Financial Year Ended 02 July 2017 For personal use only · Nick Knight 50,000 DPE Limited 144,000 Allan Collins 45,000 DPE Limited 122,000 Michael Gillespie 35,000 DPE Limited 73,500

!""#$%&' (#

%)*&$)+, "&--! #$.#/"/&,#, 0&*&.#%

!"#$#%"$& '($) *#+(+ ,- ./&0 1,-2

!"#$#%"$& '($) *#+(+ ,1 ./&0 1,-3

,#1.&)$ !2 /#,30., 4)/ !$$)3$1#*#$. .) .5# *!/6#.

4(5(#/( 6)78 7)+"#$)0 $%9"5"9"(: ;< 3=>? 97 -@->A=,B)76"9 6)78 7)+"#$)0 $%9"5"9"(: $69() 9$C 6)78 %7#9"#/"#D 7<()$9"7#: ;< ->=,? 97 -1-=3B)76"9 6)78 7)+"#$)0 $%9"5"9"(: $69() 9$C $99)"E/9$E&( 97 8(8E(): ;< -2=-? 97 -1-=>F(9 <)76"9 $99)"E/9$E&( 97 8(8E(): ;< -2=-? 97 -1-=>

!"#$& +"5"+(#+ "# )(:<(%9 76 6/&& 0($) (#+(+ - ./&0 1,-2 G B$0$E&( >H(<9(8E() 1,-2 AI=3 3>?4(%7)+ +$9( 67) +(9()8"#"#D (#9"9&(8(#9: 97 9J( 6"#$& +"5"+(#+KG 1- L/D/:9 1,-2M#9()"8 +"5"+(#+ "# )(:<(%9 76 J$&6G0($) (#+(+ N- O(%(8E() 1,-3 >2=- A,?

,1 ./&0 1,-3

F(9 9$#D"E&( $::(9: <() :(%/)"90 PN=,IQ

,#1.&)$ 72 1)**#$.!/8 )$ /#,30.,

!7) %788(#9: 7# 9)$+"#D <()67)8$#%( +/)"#D 9J( 0($)@ )(6() 97 9J( 8(+"$ )(&($:(=

RJ( 6"#$& 3>? 6)$#S(+ +"5"+(#+ 76 AI=3 %(#9: <() :J$)( T$: $<<)75(+ E0 9J( U7$)+ 76 O")(%97): 7# -N L/D/:9 1,-2= M#%78<&0"#D T"9J $%%7/#9"#D :9$#+$)+:@ $: 9J( +"5"+(#+ T$: #79 $<<)75(+ <)"7) 97 <()"7+ (#+@ #7 <)75":"7# J$: E((#9$S(# /< 67) 9J": +"5"+(#+ "# 9J( 6/&& 0($) 6"#$#%"$& :9$9(8(#9:=

!%%&.&)$!0 &$4)/*!.&)$

RJ": )(<7)9 ": E$:(+ 7# $%%7/#9: TJ"%J J$5( E((# $/+"9(+= RJ( $/+"9 )(<7)9@ TJ"%J T$: /#V/$&"6"(+@ ": "#%&/+(+ T"9J"#9J( L##/$& !"#$#%"$& 4(<7)9 TJ"%J $%%78<$#"(: 9J": L<<(#+"C A*= L++"9"7#$& L<<(#+"C A* +":%&7:/)( )(V/")(8(#9:%$# E( 67/#+ "# 9J( L##/$& !"#$#%"$& 4(<7)9=

!$$3!0 /#")/. 9:;< OWXMFWYH BMZZL *FR*4B4MH*H [MXMR*O

For

per

sona

l use

onl

y

1)$.#$.,O")(%97):Y )(<7)9 N

4(8/#()$9"7# )(<7)9 2

L/+"97)Y: "#+(<(#+(#%( +(%&$)$9"7# 1A

M#+(<(#+(#9 $/+"97)Y: )(<7)9 1>

O")(%97):Y +(%&$)$9"7# 1I

\7#:7&"+$9(+ :9$9(8(#9 76 <)76"9 7) &7:: N-

\7#:7&"+$9(+ :9$9(8(#9 76 79J() %78<)(J(#:"5( "#%78( N1

\7#:7&"+$9(+ :9$9(8(#9 76 6"#$#%"$& <7:"9"7# NN

\7#:7&"+$9(+ :9$9(8(#9 76 %J$#D(: "# (V/"90 NA

\7#:7&"+$9(+ :9$9(8(#9 76 %$:J 6&7T: N>

F79(: 97 9J( 6"#$#%"$& :9$9(8(#9: N]

L++"9"7#$& :(%/)"9"(: (C%J$#D( "#67)8$9"7# -,]

^&7::$)0 -,2

\7)<7)$9( +")(%97)0 -,I

U7$)+ 76 O")(%97): --,


For

per

sona

l use

onl

y

O")(%97):Y 4(<7)9RJ( +")(%97): 76 O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ P`OB* ["8"9(+a@ 7) 9J( `\78<$#0aQ :/E8"9 J()(T"9J 9J( $##/$&6"#$#%"$& )(<7)9 76 9J( \78<$#0 $#+ "9: %7#9)7&&(+ (#9"9"(: P`9J( ^)7/<aQ 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2= M#7)+() 97 %78<&0 T"9J 9J( <)75":"7#: 76 9J( @ 9J( O")(%97):Y 4(<7)9 $: 67&&7T:K

&$4)/*!.&)$ !7)3. .5# %&/#1.)/, !$% ,#$&)/ *!$!=#*#$.

RJ( #$8(: $#+ <$)9"%/&$): 76 9J( +")(%97): 76 9J( \78<$#0 +/)"#D 7) :"#%( 9J( (#+ 76 9J( 6"#$#%"$& 0($) $)(K

.$%S \7T"# F7#G*C(%/9"5( \J$")8$# L<<7"#9(+ 1, X$)%J 1,-A

47:: L+&() F7#G*C(%/9"5( O(</90 \J$")8$# L<<7"#9(+ 1N X$)%J 1,,>

^)$#9 U7/)S( F7#G*C(%/9"5( O")(%97) L<<7"#9(+ 1A L/D/:9 1,,-

B$/& \$5( F7#G*C(%/9"5( O")(%97) L<<7"#9(+ 1N X$)%J 1,,>

[0#+$ Wb^)$+0 F7#G*C(%/9"5( O")(%97) L<<7"#9(+ -] L<)"& 1,->

O7# X("c X$#$D"#D O")(%97)d^)7/< \J"(6 *C(%/9"5( W66"%() L<<7"#9(+ 1A L/D/:9 1,,-

%&/#1.)/,5&", )4 ).5#/ 0&,.#% 1)*"!$&#,

.$%S \7T"# ": %/))(#9&0 $ +")(%97) 76 !$")6$C X(+"$ ["8"9(+= X) \7T"# )(:"D#(+ $: $ +")(%97) 76 R(# F(9T7)S e7&+"#D:7# -] O(%(8E() 1,-> $#+ \J$#+&() X$%&(7+ ^)7/< [9+ 7# -A L<)"& 1,->= B$/& \$5( )(:"D#(+ $: 9J( +")(%97) $#+%J$")8$# 76 [75":$ e7&+"#D: ["8"9(+ 7# N- W%97E() 1,-3= ^)$#9 U7/)S( )(:"D#(+ $: $ +")(%97) 76 B$%"6"% H8"&(: ^)7/<["8"9(+ 7# ,> X$)%J 1,-2= [0#+$ WY^)$+0 T$: $<<7"#9(+ $ +")(%97) 76 f$D#(): e7&+"#D \78<$#0 ["8"9(+ 7# ,2F75(8E() 1,-3= RJ()( T()( #7 79J() +")(%97):J"<: 76 79J() &":9(+ %78<$#"(: J(&+ E0 +")(%97): "# 9J( N 0($):"88(+"$9(&0 E(67)( 9J( (#+ 76 9J( 6"#$#%"$& 0($)=

%&/#1.)/,> ,5!/#5)0%&$=,

RJ( 67&&7T"#D 9$E&( :(9: 7/9 ($%J +")(%97)b: )(&(5$#9 "#9()(:9 "# :J$)(:@ +(E(#9/)(:@ $#+ )"DJ9: 7) 7<9"7#: "# :J$)(: 7)+(E(#9/)(: 76 9J( \78<$#0 $: $9 9J( +$9( 76 9J": )(<7)9=

.$%S \7T"# G G G

47:: L+&() 1,-@3I] G G

^)$#9 U7/)S( -@332@NAA G G

B$/& \$5( N]I@-]] G G

[0#+$ WY^)$+0 1@,,, G G

O7# X("c -@2AN@NAA I1,@,,, G

/#*3$#/!.&)$ )4 %&/#1.)/, !$% ,#$&)/ *!$!=#*#$.

M#67)8$9"7# $E7/9 9J( )(8/#()$9"7# 76 +")(%97): $#+ :(#"7) 8$#$D(8(#9 ": :(9 7/9 "# 9J( 4(8/#()$9"7# )(<7)9 76 9J":O")(%97):b 4(<7)9 7# <$D(: 2 97 1N=

,5!/# )".&)$, =/!$.#% .) %&/#1.)/, !$% ,#$&)/ *!$!=#*#$.

O/)"#D $#+ :"#%( 9J( (#+ 76 9J( 6"#$#%"$& 0($)@ $# $DD)(D$9( AN-@>,, :J$)( 7<9"7#: T()( D)$#9(+ 97 9J( 67&&7T"#D+")(%97): $#+ :(#"7) 8$#$D(8(#9 76 9J( \78<$#0 $: <$)9 76 9J(") )(8/#()$9"7#=


For

per

sona

l use

onl

y

&$4)/*!.&)$ !7)3. .5# %&/#1.)/, !$% ,#$&)/ *!$!=#*#$. ?@ABCDBEFGH

O7# X("c 11,@,,, OB* ["8"9(+ I1,@,,,

4"%J$)+ \7#(0 >1@,,, OB* ["8"9(+ -],@,,,

L#+)(T 4(##"( G OB* ["8"9(+ N>,@,,,

.7:J g"&"8#"S 1I@>,, OB* ["8"9(+ 1I@>,,

F"%S g#"DJ9 >,@,,, OB* ["8"9(+ -AA@,,,

L&&$# \7&&"#: A>@,,, OB* ["8"9(+ -11@,,,

X"%J$(& ^"&&(:<"( N>@,,, OB* ["8"9(+ 3N@>,,

H%799 W(&S(): G OB* ["8"9(+ G

1)*"!$8 ,#1/#.!/8

\)$"D 40$#K ^(#()$& \7/#:(& h \78<$#0 H(%)(9$)0

\)$"D ": $ :7&"%"97) 76 9J( H/<)(8( \7/)9 76 i/((#:&$#+@ L/:9)$&"$# \$<"9$& R())"97)0 $#+ F(T H7/9J f$&(: $#+ $H7&"%"97) 76 9J( e"DJ \7/)9 76 L/:9)$&"$ T"9J 75() 1, 0($):b (C<()"(#%(= \)$"D c7"#(+ 9J( \78<$#0 $: ^(#()$& \7/#:(&7# 2 L/D/:9 1,,] $#+ T$: $<<7"#9(+ 97 9J( <7:"9"7# 76 \78<$#0 H(%)(9$)0 7# -2 H(<9(8E() 1,,]= \)$"D J7&+: $U$%J(&7) 76 L)9: $#+ $ U$%J(&7) 76 [$T: 6)78 9J( ;#"5():"90 76 i/((#:&$#+ $#+ $ X$:9(): 76 [$T: 6)78 9J( ;#"5():"9076 F(T H7/9J f$&(:= \)$"D ": $&:7 $ \J$)9()(+ H(%)(9$)0 T"9J 9J( ^75()#$#%( M#:9"9/9( L/:9)$&"$=

"/&$1&"!0 !1.&I&.&#,

RJ( ^)7/<b: <)"#%"<$& $%9"5"9"(: "# 9J( %7/):( 76 9J( 6"#$#%"$& 0($) T()( 9J( 7<()$9"7# 76 )(9$"& 677+ 7/9&(9: $#+ 9J(7<()$9"7# 76 6)$#%J":( :()5"%(:= O/)"#D 9J( 6"#$#%"$& 0($) 9J()( T()( #7 :"D#"6"%$#9 %J$#D(: "# 9J( #$9/)( 76 9J7:($%9"5"9"(:=

/#I&#J )4 )"#/!.&)$,

RJ( )(:/&9 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2 T$: $: 67&&7T:K

1,-3jY,,,

B)76"9 E(67)( )(&$9(+ "#%78( 9$C (C<(#:( ->,@]2,

M#%78( 9$C (C<(#:( PAA@23]Q

-,>@2,A

RJ( ^)7/< $%J"(5(+ $ :9$9/97)0 #(9 <)76"9 $69() 9$C PFBLRQ $99)"E/9$E&( 97 OB* :J$)(J7&+(): 76 j-1-=> 8"&&"7# 67) 9J(0($) (#+"#D ,- ./&0 1,-2 TJ"%J )(<)(:(#9: D)7T9J 6)78 9J( <)"7) 0($) 76 -2=-?= RJ": )(:/&9 T$: <)"8$)"&0 +)"5(# E0%7#9"#/(+ :9)7#D :$&(: $#+ #(T :97)( 7<(#"#D: $%)7:: $&& )(D"7#:= H$8( H97)( H$&(: PHHHQ D)(T E0 A=>? "# L/:9)$&"$$#+ F(T Z($&$#+ PLFZQ@ >=3? "# */)7<( P*;Q $#+ ,=I? "# .$<$#=

M# LFZ@ 9J": ": 8$"#&0 +/( 97 (66(%9"5( 8$)S(9"#D@ +"D"9$& "##75$9"7# $#+ #(T 8(#/ 766()"#D:@ :/%J $: 9J( kF(T '7)S()b)$#D( $#+ W5(# U$S(+ H$#+T"%J(:= M# */)7<(@ 9J( D)7T9J ": $99)"E/9$E&( 97 %7#9"#/(+ (%7#78"(: 76 :%$&(@ "#%&/+"#D/9"&":"#D 9J( #(T %788"::$)0@ 9$)D(9(+ <)7879"7#$& 8$)S(9"#D $#+ "#9(D)$9"7# 76 V/"%S() $#+ ($:"() 7)+() <&$967)8:=.$<$#b: <)76"9$E"&"90 )(8$"#(+ )7E/:9@ )(6&(%9"#D $ 0($) 76 %7#:7&"+$9"7#@ $::":9(+ E0 9J( %7#5():"7# 76 %7)<7)$9( :97)(:97 6)$#%J":(+=

RJ( ^)7/<b: FBLR T$: "8<$%9(+ E0 7#(G766 :"D#"6"%$#9 %J$)D(: 979$&&"#D j-A=> 8"&&"7#= M# */)7<(@ 9J(:( )(&$9( 97 9J(9)$#:$%9"7# %7:9: $)":"#D 6)78 9J( $%V/":"9"7# 76 e$&&7 B"__$@ $: T(&& $: %7#5():"7# $#+ "#9(D)$9"7# %7:9: 76 e$&&7 B"__$$#+ B"__$ H<)"#9 :97)(: 97 O78"#7b:= RJ( L/:9)$&"$# 7<()$9"7#: "#%/))(+ #7#G)(%/))"#D %7:9: <)(+78"#$#9&0 )(&$9"#D 97<)76(::"7#$& 6((: $::7%"$9(+ T"9J <)79(%9"#D 7<()$9"7#$& "#9(&&(%9/$& <)7<()90=

\$:J 6&7T: 6)78 7<()$9"#D $%9"5"9"(: J$5( "#%)($:(+ E0 j>1=] 8"&&"7# 7) NI=]? 6)78 <)"7) 0($)= RJ": ": 9J( )(:/&9 76"#%)($:(+ )(5(#/( $#+ 7<9"8":(+ T7)S"#D %$<"9$&@ TJ"%J J$: E((# <$)9"$&&0 766:(9 E0 7#( 766 #7#G)(%/))"#D %7:9:=O/)"#D 9J( 0($)@ N,2 :97)(: T()( $++(+ 97 9J( ^)7/< #(9T7)S@ %78<)":"#D 76 -A> #(T :97)(:@ -]N :97)(: 6)78 9J($%V/":"9"7# 76 e$&&7 B"__$ $#+ >, :97)( %&7:/)(:= RJ( %&7:/)(: "#%&/+(+ N] e$&&7 B"__$ %7#6&"%9 :97)(: 9J$9 +"+ #79%7#5()9 97 O78"#7b:=


For

per

sona

l use

onl

y

/#I&#J )4 )"#/!.&)$, ?@ABCDBEFGH

!3,./!0&! !$% $#J -#!0!$%

LFZ $%J"(5(+ *UMROL 76 j-13=> 8"&&"7#@ TJ"%J )(<)(:(#9: $# "#%)($:( 76 -1=,? 6)78 <)"7) 0($)= 4(5(#/( "#%)($:(+ E0A=1? TJ"%J T$: +)"5(# E0 HHH D)7T9J 76 A=>? "# 9J( %/))(#9 0($)= e"DJ&"DJ9: 67) 9J( LFZ 8$)S(9@ "#%&/+(+ 9J( kF(T'7)S()b $#+ W5(# U$S(+ H$#+T"%J 8(#/ &$/#%J(:=

O78"#7b: ": 9J( 7#&0 8$c7) i/"%S H()5"%( 4(:9$/)$#9 97 E( 6/&&0 87+()#":(+@ T"9J 9($8 8(8E(): <$"+ $%%7)+"#D 979J( X7+()# !$:9 !77+ M#+/:9)0 LT$)+= RJ( )(:/&9"#D "8<$%9 7# !)$#%J":(( <)76"9$E"&"90 ": "# &"#( T"9J <)(5"7/:D/"+$#%( 76 ,G1? 76 :$&(:=

LFZ 7<(#(+ >, #(T :97)(: +/)"#D 9J( 6"#$#%"$& 0($)=

L: $##7/#%(+ 97 9J( 8$)S(9 7# -A O(%(8E() 1,-3@ 9J( 9()8 76 9J( X$:9() !)$#%J":( LD)((8(#9 67) L/:9)$&"$ $#+F(T Z($&$#+ T$: )(#(T(+ T"9J #7 8$9()"$& %J$#D(: 67) -, 0($): /#9"& - !(E)/$)0 1,12=

#3/)"#

W# ,> .$#/$)0@ 9J( ^)7/< $%V/")(+ -,,? "#9()(:9 "# e$&&7 B"__$@ "# ^()8$#0@ $++"#D -]N !)$#%J":(+ :97)(: 97 9J(#(9T7)S=

*/)7<( *UMROL "#%)($:(+ E0 2,=-? $#+ )(5(#/( "#%)($:(+ E0 1>=-?@ %78<$)(+ T"9J 9J( <)"7) 0($)@ TJ"&( /#+()&0"#D*UMROL "#%)($:(+ E0 1>=,?= RJ": T$: +)"5(# E0 HHH D)7T9J 76 >=3? 67) 9J( 0($)@ 9J( 7<(#"#D 76 ]2 #(T 7)D$#"% :97)(:$#+ 9J( $%V/":"9"7# 76 e$&&7 B"__$=

RJ( F(9J()&$#+: $#+ U(&D"/8 %7#9"#/(+ (C%(&&(#9 HHH "# E79J %7/#9)"(:@ T"9J 7#&"#( :$&(: l1I=]? $#+ l]3=2?)(:<(%9"5(&0=

!)$#%( HHH D)7T9J T$: :769() 9J$# $#9"%"<$9(+@ J7T(5() E(#(6"9(+ 6)78 $ N,=]? D)7T9J "# 7#&"#( :$&(:= L #(T \*W 769J( !)(#%J 7<()$9"7#: J$: E((# $<<7"#9(+@ T"9J 9J( $"8 76 +)"5"#D 9J( (C(%/9"7# 76 S(0 :9)$9(D"(:=

H97)(: "# ^()8$#0 9J$9 J$5( %7#5()9(+ 97 O78"#7b: $)( 9)$+"#D $E75( (C<(%9$9"7#:@ T"9J 7#&"#( :$&(: lNN=-?= -N,:97)(: J$5( :"D#(+ /< 97 %7#5()9@ /<D)$+(+ 6)78 --> :97)(: $9 <7"#9 76 $%V/":"9"7#@ -I 76 TJ"%J J$5( $&)($+0%7#5()9(+ 97 +$9(= RJ( %7#5():"7# 76 e$&&7 B"__$ :97)(: 97 O78"#7b: ": (C<(%9(+ 97 E( %78<&(9( T"9J"# 9J( #(C9 IG-187#9J:=

X$#$D(8(#9 $)( 67)(%$:9"#D $#79J() )(%7)+ 0($) 76 :97)( 7<(#"#D: 67) OB* */)7<(=

K!"!$

.$<$# *UMROL +(%)($:(+ E0 2=-? $#+ )(5(#/( +(%)($:(+ E0 N=,?@ %78<$)(+ T"9J 9J( <)"7) 0($)= \7#9)"E/9"#D97T$)+: 9J( +(%)($:( "# *UMROL $#+ )(5(#/( T()( :769() #(9T7)S :$&(: 75() 9J( E/:0 O(%(8E() J7&"+$0 9)$+"#D<()"7+ $#+ +(<)(%"$9"7# 76 9J( '(# 5:= L;O

13 #(T :97)(: T()( 7<(#(+ +/)"#D 9J( 0($) $#+ \7)<7)$9( :97)(: %7#9"#/(+ 97 E( :7&+ +7T#@ )(:/&9"#D "# !)$#%J":(+:97)(: #7T %78<)":"#D A1? 76 9J( #(9T7)S@ /< 6)78 N3? &$:9 0($)=

15!$=#, &$ ,.!.# )4 !44!&/,

RJ()( J$: E((# #7 :"D#"6"%$#9 %J$#D(: "# 9J( :9$9( 76 $66$"): 76 9J( ^)7/< 9J$9 7%%/))(+ +/)"#D 9J( 6"#$#%"$& 0($)=

,37,#L3#$. #I#$.,

RJ()( J$: #79 E((# $#0 8$99() 7) %")%/8:9$#%( 7%%/))"#D :/E:(V/(#9 97 9J( (#+ 76 9J( 6"#$#%"$& 0($) 9J$9 J$::"D#"6"%$#9&0 $66(%9(+@ 7) 8$0 :"D#"6"%$#9&0 $66(%9@ 9J( 7<()$9"7#: 76 9J( ^)7/<@ 9J( )(:/&9: 76 9J7:( 7<()$9"7#:@ 7) 9J(:9$9( 76 $66$"): 76 9J( ^)7/< "# 6/9/)( 6"#$#%"$& 0($): 79J() 9J$# 9J( 8$99(): +":%&7:(+ "# #79( 12=

#$I&/)$*#$.!0 !$% ,)1&!0 ,3,.!&$!7&0&.8 /&,6,

RJ( ^)7/< ": #79 :/Ec(%9 97 $#0 :"D#"6"%$#9 (#5")7#8(#9$& )(D/&$9"7# 7) 8$#+$97)0 (8"::"7#: )(<7)9"#D $#+ +7(: #79%7#:"+() 9J$9 "9 J$: 8$9()"$& (C<7:/)( 97 (#5")7#8(#9$& $#+ :7%"$& :/:9$"#$E"&"90 )":S:=

R7 9J( E(:9 76 9J( +")(%97):b S#7T&(+D( 9J( ^)7/< %78<&"(: T"9J "9: 7E&"D$9"7#: /#+() (#5")7#8(#9$& )(D/&$9"7#: $#+J7&+: $&& &"%(#%(: )(V/")(+ 97 /#+()9$S( "9: E/:"#(:: $%9"5"9"(:=


For

per

sona

l use

onl

y

1)/")/!.# =)I#/$!$1#

L %7<0 76 O78"#7Y: B"__$ *#9()<)":(: 6/&& 1,-2 \7)<7)$9( ^75()#$#%( H9$9(8(#9@ TJ"%J <)75"+(: +(9$"&(+ "#67)8$9"7#$E7/9 D75()#$#%(@ $#+ $ %7<0 76 O78"#7Y: B"__$ *#9()<)":(:b L<<(#+"C A^ TJ"%J :(9: 7/9 9J( ^)7/<b: %78<&"$#%(T"9J 9J( )(%788(#+$9"7#: "# 9J( 9J")+ (+"9"7# 76 9J( LHm \7)<7)$9( ^75()#$#%( \7/#%"&b: B)"#%"<&(: $#+4(%788(#+$9"7#: PLHm B)"#%"<&(:Q ": $5$"&$E&( 7# 9J( %7)<7)$9( D75()#$#%( :(%9"7# 76 9J( ^)7/<b: T(E:"9( $9

%&I&%#$%,

M# )(:<(%9 76 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2@ $# "#9()"8 +"5"+(#+ 76 >2=- %(#9: <() :J$)( 6)$#S(+ 97 A,? $9 N,?%7)<7)$9( "#%78( 9$C )$9( T$: <$"+ 97 9J( J7&+(): 76 6/&&0 <$"+ 7)+"#$)0 :J$)(: 7# ,2 X$)%J 1,-2= RJ( \78<$#0 T"&&E( <$0"#D $ 6"#$& +"5"+(#+ 76 AI=3 %(#9: <() :J$)( 6)$#S(+ 97 3>? $9 N,? %7)<7)$9( "#%78( 9$C )$9( 97 9J( J7&+(): 766/&&0 <$"+ 7)+"#$)0 :J$)(: 7# ,> H(<9(8E() 1,-2=

,5!/#, 3$%#/ )".&)$ )/ &,,3#% )$ #'#/1&,# )4 )".&)$,

O(9$"&: 76 /#"::/(+ :J$)(: 7) "#9()(:9: /#+() 7<9"7# $: $9 9J( +$9( 76 9J": )(<7)9 $)(K

OB* ["8"9(+ -I >,, W)+"#$)0 j11=2I N- L/D -2

OB* ["8"9(+ 1- A@,,, W)+"#$)0 j11=2I N- L/D -2

OB* ["8"9(+ 11 >@],, W)+"#$)0 jN]=N- N- L/D -2

OB* ["8"9(+ 1N N,,@,,, W)+"#$)0 jA,=I> N- L/D -I

OB* ["8"9(+ 1A >23@>,, W)+"#$)0 jA,=I> N- L/D -I

OB* ["8"9(+ 1> A,,@,,, W)+"#$)0 j3]=1N N- L/D 1,

OB* ["8"9(+ 1] 1,,@,,, W)+"#$)0 j3]=1N N- L/D 1,

OB* ["8"9(+ 13 A1N@,,, W)+"#$)0 j3]=1N N- L/D 1,

OB* ["8"9(+ 12 11,@,,, W)+"#$)0 jA]=]N N- L/D 1-

OB* ["8"9(+ 1I ]-]@,,, W)+"#$)0 jA>=1> N- L/D 1-

RJ( J7&+(): 76 9J(:( 7<9"7#: +7 #79 J$5( 9J( )"DJ9@ E0 5")9/( 76 9J( 7<9"7#@ 97 <$)9"%"<$9( "# $#0 :J$)( "::/( 7) "#9()(:9"::/( 76 9J( \78<$#0 7) 76 $#0 79J() E7+0 %7)<7)$9( 7) )(D":9()(+ :%J(8(= O(9$"&: 76 :J$)(: 7) "#9()(:9: "::/(++/)"#D 7) :"#%( 9J( (#+ 76 9J( 6"#$#%"$& 0($) $: $ )(:/&9 76 (C()%":( 76 $# 7<9"7# $)(K

OB* ["8"9(+ -2 N,,@,,, W)+"#$)0 j3=-] j#"&

OB* ["8"9(+ -I N-2@3>, W)+"#$)0 j3=NI j#"&

OB* ["8"9(+ 1, ->,@,,, W)+"#$)0 j-,=>- j#"&

OB* ["8"9(+ 1- NI@,,, W)+"#$)0 j3=-- j#"&

OB* ["8"9(+ 11 N-@>,, W)+"#$)0 jI=,2 j#"&

&$%#*$&4&1!.&)$ )4 )44&1#/, !$% !3%&.)/,

RJ( \78<$#0 J$: (#9()(+ "#97 +((+: 76 "#+(8#"90@ "#:/)$#%( $#+ $%%(:: T"9J ($%J +")(%97)= R7 9J( (C9(#9 <()8"99(+E0 &$T $#+ :/Ec(%9 97 9J( )(:9)"%9"7#: "# :=-IIL 76 9J( @ 9J( \78<$#0 8/:9 %7#9"#/7/:&0"#+(8#"60 ($%J +")(%97) $D$"#:9 &"$E"&"90 P"#%&/+"#D &"$E"&"90 67) %7:9: $#+ (C<(#:(:Q 67) $# $%9 7) 78"::"7# "# 9J(%$<$%"90 76 +")(%97)= e7T(5()@ 9J": +7(: #79 $<<&0 "# )(:<(%9 76 $#0 76 9J( 67&&7T"#DK

n $ &"$E"&"90 97 9J( \78<$#0 7) $ )(&$9(+ E7+0 %7)<7)$9(o

n $ &"$E"&"90 97 :78( 79J() <():7# 9J$9 $)":(: 6)78 %7#+/%9 "#57&5"#D $ &$%S 76 D77+ 6$"9Jo

n $ &"$E"&"90 67) %7:9: $#+ (C<(#:(: "#%/))(+ E0 9J( +")(%97) "# +(6(#+"#D %"5"& 7) %)"8"#$& <)7%((+"#D: "# TJ"%Jc/+D(8(#9 ": D"5(# $D$"#:9 9J( 766"%() 7) "# TJ"%J 9J( 766"%() ": #79 $%V/"99(+o 7)

n $ &"$E"&"90 67) %7:9: $#+ (C<(#:(: "#%/))(+ E0 9J( +")(%97) )(D$)+"#D $# /#:/%%(::6/& $<<&"%$9"7# 67) )(&"(6/#+() 9J( "# %7##(%9"7# T"9J 9J( <)7%((+"#D: )(6())(+ 97 $E75(=


For

per

sona

l use

onl

y

&$%#*$&4&1!.&)$ )4 )44&1#/, !$% !3%&.)/, ?@ABCDBEFGH

RJ( \78<$#0 J$: $&:7 $D)((+ 97 <)75"+( 9J( +")(%97): T"9J $%%(:: 97 U7$)+ +7%/8(#9: %")%/&$9(+ +/)"#D 9J(+")(%97):b 9()8 "# 766"%(=

O/)"#D 9J( 6"#$#%"$& 0($)@ 9J( \78<$#0 <$"+ $ <)(8"/8 "# )(:<(%9 76 $ %7#9)$%9 "#:/)"#D 9J( +")(%97): 76 9J(\78<$#0@ 9J( \78<$#0 H(%)(9$)0 $#+ $&& :(#"7) 8$#$D(8(#9 76 9J( \78<$#0 $#+ 76 $#0 )(&$9(+ E7+0 %7)<7)$9($D$"#:9 $ &"$E"&"90 "#%/))(+ $: :/%J $ +")(%97)@ :(%)(9$)0 7) :(#"7) 8$#$D(8(#9 97 9J( (C9(#9 <()8"99(+ E0 9J(

=

RJ( \78<$#0 J$: #79 79J()T":(@ +/)"#D 7) :"#%( 9J( 6"#$#%"$& 0($)@ "#+(8#"6"(+ 7) $D)((+ 97 "#+(8#"60 $# 766"%() 7)$/+"97) 76 9J( \78<$#0 7) 76 $#0 )(&$9(+ E7+0 %7)<7)$9( $D$"#:9 $ &"$E"&"90 "#%/))(+ $: :/%J $# 766"%() 7) $/+"97)= RJ(+")(%97): J$5( #79 "#%&/+(+ +(9$"&: 76 9J( #$9/)( 76 9J( &"$E"&"9"(: %75()(+ 7) 9J( $87/#9 76 9J( <)(8"/8 <$"+ "#)(:<(%9 76 9J( +")(%97):b $#+ 766"%():b &"$E"&"90 $#+ &(D$& (C<(#:(: "#:/)$#%( %7#9)$%9 $: :/%J +":%&7:/)( ": <)7J"E"9(+/#+() 9J( 9()8: 76 9J( %7#9)$%9=

%&/#1.)/,> *##.&$=,

RJ( 67&&7T"#D 9$E&( :(9: 7/9 9J( #/8E() 76 +")(%97):b 8((9"#D: P"#%&/+"#D 8((9"#D: 76 %788"99((: 76 +")(%97):Q J(&++/)"#D 9J( 6"#$#%"$& 0($) $#+ 9J( #/8E() 76 8((9"#D: $99(#+(+ E0 ($%J +")(%97) PTJ"&( 9J(0 T()( $ +")(%97) 7)%788"99(( 8(8E()Q= O/)"#D 9J( 6"#$#%"$& 0($)@ 9J")9((# P-NQ E7$)+ 8((9"#D:@ :(5(# P3Q #78"#$9"7# $#+ )(8/#()$9"7#%788"99(( 8((9"#D: $#+ ("DJ9 P2Q $/+"9 %788"99(( 8((9"#D: T()( J(&+=

.$%S \7T"# -N -N 3 ] G G

47:: L+&() -N -N 3 3 2 2

^)$#9 U7/)S( -N -N 3 3 2 2

B$/& \$5( -N -1 3 ] 2 ]

[0#+$ WY^)$+0 -N -N 3 3 G G

O7# X("c -N -1 G G G G

$)$M!3%&. ,#/I&1#,

O(9$"&: 76 $87/#9: <$"+ 7) <$0$E&( 97 9J( $/+"97) 67) #7#G$/+"9 :()5"%(: <)75"+(+ +/)"#D 9J( 0($) E0 9J( $/+"97) $)(7/9&"#(+ "# #79( N1 97 9J( 6"#$#%"$& :9$9(8(#9:= RJ( +")(%97): $)( :$9":6"(+ 9J$9 9J( <)75":"7# 76 #7#G$/+"9 :()5"%(:@+/)"#D 9J( 0($)@ E0 9J( $/+"97) P7) E0 $#79J() <():7# 7) 6")8 7# 9J( $/+"97)b: E(J$&6Q ": %78<$9"E&( T"9J 9J( D(#()$&:9$#+$)+ 76 "#+(<(#+(#%( 76 $/+"97): "8<7:(+ E0 9J( =

RJ( +")(%97): $)( 76 9J( 7<"#"7# 9J$9 9J( :()5"%(: $: +":%&7:(+ "# #79( N1 97 9J( 6"#$#%"$& :9$9(8(#9: +7 #79%78<)78":( 9J( (C9()#$& $/+"97)b: "#+(<(#+(#%(@ E$:(+ 7# 9J( $+5"%( )(%("5(+ 6)78 9J( L/+"9 \788"99((@ 67) 9J(67&&7T"#D )($:7#:K

n $&& #7#G$/+"9 :()5"%(: J$5( E((# )(5"(T(+ $#+ $<<)75(+ 97 (#:/)( 9J$9 9J(0 +7 #79 "8<$%9 9J( "#9(D)"90$#+ 7Ec(%9"5"90 76 9J( $/+"97)@ $#+

n #7#( 76 9J( :()5"%(: /#+()8"#( 9J( D(#()$& <)"#%"<&(: )(&$9"#D 97 $/+"97) "#+(<(#+(#%( $: :(9 7/9 "# \7+(76 \7#+/%9 "::/(+ E0 9J( L%%7/#9"#D B)76(::"7#$& h*9J"%$& H9$#+$)+: U7$)+@ "#%&/+"#D )(5"(T"#D 7) $/+"9"#D 9J( $/+"97)b: 7T# T7)S@ $%9"#D "# $ 8$#$D(8(#97) +(%":"7#G8$S"#D %$<$%"90 67) 9J( \78<$#0@ $%9"#D $: $+57%$9( 67) 9J( \78<$#0 7) c7"#9&0 :J$)"#D(%7#78"% )":S: $#+ )(T$)+:=

!3%&.)/>, &$%#"#$%#$1# %#10!/!.&)$

RJ( $/+"97)b: "#+(<(#+(#%( +(%&$)$9"7# ": "#%&/+(+ 7# <$D( 1A 76 9J( L##/$& 4(<7)9=

/)3$%&$= )4 !*)3$.,

RJ( \78<$#0 ": $ %78<$#0 76 9J( S"#+ )(6())(+ 97 "# LHM\ \7)<7)$9"7#: [(D":&$9"5( M#:9)/8(#9 1,-]d-I- P47/#+"#D "#!"#$#%"$&dO")(%97):b 4(<7)9Q@ +$9(+ 1A X$)%J 1,-]@ $#+ "# $%%7)+$#%( T"9J 9J$9 \7)<7)$9"7#: M#:9)/8(#9 $87/#9: "#9J( 6"#$#%"$& )(<7)9 $)( )7/#+(+ 766 97 9J( #($)(:9 9J7/:$#+ +7&&$):@ /#&(:: 79J()T":( "#+"%$9(+=


For

per

sona

l use

onl

y

/FNEBFOPCDAB OFQAOC

O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ ": $ D(7D)$<J"%$&&0 +"5():( E/:"#(:: T"9J $ &7#D J":97)0 76 D)7T9J= RJ( U7$)+)(8$"#: %788"99(+ 97 $ :9)7#D D)7T9J 67%/: $#+ J$: +(:"D#(+ "9: )(8/#()$9"7# :9)$9(D"(: 97 (#:/)( 9J$9 g(0X$#$D(8(#9 B():7##(& PpgXBpQ $)( 67%/:(+ 7# $%J"(5"#D :/:9$"#$E&( D)7T9J "# :J$)(J7&+() 5$&/( 75() 9J( &7#D9()8=

RJ": 4(8/#()$9"7# 4(<7)9 PL/+"9(+Q@ TJ"%J 67)8: <$)9 76 9J( O")(%97):b 4(<7)9@ :(9: 7/9 "#67)8$9"7# $E7/9 9J()(8/#()$9"7# 76 9J( \78<$#0b: gXB "#%&/+"#D +")(%97): 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2=

RJ( <)(:%)"E(+ +(9$"&: 67) ($%J <():7# %75()(+ E0 9J": )(<7)9 $)( +(9$"&(+ E(&7T /#+() 9J( 67&&7T"#D J($+"#D:K

n O")(%97) $#+ gXB +(9$"&:

n 4(8/#()$9"7# <7&"%0

n L&"D#8(#9 E(9T((# 9J( )(8/#()$9"7# <7&"%0 $#+ %78<$#0 <()67)8$#%(

n 4(8/#()$9"7# 76 +")(%97): $#+ :(#"7) 8$#$D(8(#9

n g(0 9()8: 76 (8<&708(#9 %7#9)$%9:

6*" %#.!&0, &$103%&$= %&/#1.)/,

RJ( 67&&7T"#D <():7#: $%9(+ $: +")(%97): 76 9J( \78<$#0 +/)"#D 7) :"#%( 9J( (#+ 76 9J( 6"#$#%"$& 0($)K

F$8( B7:"9"7#

.$%S \7T"# F7#G*C(%/9"5( \J$")8$#

47:: L+&() F7#G*C(%/9"5( O(</90 \J$")8$#

^)$#9 U7/)S( F7#G*C(%/9"5( O")(%97)

B$/& \$5( F7#G*C(%/9"5( O")(%97)

[0#+$ WY^)$+0 F7#G*C(%/9"5( O")(%97)

O7# X("c X$#$D"#D O")(%97)d ^)7/< \J"(6 *C(%/9"5( W66"%() P^)7/< \*WQ

O/)"#D 9J( 0($)@ $ )(5"(T 76 9J( +(:"D#$9"7# 76 gXB: T$: /#+()9$S(# "# )(&$9"7# 97 9J( ^)7/<b: 8$#$D(8(#9:9)/%9/)( $#+ "#+"5"+/$&b: $/9J7)"9"(: $#+ )(:<7#:"E"&"9"(:= L: $ )(:/&9 76 9J": )(5"(T@ .7J# e$)#(0 P^)7/< \J"(6B)7%/)(8(#9 W66"%()Q@ \)$"D 40$# P^(#()$& \7/#:(& $#+ \78<$#0 H(%)(9$)0Q $#+ f$0#( X%X$J7# P^)7/< \J"(6M#67)8$9"7# W66"%()Q #7 &7#D() 8((9 9J( +(:"D#$9"7# 76 gXB $: $9 9J( %788(#%(8(#9 76 9J( %/))(#9 6"#$#%"$& 0($)=L%%7)+"#D&0@ 9J( 9()8 gXB ": /:(+ "# 9J": )(<7)9 97 )(6() 97 9J( 67&&7T"#D <():7#:= *C%(<9 $: #79(+@ 9J( #$8(+<():7#: J(&+ 9J(") %/))(#9 <7:"9"7# 67) 9J( TJ7&( 76 9J( 6"#$#%"$& 0($) $#+ :"#%( 9J( (#+ 76 9J( 6"#$#%"$& 0($)K

n 4"%J$)+ \7#(0@ ^)7/< \J"(6 !"#$#%"$& W66"%()

n L#+)(T 4(##"(@ \J"(6 *C(%/9"5( W66"%() */)7<(

n H%799 W(&S():@ B)(:"+(#9 $#+ \J"(6 *C(%/9"5( W66"%() 76 .$<$# P%($:(+ 7# -3 F75(8E() 1,-3Q

n .7:J g"&"8#"S@ B)(:"+(#9 $#+ \J"(6 *C(%/9"5( W66"%() 76 .$<$# P$<<7"#9(+ 7# ,- .$#/$)0 1,-2Q

n F"%S g#"DJ9@ \J"(6 *C(%/9"5( W66"%() LFZ

n L&&$# \7&&"#:@ ^)7/< \J"(6 X$)S(9"#D W66"%()

n X"%J$(& ^"&&(:<"(@ ^)7/< \J"(6 O"D"9$& $#+ R(%J#7&7D0 W66"%() P$<<7"#9(+ 7# -> H(<9(8E() 1,-3Q

/#*3$#/!.&)$ ")0&18

RJ( <()67)8$#%( 76 9J( \78<$#0 +(<(#+: /<7# 9J( V/$&"90 76 "9: gXB "#%&/+"#D +")(%97): $#+ 9J(") :/<<7)9 9($8:=R7 <)7:<()@ 9J( \78<$#0 8/:9 $99)$%9@ 879"5$9( $#+ )(9$"# J"DJ&0 :S"&&(+ +")(%97): $#+ 79J() gXB= RJ( )(8/#()$9"7#:9)/%9/)( ": +(:"D#(+ 97 :9)"S( $# $<<)7<)"$9( E$&$#%( E(9T((# 6"C(+ $#+ 5$)"$E&( <$0@ )(T$)+"#D %$<$E"&"90 $#+(C<()"(#%( $#+ <)75"+"#D )(%7D#"9"7# 67) %7#9)"E/9"7# 97 9J( \78<$#0b: 75()$&& D7$&: $#+ 7Ec(%9"5(:=

RJ( U7$)+ 4(8/#()$9"7# B7&"%0 ": 97 (#:/)( 9J$9 gXB )(8/#()$9"7# <$%S$D(: <)7<()&0 )(6&(%9 9J( "#+"5"+/$&b: +/9"(:$#+ $%%7/#9$E"&"9"(: $#+ &(5(& 76 <()67)8$#%(o $#+ 9J$9 )(8/#()$9"7# ": 8$)S(9 %78<(9"9"5( "# 7)+() 97 $99)$%9@ )(9$"#$#+ 879"5$9( <(7<&( 76 9J( J"DJ(:9 V/$&"90=


For

per

sona

l use

onl

y

/FNEBFOPCDAB OFQAOC ?@ABCDBEFGH

/#*3$#/!.&)$ ")0&18 ?@ABCDBEFGH

RJ( U7$)+ J$: $ F78"#$9"7# $#+ 4(8/#()$9"7# \788"99(( PpF4\pQ= M#67)8$9"7# $E7/9 9J": \788"99(( ": :(9 7/9 "#9J( \78<$#0Y: \7)<7)$9( ^75()#$#%( H9$9(8(#9=

$)$M#'#13.&I# %&/#1.)/ /#*3$#/!.&)$

F7#G(C(%/9"5( +")(%97): $)( )(8/#()$9(+ E0 T$0 76 %$:J 6((: $#+ :/<()$##/$9"7# %7#9)"E/9"7#: "# $%%7)+$#%( T"9J9J( H/<()$##/$9"7# ^/$)$#9(( &(D":&$9"7#= RJ( &(5(& 76 +")(%97):b 6((: )(6&(%9 9J(") 9"8( %788"98(#9 $#+)(:<7#:"E"&"9"(: "# $%%7)+$#%( T"9J 8$)S(9 :9$#+$)+:= O/)"#D 9J( )(<7)9"#D <()"7+@ #7#G(C(%/9"5( +")(%97): +"+ #79)(%("5( $#0 <()67)8$#%( E$:(+ )(8/#()$9"7# 7) (V/"90GE$:(+ )(8/#()$9"7#= F7#G(C(%/9"5( +")(%97): $)( #79 (#9"9&(+97 )(%("5( $#0 9()8"#$9"7# <$08(#9: 7# %($:"#D 97 E( $ +")(%97)=

#'#13.&I# /#*3$#/!.&)$

RJ( U7$)+ 76 O")(%97): P`RJ( U7$)+aQ@ "# %7#c/#%9"7# T"9J "9: F78"#$9"7# $#+ 4(8/#()$9"7# \788"99((@ ":)(:<7#:"E&( 67) $<<)75"#D 9J( <()67)8$#%( 7Ec(%9"5(: $#+ 8($:/)(: 67) 9J( ^)7/< \*W $#+ <)75"+"#D "#</9 "#97 9J((5$&/$9"7# 76 <()67)8$#%( $D$"#:9 9J(8=

RJ( F4\ ": )(:<7#:"E&( 67) 8$S"#D )(%788(#+$9"7#: 97 9J( U7$)+ 7# )(8/#()$9"7# <7&"%"(: $#+ <$%S$D(: $<<&"%$E&(97 9J( U7$)+ 8(8E(): $#+ 9J( ^)7/< \*W= RJ( ^)7/< \*W ": )(:<7#:"E&( 67) <)(<$)"#D )(%788(#+$9"7#: 7#)(8/#()$9"7# <$%S$D(: $<<&"%$E&( 97 9J( 79J() gXB 76 9J( \78<$#0 67) )(5"(T $#+ $<<)75$& 76 9J( F4\=

RJ( )(8/#()$9"7# :9)/%9/)(: (C<&$"#(+ E(&7T $)( +(:"D#(+ 97 $99)$%9 :/"9$E&0 V/$&"6"(+ %$#+"+$9(:@ )(T$)+ 9J(8 67)9J( $%J"(5(8(#9 76 :9)$9(D"% 7Ec(%9"5(:@ $#+ $%J"(5( 9J( E)7$+() 7/9%78( 76 5$&/( %)($9"7# 67) :J$)(J7&+():= RJ()(8/#()$9"7# 6)$8(T7)S 9$S(: "#97 $%%7/#9K

n 9J( %$<$E"&"90 $#+ (C<()"(#%( 76 9J( gXBo

n 9J( gXB: $E"&"90 97 %7#9)7& 9J( )(&(5$#9 :(D8(#9:b <()67)8$#%(o

n 9J( ^)7/<b: <()67)8$#%( "#%&/+"#DK

7 9J( ^)7/<b: ($)#"#D:o

7 D)7T9J "# ($)#"#D: <() :J$)(o

7 )(9/)# 7# :J$)(J7&+():b "#5(:98(#9

4(8/#()$9"7# <$%S$D(: "#%&/+( $ 8"C 76 6"C(+@ :J7)9G9()8 $#+ &7#DG9()8 <()67)8$#%(GE$:(+ "#%(#9"5(:= *C(%/9"5(:bE7#/: <$08(#9: )(6&(%9 9J( $%J"(5(8(#9 76 :<(%"6"% D7$&: )(&$9(+ 97 <()67)8$#%( 76 9J( \78<$#0b: 6"#$#%"$& $#+7<()$9"7#$& )(:/&9:= RJ( 8"C 76 9J(:( %78<7#(#9: ": E$:(+ 7# 9J( )7&( 9J( "#+"5"+/$& <()67)8:= M# $++"9"7# 97 9J("):$&$)"(:@ 9J( ^)7/< $&:7 <)75"+(: #7#G%$:J E(#(6"9: 97 "9: gXB@ $#+ %7#9)"E/9(: 97 $ <7:9G(8<&708(#9 :/<()$##/$9"7#<&$# P7) (V/"5$&(#9Q 7# 9J(") E(J$&6=

O/)"#D 9J( 0($) "#+(<(#+(#9 )(8/#()$9"7# %7#:/&9$#9: T()( (#D$D(+ E0 9J( 4(8/#()$9"7# \788"99(( 97 (#:/)(9J$9 9J( )(T$)+ <)$%9"%(: $#+ &(5(&: 76 )(8/#()$9"7# 67) gXB: $)( %7#:":9(#9 T"9J 8$)S(9 <)$%9"%(= L :9$9(8(#9 76)(%788(#+$9"7# 6)78 9J( )(8/#()$9"7# %7#:/&9$#9: J$: E((# )(%("5(+ 67) 9J( 1,-2 6"#$#%"$& 0($)= B$08(#9 76j>1@N3- P1,-3K j31@,31Q J$: E((# 8$+( 97 9J( )(8/#()$9"7# %7#:/&9$#9 67) 9J( )(8/#()$9"7# $+5":7)0 :()5"%(:<)75"+(+ 7# 9J( )(8/#()$9"7# )(%788(#+$9"7#= F7 79J() $+5"%( J$: E((# <)75"+(+ E0 9J( )(8/#()$9"7# %7#:/&9$#967) 9J( 6"#$#%"$& 0($)= M# 7)+() 97 (#:/)( 9J$9 9J( )(8/#()$9"7# )(%788(#+$9"7# T7/&+ E( 6)(( 6)78 /#+/( "#6&/(#%(E0 gXB 97 TJ78 9J( )(%788(#+$9"7# )(&$9(: 97@ 9J( )(8/#()$9"7# %7#:/&9$#9: $)( #79 $ )(&$9(+ <$)90 97 $#0 gXB= L::/%J@ 9J( \788"99(( ": :$9":6"(+ 9J$9 9J( )(8/#()$9"7# )(%788(#+$9"7#: T()( 8$+( 6)(( 6)78 /#+/( "#6&/(#%( E09J( 8(8E() 7) 8(8E(): 76 9J( gXB 97 TJ78 9J( )(%788(#+$9"7#: )(&$9(:=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ ")0&18 ?@ABCDBEFGH

*C(%/9"5( )(8/#()$9"7# 7Ec(%9"5(: $)( +(&"5()(+ 9J)7/DJ 9J)(( %$9(D7)"(: 76 )(8/#()$9"7#@ $: "&&/:9)$9(+ "# 9J(67&&7T"#D 9$E&(K

L99)$%9@ 879"5$9( $#+ )(9$"#J"DJ&0 :S"&&(+ (C(%/9"5(:

$%)7:: +"5():( D(7D)$<J"(:

4(T$)+ %$<$E"&"90 $#+(C<()"(#%( $#+ <)75"+(

)(%7D#"9"7# 67) 9J(%7#9)"E/9"7# 97 9J(\78<$#0b: 75()$&&

7Ec(%9"5(:

L# $<<)7<)"$9( E$&$#%(E(9T((# 6"C(+ $#+ 5$)"$E&(

)(8/#()$9"7#

L&"D#8(#9 97 :J$)(J7&+()"#9()(:9: 9J)7/DJ (V/"90

%78<7#(#9:

!"C(+ )(8/#()$9"7# ": :(9 )(&$9"5( 979J( 8$)S(9@ )(6&(%9"#D 9J( gXB:

$%%7/#9$E"&"90@ <()67)8$#%(@(C<()"(#%(@ $#+ D(7D)$<J"% &7%$9"7#

g(0 B()67)8$#%( M#+"%$97): PgBM:Q $)(:(9 ($%J 0($) E0 9J( U7$)+ )(6&(%9"5(

76 9J( ^)7/< 7) ^(7D)$<J"%$&&0)(&(5$#9 :(D8(#9 $#+ "#%&/+(

6"#$#%"$& $#+ "#+"5"+/$& <()67)8$#%(9$)D(9: )(&(5$#9 97 9J( :<(%"6"%

<7:"9"7#

[RM 9$)D(9: $)( &"#S(+ 97 *BH D)7T9J@*UMROL 7) *UMR +(<(#+"#D 7#TJ(9J() 9J( )7&( J$: ^)7/< 7)

:(D8(#9 )(:<7#:"E"&"90

U$:( )(8/#()$9"7# TJ"%J ":%$&%/&$9(+ 7# $ 979$& %7:9 E$:": $#+

"#%&/+(: $#0 6)"#D( E(#(6"9: 9$CP`!URa %J$)D(: )(&$9(+ 97 (8<&70((E(#(6"9: "#%&/+"#D 8797) 5(J"%&(:Q $:

T(&& $: (8<&70() %7#9)"E/9"7#: 97:/<()$##/$9"7# 6/#+: 7) (V/"5$&(#9:

\$:J B$08(#9 67&&7T"#D $ )(5"(T 769J( $/+"9(+ <()67)8$#%( 76 9J(

^)7/<@ 9J( )(&(5$#9 :(D8(#9 $#+"#+"5"+/$& <()67)8$#%( $D$"#:9 9J(

gBM: :(9 $9 9J( E(D"##"#D 76 9J(!"#$#%"$& '($)= gBM: $)( ("9J()

$%J"(5(+ 7) #79 $%J"(5(+ q <$)9"$&$%J"(5(8(#9 ": #79 )(T$)+(+

*V/"90 "# 7<9"7#:= L&& (V/"90 ": J(&+:/Ec(%9 97 :()5"%( $#+ <()67)8$#%(67) $ 8"#"8/8 76 N 0($): 6)78 D)$#9

+$9(= RJ( (V/"90 ": $9 )":S /#9"&5(:9"#D= B()67)8$#%( ": 9(:9(+ 7#%(

$9 9J( 5(:9"#D +$9(=

gBM: $)( <)(+78"#$9(&0 6"#$#%"$&@ $#+$&& $)( :/Ec(%9 97 $/+"9

!"C(+ )(8/#()$9"7# T"&& 9$S( "#97$%%7/#9 9J( )(&(5$#9 8$)S(9 +$9$@

<)75"+(+ E0 $# "#+(<(#+(#9)(8/#()$9"7# %7#:/&9$#9@ 7) 79J()"#+(<(#+(#9 +$9$ P(=D= X()%()Q@

%7#:"+()"#D 9J( "#+"5"+/$&b: (C<()9":($#+ <()67)8$#%( "# 9J( )7&(

HJ7)9 R()8 M#%(#9"5( ": +")(%9(+ 97$%J"(5"#D U7$)+ $<<)75(+ 9$)D(9:@

)(6&(%9"5( 76 9J( ^)7/< <&$#

[RMb: $)( "#9(#+(+ 97 )(T$)+*C(%/9"5(: 67) :/:9$"#$E&( &7#DG9()8D)7T9J $&"D#(+ 97 :J$)(J7&+() 5$&/(

%)($9"7#

4(8/#()$9"7# &(5(&: $)( )(5"(T(+ $##/$&&0 E0 9J( F78"#$9"7# $#+ 4(8/#()$9"7# \788"99(( $#+ ^)7/< \*W9J)7/DJ $ <)7%(:: 9J$9 %7#:"+(): "#+"5"+/$&@ :(D8(#9 $#+ 75()$&& <()67)8$#%( 76 9J( ^)7/<= M# $++"9"7#@ (C9()#$&%7#:/&9$#9: <)75"+( $#$&0:": $#+ $+5"%( 97 (#:/)( 9J( +")(%97): $#+ gXB )(8/#()$9"7# ": %78<(9"9"5( "# 9J(8$)S(9<&$%(= L gXB: )(8/#()$9"7# ": $&:7 )(5"(T(+ 7# <)7879"7#= L&& )7&(: $)( E(#%J8$)S(+ $D$"#:9 %78<$)$E&(8$)S(9 +$9$=

B()67)8$#%(G&"#S(+ )(8/#()$9"7# "#%&/+(: E79J :J7)9G9()8 $#+ &7#DG9()8 "#%(#9"5(: $#+ ": +(:"D#(+ 97 )(T$)+ gXB67) 8((9"#D 7) (C%((+"#D 9J(") 6"#$#%"$& $#+ <():7#$& 7Ec(%9"5(:= RJ( :J7)9G9()8 "#%(#9"5( P`HRMaQ ": $# k$9 )":Sb E7#/:<)75"+(+ "# 9J( 67)8 76 %$:J@ TJ"&( 9J( &7#DG9()8 "#%(#9"5( P`[RMaQ ": <)75"+(+ $: 7<9"7#: 75() 7)+"#$)0 :J$)(: 76 9J(\78<$#0 /#+() 9J( )/&(: 76 9J( (8<&70(( :J$)( 7<9"7#: <&$# P`*HWBaQ=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ ")0&18 ?@ABCDBEFGH

*$%J 0($) 9J( F78"#$9"7# $#+ 4(8/#()$9"7# \788"99(( :(9: 9J( S(0 <()67)8$#%( "#+"%$97): P`gBMb:aQ 67) 9J( ^)7/<\*W $#+ 9J( ^)7/< \*W <)7<7:(: 9J( gBMb: 67) 9J( 79J() gXB= RJ( gBMb: D(#()$&&0 "#%&/+( 8($:/)(: )(&$9"#D 97 9J(^)7/<@ 9J( )(&(5$#9 :(D8(#9@ $#+ 9J( "#+"5"+/$&@ $#+ "#%&/+( 6"#$#%"$& $#+ 7<()$9"7#$& 8($:/)(: 9J$9 $)( $/+"9(+= RJ(8($:/)(: $)( %J7:(# $: 9J(0 +")(%9&0 $&"D# 9J( "#+"5"+/$&b: )(T$)+ 97 9J( gBMb: 76 9J( ^)7/< $#+ 97 "9: :9)$9(D0 $#+<()67)8$#%(= RJ( \78<$#0 /#+()9$S(: $ )"D7)7/: $#+ +(9$"&(+ $##/$& 67)(%$:9"#D $#+ E/+D(9 <)7%(::= RJ( U7$)+E(&"(5(: $%J"(5(8(#9 76 9J( $##/$& 67)(%$:9 $#+ E/+D(9 ": 9J()(67)( 9J( 87:9 )(&(5$#9 :J7)9G9()8 <()67)8$#%(%7#+"9"7#=

