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T RANSAMERICA ® LIVESTRONG ® SurvivorPlan Empower Your Employees With benefits, resources and education to advance wellness, plus support should a cancer diagnosis occur. CLS01B-0909
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LIVESTRONG SurvivorPlan

Nov 29, 2014

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Transamerica LIVESTRONG SurvivorPlan products have a unique focus on coverage for all stages of cancer: Prevention, Treatment & Recovery. Employees receive benefits that help them to make positive choices towards a healthier future. They also receive support and advices to stay focused on recovery, should a cancer diagnosis occur.
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Page 1: LIVESTRONG SurvivorPlan

Transamerica® LIVESTRONG® SurvivorPlan

Empower Your EmployeesWith benefits, resources and education to advance wellness, plus support should a cancer diagnosis occur.

The mission of the Lance Armstrong Foundation

is to inspire and empower people affected

by cancer. It fights for the 28 million people

around the world living with cancer today.

There can be—and should be—life after

cancer for more people. That’s why the

Foundation kicks in at the moment

of diagnosis, giving people the

resources and support they need to

fight cancer head-on.

The Lance Armstrong Foundation

finds innovative ways to raise

awareness, fund research and end

the stigma of cancer that many

survivors face. It connects people

and communities to drive social

change, and calls for state, national

and world leaders to help fight this

disease.

Anyone anywhere can join the fight against

cancer at www.livestrong.org.

LIVESTRONG®

CLS01B-0909

Transamerica LIVESTRONG SurvivorPlan group cancer-only and group critical illness policies are underwritten by Transamerica Life Insurance Company Cedar Rapids, Iowa).

Not available in all jurisdictions; refer to the policy, certificate and riders for complete details of coverage, limitations and exclusions.

Transamerica® is a federally registered trademark of Transamerica Corporation. LIVESTRONG® is a federally registered trademark of the Lance Armstrong Foundation, used under license.

Page 2: LIVESTRONG SurvivorPlan

Transamerica® LIVESTRONG® SurvivorPlan

Helping employees take charge of their own health.The Wellness DifferenceIf you want a wellness program to be truly effective, it has to be used. The Transamerica LIVESTRONG group cancer-only and group critical illness insurance products offer a unique wellness benefit that can provide the motivation employees need to get involved in their own health affairs. Through an annual benefit to participants that includes cancer screening tests, you can give employees an incentive that speaks louder than words—a benefit that protects and pays back.

Upon an employer’s election, employees can choose to receive a comprehensive blood profile* as their annual wellness benefit. Individual results are confidentially delivered to the employee, and you receive an employer wellness report* with information you can use to help employees focus on their greatest health risks. Employees must assign their annual wellness benefit to the lab performing the blood profile, and Transamerica will pay the provider directly, assuring no additional cost to the insured.

The Transamerica LIVESTRONG SurvivorPlan is a unique product that goes beyond traditional insurance protection to promote early detection and prevention. It enables employers to empower their employees to take charge of their health. It also provides vital insurance benefits to help

those with cancer stay focused on getting well by reducing the financial stress of their situation.

Strength In SupportThere is no way to prevent an employee from being diagnosed with cancer. However, preparation and support go a long way

towards assisting affected employees and their families. Now employers can offer a benefit that assures employees they don’t have to make the journey alone. By making Transamerica LIVESTRONG SurvivorPlan products available to your employees, you facilitate a link between insureds diagnosed with cancer and the resources of the LIVESTRONG SurvivorCare program which include tangible tools to aid in treatment and recovery. Together, the Transamerica

LIVESTRONG SurvivorPlan coverage and the LIVESTRONG SurvivorCare program go beyond cancer survival to help employees make the comeback.

When employees covered by Transamerica LIVESTRONG SurvivorPlan products are diagnosed with cancer and file a claim, they will be offered the LIVESTRONG Guidebook. This tool helps guide the survivor through the cancer experience from the moment of diagnosis through treatment and

recovery. It helps to facilitate the transition from cancer victim to

cancer survivor.

TransamericaLIVESTRONG SurvivorPlanAn innovative plan that combines prevention and early detection,

coverage for out-of-pocket expenses associated with treatment,

and survivorship support of LIVESTRONG, helping the insured

attack cancer from all sides.

Survivor Story: “The Miracle Man” BarrAt age 54, Richard Barr was diagnosed with advanced Stage IV lung cancer.

