 1 bed:LHA = 445.30 Prof = 350
- 2 bed:LHA = 544.29 Prof = 450
- 3 bed:LHA = 618.51 Prof = 495
- 4 bed:LHA = 791.67 Prof = 550
- LHA/UNEMPLOYMENT = HIGHER RENTS& THE GOVERNMENT PAYS!!
- www.lha-direct.voa.gov.uk
27. INVESTOR FEAR - NUMBER 2 PRICES WILL CRASH!
- BUY AT A DISCOUNT WITH HIGH RENT
- FALLS DONT MATTER LONG TERM GAME
- 71 MILLION PEOPLE 2030 FEWEST BUILT SINCE 1920S
- WHY PAY 595 RENT IF MORTGAGE IS 295? BUY!
- 40 YEARS = 9% GROWTH & DOUBLE EVERY 8-10 YEARS
28. UK PROPERTY PRICES9%/YEAR & DOUBLE IN 8 YEARS
2003 - 118,927 2005 - 158,916 2007 - 190,000 2008 - 196,482 2009
- 154,500 APRIL 2010 - 169,777APRIL HBF INVESTMENTS -25%127,332
Buying at 2003 Prices SOURCE NATIONWIDE/HALIFAX 29. WHEN IS BEST TO
BUY?
AT THE BOTTOM? VALUE:80k DISCOUNT: 25% 60K MORTGAGE:250
RENTS:600 PRICE DROP: -5% +5% 20% GROWTH: 2-5 YR 30. 31. WHAT WILL
HAPPEN OVER THE NEXT 2-3 YEARS?
DONT WAIT FOR THE SIGNSYOU WILL MISS THE BEST DEALS! 32.
BUILDING YOUR PORTFOLIO
- A simple strategy to buy 5 medium sized properties & when
purchased correctly could provide you with:
- 50K TAX FREE equity growth +
- 12K rental cash flowFOR LIFE
33. DON`T FORGET A MILLIONAIRE`S GOLDEN RULE
- THE SINGLE BIGGEST REASON WHY AMATEUR INVESTORS AREN`T
WEALTHIER
- THEY ONLY BUY IN THEIR AREA !
- THEY MISS 99% OF THE BEST DEALS
- 90% OF ALL MILLIONAIRES BECOME SO THROUGH OWNING REAL
ESTATE
- - ANDREW CARNEGIE (once the worlds richest man!)
34.
- How long have you been thinking of getting into property?
- How long have you been thinking of expanding your
portfolio?
- How much longer are you going to think about it?
- Who wants to make changes in their life?
MY QUESTION TO YOU 35. The Future
- Where will you be in 5 years time???????
- In the same rut?Or doing what you love?
- Saying goodbye to your boss?Or still 9-5?
THE FUTURE 36. Action is Required
- Do you want to be where I am?
- Do you want help in getting there?
- Do you think I could help you to achieve your goals?
- Do you want me to help you?
- FOLLOW THEBLUE BALLOONTOSTAND 130
ACTION IS REQUIRED 37. NEXT STEPS FOR YOU? HBF INVESTMENTS STAND
130
- Come and see me at STAND 130.500 cash off vouchers when you buy
TODAY
- FREE 1-2-1 property wealth consultation with our property
experts
- Special one off aftercare webinar for buyers today + copy of
presentation
- Balloon your finances & head to theblue balloononSTAND
130!!