RJ( 6"#$#%"$& <()67)8$#%( 7Ec(%9"5(: "#%&/+( E/9 $)( #79 &"8"9(+ 97 `*$)#"#D: E(67)( M#9()(:9@ R$C@ O(<)(%"$9"7# $#+L87)9":$9"7#a P`*UMROLaQ@ *$)#"#D: E(67)( M#9()(:9 $#+ R$C P`*UMRaQ "# &7%$& %/))(#%"(:@ `\7)<7)$9( :97)( *UMROLa@`!)$#%J":( 7<()$9"7#: *UMROLa@ F(9 B)76"9 L69() R$C P`FBLRaQ@ $#+ !)$#%J":(( <)76"9$E"&"90 P*UMROLQ %78<$)(+ 97E/+D(9 $#+ &$:9 0($)= RJ( :<(%"6"% 9$)D(9: $)( #79 +(9$"&(+ "# 9J": )(<7)9 +/( 97 9J(") %788()%"$& :(#:"9"5"90= gBMb: $)(("9J() $%J"(5(+ 7) #79 $%J"(5(+@ <$)9"$& $%J"(5(8(#9 ": #79 )(T$)+(+=

W<9"7#: $)( "::/(+ /#+() 9J( *HWB@ $#+ "9 <)75"+(: 67) gXB 97 )(%("5( $ #/8E() 76 7<9"7#:@ $: +(9()8"#(+ E0 9J(U7$)+@ 75() 7)+"#$)0 :J$)(:= W<9"7#: "::/(+ /#+() 9J( *HWB T"&& E( :/Ec(%9 97 <()67)8$#%( %7#+"9"7#: 9J$9 $)(+(9$"&(+ 7# <$D( -2=

RJ( F78"#$9"7# $#+ 4(8/#()$9"7# \788"99(( %7#:"+(): 9J": (V/"90 <()67)8$#%(G&"#S(+ )(8/#()$9"7# :9)/%9/)( 97E( $<<)7<)"$9( $: gXB 7#&0 )(%("5( $ E(#(6"9 TJ()( 9J()( ": $ %7))(:<7#+"#D +")(%9 E(#(6"9 97 :J$)(J7&+():=

RJ( 9$E&(: E(&7T :(9 7/9 :/88$)0 "#67)8$9"7# $E7/9 9J( ^)7/<b: ($)#"#D: $#+ 875(8(#9: "# :J$)(J7&+() T($&9J 67)9J( 6"5( 0($): 97 ,- ./&0 1,-2K

4(5(#/( -@->N@I>1 -@,3N@-1> IN,@1-2 3,1@AN3 >22@]3N

F(9 <)76"9 E(67)( 9$C -3A@A3] ->,@]2, -1>@2-I I3@2A, ]]@>],

F(9 <)76"9 $69() 9$C -1-@]IN -,>@2,A 2]@>I1 ]2@A1- A>@1I]

HJ$)( <)"%( $9 :9$)9 76 0($) PjQ >1=,2 ]2=21 N]=-] 1-=21 --=-3

HJ$)( <)"%( $9 (#+ 76 0($) PjQ >1=11 >1=,2 ]2=21 N]=-] 1-=21

M#9()"8 +"5"+(#+ <() :J$)( P%(#9:QP"Q >2=- A2=A NA=3 1A=] -3=3

!"#$& +"5"+(#+ <() :J$)( P%(#9:QP""Q AI=3 AA=I N2=2 13=1 -I=,

U$:"% ($)#"#D: <() :J$)( P%(#9:Q -NI=A --]=, IA=A 3A=1 >,=>

O"&/9(+ ($)#"#D: <() :J$)( P%(#9:Q -NI=, --A=3 I1=1 31=2 AI=2

P"Q M#9()"8 $#+ 6"#$& +"5"+(#+: 67) 9J( 0($) (#+(+ ,- ./&0 1,-2 $)( 6)$#S(+ 97 A,? $#+ 3>? )(:<(%9"5(&0 $9 N,?%7)<7)$9( "#%78( 9$C )$9(= !7) 9J( 0($) (#+(+ ,1 ./&0 1,-3 "#9()"8 $#+ 6"#$& +"5"+(#+: $)( 6)$#S(+ 97 >,? $9 N,?%7)<7)$9( "#%78( 9$C )$9( $#+ <)"7) <()"7+: "#9()"8 $#+ 6"#$& +"5"+(#+: T()( 6)$#S(+ 97 -,,? $9 N,? %7)<7)$9("#%78( 9$C )$9(=

P""Q RJ( 6"#$& +"5"+(#+ 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2 T$: +(%&$)(+ $69() 9J( (#+ 76 9J( )(<7)9"#D <()"7+$#+ ": #79 )(6&(%9(+ "# 9J( 6"#$#%"$& :9$9(8(#9:=

")0&18 )$ 5#%=&$= #L3&.8 &$1#$.&I# ,15#*#,

B$)9"%"<$#9: $)( #79 <()8"99(+@ T"9J7/9 9J( <)"7) T)"99(# %7#:(#9 76 9J( \J$")8$#@ 97 (#9() "#97 9)$#:$%9"7#: PTJ(9J()9J)7/DJ 9J( /:( 76 +()"5$9"5(: 7) 79J()T":(Q TJ"%J &"8"9 9J( (%7#78"% )":S 76 <$)9"%"<$9"#D "# 9J( :%J(8(=

*!$!=&$= %&/#1.)/R=/)3" 15&#4 #'#13.&I# )44&1#/ ?=/)3" 1#)H /#*3$#/!.&)$,./31.3/#

RJ( 67&&7T"#D )(8/#()$9"7# :9)/%9/)( $<<&"(+ 97 9J( ^)7/< \*W 67) !'-2=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ ")0&18 ?@ABCDBEFGH

!"C(+ )(8/#()$9"7# j-@-,,@,,, <() $##/8@ )(5"(T(+ $##/$&&0 E0 9J( U7$)+ "# $%%7)+$#%( T"9J #7)8$&)(8/#()$9"7# <)7%(::(:

B()67)8$#%( &"#S(+)(8/#()$9"7#

n HJ7)9 9()8 "#%(#9"5( /< 97 jI,,@,,,@ :/Ec(%9 97 9J( $%J"(5(8(#9 76 gBM: :(9 $##/$&&0@ $#+$<<)75(+ E0 9J( U7$)+= B$"+ $: -,,? %$:J=

n [7#DG9()8 M#%(#9"5( G W<9"7#: :/Ec(%9 97 <()67)8$#%( %7#+"9"7#: T()( D)$#9(+ 7# 2F75(8E() 1,-3= RJ(:( 7<9"7#: T()( $<<)75(+ E0 HJ$)(J7&+() 4(:7&/9"7# 7# 2F75(8E() 1,-3=

RJ( U7$)+ :(9 9J( gBM: 67) 9J( ^)7/< \*W +/)"#D 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2 97 E( "# &"#( T"9J 9J( <&$# 67) 9J(^)7/<= RJ( 6"):9 $#+ &$)D(:9 %7#:"+()$9"7# T$: 9J( 6"#$#%"$& <()67)8$#%( 76 9J( ^)7/<= RJ": $%%7/#9: 67) I,? 76 9J(979$& T("DJ9"#D 67) 9J( :J7)9G9()8 "#%(#9"5( E7#/:@ E$:(+ 7# 0($) 7# 0($) FBLR D)7T9J@ $#+ *UMR <()67)8$#%( "#"#+"5"+/$& 8$)S(9:= RJ( :(%7#+ %7#:"+()$9"7# T$: 9J( #(9 "#%)($:( "# #(T :97)(: $%)7:: 9J( ^)7/< T"9J -,? 76 9J(979$& T("DJ9"#D 67) 9J( :J7)9G9()8 "#%(#9"5(=

!"#$#%"$& B()67)8$#%( I,? n ^)7/< FBLR q E/+D(9(+ $#+ :9)(9%J 9$)D(9: PjQ

n L/:9)$&"$ $#+ F(T Z($&$#+ E/+D(9(+ *UMR PjQ

n */)7<( E/+D(9(+ *UMR PrQ

n .$<$# E/+D(9(+ *UMR PsQ

F(T H97)( ^)7T9J -,? n F(9 "#%)($:( "# #(T :97)(: $%)7:: 9J( ^)7/<

RJ( ^)7/< \*W $%J"(5(+ #7#( 76 J": !'-2 :J7)9 9()8 "#%(#9"5(=

M# !'-3 9J( ^)7/< \*W $%J"(5(+ $<<)7C"8$9(&0 ],? 76 J": :J7)9G9()8 "#%(#9"5(= e7T(5()@ J( (&(%9(+ 97 67)D7 J":E7#/: (#9"9&(8(#9: 76 j>A,@,,, 97 $%S#7T&(+D( 9J( #(D$9"5( (66(%9 76 </E&"%"90 "# )(&$9"7# 97 9J( 6)$#%J":( #(9T7)S=

RJ( [7#DGR()8 "#%(#9"5( $<<)75(+ E0 :J$)(J7&+() )(:7&/9"7# 7# 9J( 2 F75(8E() 1,-3 )(:/&9(+ "# 9J( D)$#9"#D 769J)(( 9)$#%J(: 76 7<9"7#: "# %$&(#+$) 0($): 1,-3@ 1,-2 $#+ 1,-I $: 67&&7T:K

R)$#%J( - PH()"(: 12Q 11,@,,, jA]=]N j--=11 2 F75 1,-3 - H(<9 1,1,

R)$#%J( 1P"Q 11,@,,, jA]=]N j-1=]2 2 F75 1,-2 - H(<9 1,1-

R)$#%J( NP"Q 1I3@,,, jA]=]N j-N=23 2 F75 1,-I - H(<9 1,11

P"Q RJ( 6$") 5$&/( $#+ (C()%":( <)"%( 67) R)$#%J( 1 $#+ N $)( "#+"%$9"5( 5$&/(: $#+ T"&& E( )(5":(+ $9 9J( )(&(5$#9 D)$#9+$9(=

RJ( 7<9"7#: T()( D)$#9(+ /#+() 9J( 9()8: $#+ %7#+"9"7#: 76 9J( \78<$#0b: *C(%/9"5( HJ$)( $#+ W<9"7# B&$#= RJ(<&$# )/&(: $)( $5$"&$E&( 67) "#:<(%9"7# 7# 9J( LHmb: $##7/#%(8(#9: <&$967)8=

W<9"7#: D)$#9(+ 97 9J( ^)7/< \*W 5(:9 "# $%%7)+$#%( T"9J 9J( 67&&7T"#D 9$E&( "6 9J( \78<$#0b: %/8/&$9"5( $##/$&%78<7/#+ ($)#"#D: <() :J$)( P*BHQ D)7T9J $: +(9()8"#(+ E0 9J( U7$)+ $%9"#D )($:7#$E&0 E$:(+ 7# 9J( $/+"9(+6"#$#%"$& :9$9(8(#9: 76 9J( \78<$#0@ 75() 9J( )(&(5$#9 <()67)8$#%( <()"7+ ": $9 &($:9 -1?= RJ( %/8/&$9"5( *BH 9$)D(9E(&7T $<<&"(: 97 R)$#%J( - J7T(5() 67) R)$#%J(: 1 $#+ N 9J( %/8/&$9"5( *BH 9$)D(9: 67) R)$#%J(: 1 $#+ N T"&& E()(%$&%/&$9(+ <)"7) 97 9J( )(&(5$#9 +$9(: 76 D)$#9=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ ")0&18 ?@ABCDBEFGH

[(:: 9J$# -1? &(:: 9J$# >=,AI ,? , , ,

-1? /< 97 &(:: 9J$# -N? >=,AI /< 97 &(:: 9J$# >=-AN 1,? AA@,,, AA@,,, >I@A,,

-N? /< 97 &(:: 9J$# -A? >=-AN /< 97 &(:: 9J$# >=1NI N,? ]]@,,, ]]@,,, 2I@-,,

-A? /< 97 &(:: 9J$# ->? >=1NI /< 97 &(:: 9J$# >=NN> A,? 22@,,, 22@,,, --2@2,,

->? /< 97 &(:: 9J$# -]? >=NN> /< 97 &(:: 9J$# >=ANN >,? --,@,,, --,@,,, -A2@>,,

-]? /< 97 &(:: 9J$# -3? >=ANN /< 97 &(:: 9J$# >=>N1 ],? -N1@,,, -N1@,,, -32@1,,

-3? /< 97 &(:: 9J$# -2? >=>N1 /< 97 &(:: 9J$# >=]N1 3,? ->A@,,, ->A@,,, 1,3@I,,

-2? /< 97 &(:: 9J$# -I? >=]N1 /< 97 &(:: 9J$# >=3NN 2,? -3]@,,, -3]@,,, 1N3@],,

-I? /< 97 &(:: 9J$# 1,? >=3NN /< 97 &(:: 9J$# >=2N] I,? -I2@,,, -I2@,,, 1]3@N,,

1,? 7) 75() >=2N] 7) 75() -,,? 11,@,,, 11,@,,, 1I3@,,,

!7) 7<9"7#: TJ"%J +7 #79 5(:9 9J(0 $/978$9"%$&&0 &$<:( $#+ $)( %$#%(&&(+=

L: 7/9&"#(+ $E75( 9J( ^)7/< \*Wb: )(8/#()$9"7# "#%&/+(: $# $<<)7<)"$9( 8"C 76 6"C(+ $#+ <()67)8$#%( )(&$9(+)(8/#()$9"7#=

M# 1,-N@ $: <$)9 76 $ &7#DG9()8 "#%(#9"5( <&$#@ :J$)(J7&+(): $<<)75(+ 9J( D)$#9 76 -@,,,@,,, 7<9"7#: $: $ %78<7#(#976 9J( ^)7/< \*Wb: )(8/#()$9"7#= RJ( 7<9"7#: T()( "::/(+ "# N 9)$#%J(: P:()"(: -2@ 1N $#+ 1>Q $#+ 9J( (C()%":( <)"%(:T()( +(9()8"#(+ $#+ )(6&(%9(+ 9J( /#+()&0"#D 8$)S(9 <)"%( $)7/#+ 9J( 9"8( 76 D)$#9o E("#D 1I W%97E() 1,-A@ ,NH(<9(8E() 1,-> $#+ ,- H(<9(8E() 1,-]@ )(:<(%9"5(&0=

O/)"#D 1,-3@ $69() $ <()"7+ 76 :/E:9$#9"$& :J$)( <)"%( D)7T9J TJ(# :J$)(J7&+() )(9/)#: T()( :/E:9$#9"$&&0 $E75(8$)S(9 9)(#+ )(9/)#: 67) 9J( <()"7+@ 9J( ^)7/< \*W (C()%":(+ ],,@,,, 7<9"7#: TJ(# 9J( :J$)( <)"%( T$: j3A=A3=RJ(:( :J$)(: T()( )(9$"#(+ E0 9J( ^)7/< \*W $: 9J(0 $)( :/Ec(%9 97 $# (:%)7T <()"7+ (#+"#D 7# 9J( 12 W%97E()1,-I= RJ( ^)7/< \*W J$: <():7#$& "#%78( 9$C 7E&"D$9"7#: $)":"#D 6)78 E("#D "::/(+ 9J(:( :J$)(J7&+"#D:=

W5() 9J": 9"8( <()"7+ $#+ 97 9J( E(#(6"9 76 :J$)(J7&+():@ *$)#"#D: B() HJ$)( 7# $# /#+()&0"#D E$:": 87)( 9J$# 9)"<&(+6)78 A-=>% 97 -NN=]% <() :J$)(=

RJ( ^)7/< \*W )(9$"#: -@2AN@NAA :J$)(: "# 9J( \78<$#0 TJ"%J +(87#:9)$9(: $ %7#9"#/(+ %788"98(#9 97 9J(\78<$#0=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*"

1,-3 1>,@,,, >@2IN -I@]>1 13>@>A>

1,-3 -],@,,, >@2IN ->@1,, -2-@,IN

1,-3 --1@,,, >@2IN -,@]A, -12@>NN

1,-3 -,,@,,, >@2IN I@>,, -->@NIN

1,-3 -,,@,,, >@2IN I@>,, -->@NIN

1,-3 311@,,, 1I@A]> ]A@AI1 2->@I>3P"Q F7#G87#(9$)0 E(#(6"9: )(&$9( 97 +")(%97): $#+ 766"%(): "#:/)$#%( <)(8"/8:=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*" ?@ABCDBEFGH

1,-3 -@,AI@A]- G G >@2IN 1,@3N1 -I@]-] N@>]3@,>, A@]]1@3>1 3]=>?

1,-3 A>-@1]2 G G -1@>31 -,@]21 -I@]-] >1A@--I -@,-2@1>3 >-=>?

1,-3P5""Q A13@>1] -1]@]3N A,1@>A> G ]@,31 G -@I3A@I2] 1@IN3@2,1 3-=>?

1,-3 G G G G G G G G G?

1,-3 N>3@22A G G >@2IN A>@NA1 -I@]-] NI>@,>1 21N@323 A2=,?

1,-3 ANN@,22 -IN@33> G >@2IN -,@N-1 -I@]-] N3N@I,A -@,N]@>22 >A=2?

1,-3 G G G G G G G G G?

1,-3P5"Q -@,12@A>2 1]]@NI3 -AI@A>A G G G P-1N@1]-Q -@N1-@,A2 -,=2?

1,-3 N@3A3@]2> >2]@2A> >>-@III N,@1>- IN@-A, 32@A]A ]@3--@2>, --@2,,@1NA ]-=I?


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*" ?@ABCDBEFGH

P"Q RJ( "#%(#9"5(: $)( +(<(#+(#9 7# :$9":6$%9"7# 76 <()67)8$#%( %7#+"9"7#:=

P""Q M#%&/+(+ "# :$&$)"(: $#+ 79J() :J7)9G9()8 E(#(6"9: $)( $87/#9: )(&$9"#D 97 9$C (V/$&":$9"7#=

P"""Q W# -> H(<9(8E() 1,-3 X"%J$(& ^"&&(:<"( T$: $<<7"#9(+ $: ^)7/< \J"(6 O"D"9$& $#+ R(%J#7&7D0 W66"%()@ $#+ $: $)(:/&9 76 9J": $<<7"#98(#9@ ": #7T %7#:"+()(+ $ gXB= RJ( )(8/#()$9"7# 76 X"%J$(& ^"&&(:<"( ": <)7<7)9"7#(+ 67)9J( <()"7+ 9J$9 J( ": %7#:"+()(+ gXB=

P"5Q HJ$)(GE$:(+ <$08(#9 ": %$&%/&$9(+ /:"#D 9J( #/8E() 76 7<9"7#: D)$#9(+ E0 9J( D)$#9 +$9( 6$") 5$&/( 75() 9J(5(:9"#D <()"7+@ 9$S"#D 9J( %7:9 9J$9 )(&$9(: 97 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2=

P5Q RJ( :J$)( E$:(+ <$08(#9: )(8/#()$9"7# $87/#9 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2 "#%&/+(: 9J(+(G)(%7D#"9"7# 76 <)"7) 0($)b: )(8/#()$9"7# 67) 7<9"7#: :()"(: 1> 7) 13 67) L/:9)$&"$# $#+ F(T Z($&$#+(8<&70((:= RJ( +(G)(%7D#"9"7# 76 9J( )(8/#()$9"7# ": +/( 97 $ )(G$::(::8(#9 76 9J( <)7E$E"&"90 76 $%J"(5(8(#976 9J( #7#G8$)S(9 7<9"7# 5(:9"#D %7#+"9"7#: "# 9J( %/))(#9 0($) <)"#%"<$&&0 E("#D 9J( %78<7/#+ $##/$& *BHD)7T9J J/)+&(= M# 8$S"#D 9J$9 $::(::8(#9 9J( U7$)+ (C()%":(+ "9: +":%)(9"7# 97 $+c/:9 9J( ^)7/<b: 67)(%$:9(+%78<7/#+ $##/$& *BH D)7T9J 67) !'-I 97 E(99() )(6&(%9 /#+()&0"#D D)7T9J $#+ 8$+( $+c/:98(#9: 97 )(875( 9J(E(#(6"9: 6)78 $%V/":"9"7#: $: T(&& $: #7#G)(%/))"#D@ 7#(G766 7) (C9)$7)+"#$)0 "9(8:= RJ( (66(%9 76 9J(:($+c/:98(#9: ": 9J$9 9J()( T"&& #((+ 97 E( $ J"DJ() )$9( 76 /#+()&0"#D %78<7/#+ $##/$& *BH D)7T9J 67) 7<9"7#: 975(:9 "# !'-I=

P5"Q RJ( :J$)( E$:(+ <$08(#9: )(8/#()$9"7# $87/#9 67) 9J( 6"#$#%"$& 0($) (#+(+ ,1 ./&0 1,-3 "#%&/+(: 9J(+()(%7D#"9"7# 76 <)"7) 0($)b: )(8/#()$9"7# $: $ )(:/&9 76 )(G$::(::8(#9 76 <)7E$E"&"90 76 $%J"(5(8(#9 76 9J(#7#G8$)S(9 5(:9"#D %7#+"9"7#:=

P5""Q RJ( <)"7) 0($) )(<7)9(+ :$&$)"(: $#+ 6((: J$5( E((# )(5":(+ 97 )(6&(%9 $+c/:98(#9: $)":"#D 6)78 9J( 6"#$&":$9"7# 769$C (V/$&":$9"7#=

P5"""Q L87/#9: )(&$9( 97 (C<$9)"$9( $&&7T$#%(: "#%&/+"#D E/9 #79 &"8"9(+ 97 J7/:"#D@ :%J77&"#D $#+ J($&9J%$)(=

P"CQ F7#G87#(9$)0 E(#(6"9: )(&$9( 97 +")(%97): $#+ 766"%(): "#:/)$#%( <)(8"/8:=

F7 +")(%97) 7) gXB $<<7"#9(+ +/)"#D 9J( <()"7+ )(%("5(+ $ <$08(#9 $: <$)9 76 J": 7) J() %7#:"+()$9"7# 67) $D)(("#D97 J7&+ 9J(") <7:"9"7#=

&$1#$.&I#, !$% ,5!/#M7!,#% "!8*#$., =/!$.#% !, /#*3$#/!.&)$ 4)/ .5#4&$!$1&!0 8#!/

W# -N L/D/:9 1,-2@ 4"%J$)+ \7#(0@ .7:J g"&"8#"S@ F"%S g#"DJ9@ L&&$# \7&&"#: $#+ X"%J$(& ^"&&(:<"( T()( D)$#9(+ $%$:J "#%(#9"5( 67) 9J(") <()67)8$#%( +/)"#D 9J( 0($) (#+(+ ,- ./&0 1,-2= RJ( "#%(#9"5( %7#+"9"7#: T()( $D)((+ E0 9J(U7$)+ +/)"#D 9J( 0($)= RJ( $87/#9: T()( +(9()8"#(+ $#+ $<<)75(+ E0 9J( U7$)+ E$:(+ 7# $ )(%788(#+$9"7# E09J( F78"#$9"7# $#+ 4(8/#()$9"7# \788"99((=

F7 79J() "#%(#9"5(: T()( D)$#9(+ +/)"#D 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2=

O7# X("c G I,,@,,, ,=, -,,=,

4"%J$)+ \7#(0 A2@2>A -I>@A-> 1,=, 2,=,

L#+)(T 4(##"( G N-3@I1N ,=, -,,=,

.7:J g"&"8#"S -2@2AN 3>@N3- 1,=, 2,=,

F"%S g#"DJ9 1A@I,> -3A@NNN -1=> 23=>

L&&$# \7&&"#: 1I@1I1 -I]@,12 -N=, 23=,

X"%J$(& ^"&&(:<"( NI@3N2 3N@2,, N>=, ]>=,

H%799 W(&S(): G N22@-22 ,=, -,,=,


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*" ?@ABCDBEFGH

P"Q L87/#9: "#%&/+(+ "# )(8/#()$9"7# 67) 9J( 6"#$#%"$& 0($) )(<)(:(#9 9J( $87/#9 9J$9 5(:9(+ "# 9J( 6"#$#%"$& 0($)E$:(+ 7# $%J"(5(8(#9 76 :$9":6$%9"7# 76 :<(%"6"(+ <()67)8$#%( %)"9()"$= F7 $87/#9: 5(:9 "# 6/9/)( 6"#$#%"$& 0($):"# )(:<(%9 76 9J( "#%(#9"5( :%J(8(: 67) 9J( %/))(#9 6"#$#%"$& 0($)=

P""Q RJ( $87/#9: 67)6("9(+ $)( +/( 97 9J( <()67)8$#%( 7) :()5"%( %)"9()"$ #79 E("#D 8(9 "# )(&$9"7# 97 9J( 6"#$#%"$&0($) (#+(+ ,- ./&0 1,-2=

RJ()( T()( #7 &7#DG9()8 %$:J "#%(#9"5(: D)$#9(+ 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2=

RJ( \78<$#0 (:9$E&":J(+ 9J( *HWB 97 $::":9 "# 9J( )(%)/"98(#9@ )(T$)+@ )(9(#9"7# $#+ 879"5$9"7# 76 9J( %78<$#0Y:gXB P`9J( <$)9"%"<$#9:aQ=

M# $%%7)+$#%( T"9J 9J( <)75":"7#: 76 9J( :%J(8(@ gXB T"9J"# 9J( \78<$#0@ 97 E( +(9()8"#(+ E0 9J( U7$)+@ $)(D)$#9(+ 7<9"7#: 67) #7 %7#:"+()$9"7# 97 </)%J$:( <$)%(&: 76 :J$)(: $9 5$)"7/: (C()%":( <)"%(:= *$%J 7<9"7# %7#6(): $#(#9"9&(8(#9 97 :/E:%)"E( 67) $#+ E( "::/(+ 7#( :J$)(@ %)(+"9(+ $: 6/&&0 <$"+@ $9 9J( (C()%":( <)"%(=

W<9"7#: "::/(+ /#+() 9J( *HWB 8$0 #79 E( 9)$#:6())(+ /#&(:: 9J( U7$)+ +(9()8"#(: 79J()T":(= RJ( \78<$#0 J$: #77E&"D$9"7# 97 $<<&0 67) V/79$9"7# 76 9J( 7<9"7#: 7# 9J( LHm= e7T(5()@ 9J( \78<$#0 8/:9 $<<&0 97 9J( LHm 67) 766"%"$&V/79$9"7# 76 :J$)(: "::/(+ 7# 9J( (C()%":( 76 9J( 7<9"7#:=

*66(%9"5( N, L<)"& 1,,I@ 9J( \78<$#0 8/:9 #79 "::/( $#0 :J$)(: 7) D)$#9 $#0 7<9"7# /#+() 9J": <&$# "6@ "88(+"$9(&0$69() 9J( "::/( 7) D)$#9@ 9J( :/8 76 9J( 979$& #/8E() 76 /#"::/(+ :J$)(: 75() TJ"%J 7<9"7#:@ )"DJ9: 7) 79J() 7<9"7#:PTJ"%J )(8$"# 7/9:9$#+"#DQ J$5( E((# D)$#9(+ /#+() 9J": <&$# $#+ $#0 79J() ^)7/< (8<&70(( "#%(#9"5( :%J(8(T7/&+ (C%((+ 3=>? 76 9J( 979$& #/8E() 76 :J$)(: 7# "::/( 7# $ 6/&&0 +"&/9(+ E$:": $9 9J( 9"8( 76 9J( <)7<7:(+ "::/( 7)D)$#9=

!/&&0 +"&/9(+ E$:": 8($#: 9J( #/8E() 76 :J$)(: TJ"%J T7/&+ E( 7# "::/( "6 $&& 9J7:( :(%/)"9"(: 76 9J( \78<$#0 TJ"%J$)( %$<$E&( 76 E("#D %7#5()9(+ "#97 :J$)(:@ T()( %7#5()9(+ "#97 :J$)(:= M6 9J( #/8E() 76 :J$)(: "#97 TJ"%J 9J(:(%/)"9"(: $)( %$<$E&( 76 E("#D %7#5()9(+ %$##79 E( %$&%/&$9(+ $9 9J( )(&(5$#9 9"8(@ 9J7:( :J$)(: T"&& E( +":)(D$)+(+=

O/)"#D 9J( <)"7) $#+ %/))(#9 6"#$#%"$& 0($)@ 9J( 67&&7T"#D :J$)(GE$:(+ <$08(#9 $))$#D(8(#9: T()( "# (C":9(#%(K

P-2Q 1I W%9= 1,-A O7# X("cP"Q 12 W%9= 1,1, j3=-] j11=2I ,- H(<= 1,-3

P-IQ 1I W%9= 1,-A LFZ *8<&70((: N- L/D= 1,-2 j3=NI j11=2I ,- H(<= 1,-3

P1,Q 13 .$#= 1,-> L#+)(T 4(##"(P"Q N- L/D= 1,1, j-,=>- j-]=>1 ,- H(<= 1,-3

P1-Q ,N !(E= 1,-> */)7<( *8<&70((: N- L/D= 1,-2 j3=-- j11=2I ,- H(<= 1,-3

P11Q 1, ./#= 1,-> */)7<( *8<&70((: N- L/D= 1,-2 j3=,N jN]=N- ,- H(<= 1,-3

P1NQ ,N H(<= 1,-> O7# X("cP"Q 12 W%9= 1,1, j2=1, jA,=I> ,- H(<= 1,-2

P1AQ ,N H(<= 1,-> L#+)(T 4(##"(P"Q N- L/D= 1,1, j2=>3 jA,=I> ,- H(<= 1,-2

P1AQ ,N H(<= 1,-> LFZ *8<&70((: N- L/D= 1,-I j2=12 jA,=I> ,- H(<= 1,-2

P1AQ ,N H(<= 1,-> */)7<( *8<&70((: N- L/D= 1,-I j2=12 jA,=I> ,- H(<= 1,-2

P1AQ ,N H(<= 1,-> .$<$# *8<&70((: N- L/D= 1,-I j2=12 jA,=I> ,- H(<= 1,-2

P1>Q ,- H(<= 1,-] O7# X("cP"Q 12 W%9= 1,1, j-3=,, j3]=1N ,- H(<= 1,-I

P1]Q ,- H(<= 1,-] L#+)(T 4(##"(P"Q N- L/D= 1,1, j-]=>, j3]=1N ,- H(<= 1,-I

P13Q ,- H(<= 1,-] LFZ *8<&70((: N- L/D= 1,1, j-]=2, j3]=1N ,- H(<= 1,-I

P13Q ,- H(<= 1,-] */)7<( *8<&70((: N- L/D= 1,1, j-]=2, j3]=1N ,- H(<= 1,-I

P13Q ,- H(<= 1,-] .$<$# *8<&70((: N- L/D= 1,1, j-]=2, j3]=1N ,- H(<= 1,-I

P12Q ,2 F75= 1,-3 O7# X("c N- L/D= 1,1- j--=11 jA]=]N ,- H(<= 1,1,

P1IQ -I= L<) 1,-2 LFZ *8<&70((: N- L/D= 1,1- j>=22 jA>=1> ,- H(<= 1,1,

P1IQ -I= L<) 1,-2 */)7<( *8<&70((: N- L/D= 1,1- j>=22 jA>=1> ,- H(<= 1,1,

P1IQ -I L<)= 1,-2 .$<$# *8<&70((: N- L/D= 1,1- j>=22 jA>=1> ,- H(<= 1,1,


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*" ?@ABCDBEFGH

P"Q W<9"7#: $#+ :J$)(: "::/(+ 7# 9J( (C()%":( 76 7<9"7#: 97 O7# X("c $#+ L#+)(T 4(##"( $)( :/Ec(%9 97 $# (:%)7T=O7# X("cb: (:%)7T <()"7+ %788(#%"#D 7# 9J( +$9( 76 "::/( $#+ (#+"#D 7# 12 W%97E() 1,-I= L#+)(T 4(##"(b:(:%)7T <()"7+ %788(#%"#D 7# 9J( +$9( 76 "::/( $#+ (#+"#D 7# ,- .$#/$)0 1,-I=

W<9"7#: <()9$"#"#D 97 :()"(: -2@ -I@ 1N@ 1A@ 1> $#+ 13 5(:9 "# $%%7)+$#%( T"9J 9J( %78<7/#+ $##/$& *BH D)7T9J )$9(75() 9J( )(&(5$#9 9J)((G0($) <()67)8$#%( <()"7+=

[(:: 9J$# I? ,?

I? /< 97 &(:: 9J$# I=>? -,?

I=>? /< 97 &(:: 9J$# -,? 1,?

OB* *BH <()%(#9$D( D)7T9J -,? /< 97 &(:: 9J$# -,=>? A,?

75() 9J( )(&(5$#9 <()67)8$#%( <()"7+ -,=>? /< 97 &(:: 9J$# --? >,?

PjL;OQ --? /< 97 &(:: 9J$# -1? ],?

-1? /< 97 &(:: 9J$# -N? 3,?

-N? /< 97 &(:: 9J$# -A? 2,?

-A? /< 97 &(:: 9J$# ->? I,?

->? 7) 75() -,,?

W<9"7#: <()9$"#"#D 97 :()"(: 1,@ 1-@ 11@ 1A@ 1] $#+ 13 5(:9 "# $%%7)+$#%( T"9J 9J( 67&&7T"#D 9$E&(= M6 9J( 7<9"7#: 5(:9@9J( 5(:9"#D +$9( T"&& E( 9J( +$9( 7# TJ"%J 9J( OB* */)7<( *UMR 9J)((G0($) <()67)8$#%( ": +(9()8"#(+= M6 9J( 7<9"7#:+7 #79 5(:9@ 9J(0 $/978$9"%$&&0 &$<:(= W<9"7#: D)$#9(+ 97 L#+)(T 4(##"(@ \J"(6 *C(%/9"5( W66"%() */)7<( $)( :/Ec(%997 (:%)7T %7#+"9"7#:=

[(:: 9J$# I,? ,?

*/)7<( *UMR <()67)8$#%( I,? 1>?

PrQ X7)( 9J$# I,? E/9 &(:: 9J$#-,,?

U(9T((# 1>? $#+ -,,? 7# $<)7G)$9$ E$:":

-,,? 7) 87)( -,,?

W<9"7#: <()9$"#"#D 97 :()"(: 1A $#+ 13 5(:9 "# $%%7)+$#%( T"9J 9J( E(&7T 9$E&( $#+ $)( :/Ec(%9 97 $ OB* .$<$#*UMROL <()67)8$#%( J/)+&( 75() $ 9J)((G0($) <()67)8$#%( <()"7+=

[(:: 9J$# I]? ,?

.$<$# *UMR <()67)8$#%( I]? 1>?

PsQ X7)( 9J$# I]? E/9 &(:: 9J$#-,,?

U(9T((# 1>? $#+ -,,? 7# $<)7G)$9$ E$:":

-,,? 7) 87)( -,,?

W9J() 9J$# 9J( $E75( 5(:9"#D %7#+"9"7#: :<(%"6"(+ E0 4(D"7#@ 9J()( $)( #7 6/)9J() :()5"%( 7) <()67)8$#%( %)"9()"$ 9J$9#((+ 97 E( 8(9 E(67)( 9J( 7<9"7#: 5(:9=


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*" ?@ABCDBEFGH

W<9"7#: <()9$"#"#D 97 :()"(: 12 $#+ 1I 5(:9 "# $%%7)+$#%( T"9J 9J( E(&7T 9$E&( $#+ $)( E$:(+ 7# $ :&"+"#D :%$&(76 9J( \78<$#0Y: %/8/&$9"5( $##/$& %78<7/#+ ($)#"#D: <() :J$)( P*BHQ D)7T9J 67) ^)7/< E$:(+ )7&(:@ 7) $%78E"#$9"7# 76 9J( \78<$#0Y: %/8/&$9"5( $##/$& %78<7/#+ *BH $#+ 9J( %/8/&$9"5( )(D"7#$& *UMR 9$)D(9 75()9J( <()67)8$#%( <()"7+ 67) )(D"7#$& :<(%"6"% )(&(5$#9 )7&(:=

[(:: 9J$# -1? ,? [(:: 9J$# IN? ,?

-1? /< 97 &(:: 9J$# -N? 1,? IN? 1>?

-N? /< 97 &(:: 9J$# -A? N,? IA? N>?

-A? /< 97 &(:: 9J$# ->? A,? I>? A>?

->? /< 97 &(:: 9J$# -]? >,? I]? >>?

-]? /< 97 &(:: 9J$# -3? ],? ]3? ]>?

-3? /< 97 &(:: 9J$# -2? 3,? I2? 3>?

-2? /< 97 &(:: 9J$# -I? 2,? II? 2,?

-I? /< 97 &(:: 9J$# 1,? I,? -,,? 2>?

1,? 7) 75() -,,? -,-? I,?

-,1? I>?

-,N? 7) 87)( -,,?

O/)"#D 9J( 0($)@ 9J( 67&&7T"#D gXB (C()%":(+ 7<9"7#: 9J$9 T()( D)$#9(+ 97 9J(8 $: <$)9 76 9J(") )(8/#()$9"7#= *$%J7<9"7# %7#5()9: "#97 7#( 7)+"#$)0 :J$)( 76 OB* ["8"9(+=

O7# X("c N,,@,,, N,,@,,, j]@2]3@,,, j#"&

4"%J$)+ \7#(0 >A@,,, >A@,,, j-@1N]@,], j#"&

L#+)(T 4(##"( ->,@,,, ->,@,,, j1@A32@,,, j#"&

.7:J g"&"8#"S G G G j#"&

F"%S g#"DJ9 13@,,, 13@,,, j]-2@,N, j#"&

L&&$# \7&&"#: N2@>,, N2@>,, j22-@1]> j#"&

X"%J$(& ^"&&(:<"( 2@,,, 2@,,, j-2N@-1, j#"&

H%799 W(&S(): G G G j#"&


For

per

sona

l use

onl

y


/#*3$#/!.&)$ )4 %&/#1.)/, !$% 6*" ?@ABCDBEFGH

RJ( 67&&7T"#D 9$E&( :/88$)":(: 9J( 5$&/( 76 7<9"7#: (C()%":(+ 7) &$<:(+ +/)"#D 9J( 6"#$#%"$& 0($) 97 +")(%97): $#+:(#"7) 8$#$D(8(#9K

O7# X("c 1@-A2@,,, -1@31]@,,, G

4"%J$)+ \7#(0 NII@,], 1@N11@,,, G

L#+)(T 4(##"( -@>3]@>,, ]@N3>@,,, G

.7:J g"&"8#"S G G G

F"%S g#"DJ9 -II@>N, -@1],@I,, G

L&&$# \7&&"#: 12A@>-> -@]>>@>,, G

X"%J$(& ^"&&(:<"( >I@-1, NAA@,,, G

H%799 W(&S(): G G G

P"Q RJ( 5$&/( 76 7<9"7#: D)$#9(+ +/)"#D 9J( <()"7+ ": )(%7D#":(+ "# )(8/#()$9"7# 75() 9J( 5(:9"#D <()"7+ 76 9J(D)$#9@ "# $%%7)+$#%( T"9J L/:9)$&"$# $%%7/#9"#D :9$#+$)+:=

P""Q RJ( 5$&/( 76 7<9"7#: &$<:"#D +/)"#D 9J( <()"7+ +/( 97 9J( 6$"&/)( 97 :$9":60 $ 5(:9"#D %7#+"9"7# ": +(9()8"#(+$::/8"#D 9J( 5(:9"#D %7#+"9"7# J$+ E((# :$9":6"(+=

#*"0)8## ,5!/# ,15#*#

RJ( \78<$#0 J$: $+7<9(+ $# *8<&70(( HJ$)( L%V/":"9"7# B&$# P*HLBQ TJ"%J $&&7T: (&"D"E&( (8<&70((: PB$)9"%"<$#9:Q97 8$S( %7#9)"E/9"7#: 6)78 9J(") <)(G9$C %$:J :$&$)0 $#+ T$D(: 97 $%V/")( 6/&&0 <$"+ 7)+"#$)0 :J$)(: "# 9J( \78<$#0=B$)9"%"<$9"7# ": 57&/#9$)0= HJ$)(: T"&& E( $&&7%$9(+ 87#9J&0@ %788(#%"#D L<)"& 1,-3 $#+ (#+"#D ./#( 1,-2= HJ$)(: T"&&("9J() E( $%V/")(+ 7# 8$)S(9 7) 9J( \78<$#0 T"&& "::/( #(T :J$)(:=

RJ( 8$)S(9 <)"%( ":K

n M6 $#0 :J$)(: J$5( E((# $%V/")(+ 7#G8$)S(9@ 9J( $5()$D( %7:9 97 9J( \78<$#0 P(C%&/+"#D E)7S()$D( $#+9)$#:$%9"7# %7:9:Q 76 </)%J$:"#D $ HJ$)( 7# LHm@ 67) 9J( </)<7:( 76 <)75"+"#D $# $&&7%$9"7# 97 )(&(5$#9B$)9"%"<$#9:@ $: +(9()8"#(+ E0 9J( U7$)+ "# "9: +":%)(9"7#K $#+

n M6 $&& :J$)(: J$5( E((# "::/(+ +")(%9&0 E0 9J( \78<$#0@ 9J( >G+$0 57&/8( T("DJ9(+ $5()$D( <)"%( 76 HJ$)(: $:9)$+(+ 7# LHm /< 97 PE/9 (C%&/+"#DQ 9J( )(&(5$#9 $&&7%$9"7# +$9(@ $: +(9()8"#(+ E0 9J( U7$)+=

L&&7%$9(+ :J$)(: T"&& E( :/Ec(%9 97 9)$+"#D )(:9)"%9"7#: 67) -1 87#9J: 6)78 ($%J $&&7%$9"7# +$9( P/#&(:: 9J( (8<&70(((&(%9: 67) $ &7#D() )(:9)"%9"7# <()"7+ 76 /< 97 N 0($):Q=

O78"#7Y:*8<&70((HJ$)(L%V/":"9"7#B&$# P*HLBQ

W)+"#$)0 :J$)(:J(&+ /#+()

J7&+"#D &7%S

M::/( 76 7)+"#$)0 :J$)(:87#9J&0 97 (&"D"E&(

(8<&70((:

RJ( </)<7:( 76 9J( *HLB ": 97 (#%7/)$D( D(#()$&(8<&70(( (V/"90 <$)9"%"<$9"7# 9J)7/DJ 9$C

%7#%(::"7#$& &(D":&$9"7#@ TJ"%J %/))(#9&0 6$%"&"9$9(::$&$)0 :$%)"6"%(+ "::/(: 76 /< 97 j>@,,, 76 :J$)(:

$##/$&&0 <() (&"D"E&( (8<&70((=


For

per

sona

l use

onl

y


#*"0)8## ,5!/# ,15#*# ?@ABCDBEFGH

47:: L+&()

^)$#9 U7/)S(

B$/& \$5(

[0#+$ WY^)$+0

O7# X("c

4"%J$)+ \7#(0

L#+)(T 4(##"(

F"%S g#"DJ9

.7:J g"&"8#"S

L&&$# \7&&"#:

X"%J$(& ^"&&(:<"(

47:: L+&() 1,>@3I] G G G 1,>@3I] G

^)$#9 U7/)S( -@3I2@NAA G G G -@3I2@NAA G

B$/& \$5( N]I@-]] G G G N]I@-]] G

[0#+$ WY^)$+0 1@,,, G G G 1@,,, G

O7# X("c 1@-N2@N], G ],,@,,, P>-@>>NQ 1@]2]@2,3 G

4"%J$)+ \7#(0 1>@3-I G 2,@,,, P],@,,,Q A>@3-I G

L#+)(T 4(##"( 2>]@N3, G NNN@NNA P2N@,N2Q -@-,]@]]] G

F"%S g#"DJ9 A1@3,, G A,@,,, P-,@A-2Q 31@121 G

L&&$# \7&&"#: -3>@,,, G >3@>,, N1 1N1@>N1 G


For

per

sona

l use

onl

y


#*"0)8## ,5!/# ,15#*# ?@ABCDBEFGH

O7# X("c

4"%J$)+ \7#(0

L#+)(T 4(##"(

.7:J g"&"8#"S

F"%S g#"DJ9

L&&$# \7&&"#:

X"%J$(& ^"&&(:<"(

H%799 W(&S():

O7# X("c -@1,,@,,, A,,@,,, P],,@,,,Q G -@,,,@,,, ],,@,,,

4"%J$)+ \7#(0 -22@,,, >A@,,, P2,@,,,Q G -]1@,,, 2,@,,,

L#+)(T 4(##"( ]NN@NNA 1,,@,,, PNNN@NNAQ G >,,@,,, -]]@]]3

F"%S g#"DJ9 --A@,,, A3@,,, PA,@,,,Q G -1-@,,, A,@,,,

L&&$# \7&&"#: -NA@>,, N2@>,, P>3@>,,Q G -->@>,, >3@>,,

H%799 W(&S(): ],@,,, ],@,,, G G -1,@,,, G

1)$./!1., 4)/ ,#/I&1#, )4 6*"

O7# X("c > 0($): 2 F75(8E() 1,-3 -1 87#9J: -1 87#9J: -1 87#9J: )(8/#()$9"7#

4"%J$)+ \7#(0 W#D7"#D -] X$0 1,,> ] 87#9J: ] 87#9J: ] 87#9J: )(8/#()$9"7#

L#+)(T 4(##"( > 0($): 1 .$#/$)0 1,-A ] 87#9J: ] 87#9J: ] 87#9J: )(8/#()$9"7#

.7:J g"&"8#"S N 0($): - .$#/$)0 1,-2 ] 87#9J: ] 87#9J: ] 87#9J: )(8/#()$9"7#

F"%S g#"DJ9 W#D7"#D - W%97E() 1,-1 N 87#9J: N 87#9J: N 87#9J: )(8/#()$9"7#

L&&$# \7&&"#: W#D7"#D 2 .$#/$)0 1,-N N 87#9J: N 87#9J: N 87#9J: )(8/#()$9"7#

X"%J$(& ^"&&(:<"( W#D7"#D -> H(<9(8E() 1,-3 N 87#9J: N 87#9J: N 87#9J: )(8/#()$9"7#

RJ( +")(%97): E(&"(5( 9J$9 9J( )(8/#()$9"7# 67) ($%J 76 9J( gXB ": $<<)7<)"$9( D"5(# 9J(") $&&7%$9(+ $%%7/#9$E"&"9"(:@9J( :%$&( 76 9J( \78<$#0b: E/:"#(:: $#+ 9J( "#+/:9)0 "# TJ"%J 9J( \78<$#0 7<()$9(:= RJ( :()5"%( %7#9)$%9: 7/9&"#(9J( %78<7#(#9: 76 )(8/#()$9"7# <$"+ 97 9J( (C(%/9"5( +")(%97): $#+ gXB E/9 +7 #79 <)(:%)"E( J7T 9J( )(8/#()$9"7#&(5(&: $)( 87+"6"(+ 0($) 97 0($)= 4(8/#()$9"7# &(5(&: $)( )(5"(T(+ ($%J 0($) 97 9$S( "#97 $%%7/#9 %7:9G76G&"5"#D%J$#D(:@ $#0 %J$#D( "# 9J( :%7<( 76 9J( )7&( <()67)8(+ E0 9J( gXB $#+ $#0 %J$#D(: )(V/")(+ 97 8((9 9J( <)"#%"<&(:76 9J( 4(8/#()$9"7# B7&"%0=

*$%J 76 9J( gXB J$: $D)((+ 9J$9 +/)"#D 9J(") (8<&708(#9 $#+ 67) $ <()"7+ 76 /< 97 :"C 87#9J: $69()T$)+:@ 9J(0 T"&&#79 %78<(9( T"9J 9J( \78<$#0@ %$#5$::@ :7&"%"9@ "#+/%( 7) (#%7/)$D( $#0 <():7# TJ7 ": 7) T$: $# (8<&70(( 76 9J(\78<$#0 $9 $#0 9"8( +/)"#D 9J( (8<&708(#9 <()"7+ 97 &($5( 9J( \78<$#0 7) "#9()6()( "# $#0 T$0 T"9J 9J()(&$9"7#:J"< E(9T((# 9J( \78<$#0 $#+ "9: %&"(#9:@ %/:978():@ (8<&70((:@ %7#:/&9$#9: 7) :/<<&"():=

O7# X("c@ X$#$D"#D O")(%97)d^)7/< \*W@ J$: $ %7#9)$%9 76 (8<&708(#9 T"9J O78"#7b: B"__$ *#9()<)":(: ["8"9(++$9(+ 2 F75(8E() 1,-3= RJ( %7#9)$%9 :<(%"6"(: 9J( +/9"(: $#+ 7E&"D$9"7#: 97 E( 6/&6"&&(+ E0 9J( ^)7/< \*W $#+<)75"+(: 9J$9 9J( U7$)+ $#+ ^)7/< \*W T"&&@ ($)&0 "# ($%J 6"#$#%"$& 0($)@ %7#:/&9 $#+ $D)(( 7Ec(%9"5(: 67)$%J"(5(8(#9 +/)"#D 9J$9 0($)=


For

per

sona

l use

onl

y


1)$./!1., 4)/ ,#/I&1#, )4 6*" ?@ABCDBEFGH

O7# X("cb: %7#9)$%9 <)75"+(: 9J$9 J( 8$0 9()8"#$9( 9J( $D)((8(#9 E0 D"5"#D -1 87#9Jb: T)"99(# #79"%(= e( 8$0 $&:7)(:"D# 7# 7#( 87#9Jb: #79"%( "6 9J()( ": $ %J$#D( "# %7#9)7& 76 9J( \78<$#0@ $#+ J( 67)8: 9J( )($:7#$E&( 7<"#"7#9J$9 9J()( J$5( E((# 8$9()"$& %J$#D(: 97 9J( <7&"%"(:@ :9)$9(D"(: 7) 6/9/)( <&$#: 76 9J( U7$)+ $#+@ $: $ )(:/&9@ J( T"&&#79 E( $E&( 97 "8<&(8(#9 J": :9)$9(D0 7) <&$#: 67) 9J( +(5(&7<8(#9 76 9J( \78<$#0 7) "9: <)7c(%9:= M6 O7# X("c)(:"D#: 67) 9J": )($:7#@ 9J(# "# )(%7D#"9"7# 76 J": <$:9 :()5"%( 97 9J( \78<$#0@ 7# 9J( +$9( 76 9()8"#$9"7#@ "# $++"9"7#97 $#0 <$08(#9 8$+( 97 J"8 +/)"#D 9J( #79"%( <()"7+ 7) E0 9J( \78<$#0 "# &"(/ 76 #79"%(@ 9J( \78<$#0 8/:9 <$0J"8 $# $87/#9 (V/$& 97 9J( :$&$)0 %78<7#(#9 $#+ :/<()$##/$9"7# 9J$9 T7/&+ J$5( E((# <$"+ 97 J"8 "# 9J( -187#9J: $69() 9J( +$9( 76 9()8"#$9"7#=

L %J$#D( "# %7#9)7& 7%%/): TJ(# $#0 :J$)(J7&+() P("9J() $&7#( 7) 97D(9J() T"9J "9: $::7%"$9(:Q J$5"#D $ )(&(5$#9"#9()(:9 "# &(:: 9J$# >,? 76 9J( "::/(+ :J$)(: "# 9J( \78<$#0 $%V/")(: $ )(&(5$#9 "#9()(:9 "# >,? 7) 87)( 76 9J( :J$)(:7# "::/( $9 $#0 9"8( "# 9J( %$<"9$& 76 9J( \78<$#0 7) 9J( %78<7:"9"7# 76 $ 8$c7)"90 76 9J( U7$)+ %J$#D(: 67) $ )($:7#79J() 9J$# )(9")(8(#9 "# 9J( #7)8$& %7/):( 76 E/:"#(:: 7) +($9J=

$)$M#'#13.&I# %&/#1.)/,

RJ( \7#:9"9/9"7# 76 9J( \78<$#0 <)75"+(: 9J$9 #7#G(C(%/9"5( +")(%97): $)( (#9"9&(+ 97 )(%("5( )(8/#()$9"7# 67) 9J("):()5"%(: $: +(9()8"#(+ E0 9J( \78<$#0 "# $ D(#()$& 8((9"#D= RJ( \78<$#0 J$: )(:7&5(+ 9J$9 9J( 8$C"8/8$DD)(D$9( $87/#9 76 +")(%97):b 6((: PTJ"%J +7(: #79 "#%&/+( )(8/#()$9"7# 76 (C(%/9"5( +")(%97): $#+ 79J()#7#G+")(%97) :()5"%(: <)75"+(+ E0 +")(%97):Q ": j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c(%9 97 9J( LHm [":9"#D 4/&(: $#+ 9J( =

F7#G(C(%/9"5( +")(%97): +7 #79 )(%("5( <()67)8$#%(GE$:(+ )(8/#()$9"7#= O")(%97):b 6((: %75() $&& 8$"# U7$)+$%9"5"9"(:=

!((: 67) 9J( %/))(#9 6"#$#%"$& 0($) 67) 9J( #7#G(C(%/9"5( +")(%97): T()( j-,,@,,, <() +")(%97) <() $##/8 P1,-3Kj-,,@,,,Q@ \J$")8$# 76 9J( U7$)+ T$: j1>,@,,, <() $##/8 P1,-3K j1>,@,,,Q@ O(</90 \J$")8$# 76 9J( U7$)+d \J$")8$#76 9J( L/+"9 \788"99(( T$: j-],@,,, P1,-3K j-],@,,,Q $#+ O")(%97)d\J$")8$# 76 9J( F78"#$9"7# h 4(8/#()$9"7#\788"99(( T$: j--1@,,, P1,-3K j--1@,,,Q@ <&/: :/<()$##/$9"7# TJ()( $<<&"%$E&(=

H"D#(+ "# $%%7)+$#%( T"9J $ )(:7&/9"7# 76 9J( +")(%97): 8$+( </):/$#9 97 :=1I2P1Q 76 9J( =

W# E(J$&6 76 9J( +")(%97):

.$%S \7T"#F7#G*C(%/9"5( \J$")8$#H0+#(0@ -N L/D/:9 1,-2

O7# X("cX$#$D"#D O")(%97)d ^)7/< \J"(6 *C(%/9"5( W66"%()H0+#(0@ -N L/D/:9 1,-2


For

per

sona

l use

onl

y

mitchell.sharpley

Stamp

mitchell.sharpley

Stamp

Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms, and their related entities. DTTL (also referred to as “Deloitte

Global”) and each of its member firms are legally separate and independent entities. DTTL does not provide services to clients. Please see www.deloitte.com/about to learn more.

The entity named herein is a legally separate and independent entity. In providing this document, the author only acts in the named capacity and does not act in any other

capacity. Nothing in this document, nor any related attachments or communications or services, have any capacity to bind any other entity under the ‘Deloitte’ network of

member firms (including those operating in Australia).

Liability limited by a scheme approved under Professional Standards Legislation.

Member of Deloitte Touche Tohmatsu Limited

13 August 2018

Dear Directors,

Domino’s Pizza Enterprises Limited

In accordance with section 307C of the Corporations Act 2001, I am pleased to provide the following

declaration of independence to the directors of Domino’s Pizza Enterprises Limited.

As lead audit partner for the audit of the financial statements of Domino’s Pizza Enterprises Limited for

the financial year ended 1 July 2018, I declare that to the best of my knowledge and belief, there have

been no contraventions of:

(i) the auditor independence requirements of the Corporations Act 2001 in relation to the

audit; and

(ii) any applicable code of professional conduct in relation to the audit.

Yours sincerely

DELOITTE TOUCHE TOHMATSU

Stephen Tarling

Partner

Chartered Accountants

The Directors

Domino’s Pizza Enterprises Limited

Level 5, KSD1

485 Kingsford Smith Drive

HAMILTON QLD 4007

Deloitte Touche Tohmatsu

ABN 74 490 121 060

Level 23, Riverside Centre

123 Eagle Street Brisbane, QLD, 4000

Australia

Phone: +61 7 3308 7000

www.deloitte.com.au

For

per

sona

l use

onl

y

mitchell.sharpley

Stamp

mitchell.sharpley

Stamp

Liability limited by a scheme approved under Professional Standards Legislation.

Member of Deloitte Touche Tohmatsu Limited

Independent Auditor’s Report to the Members of

Domino’s Pizza Enterprises Limited Report on the Audit of the Financial Report Opinion We have audited the financial report of Domino’s Pizza Enterprises Limited (the “Company”) and its subsidiaries (the “Group”), which comprises the consolidated statement of financial position as at 1 July 2018, the consolidated statement of profit or loss, consolidated statement of other comprehensive income, the

consolidated statement of cash flows and the consolidated statement of changes in equity for the year then ended on that date, and notes to the financial statements, including a summary of significant accounting policies, and the directors’ declaration. In our opinion the accompanying financial report of the Group, is in accordance with the Corporations Act 2001, including:

(i) giving a true and fair view of the Company and Group’s financial position as at 1 July 2018 and of their financial performance for the year then ended; and

(ii) complying with Australian Accounting Standards and the Corporations Regulations 2001.