“When I got the news, the impact was enormous,” Barr said. “I was given only a few months to live. The evening I received my diagnosis, a friend of mine brought me a LIVESTRONG Guidebook and yellow wristband. When I held that wristband in my hand, I felt a glimmer of hope. When I started going through the Guidebook, it gave me direction. I knew I wasn’t alone. At that

moment I decided not to give up. It’s been over two years now and I’ve never taken that wristband off. I lean on my faith, my care team and my friends, and I

wear yellow everyday because it symbolizes hope and reminds me I’m a cancer warrior! I’m Richard, ‘The Miracle Man.’ I live strong.”

EDUCATIONTransamerica LIVESTRONG SurvivorPlan products help employers to inspire their employees to choose healthier lifestyles and reduce the risk of future illness. Insured employees who are diagnosed with cancer and file a claim are connected with an array of LIVESTRONG resources designed to help them take control of their treatment and recovery.

SUPPORTA cancer diagnosis is much more than just a medical issue—it affects a person’s body, mind and spirit. If a covered employee is diagnosed with cancer, he or she will have immediate access to the outstanding support system of the Lance Armstrong Foundation, dedicated to helping survivors make informed, empowering decisions about their care, their finances and their well-being.

BENEFITSTransamerica LIVESTRONG SurvivorPlan products have a unique focus on coverage for all stages of cancer: Prevention, Treatment & Recovery. Employees receive benefits that help them to make positive choices towards a healthier future. They also receive, support and advice to stay focused on recovery, should a cancer diagnosis occur.

G Links to online educational tools.

G Articles to help employees learn more about cancer.

G Resources to help set up and conduct your company’s wellness campaign.

G Weekly health tips to e-mail or post around the employer’s premises.

G Information on topics such as nutrition, exercise and early detection.

G Advocacy programs to enable employees to become a voice for LIVESTRONG and spread its message of empowerment to friends and loved ones.

G Tools to help manage a cancer diagnosis from day one

G Advice and support from other survivors

G Resources to help people prevent, understand, manage and survive a cancer diagnosis

G Information to help friends and family better understand the illness and the needs of survivors

G A toll-free number and online access to LIVESTRONG SurvivorCare services for emotional support, individual counseling and clinical trial matching

G The LIVESTRONG Guidebook, created by the Lance Armstrong Foundation and available at www.livestrong.org, includes information about the physical and emotional aspects of a cancer diagnosis.

G Guaranteed issue**

G Annual wellness benefit can defray the cost of yearly cancer screenings or be assigned to cover a comprehensive blood profile.

G Benefits paid directly to employees or anyone they choose to help cover indirect, out-of-pocket expenses.

G Benefits paid in addition to all other insurance.

G Coverage options include Individual, Single-Parent Family (employee and eligible dependent children), and Two-Parent Family (employee, spouse and children).

G Backed by the strength of Transamerica Life Insurance Company and inspired by the LIVESTRONG mission.

Transamerica Worksite Marketing, the worksite marketing division of

Transamerica Life Insurance Company

(Cedar Rapids, Iowa) and Transamerica

Financial Life Insurance Company

(Purchase, N.Y.), designs and markets

voluntary group life and supplemental

health insurance products.

For more information, please visit

www.transamericaworksite.com

or call (800) 400-3042.

* If 40 or more participants take the test. Certain coverage minimums apply for the comprehensive blood profile. ** Subject to eligibility.

Transamerica is proud to promote LIVESTRONG and the Lance Armstrong

Foundation by paying a licensing fee to support the mission of the foundation.

Page 3: LIVESTRONG SurvivorPlan

Transamerica® LIVESTRONG® SurvivorPlan

Helping employees take charge of their own health.The Wellness DifferenceIf you want a wellness program to be truly effective, it has to be used. The Transamerica LIVESTRONG group cancer-only and group critical illness insurance products offer a unique wellness benefit that can provide the motivation employees need to get involved in their own health affairs. Through an annual benefit to participants that includes cancer screening tests, you can give employees an incentive that speaks louder than words—a benefit that protects and pays back.

Upon an employer’s election, employees can choose to receive a comprehensive blood profile* as their annual wellness benefit. Individual results are confidentially delivered to the employee, and you receive an employer wellness report* with information you can use to help employees focus on their greatest health risks. Employees must assign their annual wellness benefit to the lab performing the blood profile, and Transamerica will pay the provider directly, assuring no additional cost to the insured.

The Transamerica LIVESTRONG SurvivorPlan is a unique product that goes beyond traditional insurance protection to promote early detection and prevention. It enables employers to empower their employees to take charge of their health. It also provides vital insurance benefits to help

those with cancer stay focused on getting well by reducing the financial stress of their situation.

