Presentation 2015 Intro

Based in Phoenix Arizona, A & A Funding Corp is the origination arm for Tradewinds Capital Fund II, Founded in 1982 we have originated thousands of Hard Money Loans and are one of the oldest private money lenders in Arizona

As we have made our way out of the recession, we have seen our annual revenue triple

All of our loan officers are fully licensed Primary focus in Arizona but will lend throughout the southwest, including

California and Nevada, on good commercial, residential and construction projects

Average loan volume is generally between 150 & 200 loans per year for about $20,000,000 in annual volume

Average investor return ranges from 9 to 14% with an average loan size of $50,000 to $500,000.

A & A Funding Overview

The Fund will engage in originating, acquiring and managing real estate loans secured by Deeds of Trust. Commercial and Residential Properties Construction, rehab, rental properties, vacation homes, owner occupied

Typical loan-to-value on our investments is 65 to 70% with a ceiling of 80% ROI for Fund I was 10.5% in 2013 and 11.4% in 2014 with zero foreclosures We lend in 1st lien position only Members have the option of letting their investment accrue and grow or

taking quarterly cash dividends All loans include a full title policy, appraisal and a full underwrite of the

borrowers ability to pay. All loans are assigned to Fund at close and are owned by the members

Tradewinds Capital Fund II

Borrower started construction on a new home and went through his $700,000 cash budget before he ran out of money. We came in with a $300,000 loan so he could finish the project.

$300,000 1st position loan 9% interest rate 24 month term 6 months guaranteed interest After repair value - $1,100,000

Recently Funded

Borrower purchased the home for $780,000 cash. Completed the remodel and was in process of marketing the home for sale. We came in with a loan to free up some cash so he could move to the next project as he waited for the home to sell

$480,000 loan 12 month term 12% rate

Recently Funded

Scottsdale Fix’n’Flip Condo Borrower purchased the

property to rehab it and flip it $232,000 Loan amount 14% Rate 12 Month term 6 month guaranteed yield

Recently Funded

All investments back by hard assets – Real Estate. All investments secured by Deeds of Trust. 9% preferred return, with profit share returns should be

11% to 12% Optional quarterly cash disbursements Located in one of the most vibrant, active & fastest

growing markets in the country.

Summary of Benefits

Wayne Anderson – [email protected] N Tatum Blvd., Suite P-137Phoenix, AZ 85028

For information please contact