Basis for Opinion We conducted our audit in accordance with Australian Auditing Standards. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Report section

of our report. We are independent of the Group in accordance with the auditor independence requirements of the Corporations Act 2001 and the ethical requirements of the Accounting Professional and Ethical Standards Board’s APES 110 Code of Ethics for Professional Accountants (the Code) that are relevant to our audit of the financial report in Australia. We have also fulfilled our other ethical responsibilities in accordance with the Code. We confirm that the independence declaration required by the Corporations Act 2001, which has been given

to the directors of the Company, would be in the same terms if given to the directors as at the time of this auditor’s report. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Deloitte Touche Tohmatsu ABN 74 490 121 060 Level 23, Riverside Centre 123 Eagle Street Brisbane, QLD, 4000 Australia Phone: +61 (0) 7 3308 7000 www.deloitte.com.au

For

per

sona

l use

onl

y

Key Audit Matters Key audit matters are those matters that, in our professional judgement, were of most significance in our

audit of the financial report of the current period. These matters were addressed in the context of our audit of the financial report as a whole, and in forming our opinion thereon, and we do not provide a separate

opinion on these matters.

Key Audit Matter How the scope of our audit responded to the Key Audit Matter

Carrying Value of Goodwill and Indefinite Life Intangible Assets in the Japan and Germany Cash Generating Units (CGUs) As at 1 July 2018, the carrying value of the

Japan CGU included goodwill of $249.2 million and indefinite life intangible assets of $42.5 million. The carrying value of the German CGU included goodwill of $79.7m million and indefinite life intangible assets of $189.8 million, as disclosed in Note 9.

The evaluation of the recoverable amount is

affected by management’s expectations on the market growth rates and sensitivity in discount rates which requires significant judgement in determining the expected present value of future cash flows of the CGU.

In conjunction with our valuation experts, our procedures included, but were not limited to: • Evaluating the appropriateness of the methodology

applied by the directors in calculating the

recoverable amounts of the CGUs; • Challenging the assumptions used to calculate the

discount rates and recalculating these rates; • Assessing the projected cash flows, operating

margins and expected growth rates against historical performance, and published industry economic data;

• Evaluating the Group’s categorisation of CGUs and

the allocation of goodwill to the carrying value of CGUs based on our understanding of the Group’s business;

• Testing the mathematical accuracy of the recoverable amount models; and

• Performing sensitivity analysis on the recoverable

amount of the CGU’s around the key drivers of growth rates used in the cash flow forecasts and the discount rate used.

We also assessed the appropriateness of the disclosures included in note 9 to the financial statements.

Valuation of the put option related to the future exit of the non-controlling interest in the German component

As at 1 July 2018, the put option relating to

the non-controlling interest in Germany is valued at $88.9 million as disclosed in Notes 21 and 22. The put option financial liability is classified as Level 3 on the fair value hierarchy due to significant unobservable inputs used to

determine fair value. Consequently, management are required to make significant judgements in respect of valuation inputs relating to market growth rates, the expected timing of exercise of the put option and the discount rates.

In conjunction with our valuation experts, our procedures included, but were not limited to: • Assessing the appropriateness of the methodology

applied by management’s expert in valuing the

option and assessing the key assumptions used, including expected future earnings of the component, the expected timing of exercise of the put option and the discount rate;

• Evaluating the independence, competence and objectivity of management’s expert;

• Assessing the assumptions used in the valuation

model to ensure they are in accordance with the terms of the put options as prescribed by the shareholders’ agreement;

• Performing a sensitivity analysis over the key assumptions in the valuation model; and

• Testing the mathematical accuracy of the put option

calculation. We also assessed the appropriateness of the disclosures

included in Notes 21 and 22 to the financial statements.

Business acquisition of Hallo Pizza GmbH in

Germany As disclosed in Note 7 and 9, the Group completed the acquisition of 100% of the shares in Hallo Pizza GmbH and the intellectual property rights pertaining to the Hallo Pizza business in Germany for consideration of Euro

34 million (approximately $54 million).

In conjunction with our valuation specialists our

procedures included, but were not limited to: • Reading the Purchase and Sale agreement to

understand the terms and conditions of the transaction and evaluating management’s application of the relevant accounting standards including appropriateness of the acquisition date

and identification of the acquiring entity; • Challenging the appropriateness of valuation

methodologies and key judgements adopted by

For

per

sona

l use

onl

y

Accounting for acquisitions is complex and involves a number of significant judgements

and estimates as disclosed in Note 7 and 9 including:

• the identification of and fair value attributed to the separately identifiable assets and liabilities acquired, including intangible assets; and

• the determination of the useful lives of the acquired intangible assets.

management in determining the fair values of the brand, franchise network, software, customer

relationships and licences which include: - EBITDA margins; - non-recurring costs;

- growth rates; - discount rates; and - attrition rates.

• Assessing the useful lives of the intangible assets,

based on the nature of the assets and industry practice.

We also assessed the appropriateness of the disclosures included in Notes 7 and 9 to the financial statements.

Other Information The directors are responsible for the other information. The other information comprises the Directors’ Report, Additional Securities Exchange Information, Glossary and the Corporate Directory, which we obtained prior to the date of this auditor’s report, and also includes the following information which will be included in the annual

report (but does not include the financial report and our auditor’s report thereon): Group Highlights, which is

expected to be made available to us after that date. Our opinion on the financial report does not cover the other information and we do not and will not express any form of assurance conclusion thereon. In connection with our audit of the financial report, our responsibility is to read the other information identified

above and, in doing so, consider whether the other information is materially inconsistent with the financial report or our knowledge obtained in the audit, or otherwise appears to be materially misstated. If, based on the work we have performed on the other information that we obtained prior to the date of this auditor’s report, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

When we read the Group Highlights, if we conclude that there is a material misstatement therein, we are required to communicate the matter to the directors and use our professional judgement to determine the appropriate action. Responsibilities of the Directors for the Financial Report

The directors of the Company are responsible for the preparation of the financial report that gives a true and

fair view in accordance with Australian Accounting Standards and the Corporations Act 2001 and for such internal control as the directors determine is necessary to enable the preparation of the financial report that gives a true and fair view and is free from material misstatement, whether due to fraud or error. In preparing the financial report, the directors are responsible for assessing the ability of the Group to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless directors either intend to liquidate the Group or to cease operations, or have no

realistic alternative but to do so. Auditor’s Responsibilities for the Audit of the Financial Report Our objectives are to obtain reasonable assurance about whether the financial report as a whole is free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our

opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with the Australian Auditing Standards will always detect a material misstatement when it exists.

Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of this financial report. As part of an audit in accordance with the Australian Auditing Standards, we exercise professional judgement

and maintain professional scepticism throughout the audit. We also:

• Identify and assess the risks of material misstatement of the financial report, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.

For

per

sona

l use

onl

y

• Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Group’s internal control.

• Evaluate the appropriateness of accounting policies used and the reasonableness of accounting

estimates and related disclosures made by the directors.

• Conclude on the appropriateness of the director’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Group’s ability to continue as a going concern. If we

conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial report or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the Group to cease to continue as a going concern.

• Evaluate the overall presentation, structure and content of the financial report, including the

disclosures, and whether the financial report represents the underlying transactions and events in a manner that achieves fair presentation.

• Obtain sufficient appropriate audit evidence regarding the financial information of the entities or business activities within the Group to express an opinion on the financial report. We are responsible

for the direction, supervision and performance of the Group’s audit. We remain solely responsible for

our audit opinion. We communicate with the directors regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit. We also provide the directors with a statement that we have complied with relevant ethical requirements

regarding independence, and to communicate with them all relationships and other matters that may reasonably be thought to bear on our independence, and where applicable, related safeguards. From the matters communicated with the directors, we determine those matters that were of most significance in the audit of the financial report of the current period and are therefore the key audit matters. We describe these matters in our auditor’s report unless law or regulation precludes public disclosure about the matter or when, in extremely rare circumstances, we determine that a matter should not be communicated in our report

because the adverse consequences of doing so would reasonably be expected to outweigh the public interest benefits of such communication.

Report on the Remuneration Report Opinion on the Remuneration Report

We have audited the Remuneration Report included in pages 8 to 23 of the Director’s Report for the year ended 1 July 2018. In our opinion, the Remuneration Report of Domino’s Pizza Enterprises Limited, for the year ended 1 July 2018, complies with section 300A of the Corporations Act 2001.

Responsibilities The directors of Domino’s Pizza Enterprises Limited are responsible for the preparation and presentation of the Remuneration Report in accordance with section 300A of the Corporations Act 2001. Our responsibility is to express an opinion on the Remuneration Report, based on our audit conducted in accordance with Australian Auditing Standards.

DELOITTE TOUCHE TOHMATSU

Stephen Tarling Partner Chartered Accountants Brisbane, 13 August 2018

For

per

sona

l use

onl

y

mitchell.sharpley

Stamp

mitchell.sharpley

Stamp

O")(%97):Y +(%&$)$9"7#RJ( +")(%97): +(%&$)( 9J$9K

P$Q "# 9J( +")(%97):b 7<"#"7#@ 9J()( $)( )($:7#$E&( D)7/#+: 97 E(&"(5( 9J$9 9J( \78<$#0 T"&& E( $E&( 97 <$0 "9:+(E9: $: $#+ TJ(# 9J(0 E(%78( +/( $#+ <$0$E&(o

PEQ "# 9J( +")(%97):b 7<"#"7#@ 9J( $99$%J(+ 6"#$#%"$& :9$9(8(#9: $)( "# %78<&"$#%( T"9J M#9()#$9"7#$& !"#$#%"$&4(<7)9"#D H9$#+$)+:@ $: :9$9(+ "# 9J( E$:": 76 <)(<$)$9"7# #79( 97 9J( 6"#$#%"$& :9$9(8(#9:o

P%Q "# 9J( +")(%97):b 7<"#"7#@ 9J( $99$%J(+ 6"#$#%"$& :9$9(8(#9: $#+ #79(: 9J()(97 $)( "# $%%7)+$#%( T"9J 9J(@ "#%&/+"#D %78<&"$#%( T"9J $%%7/#9"#D :9$#+$)+: $#+ D"5"#D $ 9)/( $#+ 6$") 5"(T 76 9J(

6"#$#%"$& <7:"9"7# $#+ <()67)8$#%( 76 9J( ^)7/<o $#+

P+Q 9J( +")(%97): J$5( E((# D"5(# 9J( +(%&$)$9"7#: )(V/")(+ E0 :=1I>L 76 9J( =

H"D#(+ "# $%%7)+$#%( T"9J $ )(:7&/9"7# 76 9J( +")(%97): 8$+( </):/$#9 97 :=1I>P>Q 76 9J( =

W# E(J$&6 76 9J( +")(%97):

O7# X("cX$#$D"#D O")(%97)d ^)7/< \J"(6 *C(%/9"5( W66"%()H0+#(0@-N L/D/:9 1,-2


For

per

sona

l use

onl

y

mitchell.sharpley

Stamp

&$%#' .) .5# 4&$!$1&!0 /#")/.

\7#:7&"+$9(+ :9$9(8(#9 76 <)76"9 7) &7:: N-

\7#:7&"+$9(+ :9$9(8(#9 76 79J() %78<)(J(#:"5( "#%78( N1

\7#:7&"+$9(+ :9$9(8(#9 76 6"#$#%"$& <7:"9"7# NN

\7#:7&"+$9(+ :9$9(8(#9 76 %J$#D(: "# (V/"90 NA

\7#:7&"+$9(+ :9$9(8(#9 76 %$:J 6&7T: N>

F79(: 97 9J( 6"#$#%"$& :9$9(8(#9: N]

L++"9"7#$& :(%/)"9"(: (C%J$#D( "#67)8$9"7# -,]

^&7::$)0 -,2

\7)<7)$9( +")(%97)0 -,I

U7$)+ 76 O")(%97): --,


For

per

sona

l use

onl

y

\7#:7&"+$9(+ :9$9(8(#9 76 <)76"9 7) &7::67) 9J( 0($) (#+(+ ,- ./&0 1,-2

F79(1,-3jY,,,

4(5(#/( 1 3I,@2]-

W9J() )(5(#/( 1 121@1]A

W9J() D$"#: $#+ &7::(: N -2@>]]

!77+@ (V/"<8(#9 $#+ <$%S$D"#D (C<(#:(: PN>A@-13Q

*8<&70(( E(#(6"9: (C<(#:( A P1NI@A3-Q

B&$#9 $#+ (V/"<8(#9 %7:9: P-I@33]Q

O(<)(%"$9"7# $#+ $87)9":$9"7# (C<(#:( A PA]@N]IQ

W%%/<$#%0 (C<(#:(: A PNI@IANQ

!"#$#%( %7:9: A P>@AI-Q

X$)S(9"#D (C<(#:(: PAI@11,Q

470$&9"(: (C<(#:( P>1@121Q

H97)( )(&$9(+ (C<(#:(: P1-@3IIQ

\788/#"%$9"7# (C<(#:(: P-3@3],Q

L%V/":"9"7#@ "#9(D)$9"7# $#+ %7#5():"7# )(&$9(+ %7:9: P12@N2AQ

W9J() (C<(#:(: P]]@N2IQ

->,@]2,

M#%78( 9$C (C<(#:( ] PAA@23]Q

-,>@2,A

WT#(): 76 9J( <$)(#9 -,1@2>3

F7#G%7#9)7&&"#D "#9()(:9: 1@IA3

-,>@2,A

\(#9:

U$:"% P%(#9: <() :J$)(Q -3 --]=,

O"&/9(+ P%(#9: <() :J$)(Q -3 --A=3

RJ": :9$9(8(#9 :J7/&+ E( )($+ "# $%%78<$#"8(#9 T"9J 9J( #79(: 97 9J( 6"#$#%"$& :9$9(8(#9:=


For

per

sona

l use

onl

y

\7#:7&"+$9(+ :9$9(8(#9 76 79J() %78<)(J(#:"5( "#%78(67) 9J( 0($) (#+(+ ,- ./&0 1,-2

1,-3jY,,,

^$"#dP&7::Q 7# #(9 "#5(:98(#9 J(+D( 9$S(# 97 (V/"90 >@-N1

*C%J$#D( +"66()(#%(: $)":"#D 7# 9)$#:&$9"7# 76 67)("D# 7<()$9"7#: PN>@3N]Q

^$"#dP&7::Q 7# %$:J 6&7T J(+D(: 9$S(# 97 (V/"90 3@-3]

M#%78( 9$C )(&$9"#D 97 %78<7#(#9: 76 79J() %78<)(J(#:"5( "#%78( P-@211Q

W9J() %78<)(J(#:"5( D$"#dP&7::Q 67) 9J( <()"7+@ #(9 76 9$C P1>@1>,Q

2,@>>A

4(8($:/)(8(#9 76 +(6"#(+ E(#(6"9 7E&"D$9"7# I>,

M#%78( 9$C )(&$9"#D 97 %78<7#(#9: 76 79J() %78<)(J(#:"5( "#%78( P1INQ

]>3

P1A@>INQ

2-@1--

R79$& %78<)(J(#:"5( "#%78( 67) 9J( <()"7+ ": $99)"E/9$E&( 97K

WT#(): 76 9J( <$)(#9 2>@2N>

F7#G%7#9)7&&"#D "#9()(:9: PA@]1AQ

RJ": :9$9(8(#9 :J7/&+ E( )($+ "# $%%78<$#"8(#9 T"9J 9J( #79(: 97 9J( 6"#$#%"$& :9$9(8(#9:=


For

per

sona

l use

onl

y

\7#:7&"+$9(+ :9$9(8(#9 76 6"#$#%"$& <7:"9"7#$: $9 ,- ./&0 1,-2

F79(1,-3jY,,,

\$:J $#+ %$:J (V/"5$&(#9: > >,@A>A

R)$+( $#+ 79J() )(%("5$E&(: -, 31@]->

W9J() 6"#$#%"$& $::(9: 1, -2@32A

M#5(#97)"(: -N 1-@,I2

\/))(#9 9$C $::(9: ] A3,

W9J() $::(9: -, 1A@A,A

-23@21>

W9J() 6"#$#%"$& $::(9: 1, >N@-2-

M#5(:98(#9 "# c7"#9 5(#9/)( 1> N@1N-

B)7<()90@ <&$#9 $#+ (V/"<8(#9 2 -I2@]3A

^77+T"&& I N23@---

W9J() "#9$#D"E&( $::(9: I N,1@3A>

W9J() $::(9: -, 1]

IAA@I]2

-@-N1@3IN

R)$+( $#+ 79J() <$0$E&(: -- -N]@N3]

U7))7T"#D: -I -3@I-,

W9J() 6"#$#%"$& &"$E"&"9"(: 1- >A@>I2

\/))(#9 9$C &"$E"&"9"(: ] I@NNI

B)75":"7#: -1 --@I1N

1N,@-A]

U7))7T"#D: -I N--@NN,

W9J() 6"#$#%"$& &"$E"&"9"(: 1- -1,@123

B)75":"7#: -1 3@2>-

O(6())(+ 9$C &"$E"&"9"(: ] A2@-->

A23@>2N

3-3@31I

A->@,]A

M::/(+ %$<"9$& -A NA,@,A,

4(:()5(: -A P2>@>A>Q

4(9$"#(+ ($)#"#D: -A -],@>]I

A->@,]A

RJ": :9$9(8(#9 :J7/&+ E( )($+ "# $%%78<$#"8(#9 T"9J 9J( #79(: 97 9J( 6"#$#%"$& :9$9(8(#9:=


For

per

sona

l use

onl

y

\7#:7&"+$9(+ :9$9(8(#9 76 %J$#D(: "# (V/"90 67) 9J( 0($) (#+(+ ,- ./&0 1,-2

U$&$#%( $9 ,A ./&0 1,-] 1A2@>>A P2@32-Q 12@2]1 P2@223Q -NA@3I2 G NIA@>A]

B)76"9 67) 9J( <()"7+ G G G G -,1@2>3 1@IA3 -,>@2,A

W9J() %78<)(J(#:"5( "#%78( G 2@]1N P1]@-N3Q AI1 G P3@>3-Q P1A@>INQ

R79$& %78<)(J(#:"5( "#%78( 67) 9J( <()"7+ G 2@]1N P1]@-N3Q AI1 -,1@2>3 PA@]1AQ 2-@1--

M::/( 76 :J$)(: 97 #7#G%7#9)7&&"#D "#9()(:9 G G G G G P-@A2]Q P-@A2]Q

M::/( 76 :J$)( %$<"9$& /#+() (8<&70(( :J$)( 7<9"7# <&$# I-@A2] G G G G G I-@A2]

HJ$)( 7<9"7#: 9)/:9 G G G IA G G IA

4(%7D#"9"7# 76 :J$)( E$:(+ <$08(#9: G G G P]>@1,IQ G G P]>@1,IQ

F7#G%7#9)7&&"#D "#9()(:9 </9 7<9"7# G G G P-A@],1Q G ]@--, P2@AI1Q

O"5"+(#+: <)75"+(+ 67) 7) <$"+ G G G G P33@,2]Q G P33@,2]Q

U$&$#%( $9 ,1 ./&0 1,-3 NA,@,A, P->2Q 1@31> P22@--1Q -],@>]I G A->@,]A

B)76"9 67) 9J( <()"7+ G G G G -1-@A]] 113 -1-@]IN

W9J() %78<)(J(#:"5( "#%78( G PN@323Q -A@A2- PI]Q G 1@A23 -N@,2>

R79$& %78<)(J(#:"5( "#%78( 67) 9J( <()"7+ G PN@323Q -A@A2- PI]Q -1-@A]] 1@3-A -NA@332

HJ$)( E/0GE$%S@ #(9 76 9$C P-2N@A3IQ G G G G G P-2N@A3IQ

R)$#:$%9"7#: T"9J #7#G%7#9)7&&"#D "#9()(:9: G G G G G 2@2A] 2@2A]

O"5"+(#+: <)75"+(+ 67) 7) <$"+ G G G G PI,@2,2Q G PI,@2,2Q

*8<&70(( :J$)( :%J(8( N]@,IA G G G G G N]@,IA

M::/( 76 :J$)( %$<"9$& /#+() (8<&70(( :J$)( 7<9"7# <&$# ->N G G G G G ->N

HJ$)( 7<9"7#: 9)/:9 G G G P>-IQ G G P>-IQ

4(%7D#"9"7# 76 :J$)( E$:(+ <$08(#9: G G G P->@3A,Q G G P->@3A,Q

F7#G%7#9)7&&"#D "#9()(:9 </9 7<9"7# G G G -A@2N> G P--@>],Q N@13>

RJ": :9$9(8(#9 :J7/&+ E( )($+ "# $%%78<$#"8(#9 T"9J 9J( #79(: 97 9J( 6"#$#%"$& :9$9(8(#9:=


For

per

sona

l use

onl

y

\7#:7&"+$9(+ :9$9(8(#9 76 %$:J 6&7T:67) 9J( 0($) (#+(+ ,- ./&0 1,-2

F79(1,-3jY,,,

4(%("<9: 6)78 %/:978(): -@11N@,NN

B$08(#9: 97 :/<<&"(): $#+ (8<&70((: P-@,>,@]-IQ

M#9()(:9 )(%("5(+ -@323

M#9()(:9 $#+ 79J() 6"#$#%( %7:9: PA@A>-Q

M#%78( 9$C(: <$"+ PN]@22-Q

> -N1@2]I

B)7%((+: 6)78dP&7$#: 97Q 6)$#%J":((: ->@AAN

B$08(#9: 67) "#9$#D"E&( $::(9: PN1@]N>Q

B$08(#9: 67) <)7<()90@ <&$#9 $#+ (V/"<8(#9 P]]@,,IQ

B)7%((+: 6)78 :$&( 76 #7#G%/))(#9 $::(9: 1-@],1

L%V/":"9"7# 76 :97)(: #(9 76 %$:J $#+ "#5(#97)0 P-3@,1]Q

L%V/":"9"7# 76 :/E:"+"$)"(: $#+ #7#G%7#9)7&&"#D "#9()(:9: P2@21NQ

F(9 %$:J "#6&7TdP7/96&7TQ 7# "#5(:98(#9 "# c7"#9 5(#9/)(: P2-1Q

P22@1],Q

B)7%((+: 6)78 "::/(: 76 (V/"90 :(%/)"9"(: -]@23-

\7#9)"E/9"7#: 6)78 #7#G%7#9)7&&"#D "#9()(:9: -@AA>

B)7%((+: 6)78 E7))7T"#D: A3@I-]

B$08(#9: 67) :J$)(: E7/DJ9 E$%S G

B$08(#9: 67) (:9$E&":J8(#9 76 E7))7T"#D: G

4(<$08(#9 76 E7))7T"#D: PN3@,33Q

B$08(#9: 76 6"#$#%( &($:(: PA@]IAQ

B$08(#9 67) 6"#$#%"$& &"$E"&"9"(: G

O"5"+(#+: <$"+ P33@,2]Q

P>1@]1>Q

P2@,-]Q

],@NNA

*66(%9: 76 (C%J$#D( )$9( %J$#D(: 7# 9J( E$&$#%( 76 %$:J J(&+ "# 67)("D#%/))(#%"(: P-@2]AQ

> >,@A>A

RJ": :9$9(8(#9 :J7/&+ E( )($+ "# $%%78<$#"8(#9 T"9J 9J( #79(: 97 9J( 6"#$#%"$& :9$9(8(#9:=


For

per

sona

l use

onl

y

$).#, .) .5# 4&$!$1&!0 ,.!.#*#$.,N3

NI

- H*^X*FR MF!W4XLRMWF NI

1 4*t*F;* LFO WRe*4 4*t*F;* A-

N WRe*4 ^LMFH LFO [WHH*H A1

A *mB*FH*H A1

> \LHe LFO \LHe *i;MtL[*FRH AN

] RLm A>

3 L\i;MHMRMWF W! U;HMF*HH*H A2

2 B4WB*4R'@ B[LFR LFO *i;MBX*FR >N

I ^WWOfM[[ LFO WRe*4 MFRLF^MU[*H >>

-, R4LO*@ WRe*4 4*\*MtLU[*H LFO WRe*4 LHH*RH >I

-- R4LO* LFO WRe*4 BL'LU[*H ]-

-1 B4WtMHMWFH ]1

-N MFt*FRW4' ]N

]A

-A *i;MR' ]A

-> FWFG\WFR4W[[MF^ MFR*4*HRH ]]

-] OMtMO*FOH ]3

-3 *L4FMF^H B*4 HeL4* ]3

-2 HeL4*GULH*O BL'X*FRH ]2

3N

-I UW44WfMF^H 3N

1, !MFLF\ML[ LHH*RH 3A

1- !MFLF\ML[ [MLUM[MRM*H 33

11 !MFLF\ML[ 4MHg XLFL^*X*FR 3I

I-

1N H;UHMOML4M*H I-

1A BL4*FR *FRMR' MF!W4XLRMWF I1

1> MFt*HRX*FR MF .WMFR t*FR;4* IN

I>

1] \WXXMRX*FRH I>

13 \WFRMF^*FR [MLUM[MRM*H I]

12 H;UH*i;*FR *t*FRH I2

II

1I 4*RM4*X*FR U*F*!MR B[LFH II

N, g*' XLFL^*X*FR B*4HWFF*[ \WXB*FHLRMWF -,-

N- 4*[LR*O BL4R' R4LFHL\RMWFH -,-

N1 4*X;F*4LRMWF W! L;OMRW4H -,1

NN WRe*4 MR*XH -,N


For

per

sona

l use

onl

y

7!,&, )4 "/#"!/!.&)$O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ PO78"#7b:Q ": $ 67)G<)76"9 </E&"% %78<$#0 &"8"9(+ E0 :J$)(: "#%7)<7)$9(+ $#++78"%"&(+ "# L/:9)$&"$ TJ7:( :J$)(: $)( </E&"%&0 9)$+(+ 7# 9J( L/:9)$&"$# H(%/)"9"(: *C%J$#D(: $#+ 9)$+"#D /#+() 9J(:08E7& kOXBb= RJ( #$9/)( 76 9J( 7<()$9"7#: $#+ <)"#%"<$& $%9"5"9"(: 76 O78"#7b: $#+ "9: :/E:"+"$)"(: P9J( ^)7/<Q $)(+(:%)"E(+ "# 9J( :(D8(#9 "#67)8$9"7#=

RJ( %7#:7&"+$9(+ D(#()$& </)<7:( 6"#$#%"$& )(<7)9 76 9J( ^)7/< 67) 9J( 0($) (#+(+ ,- ./&0 1,-2 T$: $/9J7)":(+ 67)"::/( "# $%%7)+$#%( T"9J $ )(:7&/9"7# 76 9J( +")(%97): 7# -N L/D/:9 1,-2= RJ( +")(%97): J$5( 9J( <7T() 97 $8(#+ $#+)("::/( 9J( 6"#$#%"$& )(<7)9=

RJ( 6"#$#%"$& )(<7)9 ": $ D(#()$& </)<7:( 6"#$#%"$& )(<7)9 TJ"%JK

G J$: E((# <)(<$)(+ 7# $ D7"#D %7#%()# E$:": "# $%%7)+$#%( T"9J 9J( )(V/")(8(#9: 76 9J(@ L/:9)$&"$# L%%7/#9"#D H9$#+$)+: $#+ 79J() $/9J7)"9$9"5( <)7#7/#%(8(#9: 76 9J( L/:9)$&"$#

L%%7/#9"#D H9$#+$)+: U7$)+ PLLHUQ $#+ $&:7 %78<&0 T"9J M#9()#$9"7#$& !"#$#%"$& 4(<7)9"#D H9$#+$)+:PM!4HQ $: "::/(+ E0 9J( M#9()#$9"7#$& L%%7/#9"#D H9$#+$)+: U7$)+ PMLHUQo

G J$: E((# <)(<$)(+ 7# $ J":97)"%$& %7:9 E$:":@ (C%(<9 67) %()9$"# 6"#$#%"$& "#:9)/8(#9: TJ"%J J$5( E((#8($:/)(+ $9 6$") 5$&/( P)(6() 97 #79( 11Q= RJ( %$))0"#D 5$&/(: 76 )(%7D#":(+ $::(9: $#+ &"$E"&"9"(: 9J$9 $)( 9J(J(+D(+ "9(8: "# 6$") 5$&/( J(+D( )(&$9"7#:J"<:@ TJ"%J $)( 79J()T":( %$))"(+ $9 $87)9":(+ %7:9:@ $)($+c/:9(+ 97 )(%7)+ %J$#D(: "# 9J( 6$") 5$&/(: $99)"E/9$E&( 97 9J( )":S: 9J$9 $)( E("#D J(+D(+o

G ": <)(:(#9(+ "# L/:9)$&"$# +7&&$): T"9J $&& 5$&/(: )7/#+(+ 97 9J( #($)(:9 9J7/:$#+ +7&&$): Pjb,,,Q /#&(::79J()T":( :9$9(+ TJ"%J ": "# $%%7)+$#%( T"9J LHM\ \7)<7)$9"7#: P47/#+"#D "# !"#$#%"$&dO")(%97):b 4(<7)9:QM#:9)/8(#9 1,-]d-I-o

G <)(:(#9: )(%&$::"6"(+ %78<$)$9"5( "#67)8$9"7# TJ()( )(V/")(+ 67) %7#:":9(#%0 T"9J 9J( %/))(#9 0($)b:<)(:(#9$9"7#o

G $+7<9: $&& #(T $#+ $8(#+(+ L%%7/#9"#D H9$#+$)+: $#+ M#9()<)(9$9"7#: "::/(+ E0 9J( LLHU 9J$9 $)()(&(5$#9 97 9J( ^)7/< $#+ (66(%9"5( 67) )(<7)9"#D <()"7+: E(D"##"#D 7# 7) E(67)( ,N ./&0 1,-3=

G +7(: #79 ($)&0 $+7<9 L%%7/#9"#D H9$#+$)+: $#+ M#9()<)(9$9"7#: 9J$9 J$5( E((# "::/(+ 7) $8(#+(+ E/9 $)(#79 0(9 (66(%9"5(=

G $%%7/#9: 67) $::7%"$9(: $#+ c7"#9 5(#9/)(: /:"#D 9J( (V/"90 8(9J7+ $: &":9(+ "# #79( 1>=

7!,&, )4 1)$,)0&%!.&)$

RJ( %7#:7&"+$9(+ 6"#$#%"$& :9$9(8(#9: %78<)":( 9J( 6"#$#%"$& :9$9(8(#9: 76 9J( ^)7/<= L &":9 76 %7#9)7&&(+ (#9"9"(:P:/E:"+"$)"(:Q $9 0($)G(#+ ": %7#9$"#(+ "# #79( 1N=

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

RJ( 6"#$#%"$& :9$9(8(#9: 76 :/E:"+"$)"(: $)( <)(<$)(+ 67) 9J( :$8( )(<7)9"#D <()"7+ $: 9J( <$)(#9 %78<$#0@ /:"#D%7#:":9(#9 $%%7/#9"#D <7&"%"(:= L+c/:98(#9: $)( 8$+( 97 E)"#D "#97 &"#( $#0 +"::"8"&$) $%%7/#9"#D <7&"%"(: 9J$9 8$0(C":9=

M# <)(<$)"#D 9J( %7#:7&"+$9(+ 6"#$#%"$& :9$9(8(#9: $&& "#9()G%78<$#0 E$&$#%(: $#+ 9)$#:$%9"7#:@ "#%78( $#+ (C<(#:(:$#+ <)76"9: $#+ &7::(: )(:/&9"#D 6)78 "#9)$G^)7/< 9)$#:$%9"7#: J$5( E((# (&"8"#$9(+=

4)/#&=$ 13//#$18

RJ( 6/#%9"7#$& %/))(#%0 76 O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ ": L/:9)$&"$# +7&&$): PYjYQ@ 9J( 6/#%9"7#$& %/))(#%"(: 7675():($: :/E:"+"$)"(: $)( &":9(+ "# #79( 1N= L: $9 9J( )(<7)9"#D +$9(@ 9J( $::(9: $#+ &"$E"&"9"(: 76 75():($: :/E:"+"$)"(:$)( 9)$#:&$9(+ "#97 L/:9)$&"$# +7&&$): $9 9J( )$9( 76 (C%J$#D( )/&"#D $9 9J( E$&$#%( :J((9 +$9( $#+ 9J( "#%78(:9$9(8(#9: $)( 9)$#:&$9(+ $9 9J( $5()$D( (C%J$#D( )$9(: 67) 9J( 0($)= RJ( (C%J$#D( +"66()(#%(: $)":"#D 7# 9J()(9)$#:&$9"7# 76 75():($: :/E:"+"$)"(: $)( 9$S(# +")(%9&0 97 $ :(<$)$9( %78<7#(#9 76 (V/"90=


For

per

sona

l use

onl

y

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

=))%, !$% ,#/I&1#, .!'

4(5(#/(:@ (C<(#:(: $#+ $::(9: $)( )(%7D#":(+ #(9 76 9J( $87/#9 76 D77+: $#+ :()5"%(: 9$C P`^HRaQ@ (C%(<9K

"= TJ()( 9J( $87/#9 76 ^HR "#%/))(+ ": #79 )(%75()$E&( 6)78 9J( 9$C$9"7# $/9J7)"90@ "9 ": )(%7D#":(+ $: <$)9 76 9J(%7:9 76 $%V/":"9"7# 76 $# $::(9 7) $: <$)9 76 $# "9(8 76 (C<(#:(o 7)

""= 67) )(%("5$E&(: $#+ <$0$E&(: TJ"%J $)( )(%7D#":(+ "#%&/:"5( 76 ^HR=

RJ( #(9 $87/#9 76 ^HR )(%75()$E&( 6)78@ 7) <$0$E&( 97@ 9J( 9$C$9"7# $/9J7)"90 ": "#%&/+(+ $: <$)9 76 )(%("5$E&(: 7)<$0$E&(:=

\$:J 6&7T: $)( "#%&/+(+ "# 9J( %$:J 6&7T :9$9(8(#9 7# $ D)7:: E$:":= RJ( ^HR %78<7#(#9 76 %$:J 6&7T: $)":"#D 6)78"#5(:9"#D $#+ 6"#$#%"#D $%9"5"9"(: TJ"%J ": )(%75()$E&( 6)78@ 7) <$0$E&( 97@ 9J( 9$C$9"7# $/9J7)"90 ": %&$::"6"(+ T"9J"#7<()$9"#D %$:J 6&7T:=

1)*"!/!.&I# &$4)/*!.&)$

\78<$)$9"5( $87/#9: J$5(@ TJ()( #(%(::$)0 $#+ "88$9()"$&@ E((# )(%&$::"6"(+ 7) $+c/:9(+ :7 $: 97 E( %7#:":9(#9 T"9J%/))(#9 0($) +":%&7:/)(:=

).5#/ !11)3$.&$= ")0&1&#,

H"D#"6"%$#9 $#+ 79J() $%%7/#9"#D <7&"%"(: 9J$9 :/88$)":( 9J( 8($:/)(8(#9 E$:": /:(+ $#+ $)( )(&(5$#9 97 9J(/#+():9$#+"#D 76 9J( 6"#$#%"$& :9$9(8(#9: $)( <)75"+(+ 9J)7/DJ7/9 9J( #79(: 9J( 6"#$#%"$& :9$9(8(#9:=

6#8 K3%=#*#$., !$% #,.&*!.#,

M# $<<&0"#D 9J( ^)7/<b: $%%7/#9"#D <7&"%"(:@ 9J( +")(%97): $)( )(V/")(+ 97 8$S( (:9"8$9(:@ c/+D(8(#9: $#+$::/8<9"7#: 9J$9 $66(%9 $87/#9: )(<7)9(+ "# 9J": !"#$#%"$& 4(<7)9= RJ( (:9"8$9(:@ c/+D(8(#9: $#+ $::/8<9"7#: $)(E$:(+ 7# J":97)"%$& (C<()"(#%(@ $+c/:9(+ 67) %/))(#9 8$)S(9 %7#+"9"7#: $#+ 79J() 6$%97): 9J$9 $)( E(&"(5(+ 97 E()($:7#$E&( /#+() 9J( %")%/8:9$#%(: $#+ $)( )(5"(T(+ 7# $ )(D/&$) E$:":= L%9/$& )(:/&9: 8$0 +"66() 6)78 9J(:((:9"8$9(:=

RJ( (:9"8$9(: $#+ c/+D(8(#9: TJ"%J "#57&5( $ J"DJ() +(D)(( 76 %78<&(C"90 7) 9J$9 J$5( $ :"D#"6"%$#9 )":S 76 %$/:"#D $8$9()"$& $+c/:98(#9 97 9J( %$))0"#D $87/#9: 76 $::(9: $#+ &"$E"&"9"(: T"9J"# 9J( #(C9 <()"7+ $)( "#%&/+(+ "# 9J(67&&7T"#D #79(:K

F79( 3 t$&/$9"7# 76 X$:9() !)$#%J":( 4"DJ9: h !)$#%J":( F(9T7)S L::(9: 7# $%V/":"9"7#F79( I X$:9() !)$#%J":( 4"DJ9: h !)$#%J":( F(9T7)S L::(9:F79( I ;:(6/& ["5(: 76 W9J() M#9$#D"E&( L::(9:F79( I 4(%75()$E&( L87/#9 76 \$:J ^(#()$9"#D ;#"9:F79( 1- ^()8$#0 B/9 W<9"7# ["$E"&"90F79( 13 [(D$& $#+ 4(D/&$97)0 X$99():

4(5":"7#: 97 $%%7/#9"#D (:9"8$9(: $)( )(%7D#":(+ "# 9J( <()"7+ "# TJ"%J 9J( (:9"8$9( ": )(5":(+ "6 9J( )(5":"7# $66(%9:7#&0 9J$9 <()"7+o 7) "# 9J( <()"7+ $#+ 6/9/)( <()"7+: "6 9J( )(5":"7# $66(%9: E79J %/))(#9 $#+ 6/9/)( <()"7+:=


For

per

sona

l use

onl

y

6#8 $3*7#/,g(0 #/8E(): <)75"+(: $ E)($S+7T# 76 "#+"5"+/$& &"#( "9(8: "# 9J( 6"#$#%"$& :9$9(8(#9: 9J$9 9J( +")(%97): %7#:"+()87:9 )(&(5$#9 $#+ :/88$)":(: 9J( $%%7/#9"#D <7&"%"(:@ c/+D(8(#9: $#+ (:9"8$9(: )(&(5$#9 97 /#+():9$#+"#D 9J(:("9(8:=

; H*^X*FR MF!W4XLRMWF

/#1)=$&.&)$ !$% *#!,3/#*#$.

RJ( ^)7/<b: 7<()$9"#D :(D8(#9: $)( 7)D$#":(+ $#+ 8$#$D(+ :(<$)$9(&0 $%%7)+"#D 97 9J( 8$)S(9 "# TJ"%J 9J(07<()$9(=

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

RJ( 7<()$9"#D :(D8(#9: 67) 9J( ^)7/< $)( $: 67&&7T:K

n L/:9)$&"$ d F(T Z($&$#+

n */)7<( P"#%&/+(: #7#G%7#9)7&&"#D "#9()(:9Q )(6() 97 #79( ->

n .$<$#

RJ( ^)7/< <)75"+(: :()5"%(: 97 $#+ +()"5(: )(5(#/( 6)78 $ #/8E() 76 %/:978():= RJ( ^)7/< +7(: #79 +()"5( 87)(9J$# -,? 76 9J( 979$& %7#:7&"+$9(+ )(5(#/( 6)78 $#0 7#( %/:978()=

3$%#/,.!$%&$= .5# ,#=*#$. /#,30.

RJ( 67&&7T"#D ": $# $#$&0:": 76 9J( ^)7/<b: )(5(#/( $#+ )(:/&9: 6)78 %7#9"#/"#D 7<()$9"7#: E0 )(<7)9$E&( :(D8(#9=

4(5(#/(

*UMROL

O(<)(%"$9"7# h $87)9":$9"7#

M#9()(:9


For

per

sona

l use

onl

y

; H*^X*FR MF!W4XLRMWF P%7#9"#/(+Q

4(5(#/( N1I@A>] N1>@>3- A-2@,I2 -@,3N@-1>

*UMROL --N@32I NN@-]A >>@>23 1,1@>A,

O(<)(%"$9"7# h $87)9":$9"7# P-]@3ANQ P-N@-NNQ P-]@AINQ PA]@N]IQ

I3@,A] 1,@,N- NI@,IA ->]@-3-

M#9()(:9 G G G P>@AI-Q

I3@,A] 1,@,N- NI@,IA ->,@]2,

PA1]@>,1Q PNA>@],1Q PA>3@-I1Q P-@11I@1I]Q4(5(#/( )(<7)9(+ $E75( )(<)(:(#9: )(5(#/( D(#()$9(+ 6)78 (C9()#$& %/:978(): $#+ 6)$#%J":((:= RJ()( T()( #7"#9()G:(D8(#9 :$&(: +/)"#D 9J( <()"7+ P1,-3K F"&Q=

RJ( $%%7/#9"#D <7&"%"(: 76 9J( )(<7)9$E&( :(D8(#9: $)( 9J( :$8( $: 9J( ^)7/<Y: <7&"%"(: +(:%)"E(+ 9J)7/DJ7/99J( 6"#$#%"$& )(<7)9= H(D8(#9 #(9 <)76"9 E(67)( 9$C )(<)(:(#9: 9J( <)76"9 ($)#(+ E0 ($%J :(D8(#9 /:"#D 9J(8($:/)( )(<7)9(+ 97 9J( %J"(6 7<()$9"#D +(%":"7# 8$S() 67) 9J( </)<7:( 76 )(:7/)%( $&&7%$9"7# $#+ $::(::8(#976 :(D8(#9 <()67)8$#%(=

,#=*#$. !,,#., !$% 0&!7&0&.&#, 4/)* 1)$.&$3&$= )"#/!.&)$,

RJ( $87/#9: <)75"+(+ 97 9J( %J"(6 7<()$9"#D +(%":"7#G8$S(): "# )(:<(%9 76 979$& $::(9: $#+ &"$E"&"9"(: $)( 8($:/)(+ "#$ 8$##() %7#:":9(#9 T"9J 9J$9 76 9J( 6"#$#%"$& :9$9(8(#9:=

L/:9)$&"$dF(T Z($&$#+

*/)7<(

.$<$#

;#$&&7%$9(+ &"$E"&"9"(:

L/:9)$&"$dF(T Z($&$#+ 11>@I]A P1,I@3-]Q

*/)7<( ANN@II- PN,1@112Q

.$<$# A31@2N2 P1,>@32>Q

-@-N1@3IN P3-3@31IQ

;#$&&7%$9(+ &"$E"&"9"(: G G

-@-N1@3IN P3-3@31IQ

).5#/ ,#=*#$. &$4)/*!.&)$

RJ( #7#G%/))(#9 $::(9: E0 D(7D)$<J"%$& &7%$9"7# $)( +(9$"&(+ E(&7T=


For

per

sona

l use

onl

y

; H*^X*FR MF!W4XLRMWF P%7#9"#/(+Q

1,-3jY,,,

1,-3jY,,,

1,-3jY,,,

L/:9)$&"$ d F(T Z($&$#+ -]@3AN ]I@>I1 ->>@221

*/)7<( -N@-NN A1@N>1 N]N@]32

.$<$# -]@AIN 1I@]1A A1>@A,2

A]@N]I -A-@>]2 IAA@I]2

9 4*t*F;* LFO WRe*4 4*t*F;*

/#1)=$&.&)$ !$% *#!,3/#*#$.

4(5(#/( ": 8($:/)(+ $9 9J( 6$") 5$&/( 76 9J( %7#:"+()$9"7# )(%("5(+ 7) )(%("5$E&(=

4(5(#/( 6)78 9J( :$&( 76 D77+: ": )(%7D#":(+ TJ(# 9J( ^)7/< J$: 9)$#:6())(+ 97 9J( E/0() 9J( :"D#"6"%$#9 )":S: $#+)(T$)+: 76 7T#():J"< 76 9J( D77+:=

!)$#%J":( "#%78( ": )(%7D#":(+ 7# $# $%%)/$& E$:": "# $%%7)+$#%( T"9J 9J( :/E:9$#%( 76 9J( )(&(5$#9 $D)((8(#9=

H()5"%( )(5(#/( )(&$9(: <)"8$)"&0 97 :97)( E/"&+"#D :()5"%(: $#+ ": )(%7D#":(+ E0 )(6()(#%( 97 9J( :9$D( 76 %78<&(9"7#76 9J( %7#9)$%9=

470$&90 )(5(#/( ": )(%7D#":(+ 7# $# $%%)/$& E$:": "# $%%7)+$#%( T"9J 9J( :/E:9$#%( 76 9J( )(&(5$#9 $D)((8(#9 $#+<)75"+(+ 9J$9 "9 ": <)7E$E&( 9J$9 9J( (%7#78"% E(#(6"9: T"&& 6&7T 97 9J( ^)7/< $#+ 9J( $87/#9 76 )(5(#/( %$# E(8($:/)(+ )(&"$E&0= 470$&9"(: +(9()8"#(+ 7# $ 9"8( E$:": $)( )(%7D#":(+ 7# $ :9)$"DJ9G&"#( E$:": 75() 9J( <()"7+ 76 9J($D)((8(#9= 470$&90 $))$#D(8(#9: 9J$9 $)( E$:(+ 7# :$&(: $#+ 79J() 8($:/)(: $)( )(%7D#":(+ E0 )(6()(#%( 97 9J(/#+()&0"#D $))$#D(8(#9=

O"5"+(#+ )(5(#/( 6)78 "#5(:98(#9: ": )(%7D#":(+ TJ(# 9J( :J$)(J7&+()Y: )"DJ9 97 )(%("5( <$08(#9 J$: E((#(:9$E&":J(+ $#+ <)75"+(+ 9J$9 "9 ": <)7E$E&( 9J$9 (%7#78"% E(#(6"9: T"&& 6&7T 97 9J( ^)7/< $#+ 9J( $87/#9 76 )(5(#/(%$# E( )(&"$E&0 8($:/)(+=

M#9()(:9 )(5(#/( ": )(%7D#":(+ TJ(# "9 ": <)7E$E&( 9J$9 9J( (%7#78"% E(#(6"9: T"&& 6&7T 97 9J( ^)7/< $#+ 9J( $87/#976 )(5(#/( %$# E( 8($:/)(+ )(&"$E&0= M#9()(:9 ": +(9()8"#(+ /:"#D 9J( (66(%9"5( "#9()(:9 )$9( 8(9J7+@ TJ"%J $%%)/(:"#9()(:9 7# $ 9"8( E$:":@ T"9J )(6()(#%( 97 9J( <)"#%"<$& 7/9:9$#+"#D $#+ $9 9J( (66(%9"5( "#9()(:9 )$9( $<<&"%$E&(@ TJ"%J": 9J( )$9( 9J$9 (C$%9&0 +":%7/#9: (:9"8$9(+ 6/9/)( %$:J )(%("<9: 9J)7/DJ 9J( (C<(%9(+ &"6( 76 9J( 6"#$#%"$& $::(9 97 9J$9$::(9b: #(9 %$))0"#D $87/#9 7# "#"9"$& )(%7D#"9"7#=


For

per

sona

l use

onl

y

9 4*t*F;* LFO WRe*4 4*t*F;* P%7#9"#/(+Q

1,-3jY,,,

4(5(#/( 6)78 :$&( 76 D77+: 33A@N]3

4(5(#/( 6)78 )(#+()"#D 76 :()5"%(: -]@AIA

3I,@2]-

M#9()(:9 )(5(#/( G E$#S +(<7:"9: 13-

M#9()(:9 )(5(#/( G 79J() &7$#: $#+ )(%("5$E&(: -@>-]

H97)( $::(9 )(#9$& )(5(#/( ]@>3-

470$&9"(:@ 6)$#%J":( :()5"%( h :/<<&"() 6((: 1>-@A]2

W9J() )(5(#/( 11@AN2

121@1]A

S WRe*4 ^LMFH LFO [WHH*H

1,-3jY,,,

F(9 D$"# 7# +":<7:$& 76 <)7<()90@ <&$#9 h (V/"<8(#9@ D77+T"&& $#+ 79J() #7#G%/))(#9$::(9: -2@NNA

W9J() 1N1

-2@>]]

F7 79J() D$"#: 7) &7::(: J$5( E((# )(%7D#":(+ "# )(:<(%9 76 &7$#: $#+ )(%("5$E&(: 79J() 9J$# $: +":%&7:(+ "##79( 1 $#+ "8<$")8(#9 &7::(: )(%7D#":(+d)(5():(+ "# )(:<(%9 76 9)$+( $#+ 79J() )(%("5$E&(: P:(( #79( -,Q=

( *mB*FH*H

/#1)=$&.&)$ !$% *#!,3/#*#$.

RJ( ^)7/<b: $%%7/#9"#D <7&"%0 67) &"$E"&"9"(: $::7%"$9(+ T"9J (8<&70(( E(#(6"9: ": :(9 7/9 "# #79( -1= RJ( <7&"%0)(&$9"#D 97 :J$)(GE$:(+ <$08(#9: ": :(9 7/9 "# #79( -2=

RJ( 8$c7)"90 76 (8<&70((: "# L/:9)$&"$ $#+ F(T Z($&$#+ $)( <$)90 97 +(6"#(+ %7#9)"E/9"7# :%J(8(: $#+ 6"C(+%7#9)"E/9"7#: 6)78 ^)7/< %78<$#"(: $#+ 9J( ^)7/<b: &(D$& 7) %7#:9)/%9"5( 7E&"D$9"7# ": &"8"9(+ 97 9J(:(%7#9)"E/9"7#:= \7#9)"E/9"7#: 97 +(6"#(+ %7#9)"E/9"7# 6/#+: $)( )(%7D#":(+ $: $# (C<(#:( $: 9J(0 E(%78( <$0$E&(=B)(<$"+ %7#9)"E/9"7#: $)( )(%7D#":(+ $: $# $::(9 97 9J( (C9(#9 9J$9 $ %$:J )(6/#+ 7) $ )(+/%9"7# "# 9J( 6/9/)( <$08(#9": $5$"&$E&(=

W<()$9"#D &($:( <$08(#9: $)( )(%7D#":(+ $: $# (C<(#:( "# 9J( "#%78( :9$9(8(#9 7# $ :9)$"DJ9G&"#( E$:": 75() 9J(&($:( 9()8= W<()$9"#D &($:( "#%(#9"5(: $)( )(%7D#":(+ $: $ &"$E"&"90 TJ(# )(%("5(+ $#+ )(&($:(+ 97 9J( "#%78(:9$9(8(#9 7# $ :9)$"DJ9G&"#( E$:": 75() 9J( &($:( 9()8=

L# $::(9 7) &"$E"&"90 ": )(%7D#":(+ 67) 9J( +"66()(#%( E(9T((# 9J( $87/#9 <$"+ $#+ 9J( &($:( (C<(#:( )(%7D#":(+ "#($)#"#D: 7# $ :9)$"DJ9G&"#( E$:":=

4(6() 97 #79(: 2 $#+ I 67) +(9$"&: 7# +(<)(%"$9"7# $#+ $87)9":$9"7#=

!"#$#%( %7:9: $)( )(%7D#":(+ $: $# (C<(#:( TJ(# 9J(0 $)( "#%/))(+@ (C%(<9 67) "#9()(:9 %J$)D(: $99)"E/9$E&( 97 8$c7)<)7c(%9: T"9J :/E:9$#9"$& +(5(&7<8(#9 $#+ %7#:9)/%9"7# <J$:(:=


For

per

sona

l use

onl

y

( *mB*FH*H P%7#9"#/(+QB)75":"7#: $#+ 79J() <$0$E&(: $)( +":%7/#9(+ 97 9J(") <)(:(#9 5$&/( TJ(# 9J( (66(%9 76 9J( 9"8( 5$&/( 76 87#(0 "::"D#"6"%$#9= RJ( "8<$%9 76 9J( /#T"#+"#D 76 9J(:( +":%7/#9: $#+ $#0 %J$#D(: 97 9J( +":%7/#9"#D ": :J7T# $: $ +":%7/#9)$9( $+c/:98(#9 "# 6"#$#%( %7:9:=

B)76"9 67) 9J( 0($) 6)78 %7#9"#/"#D 7<()$9"7#: T$: $))"5(+ $9 $69() %J$)D"#D P%)(+"9"#DQK

1,-3jY,,,

4(8/#()$9"7#@ E7#/:(: $#+ 7#G%7:9: 11N@A],

O(6"#(+ %7#9)"E/9"7# <&$#: >@]]]

O(6"#(+ E(#(6"9 <&$#: 1I -@,A2

HJ$)( E$:(+ <$08(#9: (C<(#:( I@1I3

1NI@A3-

O(<)(%"$9"7# 76 <)7<()90@ <&$#9 $#+ (V/"<8(#9 N1@-]I

L87)9":$9"7# 76 "#9$#D"E&( $::(9: -A@-2,

L87)9":$9"7# 76 &7$# (:9$E&":J8(#9 %7:9: 1,

A]@N]I

[($:( <$08(#9: N-A

F(9 )(#9$& <$08(#9:P"Q NI@]1I

NI@IAN

P"Q F(9 )(#9$& (C<(#+"9/)( "#%&/+(: j1]=,8 P1,-3K j1-=38Q )(#9$& )(%("<9: $)":"#D /#+() :/E&($:( $))$#D(8(#9:=

M#9()(:9 7# %788()%"$& E"&& $#+ &7$#: A@A>-

L87)9":$9"7# 76 E7))7T"#D %7:9: -@,A,

>@AI-

W<()$9"#D &($:( <$08(#9: $)( )(%7D#":(+ $: $# (C<(#:( 7# $ :9)$"DJ9G&"#( E$:": 75() 9J( &($:( 9()8@ (C%(<9 TJ()($#79J() :0:9(8$9"% E$:": ": 87)( )(<)(:(#9$9"5( 76 9J( 9"8( <$99()# "# TJ"%J (%7#78"% E(#(6"9: 6)78 9J( &($:(+ $::(9$)( %7#:/8(+= \7#9"#D(#9 )(#9$&: $)":"#D /#+() 7<()$9"#D &($:(: $)( )(%7D#":(+ $: $# (C<(#:( "# 9J( <()"7+ "# TJ"%J9J(0 $)( "#%/))(+=

T \LHe LFO \LHe *i;MtL[*FRH

/#1)=$&.&)$ !$% *#!,3/#*#$.

\$:J %78<)":(: %$:J 7# J$#+ $#+ +(8$#+ +(<7:"9:= \$:J (V/"5$&(#9: $)( :J7)9G9()8@ J"DJ&0 &"V/"+ "#5(:98(#9: 9J$9$)( )($+"&0 %7#5()9"E&( 97 S#7T# $87/#9: 76 %$:J@ TJ"%J $)( :/Ec(%9 97 $# "#:"D#"6"%$#9 )":S 76 %J$#D(: "# 5$&/( $#+J$5( $ 8$9/)"90 76 9J)(( 87#9J: 7) &(::= U$#S 75()+)$69: $)( :J7T# T"9J"# E7))7T"#D: "# %/))(#9 &"$E"&"9"(: "# 9J(%7#:7&"+$9(+ :9$9(8(#9 76 6"#$#%"$& <7:"9"7#=

!7) 9J( </)<7:( 76 9J( :9$9(8(#9 76 %$:J 6&7T:@ %$:J $#+ %$:J (V/"5$&(#9: "#%&/+(: %$:J 7# J$#+ $#+ "# E$#S: #(9 767/9:9$#+"#D E$#S 75()+)$69:= \$:J $#+ %$:J (V/"5$&(#9: $9 9J( (#+ 76 9J( )(<7)9"#D <()"7+ $: :J7T# "# 9J( :9$9(8(#976 %$:J 6&7T: %$# E( )(%7#%"&(+ 97 9J( )(&$9(+ "9(8: "# 9J( :9$9(8(#9 76 6"#$#%"$& <7:"9"7# $: 67&&7T:K

1,-3jY,,,

\$:J $#+ %$:J (V/"5$&(#9: >,@A>A

>,@A>A


For

per

sona

l use

onl

y

T \LHe LFO \LHe *i;MtL[*FRH P%7#9"#/(+Q

/#1)$1&0&!.&)$ )4 "/)4&. 4)/ .5# "#/&)% .) $#. 1!,5 40)J, 4/)* )"#/!.&$=!1.&I&.&#,

1,-3jY,,,

-,>@2,A

B)76"9 7# :$&( 76 #7#G%/))(#9 $::(9: P-2@N1>Q

*V/"90 :(99&(+ :J$)(GE$:(+ <$08(#9: I@1I2

O(<)(%"$9"7# $#+ $87)9":$9"7# A]@N]I

HJ$)( 76 $::7%"$9( (#9"9"(: #(9 <)76"9dP&7::Q G

L87)9":$9"7# 76 &7$# (:9$E&":J8(#9 %7:9: -@,A,

W9J() -@,-2

-A>@1,A

PM#%)($:(Qd+(%)($:( "# $::(9:K

R)$+( $#+ 79J() )(%("5$E&(: P>]2Q

M#5(#97)0 PA@NN1Q

W9J() %/))(#9 $::(9: PN@-1>Q

M#%)($:(dP+(%)($:(Q "# &"$E"&"9"(:K

R)$+( $#+ 79J() <$0$E&(: P2@32-Q

B)75":"7#: PN@>1NQ

\/))(#9 9$C &"$E"&"9"(: PN@A21Q

O(6())(+ 9$C E$&$#%(: --@A3]

-N1@2]I

?PH $FC GFUC OF@AB@DVDPCDAB

RJ": :(%9"7# :(9: 7/9 $# $#$&0:": 76 #(9 +(E9 $#+ 9J( 875(8(#9: "# #(9 +(E9 67) ($%J 76 9J( <()"7+: <)(:(#9(+=

1,-3jY,,,

\$:J $#+ %$:J (V/"5$&(#9: >,@A>A

U7))7T"#D: G )(<$0$E&( T"9J"# 7#( 0($) P-3@I-,Q

U7))7T"#D: G )(<$0$E&( $69() 7#( 0($) PN--@NN,Q

P132@32]Q

\$:J $#+ &"V/"+ "#5(:98(#9: >,@A>A

^)7:: +(E9 G 6"C(+ "#9()(:9 )$9(: P-A,@231Q

^)7:: +(E9 G 5$)"$E&( "#9()(:9 )$9(: P-22@N]2Q

P132@32]Q


For

per

sona

l use

onl

y

T \LHe LFO \LHe *i;MtL[*FRH P%7#9"#/(+Q

F(9 +(E9 $: $9 N ./&0 1,-3 >,@A>A PN@>N3Q P-1@>A-Q P-A@N3NQ P1I2@32IQ P132@32]Q

\$:J 6&7T: 1N@N1] 3@22> G -A@N3N P1]-@AA1Q P1->@2>2Q

L%V/":"9"7#: G 6"#$#%( &($:(: G G PA@1>IQ G G PA@1>IQ

!7)("D# (C%J$#D( $+c/:98(#9: 1@1-] G P]2AQ G P1N@II>Q P11@A]NQ

W9J() #7#G%$:J 875(8(#9: G P2@,A2Q 2@,A2 G P-@-N3Q P-@-N3Q

3>@II] PN@3,,Q PI@AN]Q G P>2>@N]NQ P>11@>,NQ

W RLm

/#1)=$&.&)$ !$% *#!,3/#*#$.