Strength In SupportThere is no way to prevent an employee from being diagnosed with cancer. However, preparation and support go a long way

towards assisting affected employees and their families. Now employers can offer a benefit that assures employees they don’t have to make the journey alone. By making Transamerica LIVESTRONG SurvivorPlan products available to your employees, you facilitate a link between insureds diagnosed with cancer and the resources of the LIVESTRONG SurvivorCare program which include tangible tools to aid in treatment and recovery. Together, the Transamerica

LIVESTRONG SurvivorPlan coverage and the LIVESTRONG SurvivorCare program go beyond cancer survival to help employees make the comeback.

When employees covered by Transamerica LIVESTRONG SurvivorPlan products are diagnosed with cancer and file a claim, they will be offered the LIVESTRONG Guidebook. This tool helps guide the survivor through the cancer experience from the moment of diagnosis through treatment and

recovery. It helps to facilitate the transition from cancer victim to

cancer survivor.

TransamericaLIVESTRONG SurvivorPlanAn innovative plan that combines prevention and early detection,

coverage for out-of-pocket expenses associated with treatment,

and survivorship support of LIVESTRONG, helping the insured

attack cancer from all sides.

Survivor Story: “The Miracle Man” BarrAt age 54, Richard Barr was diagnosed with advanced Stage IV lung cancer.

“When I got the news, the impact was enormous,” Barr said. “I was given only a few months to live. The evening I received my diagnosis, a friend of mine brought me a LIVESTRONG Guidebook and yellow wristband. When I held that wristband in my hand, I felt a glimmer of hope. When I started going through the Guidebook, it gave me direction. I knew I wasn’t alone. At that

moment I decided not to give up. It’s been over two years now and I’ve never taken that wristband off. I lean on my faith, my care team and my friends, and I

wear yellow everyday because it symbolizes hope and reminds me I’m a cancer warrior! I’m Richard, ‘The Miracle Man.’ I live strong.”

EDUCATIONTransamerica LIVESTRONG SurvivorPlan products help employers to inspire their employees to choose healthier lifestyles and reduce the risk of future illness. Insured employees who are diagnosed with cancer and file a claim are connected with an array of LIVESTRONG resources designed to help them take control of their treatment and recovery.

SUPPORTA cancer diagnosis is much more than just a medical issue—it affects a person’s body, mind and spirit. If a covered employee is diagnosed with cancer, he or she will have immediate access to the outstanding support system of the Lance Armstrong Foundation, dedicated to helping survivors make informed, empowering decisions about their care, their finances and their well-being.

BENEFITSTransamerica LIVESTRONG SurvivorPlan products have a unique focus on coverage for all stages of cancer: Prevention, Treatment & Recovery. Employees receive benefits that help them to make positive choices towards a healthier future. They also receive, support and advice to stay focused on recovery, should a cancer diagnosis occur.

G Links to online educational tools.

G Articles to help employees learn more about cancer.

G Resources to help set up and conduct your company’s wellness campaign.

G Weekly health tips to e-mail or post around the employer’s premises.

G Information on topics such as nutrition, exercise and early detection.

G Advocacy programs to enable employees to become a voice for LIVESTRONG and spread its message of empowerment to friends and loved ones.

G Tools to help manage a cancer diagnosis from day one

G Advice and support from other survivors

G Resources to help people prevent, understand, manage and survive a cancer diagnosis

G Information to help friends and family better understand the illness and the needs of survivors

G A toll-free number and online access to LIVESTRONG SurvivorCare services for emotional support, individual counseling and clinical trial matching

G The LIVESTRONG Guidebook, created by the Lance Armstrong Foundation and available at www.livestrong.org, includes information about the physical and emotional aspects of a cancer diagnosis.

G Guaranteed issue**

G Annual wellness benefit can defray the cost of yearly cancer screenings or be assigned to cover a comprehensive blood profile.

G Benefits paid directly to employees or anyone they choose to help cover indirect, out-of-pocket expenses.

G Benefits paid in addition to all other insurance.

G Coverage options include Individual, Single-Parent Family (employee and eligible dependent children), and Two-Parent Family (employee, spouse and children).

G Backed by the strength of Transamerica Life Insurance Company and inspired by the LIVESTRONG mission.

Transamerica Worksite Marketing, the worksite marketing division of

Transamerica Life Insurance Company

(Cedar Rapids, Iowa) and Transamerica

Financial Life Insurance Company

(Purchase, N.Y.), designs and markets

voluntary group life and supplemental

health insurance products.