M#%78( 9$C (C<(#:( )(<)(:(#9: 9J( :/8 76 9J( 9$C %/))(#9&0 <$0$E&( $#+ +(6())(+ 9$C=

\/))(#9 9$C $::(9: $#+ &"$E"&"9"(: $)( 8($:/)(+ $9 9J( $87/#9 (C<(%9(+ 97 E( )(%75()(+ 6)78 7) <$"+ 97 9$C$9"7#$/9J7)"9"(: $9 9J( 9$C )$9(: $#+ 9$C &$T: (#$%9(+ 7) :/E:9$#9"5(&0 (#$%9(+ E0 9J( E$&$#%( :J((9 +$9( "# )(:<(%9"5(c/)":+"%9"7#:=

O(6())(+ 9$C &"$E"&"9"(: $)( )(%7D#":(+ 67) $&& 9$C$E&( 9(8<7)$)0 +"66()(#%(:= O(6())(+ 9$C $::(9: $)( )(%7D#":(+ 67) $&&+(+/%9"E&( 9(8<7)$)0 +"66()(#%(:@ %$))"(+ 67)T$)+ /#/:(+ 9$C $::(9: $#+ /#/:(+ 9$C &7::(:@ 97 9J( (C9(#9 9J$9 "9 ":<)7E$E&( 9J$9 9$C$E&( <)76"9: T"&& E( $5$"&$E&( 97 /9"&":( 9J(8=

O(6())(+ 9$C $::(9: $#+ &"$E"&"9"(: $)( 8($:/)(+ $9 9J( 9$C )$9(: 9J$9 $)( (C<(%9(+ 97 $<<&0 "# 9J( <()"7+ "# TJ"%J 9J(&"$E"&"90 ": :(99&(+ 7) 9J( $::(9 ": )($&":(+@ E$:(+ 7# 9$C )$9(: P$#+ 9$C &$T:Q 9J$9 J$5( E((# (#$%9(+ 7) :/E:9$#9"5(&0(#$%9(+ E0 9J( E$&$#%( :J((9 +$9(=

O(6())(+ "#%78( 9$C ": <)75"+(+ 7# 9(8<7)$)0 +"66()(#%(: $9 E$&$#%( :J((9 +$9( E(9T((# $%%7/#9"#D %$))0"#D$87/#9: $#+ 9J( 9$C E$:(: 76 $::(9: $#+ &"$E"&"9"(:@ 79J() 9J$# 67) 9J( 67&&7T"#DK

G TJ()( 9J(0 $)":( 6)78 9J( "#"9"$& )(%7D#"9"7# 76 $# $::(9 7) &"$E"&"90 "# $ 9)$#:$%9"7# 9J$9 ": #79 $ E/:"#(::%78E"#$9"7# $#+ $9 9J( 9"8( 76 9J( 9)$#:$%9"7#@ $66(%9: #("9J() 9J( $%%7/#9"#D <)76"9 #7) 9$C$E&( <)76"9 7)&7::o $#+

G TJ()( 9$C$E&( 9(8<7)$)0 +"66()(#%(: )(&$9( 97 "#5(:98(#9: "# :/E:"+"$)"(:@ $::7%"$9(: $#+ "#9()(:9: "# c7"#95(#9/)(:K

O(6())(+ 9$C &"$E"&"9"(: $)( #79 )(%7D#":(+ "6 9J( 9"8"#D 76 9J( )(5():$& 76 9J( 9(8<7)$)0 +"66()(#%(: %$# E( %7#9)7&&(+$#+ "9 ": <)7E$E&( 9J$9 9J( 9(8<7)$)0 +"66()(#%(: T"&& #79 )(5():( "# 9J( 67)(:(($E&( 6/9/)(=

O(6())(+ 9$C $::(9: $)( #79 )(%7D#":(+ "6 "9 ": #79 <)7E$E&( 9J$9 9J( 9(8<7)$)0 +"66()(#%(: T"&& )(5():( "# 9J(67)(:(($E&( 6/9/)( $#+ 9$C$E&( <)76"9 T"&& #79 E( $5$"&$E&( 97 /9"&":( 9J( 9(8<7)$)0 +"66()(#%(:=

O(6())(+ 9$C &"$E"&"9"(: $)( #79 )(%7D#":(+ 7# 9J( )(%7D#"9"7# 76 D77+T"&&=

M#%78( 9$C(: )(&$9"#D 97 "9(8: )(%7D#":(+ +")(%9&0 "# (V/"90 $)( )(%7D#":(+ "# (V/"90 $#+ #79 "# 9J( "#%78( :9$9(8(#9=

O(6())(+ 9$C $::(9: $#+ +(6())(+ 9$C &"$E"&"9"(: $)( 766:(9 7#&0 "6 $ &(D$&&0 (#67)%($E&( )"DJ9 (C":9: 97 :(9 766 %/))(#9 9$C$::(9: $D$"#:9 %/))(#9 9$C &"$E"&"9"(: $#+ 9J( +(6())(+ 9$C $::(9: $#+ &"$E"&"9"(: )(&$9( 97 9J( :$8( 9$C$E&( (#9"90 $#+ 9J(:$8( 9$C$9"7# $/9J7)"90=


For

per

sona

l use

onl

y

W RLm P%7#9"#/(+Q

L9 9J( (#+ 76 9J( 6"#$#%"$& 0($)@ $# $DD)(D$9( +(6())(+ 9$C &"$E"&"90 76 jIN@I2A 9J7/:$#+ P1,-3K jI1@--, 9J7/:$#+Q T$:#79 )(%7D#":(+ "# )(&$9"7# 97 "#5(:98(#9: "# :/E:"+"$)"(: $: 9J( <$)(#9 \78<$#0 ": $E&( 97 %7#9)7& 9J( 9"8"#D 76 9J()(5():$& 76 9J( 9(8<7)$)0 +"66()(#%(: $#+ "9 ": #79 <)7E$E&( 9J$9 9J( 9(8<7)$)0 +"66()(#%( T"&& )(5():( "# 9J(67)(:(($E&( 6/9/)(=

&$1)*# .!' /#1)=$&,#% &$ .5# "/)4&. )/ 0),,

1,-3jY,,,

R$C (C<(#:( %78<)":(:K

\/))(#9 9$C (C<(#:( "# )(:<(%9 76 9J( %/))(#9 0($) N-@2N3

L+c/:98(#9: )(%7D#":(+ "# 9J( %/))(#9 0($) "# )(&$9"7# 97 9J( %/))(#9 9$C 76 <)"7) 0($): -@,I]

W9J() G

N1@INN

O(6())(+ 9$C (C<(#:(dP"#%78(Q )(&$9"#D 97 9J( 7)"D"#$9"7# $#+ )(5():$& 76 9(8<7)$)0+"66()(#%(: -1@,3>

O(6())(+ 9$C (C<(#:(dP"#%78(Q )(&$9"#D 97 9J( 7)"D"#$9"7# "# )(&$9"7# 97 %J$#D( "# 9$C)$9( "# 79J() c/)":+"%9"7# P-N1Q

W9J() G

AA@23]

/#1)$1&0&!.&)$ )4 &$1)*# .!' #'"#$,# .) "/&*! 4!1&# .!' /!.#2

1,-3jY,,,

B)76"9 E(67)( 9$C 6)78 %7#9"#/"#D 7<()$9"7#: ->,@]2,

M#%78( 9$C (C<(#:( %$&%/&$9(+ $9 N,? A>@1,A

F7#G$::(::$E&(d#7#G+(+/%9"E&( $87/#9: 1@,N1

*66(%9 76 +"66()(#9 9$C )$9(: 76 :/E:"+"$)"(: 7<()$9"#D "# 79J() c/)":+"%9"7#: P]-IQ

*66(%9 76 9$C %7#%(::"7#: P)(:($)%J $#+ +(5(&7<8(#9 $#+ 79J() $&&7T$#%(:Q P-@]I-Q

AA@I1]

L+c/:98(#9: )(%7D#":(+ "# 9J( %/))(#9 0($) "# )(&$9"7# 97 9J( +(6())(+ 9$C 76 <)"7) 0($): -@1A,

L+c/:98(#9: )(%7D#":(+ "# 9J( %/))(#9 0($) "# )(&$9"7# 97 9J( %/))(#9 9$C 76 <)"7) 0($): P-@1>1Q

*66(%9 76 %J$#D( "# 9$C )$9( "# 79J() c/)":+"%9"7#: PN2Q

M#%78( 9$C (C<(#:( )(%7D#":(+ "# <)76"9 7) &7:: AA@23]

RJ( 9$C )$9( /:(+ 67) 9J( 1,-2 $#+ 1,-3 )(%7#%"&"$9"7# $E75( ": 9J( %7)<7)$9( 9$C )$9( 76 N,? <$0$E&( E0 L/:9)$&"$#%7)<7)$9( (#9"9"(: 7# 9$C$E&( <)76"9: /#+() L/:9)$&"$# 9$C &$T=

&$1)*# .!' /#1)=$&,#% &$ #L3&.8

1,-3jY,,,

L)":"#D 7# "#%78( $#+ (C<(#:(: "# 79J() %78<)(J(#:"5( "#%78(K

P^$"#Qd[7:: 7# %$:J6&7T J(+D( 9$S(# 97 (V/"90 P-@21AQ

P^$"#Qd[7:: 7# +(6"#(+ E(#(6"9 <&$# 9$S(# 97 (V/"90 P1INQ

P^$"#Qd[7:: 7# #(9 "#5(:98(#9 J(+D( 9$S(# 97 (V/"90 1

HJ$)( 7<9"7# 9)/:9 IA

P1@,1-Q


For

per

sona

l use

onl

y

W RLm P%7#9"#/(+Q

13//#$. .!' !,,#., !$% 0&!7&0&.&#,

1,-3jY,,,

M#%78( 9$C )(6/#+ )(%("5$E&( A3,

A3,

M#%78( 9$C <$0$E&( PI@NNIQ

PI@NNIQ

%#4#//#% .!' 7!0!$1#,

B)7<()90@ <&$#9 h (V/"<8(#9

M#9$#D"E&( $::(9:

B)75":"7# 67) (8<&70(((#9"9&(8(#9:

W9J() <)75":"7#:

O7/E96/& +(E9:

W9J() 6"#$#%"$& &"$E"&"9"(:

W<9"7#: )(:()5(

;#($)#(+ "#%78(

W9J()

R$C &7::(:

O(6())(+ 9$C $::(9

O(6())(+ 9$C P&"$E"&"90Q


For

per

sona

l use

onl

y

W RLm P%7#9"#/(+Q

W<(#"#DE$&$#%(

jY,,,

\J$)D(+ 97Bh[

jY,,,

\J$)D(+ 97(V/"90jY,,,

L%V/":"9"7#: d+":<7:$&:

jY,,,

*C%J$#D(+"66()(#%(

jY,,,

\&7:"#DE$&$#%(

jY,,,

B)7<()90@ <&$#9 h (V/"<8(#9 P2]NQ P-@>]NQ G G P>,Q P1@A3]Q

M#9$#D"E&( $::(9: P]>@I31Q P2NQ G G -@>-A P]A@>A-Q

B)75":"7# 67) (8<&70(((#9"9&(8(#9: A@2A- P->NQ G 2N PA->Q A@N>]

W9J() <)75":"7#: 111 P21Q G G G -A,

O7/E96/& +(E9: 2-- PAI1Q G G > N1A

W9J() 6"#$#%"$& &"$E"&"9"(: 331 N-- P1@-->Q G P32Q P-@--,Q

W<9"7#: )(:()5( 1-@-A3 P->@,1-Q IA G G ]@11,

;#($)#(+ "#%78( PN1Q N3 G G N 2

W9J() 1@,,N PI]]Q G G P-3AQ 2]N

PN3@,3-Q P-2@,-1Q P1@,1-Q 2N 2,> P>]@1-]Q

R$C &7::(: 1@,2A ]@,3- G G P>AQ 2@-,-

1@,2A ]@,3- G G P>AQ 2@-,-

PNA@I23Q P--@IA-Q P1@,1-Q 2N 3>- PA2@-->Q

O(6())(+ 9$C $::(9 G G G G G G

O(6())(+ 9$C P&"$E"&"90Q G G G G G PA2@-->Q

G G G G G PA2@-->Q

X L\i;MHMRMWF W! U;HMF*HH*H

/#1)=$&.&)$ !$% *#!,3/#*#$.

L%V/":"9"7#: 76 :/E:"+"$)"(: $#+ E/:"#(::(: $)( $%%7/#9(+ 67) /:"#D 9J( $%V/":"9"7# 8(9J7+= RJ( %7#:"+()$9"7# 67)($%J $%V/":"9"7# ": 8($:/)(+ $9 9J( $DD)(D$9( 76 9J( 6$") 5$&/(: P$9 9J( +$9( 76 (C%J$#D(Q 76 $::(9: $%V/")(+@ &"$E"&"9"(:"#%/))(+ 7) $::/8(+@ $#+ (V/"90 "#:9)/8(#9: "::/(+ E0 9J( ^)7/< "# (C%J$#D( 67) %7#9)7& 76 9J( $%V/")((=L%V/":"9"7#G)(&$9(+ %7:9: $)( )(%7D#":(+ "# <)76"9 7) &7:: $: "#%/))(+=

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

F7#G%7#9)7&&"#D "#9()(:9: 9J$9 $)( <)(:(#9 7T#():J"< "#9()(:9: $#+ (#9"9&( 9J(") J7&+(): 97 $ <)7<7)9"7#$9( :J$)( 76 9J((#9"90Y: #(9 $::(9: "# 9J( (5(#9 76 &"V/"+$9"7# 8$0 E( "#"9"$&&0 8($:/)(+ ("9J() $9 6$") 5$&/( 7) $9 9J( #7#G%7#9)7&&"#D"#9()(:9:Y <)7<7)9"7#$9( :J$)( 76 9J( )(%7D#":(+ $87/#9: 76 9J( $%V/")((Y: "+(#9"6"$E&( #(9 $::(9:= RJ( %J7"%( 768($:/)(8(#9 E$:": ": 8$+( 7# $ 9)$#:$%9"7#GE0G9)$#:$%9"7# E$:":= W9J() 90<(: 76 #7#G%7#9)7&&"#D "#9()(:9: $)(8($:/)(+ $9 6$") 5$&/( 7)@ TJ(# $<<&"%$E&(@ 7# 9J( E$:": :<(%"6"(+ "# $#79J() H9$#+$)+=

fJ()( 9J( %7#:"+()$9"7# 9)$#:6())(+ E0 9J( ^)7/< "# $ E/:"#(:: %78E"#$9"7# "#%&/+(: $::(9: 7) &"$E"&"9"(: )(:/&9"#D6)78 $ %7#9"#D(#9 %7#:"+()$9"7# $))$#D(8(#9@ 9J( %7#9"#D(#9 %7#:"+()$9"7# ": 8($:/)(+ $9 "9: $%V/":"9"7#G+$9( 6$")5$&/(= \J$#D(: "# 9J( 6$") 5$&/( 76 9J( %7#9"#D(#9 %7#:"+()$9"7# 9J$9 V/$&"60 $: 8($:/)(8(#9 <()"7+ $+c/:98(#9: $)($+c/:9(+ )(9)7:<(%9"5(&0@ T"9J %7))(:<7#+"#D $+c/:98(#9: $D$"#:9 D77+T"&&= X($:/)(8(#9 <()"7+ $+c/:98(#9: $)($+c/:98(#9: 9J$9 $)":( 6)78 $++"9"7#$& "#67)8$9"7# 7E9$"#(+ +/)"#D 9J( k8($:/)(8(#9 <()"7+b PTJ"%J %$##79 (C%((+7#( 0($) 6)78 9J( $%V/":"9"7# +$9(Q $E7/9 6$%9: $#+ %")%/8:9$#%(: 9J$9 (C":9(+ $9 9J( $%V/":"9"7# +$9(=


For

per

sona

l use

onl

y

X L\i;MHMRMWF W! U;HMF*HH*H P%7#9"#/(+QRJ( :/E:(V/(#9 $%%7/#9"#D 67) %J$#D(: "# 9J( 6$") 5$&/( 76 %7#9"#D(#9 %7#:"+()$9"7# 9J$9 +7 #79 V/$&"60 $:8($:/)(8(#9 <()"7+ $+c/:98(#9: +(<(#+: 7# J7T 9J( %7#9"#D(#9 %7#:"+()$9"7# ": %&$::"6"(+= \7#9"#D(#9%7#:"+()$9"7# 9J$9 ": %&$::"6"(+ $: (V/"90 ": #79 )(8($:/)(+ $9 :/E:(V/(#9 )(<7)9"#D +$9(: $#+ "9: :/E:(V/(#9:(99&(8(#9 ": $%%7/#9(+ 67) T"9J"# (V/"90= \7#9"#D(#9 %7#:"+()$9"7# 9J$9 ": %&$::"6"(+ $: $# $::(9 7) &"$E"&"90 ":)(8($:/)(+ $9 :/E:(V/(#9 )(<7)9"#D +$9(: "# $%%7)+$#%( T"9J LLHU -NI@ T"9J 9J( %7))(:<7#+"#D D$"# 7) &7:: E("#D)(%7D#":(+ "# 9J( :9$9(8(#9 76 <)76"9 7) &7::=

fJ()( $ E/:"#(:: %78E"#$9"7# ": $%J"(5(+ "# :9$D(:@ 9J( ^)7/<b: <)(5"7/:&0 J(&+ (V/"90 "#9()(:9 "# 9J( $%V/")(( ":)(8($:/)(+ 97 "9: $%V/":"9"7# +$9( 6$") 5$&/( $#+ 9J( )(:/&9"#D D$"# 7) &7::@ "6 $#0@ ": )(%7D#":(+ "# <)76"9 7) &7::=L87/#9: $)":"#D 6)78 "#9()(:9: "# 9J( $%V/")(( <)"7) 97 9J( $%V/":"9"7# +$9( 9J$9 J$5( <)(5"7/:&0 E((# )(%7D#":(+ "#79J() %78<)(J(#:"5( "#%78( $)( )(%&$::"6"(+ 97 <)76"9 7) &7:: TJ()( :/%J 9)($98(#9 T7/&+ E( $<<)7<)"$9( "6 9J$9"#9()(:9 T()( +":<7:(+ 76=

L9 9J( $%V/":"9"7# +$9(@ 9J( "+(#9"6"$E&( $::(9: $%V/")(+ $#+ 9J( &"$E"&"9"(: $::/8(+ $)( )(%7D#":(+ $9 9J(") 6$") 5$&/(@(C%(<9 9J$9K

n +(6())(+ 9$C $::(9: 7) &"$E"&"9"(: $#+ &"$E"&"9"(: 7) $::(9: )(&$9(+ 97 (8<&70(( E(#(6"9 $))$#D(8(#9: $)()(%7D#":(+ $#+ 8($:/)(+ "# $%%7)+$#%( T"9J LLHU --1 $#+ LLHU --I)(:<(%9"5(&0o

n &"$E"&"9"(: 7) (V/"90 "#:9)/8(#9: )(&$9(+ 97 9J( )(<&$%(8(#9 E0 9J( ^)7/< 76 $# $%V/")((b: :J$)(GE$:(+<$08(#9 $T$)+: $)( 8($:/)(+ "# $%%7)+$#%( T"9J LLHU 1 o $#+

n $::(9: P7) +":<7:$& D)7/<:Q 9J$9 $)( %&$::"6"(+ $: J(&+ 67) :$&( "# $%%7)+$#%( T"9J LLHU >$)( 8($:/)(+ "# $%%7)+$#%( T"9J 9J$9 H9$#+$)+=

M6 9J( "#"9"$& $%%7/#9"#D 67) $ E/:"#(:: %78E"#$9"7# ": "#%78<&(9( E0 9J( (#+ 76 9J( )(<7)9"#D <()"7+ "# TJ"%J 9J(%78E"#$9"7# 7%%/):@ 9J( ^)7/< )(<7)9: <)75":"7#$& $87/#9: 67) 9J( "9(8: 67) TJ"%J 9J( $%%7/#9"#D ": "#%78<&(9(=RJ7:( <)75":"7#$& $87/#9: $)( $+c/:9(+ +/)"#D 9J( 8($:/)(8(#9 <()"7+ P:(( $E75(Q@ 7) $++"9"7#$& $::(9: 7) &"$E"&"9"(:$)( )(%7D#":(+@ 97 )(6&(%9 #(T "#67)8$9"7# 7E9$"#(+ $E7/9 6$%9: $#+ %")%/8:9$#%(: 9J$9 (C":9(+ $: 76 9J( $%V/":"9"7#+$9( 9J$9@ "6 S#7T#@ T7/&+ J$5( $66(%9(+ 9J( $87/#9: )(%7D#":(+ $: 76 9J$9 +$9(=

RJ( 8($:/)(8(#9 <()"7+ ": 9J( <()"7+ 6)78 9J( +$9( 76 $%V/":"9"7# 97 9J( +$9( 9J( ^)7/< 7E9$"#: %78<&(9("#67)8$9"7# $E7/9 6$%9: $#+ %")%/8:9$#%(: 9J$9 (C":9(+ $: 76 9J( $%V/":"9"7# +$9( $#+ ": :/Ec(%9 97 $ 8$C"8/8 76 7#(0($)=

#,.&*!.#, !$% K3%=#*#$., M ).5#/ &$.!$=&70#,

RJ( ^)7/< (:9"8$9(: 9J( 6$") 5$&/( 76 9J( O78"#7b: ^()8$# X$:9() !)$#%J":( 4"DJ9: PkX!LbQ $#+ 9J( !)$#%J":(F(9T7)S L::(9: Pk!FLb:Q $)":"#D 7# 9J( $%V/":"9"7#: 76 e$&&7 B"__$@ .7(0b: B"__$ $#+ B"__$ H<)"#9= RJ( X$:9() !)$#%J":(4"DJ9: $)( 5$&/(+ /:"#D 9J( \7:9 $<<)7$%J 9$S"#D "#97 $%%7/#9 67)(%$:9 *UMROL T"9J $ +":%7/#9 )$9( $<<&"(+= RJ(!)$#%J":( F(9T7)S L::(9: $)( 5$&/(+ /:"#D $ 8/&9"G<()"7+ (C%(:: ($)#"#D: 8(9J7+ "#%78( $<<)7$%J 9$S"#D "#97$%%7/#9 67)(%$:9 )(5(#/( $#+ *UMROL 8$)D"# T"9J $ +":%7/#9 )$9( $<<&"(+= RJ(:( "#</9: $)( #79 7E:()5$E&( 9J()(67)(9J( &"$E"&"90 ": %7#:"+()(+ $ &(5(& N "# 9J( J"()$)%J0 76 6$") 5$&/( $: +":%&7:(+ "# #79( 11=

RJ( 6$") 5$&/( 76 E79J 9J( X!L $#+ !FL: $)( :(#:"9"5( 97 9J( $E75( #79(+ "#</9:=

X$#$D(8(#9 /:(: 9J(") c/+D(8(#9 97 $::(:: 9J( /:(6/& &"5(: 76 %$<"9$&":(+ +(5(&7<8(#9 "#9$#D"E&(: $#+ &"%(#:(:= RJ":": E$:(+ 7# 9J( (:9"8$9(+ &"6( 76 9J( $::(9 $#+ 6/9/)( (%7#78"% E(#(6"9: 76 9J( $::(9= RJ( 8$c7)"90 76 9J(:( $::(9:J$5( $ &"6( 76 E(9T((# 1 G -, 0($):=


For

per

sona

l use

onl

y

X L\i;MHMRMWF W! U;HMF*HH*H P%7#9"#/(+Q

13//#$. 8#!/ !1L3&,&.&)$,

W# 9J( > .$#/$)0 1,-2@ 9J( ^)7/< $%V/")(+ 9J)7/DJ "9: ]]=]3? %7#9)7&&(+ c7"#9 5(#9/)( %78<$#0 O$097#$ .t P;gQ["8"9(+ PO$07#9$Q@ -,,? 76 9J( "::/(+ :J$)( %$<"9$& "# e$&&7 B"__$= e$&&7 B"__$ ": $ %J$"# 76 -]N 6)$#%J":(+ <"__$ :97)(:"# ^()8$#0= RJ": $%V/":"9"7# ": (C<(%9(+ 97 )("#67)%( OB*Y: <7:"9"7# $: 9J( &$)D(:9 <"__$ %J$"# "# 9J( ^()8$# 8$)S(9=RJ( $%V/":"9"7# T$: 6/#+(+ 9J)7/DJ +(E9 )$":"#D=

RJ( $87/#9: )(%7D#":(+ "# )(:<(%9 76 9J( "+(#9"6"$E&( $::(9: $%V/")(+ $#+ &"$E"&"9"(: $::/8(+ $)( :(9 7/9 "# 9J( 9$E&(E(&7T@ TJ"%J ": 7# $ -,,? E$:":=

\$:J

R)$+( $#+ 79J() )(%("5$E&(:

W9J() %/))(#9 $::(9:

B)7<()90@ <&$#9 $#+ (V/"<8(#9

W9J() "#9$#D"E&( $::(9:

W9J() #7#G%/))(#9 6"#$#%"$& $::(9:

R)$+( $#+ 79J() <$0$E&(:

F7#G%/))(#9 E7))7T"#D:

O(6())(+ 9$C &"$E"&"90

R79$& %7#:"+()$9"7#

[(:: "+(#9"6"$E&( #(9 $::(9: $9 6$") 5$&/(

\$:J

f7)S"#D %$<"9$& $+c/:98(#9

\$:J %7#:"+()$9"7#

[(::K %$:J $#+ %$:J (V/"5$&(#9 E$&$#%(: $%V/")(+

RJ( "#"9"$& $%%7/#9"#D 67) 9J( $%V/":"9"7# 76 e$&&7 B"__$ J$: 7#&0 E((# <)75":"7#$&&0 +(9()8"#(+ $9 9J( (#+ 76 9J()(<7)9"#D <()"7+= L9 9J( +$9( 76 6"#$&":$9"7# 76 9J( %7#:7&"+$9(+ 6"#$#%"$& :9$9(8(#9:@ 9J( #(%(::$)0 8$)S(9 5$&/$9"7#:$#+ 79J() %$&%/&$9"7#: J$+ #79 E((# 6"#$&":(+ P$: T(&& $: $::7%"$9(+ 9$C "8<$%9:Q $#+ J$5( 9J()(67)( 7#&0 E((#<)75":"7#$&&0 +(9()8"#(+ E$:(+ 7# 9J( +")(%97):Y E(:9 (:9"8$9( 76 9J( &"S(&0 6$") 5$&/(:=

^77+T"&& $)7:( 7# 9J( $%V/":"9"7# E(%$/:( 9J( %7:9 76 9J( %78E"#$9"7# "#%&/+(+ $ %7#9)7& <)(8"/8= M# $++"9"7#@ 9J(%7#:"+()$9"7# <$"+ 67) 9J( %78E"#$9"7# (66(%9"5(&0 "#%&/+(+ $87/#9: "# )(&$9"7# 97 9J( E(#(6"9 76 (C<(%9(+ :0#()D"(:@)(5(#/( D)7T9J@ 6/9/)( 8$)S(9 +(5(&7<8(#9 $#+ 9J( $::(8E&(+ T7)S67)%( 76 e$&&7 B"__$= RJ(:( E(#(6"9: $)( #79)(%7D#":(+ :(<$)$9(&0 6)78 D77+T"&& E(%$/:( 9J(0 +7 #79 8((9 9J( )(%7D#"9"7# %)"9()"$ 67) "+(#9"6"$E&( "#9$#D"E&($::(9:=


For

per

sona

l use

onl

y

X L\i;MHMRMWF W! U;HMF*HH*H P%7#9"#/(+QM# +(9()8"#"#D 9J( 6$") 5$&/( 76 "#9$#D"E&( $::(9: $)":"#D 7# 9J( $%V/":"9"7# 76 e$&&7 B"__$@ c/+D(8(#9: $#+ (:9"8$9(:$)( )(V/")(+ 97 E( $<<&"(+= RJ(:( (:9"8$9(: $#+ c/+D(8(#9: $)( +(9$"&(+ "# #79( I=

L%V/":"9"7# )(&$9(+ %7:9: 76 j1=3>8 J$5( E((# "#%&/+(+ $: $# (C<(#:( "# 9J( %7#:7&"+$9(+ :9$9(8(#9 76 <)76"9 7) &7::=RJ( )(5(#/( $#+ )(:/&9: 6)78 %7#9"#/"#D 7<()$9"7#: J$: E((# "#%&/+(+ "# 9J( */)7<($# :(D8(#9 "# #79( -=

M#%&/+(+ "# <)76"9 67) 9J( <()"7+ ": jI=N1A8 &7:: $99)"E/9$E&( 97 9J( $%V/":"9"7# 76 e$&&7 B"__$= RJ": &7:: T$: "8<$%9(+E0 $%V/":"9"7# $#+ "#9(D)$9"7# %7:9:= 4(5(#/(: 67) 9J( 0($) "#%&/+(: j-]=21-8 "# )(:<(%9 76 e$&&7 B"__$= RJ( e$&&7B"__$ )(:/&9: (C%&/+( <)76"9 $#+ )(5(#/( 6)78 :97)(: 9J$9 J$5( E((# %7#5()9(+ 97 O78"#7Y:=

O/)"#D 9J( 0($) 9J( ^)7/< $%V/")(+ $ #/8E() 76 O78"#7Y: B"__$ E)$#+(+ :97)(: 6)78 67)8() $#+ %/))(#9 6)$#%J":((:=RJ( E(&7T <)75"+(: $ :/88$)0 76 9J(:( $%V/":"9"7#: +/)"#D 9J( 0($) E0 :(D8(#9K

\$:J $#+ %$:J (V/"5$&(#9:

M#5(#97)"(:

W9J() %/))(#9 $::(9:

B)7<()90@ <&$#9 h (V/"<8(#9

W9J() "#9$#D"E&( $::(9:

R)$+( <$0$E&(:

\$:J %7#:"+()$9"7#

[(:: 6$") 5$&/( 76 #(9 "+(#9"6"$E&( $::(9:

^77+T"&& $)":"#D 7# $%V/":"9"7# 76 :97)(: "# */)7<( ": (C<(%9(+ 97 E( +(+/%9"E&( 67) 9$C </)<7:(:= !7) 9J( 79J()c/)":+"%9"7#:@ ^77+T"&& $)":"#D 7# $%V/":"9"7#: ": #79 +(+/%9"E&( 67) 9$C </)<7:(:=

RJ( %7:9 76 $%V/":"9"7#: %78<)":( %$:J 67) $&& 76 9J( $%V/":"9"7#:= M# ($%J $%V/":"9"7#@ 9J( ^)7/< J$: <$"+ $ <)(8"/867) 9J( $%V/")(( $: "9 E(&"(5(: 9J( $%V/":"9"7#: T"&& "#9)7+/%( $++"9"7#$& :0#()D"(: 97 "9: (C":9"#D 7<()$9"7#:=

^77+T"&& $)7:( "# 9J( E/:"#(:: %78E"#$9"7# $: 9J( %7#:"+()$9"7# <$"+ "#%&/+(+ $ <)(8"/8= M# $++"9"7#@ 9J(%7#:"+()$9"7# <$"+ 67) 9J( :97)(: (66(%9"5(&0 "#%&/+(+ $87/#9: "# )(&$9"7# 97 E(#(6"9: 6)78 (C<(%9(+ :0#()D"(:@)(5(#/( D)7T9J $#+ 6/9/)( 8$)S(9 +(5(&7<8(#9= RJ(:( E(#(6"9: $)( #79 )(%7D#":(+ :(<$)$9(&0 6)78 D77+T"&& $: 9J(6/9/)( (%7#78"% E(#(6"9: $)":"#D 6)78 9J(8 %$##79 E( )(&"$E&0 8($:/)(+=

"/&)/ 8#!/ !1L3&,&.&)$,

W# 9J( 1, .$#/$)0 1,-3@ 9J( ^)7/< $%V/")(+ -,,? "#9()(:9 "# MB^ X$)S(9"#D H7&/9"7#: B90 [9+@ $# /#&":9(+ %78<$#0E$:(+ "# L/:9)$&"$ $#+ :<(%"$&":"#D "# 9J( <)7+/%9"7# 76 <)"#9 $#+ +"D"9$& 8(+"$= RJ( $%V/":"9"7# T$: 6/#+(+ 9J)7/DJ9J( ^)7/<Y: %$:J )(:()5(:=

RJ( 6$") 5$&/( 76 9J( "+(#9"6"$E&( $::(9: $#+ &"$E"&"9"(: 76 MB^ X$)S(9"#D H7&/9"7#: B90 [9+ $: $9 9J( +$9( 76 $%V/":"9"7#T()(K


For

per

sona

l use

onl

y


\$:J $#+ %$:J (V/"5$&(#9:

M#5(#97)"(:

B)7<()90@ <&$#9 h (V/"<8(#9

W9J() 9$#D"E&( $::(9:

O(6())(+ 9$C $::(9:

\/))(#9 <)75":"7#:

F7#G%/))(#9 <)75":"7#:

R79$& %7#:"+()$9"7#

[(:: "+(#9"6"$E&( #(9 $::(9: $9 6$") 5$&/(

\$:J

\7#9"#D(#9 %7#:"+()$9"7#

O(6())(+ <$08(#9

\$:J %7#:"+()$9"7#

[(::K %$:J $#+ %$:J (V/"5$&(#9 E$&$#%(: $%V/")(+

O/)"#D 9J( <()"7+ 9J( ^)7/< J$: 6"#$&":(+ "9: $%V/":"9"7# $%%7/#9"#D 76 MB^ X$)S(9"#D H7&/9"7#: B90 [9+ T"9J #7)(5":"7#: 97 9J( <)75":"7#$& $%V/":"9"7# $%%7/#9"#D=

^77+T"&& $)7:( "# 9J( $%V/":"9"7# E(%$/:( 9J( %7:9 76 9J( %78E"#$9"7# "#%&/+(+ $ %7#9)7& <)(8"/8= M# $++"9"7#@ 9J(%7#:"+()$9"7# <$"+ 67) 9J( %78E"#$9"7# (66(%9"5(&0 "#%&/+(+ $87/#9: "# )(&$9"7# 97 9J( E(#(6"9 76 (C<(%9(+ :0#()D"(:@)(5(#/( D)7T9J@ 6/9/)( 8$)S(9 +(5(&7<8(#9 $#+ 9J( $::(8E&(+ T7)S67)%( 76 MB^ X$)S(9"#D H7&/9"7#: B90 [9+= RJ(:(E(#(6"9: $)( #79 )(%7D#":(+ :(<$)$9(&0 6)78 D77+T"&& E(%$/:( 9J(0 +7 #79 8((9 9J( )(%7D#"9"7# %)"9()"$ 67)"+(#9"6"$E&( "#9$#D"E&( $::(9:=

F7#( 76 9J( D77+T"&& $)":"#D 7# 9J(:( $%V/":"9"7#: ": (C<(%9(+ 97 E( +(+/%9"E&( 67) 9$C </)<7:(:=

RJ( </)%J$:( <)"%( 76 MB^ %78<)":(+ "#"9"$& %7#:"+()$9"7# 76 j-,=A 8"&&"7#@ T"9J j2=] 8"&&"7# <$0$E&( 7# %78<&(9"7#$#+ $ 6/)9J() j-=2 8"&&"7# 75() 9J( #(C9 N 0($): $#+ $# ($)#G7/9 76 /< 97 $ 6/)9J() jN=> 8"&&"7# <$0$E&( /<G97 $#+ 75() $N,G87#9J <()"7+ TJ"%J ": %7#+"9"7#$& 7# %()9$"# %)"9()"$ E("#D :$9":6"(+=

L: $9 9J( $%V/":"9"7# +$9(@ 9J( S(0 <()67)8$#%( "#+"%$97): 76 MB^ X$)S(9"#D H7&/9"7#: B90 [9+ :J7T 9J$9 "9 ": J"DJ&0<)7E$E&( 9J$9 9J( 9$)D(9 T"&& E( $%J"(5(+ +/( 97 $ :"D#"6"%$#9 (C<$#:"7# 76 9J( E/:"#(:: $#+ 9J( :0#()D"(: )($&":(+@9J()(67)( 9J( 6$") 5$&/( 76 9J( %7#9"#D(#9 %7#:"+()$9"7# T$: (:9"8$9(+ 97 E( jN=> 8"&&"7#=

O/)"#D 9J( <)"7) 0($) 9J( ^)7/< $%V/")(+ $ #/8E() 76 O78"#7 B"__$ E)$#+(+ :97)(: 6)78 67)8() $#+ %/))(#96)$#%J":((:= RJ( E(&7T <)75"+(: $ :/88$)0 76 9J(:( $%V/":"9"7#: +/)"#D 9J( <)"7) 0($) E0 :(D8(#9K


For

per

sona

l use

onl

y


F/8E() 76 :97)(: $%V/")(+ -3 -] A N3

\$:J $#+ %$:J (V/"5$&(#9: > G G >

M#5(#97)"(: 2> G G 2>

B)7<()90@ <&$#9 h (V/"<8(#9 1@A-1 -@1>3 ]11 A@1I-

1@>,1 -@1>3 ]11 A@N2-

\$:J %7#:"+()$9"7# I@IN1 ]@>]1 ]11 -3@--]

[(:: 6$") 5$&/( 76 #(9 "+(#9"6"$E&( $::(9: P1@>,1Q P-@1>3Q P]11Q PA@N2-Q

3@AN, >@N,> G -1@3N>

< B4WB*4R'@ B[LFR LFO *i;MBX*FR

/#1)=$&.&)$ !$% *#!,3/#*#$.

RJ( %$))0"#D 5$&/( 76 <)7<()90 <&$#9 $#+ (V/"<8(#9 ": :9$9(+ $9 %7:9 &(:: $%%/8/&$9(+ +(<)(%"$9"7# $#+ "8<$")8(#9=\7:9 "#%&/+(: (C<(#+"9/)( 9J$9 ": +")(%9&0 $99)"E/9$E&( 97 9J( $%V/":"9"7# 76 $# "9(8=

M9(8: 76 <)7<()90@ <&$#9 $#+ (V/"<8(#9 $)( +(<)(%"$9(+ 7# $ :9)$"DJ9G&"#( E$:": 75() 9J(") /:(6/& &"5(:= RJ( (:9"8$9(+/:(6/& &"6( 76 <&$#9 $#+ (V/"<8(#9 ": E(9T((# - $#+ -, 0($): $#+ (V/"<8(#9 /#+() 6"#$#%( &($:( ": E(9T((# N $#+ -,0($):=

RJ( (:9"8$9(+ /:(6/& &"5(:@ )(:"+/$& 5$&/(: $#+ +(<)(%"$9"7# 8(9J7+ $)( )(5"(T(+ $9 9J( (#+ 76 ($%J $##/$& )(<7)9"#D<()"7+@ T"9J 9J( (66(%9 76 $#0 %J$#D(: )(%7D#":(+ 7# $ <)7:<(%9"5( E$:":= L::(9: J(&+ /#+() 6"#$#%( &($:(: $)(+(<)(%"$9(+ 75() 9J(") (C<(%9(+ /:(6/& &"5(: 7# 9J( :$8( E$:": $: 7T#(+ $::(9: 7)@ TJ()( :J7)9()@ 9J( 9()8 76 9J()(&(5$#9 &($:(=

L# "9(8 76 <)7<()90@ <&$#9 $#+ (V/"<8(#9 ": +()(%7D#":(+ TJ(# "9 ": :7&+ 7) 79J()T":( +":<7:(+ 76@ 7) TJ(# "9: /:( ":(C<(%9(+ 97 E)"#D #7 6/9/)( (%7#78"% E(#(6"9:= L#0 D$"# 7) &7:: 6)78 +()(%7D#":"#D 9J( $::(9@ E("#D 9J( +"66()(#%(E(9T((# 9J( <)7%((+: 76 +":<7:$& $#+ 9J( %$))0"#D $87/#9 76 9J( $::(9@ ": "#%&/+(+ "# 9J( "#%78( :9$9(8(#9 "# 9J(<()"7+ 9J( "9(8 ": +()(%7D#":(+=

&*"!&/*#$.

L9 9J( (#+ 76 ($%J )(<7)9"#D <()"7+@ 9J( ^)7/< )(5"(T: 9J( %$))0"#D $87/#9: 76 "9: <)7<()90 <&$#9 $#+ (V/"<8(#9$::(9: 97 +(9()8"#( TJ(9J() 9J()( ": $#0 "#+"%$9"7# 9J$9 9J7:( $::(9: J$5( :/66()(+ $# "8<$")8(#9 &7::= M6 $#0 :/%J"#+"%$9"7# (C":9:@ 9J( )(%75()$E&( $87/#9 76 9J( $::(9 ": (:9"8$9(+ "# 7)+() 97 +(9()8"#( 9J( (C9(#9 76 9J( "8<$")8(#9&7:: P"6 $#0Q= fJ()( "9 ": #79 <7::"E&( 97 (:9"8$9( 9J( )(%75()$E&( $87/#9 76 $# "#+"5"+/$& $::(9@ 9J( ^)7/< (:9"8$9(:9J( )(%75()$E&( $87/#9 76 9J( %$:JGD(#()$9"#D /#"9 97 TJ"%J 9J( $::(9 E(&7#D:= fJ()( $ )($:7#$E&( $#+ %7#:":9(#9E$:": 76 $&&7%$9"7# %$# E( "+(#9"6"(+@ %7)<7)$9( $::(9: $)( $&:7 $&&7%$9(+ 97 "#+"5"+/$& %$:JGD(#()$9"#D /#"9:@ 7)79J()T":( 9J(0 $)( $&&7%$9(+ 97 9J( :8$&&(:9 D)7/< 76 %$:JGD(#()$9"#D /#"9: 67) TJ"%J $ )($:7#$E&( $#+ %7#:":9(#9$&&7%$9"7# E$:": %$# E( "+(#9"6"(+=

4(%75()$E&( $87/#9 ": 9J( J"DJ() 76 6$") 5$&/( &(:: %7:9: 97 :(&& $#+ 5$&/( "# /:(= M# $::(::"#D 9J( 5$&/( "# /:(@ 9J((:9"8$9(+ 6/9/)( %$:J 6&7T: $)( +":%7/#9(+ 97 9J(") <)(:(#9 5$&/( /:"#D $ <)(G9$C +":%7/#9 )$9( 9J$9 )(6&(%9: %/))(#98$)S(9 $::(::8(#9: 76 9J( 9"8( 5$&/( 76 87#(0 $#+ 9J( )":S: :<(%"6"% 97 9J( $::(9 67) TJ"%J 9J( (:9"8$9(: 76 6/9/)(%$:J 6&7T: J$5( #79 E((# $+c/:9(+=

M6 9J( )(%75()$E&( $87/#9 76 $# $::(9 7) %$:JGD(#()$9"#D /#"9 ": (:9"8$9(+ 97 E( &(:: 9J$# "9: %$))0"#D $87/#9@ 9J(%$))0"#D $87/#9 76 9J( $::(9 7) %$:JGD(#()$9"#D /#"9 ": )(+/%(+ 97 "9: )(%75()$E&( $87/#9= L# "8<$")8(#9 &7:: ":)(%7D#":(+ "88(+"$9(&0 "# <)76"9 7) &7::@ /#&(:: 9J( )(&(5$#9 $::(9 ": %$))"(+ $9 9J( )(5$&/(+ $87/#9@ "# TJ"%J %$:( 9J("8<$")8(#9 &7:: ": 9)($9(+ $: $ )(5$&/$9"7# +(%)($:(=


For

per

sona

l use

onl

y

< B4WB*4R'@ B[LFR LFO *i;MBX*FR P%7#9"#/(+Qf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

\7:9

L%%/8/&$9(+ +(<)(%"$9"7# $#+ "8<$")8(#9

F(9 %$))0"#D $87/#9 $9 9J( E(D"##"#D 76 9J( 0($)

L++"9"7#:

L%V/":"9"7#: 76 O78"#7Y: B"__$ :97)(: $#+ 79J() E/:"#(::(:

L%V/":"9"7#: 9J)7/DJ E/:"#(:: %78E"#$9"7#:

O":<7:$&: $#+ T)"9(G766:

O(<)(%"$9"7# $#+ $87)9":$9"7#

W9J() "#%&/+"#D 67)("D# (C%J$#D( 875(8(#9:

\7:9 1NI@3A3 1>@33] 1]>@>1N

L%%/8/&$9(+ +(<)(%"$9"7# $#+ "8<$")8(#9 P>>@IA-Q P-,@I,2Q P]]@2AIQ

-2N@2,] -A@2]2 -I2@]3A

F(9 %$))0"#D $87/#9 $9 9J( E(D"##"#D 76 9J( 0($) -33@-N3 -,@I-N -22@,>,

L++"9"7#: ]]@,,I --@N3A 33@N2N

L%V/":"9"7#: 76 O78"#7Y: B"__$ :97)(: $#+ 79J() E/:"#(::(: A@1I- G A@1I-

L%V/":"9"7#: 9J)7/DJ E/:"#(:: %78E"#$9"7#: A@113 G A@113

O":<7:$&: $#+ T)"9(G766: PNN@,-NQ PN,>Q PNN@N-2Q

O(<)(%"$9"7# $#+ $87)9":$9"7# P1]@A22Q P>@]2-Q PN1@-]IQ

W9J() "#%&/+"#D 67)("D# (C%J$#D( 875(8(#9: P2@N>3Q P-@ANNQ PI@3I,Q

-2N@2,] -A@2]2 -I2@]3A

RJ()( T$: #7 +(<)(%"$9"7# +/)"#D 9J( <()"7+ 9J$9 T$: %$<"9$&":(+ $: <$)9 76 9J( %7:9 76 79J() $::(9:=

M# $%%7)+$#%( T"9J 9J( :(%/)"90 $))$#D(8(#9: 76 &"$E"&"9"(:@ $: +":%&7:(+ "# #79( -I 97 9J( 6"#$#%"$& :9$9(8(#9:@ $&&#7#G%/))(#9 $::(9: 76 9J( ^)7/<@ (C%(<9 D77+T"&& $#+ +(6())(+ 9$C $::(9:@ J$5( E((# <&(+D(+ $: :(%/)"90= RJ( J7&+()76 9J( :(%/)"90 +7(: #79 J$5( 9J( )"DJ9 97 :(&& 7) )(G<&(+D( 9J( $::(9: 79J() 9J$# "# $# (5(#9 76 +(6$/&9= RJ( ^)7/<+7(: #79 J7&+ 9"9&( 97 9J( (V/"<8(#9 /#+() 6"#$#%( &($:( <&(+D(+ $: :(%/)"90=


For

per

sona

l use

onl

y

Y ^WWOfM[[ LFO WRe*4 MFRLF^MU[*H

/#1)=$&.&)$ !$% *#!,3/#*#$.

^77+T"&& $%V/")(+ "# $ E/:"#(:: %78E"#$9"7# ": "#"9"$&&0 8($:/)(+ $9 %7:9= \7:9 ": 8($:/)(+ $: 9J( %7:9 76 9J( E/:"#(::%78E"#$9"7# 8"#/: 9J( #(9 6$") 5$&/( 76 9J( $%V/")(+ $#+ "+(#9"6"$E&( $::(9:@ &"$E"&"9"(: $#+ %7#9"#D(#9 &"$E"&"9"(:=!7&&7T"#D "#"9"$& )(%7D#"9"7#@ ^77+T"&& ": 8($:/)(+ $9 %7:9 &(:: $#0 $%%/8/&$9(+ "8<$")8(#9 &7::(:=

M#9$#D"E&( $::(9: $%V/")(+ :(<$)$9(&0 $)( 8($:/)(+ 7# "#"9"$& )(%7D#"9"7# $9 %7:9= RJ( %7:9 76 "#9$#D"E&( $::(9:$%V/")(+ "# $ E/:"#(:: %78E"#$9"7# ": 9J(") 6$") 5$&/( $9 9J( +$9( 76 $%V/":"9"7#=

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

*C<(#+"9/)( 7# )(:($)%J $%9"5"9"(: ": )(%7D#":(+ $: $# (C<(#:( "# 9J( <()"7+ "# TJ"%J "9 ": "#%/))(+=

L# "#9()#$&&0GD(#()$9(+ "#9$#D"E&( $::(9 $)":"#D 6)78 +(5(&7<8(#9 P7) 6)78 9J( +(5(&7<8(#9 <J$:( 76 $# "#9()#$&<)7c(%9Q ": )(%7D#":(+ "6@ $#+ 7#&0 "6@ $&& 76 9J( 67&&7T"#D J$5( E((# +(87#:9)$9(+K

n 9J( 9(%J#"%$& 6($:"E"&"90 76 %78<&(9"#D 9J( "#9$#D"E&( $::(9 :7 9J$9 "9 T"&& E( $5$"&$E&( 67) /:( 7) :$&(o

n 9J( "#9(#9"7# 97 %78<&(9( 9J( "#9$#D"E&( $::(9 $#+ /:( 7) :(&& "9o

n 9J( $E"&"90 97 /:( 7) :(&& 9J( "#9$#D"E&( $::(9o

n J7T 9J( "#9$#D"E&( $::(9 T"&& D(#()$9( <)7E$E&( 6/9/)( (%7#78"% E(#(6"9:o

n 9J( $5$"&$E"&"90 76 $+(V/$9( 9(%J#"%$&@ 6"#$#%"$& $#+ 79J() )(:7/)%(: 97 %78<&(9( 9J( +(5(&7<8(#9 $#+ 97/:( 7) :(&& 9J( "#9$#D"E&( $::(9o $#+

n 9J( $E"&"90 97 8($:/)( )(&"$E&0 9J( (C<(#+"9/)( $99)"E/9$E&( 97 9J( "#9$#D"E&( $::(9 +/)"#D "9: +(5(&7<8(#9=

RJ( $87/#9 "#"9"$&&0 )(%7D#":(+ 67) "#9()#$&&0GD(#()$9(+ "#9$#D"E&( $::(9: ": 9J( :/8 76 9J( (C<(#+"9/)( "#%/))(+ 6)789J( +$9( TJ(# 9J( "#9$#D"E&( $::(9 6"):9 8((9: 9J( )(%7D#"9"7# %)"9()"$ &":9(+ $E75(= fJ()( #7 "#9()#$&&0GD(#()$9(+"#9$#D"E&( $::(9 %$# E( )(%7D#":(+@ +(5(&7<8(#9 (C<(#+"9/)( ": )(%7D#":(+ "# <)76"9 7) &7:: "# 9J( <()"7+ "# TJ"%J "9 ":"#%/))(+=

RJ( 67&&7T"#D /:(6/& &"5(: $)( /:(+ "# 9J( %$&%/&$9"7# 76 $87)9":$9"7#K

n \$<"9$&":(+ +(5(&7<8(#9 "#9$#D"E&(: 1 q -, 0($):n ["%(#:(: $#+ 79J() 1 q -, 0($):

M#9$#D"E&( $::(9: T"9J "#+(6"#"9( &"5(: $)( 9(:9(+ 67) "8<$")8(#9 "# 9J( :$8( T$0 $: D77+T"&&= L::(9: T"9J $# $::/8(+"#+(6"#"9( /:(6/& &"6( $)( )(5"(T(+ $9 ($%J )(<7)9"#D <()"7+ 97 +(9()8"#( TJ(9J() 9J": $::/8<9"7# %7#9"#/(: 97 E($<<)7<)"$9(= M6 #79@ "9 ": %J$#D(+ 97 $ 6"#"9( &"6( "#9$#D"E&( $::(9 $#+ $87)9":(+ 75() "9: )(8$"#"#D /:(6/& &"6(=

&*"!&/*#$.

RJ( ^)7/< 9(:9: "#9$#D"E&(: $#+ D77+T"&& 67) "8<$")8(#9K

G $9 &($:9 $##/$&&0 67) "#+(6"#"9( &"6( "#9$#D"E&(: $#+ D77+T"&&o $#+

G TJ()( 9J()( ": $# "#+"%$9"7# 9J$9 9J( $::(9 8$0 E( "8<$")(+@ TJ"%J ": $::(::(+ $9 &($:9 ($%J )(<7)9"#D<()"7+o 7)

G TJ()( 9J()( ": $# "#+"%$9"7# 9J$9 <)(5"7/:&0 )(%7D#":(+ "8<$")8(#9@ 7# $::(9: 79J() 9J$# D77+T"&&@ 8$0J$5( %J$#D(+=

M6 9J( $::(9 +7(: #79 D(#()$9( "#+(<(#+(#9 %$:J "#6&7T: $#+ "9: 5$&/( "# /:( %$##79 E( (:9"8$9(+ 97 E( %&7:( 97 "9: 6$")5$&/(@ 9J( $::(9 ": 9(:9(+ 67) "8<$")8(#9 $: <$)9 76 9J( %$:J D(#()$9"#D /#"9 P\^;Q 97 TJ"%J "9 E(&7#D:=


For

per

sona

l use

onl

y

Y ^WWOfM[[ LFO WRe*4 MFRLF^MU[*H P%7#9"#/(+QL::(9: $)( "8<$")(+ "6 9J(") %$))0"#D 5$&/( (C%((+: 9J(") )(%75()$E&( $87/#9= RJ( )(%75()$E&( $87/#9 76 $# $::(9 7)\^; ": +(9()8"#(+ $: 9J( J"DJ() 76 "9: 6$") 5$&/( &(:: %7:9: 76 +":<7:$& P!t[\WOQ 7) 5$&/( "# /:( PtM;Q= L# "8<$")8(#9&7:: )(%7D#":(+ 67) D77+T"&& ": #79 )(5():(+ "# :/E:(V/(#9 <()"7+:=

M# $::(::"#D tM;@ 9J( (:9"8$9(+ 6/9/)( %$:J 6&7T: $)( +":%7/#9(+ 97 9J(") <)(:(#9 5$&/( /:"#D $ <)(G9$C +":%7/#9 )$9(9J$9 )(6&(%9: %/))(#9 8$)S(9 $::(::8(#9: 76 9J( 9"8( 5$&/( 76 87#(0 $#+ 9J( )":S: :<(%"6"% 97 9J( $::(9 7) \^;= M#+(9()8"#"#D !t[\WO@ $ +":%7/#9(+ %$:J 6&7T 87+(& ": /:(+ E$:(+ 7# $ 8(9J7+7&7D0 %7#:":9(#9 T"9J 9J$9 $<<&"(+ E09J( ^)7/< "# +(9()8"#"#D 9J( 5$&/( 76 <79(#9"$& $%V/":"9"7# 9$)D(9:@ 8$C"8":"#D 9J( /:( 76 8$)S(9 7E:()5(+ "#</9:=RJ(:( %$&%/&$9"7#:@ %&$::"6"(+ $: [(5(& N 7# 9J( 6$") 5$&/( J"()$)%J0@ $)( %78<$)(+ 97 5$&/$9"7# 8/&9"<&(: 7) 79J() 6$")5$&/( "#+"%$97): TJ()( $5$"&$E&( 97 (#:/)( )($:7#$E&(#(::=

!7) tM; %$&%/&$9"7#:@ %$:J 6&7T <)7c(%9"7#: $)( E$:(+ 7# %7)<7)$9( <&$#: $#+ E/:"#(:: 67)(%$:9: <)(<$)(+ E08$#$D(8(#9 $#+ $<<)75(+ E0 9J( U7$)+= RJ( %7)<7)$9( <&$#: $)( +(5(&7<(+ $##/$&&0 T"9J $ 6"5(G0($) 7/9&77S=

W# +(9()8"#"#D !t[\WO@ 9J( 5$&/$9"7# 87+(& "#%7)<7)$9(: 9J( %$:J 6&7T: <)7c(%9(+ 75() 9J( +/)$9"7# 76 9J( %/))(#9%7)<7)$9( <&$# <()"7+= RJ(:( <)7c(%9"7#: $)( +":%7/#9(+ /:"#D $ )":S $+c/:9(+ +":%7/#9 )$9( %788(#:/)$9( T"9J $90<"%$& 8$)S(9 <$)9"%"<$#9b: $::(::8(#9 76 9J( )":S $::7%"$9(+ T"9J 9J( <)7c(%9(+ %$:J 6&7T:=

!7) E79J 9J( tM; $#+ !t[\WO 87+(&:@ %$:J 6&7T: E(07#+ 9J( %7)<7)$9( <&$# <()"7+ $)( (C9)$<7&$9(+ /:"#D(:9"8$9(+ D)7T9J )$9(:@ TJ"%J $)( E$:(+ 7# ^)7/< (:9"8$9(:@ 9$S"#D "#97 %7#:"+()$9"7# J":97)"%$& <()67)8$#%( $: T(&&$: (C<(%9(+ &7#DG9()8 7<()$9"#D %7#+"9"7#:= ^)7T9J )$9(: +7 #79 (C%((+ 9J( %7#:(#:/: 67)(%$:9: 76 9J( &7#DG9()8$5()$D( )$9( 67) 9J( "#+/:9)0 "# TJ"%J 9J( \^; 7<()$9(:=

O":%7/#9 )$9(: /:(+ "# E79J %$&%/&$9"7#: $)( E$:(+ 7# 9J( T("DJ9(+ $5()$D( %7:9 76 %$<"9$& +(9()8"#(+ E0 <)(5$"&"#D7) E(#%J8$)S(+ 8$)S(9 "#</9:@ )":S $+c/:9(+ TJ()( #(%(::$)0= W9J() $::/8<9"7#: $)( +(9()8"#(+ T"9J )(6()(#%( 97(C9()#$& :7/)%(: 76 "#67)8$9"7# $#+ /:( %7#:":9(#9@ )($:7#$E&( (:9"8$9(: 67) 5$)"$E&(: :/%J $: 9()8"#$& %$:J 6&7T8/&9"<&(:= M#%)($:(: "# +":%7/#9 )$9(: 7) %J$#D(: "# 79J() S(0 $::/8<9"7#:@ :/%J $: 7<()$9"#D %7#+"9"7#: 7) 6"#$#%"$&<()67)8$#%(@ 8$0 %$/:( 9J( )(%75()$E&( $87/#9: 97 )(+/%(=

RJ()( T$: #7 8$9()"$& "8<$")8(#9 )(%7D#":(+ +/)"#D 9J( 1,-2 6"#$#%"$& 0($) P1,-3K #"&Q=

#,.&*!.#, !$% K3%=#*#$., M ).5#/ &$.!$=&70#,

X$#$D(8(#9 J$: +(9()8"#(+ 9J$9 9J( X!L )(&$9"#D 97 O78"#7b: B"__$ ^()8$#0 $#+ 9J( !FL: $)":"#D 7# 9J($%V/":"9"7# 76 e$&&7 B"__$@ .7(0b: B"__$ $#+ B"__$ H<)"#9 $)( 97 E( 9)($9(+ $: "#+(6"#"9( &"6( "#9$#D"E&( $::(9:= M#$++"9"7#@ 9J( :$8( 9)($98(#9 J$: E((# $<<&"(+ 97 9J( X!L $#+ $::7%"$9(+ 6)$#%J":( $D)((8(#9: )(%7D#":(+ 7# 9J($%V/":"9"7# 76 O78"#7b: B"__$ .$<$#= RJ": c/+D(8(#9 ": E$:(+ 7# 9J( :/66"%"(#%0 76 $5$"&$E&( (5"+(#%( :/<<7)9"#D 9J($E"&"90 76 9J( ^)7/< 97 )(#(T 9J( /#+()&0"#D $D)((8(#9: E(07#+ 9J(") "#"9"$& 9()8: T"9J7/9 "#%/))"#D :"D#"6"%$#9 %7:9=

X$#$D(8(#9 /:(: 9J(") c/+D(8(#9 97 $::(:: 9J( /:(6/& &"5(: 76 %$<"9$&":(+ +(5(&7<8(#9 "#9$#D"E&(: $#+ &"%(#:(:= RJ":": E$:(+ 7# 9J( (:9"8$9(+ &"6( 76 9J( $::(9 $#+ 6/9/)( (%7#78"% E(#(6"9: 76 9J( $::(9= RJ( 8$c7)"90 76 9J(:( $::(9:J$5( $ &"6( 76 E(9T((# 1 G -, 0($):=


For

per

sona

l use

onl

y

Y ^WWOfM[[ LFO WRe*4 MFRLF^MU[*H P%7#9"#/(+Q

\7:9

L%%/8/&$9(+ $87)9":$9"7# $#+ "8<$")8(#9

F(9 %$))0"#D $87/#9 $9 9J( E(D"##"#D 76 9J( 0($)

L++"9"7#:

L%V/":"9"7#: 76 O78"#7Y: B"__$ :97)(: $#+ 79J() E/:"#(::(:

L%V/":"9"7#: 9J)7/DJ E/:"#(:: %78E"#$9"7#:

O":<7:$&: $#+ T)"9( 766:

W9J() "#%&/+"#D 67)("D# (C%J$#D( 875(8(#9

\7:9 N23@---

L%%/8/&$9(+ $87)9":$9"7# $#+ "8<$")8(#9 G

N23@---

F(9 %$))0"#D $87/#9 $9 9J( E(D"##"#D 76 9J( 0($) A,2@1--

L%V/":"9"7#: 76 O78"#7Y: B"__$ :97)(: $#+ 79J() E/:"#(::(: -1@3N>

L%V/":"9"7#: 9J)7/DJ E/:"#(:: %78E"#$9"7#: I@NN]

O":<7:$&: $#+ T)"9( 766: P-1@-2]Q

W9J() "#%&/+"#D 67)("D# (C%J$#D( 875(8(#9 PN,@I2>Q

N23@---

\7:9

L%%/8/&$9(+ $87)9":$9"7# $#+ "8<$")8(#9

F(9 %$))0"#D $87/#9 $9 9J( E(D"##"#D 76 9J( 0($)

L++"9"7#:

L%V/":"9"7#: 76 O78"#7Y: B"__$ :97)(: $#+ 79J()E/:"#(::(:

L%V/":"9"7#: 9J)7/DJ E/:"#(:: %78E"#$9"7#:

4(5$&/$9"7#

O":<7:$&: $#+ T)"9( 766:

L87)9":$9"7# 67) 9J( 0($)

W9J() "#%&/+"#D 67)("D# (C%J$#D( 875(8(#9


For

per

sona

l use

onl

y


\7:9 -,-@,I> 11@,A- 2I@N>1 -A>@2A> N>2@NNN

L%%/8/&$9(+ $87)9":$9"7# $#+ "8<$")8(#9 PA,@N]NQ P->@11>Q G G P>>@>22Q

],@3N1 ]@2-] 2I@N>1 -A>@2A> N,1@3A>

F(9 %$))0"#D $87/#9 $9 9J( E(D"##"#D 76 9J( 0($) N2@3N- --@,I3 IA@,2N -A]@,-] 12I@I13

L++"9"7#: N1@-]1 A3N G G N1@]N>

L%V/":"9"7#: 76 O78"#7Y: B"__$ :97)(: $#+ 79J()E/:"#(::(: G G 1,N G 1,N

O":<7:$&: $#+ T)"9( 766: P>3IQ P2A-Q G G P-@A1,Q

L87)9":$9"7# 67) 9J( 0($) P-,@-,IQ PA@,3-Q G G P-A@-2,Q

W9J() "#%&/+"#D 67)("D# (C%J$#D( 875(8(#9 >13 ->2 PA@INAQ P-3-Q PA@A1,Q

],@3N1 ]@2-] 2I@N>1 -A>@2A> N,1@3A>

!00)1!.&)$ )4 =))%J&00 !$% &$%#4&$&.# 0&4# &$.!$=&70# !,,#., .) 1=3Z

^77+T"&& $#+ "#+(6"#"9( &"6( "#9$#D"E&( $::(9: J$: E((# $&&7%$9(+ 67) "8<$")8(#9 9(:9"#D </)<7:(: 97 9J( 67&&7T"#D\^;:K

G L/:9)$&"$ $#+ F(T Z($&$#+ 8$)S(9:

G */)7<( 8$)S(9@ TJ"%J %78<)":(:K

7 RJ( F(9J()&$#+: h U(&D"/8 :97)(: &7%$9(+ "# 9J( )(D"7# 76 L#9T()< PF[Q

7 !)$#%( h 9J( )(:9 76 U(&D"/8 P!4Q h PU*Q

7 ^()8$#0 PO*Q

G .$<$#(:( 8$)S(9

RJ( %$))0"#D $87/#9 76 D77+T"&& $#+ 79J() "#+(6"#"9( &"6( "#9$#D"E&( $::(9: T$: $&&7%$9(+ 97 9J( 67&&7T"#D \^;:K

1,-3 >N@-3I N]@3>, ]@I2N AI@A]> 1A,@3NA N23@---

1,-3 G G G G G G

1,-3 1,N A>@13I G -AI@NIN A,@N11 1N>@-I3

1,-3 G G G G G G


For

per

sona

l use

onl

y


#,.&*!.#, !$% K3%=#*#$., &$ %#.#/*&$&$= .5# /#1)I#/!70# !*)3$. )4 .5# 1!,5=#$#/!.&$= 3$&.,

M# $::(::"#D 9J( )(%75()$E&( $87/#9 76 \^;:@ 9J( %$&%/&$9"7#: #(%(::$)"&0 )(V/")( (:9"8$9(: $#+ $::/8<9"7#: $)7/#+6/9/)( %$:J6&7T:@ D)7T9J )$9(: $#+ +":%7/#9 )$9(:= RJ( )(:/&9"#D )(%75()$E&( $87/#9 %$# E( :(#:"9"5( 97 9J(:(7/9</9:= g(0 $::/8<9"7#: /:(+ $)( +(9$"&(+ 6/)9J() E(&7T=

L&& \^;: J$5( $+7<9(+ 9J( tM; 5$&/$9"7# 8(9J7+7&7D0 97 +(9()8"#( 9J( )(%75()$E&( $87/#9= *UMR D)7T9J 75() 9J(67)(%$:9 <()"7+ ": E$:(+ 7# <$:9 (C<()"(#%( $#+ (C<(%9$9"7#: 76 $5()$D( :$&( <()%(#9$D(: D)7T9J )$9(:= RJ( <7:9G9$C+":%7/#9 )$9(: "#%7)<7)$9( $ )":SG$+c/:98(#9 )(&$9"5( 97 9J( )":S: $::7%"$9(+ T"9J 9J( #(9 <7:9G9$C %$:J 6&7T: E("#D$%J"(5(+@ TJ"&:9 9J( 9()8"#$& D)7T9J )$9(: $)( E$:(+ 7# 8$)S(9 (:9"8$9(: 76 9J( &7#DG9()8 $5()$D( "#+/:9)0 D)7T9J)$9(=

1,-3 I=>? --=1? -,=N? I=N? -,=-?

1,-3 -I=A? 1A=N? 1A=3? 1N=A? -1=-?

1,-3 1=>? 1=,? 1=,? 1=,? -=>?

"= \78<7/#+ $##/$& D)7T9J )$9( 67) 9J( %7)<7)$9( <&$# <()"7+ J$: E((# %$&%/&$9(+ E$:(+ 7# 9J( %78<7/#+*UMROL D)7T9J 75() 9J( 67)(%$:9 <()"7+ $+c/:9(+ 67) $#0 #7#G)(%/))"#D %7:9:=

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

;: R4LO*@ WRe*4 4*\*MtLU[*H LFO WRe*4 LHH*RH

/#1)=$&.&)$ !$% *#!,3/#*#$.

R)$+( )(%("5$E&(: $#+ 79J() +(E97): $)( %&$::"6"(+ $: 6"#$#%"$& $::(9: $#+ J(&+ $9 $87)9":(+ %7:9=

R)$+( )(%("5$E&(: D(#()$&&0 J$5( 9()8: 76 /< N, +$0:= RJ(0 $)( )(%7D#":(+ "#"9"$&&0 $9 6$") 5$&/( $#+ :/E:(V/(#9&0 $9$87)9":(+ %7:9 /:"#D 9J( (66(%9"5( "#9()(:9 8(9J7+@ &(:: $# $&&7T$#%( 67) "8<$")8(#9=

U(67)( $%%(<9"#D $#0 #(T 6)$#%J":((: $#+ E/:"#(:: <$)9#():@ 9J( ^)7/< /:(: (C9(#:"5( %)(+"9 5()"6"%$9"7# <)7%(+/)(:=4(%("5$E&( E$&$#%(: $)( 87#"97)(+ 7# $# 7#D7"#D E$:": $#+ 9J( ^)7/<b: (C<7:/)( 97 E$+ +(E9: ": #79 :"D#"6"%$#9=f"9J )(:<(%9 97 9)$+( )(%("5$E&(: 9J$9 $)( #("9J() "8<$")(+ #7) <$:9 +/(@ 9J()( $)( #7 "#+"%$9"7#: $: 76 9J( )(<7)9"#D+$9( 9J$9 9J( +(E97): T"&& #79 8((9 9J(") <$08(#9 7E&"D$9"7#:=

R)$+( )(%("5$E&(: $)( #7#G"#9()(:9 E($)"#D $#+ $)( 9J()(67)( #79 :/Ec(%9 97 "#9()(:9 )$9( )":S=

O/( 97 9J( :J7)9G9()8 #$9/)( 76 9J(:( )(%("5$E&(:@ 9J(") %$))0"#D $87/#9 ": $::/8(+ 97 $<<)7C"8$9( 9J(") 6$") 5$&/(=


For

per

sona

l use

onl

y

;: R4LO*@ WRe*4 4*\*MtLU[*H LFO WRe*4 LHH*RH P%7#9"#/(+Q

\)(+"9 )":S $)":(: 6)78 (C<7:/)( 97 )(9$"& %/:978(): $#+ 6)$#%J":((:@ "#%&/+"#D 7/9:9$#+"#D )(%("5$E&(: $#+ %788"99(+9)$#:$%9"7#:=

\7&&(%9$E"&"90 $#+ "8<$")8(#9 $)( $::(::(+ 7# $# 7#D7"#D E$:": $9 $ )(D"7#$& &(5(&= M8<$")8(#9 ": )(%7D#":(+ "# 9J("#%78( :9$9(8(#9 TJ(# 9J()( ": 7Ec(%9"5( (5"+(#%( 9J$9 9J( ^)7/< T"&& #79 E( $E&( 97 %7&&(%9 9J( +(E9:= !"#$#%"$&+"66"%/&9"(: 76 9J( +(E97)@ <)7E$E"&"90 9J$9 9J( +(E97) T"&& (#9() E$#S)/<9%0 7) 6"#$#%"$& )(7)D$#":$9"7# $#+ +(6$/&9 7)+(&"#V/(#%0 "# <$08(#9: $)( %7#:"+()(+ 7Ec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

M#%&/+(+ T"9J"# W9J() )(%("5$E&(: P1,-3K W9J() <$0$E&(: $#+ $%%)/$&:Q ": $# $::(9 76 jN2N 9J7/:$#+ P1,-3K &"$E"&"90 76jN=> 8"&&"7#Q@ TJ"%J )(&$9(: 97 9J( +(6"%"9 J(&+ "# )(&$9"7# 97 9J( L+5()9":"#D !/#+ PpL+6/#+pQ P1,-3K :/)<&/:Q= M# $++"9"7#97 6)$#%J":( 6((:@ 6)$#%J":((: <$0 %7#9)"E/9"7#: TJ"%J $)( %7&&(%9(+ E0 9J( ^)7/< 67) :<(%"6"% /:( T"9J"# 9J( L+6/#+=RJ( ^)7/< 7<()$9(: 9J( 6/#+: 7# E(J$&6 76 9J( 6)$#%J":((: T"9J 9J( 7Ec(%9"5( 76 +)"5"#D )(5(#/(: 67) 9J(") :97)(:= RJ(6/#+ ": :<(%"6"%$&&0 /:(+ 97 <$0 67) 8$)S(9"#D $#+ $+5()9":"#D $#+ 79J() <)7879"7#$& )(&$9(+ $%9"5"9"(: $: <()8"99(+/#+() 9J( 9()8: 76 9J( 6)$#%J":( $D)((8(#9= L&& L+6/#+ %7#9)"E/9"7#: $)( +(:"D#$9(+ 67) :<(%"6"% </)<7:(: $#+ $)(#79 %7#9)7&&(+ E0 9J( ^)7/< $#+ 9J()(67)( +7 #79 "8<$%9 9J( \7#:7&"+$9(+ H9$9(8(#9 76 B)76"9 7) [7::= R79$&%7#9)"E/9"7#: 8$+( 97 9J( 6/#+ +/)"#D 9J( >1 T((S: (#+(+ ,- ./&0 1,-2 T()( j-A1=N 8"&&"7# P1,-3K j-1A=1 8"&&"7#Q=

1,-3jY,,,

R)$+( )(%("5$E&(: ]I@>13

L&&7T$#%( 67) +7/E96/& +(E9: PN@-,,Q

W9J() )(%("5$E&(: ]@-22

31@]->

1,-3jY,,,

B)(<$08(#9: -A@IN-

f7)S "# <)7D)(:: G :97)( E/"&+: 2-N

W9J() G %/))(#9 2@]],

W9J() G #7#G%/))(#9 1]

1A@AN,

1,-3jY,,,

\/))(#9 1A@A,A

F7#G%/))(#9 1]

1A@AN,


For

per

sona

l use

onl

y

;: R4LO*@ WRe*4 4*\*MtLU[*H LFO WRe*4 LHH*RH P%7#9"#/(+Q

1,-3jY,,,

U$&$#%( $9 9J( E(D"##"#D 76 9J( 0($) 1@32,

M8<$")8(#9 &7::(: )(%7D#":(+ 7# )(%("5$E&(: -@]IN

L87/#9: T)"99(# 766 $: /#%7&&(%9"E&( P-@,21Q

L87/#9: )(%75()(+ +/)"#D 9J( 0($) P-3>Q

M8<$")8(#9 &7::(: )(5():(+ P-1AQ

*66(%9 76 67)("D# %/))(#%0 2

N@-,,

M#%&/+(+ "# 9J( ^)7/<Y: 9)$+( )(%("5$E&(: E$&$#%( $)( +(E97): T"9J $ %$))0"#D $87/#9 76 jA@12, 9J7/:$#+ P1,-3Kj1@2A, 9J7/:$#+Q@ TJ"%J $)( <$:9 +/( $9 9J( )(<7)9"#D +$9( 67) TJ"%J 9J( ^)7/< J$: #79 <)75"+(+ $: 9J()( J$: #79E((# $ :"D#"6"%$#9 %J$#D( "# %)(+"9 V/$&"90 $#+ 9J( $87/#9: $)( :9"&& %7#:"+()(+ )(%75()$E&(=

1,-3jY,,,

N, G ], +$0: -@1>2

], G I, +$0: ]AA

I, +$0: $#+ 75() IN2

1@2A,

M#%&/+(+ "# 9J( $&&7T$#%( 67) +7/E96/& +(E9: $)( "#+"5"+/$&&0 "8<$")(+ 9)$+( )(%("5$E&(: T"9J $ E$&$#%( 76 jA@N,39J7/:$#+ P1,-3K jN@-,, 9J7/:$#+Q 67) 9J( ^)7/<= RJ( "8<$")8(#9 )(%7D#":(+ )(<)(:(#9: 9J( +"66()(#%( E(9T((# 9J(%$))0"#D $87/#9 76 9J(:( 9)$+( )(%("5$E&(: $#+ 9J( <)(:(#9 5$&/( 76 9J( (C<(%9(+ )(%75()$E&( <)7%((+:= RJ( ^)7/<+7(: #79 J7&+ $#0 %7&&$9()$& 75() 9J(:( E$&$#%(:=

1,-3jY,,,

, G N, +$0: 11,

N, G ], +$0: 3A

], G I, +$0: -A1

I, +$0: $#+ 75() 1@]]A

N@-,,

;; R4LO* LFO WRe*4 BL'LU[*H

/#1)=$&.&)$ !$% *#!,3/#*#$.

RJ(:( $87/#9: )(<)(:(#9 &"$E"&"9"(: 67) D77+: $#+ :()5"%(: <)75"+(+ 97 9J( ^)7/< <)"7) 97 9J( E$&$#%( :J((9 +$9(TJ"%J $)( /#<$"+= R)$+( $#+ 79J() <$0$E&(: $)( <)(:(#9(+ $: %/))(#9 &"$E"&"9"(: /#&(:: <$08(#9 ": #79 +/( T"9J"# -187#9J: 6)78 9J( )(<7)9"#D +$9(=

1,-3jY,,,

R)$+( <$0$E&(:P"Q 3N@]]I

^77+: $#+ :()5"%(: 9$C P^HRQd t$&/( $++(+ 9$C PtLRQ <$0$E&( -,@11]

W9J() %)(+"97): $#+ $%%)/$&: >1@A2-

-N]@N3]


For

per

sona

l use

onl

y

;; R4LO* LFO WRe*4 BL'LU[*H P%7#9"#/(+QP"Q RJ( $5()$D( %)(+"9 <()"7+ 7# </)%J$:(: 76 D77+: ": N, +$0:= RJ( ^)7/< J$: 6"#$#%"$& )":S 8$#$D(8(#9 <7&"%"(: "#

<&$%( 97 (#:/)( 9J$9 $&& <$0$E&(: $)( <$"+ T"9J"# 9J( %)(+"9 9"8(6)$8(=

;9 B4WtMHMWFH

/#1)=$&.&)$ !$% *#!,3/#*#$.

B)75":"7#: $)( )(%7D#":(+ TJ(# 9J( ^)7/< J$: $ <)(:(#9 7E&"D$9"7# P&(D$& 7) %7#:9)/%9"5(Q $: $ )(:/&9 76 $ <$:9 (5(#9@ "9": <)7E$E&( 9J$9 9J( ^)7/< T"&& E( )(V/")(+ 97 :(99&( 9J( 7E&"D$9"7#@ $#+ $ )(&"$E&( (:9"8$9( %$# E( 8$+( 76 9J($87/#9 76 9J( 7E&"D$9"7#=

RJ( <)75":"7# 67) (8<&70(( E(#(6"9: )(<)(:(#9: $##/$& &($5(@ &7#D :()5"%( &($5( (#9"9&(8(#9: $#+ "#%(#9"5(: $%%)/(+E0 (8<&70((:=

["$E"&"9"(: 67) T$D(: $#+ :$&$)"(: "#%&/+"#D #7#G87#(9$)0 E(#(6"9: (C<(%9(+ 97 E( :(99&(+ T"9J"# -1 87#9J: 76 9J()(<7)9"#D +$9( $)( )(%7D#":(+ "# <)75":"7#: $#+ 79J() <$0$E&(: "# )(:<(%9 76 (8<&70((:b :()5"%(: /< 97 9J( E$&$#%(:J((9 +$9(= RJ(0 $)( 8($:/)(+ $9 9J( $87/#9: (C<(%9(+ 97 E( <$"+ TJ(# 9J( &"$E"&"9"(: $)( :(99&(+=

RJ( &"$E"&"90 67) $##/$& &($5( $#+ &7#D :()5"%( &($5( ": )(%7D#":(+ "# 9J( <)75":"7# 67) (8<&70(( E(#(6"9:= M9 ":8($:/)(+ $: 9J( <)(:(#9 5$&/( 76 (C<(%9(+ 6/9/)( <$08(#9: 67) 9J( :()5"%(: <)75"+(+ E0 (8<&70((: /< 97 9J()(<7)9"#D +$9(= *C<(%9(+ 6/9/)( <$08(#9: $)( +":%7/#9(+ /:"#D 8$)S(9 0"(&+: $9 9J( E$&$#%( :J((9 +$9( 7# 9()8: 978$9/)"90 $#+ %/))(#%"(: 9J$9 8$9%J $: %&7:(&0 $: <7::"E&( 97 9J( (:9"8$9(+ 6/9/)( %$:J 7/96&7T:=

RJ( &($:( <)75":"7# %75(): :9(<<(+ &($:( $))$#D(8(#9: 97 (#$E&( 9J( &($:( (C<(#:( 97 E( )(%7D#":(+ 7# $:9)$"DJ9G&"#( E$:": 75() 9J( &($:( 9()8=

L <)75":"7# ": )(%7D#":(+ 67) 9J( 8$S( D77+ 7E&"D$9"7#: "# )(:<(%9 76 )(:97)"#D :"9(: 97 9J(") 7)"D"#$& %7#+"9"7# TJ(#9J( <)(8":(: $)( 5$%$9(+= X$#$D(8(#9 J$: (:9"8$9(+ 9J( <)75":"7# )(%7D#":(+ 7# &($:(:@ E$:(+ 7# J":97)"%$& +$9$ "#)(&$9"7# 97 :97)( %&7:/)( #/8E(): $#+ %7:9:@ $: T(&& $: 6/9/)( 9)(#+: 9J$9 %7/&+ +"66() 6)78 J":97)"%$& $87/#9:=

RJ( <)75":"7# 67) &(D$& %7:9: )(&$9( 97 %&$"8: 9J$9 T()( E)7/DJ9 $D$"#:9 9J( %78<$#0 E0 $ #/8E() 76 67)8() $#+%/))(#9 B"__$ H<)"#9 6)$#%J":((:=

#,.&*!.#, !$% K3%=#*#$.,

X$#$D(8(#9 c/+D(8(#9 ": $<<&"(+ "# +(9()8"#"#D 9J( 67&&7T"#D S(0 $::/8<9"7#: /:(+ "# 9J( %$&%/&$9"7# 76 &7#D:()5"%( &($5( $#+ $##/$& &($5( $9 E$&$#%( +$9(K

n 6/9/)( "#%)($:(: "# T$D(: $#+ :$&$)"(:o

n 6/9/)( 7#G%7:9 )$9(:o $#+

n (C<()"(#%( 76 (8<&70(( +(<$)9/)(: $#+ <()"7+ 76 :()5"%(=


For

per

sona

l use

onl

y

;9 B4WtMHMWFH P%7#9"#/(+Q

1,-3F79( jY,,,

*8<&70(( E(#(6"9: ]@-I-

O(6"#(+ E(#(6"9 <&$# 1I >@]2-

W9J()P"Q 3@I,1

-I@33A

\/))(#9 --@I1N

F7#G%/))(#9 3@2>-

-I@33A

\J$)D(+dP%)(+"9(+Q 97 <)76"9 7) &7:: G G G G

L++"9"7#$& <)75":"7#: )(%7D#":(+ G > G >

4(+/%9"7#: $)":"#D 6)78 <$08(#9: G G P1@I2,Q P1@I2,Q

X75(8(#9: )(:/&9"#D 6)78 )(8($:/)(8(#9 P2-2Q G 2 P2-,Q

\J$)D(+dP%)(+"9(+Q 97 <)76"9 7) &7:: A> G P-@AAAQ P-@NIIQ

L++"9"7#$& <)75":"7#: )(%7D#":(+ N3I -] ], A>>

4(+/%9"7#: $)":"#D 6)78 <$08(#9: PNA1Q G P-@3NNQ P1@,3>Q

X75(8(#9: )(:/&9"#D 6)78 )(8($:/)(8(#9 I] G N]A A],

;S MFt*FRW4'

/#1)=$&.&)$ !$% *#!,3/#*#$.

M#5(#97)"(: $)( 5$&/(+ $9 9J( &7T() 76 %7:9 $#+ #(9 )($&":$E&( 5$&/(= \7:9:@ "#%&/+"#D $# $<<)7<)"$9( <7)9"7# 76 6"C(+$#+ 5$)"$E&( 75()J($+ (C<(#:(:@ $)( $::"D#(+ 97 "#5(#97)"(: E0 9J( 8(9J7+ 87:9 $<<)7<)"$9( 97 ($%J <$)9"%/&$) %&$::76 "#5(#97)0@ T"9J 9J( 8$c7)"90 E("#D 5$&/(+ 7# $ 6"):9 "# 6"):9 7/9 E$:":= F(9 )($&":$E&( 5$&/( ": 9J( (:9"8$9(+ :(&&"#D<)"%( "# 9J( 7)+"#$)0 %7/):( 76 E/:"#(:: &(:: (:9"8$9(+ %7:9: 97 :(&&=

1,-3jY,,,

4$T 8$9()"$&: N@>>3

!"#":J(+ D77+: -3@>A-

1-@,I2

RJ()( $)( #7 "#5(#97)"(: P1,-3K j#"&Q (C<(%9(+ 97 E( )(%75()(+ $69() 87)( 9J$# -1 87#9J:= *C<(#:(: )(&$9"#D 97"#5(#97)"(: $)( )(%7)+(+ /#+() !77+@ (V/"<8(#9 $#+ <$%S$D"#D (C<(#:(:=


For

per

sona

l use

onl

y

1!"&.!0\$<"9$& <)75"+(: "#67)8$9"7# $E7/9 9J( %$<"9$& 8$#$D(8(#9 <)$%9"%(: 76 9J( ^)7/<=

;( *i;MR'

&,,3#% 1!"&.!0

1,-3jY,,,

2>@N]2@,A, 6/&&0 <$"+ 7)+"#$)0 :J$)(: P1 ./&0 1,-3K 22@23N@33>Q NA,@,A,

\J$#D(: 97 9J( \7)<7)$9"7#: [$T $E7&":J(+ 9J( $/9J7)":(+ %$<"9$& $#+ <$) 5$&/( %7#%(<9 "# )(&$9"7# 97 :J$)( %$<"9$&6)78 - ./&0 -II2= RJ()(67)(@ 9J( \78<$#0 +7(: #79 J$5( $ &"8"9(+ $87/#9 76 $/9J7)":(+ %$<"9$& $#+ "::/(+ :J$)(: +7#79 J$5( $ <$) 5$&/(=

1,-3F/8E() 76

:J$)(:Y,,,

HJ$)(%$<"9$&

jY,,,

U$&$#%( $9 E(D"##"#D 76 6"#$#%"$& 0($) 23@]A2 1A2@>>AHJ$)(: "::/(+K

M::/( 76 :J$)(: /#+() (C(%/9"5( :J$)( 7<9"7# <&$# -@11N I-@N>-

M::/( 76 :J$)(: /#+() (8<&70(( :J$)( <&$# 1 -N]

HJ$)( E/0GE$%S G G

\$<"9$& %7:9: $::7%"$9(+ T"9J :J$)( "::/( G P-Q

22@23N NA,@,A,

!/&&0 <$"+ 7)+"#$)0 :J$)(: %$))0 7#( 579( <() :J$)( $#+ %$))0 9J( )"DJ9 97 +"5"+(#+:=

)".&)$,

RJ( \78<$#0 $<<)75(+ 9J( (:9$E&":J8(#9 76 9J( *C(%/9"5( HJ$)( $#+ W<9"7# B&$# P`*HWBaQ 97 $::":9 "# 9J()(%)/"98(#9@ )(T$)+ $#+ )(9(#9"7# 76 "9: +")(%97): $#+ (C(%/9"5(:= RJ( \78<$#0 T"&& #79 $<<&0 67) V/79$9"7# 76 9J(7<9"7#: 7# 9J( LHm=

H/Ec(%9 97 $#0 $+c/:98(#9 "# 9J( (5(#9 76 $ E7#/: "::/(@ )"DJ9: "::/( 7) )(%7#:9)/%9"7# 76 %$<"9$&@ ($%J 7<9"7# ":%7#5()9"E&( "#97 7#( 7)+"#$)0 :J$)(= 4(6() 97 #79( -2

RJ( \78<$#0 8/:9 #79 "::/( $#0 :J$)(: 7) D)$#9 $#0 7<9"7# /#+() 9J": <&$# "6@ "88(+"$9(&0 $69() 9J( "::/( 7) D)$#9@9J( :/8 76 9J( 979$& #/8E() 76 /#"::/(+ :J$)(: 75() TJ"%J 7<9"7#:@ )"DJ9: 7) 79J() 7<9"7#: PTJ"%J )(8$"# 7/9:9$#+"#DQJ$5( E((# D)$#9(+ /#+() 9J": <&$# $#+ $#0 79J() ^)7/< (8<&70(( "#%(#9"5( :%J(8( T7/&+ (C%((+ 3=>? 76 9J( 979$&#/8E() 76 :J$)(: 7# "::/( 7# $ 6/&&0 +"&/9(+ E$:": $9 9J( 9"8( 76 9J( <)7<7:(+ "::/( 7) D)$#9=


O/)"#D 9J( 0($)@ 2NI@1>, 7<9"7#: T()( (C()%":(+ P1,-3K -@11N@NNAQ= L 979$& 76 jN]@,IA@N33 T$: )(%("5(+ $:%7#:"+()$9"7# 67) 2NI@1>, 6/&&0 <$"+ 7)+"#$)0 :J$)(: 76 O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ 7# (C()%":( 76 9J( 7<9"7#: "#9J( %/))(#9 6"#$#%"$& 0($) P1,-3K jI-@N>-@,>-Q=

W# &":9"#D@ 9J( U7$)+ $+7<9(+ E/9 +"+ #79 %788(#%( 7<()$9"7# 76 $ O"5"+(#+ 4("#5(:98(#9 B&$# P`O4BaQ= RJ( O4B<)75"+(: :J$)(J7&+(): 9J( %J7"%( 76 )("#5(:9"#D :78( 7) $&& 76 9J(") +"5"+(#+: "# :J$)(: )$9J() 9J$# )(%("5"#D 9J7:(+"5"+(#+: "# %$:J=


For

per

sona

l use

onl

y

;( *i;MR' P%7#9"#/(+QRJ( U7$)+ 76 O")(%97): )(:7&5(+ 97 $%9"5$9( 9J( O4B 7# -3 L/D/:9 1,,] T"9J $ %788(#%(8(#9 +$9( 76 1- L/D/:91,,]= HJ$)(J7&+(): T"9J )(D":9()(+ $++)(::(: "# L/:9)$&"$ 7) F(T Z($&$#+ $)( (&"D"E&( 97 <$)9"%"<$9( "# 9J( O4B=HJ$)(J7&+(): 7/9:"+( L/:9)$&"$ $#+ F(T Z($&$#+ $)( #79 $E&( 97 <$)9"%"<$9( +/( 97 &(D$& )(V/")(8(#9: $<<&"%$E&( "#9J(") <&$%( 76 )(:"+(#%(=

HJ$)(: $&&7%$9(+ /#+() 9J( O4B )$#S (V/$&&0 T"9J (C":9"#D :J$)(:= HJ$)(: T"&& E( "::/(+ /#+() 9J( O4B $9 $ <)"%( (V/$&97 9J( $5()$D( 76 9J( +$"&0 57&/8( T("DJ9(+ $5()$D( 8$)S(9 <)"%( 76 9J( \78<$#0b: :J$)(: P)7/#+(+ 97 9J( #($)(:9%(#9Q 9)$+(+ 7# 9J( LHm +/)"#D $ <()"7+ 76 9(# 9)$+"#D +$0: %788(#%"#D 7# 9J( :(%7#+ E/:"#(:: +$0 67&&7T"#D 9J()(&(5$#9 )(%7)+ +$9(@ +":%7/#9(+ E0 $# $87/#9 +(9()8"#(+ E0 9J( U7$)+=

O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ (#9()(+ "#97 $# /#+()T)"9"#D $D)((8(#9 T"9J ^7&+8$# H$%J: .Uf()( 67) "9: 6"):967/) +"5"+(#+ <$08(#9: %788(#%"#D T"9J 9J( 6"#$& +"5"+(#+ 67) 9J( 0($) (#+(+ 1 ./&0 1,,]= RJ( U7$)+ +(%"+(+ 97%7#9"#/( 9J( O4B /#+()T)"9"#D $#+ (#9()(+ "#97 $ )(#(T(+ $D)((8(#9 T"9J ^7&+8$# H$%J: .Uf()( 67) 9J( #(C9 67/)+"5"+(#+: %788(#%"#D T"9J 9J( 6"#$& +"5"+(#+ 67) 9J( 0($) (#+(+ 1I ./#( 1,,2=

W# -2 L/D/:9 1,,I@ 9J( U7$)+ )(:7&5(+ 97 :/:<(#+ 9J( O4B /#9"& 6/)9J() #79"%(= RJ()(67)(@ 9J( 6"#$& +"5"+(#+ 67) 9J(0($) (#+(+ ,- ./&0 1,-2 T"&& E( <$"+ "# %$:J 7#&0=

/#,#/I#,

*C%J$#D( +"66()(#%(: )(&$9"#D 97 9J( 9)$#:&$9"7# 76 9J( #(9 $::(9: 76 9J( ^)7/<Y: 67)("D# 7<()$9"7#: 6)78 9J(")6/#%9"7#$& %/))(#%"(: 97 9J( ^)7/<Y: <)(:(#9$9"7# %/))(#%0 P"=(= L/:9)$&"$# +7&&$):Q $)( )(%7D#":(+ +")(%9&0 "# 79J()%78<)(J(#:"5( "#%78( $#+ $%%/8/&$9(+ "# 9J( 67)("D# %/))(#%0 9)$#:&$9"7# )(:()5(= RJ( :"D#"6"%$#9 875(8(#9 "# 9J(9)$#:&$9"7# 76 9J( 67)("D# 7<()$9"7#: J$: $)":(# $: $ )(:/&9 76 9J( T($S(#"#D 76 9J( .$<$#(:( '(#=

RJ( J(+D"#D )(:()5( )(<)(:(#9: J(+D"#D D$"#: $#+ &7::(: )(%7D#":(+ 7# 9J( (66(%9"5( <7)9"7# 76 #(9 "#5(:98(#9 $#+%$:J 6&7T J(+D(:=

RJ( (V/"90 :(99&(+ :J$)(GE$:(+ E(#(6"9: )(:()5( $)":(: 7# 9J( D)$#9 76 :J$)( 7<9"7#: 97 (C(%/9"5(: /#+() 9J( *C(%/9"5(HJ$)( $#+ W<9"7# B&$# P*HWBQ= !/)9J() "#67)8$9"7# $E7/9 *HWB ": 8$+( "# #79( -2 97 9J( 6"#$#%"$& :9$9(8(#9:= RJ(^)7/< :(99&(+ 9J( O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ *8<&70(( HJ$)( R)/:9 97 8$#$D( 9J( :J$)( 7<9"7# <&$#=

1,-3jY,,,

!7)("D# %/))(#%0 9)$#:&$9"7# 1@31>

e(+D"#D P->2Q

W9J() P22@--1Q

P2>@>A>Q

1,-3jY,,,

X75(8(#9:K

U$&$#%( $9 E(D"##"#D 76 6"#$#%"$& 0($) 12@2]1

R)$#:&$9"7# 76 67)("D# 7<()$9"7#: P1]@-N3Q

1@31>

U$&$#%( $9 E(D"##"#D 76 6"#$#%"$& 0($) P2@32-Q

F(9 "#5(:98(#9 J(+D( >@-N1

\$:J 6&7T J(+D( 3@-3]

M#%78( 9$C )(&$9(+ 97 D$"#dP&7::Q 7# J(+D"#D "9(8: PN@]2>Q

P->2Q


For

per

sona

l use

onl

y

;( *i;MR' P%7#9"#/(+Q

1,-3jY,,,

U$&$#%( $9 E(D"##"#D 76 6"#$#%"$& 0($) P2@223Q

HJ$)(GE$:(+ <$08(#9 P]>@1,IQ

X75(8(#9 "# </9 7<9"7# &"$E"&"90 $#+ #7#G%7#9)7&&"#D "#9()(:9 P-A@],1Q

HJ$)( 7<9"7# 9)/:9 IA

4(8($:/)(8(#9 76 +(6"#(+ E(#(6"9 <&$# AI1

P22@--1Q

/#.!&$#% #!/$&$=,

F79(1,-3jY,,,

-NA@3I2

F(9 <)76"9 $99)"E/9$E&( 97 8(8E(): 76 9J( \78<$#0 -,1@2>3

B$08(#9 76 +"5"+(#+: -] P33@,2]Q

-],@>]I

;T FWFG\WFR4W[[MF^ MFR*4*HRH

/#1)=$&.&)$ !$% *#!,3/#*#$.

M#%78( $#+ (C<(#:(: 76 :/E:"+"$)"(: $%V/")(+ 7) +":<7:(+ 76 +/)"#D 9J( 0($) $)( "#%&/+(+ "# 9J( %7#:7&"+$9(+:9$9(8(#9 76 <)76"9 7) &7:: $#+ 79J() %78<)(J(#:"5( "#%78( 6)78 9J( (66(%9"5( +$9( 76 $%V/":"9"7# $#+ /< 97 9J((66(%9"5( +$9( 76 +":<7:$&@ $: $<<)7<)"$9(= R79$& %78<)(J(#:"5( "#%78( 76 :/E:"+"$)"(: ": $99)"E/9(+ 97 9J( 7T#(): 769J( \78<$#0 $#+ 97 9J( #7#G%7#9)7&&"#D "#9()(:9: (5(# "6 9J": )(:/&9: "# 9J( #7#G%7#9)7&&"#D "#9()(:9: J$5"#D $ +(6"%"9E$&$#%(= RJ( %$))0"#D $87/#9: 76 9J( ^)7/<b: "#9()(:9: $#+ 9J( #7#G%7#9)7&&"#D "#9()(:9: $)( $+c/:9(+ 97 )(6&(%9 9J(%J$#D(: "# 9J(") )(&$9"5( "#9()(:9: "# 9J( :/E:"+"$)"(:= L#0 +"66()(#%( E(9T((# 9J( $87/#9 E0 TJ"%J 9J( #7#G%7#9)7&&"#D"#9()(:9: $)( $+c/:9(+ $#+ 9J( 6$") 5$&/( 76 9J( %7#:"+()$9"7# <$"+ 7) )(%("5(+ ": )(%7D#":(+ +")(%9&0 "# (V/"90 $#+$99)"E/9(+ 97 7T#(): 76 9J( \78<$#0=

f( J$5( $<<&"(+ 9J( <$)9"$& )(%7D#"9"7# 76 9J( #7#G%7#9)7&&"#D "#9()(:9 8(9J7+ P(V/"90 8(9J7+Q TJ(# $%%7/#9"#D 67)9J( </9 7<9"7# &"$E"&"90 $#+ #7#G%7#9)7&&"#D "#9()(:9= RJ": $<<)7$%J ": $<<)7<)"$9( D"5(# 9J( \78<$#0 J$: #7 <)(:(#97T#():J"< 76 9J( 8"#7)"90 "#9()(:9 :J$)(:= fJ"&( 9J( #7#G%7#9)7&&"#D "#9()(:9 )(8$"#:@ 9J( $%%7/#9"#D 9)($98(#9 ": $:67&&7T:K

n RJ( #7#G%7#9)7&&"#D "#9()(:9 )(%("5(: $# $&&7%$9"7# 76 9J( <)76"9 7) &7:: 67) 9J( <()"7+o

n L </9 7<9"7# &"$E"&"90 ": )(%7D#":(+ $9 6$") 5$&/( "# $%%7)+$#%( T"9J MLH NIo

n RJ( #7#G%7#9)7&&"#D "#9()(:9 ": +(G)(%7D#":(+ $9 9J$9 +$9( 9J( 7<9"7# ": (C()%":(+ 7) %$&&(+o $#+

n RJ( +"66()(#%( E(9T((# 9J( )(%7D#":"#D 76 9J( </9 7<9"7# &"$E"&"90 $#+ +(G)(%7D#":"#D 9J( #7#G%7#9)7&&"#D"#9()(:9 ": )(%7)+(+ 9J)7/DJ (V/"90 "# 9J( <$)(#9 %78<$#0

RJ( </9 7<9"7#: J(&+ E0 #7#G%7#9)7&&"#D "#9()(:9: $)( %&$::"6"(+ $: $ 6"#$#%"$& &"$E"&"90 $#+ $)( 8($:/)(+ $9 6$") 5$&/(=fJ"&:9 /#(C()%":(+@ 9J( #7#G%7#9)7&&"#D "#9()(:9: %7#9"#/( 97 J$5( $%%(:: 97 579"#D )"DJ9: $#+ +"5"+(#+: "# 9J(:/E:"+"$)"(: $#+ %7#9"#/( 97 E( $99)"E/9(+ $ :J$)( 76 <)76"9:= H/E:(V/(#9 %J$#D(: "# 9J( 6"#$#%"$& &"$E"&"90 $)( )(%7)+(++")(%9&0 "# (V/"90=


For

per

sona

l use

onl

y

;T FWFG\WFR4W[[MF^ MFR*4*HRH P%7#9"#/(+Q

1,-3jY,,,

U$&$#%( $9 E(D"##"#D 7# 0($) G

F7#G%7#9)7&&"#D "#9()(:9 %7#9)"E/9"7#: +/)"#D 9J( <()"7+ P-@A2]Q

HJ$)( 76 <)76"9 1@IA3

!7)("D# %/))(#%0 9)$#:&$9"7# P3@3N]Q

4(8($:/)(8(#9 76 +(6"#(+ E(#(6"9 <&$# -]>

F7#G%7#9)7&&"#D "#9()(:9 </9 7<9"7# $+c/:98(#9 ]@--,

G

RJ( #7#G%7#9)7&&"#D "#9()(:9 )(&$9(: 97 $ NN=N? "#9()(:9 "# 9J( ^)7/<Y: 7<()$9"7#: "# ^()8$#0=

;W OMtMO*FOH1,-3

\(#9: <():J$)(

R79$&jY,,,

!/&&0 <$"+ 7)+"#$)0 :J$)(:M#9()"8 <$)9"$&&0 6)$#S(+ +"5"+(#+ 67) J$&6G0($) (#+(+ A2=A AN@,-A

B$)9"$&&0 6)$#S(+ +"5"+(#+ 67) 6/&& 0($) (#+(+ N2=2 NA@,31

23=1 33@,2]

!/&&0 <$"+ 7)+"#$)0 :J$)(:B$)9"$&&0 6)$#S(+ +"5"+(#+ 67) 6/&& 0($) (#+(+ AA=I NI@I,A

W# -N L/D/:9 1,-2@ 9J( +")(%97): +(%&$)(+ $ 6"#$& +"5"+(#+ 76 AI=3 %(#9: <() :J$)( 97 9J( J7&+(): 76 6/&&0 <$"+ 7)+"#$)0:J$)(: "# )(:<(%9 76 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2@ 97 E( <$"+ 97 :J$)(J7&+(): 7# ,> H(<9(8E() 1,-2= RJ(+"5"+(#+ T"&& E( <$"+ 97 $&& :J$)(J7&+(): 7# 9J( 4(D":9() 76 X(8E(): 7# 1- L/D/:9 1,-2= RJ( 979$& (:9"8$9(+ +"5"+(#+97 E( <$"+ ": jA1@AA> 9J7/:$#+=

4/!$6#% %&I&%#$%,

RJ( 6)$#S(+ <7)9"7#: 76 9J( 6"#$& +"5"+(#+: +(9()8"#(+ $69() ,- ./&0 1,-2 T"&& E( 6)$#S(+ 7/9 76 (C":9"#D 6)$#S"#D%)(+"9: 7) 7/9 76 6)$#S"#D %)(+"9: $)":"#D 6)78 9J( <$08(#9 76 "#%78( 9$C "# 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2=

1,-3jY,,,

!)$#S"#D %)(+"9: $5$"&$E&( 67) :/E:(V/(#9 6"#$#%"$& 0($): E$:(+ 7# $ 9$C )$9( 76 N,=,? A33

RJ( $E75( $87/#9: $)( %$&%/&$9(+ 6)78 9J( E$&$#%( 76 9J( 6)$#S"#D $%%7/#9 $: $9 9J( (#+ 76 9J( )(<7)9"#D <()"7+@$+c/:9(+ 67) 6)$#S"#D %)(+"9: $#+ +(E"9: 9J$9 T"&& $)":( 6)78 9J( :(99&(8(#9 76 &"$E"&"9"(: 7) )(%("5$E&(: 67) "#%78( 9$C$#+ +"5"+(#+: $69() 9J( (#+ 76 9J( 0($)=

;X *L4FMF^H B*4 HeL4*

7!,&1 #!/$&$=, "#/ ,5!/#

U$:"% ($)#"#D: <() :J$)( ": %$&%/&$9(+ $: #(9 <)76"9 $99)"E/9$E&( 97 8(8E(): 76 9J( <$)(#9@ $+c/:9(+ 97 (C%&/+( $#0%7:9: 76 :()5"%"#D (V/"90 P79J() 9J$# +"5"+(#+:Q@ +"5"+(+ E0 9J( T("DJ9(+ $5()$D( #/8E() 76 7)+"#$)0 :J$)(:@ $+c/:9(+67) $#0 E7#/: (&(8(#9=

1,-3\(#9:

!)78 %7#9"#/"#D 7<()$9"7#: $99)"E/9$E&( 97 9J( 7)+"#$)0 (V/"90 J7&+(): 76 9J( \78<$#0 --]=,


For

per

sona

l use

onl

y

;X *L4FMF^H B*4 HeL4* P%7#9"#/(+Q

%&03.#% #!/$&$=, "#/ ,5!/#

O"&/9(+ ($)#"#D: <() :J$)( ": %$&%/&$9(+ $: #(9 <)76"9 $99)"E/9$E&( 97 8(8E(): 76 9J( <$)(#9@ $+c/:9(+ 67)K

G %7:9: 76 :()5"%"#D (V/"90 P79J() 9J$# +"5"+(#+:Qo

G 9J( $69()G9$C (66(%9 76 +"5"+(#+: $#+ "#9()(:9 $::7%"$9(+ T"9J +"&/9"5( <79(#9"$& 7)+"#$)0 :J$)(: 9J$9 J$5(E((# )(%7D#":(+ $: (C<(#:(:o $#+

G 79J() #7#G+":%)(9"7#$)0 %J$#D(: "# )(5(#/(: 7) (C<(#:(: +/)"#D 9J( 0($) 9J$9 T7/&+ )(:/&9 6)78 9J(+"&/9"7# 76 <79(#9"$& 7)+"#$)0 :J$)(:o

+"5"+(+ E0 9J( T("DJ9(+ $5()$D( #/8E() 76 7)+"#$)0 :J$)(: $#+ +"&/9"5( <79(#9"$& 7)+"#$)0 :J$)(:@ $+c/:9(+ 67) $#0E7#/: (&(8(#9=

RJ( +"&/9(+ ($)#"#D: <() :J$)( %$&%/&$9"7# 9$S(: "#97 $%%7/#9 $&& 7<9"7#: "::/(+ /#+() 9J( *HWB@ $: "# $%%7)+$#%(T"9J LLHU -NN *$)#"#D: <() HJ$)(@ 9J( $5()$D( 8$)S(9 <)"%( 76 7)+"#$)0 :J$)(: +/)"#D 9J( <()"7+ (C%((+: 9J((C()%":( <)"%( 76 9J( 7<9"7#: 7) T$))$#9:=

1,-3\(#9:

!)78 %7#9"#/"#D 7<()$9"7#: $99)"E/9$E&( 97 9J( 7)+"#$)0 (V/"90 J7&+(): 76 9J( \78<$#0 --A=3

#!/$&$=, 3,#% &$ 1!0130!.&$= #!/$&$=, "#/ ,5!/#

1,-3jY,,,

B)76"9 6)78 %7#9"#/"#D 7<()$9"7#: -,1@2>3

B)76"9 $99)"E/9$E&( 97 9J( 7)+"#$)0 (V/"90 :J$)(J7&+(): 76 9J( \78<$#0 /:(+ "#%$&%/&$9"#D E$:"% $#+ +"&/9(+ ($)#"#D: <() :J$)( -,1@2>3

J#&=5.#% !I#/!=# $3*7#/ )4 ,5!/#, 3,#% !, %#$)*&$!.)/

1,-3F7=Y,,,

f("DJ9(+ $5()$D( #/8E() 76 7)+"#$)0 :J$)(: /:(+ $: 9J( +(#78"#$97) "# %$&%/&$9"#DE$:"% ($)#"#D: <() :J$)( 22@]>]

L+c/:98(#9: 67) %$&%/&$9"7# 76 +"&/9(+ ($)#"#D: <() :J$)(KW<9"7#: 7# "::/( -@,A]f("DJ9(+ $5()$D( #/8E() 76 7)+"#$)0 $#+ <79(#9"$& 7)+"#$)0 :J$)(: /:(+ $: 9J(+(#78"#$97) "# %$&%/&$9"#D +"&/9(+ ($)#"#D: <() :J$)( 2I@3,1

;< HeL4*GULH*O BL'X*FRH

/#1)=$&.&)$ !$% *#!,3/#*#$.

*V/"90G:(99&(+ :J$)(GE$:(+ <$08(#9: 97 (8<&70((: $#+ 79J(): <)75"+"#D :"8"&$) :()5"%(: $)( 8($:/)(+ $9 9J( 6$")5$&/( 76 9J( (V/"90 "#:9)/8(#9 $9 9J( D)$#9 +$9(= RJ( 6$") 5$&/( ": 8($:/)(+ E0 /:( 76 $ U&$%S H%J7&(: 87+(&= RJ((C<(%9(+ &"6( /:(+ "# 9J( 87+(& J$: E((# $+c/:9(+@ E$:(+ 7# 8$#$D(8(#9b: E(:9 (:9"8$9(@ 67) 9J( (66(%9: 76#7#G9)$#:6()$E"&"90@ (C()%":( )(:9)"%9"7#:@ $#+ E(J$5"7/)$& %7#:"+()$9"7#:=

RJ( 6$") 5$&/( +(9()8"#(+ $9 9J( D)$#9 +$9( 76 9J( (V/"90G:(99&(+ :J$)(GE$:(+ <$08(#9: ": (C<(#:(+ 7# $ :9)$"DJ9G&"#(E$:": 75() 9J( 5(:9"#D <()"7+@ E$:(+ 7# 9J( ^)7/<b: (:9"8$9( 76 (V/"90 "#:9)/8(#9: 9J$9 T"&& (5(#9/$&&0 5(:9= L9 ($%J)(<7)9"#D <()"7+@ 9J( ^)7/< )(5":(: "9: (:9"8$9( 76 9J( #/8E() 76 (V/"90 "#:9)/8(#9: (C<(%9(+ 97 5(:9= RJ( "8<$%9 769J( )(5":"7# 76 9J( 7)"D"#$& (:9"8$9(:@ "6 $#0@ ": )(%7D#":(+ "# <)76"9 7) &7:: 75() 9J( )(8$"#"#D 5(:9"#D <()"7+@ T"9J%7))(:<7#+"#D $+c/:98(#9 97 9J( (V/"90G:(99&(+ (8<&70(( E(#(6"9: )(:()5(=


For

per

sona

l use

onl

y

;< HeL4*GULH*O BL'X*FRH P%7#9"#/(+Q*V/"90G:(99&(+ :J$)(GE$:(+ <$08(#9 9)$#:$%9"7#: T"9J 79J() <$)9"(: $)( 8($:/)(+ $9 9J( 6$") 5$&/( 76 9J( D77+: $#+:()5"%(: )(%("5(+@ (C%(<9 TJ()( 9J( 6$") 5$&/( %$##79 E( (:9"8$9(+ )(&"$E&0@ "# TJ"%J %$:( 9J(0 $)( 8($:/)(+ $9 9J( 6$")5$&/( 76 9J( (V/"90 "#:9)/8(#9: D)$#9(+@ 8($:/)(+ $9 9J( +$9( 9J( (#9"90 7E9$"#: 9J( D77+: 7) 9J( %7/#9()<$)90)(#+(): 9J( :()5"%(=

#L3&.8M,#..0#% ,5!/#M7!,#% 7#$#4&.,

RJ( \78<$#0 J$: 7#( :J$)( <&$# $#+ 7#( :J$)( $#+ 7<9"7# <&$# $5$"&$E&( 67) (8<&70((: $#+ +")(%97): $#+(C(%/9"5(: 76 9J( \78<$#0K 9J( O78"#7b: B"__$ *C(8<9 *8<&70(( HJ$)( B&$# P`B&$#aQ $#+ 9J( O78"#7b: B"__$*C(%/9"5( HJ$)( $#+ W<9"7# B&$# P*HWBQ= U79J <&$#: T()( $<<)75(+ E0 $ )(:7&/9"7# 76 9J( U7$)+ 76 O")(%97): 7# --L<)"& 1,,>= !/&&0 <$"+ 7)+"#$)0 :J$)(: "::/(+ /#+() 9J(:( <&$#: )$#S (V/$&&0 T"9J $&& 79J() (C":9"#D 6/&&0 <$"+ 7)+"#$)0:J$)(:@ "# )(:<(%9 76 579"#D $#+ +"5"+(#+ )"DJ9: $#+ 6/9/)( E7#/: $#+ )"DJ9: "::/(:=

#'#13.&I# ,5!/# !$% )".&)$ "0!$

RJ( \78<$#0 (:9$E&":J(+ 9J( *HWB 97 $::":9 "# 9J( )(%)/"98(#9@ )(T$)+@ )(9(#9"7# $#+ 879"5$9"7# 76 +")(%97): $#+(C(%/9"5(: 76 9J( \78<$#0 P`9J( <$)9"%"<$#9:aQ=

M# $%%7)+$#%( T"9J 9J( <)75":"7#: 76 9J( :%J(8(@ (C(%/9"5(: T"9J"# 9J( \78<$#0@ 97 E( +(9()8"#(+ E0 9J( U7$)+@ $)(D)$#9(+ 7<9"7#: 97 </)%J$:( <$)%(&: 76 :J$)(: $9 5$)"7/: (C()%":( <)"%(:= *$%J 7<9"7# %7#6(): $# (#9"9&(8(#9 97:/E:%)"E( 67) $#+ E( "::/(+ 7#( :J$)(@ %)(+"9(+ $: 6/&&0 <$"+@ $9 9J( (C()%":( <)"%(=

W<9"7#: "::/(+ /#+() 9J( *HWB 8$0 #79 E( 9)$#:6())(+ /#&(:: 9J( U7$)+ +(9()8"#(: 79J()T":(= RJ( \78<$#0 J$: #77E&"D$9"7# 97 $<<&0 67) V/79$9"7# 76 9J( 7<9"7#: 7# 9J( LHm= e7T(5()@ 9J( \78<$#0 8/:9 $<<&0 97 9J( LHm 67) 766"%"$&V/79$9"7# 76 :J$)(: "::/(+ 7# 9J( (C()%":( 76 9J( 7<9"7#:=

RJ( \78<$#0 8/:9 #79 "::/( $#0 :J$)(: 7) D)$#9 $#0 7<9"7# /#+() 9J": <&$# "6@ "88(+"$9(&0 $69() 9J( "::/( 7) D)$#9@9J( :/8 76 9J( 979$& #/8E() 76 /#"::/(+ :J$)(: 75() TJ"%J 7<9"7#:@ )"DJ9: 7) 79J() 7<9"7#: PTJ"%J )(8$"# 7/9:9$#+"#DQJ$5( E((# D)$#9(+ /#+() 9J": <&$# $#+ $#0 79J() ^)7/< (8<&70(( "#%(#9"5( :%J(8( T7/&+ (C%((+ 3=>? 76 9J( 979$&#/8E() 76 :J$)(: 7# "::/( 7# $ 6/&&0 +"&/9(+ E$:": $9 9J( 9"8( 76 9J( <)7<7:(+ "::/( 7) D)$#9=


RJ( 67&&7T"#D :J$)(GE$:(+ <$08(#9 $))$#D(8(#9: T()( "# (C":9(#%( +/)"#D 9J( %/))(#9 $#+ %78<$)$9"5( )(<7)9"#D<()"7+K

)".&)$, =/!$.#% 3$%#/ .5# &$1#$.&I# "0!$,

H(9 7/9 E(&7T $)( :/88$)"(: 76 9J( <()67)8$#%( 7<9"7#: $#+ )"DJ9: D)$#9(+ "# )(:<(%9 76 9J( 1,-2 $#+ 1,-3 6"#$#%"$&0($): /#+() 9J( "#%(#9"5( <&$#:K


For

per

sona

l use

onl

y

;< HeL4*GULH*O BL'X*FRH P%7#9"#/(+Q1,-2

1,-3

P->Q 3 F75 -1 N- L/D -] -]]@]]3 G P-]]@]]3Q G G G

P-]Q -> F75 -N 1 F75 -3 ],,@,,, G P],,@,,,Q G G G

P-3Q -> F75 -N N- L/D -3 A>]@]]3 G PA>]@]]3Q G G G

P-2Q 1I W%9 -A 12 W%9 1, N,,@,,, G G G N,,@,,, G

P-IQ 1I W%9 -A N- L/D -2 N-I@1>, G G G N-I@1>, G

P1,Q 13 .$# -> N- L/D 1, ->,@,,, G G G ->,@,,, G

P1-Q N !(E -> N- L/D -2 >,@>,, G G P3@>,,Q AN@,,, G

P11Q 1, ./# -> N- L/D -2 N3@-,, G G G N3@-,, G

P1NQ N H(< -> N- L/D -I N,,@,,, G G G N,,@,,, G

P1AQ N H(< -> N- L/D -I ],-@3>, G G P11@>,,Q >3I@1>, G

P1AQ N H(< -> N- L/D 1, ->,@,,, G G G ->,@,,, G

P1>Q - H(< -] N- L/D 1, G A,,@,,, G G A,,@,,, G

P1]Q - H(< -] N- L/D 1, G 1,,@,,, G G 1,,@,,, G

P13Q - H(< -] N- L/D 1, G 3,-@1>, G P2@>,,Q ]I1@3>, G

N@-N-@INA -@N,-@1>, P-@11N@NNAQ PN2@>,,Q N@-3-@N>, G

RJ( T("DJ9(+ $5()$D( (C()%":( <)"%( $9 9J( +$9( 76 9J( (C()%":( 76 7<9"7#: +/)"#D 9J( 1,-2 6"#$#%"$& 0($) T$: j1-=AAP1,-3K j-N=]2Q=

RJ( T("DJ9(+ $5()$D( )(8$"#"#D %7#9)$%9/$& &"6( 76 7<9"7#: 7/9:9$#+"#D $9 9J( (#+ 76 9J( 1,-2 6"#$#%"$& 0($) T$: 1=NA0($): P1,-3K 1=]> 0($):Q


For

per

sona

l use

onl

y

;< HeL4*GULH*O BL'X*FRH P%7#9"#/(+Q

4!&/ I!03# )4 ,5!/# )".&)$, =/!$.#% &$ .5# 8#!/

RJ( T("DJ9(+ $5()$D( 6$") 5$&/( 76 9J( 7<9"7#: D)$#9(+ +/)"#D 9J( 1,-2 0($) ": jA>=]- P1,-3K j3]=1NQ= W<9"7#: T()(5$&/(+ /:"#D $ U&$%S H%J7&(: 7<9"7# <)"%"#D 87+(&= fJ()( )(&(5$#9@ 9J( (C<(%9(+ &"6( /:(+ "# 9J( 87+(& J$: E((#$+c/:9(+ E$:(+ 7# 8$#$D(8(#9b: E(:9 (:9"8$9( 67) 9J( (66(%9: 76 #7#G9)$#:6()$E"&"90@ (C()%":( )(:9)"%9"7#: $#+E(J$5"7/)$& %7#+"9"7#:= *C<(%9(+ 57&$9"&"90 ": E$:(+ 7# 9J( J":97)"%$& :J$)( <)"%( 57&$9"&"90 :"#%( &":9"#D 7# -] X$0 1,,>=

RJ( 87+(& "#</9: 67) )"DJ9: D)$#9(+ +/)"#D 1,-2 6"#$#%"$& 0($) "#%&/+(K

^)$#9 +$9( :J$)( <)"%( jA2=-, jNI=A-

*C()%":( <)"%( jA]=]N jA>=1>

*C<(%9(+ 57&$9"&"90 N>=,,? N>=,,?