For more information, please visit

www.transamericaworksite.com

or call (800) 400-3042.

* If 40 or more participants take the test. Certain coverage minimums apply for the comprehensive blood profile. ** Subject to eligibility.

Transamerica is proud to promote LIVESTRONG and the Lance Armstrong

Foundation by paying a licensing fee to support the mission of the foundation.

Page 4: LIVESTRONG SurvivorPlan

Transamerica® LIVESTRONG® SurvivorPlan

Empower Your EmployeesWith benefits, resources and education to advance wellness, plus support should a cancer diagnosis occur.

The mission of the Lance Armstrong Foundation

is to inspire and empower people affected

by cancer. It fights for the 28 million people

around the world living with cancer today.

There can be—and should be—life after

cancer for more people. That’s why the

Foundation kicks in at the moment

of diagnosis, giving people the

resources and support they need to

fight cancer head-on.

The Lance Armstrong Foundation

finds innovative ways to raise

awareness, fund research and end

the stigma of cancer that many

survivors face. It connects people

and communities to drive social

change, and calls for state, national

and world leaders to help fight this

disease.

Anyone anywhere can join the fight against

cancer at www.livestrong.org.

LIVESTRONG®

CLS01B-0909

Transamerica LIVESTRONG SurvivorPlan group cancer-only and group critical illness policies are underwritten by Transamerica Life Insurance Company Cedar Rapids, Iowa).

Not available in all jurisdictions; refer to the policy, certificate and riders for complete details of coverage, limitations and exclusions.

Transamerica® is a federally registered trademark of Transamerica Corporation. LIVESTRONG® is a federally registered trademark of the Lance Armstrong Foundation, used under license.

Page 5: LIVESTRONG SurvivorPlan

Transamerica® LIVESTRONG® SurvivorPlan

Helping employees take charge of their own health.The Wellness DifferenceIf you want a wellness program to be truly effective, it has to be used. The Transamerica LIVESTRONG group cancer-only and group critical illness insurance products offer a unique wellness benefit that can provide the motivation employees need to get involved in their own health affairs. Through an annual benefit to participants that includes cancer screening tests, you can give employees an incentive that speaks louder than words—a benefit that protects and pays back.

Upon an employer’s election, employees can choose to receive a comprehensive blood profile* as their annual wellness benefit. Individual results are confidentially delivered to the employee, and you receive an employer wellness report* with information you can use to help employees focus on their greatest health risks. Employees must assign their annual wellness benefit to the lab performing the blood profile, and Transamerica will pay the provider directly, assuring no additional cost to the insured.

The Transamerica LIVESTRONG SurvivorPlan is a unique product that goes beyond traditional insurance protection to promote early detection and prevention. It enables employers to empower their employees to take charge of their health. It also provides vital insurance benefits to help

those with cancer stay focused on getting well by reducing the financial stress of their situation.

Strength In SupportThere is no way to prevent an employee from being diagnosed with cancer. However, preparation and support go a long way

towards assisting affected employees and their families. Now employers can offer a benefit that assures employees they don’t have to make the journey alone. By making Transamerica LIVESTRONG SurvivorPlan products available to your employees, you facilitate a link between insureds diagnosed with cancer and the resources of the LIVESTRONG SurvivorCare program which include tangible tools to aid in treatment and recovery. Together, the Transamerica

LIVESTRONG SurvivorPlan coverage and the LIVESTRONG SurvivorCare program go beyond cancer survival to help employees make the comeback.

When employees covered by Transamerica LIVESTRONG SurvivorPlan products are diagnosed with cancer and file a claim, they will be offered the LIVESTRONG Guidebook. This tool helps guide the survivor through the cancer experience from the moment of diagnosis through treatment and

recovery. It helps to facilitate the transition from cancer victim to

cancer survivor.

TransamericaLIVESTRONG SurvivorPlanAn innovative plan that combines prevention and early detection,

coverage for out-of-pocket expenses associated with treatment,

and survivorship support of LIVESTRONG, helping the insured

attack cancer from all sides.

Survivor Story: “The Miracle Man” BarrAt age 54, Richard Barr was diagnosed with advanced Stage IV lung cancer.

“When I got the news, the impact was enormous,” Barr said. “I was given only a few months to live. The evening I received my diagnosis, a friend of mine brought me a LIVESTRONG Guidebook and yellow wristband. When I held that wristband in my hand, I felt a glimmer of hope. When I started going through the Guidebook, it gave me direction. I knew I wasn’t alone. At that

moment I decided not to give up. It’s been over two years now and I’ve never taken that wristband off. I lean on my faith, my care team and my friends, and I

wear yellow everyday because it symbolizes hope and reminds me I’m a cancer warrior! I’m Richard, ‘The Miracle Man.’ I live strong.”