W<9"7# &"6( 0($): 1=22 1=A-

O"5"+(#+ 0"(&+ -=IA? 1=],?

4":SG6)(( "#9()(:9 )$9( 1=,>? 1=,I?

RJ( 87+(& "#</9: 67) )"DJ9: D)$#9(+ +/)"#D 1,-3 6"#$#%"$& 0($) "#%&/+(K

^)$#9 +$9( :J$)( <)"%( j3A=A3 j3A=A3 j3A=A3

*C()%":( <)"%( j3]=1N j3]=1N j3]=1N

*C<(%9(+ 57&$9"&"90 NA=,,? NA=,,? NA=,,?

W<9"7# &"6( 0($): N=-2 N=,, N=--

O"5"+(#+ 0"(&+ ,=II? ,=II? ,=II?

4":SG6)(( "#9()(:9 )$9( -=3N? -=3N? -=3N?,5!/# )".&)$, #'#/1&,#% %3/&$= .5# 8#!/

RJ( 67&&7T"#D :J$)( 7<9"7#: D)$#9(+ /#+() 9J( *HWB T()( (C()%":(+ +/)"#D 9J( 0($)K


For

per

sona

l use

onl

y

;< HeL4*GULH*O BL'X*FRH P%7#9"#/(+Q

P->Q M::/(+ 3 F75(8E() 1,-1 -]]@]]3 -2 L/D/:9 1,-] 2,=-,

P-3Q M::/(+ 1I W%97E() 1,-N 11>@,,, N- L/D/:9 1,-] 3>=>A

P-]Q M::/(+ - F75(8E() 1,-N ],,@,,, 1 H(<9(8E() 1,-] 3A=A3

P-3Q M::/(+ 1I W%97E() 1,-N -]]@]]3 3 H(<9(8E() 1,-] 3N=]>

P-3Q M::/(+ 1I W%97E() 1,-N 1>@,,, 2 H(<9(8E() 1,-] 31=IA

P-3Q M::/(+ 1I W%97E() 1,-N A,@,,, 11 !(E)/$)0 1,-3 >>=],


For

per

sona

l use

onl

y

4&$!$1&!0 *!$!=#*#$.!"#$#%"$& 8$#$D(8(#9 <)75"+(: "#67)8$9"7# $E7/9 9J( +(E9 8$#$D(8(#9 <)$%9"%(: 76 9J( ^)7/< $: T(&& $: 9J(^)7/<b: (C<7:/)( 97 5$)"7/: 6"#$#%"$& )":S:@ J7T 9J(:( $66(%9 9J( ^)7/<b: 6"#$#%"$& <7:"9"7# $#+ <()67)8$#%( $#+ TJ$99J( ^)7/< +7(: 97 8$#$D( 9J(:( )":S:=

;Y UW44WfMF^H

/#1)=$&.&)$ !$% *#!,3/#*#$.

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

U7))7T"#D %7:9: +")(%9&0 $99)"E/9$E&( 97 9J( $%V/":"9"7#@ %7#:9)/%9"7# 7) <)7+/%9"7# 76 V/$&"60"#D $::(9:@ TJ"%J $)($::(9: 9J$9 #(%(::$)"&0 9$S( $ :/E:9$#9"$& <()"7+ 76 9"8( 97 D(9 )($+0 67) 9J(") "#9(#+(+ /:( 7) :$&(@ $)( $++(+ 97 9J(%7:9 76 9J7:( $::(9:@ /#9"& :/%J 9"8( $: 9J( $::(9: $)( :/E:9$#9"$&&0 )($+0 67) 9J(") "#9(#+(+ /:( 7) :$&(=

M#5(:98(#9 "#%78( ($)#(+ 7# 9J( 9(8<7)$)0 "#5(:98(#9 76 :<(%"6"% E7))7T"#D: <(#+"#D 9J(") (C<(#+"9/)( 7#V/$&"60"#D $::(9: ": +(+/%9(+ 6)78 9J( E7))7T"#D %7:9: (&"D"E&( 67) %$<"9$&":$9"7#=

L&& 79J() E7))7T"#D %7:9: $)( )(%7D#":(+ "# <)76"9 7) &7:: "# 9J( <()"7+ "# TJ"%J 9J(0 $)( "#%/))(+=

[($:(: $)( %&$::"6"(+ $: 6"#$#%( &($:(: TJ(#(5() 9J( 9()8: 76 9J( &($:( 9)$#:6() :/E:9$#9"$&&0 $&& 9J( )":S: $#+ )(T$)+:"#%"+(#9$& 97 7T#():J"< 76 9J( &($:(+ $::(9 97 9J( &(::((= L&& 79J() &($:(: $)( %&$::"6"(+ $: 7<()$9"#D &($:(:=

L::(9: J(&+ /#+() 6"#$#%( &($:(: $)( "#"9"$&&0 )(%7D#":(+ $: $::(9: 76 9J( ^)7/< $9 9J(") 6$") 5$&/( $9 9J( "#%(<9"7# +$9(76 9J( &($:( 7)@ "6 &7T()@ $9 9J( <)(:(#9 5$&/( 76 9J( 8"#"8/8 &($:( <$08(#9:= RJ( %7))(:<7#+"#D &"$E"&"90 97 9J( &(::7)": "#%&/+(+ "# 9J( :9$9(8(#9 76 6"#$#%"$& <7:"9"7# $: $ 6"#$#%( &($:( 7E&"D$9"7#=

[($:( <$08(#9: $)( $<<7)9"7#(+ E(9T((# 6"#$#%( (C<(#:(: $#+ )(+/%9"7# 76 9J( &($:( 7E&"D$9"7# :7 $: 97 $%J"(5( $%7#:9$#9 )$9( 76 "#9()(:9 7# 9J( )(8$"#"#D E$&$#%( 76 9J( &"$E"&"90= !"#$#%( (C<(#:(: $)( )(%7D#":(+ "88(+"$9(&0 "#<)76"9 7) &7::@ /#&(:: 9J(0 $)( +")(%9&0 $99)"E/9$E&( 97 V/$&"60"#D $::(9:@ "# TJ"%J %$:( 9J(0 $)( %$<"9$&":(+ "# $%%7)+$#%(T"9J 9J( ^)7/<b: D(#()$& <7&"%0 7# E7))7T"#D %7:9:= \7#9"#D(#9 )(#9$&: $)( )(%7D#":(+ $: $# (C<(#:( "# 9J( <()"7+:"# TJ"%J 9J(0 $)( "#%/))(+=

!"#$#%( &($:(+ $::(9: $)( $87)9":(+ 7# $ :9)$"DJ9G&"#( E$:": 75() 9J( (:9"8$9(+ /:(6/& &"6( 76 9J( $::(9=

M# 9J( (5(#9 9J$9 &($:( "#%(#9"5(: $)( )(%("5(+ 97 (#9() "#97 7<()$9"#D &($:(:@ :/%J "#%(#9"5(: $)( )(%7D#":(+ $: $&"$E"&"90= RJ( $DD)(D$9( E(#(6"9: 76 "#%(#9"5(: $)( )(%7D#":(+ $: $ )(+/%9"7# 76 )(#9$& (C<(#:( 7# $ :9)$"DJ9G&"#( E$:":@(C%(<9 TJ()( $#79J() :0:9(8$9"% E$:": ": 87)( )(<)(:(#9$9"5( 76 9J( 9"8( <$99()# "# TJ"%J (%7#78"% E(#(6"9: 6)78 9J(&($:(+ $::(9 $)( %7#:/8(+=

O/)"#D 9J( %/))(#9 6"#$#%"$& 0($)@ 9J( ^)7/< $%V/")(+ jA=N 8"&&"7# 76 $::(9: /#+() 6"#$#%( &($:( P1,-3K j--=A 8"&&"7#Q=


For

per

sona

l use

onl

y

;Y UW44WfMF^H P%7#9"#/(+Q

1,-3F79( jY,,,

[7$#: 6)78 79J() (#9"9"(: 11@,A-

11@,A-

U$#S &7$#:P"Q 13]@3A2

!"#$#%( &($:( &"$E"&"9"(:P""Q -]@,32

W9J() E$#S &7$#: -A@N3N

N,3@-II

\/))(#9 -3@I-,

F7#G%/))(#9 N--@NN,

N1I@1A,

,3**!/8 )4 7)//)J&$= !//!$=#*#$.,2

O/)"#D 9J( 0($) (#+(+ ,- ./&0 1,-2 9J( \78<$#0 :(%/)(+ $++"9"7#$& 6/#+"#D $#+ )(#(T(+ (C":9"#D 6/#+"#D@ 9J)7/DJ9J( (C(%/9"7# 76 8/&9"%/))(#%0 6$%"&"90 $D)((8(#9: T"9J 8/&9"<&( "#:9"9/9"7#:= RJ": "#%&/+(+ $# (C9(#:"7# 97 (C":9"#D:(%/)(+ 5$)"$E&( )$9( &7$# T"9J 9J( (C<")0 +$9( /#9"& H(<9(8E() 1,11=

P"Q [7$#: 97 8((9 9J( %7:9 76 OB*b: $%V/":"9"7#: "# ^()8$#0 $)( :(%/)(+ E0 T$0 76 $ 87)9D$D( 75() :J$)(:OB* J7&+: "# 9J( c7"#9 5(#9/)( (#9"90 9J$9 7T#: 9J( ^()8$# 9())"97)0 $::(9:= OB*b: E7))7T"#D: $)( 79J()T":(/#:(%/)(+=

P""Q H(%/)(+ E0 9J( $::(9: &($:(+@ 9J( %/))(#9 8$)S(9 5$&/( 76 ($%J (C%((+: 9J( 5$&/( 76 9J( 6"#$#%( &($:(&"$E"&"90=

RJ( /#/:(+ 6$%"&"9"(: $5$"&$E&( 7# 9J( ^)7/<b: E$#S 75()+)$69 $)( j>@3>1 9J7/:$#+ P1,-3K jA@2>3 9J7/:$#+Q= 4(6() 97#79( 11=

9: !MFLF\ML[ LHH*RH

/#1)=$&.&)$ !$% *#!,3/#*#$.

L&& 6"#$#%"$& $::(9: $)( )(%7D#":(+ $#+ +()(%7D#":(+ 7# 9)$+( +$9( TJ()( 9J( </)%J$:( 7) :$&( 76 $ 6"#$#%"$& $::(9 ":/#+() $ %7#9)$%9 TJ7:( 9()8: )(V/")( +(&"5()0 76 9J( 6"#$#%"$& $::(9 T"9J"# 9J( 9"8( 6)$8( (:9$E&":J(+ E0 9J( 8$)S(9%7#%()#(+@ $#+ $)( "#"9"$&&0 8($:/)(+ $9 6$") 5$&/(@ <&/: 9)$#:$%9"7# %7:9:@ (C%(<9 67) 9J7:( 6"#$#%"$& $::(9: %&$::"6"(+ $:$9 6$") 5$&/( 9J)7/DJ <)76"9 7) &7::@ TJ"%J $)( "#"9"$&&0 8($:/)(+ $9 6$") 5$&/(=

!"#$#%"$& $::(9: $)( %&$::"6"(+ "#97 9J( 67&&7T"#D :<(%"6"(+ %$9(D7)"(:K 6"#$#%"$& $::(9: k$9 6$") 5$&/( 9J)7/DJ <)76"9 7)&7::b P!tRB[Q@ kJ(&+G97G8$9/)"90 "#5(:98(#9:b $#+ k&7$#: $#+ )(%("5$E&(:b= RJ( %&$::"6"%$9"7# +(<(#+: 7# 9J( #$9/)( $#+</)<7:( 76 9J( 6"#$#%"$& $::(9: $#+ ": +(9()8"#(+ $9 9J( 9"8( 76 "#"9"$& )(%7D#"9"7#=

RJ( (66(%9"5( "#9()(:9 8(9J7+ ": $ 8(9J7+ 76 %$&%/&$9"#D 9J( $87)9":(+ %7:9 76 $ +(E9 "#:9)/8(#9 $#+ 76 $&&7%$9"#D"#9()(:9 "#%78( 75() 9J( )(&(5$#9 <()"7+= RJ( (66(%9"5( "#9()(:9 )$9( ": 9J( )$9( 9J$9 (C$%9&0 +":%7/#9: (:9"8$9(+ 6/9/)(%$:J )(%("<9: P"#%&/+"#D $&& 6((: 7# <7"#9: <$"+ 7) )(%("5(+ 9J$9 67)8 $# "#9(D)$& <$)9 76 9J( (66(%9"5( "#9()(:9 )$9(@9)$#:$%9"7# %7:9: $#+ 79J() <)(8"/8: 7) +":%7/#9:Q 9J)7/DJ 9J( (C<(%9(+ &"6( 76 9J( +(E9 "#:9)/8(#9@ 7) PTJ()($<<)7<)"$9(Q $ :J7)9() <()"7+@ 97 9J( #(9 %$))0"#D $87/#9 7# "#"9"$& )(%7D#"9"7#=

M#%78( ": )(%7D#":(+ 7# $# (66(%9"5( "#9()(:9 )$9( E$:": 67) +(E9 "#:9)/8(#9: 79J() 9J$# 9J7:( 6"#$#%"$& $::(9: $: $9!tRB[=

!"#$#%"$& $::(9: $)( %&$::"6"(+ $: $9 !tRB[ TJ(# 9J( 6"#$#%"$& $::(9 ": ("9J() J(&+ 67) 9)$+"#D 7) "9 ": +(:"D#$9(+ $: $9!tRB[=


For

per

sona

l use

onl

y

9: !MFLF\ML[ LHH*RH P%7#9"#/(+QL 6"#$#%"$& $::(9 ": %&$::"6"(+ $: J(&+ 67) 9)$+"#D "6K

n M9 J$: E((# $%V/")(+ <)"#%"<$&&0 67) 9J( </)<7:( 76 :(&&"#D "9 "# 9J( #($) 9()8o 7)

n 7# "#"9"$& )(%7D#"9"7# "9 ": $ <$)9 76 $# "+(#9"6"(+ <7)967&"7 76 6"#$#%"$& "#:9)/8(#9: 9J$9 9J( ^)7/< 8$#$D(:97D(9J() $#+ J$: $ )(%(#9 $%9/$& <$99()# 76 :J7)9G9()8 <)76"9G9$S"#Do 7)

n "9 ": $ +()"5$9"5( 9J$9 ": #79 +(:"D#$9(+ $#+ (66(%9"5( $: $ J(+D"#D "#:9)/8(#9=

L 6"#$#%"$& $::(9 79J() 9J$# $ 6"#$#%"$& $::(9 J(&+ 67) 9)$+"#D 8$0 E( +(:"D#$9(+ $: $9 !tRB[ /<7# "#"9"$& )(%7D#"9"7# "6K

n :/%J +(:"D#$9"7# (&"8"#$9(: 7) :"D#"6"%$#9&0 )(+/%(: $ 8($:/)(8(#9 7) )(%7D#"9"7# "#%7#:":9(#%0 9J$9T7/&+ 79J()T":( $)":(o 7)

n 9J( 6"#$#%"$& $::(9 67)8: <$)9 76 $ ^)7/< 76 6"#$#%"$& $::(9: 7) 6"#$#%"$& &"$E"&"9"(: 7) E79J@ TJ"%J ": 8$#$D(+$#+ "9: <()67)8$#%( ": (5$&/$9(+ 7# $ 6$") 5$&/( E$:":@ "# $%%7)+$#%( T"9J 9J( ^)7/<b: +7%/8(#9(+ )":S8$#$D(8(#9 7) "#5(:98(#9 :9)$9(D0@ $#+ "#67)8$9"7# $E7/9 9J( D)7/<"#D ": <)75"+(+ "#9()#$&&0 7# 9J$9E$:":o 7)

n "9 67)8: <$)9 76 $ %7#9)$%9 %7#9$"#"#D 7#( 7) 87)( (8E(++(+ +()"5$9"5(:@ $#+ LLHU -NI<()8"9: 9J( (#9")( %78E"#(+ %7#9)$%9 P$::(9 7) &"$E"&"90Q 97 E(

+(:"D#$9(+ $: $9 !tRB[=

!"#$#%"$& $::(9: $9 !tRB[ $)( :9$9(+ $9 6$") 5$&/(@ T"9J $#0 D$"#: 7) &7::(: $)":"#D 7# )(G8($:/)(8(#9 )(%7D#":(+ "#<)76"9 7) &7::= RJ( #(9 D$"# 7) &7:: )(%7D#":(+ "# <)76"9 7) &7:: "#%7)<7)$9(: $#0 +"5"+(#+ 7) "#9()(:9 ($)#(+ 7# 9J(6"#$#%"$& $::(9 $#+ ": "#%&/+(+ "# 9J( k79J() D$"#: $#+ &7::(:b &"#( "9(8 "# 9J( :9$9(8(#9 76 %78<)(J(#:"5( "#%78(=

R)$+( )(%("5$E&(:@ &7$#: $#+ 79J() )(%("5$E&(: 9J$9 J$5( 6"C(+ 7) +(9()8"#$E&( <$08(#9: 9J$9 $)( #79 V/79(+ "# $#$%9"5( 8$)S(9 $)( %&$::"6"(+ $: k&7$#: $#+ )(%("5$E&(:b= [7$#: $#+ )(%("5$E&(: $)( 8($:/)(+ $9 $87)9":(+ %7:9 /:"#D9J( (66(%9"5( "#9()(:9 8(9J7+ &(:: "8<$")8(#9= M#9()(:9 "#%78( ": )(%7D#":(+ E0 $<<&0"#D 9J( (66(%9"5( "#9()(:9 )$9(@(C%(<9 67) :J7)9G9()8 )(%("5$E&(: TJ(# 9J( )(%7D#"9"7# 76 "#9()(:9 T7/&+ E( "88$9()"$&=

M#%&/+(+ "# 9J( 875(8(#9 76 79J() 6"#$#%"$& $::(9: $)( #7#G%$:J 9)$#:$%9"7#: 76 jA2=1 8"&&"7# P1,-3K jA,=3 8"&&"7#Q 67)&7$#: 97 !)$#%J":((:=

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

1,-3jY,,,

[7$#: 97 6)$#%J":((: -]@I1]

!7)("D# (C%J$#D( 67)T$)+ %7#9)$%9: G

\)7:: %/))(#%0 :T$< -@2>2

-2@32A


For

per

sona

l use

onl

y

9: !MFLF\ML[ LHH*RH P%7#9"#/(+Q

1,-3jY,,,

[7$#: 97 6)$#%J":((: A,@22A

L&&7T$#%( 67) +7/E96/& &7$#: P-@--AQ

!"#$#%"$& D/$)$#9(( )(%("5$E&( -3-

[7#D 9()8 :97)( )(#9$& :(%/)"90 +(<7:"9: -N@1A,

>N@-2-

\/))(#9 -2@32A

F7#G%/))(#9 >N@-2-

3-@I]>

U(67)( <)75"+"#D $#0 #(T &7$#: 97 6)$#%J":((:@ 9J( ^)7/< )(5"(T: 9J( <79(#9"$& 6)$#%J":((b: %)(+"9 V/$&"90@ TJ"%J ":+(9()8"#(+ E0 )(5"(T"#D $ E/:"#(:: <&$# $#+ 9J( <)7c(%9(+ 6/9/)( %$:J 6&7T: 67) 9J$9 :97)(@ 97 (#:/)( 9J( 6)$#%J":(( ":$E&( 97 8((9 "9: "#9()(:9 )(<$08(#9: 7# 9J( &7$#= W# $5()$D(@ 9J( "#9()(:9 %J$)D(+ T$: 3? P1,-3K 3?Q "# L/:9)$&"$ $#+F(T Z($&$#+@ 9J( $5()$D( "#9()(:9 %J$)D(+ "# !)$#%( ": ]=A-? P1,-3K >=>?Q@ "# 9J( F(9J()&$#+: ": 3=22? P1,-3K 3=-?Q@ "#^()8$#0 ": A=23? P1,-3K A=N?Q $#+ 9J( $5()$D( "#9()(:9 %J$)D(+ "# .$<$# ": >=,? P1,-3K >=,?Q=

M# +(9()8"#"#D 9J( )(%75()$E"&"90 76 9J( &7$#: 97 6)$#%J":((:@ 9J( \7#:7&"+$9(+ (#9"90 %7#:"+(): $#0 $87/#9 9J$9 J$:E((# 7/9:9$#+"#D $9 )(<7)9"#D +$9(= L%%7)+"#D&0@ 8$#$D(8(#9 E(&"(5( 9J$9 9J()( ": #7 6/)9J() $&&7T$#%( )(V/")(+ "#(C%(:: 76 9J( $&&7T$#%(: 67) +7/E96/& &7$#:=

1,-3jY,,,

!)$#%J":(( &7$#: >3@2-,

L&&7T$#%( 67) +7/E96/& &7$#: P-@--AQ

>]@]I]

1,-3jY,,,

L87/#9: #79 0(9 +/( >]@]I]

>]@]I]

1,-3jY,,,

N, G ], +$0: 2>

], G I, +$0: G

I, +$0: $#+ 75() -@,1I

-@--A


For

per

sona

l use

onl

y

9: !MFLF\ML[ LHH*RH P%7#9"#/(+Q

1,-3jY,,,

U$&$#%( $9 9J( E(D"##"#D 76 9J( 0($) -@AA>

M8<$")8(#9 &7::(: )(%7D#":(+ 7# &7$#: ---

L87/#9: T)"99(# 766 $: /#%7&&(%9"E&( PA1NQ

M8<$")8(#9 &7::(: )(5():(+ P-IQ

*66(%9 76 67)("D# %/))(#%0 G

-@--A

9; !MFLF\ML[ [MLUM[MRM*H

/#1)=$&.&)$ !$% *#!,3/#*#$.

\[LHHM!M\LRMWF LH O*UR LFO *i;MR'

O(E9 $#+ (V/"90 "#:9)/8(#9: $)( %&$::"6"(+ $: ("9J() &"$E"&"9"(: 7) $: (V/"90 "# $%%7)+$#%( T"9J 9J( :/E:9$#%( 76 9J(%7#9)$%9/$& $))$#D(8(#9=

L# (V/"90 "#:9)/8(#9 ": $#0 %7#9)$%9 9J$9 (5"+(#%(: $ )(:"+/$& "#9()(:9 "# 9J( $::(9: 76 $# (#9"90 $69() +(+/%9"#D $&& 76"9: &"$E"&"9"(:= *V/"90 "#:9)/8(#9: "::/(+ E0 9J( \7#:7&"+$9(+ (#9"90 $)( )(%7)+(+ $9 9J( <)7%((+: )(%("5(+@ #(9 76 +")(%9"::/( %7:9:=

L 6"#$#%"$& D/$)$#9(( %7#9)$%9 ": $ %7#9)$%9 9J$9 )(V/")(: 9J( "::/() 97 8$S( :<(%"6"(+ <$08(#9: 97 )("8E/):( 9J(J7&+() 67) $ &7:: "9 "#%/): E(%$/:( $ :<(%"6"(+ +(E97) 6$"&: 97 8$S( <$08(#9: TJ(# +/( "# $%%7)+$#%( T"9J 9J( 9()8:76 $ +(E9 "#:9)/8(#9=

!"#$#%"$& D/$)$#9(( %7#9)$%9 &"$E"&"9"(: $)( 8($:/)(+ "#"9"$&&0 $9 9J(") 6$") 5$&/(: $#+@ "6 #79 +(:"D#$9(+ $: $9 !tRB[@ $)(:/E:(V/(#9&0 $9 9J( J"DJ() 76K

n 9J( $87/#9 76 9J( 7E&"D$9"7# /#+() 9J( %7#9)$%9@ $: +(9()8"#(+ "# $%%7)+$#%( T"9J LLHU -N3o $#+

n 9J( $87/#9 "#"9"$&&0 )(%7D#":(+ &(::@ TJ()( $<<)7<)"$9(@ %/8/&$9"5( $87)9":$9"7# "# $%%7)+$#%( T"9J 9J()(5(#/( )(%7D#"9"7# <7&"%"(: :(9 7/9 "# F79( 1=

!"#$#%"$& &"$E"&"9"(: $)( %&$::"6"(+ $: ("9J() 6"#$#%"$& &"$E"&"9"(: k$9 !tRB[b 7) k79J() 6"#$#%"$& &"$E"&"9"(:b=

!"#$#%"$& &"$E"&"9"(: $)( %&$::"6"(+ $: $9 !tRB[ TJ(# 9J( 6"#$#%"$& &"$E"&"90 ": ("9J() J(&+ 67) 9)$+"#D 7) "9 ": +(:"D#$9(+ $:$9 !tRB[=

L 6"#$#%"$& &"$E"&"90 ": %&$::"6"(+ $: J(&+ 67) 9)$+"#D "6K

n "9 J$: E((# $%V/")(+ <)"#%"<$&&0 67) 9J( </)<7:( 76 )(</)%J$:"#D "# 9J( #($) 9()8o 7)

n 7# "#"9"$& )(%7D#"9"7# "9 ": $ <$)9 76 $# "+(#9"6"(+ <7)967&"7 76 6"#$#%"$& "#:9)/8(#9: 9J$9 9J( ^)7/< 8$#$D(:97D(9J() $#+ J$: $ )(%(#9 $%9/$& <$99()# 76 :J7)9G9()8 <)76"9G9$S"#Do 7)

n "9 ": $ +()"5$9"5( 9J$9 ": #79 +(:"D#$9(+ $#+ (66(%9"5( $: $ J(+D"#D "#:9)/8(#9=

L 6"#$#%"$& &"$E"&"90 79J() 9J$# $ 6"#$#%"$& &"$E"&"90 J(&+ 67) 9)$+"#D ": +(:"D#$9(+ $: $9 !tRB[ /<7# "#"9"$& )(%7D#"9"7# "6K

n :/%J +(:"D#$9"7# (&"8"#$9(: 7) :"D#"6"%$#9&0 )(+/%(: $ 8($:/)(8(#9 7) )(%7D#"9"7# "#%7#:":9(#%0 9J$9T7/&+ 79J()T":( $)":(o 7)


For

per

sona

l use

onl

y

9; !MFLF\ML[ [MLUM[MRM*H P%7#9"#/(+Qn 9J( 6"#$#%"$& &"$E"&"90 67)8: <$)9 76 $ D)7/< 76 6"#$#%"$& $::(9: 7) 6"#$#%"$& &"$E"&"9"(: 7) E79J@ TJ"%J ":

8$#$D(+ $#+ "9: <()67)8$#%( (5$&/$9(+ 7# $ 6$") 5$&/( E$:":@ "# $%%7)+$#%( T"9J 9J( \7#:7&"+$9(+ (#9"90b:+7%/8(#9(+ )":S 8$#$D(8(#9 7) "#5(:98(#9 :9)$9(D0@ $#+ "#67)8$9"7# $E7/9 9J( D)7/<"#D ": <)75"+(+"#9()#$&&0 7# 9J$9 E$:":o 7)

n "9 67)8: <$)9 76 $ %7#9)$%9 %7#9$"#"#D 7#( 7) 87)( (8E(++(+ +()"5$9"5(:@ $#+ LLHU -NI k!"#$#%"$&M#:9)/8(#9:K 4(%7D#"9"7# $#+ X($:/)(8(#9b <()8"9: 9J( (#9")( %78E"#(+ %7#9)$%9 P$::(9 7) &"$E"&"90Q 97 E(+(:"D#$9(+ $: $9 !tRB[=

!"#$#%"$& &"$E"&"9"(: $9 !tRB[ $)( :9$9(+ $9 6$") 5$&/(@ T"9J $#0 D$"#: 7) &7::(: $)":"#D 7# )(G8($:/)(8(#9 )(%7D#":(+ "#<)76"9 7) &7::= RJ( #(9 D$"# 7) &7:: )(%7D#":(+ "# <)76"9 7) &7:: "#%7)<7)$9(: $#0 "#9()(:9 <$"+ 7# 9J( 6"#$#%"$& &"$E"&"90$#+ ": "#%&/+(+ "# 9J( k79J() D$"#: $#+ &7::(:b &"#( "9(8 "# 9J( :9$9(8(#9 76 %78<)(J(#:"5( "#%78(=

W9J() 6"#$#%"$& &"$E"&"9"(:@ "#%&/+"#D E7))7T"#D:@ $)( "#"9"$&&0 8($:/)(+ $9 6$") 5$&/(@ #(9 76 9)$#:$%9"7# %7:9:=

W9J() 6"#$#%"$& &"$E"&"9"(: $)( :/E:(V/(#9&0 8($:/)(+ $9 $87)9":(+ %7:9 /:"#D 9J( (66(%9"5( "#9()(:9 8(9J7+@ T"9J"#9()(:9 (C<(#:( )(%7D#":(+ 7# $# (66(%9"5( 0"(&+ E$:":=

RJ( (66(%9"5( "#9()(:9 8(9J7+ ": $ 8(9J7+ 76 %$&%/&$9"#D 9J( $87)9":(+ %7:9 76 $ 6"#$#%"$& &"$E"&"90 $#+ 76 $&&7%$9"#D"#9()(:9 (C<(#:( 75() 9J( )(&(5$#9 <()"7+= RJ( (66(%9"5( "#9()(:9 )$9( ": 9J( )$9( 9J$9 (C$%9&0 +":%7/#9: (:9"8$9(+ 6/9/)(%$:J <$08(#9: 9J)7/DJ 9J( (C<(%9(+ &"6( 76 9J( 6"#$#%"$& &"$E"&"90 7) TJ()( $<<)7<)"$9(@ $ :J7)9() <()"7+=

RJ( ^)7/< +()(%7D#":(: 6"#$#%"$& &"$E"&"9"(: TJ(#@ $#+ 7#&0 TJ(#@ 9J( ^)7/<b: 7E&"D$9"7#: $)( +":%J$)D(+@ %$#%(&&(+7) 9J(0 (C<")(= RJ( +"66()(#%( E(9T((# 9J( %$))0"#D $87/#9 76 9J( 6"#$#%"$& &"$E"&"90 +()(%7D#":(+ $#+ 9J(%7#:"+()$9"7# <$"+ $#+ <$0$E&( ": )(%7D#":(+ "# <)76"9 7) &7::=

#,.&*!.#, !$% K3%=#*#$.,

RJ( </9 7<9"7# $::7%"$9(+ T"9J O78"#7b: B"__$ ^()8$#0 POB^Q ": 5$&/(+ E0 8$#$D(8(#9 E0 9$S"#D "#97 $%%7/#9$+c/:9(+ /#&(5()(+ <)"%(d($)#"#D: 8/&9"<&( )$9(: $#+ (:9"8$9( 76 9J( 9"8"#D 76 9J( (C()%":( 76 9J( </9= RJ": ": E$:(+7# 8$#$D(8(#9b: (C<()"(#%( $#+ S#7T&(+D( 76 8$)S(9 %7#+"9"7#: 76 9J( ^()8$# B"__$ "#+/:9)0 $#+ +($&"#D: T"9J9J( :(&&(): 76 .7(0b: B"__$ $#+ e$&&7 B"__$= L: 9J( "#</9: $)( #79 7E:()5$E&( 9J( &"$E"&"90 ": %7#:"+()(+ [(5(& N "# 9J( 6$")5$&/( J"()$)%J0=

1,-3jY,,,

M#9()(:9 )$9( :T$<: -@-3,

4(#9 "#%(#9"5( &"$E"&"9"(: -1-

H(%/)"90 +(<7:"9: A@2]>

X$)S(9 $%%(:: )"DJ9 P"Q G

\7#9"#D(#9 %7#:"+()$9"7# -@,,,

O(6())(+ %7#:"+()$9"7# -@,,,

B/9d%$&& 8"#7)"90 "#9()(:9 &"$E"&"90P"""Q A]@A1>

W9J() -3

>A@>I2


For

per

sona

l use

onl

y

9; !MFLF\ML[ [MLUM[MRM*H P%7#9"#/(+Q

1,-3jY,,,

M#9()(:9 )$9( :T$<: 1@2I-

4(#9 "#%(#9"5( &"$E"&"90 -@N1>

X$)S(9 $%%(:: )"DJ9 P"Q N-@N2I

\7#9"#D(#9 %7#:"+()$9"7# 1@>,,

O(6())(+ %7#:"+()$9"7# 3>,

B/9 d %$&& 8"#7)"90 "#9()(:9 &"$E"&"90 P""Q 2-@AN1

-1,@123

\/))(#9 >A@>I2

F7#G%/))(#9 -1,@123

-3A@22>

P"Q X$)S(9 $%%(:: )"DJ9 $)":"#D "# )(:<(%9 76 9J( ^)7/<Y: %7#9)$%9/$& $))$#D(8(#9: T"9J OB^=

P""Q B/9 d %$&& 7<9"7# &"$E"&"90 $)":(: "# )(:<(%9 76 9J( 8"#7)"90 "#9()(:9 "# O78"#7b: ^()8$#0=

P"""Q B/9 d %$&& 7<9"7# &"$E"&"90 $)":(: "# )(:<(%9 76 9J( 8"#7)"90 "#9()(:9 "# O78"#7Y: .$<$#=

L: +(:%)"E(+ "# #79( 11@ 8$#$D(8(#9 /:(: 9J(") c/+D(8(#9 "# :(&(%9"#D $# $<<)7<)"$9( 5$&/$9"7# 9(%J#"V/( 67)6"#$#%"$& "#:9)/8(#9: #79 V/79(+ "# $# $%9"5( 8$)S(9= t$&/$9"7# 9(%J#"V/(: %7887#&0 /:(+ E0 8$)S(9<)$%9"9"7#(): $)( $<<&"(+= !7) +()"5$9"5( 6"#$#%"$& "#:9)/8(#9:@ $::/8<9"7#: $)( 8$+( E$:(+ 7# V/79(+ 8$)S(9)$9(: $+c/:9(+ 67) :<(%"6"% 6($9/)(: 76 9J( "#:9)/8(#9= W9J() 6"#$#%"$& "#:9)/8(#9: $)( 5$&/(+ /:"#D $ +":%7/#9(+%$:J 6&7T $#$&0:": E$:(+ 7# $::/8<9"7#: :/<<7)9(+@ TJ()( <7::"E&(@ E0 7E:()5$E&( 8$)S(9 <)"%(: 7) )$9(:=O(9$"&: 76 $::/8<9"7#: $)( <)75"+(+ "# #79( 11=

99 !MFLF\ML[ 4MHg XLFL^*X*FR

1!"&.!0 /&,6 *!$!=#*#$.

RJ( ^)7/< 8$#$D(: "9: %$<"9$& 97 (#:/)( 9J$9 "9 T"&& E( $E&( 97 %7#9"#/( $: $ D7"#D %7#%()#@ TJ"&( 8$C"8":"#D 9J()(9/)# 97 :9$S(J7&+(): 9J)7/DJ 7<9"8":$9"7# 76 9J( +(E9 $#+ (V/"90 E$&$#%(:=

RJ( %$<"9$& :9)/%9/)( 76 9J( ^)7/< %7#:":9: 76 #(9 +(E9@ TJ"%J "#%&/+(: E7))7T"#D:@ %$:J $#+ %$:J (V/"5$&(#9: $#+(V/"90 $99)"E/9$E&( 97 (V/"90 J7&+(): 76 9J( <$)(#9@ %78<)":"#D "::/(+ %$<"9$&@ )(:()5(:@ )(9$"#(+ ($)#"#D: $#+#7#G%7#9)7&&"#D "#9()(:9=

RJ( ^)7/< 7<()$9(: D&7E$&&0@ <)"8$)"&0 9J)7/DJ :/E:"+"$)0 %78<$#"(: (:9$E&":J(+ "# 9J( 8$)S(9: "# TJ"%J 9J( ^)7/<9)$+(:@ 9J(:( %78<$#"(: $)( #79 :/Ec(%9 97 (C9()#$&&0 "8<7:(+ %$<"9$& )(V/")(8(#9:=

W<()$9"#D %$:J 6&7T: $)( /:(+ 97 8$"#9$"# $#+ (C<$#+ 9J( ^)7/<: $::(9:@ $: T(&& $: 97 8$S( )7/9"#( 7/96&7T: 76 9$C@+"5"+(#+: $#+ )(<$08(#9 76 8$9/)"#D +(E9= RJ( ^)7/< <7&"%0 ": 97 %7#9)7& E7))7T"#D %(#9)$&&0o /:"#D $ 5$)"(90 76%$<"9$& 8$)S(9 "::/(: $#+ E7))7T"#D 6$%"&"9"(:@ 97 8((9 $#9"%"<$9(+ 6/#+"#D )(V/")(8(#9:=

RJ( ^)7/<b: 8$#$D(8(#9 $#+ E7$)+ 76 +")(%97): )(5"(T 9J( %$<"9$& :9)/%9/)( 67)8$&&0 7# $# $##/$& E$:":= RJ( E7$)+76 +")(%97): %7#:"+() 9J( %7:9 76 %$<"9$& $#+ $::7%"$9(+ )":S= U$:(+ 7# )(%788(#+$9"7#: 6)78 8$#$D(8(#9 $#+ 9J(E7$)+ 76 +")(%97):@ 9J( ^)7/< T"&& E$&$#%( "9: 75()$&& %$<"9$& :9)/%9/)( 9J)7/DJ <$08(#9 76 +"5"+(#+:@ #(T :J$)( "::/(:$#+ "::/( 7) )(+(8<9"7# 76 +(E9=

RJ( D($)"#D )$9"7 $9 9J( (#+ 76 9J( )(<7)9"#D <()"7+ T$: $: 67&&7T:K


For

per

sona

l use

onl

y

99 !MFLF\ML[ 4MHg XLFL^*X*FR P%7#9"#/(+Q

1,-3jY,,,

O(E9P"Q N1I@1A,

\$:J $#+ %$:J (V/"5$&(#9 P>,@A>AQ

132@32]

P""QA->@,]A

P"Q O(E9 ": +(6"#(+ $: &7#DG9()8 $#+ :J7)9G9()8 E7))7T"#D:@ $: +(9$"&(+ "# #79( -I=

P""Q *V/"90 "#%&/+(: $&& %$<"9$& $#+ )(:()5(: 9J$9 $)( 8$#$D(+ $: %$<"9$&=

RJ( %$9(D7)"(: 76 6"#$#%"$& $::(9: $#+ &"$E"&"9"(: $)( 7/9&"#(+ E(&7TK

R)$+( $#+ 79J() )(%("5$E&(: [7$#: $#+ )(%("5$E&(: -, G 32@-2- G 31@]->[7$#: )(%("5$E&( [7$#: $#+ )(%("5$E&(: 1, A=I- 2]@]N1 A=IA >]@]I]\$:J $#+ %$:J (V/"5$&(#9: \$:J $#+ E$#S E$&$#%(: > ,=A> 3>@II] ,=>- >,@A>A!"#$#%"$& D/$)$#9(( %7#9)$%9: [7$#: $#+ )(%("5$E&(: 1, ]=1> -I> ]=1> -3-O(<7:"9: W9J() )(%("5$E&(: 1, G ->@N-A G -N@1A,!7)T$)+ (C%J$#D( %7#9)$%9: W9J() 1, G ->, G G\)7:: %/))(#%0 :T$<: W9J() 1, G G G -@2>2

R)$+( $#+ 79J() <$0$E&(: L87)9":(+ %7:9 -- G ->]@,A> G -N]@N3]W9J() 6"#$#%"$& &"$E"&"9"(: L87)9":(+ %7:9 1- G ]@IN- G A@2214(#9 "#%(#9"5( &"$E"&"90 L87)9":(+ %7:9 1- G -@NAN G -@AA]U$#S &7$#: W9J() -I -=]> >>1@>1A -=1] 13]@3A2W9J() E$#S &7$#: W9J() -I ,=], G ,=AI -A@N3N[7$#: 6)78 79J() (#9"9"(: W9J() -I N=,, N1@2NI N=,, 11@,A-!"#$#%( &($:( &"$E"&"90 W9J() -I -=-N -N@-N] -=-N -]@,32X$)S(9 $%%(:: )"DJ9 W9J() 1- G N1@AI2 G N-@N2IB/9G7<9"7# &"$E"&"90 W9J() 1- G 22@I,, G -13@2>3\7#9"#D(#9 %7#:"+()$9"7# W9J() 1- G 1@-1> G N@>,,O(6())(+ %7#:"+()$9"7# W9J() 1- G 1@3-> G -@3>,M#9()(:9 )$9(: :T$<: W9J() 1- G AI G A@,]-

P"Q M#9()(:9 )$9(: )(<)(:(#9 9J( T("DJ9(+ $5()$D( (66(%9"5( "#9()(:9 )$9(=

^)7/< 9)($:/)0 %7G7)+"#$9(: $%%(:: 97 6"#$#%"$& 8$)S(9:@ 87#"97): $#+ 8$#$D(: 9J( 6"#$#%"$& )":S: )(&$9"#D 97 9J(7<()$9"7#: 76 9J( ^)7/< "# &"#( T"9J "9: <7&"%"(:= RJ(:( )":S: "#%&/+(o

n ["V/"+"90 )":S

n X$)S(9 )":S@ "#%&/+"#D 67)("D# %/))(#%0@ "#9()(:9 )$9( $#+ %7887+"90 <)"%( )":So $#+

n \)(+"9 )":S

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


For

per

sona

l use

onl

y


0&L3&%&.8 /&,6

RJ( ^)7/< 8$#$D(: &"V/"+"90 )":S E0 8$"#9$"#"#D $+(V/$9( )(:()5(:@ E$#S"#D 6$%"&"9"(: $#+ )(:()5( E7))7T"#D 6$%"&"9"(:@%7#9"#/7/:&0 87#"97)"#D 67)(%$:9 $#+ $%9/$& %$:J 6&7T:@ $#+ 8$9%J"#D 9J( 8$9/)"90 <)76"&(: 76 6"#$#%"$& $::(9: $#+&"$E"&"9"(:= ;&9"8$9( )(:<7#:"E"&"90 67) &"V/"+"90 )":S 8$#$D(8(#9 )(:9: T"9J 9J( E7$)+ 76 +")(%97):@ TJ"%J J$: (:9$E&":J(+$# $<<)7<)"$9( &"V/"+"90 8$#$D(8(#9 6)$8(T7)S 67) 9J( 8$#$D(8(#9 76 9J( ^)7/<b: :J7)9 8(+"/8 $#+ &7#D 9()86/#+"#D $#+ &"V/"+"90 8$#$D(8(#9 )(V/")(8(#9:=

1,-3jY,,,

L87/#9 /:(+ G

L87/#9 /#/:(+ A@2>3

A@2>3

L87/#9 /:(+ 1I1@]2N

L87/#9 /#/:(+ I3@1]1

N2I@IA>

L87/#9 /:(+ -A@N3N

L87/#9 /#/:(+ 3A@N,,

22@]3N

*!.3/&.8 )4 4&$!$1&!0 !,,#., !$% 0&!7&0&.&#,

RJ( 67&&7T"#D 9$E&(: $#$&0:( 9J( ^)7/<Y: 6"#$#%"$& $::(9: $#+ &"$E"&"9"(:@ "#%&/+"#D #(9 $#+ D)7:: :(99&(+ 6"#$#%"$&"#:9)/8(#9:@ "#97 )(&(5$#9 8$9/)"90 <()"7+: E$:(+ 7# 9J( )(8$"#"#D <()"7+ $9 9J( )(<7)9"#D +$9( 97 9J( %7#9)$%9/$&8$9/)"90 +$9(= RJ( $87/#9: +":%&7:(+ "# 9J( 9$E&( $)( %7#9)$%9/$& /#+":%7/#9(+ %$:J 6&7T: $#+ J(#%( T"&& #79#(%(::$)"&0 )(%7#%"&( T"9J 9J( $87/#9: +":%&7:(+ "# 9J( E$&$#%( :J((9=

*C<(%9(+ 6/9/)( "#9()(:9 <$08(#9: 7# &7$#: $#+ E7))7T"#D: (C%&/+( $%%)/$&: $&)($+0 )(%7D#":(+ "# 9)$+( $#+ 79J()<$0$E&(:= O()"5$9"5( %$:J 6&7T: (C%&/+( $%%)/$&: )(%7D#":(+ "# 9)$+( $#+ 79J() <$0$E&(:=

!7) 67)("D# (C%J$#D( +()"5$9"5(: $#+ %)7::G%/))(#%0 "#9()(:9 )$9( :T$<:@ 9J( $87/#9: +":%&7:(+ $)( 9J( D)7::%7#9)$%9/$& %$:J 6&7T: 97 E( <$"+=

!7) "#9()(:9 )$9( :T$<:@ 9J( %$:J 6&7T: $)( 9J( #(9 $87/#9: 97 E( <$"+ $9 ($%J V/$)9()@ (C%&/+"#D $%%)/$&: "#%&/+(+ "#9)$+( $#+ 79J() <$0$E&(:@ $#+ J$5( E((# (:9"8$9(+ /:"#D 67)T$)+ "#9()(:9 )$9(: $<<&"%$E&( $9 9J( )(<7)9"#D +$9(=


For

per

sona

l use

onl

y


R)$+( $#+ 79J() )(%("5$E&(:

[7$#: )(%("5$E&(

\$:J $#+ %$:J (V/"5$&(#9:

!"#$#%"$& D/$)$#9(( %7#9)$%9:

O(<7:"9:

R)$+( $#+ 79J() <$0$E&(:

O()"5$9"5( "#:9)/8(#9: "# +(:"D#$9(+ J(+D( $%%7/#9"#D )(&$9"7#:J"<:

U$#S &7$#:

[7$#: 6)78 79J() (#9"9"(:

!"#$#%( &($:( &"$E"&"90

X$)S(9 $%%(:: )"DJ9

B/9 7<9"7# &"$E"&"90

\7#9"#D(#9 %7#:"+()$9"7#

O(6())(+ %7#:"+()$9"7#

4(#9 "#%(#9"5( &"$E"&"90

W9J() 6"#$#%"$& &"$E"&"9"(:

R)$+( $#+ 79J() )(%("5$E&(: 31@]-> G G

O()"5$9"5( "#:9)/8(#9: "# +(:"D#$9(+ J(+D( $%%7/#9"#D )(&$9"7#:J"<: -@N]- N1, G

[7$#: )(%("5$E&( ->@,A, N>@1-- ]@]]N

\$:J $#+ %$:J (V/"5$&(#9: >,@A>A G G

!"#$#%"$& D/$)$#9(( %7#9)$%9: G -3- G

O(<7:"9: G -N@1A, G

R)$+( $#+ 79J() <$0$E&(: P-N]@N3]Q G G

O()"5$9"5( "#:9)/8(#9: "# +(:"D#$9(+ J(+D( $%%7/#9"#D )(&$9"7#:J"<: P-@-2NQ P-1@]N]Q G

U$#S &7$#: G P13]@3A2Q G

W9J() E$#S &7$#: P-A@N3NQ G G

[7$#: 6)78 79J() (#9"9"(: G P11@,A-Q G

!"#$#%( &($:( &"$E"&"90 PN@>N3Q P-1@>A-Q G

X$)S(9 $%%(:: )"DJ9 G PN-@N2IQ G

B/9 7<9"7# &"$E"&"90 PA]@A1>Q P2-@AN1Q G

\7#9"#D(#9 %7#:"+()$9"7# P-@,,,Q P1@>,,Q G

O(6())(+ %7#:"+()$9"7# P-@,,,Q P3>,Q G

4(#9 "#%(#9"5( &"$E"&"90 P-1-Q P-@N1>Q G

W9J() 6"#$#%"$& &"$E"&"9"(: PA@221Q G G

RJ( 67&&7T"#D 9$E&( +(9$"&: 9J( ^)7/<Y: &"V/"+"90 $#$&0:": 67) ": +()"5$9"5( 6"#$#%"$& "#:9)/8(#9:= RJ( 9$E&( J$:E((# +)$T# /< E$:(+ 7# 9J( /#+":%7/#9(+ %7#9)$%9/$& #(9 %$:J "#6&7T: $#+ 7/96&7T: 7# +()"5$9"5( "#:9)/8(#9:9J$9 :(99&( 7# $ #(9 E$:":@ $#+ 9J( /#+":%7/#9(+ D)7:: "#6&7T: $#+ 7/96&7T: 7# 9J7:( +()"5$9"5(: 9J$9 )(V/")(D)7:: :(99&(8(#9= fJ(# 9J( $87/#9 <$0$E&( 7) )(%("5$E&( ": #79 6"C(+@ 9J( $87/#9 +":%&7:(+ J$: E((#+(9()8"#(+ E0 )(6()(#%( 97 9J( <)7c(%9(+ "#9()(:9 )$9(: $: "&&/:9)$9(+ E0 9J( 0"(&+ %/)5(: $9 9J( (#+ 76 9J()(<7)9"#D <()"7+=


For

per

sona

l use

onl

y


M#9()(:9 )$9( :T$<:

!7)T$)+ 67)("D# (C%J$#D( %7#9)$%9:

[(:: 9J$# -87#9JjY,,,

-GN 87#9J:jY,,,

N 87#9J: 97 -0($)jY,,,

-G> 0($):jY,,,

M#9()(:9 )$9( :T$<: G G P-@-2NQ P-@,I2Q

\)7:: %/))(#%0 "#9()(:9 )$9( :T$<: G N>1 -@,,2 P--@1-IQ

!7)T$)+ 67)("D# (C%J$#D( %7#9)$%9: 23I A@1>] 2@2A- G

23I A@],2 2@]]] P-1@N-3Q

*!/6#. /&,6

RJ( ^)7/<b: $%9"5"9"(: (C<7:(: "9 <)"8$)"&0 97 9J( */)7 $#+ .$<$#(:( '(# %/))(#%"(: $#+ 97 "#9()(:9 )$9( )":S 9J)7/DJ"9: E7))7T"#D:= RJ( ^)7/<b: 67)("D# 7<()$9"7#: $)( %$))"(+ 7/9 "# F(T Z($&$#+@ .$<$# $#+ */)7<(@ TJ"%J (C<7:(: 9J(^)7/<b: "#5(:98(#9: 97 875(8(#9: "# 9J( L;OdFZO@ L;Od.B' $#+ L;Od*;4 (C%J$#D( )$9(:= RJ( ^)7/< 8"9"D$9(:$#+ 8$#$D(: 9J( (66(%9 76 "9: 9)$#:&$9"7#$& %/))(#%0 (C<7:/)( E0 E7))7T"#D "# FZ +7&&$):@ .$<$#(:( '(# $#+ */)7=

RJ( ^)7/< (#9(): "#97 $ 5$)"(90 76 +()"5$9"5( $#+ #7#G+()"5$9"5( 6"#$#%"$& "#:9)/8(#9: 97 8$#$D( "9: (C<7:/)( 97"#9()(:9 )$9( $#+ 67)("D# %/))(#%0 )":S@ "#%&/+"#Do

n M#9()(:9 )$9( :T$<: 97 8"9"D$9( )":S 76 )":"#D "#9()(:9 )$9(:

n \)7:: %/))(#%0 "#9()(:9 )$9( :T$< 97 8"9"D$9( )":"#D "#9()(:9 )$9(: $#+ 67)("D# (C%J$#D( 6&/%9/$9"7#

n O(E9 97 8$#$D( %/))(#%0 )":S

n !7)T$)+ 67)("D# (C%J$#D( %7#9)$%9: 97 J(+D( 9J( (C%J$#D( )$9( )":S 76 </)%J$:(:

RJ( ^)7/<b: (C<7:/)(@ E(67)( J(+D"#D $))$#D(8(#9:@ 97 9J( FZ +7&&$)@ .$<$#(:( '(# $#+ */)7 $9 9J( E$&$#%( :J((9+$9( T()( $: 67&&7T:K

1,-3jY,,,

1,-3jY,,,

\$:J $#+ E$#S E$&$#%(: NA@1-N G

R)$+( $#+ 79J() )(%("5$E&(: AI@1,3 G

[7$#: )(%("5$E&( N2@]1> G

R)$+( $#+ 79J() <$0$E&(: G -,3@I-2

W9J() 6"#$#%"$& &"$E"&"9"(: G -]N@]A>

[7$#: <$0$E&( G 1>2@]>A


For

per

sona

l use

onl

y


RJ( J(+D"#D 6/#%9"7# 76 9J( ^)7/< ": 97 $++)(:: 67)("D# %/))(#%0 )":S $#+ ": 8$#$D(+ %(#9)$&&0= RJ( ^)7/< )(V/")(:$&& :/E:"+"$)"(: 97 J(+D( 67)("D# (C%J$#D( (C<7:/)(: 67) 6")8 %788"98(#9: )(&$9"#D 97 :$&( 7) </)%J$:(: 7) TJ(#J"DJ&0 <)7E$E&( 67)(%$:9 9)$#:$%9"7#: J$5( E((# "+(#9"6"(+= U(67)( J(+D"#D@ 9J( :/E:"+"$)"(: $)( $&:7 )(V/")(+ 97 9$S("#97 $%%7/#9 9J(") %78<(9"9"5( <7:"9"7#= RJ( J(+D"#D "#:9)/8(#9 8/:9 E( "# 9J( :$8( %/))(#%0 $: 9J( J(+D(+ "9(8=

RJ( 7Ec(%9"5( 76 9J( ^)7/<b: <7&"%0 7# 67)("D# (C%J$#D( J(+D"#D ": 97 <)79(%9 9J( ^)7/< 6)78 $+5():( %/))(#%06&/%9/$9"7#:=

RJ( :(#:"9"5"90 $#$&0:": E(&7T :J7T: 9J( "8<$%9 9J$9 $ )($:7#$E&( <7::"E&( %J$#D( "# 67)("D# (C%J$#D( )$9(: 75() $6"#$#%"$& 0($) T7/&+ J$5( 7# <)76"9 $69() 9$C $#+ (V/"90@ E$:(+ :7&(&0 7# 9J( ^)7/<b: 67)("D# (C%J$#D( )$9( (C<7:/)((C":9"#D $9 9J( E$&$#%( :J((9 +$9(= RJ( ^)7/< J$: /:(+ 9J( 7E:()5(+ )$#D( 76 $%9/$& J":97)"%$& )$9(: 67) 9J( <)(%(+"#D6"5(G0($) <()"7+@ T"9J $ J($5"() T("DJ9"#D <&$%(+ 7# )(%(#9&0 7E:()5(+ 8$)S(9 +$9$@ "# +(9()8"#"#D )($:7#$E&(<7::"E&( (C%J$#D( 875(8(#9: 97 E( /:(+ 67) 9J( %/))(#9 0($)b: :(#:"9"5"90 $#$&0:":= B$:9 875(8(#9: $)( #79#(%(::$)"&0 "#+"%$9"5( 76 6/9/)( 875(8(#9:=

RJ( 67&&7T"#D (C%J$#D( )$9(: J$5( E((# /:(+ "# <()67)8"#D 9J( :(#:"9"5"90 $#$&0:":K

L%9/$& 1,-2

l -,?

G-,?

L%9/$& 1,-3 ,=]3 2]=-] -=,>

l -,? ,=3A IA=32 -=-]

G-,? ,=]- 33=>A ,=I>

RJ( "8<$%9 7# <)76"9 $#+ (V/"90 ": (:9"8$9(+ E0 )(&$9"#D 9J( J0<79J(9"%$& %J$#D(: "# 9J( FZ O7&&$)@ .$<$#(:( '(# $#+*/)7 (C%J$#D( )$9( 97 9J( E$&$#%( 76 6"#$#%"$& "#:9)/8(#9: $9 9J( )(<7)9"#D +$9(= !7)("D# %/))(#%0 )":S:@ $: +(6"#(+ E0LLHU 3 !"#$#%"$& M#:9)/8(#9:K +":%&7:/)(@ $)":( 7# $%%7/#9 76 9J( 6"#$#%"$& "#:9)/8(#9: E("#D +(#78"#$9(+ "# $%/))(#%0 9J$9 ": #79 9J( 6/#%9"7#$& %/))(#%0 "# TJ"%J 9J( 6"#$#%"$& "#:9)/8(#9: ": 8($:/)(+=

O"66()(#%(: 6)78 9J( 9)$#:&$9"7# 76 9J( 6"#$#%"$& :9$9(8(#9: "#97 9J( ^)7/<b: <)(:(#9$9"7# %/))(#%0 $)( #79 9$S(# "#97%7#:"+()$9"7# "# 9J( :(#:"9"5"90 $#$&0:":= RJ( )(:/&9: 76 9J( 67)("D# (C%J$#D( )$9( :(#:"9"5"90 $#$&0:": $)( +)"5(# E0 9J)((8$"# 6$%97):@ $: 7/9&"#(+ E(&7TK

G RJ( "8<$%9 76 $<<&0"#D 9J( $E75( 67)("D# (C%J$#D( 875(8(#9: 97 6"#$#%"$& "#:9)/8(#9: 9J$9 $)( #79 "#J(+D( )(&$9"7#:J"<: T"&& E( )(%7D#":(+ +")(%9&0 "# <)76"9 7) &7::o

G R7 9J( (C9(#9 9J$9 9J( 67)("D# %/))(#%0 +(#78"#$9(+ +()"5$9"5(: 7# E$&$#%( :J((9 67)8 <$)9 76 $# (66(%9"5(%$:J 6&7T J(+D( )(&$9"7#:J"<@ $#0 6$") 5$&/( 875(8(#9: %$/:(+ E0 $<<&0"#D 9J( $E75( :(#:"9"5"90875(8(#9: T"&& E( +(6())(+ "# (V/"90 $#+ T"&& #79 $66(%9 <)76"9 7) &7::o $#+

G X75(8(#9: "# 6"#$#%"$& "#:9)/8(#9: 67)8"#D <$)9 76 $# (66(%9"5( 6$") 5$&/( J(+D( )(&$9"7#:J"< T"&& E()(%7D#":(+ "# <)76"9 7) &7::= e7T(5()@ $: $ %7))(:<7#+"#D (#9)0 T"&& E( )(%7D#":(+ 67) 9J( J(+D(+ "9(8@ 9J(#(9 (66(%9 7# <)76"9 7) &7:: T"&& E( #"&=

RJ( E(&7T 9$E&( +(9$"&: 9J( "8<$%9 76 9J( ^)7/<b: <)76"9 $69() 9$C $#+ 79J() (V/"90 J$+ 9J()( E((# $ 875(8(#9 "# 9J(FZ +7&&$)@ .$<$#(:( '(# $#+ */)7 T"9J $&& 79J() 5$)"$E&(: J(&+ %7#:9$#9=

1,-3jY,,,

M6 9J()( T$: $ -,? "#%)($:( "# (C%J$#D( )$9(: T"9J $&& 79J() 5$)"$E&(: J(&+ %7#:9$#9 G

M6 9J()( T$: $ -,? +(%)($:( "# (C%J$#D( )$9(: T"9J $&& 79J() 5$)"$E&(: J(&+ %7#:9$#9 G

M6 9J()( T$: $ -,? "#%)($:( "# (C%J$#D( )$9(: T"9J $&& 79J() 5$)"$E&(: J(&+ %7#:9$#9 2@A,I

M6 9J()( T$: $ -,? +(%)($:( "# (C%J$#D( )$9(: T"9J $&& 79J() 5$)"$E&(: J(&+ %7#:9$#9 P--@-3NQ


For

per

sona

l use

onl

y


$!.3/# )4 &$.#/#,. /!.# /&,6

RJ( ^)7/<b: (C<7:/)( 97 %J$#D(: "# 8$)S(9 "#9()(:9 )$9(: )(&$9(: <)"8$)"&0 97 9J( ^)7/<b: +(E9 7E&"D$9"7#: 9J$9 J$5(6&7$9"#D "#9()(:9 )$9(:=

RJ( )":S ": 8$#$D(+ E0 9J( ^)7/< E0 8$"#9$"#"#D $# $<<)7<)"$9( 8"C E(9T((# 6"C(+ $#+ 6&7$9"#D )$9( E7))7T"#D:@ $#+E0 9J( /:( 76 "#9()(:9 )$9( :T$<:= e(+D"#D $%9"5"9"(: $)( (5$&/$9(+ )(D/&$)&0 97 $&"D# T"9J "#9()(:9 )$9( 5"(T: $#++(6"#(+ )":S $<<(9"9(@ (#:/)"#D 9J( 87:9 %7:9G(66(%9"5( J(+D"#D :9)$9(D"(: $)( $<<&"(+=

!)78 $ ^)7/< <():<(%9"5(@ $#0 "#9()#$& %7#9)$%9: $)( (&"8"#$9(+ $: <$)9 76 9J( %7#:7&"+$9"7# <)7%(::@ &($5"#D 7#&0(C9()#$& %7#9)$%9:=

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c(%9 97 "#9()(:9 )$9( )":S=

RJ( 67&&7T"#D :(#:"9"5"90 $#$&0:": :J7T: 9J( "8<$%9 9J$9 $ )($:7#$E&( <7::"E&( %J$#D( "# "#9()(:9 )$9(: T7/&+ J$5( 7#^)7/< <)76"9 $69() 9$C $#+ (V/"90= RJ( "8<$%9 ": +(9()8"#(+ E0 $::(::"#D 9J( (66(%9 9J$9 :/%J $ )($:7#$E&( <7::"E&(%J$#D( "# "#9()(:9 )$9(: T7/&+ J$5( J$+ 7# 9J( "#9()(:9 "#%78(dP(C<(#:(Q $#+ 9J( "8<$%9 7# 6"#$#%"$& "#:9)/8(#9 6$")5$&/(:= RJ": :(#:"9"5"90 ": E$:(+ 7# )($:7#$E&( <7::"E&( %J$#D(: 75() $ 6"#$#%"$& 0($)@ +(9()8"#(+ /:"#D 7E:()5(+J":97)"%$& "#9()(:9 )$9( 875(8(#9: 76 9J( <)(%(+"#D 6"5(G0($) <()"7+@ T"9J $ J($5"() T("DJ9"#D D"5(# 97 87)( )(%(#98$)S(9 +$9$=

M6 "#9()(:9 )$9(: J$+ 875(+ E0 -,, E$:": <7"#9: $#+ T"9J $&& 79J() 5$)"$E&(: J(&+ %7#:9$#9@ <)76"9 $69() 9$C $#+ (V/"90T7/&+ E( $66(%9(+ $: 67&&7T:K

1,-3jY,,,

M#9()(:9 )$9(: G "#%)($:( E0 -,, E$:": <7"#9: P11AQ

M#9()(:9 )$9(: G +(%)($:( E0 -,, E$:": <7"#9: -@A32

4!&/ I!03# )4 4&$!$1&!0 &$,./3*#$.,

RJ( %$))0"#D $87/#9: $#+ (:9"8$9(+ 6$") 5$&/(: 76 $&& ^)7/<b: 6"#$#%"$& "#:9)/8(#9: )(%7D#":(+ "# 9J( 6"#$#%"$&:9$9(8(#9: $)( 8$9()"$&&0 9J( :$8(=

RJ( 8(9J7+: $#+ $::/8<9"7#: /:(+ 97 (:9"8$9( 9J( 6$") 5$&/( 76 6"#$#%"$& "#:9)/8(#9: $)( $: 67&&7T:K

RJ( %$))0"#D $87/#9 ": 9J( 6$") 5$&/( +/( 97 9J( $::(9b: &"V/"+ #$9/)(=

O/( 97 9J( :J7)9G9()8 #$9/)( 76 9J(:( 6"#$#%"$& )"DJ9: $#+ 7E&"D$9"7#:@ %$))0"#D $87/#9: )(<)(:(#9 9J( 6$") 5$&/(:=

[7$#: $#+ 79J() )(%("5$E&(: 9J$9 J$5( 6"C(+ 7) +(9()8"#$E&( <$08(#9: 9J$9 $)( #79 V/79(+ "# $# $%9"5( 8$)S(9 $)(%&$::"6"(+ $: kW9J() 6"#$#%"$& L::(9:b= [7$#: $)( 8($:/)(+ $9 $87)9":(+ %7:9 /:"#D 9J( (66(%9"5( "#9()(:9 8(9J7+ &(::"8<$")8(#9= M#9()(:9 "#%78( ": )(%7D#":(+ E0 $<<&0"#D 9J( (66(%9"5( "#9()(:9 )$9(=


For

per

sona

l use

onl

y


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

i/79(+ 8$)S(9 <)"%(: 7) +($&() V/79(: 67) :"8"&$) "#:9)/8(#9: $)( /:(+ 97 5$&/( &7#DG9()8 +(E9 "#:9)/8(#9:=

!7) $&& 6$") 5$&/( 8($:/)(8(#9: $#+ +":%&7:/)(:@ 9J( ^)7/< /:(: 9J( 67&&7T"#D 97 %$9(D7)":( 9J( 8(9J7+ /:(+K

G [(5(& -K 9J( 6$") 5$&/( ": %$&%/&$9(+ /:"#D V/79(+ <)"%(: "# $%9"5( 8$)S(9:=

G [(5(& 1K 9J( 6$") 5$&/( ": (:9"8$9(+ /:"#D "#</9: 79J() 9J$# V/79(+ <)"%(: "#%&/+(+ "# [(5(& - 9J$9 $)(7E:()5$E&( 67) 9J( $::(9 7) &"$E"&"90@ ("9J() +")(%9&0 P$: <)"%(:Q 7) "#+")(%9&0 P+()"5(+ 6)78 <)"%(:Q=

G [(5(& NK 9J( 6$") 5$&/( ": (:9"8$9(+ /:"#D "#</9: 67) 9J( $::(9 7) &"$E"&"90 9J$9 $)( #79 E$:(+ 7# 7E:()5$E&(8$)S(9 +$9$=

RJ( 67&&7T"#D 9$E&( <)(:(#9: 9J( ^)7/<Y: $::(9: $#+ &"$E"&"9"(: 8($:/)(+ $#+ )(%7D#":(+ $9 6$") 5$&/( $9 9J( )(<7)9"#D+$9(=

!7)T$)+ 67)("D# (C%J$#D( %7#9)$%9: G G

M#9()(:9 )$9( :T$<: G

B/9 7<9"7# 75() #7#G%7#9)7&&"#D "#9()(:9 G

X$)S(9 $%%(:: )"DJ9 G

\7#9"#D(#9 %7#:"+()$9"7# G

,1 ./&0 1,-3[(5(& -

jY,,,[(5(& 1

jY,,,[(5(& N

jY,,,R79$&jY,,,

\)7:: %/))(#%0 :T$<: G -@N]1 G -@N]1

G -@N]1 G -@N]1

M#9()(:9 )$9( :T$<: G A@,]- G A@,]-

!7)T$)+ 67)("D# (C%J$#D( %7#9)$%9: G AI] G AI]

B/9 7<9"7# 75() #7#G%7#9)7&&"#D "#9()(:9 G G 2-@AN1 2-@AN1

X$)S(9 $%%(:: )"DJ9 G G N-@N2I N-@N2I

\7#9"#D(#9 %7#:"+()$9"7# G G N@>,, N@>,,

G A@>>3 --]@N1- -1,@232

RJ()( J$5( E((# #7 9)$#:6(): E(9T((# [(5(& - $#+ [(5(& 1=

RJ( 7#&0 6"#$#%"$& &"$E"&"9"(: :/E:(V/(#9&0 8($:/)(+ $9 6$") 5$&/( 7# [(5(& N 6$") 5$&/( 8($:/)(8(#9 )(<)(:(#9 9J( 6$")5$&/( 76 9J( </9 7<9"7# $#+ 8$)S(9 $%%(:: )"DJ9 )(&$9"#D 97 9J( $%V/":"9"7# 76 O78"#7b: B"__$ ^()8$#0= F7 D$"# 7) &7::67) 9J( 0($) )(&$9"#D 97 9J(:( &"$E"&"9"(: J$: E((# )(%7D#":(+ "# <)76"9 7) &7::=


For

per

sona

l use

onl

y

99 !MFLF\ML[ 4MHg XLFL^*X*FR P%7#9"#/(+QRJ( 7<(#"#D E$&$#%( 67) 9J( </9 7<9"7# &"$E"&"9"(: T$: j-13=2 8"&&"7# P)(<)(:(#9(+ E0 j2-=A 8"&&"7# %&$::"6"(+ $: $ [(5(&N 6"#$#%"$& &"$E"&"90 $#+ jA]=A 8"&&"7# )(%7D#":(+ "# %/))(#9 6"#$#%"$& &"$E"&"9"(:Q $#+ J$: $ %&7:"#D E$&$#%( $9 0($) (#+ 76j22=I 8"&&"7#= RJ( 875(8(#9 76 9J( </9 &"$E"&"90 )(&$9(: 97 $ <$08(#9 76 jA-=2 8"&&"7# 97 $%V/")( 9J( #7#G%7#9)7&&"#D"#9()(:9 76 O78"#7Y: B"__$ .$<$# $#+ 9J( )(8$"#"#D 875(8(#9 )(%7)+(+ "# )(:()5(:=

F7 D$"# 7) &7:: )(&$9"#D 97 &(5(& N &"$E"&"9"(: J$: E((# )(%7D#":(+ "# <)76"9 7) &7::=

RJ( 6$") 5$&/(: 76 9J( 6"#$#%"$& $::(9: $#+ 6"#$#%"$& &"$E"&"9"(: "#%&/+(+ "# 9J( &(5(& 1 $#+ N %$9(D7)"(: $E75( J$5( E((#+(9()8"#(+ "# $%%7)+$#%( T"9J D(#()$&&0 $%%(<9(+ <)"%"#D 87+(&: E$:(+ 7# $ +":%7/#9(+ %$:J 6&7T $#$&0:":@ T"9J 9J(87:9 :"D#"6"%$#9 "#</9: E("#D 9J( +":%7/#9 )$9( 9J$9 )(6&(%9: 9J( %)(+"9 )":S 76 %7/#9()<$)9"(: $#+ &7#D 9()8 )(5(#/($#+ <)76"9 D)7T9J )$9(:=

RJ( &(5(& 1 6"#$#%"$& "#:9)/8(#9: J$5( E((# 5$&/(+ /:"#D 9J( +":%7/#9(+ %$:J 6&7T 9(%J#"V/(= !/9/)( %$:J 6&7T: $)((:9"8$9(+ E$:(+ 7# 67)T$)+ "#9()(:9 )$9(: P6)78 7E:()5$E&( 0"(&+ %/)5(: $9 9J( (#+ 76 9J( )(<7)9"#D <()"7+Q $#+%7#9)$%9 "#9()(:9 )$9(:@ +":%7/#9(+ $9 $ )$9( 9J$9 )(6&(%9: 9J( %)(+"9 )":S 76 5$)"7/: %7/#9()<$)9"(:=

H<(%"6"% 5$&/$9"7# 9(%J#"V/(: /:(+ 97 5$&/( &(5(& N 6"#$#%"$& "#:9)/8(#9: "#%&/+(K

RJ( 5$&/$9"7# 9(%J#"V/( /:(+ ": 9J( /#&(5()(+ <)"%(d($)#"#D: 8/&9"<&( TJ"%J )(V/")(: 6/9/)( ($)#"#D: 97 E( (:9"8$9(+=RJ( :"D#"6"%$#9 /#7E:()5$E&( "#</9: "#%&/+( $+c/:9(+ /#&(5()(+ <)"%(d($)#"#D: 8/&9"<&( $#+ 9J( </9 7<9"7# ":(C()%":$E&( A 0($): P.$#/$)0 1,1,Q 6)78 +$9( 76 9J( c7"#9 5(#9/)( $D)((8(#9 PO(%(8E() 1,->Q= RJ( %$&& 7<9"7# ":(C()%":$E&( ] 0($): P.$#/$)0 1,11Q 6)78 9J( +$9( 76 9J( c7"#9 5(#9/)( $D)((8(#9= RJ( ($)#"#D: $#+ 8$)D"#: $)( E$:(+7# 8$#$D(8(#9Y: (C<()"(#%( $#+ S#7T&(+D( 76 9J( 8$)S(9 %7#+"9"7#: 76 9J( "#+/:9)0@ T"9J 9J( J"DJ() ($)#"#D:)(:/&9"#D "# $ J"DJ() 6$") 5$&/( $#+ 9J( :J7)9() 9J( 9"8( <()"7+ )(:/&9"#D "# $ &7T() 6$") 5$&/(=

RJ( 5$&/$9"7# 9(%J#"V/( /:(+ ": 9J( "#%78( $<<)7$%J= M# 9J": $<<)7$%J 9J( +":%7/#9(+ %$:J 6&7T: $)( /:(+ 97 %$<9/)(9J( 6/9/)( %7:9 76 9J( $::(9= RJ( :"D#"6"%$#9 /#7E:()5$E&( "#</9: "#%&/+( $+c/:9(+ /#&(5()(+ <)"%(d($)#"#D: 8/&9"<&(:=RJ( ($)#"#D: $#+ 8$)D"#: $)( E$:(+ 7# 8$#$D(8(#9Y: (C<()"(#%( $#+ S#7T&(+D( 76 9J( 8$)S(9 %7#+"9"7#: 76 9J("#+/:9)0@ T"9J 9J( J"DJ() ($)#"#D: )(:/&9"#D "# $ J"DJ() 6$") 5$&/(=

RJ( +":%7/#9(+ %$:J 6&7T 8(9J7+ T$: /:(+ 97 %$&%/&$9( 9J( <)(:(#9 5$&/( 76 9J( (C<(%9(+ 6/9/)( (%7#78"% E(#(6"9:9J$9 T"&& 6&7T 7/9 76 9J( ^)7/< $)":"#D 6)78 9J( %7#9"#D(#9 %7#:"+()$9"7#= RJ( :"D#"6"%$#9 /#7E:()5$E&( "#</9: "#%&/+(9J( <)7c(%9(+ D)7:: 8$)D"# E$:(+ 7# 8$#$D(8(#9b: (C<()"(#%( $#+ S#7T&(+D( 76 8$)S(9 $#+ "#+/:9)0 %7#+"9"7#:=H"D#"6"%$#9 "#%)($:(dP+(%)($:(Q "# 9J( D)7:: <)76"9 T7/&+ )(:/&9 "# $ J"DJ()dP&7T()Q 6$") 5$&/( 76 9J( %7#9"#D(#9%7#:"+()$9"7# &"$E"&"90=

)44,#..&$= 4&$!$1&!0 &$,./3*#$.,

RJ( ^)7/< <)(:(#9: "9: +()"5$9"5( $::(9: $#+ &"$E"&"9"(: 7# $ D)7:: E$:":= O()"5$9"5( 6"#$#%"$& "#:9)/8(#9: (#9()(+ "#97E0 9J( ^)7/< $)( :/Ec(%9 97 (#67)%($E&( 8$:9() #(99"#D $))$#D(8(#9:@ :/%J $: M#9()#$9"7#$& HT$<: $#+ O()"5$9"5(:L::7%"$9"7# PMHOLQ 8$:9() #(99"#D $D)((8(#9:= M# %()9$"# %")%/8:9$#%(:@ 67) (C$8<&(@ TJ(# $ %)(+"9 (5(#9 :/%J $: $+(6$/&9 7%%/):@ $&& 7/9:9$#+"#D 9)$#:$%9"7#: /#+() MHOL $D)((8(#9: $)( 9()8"#$9(+@ 9J( 9()8"#$9"7# 5$&/( ": $::(::(+$#+ 7#&0 $ :"#D&( #(9 $87/#9 ": <$0$E&( "# :(99&(8(#9 76 $&& 9)$#:$%9"7#:=

RJ( $87/#9: :(9 7/9 "# #79( 1, $#+ 1- )(<)(:(#9 9J( +()"5$9"5( 6"#$#%"$& $::(9: $#+ &"$E"&"9"(: 76 9J( ^)7/<@ 9J$9 $)(:/Ec(%9 97 9J( $E75( $))$#D(8(#9: $#+ $)( <)(:(#9(+ 7# $ D)7:: E$:":=

5#%=&$=

RJ( ^)7/< ": (C<7:(+ 97 )":S 6)78 875(8(#9: "# 67)("D# (C%J$#D( $#+ "#9()(:9 )$9(:= L: <$)9 76 9J( )":S 8$#$D(8(#9:9)$9(D0 :(9 7/9 $E75(@ 9J( ^)7/< J7&+: 9J( 67&&7T"#D 90<(: 76 +()"5$9"5( "#:9)/8(#9:K

%7#9)$%9: +(#78"#$9(+ "# ;H +7&&$) 97 J(+D( J"DJ&0 <)7E$E&( :$&( $#+ </)%J$:(9)$#:$%9"7#: P%$:J 6&7T J(+D(:Q=


For

per

sona

l use

onl

y

99 !MFLF\ML[ 4MHg XLFL^*X*FR P%7#9"#/(+Q97 7<9"8":( 9J( ^)7/<b: (C<7:/)( 97 6"C(+ $#+ 6&7$9"#D "#9()(:9 )$9(: $)":"#D 6)78 E7))7T"#D:=

RJ(:( J(+D(: "#%7)<7)$9( %$:J J(+D(:@ TJ"%J 6"C 6/9/)( "#9()(:9 <$08(#9:@ $#+ 6$") 5$&/( J(+D(:@ TJ"%J )(+/%( 9J(^)7/<b: (C<7:/)( 97 %J$#D(: "# 9J( 5$&/( 76 "9: $::(9: $#+ &"$E"&"9"(: $)":"#D 6)78 "#9()(:9 )$9( 875(8(#9:=

97 ("9J() )(+/%( 9J( ^)7/<b: (C<7:/)( 97 (C%J$#D( )$9( 5$)"$E"&"90 "# "9: "#9()(:9)(<$08(#9: 76 67)("D# %/))(#%0 +(#78"#$9(+ +(E9 P%$:J 6&7T J(+D(:Q 7) 97 J(+D( $D$"#:9 875(8(#9: "# 9J( 6$")5$&/( 76 9J7:( &"$E"&"9"(: +/( 97 (C%J$#D( $#+ "#9()(:9 )$9( 875(8(#9: P6$") 5$&/( J(+D(:Q= RJ( E7))7T"#D 8$)D"# 7#9J( ^)7/<b: %)7::G%/))(#%0 "#9()(:9 )$9( :T$< J$: E((# 9)($9(+ $: $ %7:9 76 J(+D"#D $#+ +(6())(+ "#97 (V/"90= RJ(:(%7:9: $)( 9J(# $87)9":(+ 97 9J( <)76"9 $#+ &7:: $: $ 6"#$#%( %7:9 75() 9J( )(8$"#"#D &"6( 76 9J( E7))7T"#D=

O()"5$9"5( 6"#$#%"$& "#:9)/8(#9: $)( "#"9"$&&0 )(%7D#":(+ $9 6$") 5$&/( 7# 9J( +$9( 7# TJ"%J $ +()"5$9"5( %7#9)$%9(+ ":(#9()(+ "#97 $#+ $)( :/E:(V/(#9&0 )(8($:/)(+ 97 6$") 5$&/(= RJ( 8(9J7+ 76 )(%7D#":"#D $#0 )(G8($:/)(8(#9 D$"# 7)&7:: +(<(#+: 7# 9J( #$9/)( 76 9J( "9(8 E("#D J(+D(+= !7) J(+D"#D "#:9)/8(#9:@ $#0 J(+D( "#(66(%9"5(#(:: ":)(%7D#":(+ +")(%9&0 "# 9J( "#%78( :9$9(8(#9 "# 9J( <()"7+ "# TJ"%J "9 ": "#%/))(+= RJ()( J$: E((# #7 "#(66(%9"5(#(:: "#9J( %/))(#9 0($)=

L9 9J( :9$)9 76 9J( J(+D( )(&$9"7#:J"< 9J( ^)7/< 67)8$&&0 +(:"D#$9(: $#+ +7%/8(#9: 9J( J(+D( )(&$9"7#:J"<@"#%&/+"#D 9J( )":S 8$#$D(8(#9 :9)$9(D0 67) /#+():9$#+"#D 9J( J(+D(= RJ": "#%&/+(: "+(#9"6"%$9"7# 76 9J( J(+D"#D"#:9)/8(#9@ 9J( J(+D(+ "9(8 7) 9)$#:$%9"7#@ 9J( #$9/)( 76 9J( )":S E("#D J(+D(+ $#+ J7T 9J( (#9"90 T"&& $::(:: 9J(J(+D"#D "#:9)/8(#9b: (66(%9"5(#(::= e(+D( $%%7/#9"#D ": 7#&0 $<<&"(+ TJ()( (66(%9"5( 9(:9: $)( 8(9 7# $ <)7:<(%9"5(E$:":=

!7) 9J( </)<7:(: 76 J(+D( $%%7/#9"#D@ J(+D(: $)( %&$::"6"(+ $:K

G !$") 5$&/( J(+D(: TJ(# 9J(0 J(+D( 9J( (C<7:/)( 97 %J$#D(: "# 9J( 6$") 5$&/( 76 $ )(%7D#":(+ $::(9@ &"$E"&"907) 6")8 %788"98(#9 9J$9 %7/&+ $66(%9 <)76"9 7) &7::o 7)

G \$:J 6&7T J(+D(: TJ(# 9J(0 J(+D( $ <$)9"%/&$) )":S $::7%"$9(+ T"9J 9J( %$:J 6&7T: 76 )(%7D#":(+ $::(9:$#+ &"$E"&"9"(: $#+ J"DJ&0 <)7E$E&0 67)(%$:9 9)$#:$%9"7#:= L J(+D( 76 9J( 67)("D# %/))(#%0 )":S 76 $ 6")8%788"98(#9 ": $%%7/#9(+ 67) $: $ %$:J 6&7T J(+D(=

RJ( ^)7/< +":%7#9"#/(: J(+D( $%%7/#9"#D <)7:<(%9"5(&0 7#&0 TJ(# 9J( J(+D"#D )(&$9"7#:J"<@ 7) <$)9 76 9J( J(+D"#D)(&$9"7#:J"< #7 &7#D() V/$&"6"(: 67) J(+D( $%%7/#9"#D@ TJ"%J "#%&/+(: TJ()( 9J()( J$: E((# $ %J$#D( 97 9J( )":S8$#$D(8(#9 7Ec(%9"5( $#+ :9)$9(D0 67) /#+()9$S"#D 9J( J(+D( $#+ "#:9$#%(: TJ(# 9J( J(+D"#D "#:9)/8(#9 (C<")(:7) ": :7&+@ 9()8"#$9(+ 7) (C()%":(+= !7) 9J": </)<7:(@ 9J( )(<&$%(8(#9 7) )7&&75() 76 $ J(+D"#D "#:9)/8(#9 "#97 $#79J()J(+D"#D "#:9)/8(#9 ": #79 $# (C<")$9"7# 7) 9()8"#$9"7# "6 :/%J $ )(<&$%(8(#9 7) )7&&75() ": %7#:":9(#9 T"9J 7/)+7%/8(#9(+ )":S 8$#$D(8(#9 7Ec(%9"5(=

e(+D(: 9J$9 8((9 9J( %)"9()"$ 67) J(+D( $%%7/#9"#D $)( %&$::"6"(+ $#+ $%%7/#9(+ 67) $: 67&&7T:K

RJ( ^)7/< /:(: 6$") 5$&/( J(+D(: 97 8"9"D$9( 9J( )":S 76 %J$#D(: "# 9J( 6$") 5$&/( 76 67)("D# %/))(#%0 E7))7T"#D: 6)7867)("D# %/))(#%0 $#+ "#9()(:9 )$9( 6&/%9/$9"7#: 75() 9J( J(+D"#D <()"7+= fJ()( 9J(:( 6$") 5$&/( J(+D(: V/$&"60 67)J(+D( $%%7/#9"#D@ D$"#: 7) &7::(: 6)78 )(8($:/)"#D 9J( 6$") 5$&/( 76 9J( J(+D"#D "#:9)/8(#9: $)( )(%7D#":(+ T"9J"#6"#$#%( %7:9: "# 9J( "#%78( :9$9(8(#9 97D(9J() T"9J D$"#: 7) &7::(: "# )(&$9"7# 97 9J( J(+D( "9(8 TJ()( 9J7:( D$"#: 7)&7::(: )(&$9( 97 9J( )":S "#9(#+(+ 97 E( J(+D(+=

!7) 6$") 5$&/( J(+D(:@ 9J( %$))0"#D 5$&/( 76 9J( J(+D(+ "9(8 ": $+c/:9(+ 67) D$"#: $#+ &7::(: $99)"E/9$E&( 97 9J( )":SE("#D J(+D(+= RJ( +()"5$9"5( ": $&:7 )(8($:/)(+ 97 6$") 5$&/(@ $#+ D$"#: $#+ &7::(: 6)78 E79J $)( )(%7D#":(+ "# 9J("#%78( :9$9(8(#9= RJ( #(9 $87/#9 )(%7D#":(+ "# 9J( "#%78( :9$9(8(#9 ": 9J": 6"#$#%"$& 0($) T$: #"&=

M6 9J( J(+D(+ "9(8 ": $ 6")8 %788"98(#9 P$#+ 9J()(67)( #79 )(%7D#":(+Q@ 9J( :/E:(V/(#9 %/8/&$9"5( %J$#D( "# 9J( 6$")5$&/( 76 9J( J(+D(+ )":S ": )(%7D#":(+ $: $# $::(9 7) &"$E"&"90 T"9J $ %7))(:<7#+"#D D$"# 7) &7:: )(%7D#":(+ "# 9J( <)76"97) &7::= RJ( %J$#D(: "# 9J( 6$") 5$&/( 76 9J( J(+D"#D "#:9)/8(#9 $)( $&:7 )(%7D#":(+ "# 9J( <)76"9 7) &7::=

RJ()( T$: #7 8$9()"$& "#(66(%9"5(#(:: )(&$9"#D 97 6"#$#%"$& "#:9)/8(#9: +(:"D#$9(+ $: 6$") 5$&/( J(+D(: +/)"#D 9J( 0($)P1,-3K #"&Q


For

per

sona

l use

onl

y


RJ( ^)7/< /:(: %$:J 6&7T J(+D(: 97 8"9"D$9( 9J( )":S 76 5$)"$E"&"90 76 6/9/)( %$:J 6&7T: $99)"E/9$E&( 97 67)("D# %/))(#%06&/%9/$9"7#: 75() 9J( J(+D"#D <()"7+ $::7%"$9(+ T"9J 67)("D# %/))(#%0 E7))7T"#D: $#+ 7#D7"#D E/:"#(:: $%9"5"9"(:@<)(+78"#$#9&0 TJ()( 9J()( $)( J"DJ&0 <)7E$E&( </)%J$:(: 7) :(99&(8(#9 %788"98(#9: "# 67)("D# %/))(#%"(:= RJ(^)7/< $&:7 /:(: %$:J 6&7T J(+D(: 97 J(+D( 5$)"$E"&"90 "# %$:J 6&7T: +/( 97 "#9()(:9 )$9(: $::7%"$9(+ T"9J E7))7T"#D:=

!7) %$:J 6&7T J(+D(:@ 9J( <7)9"7# 76 9J( D$"# 7) &7:: 7# 9J( J(+D"#D "#:9)/8(#9 9J$9 ": (66(%9"5( ": )(%7D#":(+ +")(%9&0"# (V/"90@ TJ"&( 9J( "#(66(%9"5( <7)9"7# ": )(%7D#":(+ "# 9J( <)76"9 7) &7::=

1,-3jY,,,

1,-3jY,,,

1,-3jY,,,

M#9()(:9 )$9( :T$< -=-]? -,N@,,> P1@12-Q

L87/#9: )(%7D#":(+ "# (V/"90 $)( 9)$#:6())(+ 97 "#%78( :9$9(8(#9 TJ(# 9J( J(+D(+ 9)$#:$%9"7# $66(%9: <)76"9 7) &7::@:/%J $: TJ(# J(+D(+ "#%78( 7) (C<(#:(: $)( )(%7D#":(+ 7) TJ(# $ 67)(%$:9 :$&( 7%%/): 7) 9J( $::(9 ": %7#:/8(+=fJ(# 9J( J(+D(+ "9(8 ": 9J( %7:9 76 $ #7#G6"#$#%"$& $::(9 7) &"$E"&"90@ 9J( $87/#9: 9$S(# 97 (V/"90 $)( 9)$#:6())(+ 979J( "#"9"$& %$))0"#D $87/#9 76 9J( #7#G6"#$#%"$& $::(9 7) &"$E"&"90=

M6 9J( 67)(%$:9 9)$#:$%9"7# ": #7 &7#D() (C<(%9(+ 97 7%%/)@ $87/#9: <)(5"7/:&0 )(%7D#":(+ "# (V/"90 $)( 9)$#:6())(+ 979J( "#%78( :9$9(8(#9= M6 9J( J(+D"#D "#:9)/8(#9 (C<")(: 7) ": :7&+@ 9()8"#$9(+ 7) (C()%":(+ T"9J7/9 )(<&$%(8(#9 7))7&& 75()@ 7) "6 "9: +(:"D#$9"7# $: $ J(+D( ": )(57S(+@ $87/#9: <)(5"7/:&0 )(%7D#":(+ "# (V/"90 )(8$"# "# (V/"90 /#9"& 9J(67)(%$:9 9)$#:$%9"7# 7%%/):=

e(+D(: 76 #(9 "#5(:98(#9: "# 67)("D# 7<()$9"7#: $)( $%%7/#9(+ 67) :"8"&$)&0 97 %$:J 6&7T J(+D(:= L#0 D$"# 7) &7:: 7#9J( J(+D"#D "#:9)/8(#9 )(&$9"#D 97 9J( (66(%9"5( <7)9"7# 76 9J( J(+D( ": )(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78($#+ $%%/8/&$9(+ "# 9J( 67)("D# %/))(#%0 9)$#:&$9"7# )(:()5(= RJ( D$"# 7) &7:: )(&$9"#D 97 9J( "#(66(%9"5( <7)9"7# ":)(%7D#":(+ "88(+"$9(&0 "# <)76"9 7) &7:: $#+ "#%&/+(+ "# 9J( b79J() D$"#: $#+ &7::(:b &"#( "9(8=

^$"#: $#+ &7::(: 7# J(+D"#D "#:9)/8(#9: )(&$9"#D 97 9J( (66(%9"5( <7)9"7# 76 9J( J(+D( $%%/8/&$9(+ "# 9J( 67)("D#%/))(#%0 9)$#:&$9"7# )(:()5( $)( )(%&$::"6"(+ 97 <)76"9 7) &7:: "# 9J( :$8( T$0 $: (C%J$#D( +"66()(#%(: )(&$9"#D 97 9J(67)("D# 7<()$9"7#=

RJ( 67&&7T"#D 9$E&( +(9$"&: 9J( 5$&/( 76 9J( "#:9)/8(#9 +(:"D#$9(+ $#+ 9J( "8<$%9 7# 9J( J(+D( )(:()5(=

1,-3jY,,,

1,-3jY,,,

[7$#: +(:"D#$9(+ $: #(9 "#5(:98(#9 J(+D( -I-@AA, G

O(:"D#$9(+ J(+D( 76 #(9 67)("D# "#5(:98(#9 G -@-]1

-I-@AA, -@-]1

1/#%&. /&,6

\)(+"9 )":S ": 9J( )":S 9J$9 $ %7#9)$%9"#D (#9"90 T"&& #79 %78<&(9( "9: 7E&"D$9"7#: /#+() $ 6"#$#%"$& "#:9)/8(#9 7)%/:978() %7#9)$%9 9J$9 T"&& )(:/&9 "# $ 6"#$#%"$& &7:: 97 9J( ^)7/<= RJ( ^)7/< ": (C<7:(+ 97 %)(+"9 )":S 6)78 "9:7<()$9"#D $%9"5"9"(: P<)"8$)"&0 6)78 %/:978() )(%("5$E&(: $#+ 6)78 "9: 6"#$#%"#D $%9"5"9"(:@ "#%&/+"#D +(<7:"9: T"9J6"#$#%"$& "#:9"9/9"7#:@ 67)("D# (C%J$#D( 9)$#:$%9"7#: $#+ 79J() 6"#$#%"$& "#:9)/8(#9:Q=


For

per

sona

l use

onl

y


\/:978() %)(+"9 )":S ": 8$#$D(+ E0 ($%J +"5":"7# :/Ec(%9 97 (:9$E&":J(+ <7&"%"(:@ <)7%(+/)(: $#+ %7#9)7&: )(&$9"#D 97%/:978() %)(+"9 )":S 8$#$D(8(#9= RJ( ^)7/< 9)$+(: T"9J )(%7D#":(+ T(&&G(:9$E&":J(+ 6)$#%J":((:= O(<(#+"#D 7# 9J(+"5":"7#@ %)(+"9 9()8: 67) )(%("5$E&(: $)( D(#()$&&0 /< 97 N, +$0: 6)78 +$9( 76 "#57"%(= [7$#: <$08(#9: $)( )(%("5(+T((S&0 "# $+5$#%(= RJ( ^)7/<b: (C<7:/)( 97 E$+ +(E9: ": #79 :"D#"6"%$#9 $#+ +(6$/&9 )$9(: J$5( J":97)"%$&&0 E((# 5()0&7T 7# E79J )(%("5$E&(: $#+ &7$#:=

!)$#%J":((b: $#+ %/:978(): TJ7 9)$+( 7# %)(+"9 9()8: $)( :/Ec(%9 97 %)(+"9 5()"6"%$9"7# <)7%(+/)(:@ "#%&/+"#D $#$::(::8(#9 76 6"#$#%"$& <7:"9"7#@ <$:9 (C<()"(#%( $#+ "#+/:9)0 )(</9$9"7#= M# $++"9"7#@ )(%("5$E&( E$&$#%(: $)(87#"97)(+ 7# $# 7#D7"#D E$:": T"9J 9J( )(:/&9 9J$9 9J( ^)7/<Y: (C<7:/)( 97 E$+ +(E9: ": #79 :"D#"6"%$#9= M# 9J( (5(#99J$9 $ &7$# +(6$/&9:@ 9J( ^)7/<Y: <7&"%0 ": 97 </)%J$:( $#+ 7<()$9( 9J( :97)( $: $ %7)<7)$9( :97)(=

L# $D("#D 76 9)$+( )(%("5$E&(: <$:9 +/( ": "#%&/+(+ "# #79( -, $#+ 7# &7$#: "# #79( 1,= RJ( %)(+"9 V/$&"90 76 9)$+()(%("5$E&(: $#+ &7$#: #("9J() <$:9 +/( #7) "8<$")(+ J$: E((# $::(::(+ $: J"DJ E$:(+ 7# "#67)8$9"7# 7# %7/#9()<$)90$#+ J":97)"%$& %7/#9() <$)90 +(6$/&9= RJ( %$))0"#D 5$&/( 76 9J( ^)7/<: 9)$+(@ 79J() )(%("5$E&(: $#+ &7$#: $)(+(#78"#$9(+ "# L/:9)$&"$# +7&&$):@ FZ +7&&$):@ .$<$#(:( '(# $#+ */)7:=

RJ( ^)7/<b: 8$C"8/8 %)(+"9 (C<7:/)( 97 %/))(#9 )(%("5$E&(:@ 6"#$#%( $+5$#%(: $#+ &7$#: $)( :J7T# E(&7TK

1,-3jY,,,

LFZ AA@I>I

*/)7<( NA@A,1

.$<$# AI@I>,

-1I@N--

\)(+"9 )":S 6)78 E$&$#%(: T"9J E$#S: $#+ 6"#$#%"$& "#:9"9/9"7#: ": 8$#$D(+ E0 9J( ^)7/< "# $%%7)+$#%( T"9J 9J(U7$)+G$<<)75(+ <7&"%0= M#5(:98(#9: 76 :/)<&/: 6/#+: $)( 8$+( 7#&0 T"9J $<<)75(+ %7/#9()<$)9"(:=

RJ( %$))0"#D $87/#9 76 6"#$#%"$& $::(9: )(<)(:(#9: 9J( 8$C"8/8 %)(+"9 (C<7:/)(= RJ()( ": $&:7 (C<7:/)( 97 %)(+"9 )":STJ(# 9J( ^)7/< <)75"+(: $ D/$)$#9(( 97 $#79J() <$)90= O(9$"&: 76 %7#9"#D(#9 &"$E"&"9"(: $)( +":%&7:(+ "# #79( 13= RJ()($)( #7 :"D#"6"%$#9 %7#%(#9)$9"7#: 76 %)(+"9 )":S T"9J"# 9J( ^)7/<=


For

per

sona

l use

onl

y

=/)3" ,./31.3/#^)7/< :9)/%9/)( (C<&$"#: $:<(%9: 76 9J( ^)7/< :9)/%9/)( $#+ J7T %J$#D(: J$5( $66(%9(+ 9J( 6"#$#%"$& <7:"9"7# $#+<()67)8$#%( 76 9J( ^)7/<=

9S H;UHMOML4M*HO(9$"&: 76 9J( \78<$#0b: :/E:"+"$)"(: $9 ,- ./&0 1,-2 $)( $: 67&&7T:K

1,-3?

O78"#7Y: O(5(&7<8(#9 !/#+ B90 [9+P"Q L/:9)$&"$ L;O -,,

e79 \(&& B90 [9+P"Q L/:9)$&"$ L;O -,,

H"&5"7Y: O"$&G$GB"__$ B90 [9+P"Q L/:9)$&"$ L;O -,,

MB^ X$)S(9"#D H7&/9"7#: B90 [9+P"Q L/:9)$&"$ L;O -,,

\$9()"#D H()5"%( h H/<<&0 B90 [9+P"Q L/:9)$&"$ L;O -,,

O78"#7Y: B"__$ *#9()<)":(: [9+ *8<&70(( HJ$)( R)/:9 L/:9)$&"$ L;O -,,

\7#:9)/%9"7#@ H/<<&0 h H()5"%( B90 [9+P"Q L/:9)$&"$ L;O G

4"+( H<7)9: LFZ B90 [9+P"Q L/:9)$&"$ L;O G

L:JE7/)S( B90 [9+P"5Q L/:9)$&"$ L;O -,,

X!R G OBL.t F78"#(( B90 [9+P"5Q L/:9)$&"$ L;O -,,

4((& PFRQ B90 [9+P"5Q L/:9)$&"$ L;O -,,

HJ($) B"__$ B90 [9+P"5Q L/:9)$&"$ L;O -,,

RT(#90dRT(#90 B"__$ B90 [9+P"5Q L/:9)$&"$ L;O -,,

RT(#90dRT(#90 B"__$ B90 [9+ h O78"#7Y: B"__$ L/:9)$&"$ B90 [9+B$)9#():J"<P"5Q L/:9)$&"$ L;O -,,

F":%7 R)$+"#D B90 [9+P"Q L/:9)$&"$ L;O -,,

O78"#7Y: B"__$ F(T Z($&$#+ ["8"9(+ F(T Z($&$#+ FZO -,,

OBe FZ e7&+"#D: ["8"9(+ F(T Z($&$#+ FZO -,,

O78"#7Y: B"__$ .$<$#@ M#%= .$<$# .B' 3>

OB* .$<$# \7=@[9+P""Q .$<$# .B' 3>

g=g= OB. e7&+"#D: -P""Q .$<$# .B' 3>

O78"#7Y: B"__$ */)7<( U=t= RJ( F(9J()&$#+: *;4 -,,

O78"#7Y: B"__$ F(9J()&$#+: U=t= RJ( F(9J()&$#+: *;4 -,,

OWBM t$:9D7(+ U=t= RJ( F(9J()&$#+: *;4 -,,

O78"#7Y: B"__$ ^(7 U=t= RJ( F(9J()&$#+: *;4 >,

O78"#7Y: B"__$ fWf ^)7/< U=t RJ( F(9J()&$#+: *;4 G

O78"#7Y: B"__$ U(&D"/8 H=B=4=[ U(&D"/8 *;4 -,,

^&7E$& X7D/& BR\ ["8"9(+P"5Q U)"9":J t")D"# M:&$#+: *;4 -,,

X7D/& PU=t=M=Q ;#"9 R)/:9P"5Q U)"9":J t")D"# ":&$#+: *;4 -,,

O$097#$ e7&+%7 ["8"9(+ P;gQ ;g *;4 -,,

O$097#$ .t ["8"9(+ P;gQ ;g *;4 ]3

O$097#$ ^()8$#0 e4U ^()8$#0 *;4 ]3

LD(#9/) 6/) f()9E/#D /#+ *9$95()T$&9/#D ^8Ee ^()8$#0 *;4 ]3

O78"#7Y: B"__$ O(/9:%J&$#+ ^8Ee P<)(5"7/:&0 .7(0Y: B"__$M#9()#$9"7#$& ^8EeQ ^()8$#0 *;4 ]3

e$&&7 B"__$ e$8E/)D ^8Ee ^()8$#0 *;4 G

e$&&7 B"__$ ^8Ee ^()8$#0 *;4 G

\J)":$ e$#+(&:D(:(&&:%J$69 ^8Ee ^()8$#0 *;4 G

e$&&7 B"__$ F7)+ ^8Ee ^()8$#0 *;4 G

OB*; e7&+"#D: H=L=H= !)$#%( *;4 -,,

O78"#7Y: B"__$ !)$#%( H=L=H= !)$#%( *;4 -,,


For

per

sona

l use

onl

y

9S H;UHMOML4M*H P%7#9"#/(+Q

1,-3?

etX B"__$ H=L=4=[= !)$#%( *;4 -,,

!)$GX$GB"__HLH !)$#%( *;4 -,,

O7/E&( H"C H=L=H= !)$#%( *;4 G

B"__$ \(#9)( !)$#%( HLH !)$#%( *;4 -,,

*88$ B"__ H$)&P"""Q !)$#%( *;4 -,,

!B M&&( *9 t"&$"#( HL4[P"""Q !)$#%( *;4 -,,

!B F7)+ HL4[P"""Q !)$#%( *;4 -,,

!B H/+ HL4[P"""Q !)$#%( *;4 -,,

!B \(#9)( HL4[P"""Q !)$#%( *;4 -,,

X7)&$"C B"__ HL4[P"""Q !)$#%( *;4 -,,

!B [( X$#: HL4[P"5Q !)$#%( *;4 -,,

!B [$ \J$<(&&( HL4[P"5Q !)$#%( *;4 -,,

!B H$"#9 ^)(D7")( HL4[P"5Q !)$#%( *;4 -,,

P"Q RJ": (#9"90 ": $ 8(8E() 76 9J( 9$CG%7#:7&"+$9(+ D)7/< TJ()( O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ ": 9J( J($+(#9"90 T"9J"# 9J( 9$CG%7#:7&"+$9(+ D)7/<=

P""Q *#9"9"(: J$5( E((# &(D$&&0 8()D(+ "#97 O78"#7Y: B"__$ .$<$# M#%=

P"""Q *#9"9"(: J$5( E((# 8()D(+ "#97 !)$GX$GB"__ HLH=

P"5Q *#9"9"(: J$5( E((# &"V/"+$9(+=

9( BL4*FR *FRMR' MF!W4XLRMWF

"!/#$. #$.&.&#,

RJ( <$)(#9 (#9"90 $#+ 9J( /&9"8$9( <$)(#9 (#9"90 "# 9J( \7#:7&"+$9(+ (#9"90 ": O78"#7Y: B"__$ *#9()<)":(: ["8"9(+=

4&$!$1&!0 "),&.&)$

1,-3jY,,,

\/))(#9 $::(9: >3@,12

F7#G%/))(#9 $::(9: ]]3@>12

31A@>>]

\/))(#9 &"$E"&"9"(: >]@>>]

F7#G%/))(#9 &"$E"&"9"(: N,I@-]1

N]>@3-2


For

per

sona

l use

onl

y

9( BL4*FR *FRMR' MF!W4XLRMWF P%7#9"#/(+Q

M::/(+ %$<"9$& NA,@,A,

4(9$"#(+ ($)#"#D: 3I@,1-

*V/"90G:(99&(+ :J$)(GE$:(+ E(#(6"9: P>3@NIIQ

e(+D"#D P1@21AQ

N>2@2N2

4&$!$1&!0 "#/4)/*!$1#

B)76"9 67) 9J( 0($) 21@]NI

W9J() %78<)(J(#:"5( "#%78( P>@]A3Q

3]@II1

RJ( \78<$#0 $#+ $&& "9: TJ7&&0G7T#(+ L/:9)$&"$# )(:"+(#9 (#9"9"(: $)( <$)9 76 $ 9$C %7#:7&"+$9(+ D)7/< /#+()L/:9)$&"$# 9$C$9"7# &$T= O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ ": 9J( J($+ (#9"90 "# 9J( 9$CG%7#:7&"+$9(+ D)7/<= R$C(C<(#:(d"#%78(@ +(6())(+ 9$C &"$E"&"9"(: $#+ +(6())(+ 9$C $::(9: $)":"#D 6)78 9(8<7)$)0 +"66()(#%(: 76 9J( 8(8E(): 769J( 9$CG%7#:7&"+$9(+ D)7/< $)( )(%7D#":(+ "# 9J( :(<$)$9( 6"#$#%"$& :9$9(8(#9: 76 9J( 8(8E(): 76 9J(9$CG%7#:7&"+$9(+ D)7/< /:"#D 9J( k:(<$)$9( 9$C<$0() T"9J"# D)7/< $<<)7$%Jb E0 )(6()(#%( 97 9J( %$))0"#D $87/#9: "#9J( :(<$)$9( 6"#$#%"$& :9$9(8(#9: 76 ($%J (#9"90 $#+ 9J( 9$C 5$&/(: $<<&0"#D /#+() 9$C %7#:7&"+$9"7#= \/))(#9 9$C&"$E"&"9"(: $#+ $::(9: $#+ +(6())(+ 9$C $::(9: $)":"#D 6)78 /#/:(+ 9$C &7::(: $#+ )(&(5$#9 9$C %)(+"9: 76 9J( 8(8E(): 769J( 9$CG%7#:7&"+$9(+ D)7/< $)( )(%7D#":(+ E0 9J( \78<$#0 P$: J($+ (#9"90 "# 9J( 9$CG%7#:7&"+$9(+ D)7/<Q=

RJ( (#9"9"(: "# 9J( 9$CG%7#:7&"+$9(+ D)7/< J$5( #79 (#9()(+ "#97 $ 9$C :J$)"#D $D)((8(#9 7) 9$C 6/#+"#D $D)((8(#9=M#%78( 9$C &"$E"&"9"(: <$0$E&( 97 9J( 9$C $/9J7)"9"(: "# )(:<(%9 76 9J( 9$CG%7#:7&"+$9(+ D)7/< $)( )(%7D#":(+ "# 9J(6"#$#%"$& :9$9(8(#9: 76 9J( <$)(#9 (#9"90=

L 9$CG%7#:7&"+$9(+ D)7/< T$: 67)8(+ T"9J (66(%9 6)78 - ./&0 1,,N $#+ ": 9J()(67)( 9$C(+ $: $ :"#D&( (#9"90 6)78 9J$9+$9(= RJ( J($+ (#9"90 T"9J"# 9J( 9$CG%7#:7&"+$9(+ D)7/< ": O78"#7Y: B"__$ *#9()<)":(: ["8"9(+= RJ( 8(8E(): 76 9J(9$CG%7#:7&"+$9(+ D)7/< $)( "+(#9"6"(+ $9 #79( 1N=

^/$)$#9((: $)( <)75"+(+ 97 9J")+ <$)90 6"#$#%"$& "#:9"9/9"7#: "# )(&$9"7# 97 6)$#%J":(( &7$#:= RJ( $87/#9 +":%&7:(+ $: $%7#9"#D(#9 &"$E"&"90 )(<)(:(#9: 9J( $87/#9: D/$)$#9((+ "# )(:<(%9 76 6)$#%J":((: 9J$9 T7/&+ #79@ T"9J7/9 9J(D/$)$#9((@ J$5( E((# D)$#9(+ 9J( &7$#:= RJ( +")(%97): E(&"(5( 9J$9 "6 9J( D/$)$#9((: $)( (5() %$&&(+ 7#@ 9J( \78<$#0T"&& E( $E&( 97 )(%75() 9J( $87/#9: <$"+ /<7# +":<7:$& 76 9J( :97)(:=

9T MFt*HRX*FR MF .WMFR t*FR;4*

/#1)=$&.&)$ !$% *#!,3/#*#$.