EDUCATIONTransamerica LIVESTRONG SurvivorPlan products help employers to inspire their employees to choose healthier lifestyles and reduce the risk of future illness. Insured employees who are diagnosed with cancer and file a claim are connected with an array of LIVESTRONG resources designed to help them take control of their treatment and recovery.

SUPPORTA cancer diagnosis is much more than just a medical issue—it affects a person’s body, mind and spirit. If a covered employee is diagnosed with cancer, he or she will have immediate access to the outstanding support system of the Lance Armstrong Foundation, dedicated to helping survivors make informed, empowering decisions about their care, their finances and their well-being.

BENEFITSTransamerica LIVESTRONG SurvivorPlan products have a unique focus on coverage for all stages of cancer: Prevention, Treatment & Recovery. Employees receive benefits that help them to make positive choices towards a healthier future. They also receive, support and advice to stay focused on recovery, should a cancer diagnosis occur.

G Links to online educational tools.

G Articles to help employees learn more about cancer.

G Resources to help set up and conduct your company’s wellness campaign.

G Weekly health tips to e-mail or post around the employer’s premises.

G Information on topics such as nutrition, exercise and early detection.

G Advocacy programs to enable employees to become a voice for LIVESTRONG and spread its message of empowerment to friends and loved ones.

G Tools to help manage a cancer diagnosis from day one

G Advice and support from other survivors

G Resources to help people prevent, understand, manage and survive a cancer diagnosis

G Information to help friends and family better understand the illness and the needs of survivors

G A toll-free number and online access to LIVESTRONG SurvivorCare services for emotional support, individual counseling and clinical trial matching

G The LIVESTRONG Guidebook, created by the Lance Armstrong Foundation and available at www.livestrong.org, includes information about the physical and emotional aspects of a cancer diagnosis.

G Guaranteed issue**

G Annual wellness benefit can defray the cost of yearly cancer screenings or be assigned to cover a comprehensive blood profile.

G Benefits paid directly to employees or anyone they choose to help cover indirect, out-of-pocket expenses.

G Benefits paid in addition to all other insurance.

G Coverage options include Individual, Single-Parent Family (employee and eligible dependent children), and Two-Parent Family (employee, spouse and children).

G Backed by the strength of Transamerica Life Insurance Company and inspired by the LIVESTRONG mission.

Transamerica Worksite Marketing, the worksite marketing division of

Transamerica Life Insurance Company

(Cedar Rapids, Iowa) and Transamerica

Financial Life Insurance Company

(Purchase, N.Y.), designs and markets

voluntary group life and supplemental

health insurance products.

For more information, please visit

www.transamericaworksite.com

or call (800) 400-3042.

* If 40 or more participants take the test. Certain coverage minimums apply for the comprehensive blood profile. ** Subject to eligibility.

Transamerica is proud to promote LIVESTRONG and the Lance Armstrong

Foundation by paying a licensing fee to support the mission of the foundation.

Page 6: LIVESTRONG SurvivorPlan

Transamerica® LIVESTRONG® SurvivorPlan

Empower Your EmployeesWith benefits, resources and education to advance wellness, plus support should a cancer diagnosis occur.

The mission of the Lance Armstrong Foundation

is to inspire and empower people affected

by cancer. It fights for the 28 million people

around the world living with cancer today.

There can be—and should be—life after

cancer for more people. That’s why the

Foundation kicks in at the moment

of diagnosis, giving people the

resources and support they need to

fight cancer head-on.

The Lance Armstrong Foundation

finds innovative ways to raise

awareness, fund research and end

the stigma of cancer that many

survivors face. It connects people

and communities to drive social

change, and calls for state, national

and world leaders to help fight this

disease.

Anyone anywhere can join the fight against

cancer at www.livestrong.org.

LIVESTRONG®

CLS01B-0909

Transamerica LIVESTRONG SurvivorPlan group cancer-only and group critical illness policies are underwritten by Transamerica Life Insurance Company Cedar Rapids, Iowa).

Not available in all jurisdictions; refer to the policy, certificate and riders for complete details of coverage, limitations and exclusions.

Transamerica® is a federally registered trademark of Transamerica Corporation. LIVESTRONG® is a federally registered trademark of the Lance Armstrong Foundation, used under license.