L c7"#9 5(#9/)( ": $ c7"#9 $))$#D(8(#9 TJ()(E0 9J( <$)9"(: 9J$9 J$5( c7"#9 %7#9)7& 76 9J( $))$#D(8(#9 J$5( )"DJ9: 979J( #(9 $::(9: 76 9J( c7"#9 $))$#D(8(#9= .7"#9 %7#9)7& ": 9J( %7#9)$%9/$&&0 $D)((+ :J$)"#D 76 %7#9)7& 76 $# $))$#D(8(#9@TJ"%J (C":9: 7#&0 TJ(# +(%":"7#: $E7/9 9J( )(&(5$#9 $%9"5"9"(: )(V/")( /#$#"87/: %7#:(#9 76 9J( <$)9"(: :J$)"#D%7#9)7&=

RJ( )(:/&9:@ $::(9: $#+ &"$E"&"9"(: 76 9J( c7"#9 5(#9/)(: $)( "#%7)<7)$9(+ "# 9J(:( %7#:7&"+$9(+ 6"#$#%"$& :9$9(8(#9:/:"#D 9J( (V/"90 8(9J7+ 76 $%%7/#9"#D@ (C%(<9 TJ(# 9J( "#5(:98(#9@ 7) $ <7)9"7# 9J()(76@ ": %&$::"6"(+ $: J(&+ 67) :$&(@"# TJ"%J %$:( "9 ": $%%7/#9(+ 67) "# $%%7)+$#%( T"9J LLHU > k

b= ;#+() 9J( (V/"90 8(9J7+@ $# "#5(:98(#9 "# $ c7"#9 5(#9/)( ": "#"9"$&&0 )(%7D#":(+ "# 9J( %7#:7&"+$9(+:9$9(8(#9 76 6"#$#%"$& <7:"9"7# $9 %7:9 $#+ $+c/:9(+ 9J()($69() 97 )(%7D#":( 9J( ^)7/<Y: :J$)( 76 9J( <)76"9 7) &7:: $#+79J() %78<)(J(#:"5( "#%78( 76 9J( c7"#9 5(#9/)(= fJ(# 9J( ^)7/<Y: :J$)( 76 &7::(: 76 $ c7"#9 5(#9/)( (C%((+: 9J(^)7/<Y: "#9()(:9 "# 9J$9 c7"#9 5(#9/)( PTJ"%J "#%&/+(: $#0 &7#DG9()8 "#9()(:9: 9J$9@ "# :/E:9$#%(@ 67)8 <$)9 76 9J(^)7/<Y: #(9 "#5(:98(#9 "# 9J( c7"#9 5(#9/)(Q@ 9J( ^)7/< +":%7#9"#/(: )(%7D#":"#D "9: :J$)( 76 6/)9J() &7::(:= L++"9"7#$&&7::(: $)( )(%7D#":(+ 7#&0 97 9J( (C9(#9 9J$9 9J( ^)7/< J$: "#%/))(+ &(D$& 7) %7#:9)/%9"5( 7E&"D$9"7#: 7) 8$+(<$08(#9: 7# E(J$&6 76 9J( c7"#9 5(#9/)(=


For

per

sona

l use

onl

y

9T MFt*HRX*FR MF .WMFR t*FR;4* P%7#9"#/(+QL# "#5(:98(#9 "# $ c7"#9 5(#9/)( ": $%%7/#9(+ 67) /:"#D 9J( (V/"90 8(9J7+ 6)78 9J( +$9( 7# TJ"%J 9J( "#5(:9((E(%78(: $ c7"#9 5(#9/)(= W# $%V/":"9"7# 76 9J( "#5(:98(#9 "# $ c7"#9 5(#9/)(@ $#0 (C%(:: 76 9J( %7:9 76 9J( "#5(:98(#975() 9J( ^)7/<Y: :J$)( 76 9J( #(9 6$") 5$&/( 76 9J( "+(#9"6"$E&( $::(9: $#+ &"$E"&"9"(: 76 9J( "#5(:9(( ": )(%7D#":(+ $:D77+T"&&@ TJ"%J ": "#%&/+(+ T"9J"# 9J( %$))0"#D $87/#9 76 9J( "#5(:98(#9= L#0 (C%(:: 76 9J( ^)7/<Y: :J$)( 76 9J( #(96$") 5$&/( 76 9J( "+(#9"6"$E&( $::(9: $#+ &"$E"&"9"(: 75() 9J( %7:9 76 9J( "#5(:98(#9@ $69() )($::(::8(#9@ ": )(%7D#":(+"88(+"$9(&0 "# <)76"9 7) &7:: "# 9J( <()"7+ "# TJ"%J 9J( "#5(:98(#9 ": $%V/")(+=

RJ( )(V/")(8(#9: 76 LLHU -NI $)( $<<&"(+ 97 +(9()8"#( TJ(9J() "9 ": #(%(::$)0 97 )(%7D#":( $#0 "8<$")8(#9 &7:: T"9J)(:<(%9 97 9J( ^)7/<b: "#5(:98(#9 "# $ c7"#9 5(#9/)(= f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

RJ( ^)7/< +":%7#9"#/(: 9J( /:( 76 9J( (V/"90 8(9J7+ 6)78 9J( +$9( TJ(# 9J( "#5(:98(#9 %($:(: 97 E( $ c7"#95(#9/)(@ 7) TJ(# 9J( "#5(:98(#9 ": %&$::"6"(+ $: J(&+ 67) :$&(= fJ(# 9J( ^)7/< )(9$"#: $# "#9()(:9 "# 9J( 67)8() c7"#95(#9/)( $#+ 9J( )(9$"#(+ "#9()(:9 ": $ 6"#$#%"$& $::(9@ 9J( ^)7/< 8($:/)(: 9J( )(9$"#(+ "#9()(:9 $9 6$") 5$&/( $9 9J$9+$9( $#+ 9J( 6$") 5$&/( ": )(D$)+(+ $: "9: 6$") 5$&/( 7# "#"9"$& )(%7D#"9"7# "# $%%7)+$#%( T"9J LLHU -NI= RJ( +"66()(#%(E(9T((# 9J( %$))0"#D $87/#9 76 9J( c7"#9 5(#9/)( $9 9J( +$9( 9J( (V/"90 8(9J7+ T$: +":%7#9"#/(+@ $#+ 9J( 6$") 5$&/(76 $#0 )(9$"#(+ "#9()(:9 $#+ $#0 <)7%((+: 6)78 +":<7:"#D 76 $ <$)9 "#9()(:9 "# 9J( c7"#9 5(#9/)( ": "#%&/+(+ "# 9J(+(9()8"#$9"7# 76 9J( D$"# 7) &7:: 7# +":<7:$& 76 9J( c7"#9 5(#9/)(= M# $++"9"7#@ 9J( ^)7/< $%%7/#9: 67) $&& $87/#9:<)(5"7/:&0 )(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78( "# )(&$9"7# 97 9J$9 c7"#9 5(#9/)( 7# 9J( :$8( E$:": $: T7/&+ E()(V/")(+ "6 9J$9 c7"#9 5(#9/)( J$+ +")(%9&0 +":<7:(+ 76 9J( )(&$9(+ $::(9: 7) &"$E"&"9"(:= RJ()(67)(@ "6 $ D$"# 7) &7::<)(5"7/:&0 )(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78( E0 9J$9 c7"#9 5(#9/)( T7/&+ E( )(%&$::"6"(+ 97 <)76"9 7) &7:: 7#9J( +":<7:$& 76 9J( )(&$9(+ $::(9: 7) &"$E"&"9"(:@ 9J( ^)7/< )(%&$::"6"(: 9J( D$"# 7) &7:: 6)78 (V/"90 97 <)76"9 7) &7:: P$: $)(%&$::"6"%$9"7# $+c/:98(#9Q TJ(# 9J( (V/"90 8(9J7+ ": +":%7#9"#/(+=

RJ( ^)7/< %7#9"#/(: 97 /:( 9J( (V/"90 8(9J7+ TJ(# $# "#5(:98(#9 "# $# $::7%"$9( E(%78(: $# "#5(:98(#9 "# $ c7"#95(#9/)( 7) $# "#5(:98(#9 "# $ c7"#9 5(#9/)( E(%78(: $# "#5(:98(#9 "# $# $::7%"$9(= RJ()( ": #7 )(8($:/)(8(#9 97 6$")5$&/( /<7# :/%J %J$#D(: "# 7T#():J"< "#9()(:9:=

fJ(# 9J( ^)7/< )(+/%(: "9: 7T#():J"< "#9()(:9 "# $ c7"#9 5(#9/)( E/9 9J( ^)7/< %7#9"#/(: 97 /:( 9J( (V/"90 8(9J7+@9J( ^)7/< )(%&$::"6"(: 97 <)76"9 7) &7:: 9J( <)7<7)9"7# 76 9J( D$"# 7) &7:: 9J$9 J$+ <)(5"7/:&0 E((# )(%7D#":(+ "# 79J()%78<)(J(#:"5( "#%78( )(&$9"#D 97 9J$9 )(+/%9"7# "# 7T#():J"< "#9()(:9 "6 9J$9 D$"# 7) &7:: T7/&+ E( )(%&$::"6"(+ 97<)76"9 7) &7:: 7# 9J( +":<7:$& 76 9J( )(&$9(+ $::(9: 7) &"$E"&"9"(:=

fJ(# $ ^)7/< 9)$#:$%9: T"9J $ c7"#9 5(#9/)( 76 9J( D)7/<@ <)76"9: $#+ &7::(: )(:/&9"#D 6)78 9J( 9)$#:$%9"7#: T"9J 9J(c7"#9 5(#9/)( $)( )(%7D#":(+ "# 9J( ^)7/<Y: %7#:7&"+$9(+ 6"#$#%"$& :9$9(8(#9: 7#&0 97 9J( (C9(#9 76 "#9()(:9: "# 9J(c7"#9 5(#9/)( 9J$9 $)( #79 )(&$9(+ 97 9J( D)7/<=

W# 1A F75(8E() 1,-A@ 9J( ^)7/< $%V/")(+ >,? (V/"90 76 $ c7"#9 5(#9/)( %$&&(+ H9/$)9 B)(:97# B90 [9+ $: R)/:9(( 67)9J( B)(:97# e7&+"#D: !$8"&0 R)/:9 d e79 \(&& B90 [9+ B$)9#():J"<= W# N, X$)%J 1,->@ 9J( ^)7/< $%V/")(+ >,? (V/"9076 $ c7"#9 5(#9/)( %$&&(+ R)"/8<J$#9 B"__$ B90 [9+ d e79 \(&& B$)9#():J"<=

W# A L<)"& 1,-]@ 9J( ^)7/< $%V/")(+ >,? (V/"90 76 $ c7"#9 5(#9/)( %$&&(+ F7)9J()# U($%J(: *#9()<)":(: B90 [9+ $:9)/:9(( 67) 9J( F7)9J()# U($%J(: R)/:9d e79 \(&& B90 [9+ B$)9#():J"<=

L: <() !(E)/$)0 N@ 1,-3 O78"#7b: B"__$ F(9J()&$#+: U=t= (#9()(+ "#97 $ c7"#9 5(#9/)( #$8(+ O78"#7b: B"__$ ^*WU=t= T"9J $ 6)$#%J":((@ X)= H9((#S: P>,? ($%JQ= ;<7# (:9$E&":J"#D 9J": c7"#9 5(#9/)( $ 979$& 76 9J)(( %7)<7)$9( :97)(:<)(5"7/:&0 7T#(+ E0 O78"#7b: $#+ 9T7 :97)(: 7T#(+ E0 9J( 6)$#%J":(( T()( 9)$#:6())(+ 97 9J( &(D$& (#9"90=


For

per

sona

l use

onl

y

3$/#1)=$&,#% &.#*,;#)(%7D#":(+ "9(8: <)75"+(: "#67)8$9"7# $E7/9 "9(8: 9J$9 $)( #79 )(%7D#":(+ "# 9J( 6"#$#%"$& :9$9(8(#9: E/9 %7/&+<79(#9"$&&0 J$5( $ :"D#"6"%$#9 "8<$%9 7# 9J( ^)7/<Y: 6"#$#%"$& <7:"9"7# $#+ <()67)8$#%(=

9W \WXXMRX*FRH

/#1)=$&.&)$ !$% *#!,3/#*#$.

W<()$9"#D &($:(: )(&$9( 97 E79J <)7<()90 &($:(: T"9J &($:( 9()8: 76 E(9T((# 6"5( $#+ 9(# 0($):@ 9J( 8$c7)"90 76 TJ"%JJ$5( $# 7<9"7# 97 )(#(T 67) $ 6/)9J() 6"5(G0($) <()"7+@ $#+ 8797) 5(J"%&(: T"9J &($:( 9()8: 76 9J)(( 0($):= L&& :97)()(&$9(+ 7<()$9"#D &($:( %7#9)$%9: %7#9$"# 8$)S(9 )(5"(T %&$/:(: "# 9J( (5(#9 9J$9 9J( ^)7/< (C()%":(: "9: 7<9"7#: 97)(#(T= RJ( ^)7/< +7(: #79 J$5( $# 7<9"7# 97 </)%J$:( 9J( &($:(+ $::(9 $9 9J( (C<")0 76 9J( &($:( <()"7+=

!"#$#%( &($:(: )(&$9( 97 <&$#9 h (V/"<8(#9 T"9J &($:( 9()8: E(9T((# 9J)(( $#+ 9(# 0($):@ $#+ 8797) 5(J"%&(: T"9J&($:( 9()8: E(9T((# 9J)(( $#+ 6"5( 0($):= RJ( \7#:7&"+$9(+ (#9"90 J$: 7<9"7#: 97 </)%J$:( 9J( &($:(+ $::(9: 67) $#78"#$& $87/#9 $9 9J( %78<&(9"7# 76 9J( &($:( $))$#D(8(#9:=

1,-3jY,,,

F79 &7#D() 9J$# - 0($) 31@A,>

[7#D() 9J$# - 0($) $#+ #79 &7#D() 9J$# > 0($): -31@33I

[7#D() 9J$# > 0($): 3,@2]I

N-]@,>N

RJ( 7<()$9"#D &($:( %788"98(#9: $E75( "#%&/+( &($:(: 76 6)$#%J":(+ :97)(: /#+() :/E&($:( $))$#D(8(#9:)(<)(:(#9"#D $ 6/9/)( <$08(#9 $#+ 6/9/)( )(%("5$E&( 97 9J( ^)7/<= !/9/)( &($:( <$08(#9: )(%("5$E&( /#+():/EG&($:(: $: (#+ 76 9J( 6"#$#%"$& 0($) $)( $: 67&&7T:K

1,-3jY,,,

F79 &7#D() 9J$# - 0($) N>@-2A

[7#D() 9J$# - 0($) $#+ #79 &7#D() 9J$# > 0($): 2>@IAN

[7#D() 9J$# > 0($): 11@,A-

-AN@-]2

M# )(:<(%9 76 #7#G%$#%(&&$E&( 7<()$9"#D &($:(: 9J( 67&&7T"#D &"$E"&"9"(: J$5( E((# )(%7D#":(+K

F79(1,-3jY,,,

X$S( D77+ -1 -3N

H9)$"DJ9 &"#( &($:"#D -1 -2I

X$S( D77+ -1 -@>A,

-@I,1


For

per

sona

l use

onl

y

9W \WXXMRX*FRH P%7#9"#/(+Q

RJ( 6$") 5$&/( 76 9J( 6"#$#%( &($:( &"$E"&"9"(: ": $<<)7C"8$9(&0 (V/$& 97 9J(") %$))0"#D $87/#9=

1,-3jY,,,

F7 &$9() 9J$# - 0($) N@>N3

[$9() 9J$# - 0($) $#+ #79 &$9() 9J$# > 0($): -1@>A-

-]@,32

[(:: 6/9/)( 6"#$#%( %J$)D(: G

-]@,32

M#%&/+(+ "# 9J( 6"#$#%"$& :9$9(8(#9: $:K\/))(#9 E7))7T"#D: N@>N3

F7#G%/))(#9 E7))7T"#D: -1@>A-

-]@,32

P"Q X"#"8/8 6/9/)( &($:( <$08(#9: "#%&/+( 9J( $DD)(D$9( 76 $&& &($:( <$08(#9: $#+ $#0 D/$)$#9((+ )(:"+/$& 5$&/(=

1,-3jY,,,

B&$#9 $#+ (V/"<8(#9 N@A],

N@A],

9X \WFRMF^*FR [MLUM[MRM*H

/#1)=$&.&)$ !$% *#!,3/#*#$.

\7#9"#D(#9 &"$E"&"9"(: $%V/")(+ "# $ E/:"#(:: %78E"#$9"7# $)( "#"9"$&&0 8($:/)(+ $9 6$") 5$&/( $9 9J( +$9( 76 $%V/":"9"7#=L9 :/E:(V/(#9 )(<7)9"#D <()"7+:@ :/%J %7#9"#D(#9 &"$E"&"9"(: $)( 8($:/)(+ $9 9J( J"DJ() 76 9J( $87/#9 9J$9 T7/&+ E()(%7D#":(+ "# $%%7)+$#%( T"9J LLHU -N3 k b $#+ 9J( $87/#9"#"9"$&&0 )(%7D#":(+ &(:: %/8/&$9"5( $87)9":$9"7# )(%7D#":(+ "# $%%7)+$#%( T"9J LLHU --2 k b=

1,-3jY,,,

^/$)$#9((: G 6)$#%J":(( &7$#: $#+ &($:(: ]@,,N

]@,,N

M#%&/+(+ $E75( $)( D/$)$#9((: <)75"+(+ 97 9J")+ <$)90 6"#$#%"$& "#:9"9/9"7#: "# )(&$9"7# 97 6)$#%J":(( &7$#:= RJ": ": $%7#9"#D(#9 &"$E"&"90 )(<)(:(#9"#D 9J( $87/#9: D/$)$#9((+ "# )(:<(%9 76 6)$#%J":((: 9J$9 T7/&+ #79@ T"9J7/9 9J(D/$)$#9((@ J$5( E((# D)$#9(+ 9J( &7$#:= RJ( +")(%97): E(&"(5( 9J$9 "6 9J( D/$)$#9((: $)( (5() %$&&(+ 7#@ 9J( \78<$#0T"&& E( $E&( 97 )(%75() 9J( $87/#9: <$"+ /<7# +":<7:$& 76 9J( :97)(:=

#,.&*!.#, !$% K3%=#*#$.,

RJ( ^)7/< 7<()$9(: "# $ #/8E() 76 c/)":+"%9"7#: T"9J +"66()(#9 )(D/&$97)0 $#+ &(D$& )(V/")(8(#9:= ^"5(# 9J":%78<&(C"90@ 8$#$D(8(#9 ": $9 9"8(: )(V/")(+ 97 (C()%":( c/+D(8(#9 "# (5$&/$9"#D %78<&"$#%( T"9J )(&(5$#9 &$T: $#+)(D/&$9"7#:=


For

per

sona

l use

onl

y

9X \WFRMF^*FR [MLUM[MRM*H P%7#9"#/(+Q

,"##% /!77&. "&--!

RJ()( $)( 5$)"7/: :(<$)$9( !)(#%J &(D$& <)7%((+"#D: E0 $ %78<(9"97)@ H<((+ 4$EE"9 B"__$ PH4BQ $D$"#:9 :/E:"+"$)0@O78"#7Y: B"__$ !)$#%( POB!Q P9J( 8$"# %&$"8Q $#+ :(5(# H4B 6)$#%J":((: $D$"#:9 OB! $#+ 9J( )(&(5$#9 OB! 6)$#%J":((:P9J( &7%$& %&$"8:Q= RJ( $&&(D$9"7#: $)( 9J$9 OB! $#+ "9: 6)$#%J":((: E)($%J(+ !)(#%J &$T: D75()#"#D <$08(#9 9"8(&"8"9$9"7#: $#+ &(#+"#D@ 9J()(E0 D"5"#D OB! $#+ "9: 6)$#%J":((: $# /#6$") %78<(9"9"5( $+5$#9$D(= H4B %&$"8(+:"D#"6"%$#9 +$8$D(: 67) "8<(+"8(#9 76 9J( +(5(&7<8(#9 76 "9: 6)$#%J":( #(9T7)S@ &7:9 )70$&90 "#%78( 6)78 H4B6)$#%J":((: $#+ J$)8 97 H4BY: "8$D(= OB! $#+ "9: 6)$#%J":((: +(#"(+ &"$E"&"90 $#+ 5"D7)7/:&0 +(6(#+(+ 9J( %&$"8:= W#3 ./&0 1,-A 9J( \7/)9 J$#+(+ +7T# "9: +(%":"7# "# 9J( 8$"# %&$"8@ $: T(&& $: "# 6"5( 76 9J( &7%$& %&$"8:= L&& 76 9J( %&$"8:76 H4B $#+ 9J( )(&(5$#9 H4B 6)$#%J":((: T()( +":8"::(+=

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

OB* +(#"(: $&& %&$"8: 8$+( $#+ ": 5"D7)7/:&0 +(6(#+"#D 9J( <)7%((+"#D: E)7/DJ9 $D$"#:9 "9= OB* ": %7#6"+(#9 76 "9:&(D$& $#+ %788()%"$& <7:"9"7#= L%%7)+"#D&0@ #7 <)75":"7# J$: E((# )(%7D#":(+ $: $9 - ./&0 1,-2=

"&--! ,"/&$.

M# X$0 1,-]@ <)7%((+"#D: T()( E)7/DJ9 $D$"#:9 !)$GX$ B"__ HLH $#+ B"__$ \(#9() !)$#%( HLH@ 9J( B"__$ H<)"#9(#9"9"(:@ E0 $ #/8E() 76 67)8() $#+ %/))(#9 6)$#%J":((: TJ78 $&&(D( $ :"D#"6"%$#9 "8E$&$#%( "# 9J( )"DJ9: $#+7E&"D$9"7#: E0 9J( 6)$#%J":7)= RJ( $&&(D(+ <)$%9"%(: <)(+$9(+ 9J( $%V/":"9"7# 76 B"__$ H<)"#9 E0 9J( %78<$#0@$%%7)+"#D&0 +/)"#D 9J( )(G8($:/)(8(#9 <()"7+ 9J( %78<$#0 J$: $+c/:9(+ 9J( </)%J$:( <)"%( $%%7/#9"#D 97 )(%7D#":($ %7#9"#D(#9 &"$E"&"90 $#+ $::(9 "# )(&$9"7# 97 9J( $E75( 8$99()= L #/8E() 76 9J( %&$"8: E0 6)$#%J":((: J$5( E((#:(99&(+ 7# $ %788()%"$& E$:":=

RJ( !)(#%J X"#":9)0 67) 9J( *%7#780 $#+ !"#$#%( J$: $&:7 E)7/DJ9 <)7%((+"#D: "#57&5"#D 9J( :$8( 6$%9: $D$"#:9!)$GX$ B"__$ HLH@ B"__$ \(#9() !)$#%( HLH $#+ O78"#7b: B"__$ !)$#%( HLH= RJ( %&$"8: $)( E("#D +(6(#+(+= RJ(6)$#%J":((: J$5( :7/DJ9 97 J$5( 9J(") <)7%((+"#D: c7"#(+ 97 9J( <)7%((+"#D: E)7/DJ9 E0 9J( X"#":9)0@ TJ"%J OB!@!)$GX$GB"__ HLH $#+ B"__$ \(#9() !)$#%( HLH J$5( 7<<7:(+= RJ( +(%":"7# J$#+(+ +7T# 7# 9J": 8$99() 7# ->!(E)/$)0 1,-2 J$: )(c(%9(+ 9J": %&$"8=

e($)"#D 76 9J( %&$"8: $9 6"):9 "#:9$#%( ": (C<(%9(+ 97 E( 7# -I W%97E() 1,-2 67) $&& 9J( B"__$ H<)"#9 <)7%((+"#D:PE)7/DJ9 E0 9J( 67)8() $#+ %/))(#9 6)$#%J":((: $#+ E0 9J( !)(#%J X"#":9)0 67) 9J( *%7#780 $#+ !"#$#%(Q=

"/#1&,&)$ ./!16&$=

OB* ": %/))(#9&0 "#57&5(+ "# &(D$& $%9"7# T"9J B)(%":"7# R)$%S"#D B90 [9+@ O(&"5()0 \788$#+ B90 [9+ P$ )(&$9(+ <$)90Q@$#+ 9J( 9J)(( +")(%97): 76 9J7:( 9T7 %78<$#"(: P%7&&(%9"5(&0 `BRaQ= M# (::(#%(@ OB* J$: 6"&(+ %&$"8: $D$"#:9 BR 67)K P-Q)(&"(6 6)78 /#c/:9"6"(+ 9J)($9: </):/$#9 97 9J( B$9(#9: L%9 -II, P\9JQo P1Q +(%&$)$9"7#: 76 "#5$&"+"90 $#+ )(57%$9"7# 76"##75$9"7# <$9(#9:o PNQ )(&"(6 6)78 5$)"7/: $%9: 76 8":&($+"#D $#+ +(%(<9"5( %7#+/%9o $#+ PAQ 8":/:( 76 %7#6"+(#9"$&"#67)8$9"7#= BR J$: 6"&(+ $ %)7::G%&$"8 $D$"#:9 OB* 67) E)($%J 76 %7#9)$%9/$& $#+ (V/"9$E&( 7E&"D$9"7#: 76 %7#6"+(#%($#+ "#6)"#D(8(#9 76 "##75$9"7# <$9"(#9:= BR J$: $&:7 c7"#(+ F$58$# f")(&(:: L/:9)$&"$ B90 [9+ $: $ )(:<7#+(#9 97 "9:%)7::G%&$"8= RJ( 9)"$& 76 9J( <)7%((+"#D %788(#%(+ "# F75(8E() 1,-3@ J7T(5()@ 9J( 9)"$& T$: :/E:(V/(#9&0$+c7/)#(+ +/( 97 9J( &$9( +":%75()0 76 #(T "#67)8$9"7# 6)78 BR 7E9$"#(+ c/:9 <)"7) 97 $#+ +/)"#D 9J( J($)"#D= RJ(9)"$& J$: E((# )(:%J(+/&(+ 97 %788(#%( "# W%97E() 1,-2=

OB* +(#"(: $&& %&$"8: 8$+( E0 BR $#+ ": 5"D7)7/:&0 +(6(#+"#D 9J( <)7%((+"#D: E)7/DJ9 $D$"#:9 "9 E0 BR= OB* ":%7#6"+(#9 76 "9: &(D$& $#+ %788()%"$& <7:"9"7#= L%%7)+"#D&0@ #7 <)75":"7# J$: E((# )(%7D#":(+ $: $9 - ./&0 1,-2=

=#$#/!0 1)$.&$=#$1&#,

L: $ D&7E$& E/:"#(::@ 6)78 9"8( 97 9"8( OB* ": $&:7 :/Ec(%9 97 5$)"7/: %&$"8: $#+ &"9"D$9"7# 6)78 9J")+ <$)9"(: +/)"#D9J( 7)+"#$)0 %7/):( 76 "9: E/:"#(::= RJ( +")(%97): 76 OB* J$5( %7#:"+()(+ :/%J 8$99(): TJ"%J $)( 7) 8$0 E( :/Ec(%9 97%&$"8: 7) &"9"D$9"7# $9 - ./&0 1,-2 $#+ /#&(:: :<(%"6"% <)75":"7#: J$5( E((# 8$+( $)( 76 9J( 7<"#"7# 9J$9 #7 8$9()"$&%7#9"#D(#9 &"$E"&"90 67) :/%J %&$"8: 76 &"9"D$9"7# (C":9= RJ( D)7/< J$+ #7 79J() 8$9()"$& %7#9"#D(#9 $::(9: 7) &"$E"&"9"(:=


For

per

sona

l use

onl

y

9< H;UH*i;*FR *t*FRHW# -N L/D/:9 1,-2@ 9J( +")(%97): +(%&$)(+ $ 6"#$& +"5"+(#+ 67) 9J( 6"#$#%"$& 0($) (#+(+ ,- ./&0 1,-2 $: :(9 7/9 "# #79(-]=

W9J() 9J$# 9J( $E75(@ 9J()( J$: E((# #7 6/)9J() 8$99(): 7) %")%/8:9$#%( 7%%/))"#D :/E:(V/(#9 97 9J( (#+ 76 9J(6"#$#%"$& 0($) 9J$9 J$: :"D#"6"%$#9&0 $66(%9(+@ 9J( 7<()$9"7#: 76 9J( ^)7/<@ 9J( )(:/&9: 76 9J7:( 7<()$9"7#:@ 7) 9J( :9$9(76 $66$"):=


For

per

sona

l use

onl

y

).5#/ &$4)/*!.&)$9Y 4*RM4*X*FR U*F*!MR B[LFH

/#1)=$&.&)$ !$% *#!,3/#*#$.

B$08(#9: 97 +(6"#(+ %7#9)"E/9"7# )(9")(8(#9 E(#(6"9 <&$#: $)( )(%7D#":(+ $: $# (C<(#:( TJ(# (8<&70((: J$5()(#+()(+ :()5"%( (#9"9&"#D 9J(8 97 9J( %7#9)"E/9"7#:=

!7) +(6"#(+ E(#(6"9 )(9")(8(#9 E(#(6"9 <&$#:@ 9J( %7:9 76 <)75"+"#D E(#(6"9: ": +(9()8"#(+ /:"#D 9J( <)7c(%9(+ /#"9%)(+"9 8(9J7+@ T"9J $%9/$)"$& 5$&/$9"7#: E("#D %$))"(+ 7/9 $9 9J( (#+ 76 ($%J $##/$& )(<7)9"#D <()"7+=4(G8($:/)(8(#9@ %78<)":"#D $%9/$)"$& D$"#: $#+ &7::(:@ 9J( (66(%9 76 9J( %J$#D(: 97 9J( $::(9 %("&"#D P"6 $<<&"%$E&(Q$#+ 9J( )(9/)# 7# <&$# $::(9: P(C%&/+"#D "#9()(:9Q@ ": )(6&(%9(+ "88(+"$9(&0 "# 9J( :9$9(8(#9 76 6"#$#%"$& <7:"9"7# T"9J $%J$)D( 7) %)(+"9 )(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78( "# 9J( <()"7+ "# TJ"%J 9J(0 7%%/)= 4(G8($:/)(8(#9)(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78( ": )(6&(%9(+ "88(+"$9(&0 "# )(9$"#(+ ($)#"#D: $#+ T"&& #79 E( )(%&$::"6"(+97 <)76"9 7) &7::= B$:9 :()5"%( %7:9 ": )(%7D#":(+ "# <)76"9 7) &7:: "# 9J( <()"7+ 76 $ <&$# $8(#+8(#9= F(9 "#9()(:9 ":%$&%/&$9(+ E0 $<<&0"#D 9J( +":%7/#9 )$9( $9 9J( E(D"##"#D 76 9J( <()"7+ 97 9J( #(9 +(6"#(+ E(#(6"9 &"$E"&"90 7) $::(9=

O(6"#(+ E(#(6"9 %7:9: $)( %$9(D7)":(+ $: 67&&7T:K

n H()5"%( %7:9 P"#%&/+"#D %/))(#9 :()5"%( %7:9@ <$:9 :()5"%( %7:9@ $: T(&& $: D$"#: $#+ &7::(: 7# %/)9$"&8(#9:$#+ :(99&(8(#9:Qo

n F(9 "#9()(:9 (C<(#:( 7) "#%78(o $#+

n 4(G8($:/)(8(#9

RJ( ^)7/< <)(:(#9: 9J( 6"):9 9T7 %78<7#(#9: 76 +(6"#(+ E(#(6"9 %7:9: "# <)76"9 7) &7:: "# 9J( &"#( "9(8 (8<&70((E(#(6"9: (C<(#:(= \/)9$"&8(#9 D$"#: $#+ &7::(: $)( $%%7/#9(+ 67) $: <$:9 :()5"%( %7:9:=

RJ( )(9")(8(#9 E(#(6"9 7E&"D$9"7# )(%7D#":(+ "# 9J( %7#:7&"+$9(+ :9$9(8(#9 76 6"#$#%"$& <7:"9"7# )(<)(:(#9: 9J( $%9/$&+(6"%"9 7) :/)<&/: "# 9J( ^)7/<b: +(6"#(+ E(#(6"9 <&$#:= L#0 :/)<&/: )(:/&9"#D 6)78 9J": %$&%/&$9"7# ": &"8"9(+ 97 9J(<)(:(#9 5$&/( 76 $#0 (%7#78"% E(#(6"9: $5$"&$E&(=

#,.&*!.#, !$% K3%=#*#$.,

RJ( ^)7/<b: +(6"#(+ E(#(6"9 7E&"D$9"7# ": +":%7/#9(+ $9 $ )$9( :(9 E0 )(6()(#%( 97 8$)S(9 0"(&+: $9 9J( (#+ 76 9J()(<7)9"#D <()"7+ 7# J"DJ V/$&"90 %7)<7)$9( E7#+:= H"D#"6"%$#9 c/+D(8(#9 ": )(V/")(+ TJ(# :(99"#D 9J( %)"9()"$ 67)E7#+: 97 E( "#%&/+(+ "# 9J( <7</&$9"7# 6)78 TJ"%J 9J( 0"(&+ %/)5( ": +()"5(+= RJ( 87:9 :"D#"6"%$#9 %)"9()"$ %7#:"+()(+67) 9J( :(&(%9"7# 76 E7#+: "#%&/+( 9J( "::/( :"_( 76 9J( %7)<7)$9( E7#+:@ V/$&"90 76 9J( E7#+: $#+ 9J( "+(#9"6"%$9"7# 767/9&"(): TJ"%J $)( (C%&/+(+=

%#4&$#% 7#$#4&. "0!$, M %)*&$)>, "&--! K!"!$[ &$1\

RJ( ^)7/< 7<()$9(: $# /#6/#+(+ )(9")(8(#9 E(#(6"9 <&$# TJ()( $ &/8<G:/8 $87/#9 ": <$"+ 7/9 97 (&"D"E&( 6/&&G9"8((8<&70((: 76 O78"#7b: B"__$ .$<$# T"9J 87)( 9J$# 9J)(( 0($): 76 :()5"%( $: 76 )(9")(8(#9=

RJ( &/8<G:/8 $87/#9 ": %$&%/&$9(+ $: 87#9J&0 :$&$)0 $: 76 )(9")(8(#9 8/&9"<&"(+ E0 $ 8/&9"<&(= RJ( 8/&9"<&( ": E$:(+7# 0($): 76 :()5"%( /< 97 $ 8$C"8/8 76 A- 0($): $#+ TJ(9J() )(9")(8(#9 ": 57&/#9$)0 7) "#57&/#9$)0=

RJ( <&$# 90<"%$&&0 (C<7:(: 9J( ^)7/< 97 $%9/$)"$& )":S: :/%J $:K "#9()(:9 )$9( )":S@ )(9(#9"7# )":S $#+ :$&$)0 )":S TJ"%J"8<$%9: 9J( <&$# $: 67&&7T:K

G M#9()(:9 )$9( )":SK L +(%)($:( "# 9J( E7#+ "#9()(:9 )$9( "# .$<$# T"&& "#%)($:( 9J( <&$# &"$E"&"90 E0 )(+/%"#D9J( +":%7/#9 )$9(o

G 4(9(#9"7# )":SK RJ( <)(:(#9 5$&/( 76 9J( +(6"#(+ E(#(6"9 <&$# &"$E"&"90 ": %$&%/&$9(+ E0 )(6()(#%( 97 9J((C<(%9(+ &(#D9J 76 :()5"%( 76 6/&&G9"8( :9$66= L: :/%J@ $# "#%)($:( "# 9J( &(#D9J 76 :()5"%( $E75( 9J((C<(%9(+ &(#D9J T"&& "#%)($:( 9J( <&$#b: &"$E"&"90o $#+

G H$&$)0 )":SK RJ( <)(:(#9 5$&/( 76 9J( +(6"#(+ E(#(6"9 <&$# &"$E"&"90 ": %$&%/&$9(+ E0 )(6()(#%( 97 9J( 6/9/)(:$&$)"(: 76 <&$# <$)9"%"<$#9:= L: :/%J@ $# "#%)($:( "# 9J( :$&$)0 76 9J( <&$# <$)9"%"<$#9: T"&& "#%)($:( 9J(<&$#b: &"$E"&"90=


For

per

sona

l use

onl

y

9Y 4*RM4*X*FR U*F*!MR B[LFH P%7#9"#/(+QRJ( 87:9 )(%(#9 $%9/$)"$& 5$&/$9"7# 76 9J( <&$# $::(9: $#+ 9J( <)(:(#9 5$&/( 76 9J( +(6"#(+ E(#(6"9 7E&"D$9"7# T()(%$))"(+ 7/9 $9 ,- ./&0 1,-2 E0 X)= g R$#"D/%J"@ !(&&7T 76 9J( M#:9"9/9( 76 L%9/$)"(: 76 .$<$#=

RJ( <)"#%"<$& $::/8<9"7#: /:(+ 67) 9J( </)<7:(: 76 9J( $%9/$)"$& 5$&/$9"7#: T()( $: 67&&7T:K

1,-3O":%7/#9 )$9( ,=->?

*C<(%9(+ )$9( 76 :$&$)0 "#%)($:( 1=>I?

F/8E() 76 (8<&70((: A]>

L5()$D( :()5"%( 0($): A=] 0):

*C<(%9(+ :()5"%( 0($): >=1 0):

L87/#9: )(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78( "# )(:<(%9 76 9J(:( +(6"#(+ E(#(6"9 <&$#: $)( $: 67&&7T:K

1,-3jY,,,

\/))(#9 :()5"%( %7:9 II]

F(9 "#9()(:9 (C<(#:( >1

-@,A2

L%9/$)"$& D$"#dP&7::Q )(%7D#":(+ "# 9J( <()"7+ PI>,Q

\78<7#(#9: 76 +(6"#(+ E(#(6"9 %7:9: )(%7D#":(+ "# 79J() %78<)(J(#:"5( "#%78( PI>,Q

I2

W6 9J( (C<(#:( 67) 9J( 0($)@ $# $87/#9 76 j233 9J7/:$#+ J$: E((# "#%&/+(+ "# <)76"9 7) &7:: $: $+8"#":9)$9"7#(C<(#:(:= P1,-3K j-@,A2 9J7/:$#+Q=

X75(8(#9: "# 9J( <)(:(#9 5$&/( 76 9J( +(6"#(+ E(#(6"9 7E&"D$9"7# "# 9J( %/))(#9 0($) T()( $: 67&&7T:K

1,-3jY,,,

W<(#"#D +(6"#(+ E(#(6"9 7E&"D$9"7# 3@3NN

\/))(#9 :()5"%( %7:9 II]

F(9 "#9()(:9 (C<(#:( >14(8($:/)(8(#9: PD$"#:Qd&7::(:KL%9/$)"$& D$"#: $#+ &7::(: $)":"#D 6)78 %J$#D(: "# 6"#$#%"$& $::/8<9"7#: PI>,Q

U(#(6"9: <$"+ P-@N],Q

*C%J$#D( +"66()(#%(: 76 67)("D# <&$#: P3I,Q

>@]2-

RJ( ^)7/< (C<(%9: 97 8$S( $ %7#9)"E/9"7# 76 jIA> 9J7/:$#+ P1,-3K j222 9J7/:$#+Q 97 9J( +(6"#(+ E(#(6"9 <&$#:+/)"#D 9J( #(C9 6"#$#%"$& 0($)=


For

per

sona

l use

onl

y

S: g*' XLFL^*X*FR B*4HWFF*[ \WXB*FHLRMWF

1,-3j

HJ7)9G9()8 (8<&70(( E(#(6"9: >@]]2@1A>

B7:9G(8<&708(#9 E(#(6"9: -A1@I>]

W9J() &7#DG9()8 (8<&70(( E(#(6"9: IN@-A,

*V/"90 :(99&(+ :J$)(GE$:(+ <$08(#9: ]@3--@2>,

-1@]-]@-I-

RJ( )(8/#()$9"7# 76 +")(%97): $#+ S(0 (C(%/9"5(: ": +(9()8"#(+ E0 9J( )(8/#()$9"7# %788"99(( J$5"#D )(D$)+ 97 9J(<()67)8$#%( 76 "#+"5"+/$&: $#+ 8$)S(9 9)(#+:=

O/)"#D 9J( 0($) "#+(<(#+(#9 )(8/#()$9"7# %7#:/&9$#9: T()( (#D$D(+ E0 9J( 4(8/#()$9"7# \788"99(( 97 (#:/)(9J$9 9J( )(T$)+ <)$%9"%(: $#+ &(5(&: 76 )(8/#()$9"7# 67) gXB: $)( %7#:":9(#9 T"9J 8$)S(9 <)$%9"%(= L :9$9(8(#9 76)(%788(#+$9"7# 6)78 9J( )(8/#()$9"7# %7#:/&9$#9: J$: E((# )(%("5(+ 67) 9J( 1,-2 6"#$#%"$& 0($)= B$08(#9 76j>1@N3- P1,-3K j31@,31Q J$: E((# 8$+( 97 9J( )(8/#()$9"7# %7#:/&9$#9 67) 9J( )(8/#()$9"7# $+5":7)0 :()5"%(:<)75"+(+ 7# 9J( )(8/#()$9"7# )(%788(#+$9"7#= F7 79J() $+5"%( J$: E((# <)75"+(+ E0 9J( )(8/#()$9"7# %7#:/&9$#967) 9J( 6"#$#%"$& 0($)=

M# 7)+() 97 (#:/)( 9J$9 9J( )(8/#()$9"7# )(%788(#+$9"7# T7/&+ E( 6)(( 6)78 /#+/( "#6&/(#%( E0 8(8E(): 76 9J(S(0 8$#$D(8(#9 <():7##(& 97 TJ78 9J( )(%788(#+$9"7# )(&$9(: 97@ 9J( E7$)+ J$: (#:/)(+ 9J$9 9J( )(8/#()$9"7#%7#:/&9$#9 ": #79 $ )(&$9(+ <$)90 97 $#0 8(8E() 76 9J( S(0 8$#$D(8(#9 <():7##(&= L: :/%J@ 9J( U7$)+ ": :$9":6"(+ 9J$99J( )(8/#()$9"7# )(%788(#+$9"7# T$: 8$+( 6)(( 6)78 /#+/( "#6&/(#%( E0 9J( 8(8E() 7) 8(8E(): 76 9J( S(08$#$D(8(#9 <():7##(& 97 TJ78 9J( )(%788(#+$9"7# )(&$9(:=

S; 4*[LR*O BL4R' R4LFHL\RMWFH

#L3&.8 &$.#/#,. &$ ,37,&%&!/&#,

O(9$"&: 76 9J( <()%(#9$D( 76 7)+"#$)0 :J$)(: J(&+ "# :/E:"+"$)"(: $)( +":%&7:(+ "# #79( 1N 97 9J( 6"#$#%"$& :9$9(8(#9:=

#L3&.8 &$.#/#,., &$ ).5#/ /#0!.#% "!/.&#,

RJ()( $)( #7 (V/"90 "#9()(:9: "# 79J() )(&$9(+ <$)9"(:=

./!$,!1.&)$, J&.5 6#8 *!$!=#*#$. "#/,)$$#0

O(9$"&: 76 S(0 8$#$D(8(#9 <():7##(& %78<(#:$9"7# $)( +":%&7:(+ "# #79( N, 97 9J( 6"#$#%"$& :9$9(8(#9:=

RJ()( T()( #7 &7$#: 7/9:9$#+"#D $9 $#0 9"8( +/)"#D 9J( 6"#$#%"$& 0($) 97 S(0 8$#$D(8(#9 <():7##(& 7) 97 9J("))(&$9(+ <$)9"(:=

L&& (C(%/9"5( :J$)( 7<9"7#: "::/(+ 97 9J( +")(%97): $#+ S(0 8$#$D(8(#9 <():7##(& T()( 8$+( "# $%%7)+$#%( T"9J 9J(<)75":"7#: 76 9J( *HWB= *$%J :J$)( 7<9"7# %7#5()9: 7# (C()%":( 97 7#( 7)+"#$)0 :J$)( 76 O78"#7Y: B"__$ *#9()<)":(:["8"9(+= F7 $87/#9: $)( <$"+ 7) <$0$E&( E0 9J( )(%"<"(#9 7# )(%("<9 76 9J( 7<9"7#=

!/)9J() +(9$"&: 76 9J( *HWB $)( %7#9$"#(+ "# #79( -2 97 9J( 6"#$#%"$& :9$9(8(#9:=

O/)"#D 9J( 0($) 9J( ^)7/< (#D$D(+ 9J( :()5"%(: 76 X) X"%J$(& \7T"#@ $ )(&$9(+ <$)90 76 X) .$%S \7T"#@ $: $ U7$)+X(8E() 76 OB* .$<$# \7= [9+= RJ( :()5"%(: )(#+()(+ T()( E$:(+ 7# 8$)S(9 )$9(: 67) :/%J :()5"%(: $#+ T()( +/($#+ <$0$E&( /#+() #7)8$& <$08(#9 9()8:= L 979$& 76 j>,@,,,@ (C%&/+"#D ^HR@ T$: <$"+ 7) <$0$E&( 97 X) X"%J$(&\7T"# +/)"#D 9J( 0($) (#+(+ ,- ./&0 1,-2=


For

per

sona

l use

onl

y

S; 4*[LR*O BL4R' R4LFHL\RMWFH P%7#9"#/(+Q

O/)"#D 9J( 6"#$#%"$& 0($)@ S(0 8$#$D(8(#9 <():7##(& $#+ 9J(") )(&$9(+ <$)9"(: </)%J$:(+ D77+:@ TJ"%J T()(+78(:9"% 7) 9)"5"$& "# #$9/)(@ 6)78 9J( \78<$#0 7# 9J( :$8( 9()8: $#+ %7#+"9"7#: $5$"&$E&( 97 (8<&70((: $#+%/:978():=

W9J() )(&$9(+ <$)9"(: "#%&/+(K

G $::7%"$9(:o

G +")(%97): 76 )(&$9(+ <$)9"(: $#+ 9J(") +")(%97)G)(&$9(+ (#9"9"(:o $#+

G 79J() )(&$9(+ <$)9"(:=

fJ()( $<<&"%$E&(@ +(9$"&: 76 +"5"+(#+ $#+ "#9()(:9 )(5(#/( 6)78 79J() )(&$9(+ <$)9"(: $)( +":%&7:(+ "# #79( 1 979J( 6"#$#%"$& :9$9(8(#9:=

./!$,!1.&)$, J&.5&$ .5# =/)3"

RJ( ^)7/< "#%&/+(:K

G 9J( /&9"8$9( <$)(#9 (#9"90 76 9J( ^)7/<o

G 9J( /&9"8$9( <$)(#9 (#9"90 76 9J( ^)7/<o

G %7#9)7&&(+ (#9"9"(:o $#+

RJ( TJ7&&0G7T#(+ L/:9)$&"$# (#9"9"(: T"9J"# 9J( ^)7/< $)( 9$C(+ $: $ :"#D&( (#9"90 (66(%9"5( 6)78 - ./&0 1,,N= RJ((#9"9"(: "# 9J( 9$CG%7#:7&"+$9(+ D)7/< J$5( #79 (#9()(+ "#97 $ 9$C :J$)"#D $D)((8(#9 7) 9$C 6/#+"#D $D)((8(#9=M#%78( 9$C &"$E"&"9"(: <$0$E&( 97 9J( 9$C$9"7# $/9J7)"9"(: "# )(:<(%9 76 9J( 9$CG%7#:7&"+$9(+ D)7/< $)( )(%7D#":(+ "#9J( 6"#$#%"$& :9$9(8(#9: 76 9J( <$)(#9 (#9"90= 4(6() 97 #79( 1N 97 9J( 6"#$#%"$& :9$9(8(#9: 67) 8(8E(): 76 9J(9$CG%7#:7&"+$9(+ D)7/<=

RJ( \78<$#0 <)75"+(+ $%%7/#9"#D@ 8$)S(9"#D@ &(D$& $#+ $+8"#":9)$9"7# :()5"%(: 97 (#9"9"(: "# 9J( TJ7&&0G7T#(+D)7/< +/)"#D 9J( 6"#$#%"$& 0($)= RJ( \78<$#0 $&:7 <$"+ %7:9: 7# E(J$&6 76 (#9"9"(: "# 9J( TJ7&&0G7T#(+ D)7/< $#+:/E:(V/(#9&0 7#G%J$)D(+ 9J(:( $87/#9: 97 9J(8=

O/)"#D 9J( 0($) 9J( \78<$#0 (C9(#+(+ 7) J$+ "# <&$%( &7$#: 97 .7"#9 t(#9/)( <$)9#():J"<: 76 TJ"%J 9J( ^)7/< J$: $>,? "#9()(:9= RJ( E$&$#%( 76 9J(:( &7$#: $: $9 ,- ./&0 1,-2 ": j2=] 8"&&"7# $#+ "#9()(:9 ": %J$)D(+ E$:(+ 7# %788()%"$&)$9(: $#+ 9()8:=

O/)"#D 9J( 6"#$#%"$& 0($)@ O78"#7b: B"__$ F(T Z($&$#+ ["8"9(+ <)75"+(+ 8$#$D(8(#9@ 6)$#%J":(( $#+ :97)(+(5(&7<8(#9 :()5"%(: 97 9J( \78<$#0= O78"#7b: B"__$ F(T Z($&$#+ ["8"9(+ $&:7 %7&&(%9(+ +(E97) )(%("<9: 7# E(J$&676 9J( \78<$#0=

O/)"#D 9J( 6"#$#%"$& 0($)@ :()5"%(: T()( <)75"+(+ E(9T((# (#9"9"(: "# 9J( D)7/< "# $%%7)+$#%( T"9J 9J( )(&(5$#9H()5"%( LD)((8(#9:= L&& 9)$#:$%9"7# T()( $9 $)8b: &(#D9J=

S9 4*X;F*4LRMWF W! L;OMRW4HRJ( $/+"97) 76 O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ ": O(&7"99( R7/%J( R7J8$9:/=


For

per

sona

l use

onl

y

S9 4*X;F*4LRMWF W! L;OMRW4H P%7#9"#/(+Q

1,-3j

L/+"9 76 9J( <$)(#9 %78<$#0 N1>@-AI

L/+"9 76 :/E:"+"$)"(: $#+ 79J() (#9"9"(: >23@,3A

I-1@11N

W9J() $::/)$#%( )(&$9(+ :()5"%(:P""Q I1@>,,

I1@>,,

R$C$9"7# :()5"%(:P"""Q -,N@--3

W9J() #7#G$/+"9 :()5"%(:P"5Q N>@,,,

-N2@--3

-@-A1@2A,

P"Q L&& $87/#9: T()( <$"+ 97 O(&7"99( R7/%J( R7J8$9:/ E0 9J( \78<$#0 $#+ "9: :/E:"+"$)"(:= !((: $)( E"&&(+ "#&7%$& %/))(#%"(: $#+ %7#5()9(+ "#97 L;O $9 $5()$D( )$9(:= RJ( $/+"97) 76 9J( <$)(#9 (#9"90 ": O(&7"99(R7/%J( R7J8$9:/ L/:9)$&"$=

P""Q W9J() $::/)$#%( :()5"%(: )(&$9( <)"#%"<$&&0 97 9J( O78"#7Y: !)$#%J":(( f$D( H/<()5":"7# !)$8(T7)S )(5"(T $#+%78<&"$#%( $%9"5"9"(: <$0$E&( 97 9J( <$)(#9 %78<$#0 $/+"97)=

P"""Q R$C$9"7# :()5"%(: )(&$9( 97 9$C %78<&"$#%( :()5"%(: $#+ 9$C $+5":7)0 :()5"%(: )(&$9"#D 97 $%V/":"9"7#: <$"+ 97)(&$9(+ 75():($: <)$%9"%(: 76 9J( <$)(#9 %78<$#0 $/+"97)=

P"5Q W9J() #7#G$/+"9 :()5"%(: )(&$9( <)"#%"<$&&0 97 +"D"9$& $+5":7)0 :()5"%(: <$0$E&( 97 9J( <$)(#9 %78<$#0 $/+"97)=

SS WRe*4 MR*XH

$#J !11)3$.&$= ,.!$%!/%, !$% &$.#/"/#.!.&)$,

M# 9J( %/))(#9 0($)@ 9J( ^)7/< J$: $<<&"(+ $ #/8E() 76 $8(#+8(#9: 97 L/:9)$&"$# $%%7/#9"#D :9$#+$)+: $#+ #(T"#9()<)(9$9"7#: "::/(+ E0 9J( L/:9)$&"$# L%%7/#9"#D H9$#+$)+: U7$)+ PkLLHUbQ 9J$9 $)( 8$#+$97)"&0 (66(%9"5( 67) $#$%%7/#9"#D <()"7+ 9J$9 E(D"#: 7# 7) $69() - ./&0 1,-3 $#+ 9J()(67)( )(&(5$#9 67) 9J( %/))(#9 0($) (#+=

,.!$%!/%, !44#1.&$= "/#,#$.!.&)$ !$% %&,10),3/#

L8(#+: LLHU --1 M#%78( R$C(: 97 %&$)"60K

n ;#)($&":(+ &7::(: 7# +(E9 "#:9)/8(#9: 8($:/)(+ $9 6$") 5$&/( $#+ 8($:/)(+ $9 %7:9 67) 9$C </)<7:(: D"5( )":( 97 $+(+/%9"E&( 9(8<7)$)0 +"66()(#%( )(D$)+&(:: 76 TJ(9J() 9J( +(E9 "#:9)/8(#9Y: J7&+() (C<(%9: 97 )(%75() 9J(%$))0"#D $87/#9 76 9J( +(E9 "#:9)/8(#9 E0 :$&( 7) E0 /:(

n RJ( %$))0"#D $87/#9 76 $# $::(9 +7(: #79 &"8"9 9J( (:9"8$9"7# 76 <)7E$E&( 6/9/)( 9$C$E&( <)76"9:n *:9"8$9(: 67) 6/9/)( 9$C$E&( <)76"9: (C%&/+( 9$C +(+/%9"7#: )(:/&9"#D 6)78 9J( )(5():$& 76 +(+/%9"E&( 9(8<7)$)0

+"66()(#%(:n L# (#9"90 $::(::(: $ +(6())(+ 9$C $::(9 "# %78E"#$9"7# T"9J 79J() +(6())(+ 9$C $::(9:= fJ()( 9$C &$T )(:9)"%9: 9J(

/9"&":$9"7# 76 9$C &7::(:@ $# (#9"90 T7/&+ $::(:: $ +(6())(+ 9$C $::(9 "# %78E"#$9"7# T"9J 79J() +(6())(+ 9$C $::(9:76 9J( :$8( 90<(=

L8(#+: LLHU -,3 H9$9(8(#9 76 \$:J !&7T: 97 )(V/")( (#9"9"(: <)(<$)"#D 6"#$#%"$& :9$9(8(#9: "# $%%7)+$#%( T"9J R"()- )(<7)9"#D )(V/")(8(#9: 97 <)75"+( +":%&7:/)(: 9J$9 (#$E&( /:(): 76 6"#$#%"$& :9$9(8(#9: 97 (5$&/$9( %J$#D(: "#&"$E"&"9"(: $)":"#D 6)78 6"#$#%"#D $%9"5"9"(:@ "#%&/+"#D E79J %J$#D(: $)":"#D 6)78 %$:J 6&7T: $#+ #7#G%$:J %J$#D(:=

4(6() 97 #79( - 67) 9J( ^)7/<Y: #(9 +(E9 )(%7#%"&"$9"7#=


For

per

sona

l use

onl

y

SS WRe*4 MR*XH P%7#9"#/(+Q

L8(#+: LLHU -1 O":%&7:/)( 76 M#9()(:9: "# W9J() *#9"9"(:@ 97 %&$)"60 9J( "#9()$%9"7# 76 LLHU -1 T"9J LLHU >F7#G%/))(#9 L::(9: e(&+ 67) H$&( $#+ O":%7#9"#/(+ W<()$9"7#: 97 (C<&$"# 9J$9 +":%&7:/)(: /#+() LLHU -1 $)()(V/")(+ 67) "#9()(:9: "# (#9"9"(: %&$::"6"(+ $: J(&+ 67) :$&( 7) +":%7#9"#/(+ 7<()$9"7#: "# $%%7)+$#%( T"9J LLHU >=

RJ( $+7<9"7# 76 9J(:( $8(#+8(#9: +"+ #79 J$5( $#0 "8<$%9 7# 9J( $87/#9: )(%7D#":(+ "# <)"7) <()"7+: $#+ T"&& $&:7#79 $66(%9 9J( %/))(#9 7) 6/9/)( <()"7+:=

$#J ,.!$%!/%, !$% &$.#/"/#.!.&)$, $). 8#. !%)".#%

\()9$"# #(T $%%7/#9"#D :9$#+$)+: $#+ "#9()<)(9$9"7#: J$5( E((# </E&":J(+ 9J$9 $)( #79 8$#+$97)0 67) - ./&0 1,-2)(<7)9"#D <()"7+: $#+ J$5( #79 E((# ($)&0 $+7<9(+ E0 9J( D)7/<= RJ( D)7/<b: $::(::8(#9 76 9J( "8<$%9 76 9J(:( #(T:9$#+$)+: $#+ "#9()<)(9$9"7#: ": :(9 7/9 E(&7T=

F$9/)( 76 %J$#D( RJ( LLHU J$: "::/(+ $ #(T :9$#+$)+ 67) 9J( )(%7D#"9"7# 76 )(5(#/(= RJ": T"&& )(<&$%( LLHU--2 TJ"%J %75(): )(5(#/( $)":"#D 6)78 9J( :$&( 76 D77+: $#+ 9J( )(#+()"#D 76 :()5"%(: $#+LLHU --- TJ"%J %75(): %7#:9)/%9"7# %7#9)$%9:=RJ( #(T :9$#+$)+ ": E$:(+ 7# 9J( <)"#%"<&(9J$9 )(5(#/( ": )(%7D#":(+ TJ(# %7#9)7& 76 $ D77+ 7) :()5"%( 9)$#:6(): 97 $ %/:978()=RJ(:9$#+$)+ <()8"9: ("9J() $ 6/&& )(9)7:<(%9"5( 7) $ 87+"6"(+ )(9)7:<(%9"5( $<<)7$%J 67) 9J($+7<9"7#=

M8<$%9 RJ( ^)7/< J$: :/E:9$#9"$&&0 %78<&(9(+ "9: $::(::8(#9 76 LLHU ->@ $#+ 9J( $+7<9"7# 76 9J"::9$#+$)+ ": #79 (C<(%9(+ 97 J$5( $ 8$9()"$& "8<$%9 7# "9: )(%7D#"9"7# 76 :$&(: 6)78\78<$#0G7T#(+ :97)(:@ 7#D7"#D )70$&90 6((: TJ"%J $)( E$:(+ 7# $ <()%(#9$D( 76 6)$#%J":(:$&(:@ :$&( 76 :97)(:@ 9(%J#7&7D0 6((: $#+ 79J() :()5"%( )(&$9(+ )(5(#/(=

RJ( ^)7/< )(%("5(: /<6)7#9 6((: 7# %788(#%(8(#9 76 9J( 6)$#%J":( $D)((8(#9 TJ"%J $)(%/))(#9&0 )(%7D#":(+ "# 6/&& TJ(# )(%("5(+= RJ( ^)7/< J$: +(9()8"#(+ 9J$9 /#+() 9J( #(T:9$#+$)+ 9J( 6)$#%J":( 6(( <$"+ 7# %788(#%(8(#9 76 9J( 6)$#%J":( $D)((8(#9 T"&& #((+ 97E( +(6())(+ $#+ )(%7D#":(+ 75() 9J( &"6( 76 9J( 6)$#%J":( $D)((8(#9 $: #7 +":9"#%9<()67)8$#%( 7E&"D$9"7# ": :$9":6"(+ $9 9J( E(D"##"#D 76 9J( 6)$#%J":( $D)((8(#9= RJ( D)7/<+7(: #79 (C<(%9 $ 8$9()"$& %J$#D( "# )(5(#/( J7T(5() $# $+c/:98(#9 97 7<(#"#D )(9$"#(+($)#"#D: $#+ $ %7))(:<7#+"#D %7#9)$%9 &"$E"&"90 76 $)7/#+ j1,=] 8"&&"7# P<)(G9$CQ T"&& E((:9$E&":J(+ 7# 9J( +$9( 76 $+7<9"7# $::7%"$9(+ T"9J 9J( 6((: )(%("5(+ 9J)7/DJ - ./&0 1,-29J$9 T7/&+ J$5( E((# +(6())(+ $#+ )(%7D#":(+ 75() 9J( 9()8 76 ($%J )(:<(%9"5( 6)$#%J":($D)((8(#9 "6 9J( #(T :9$#+$)+ J$+ E((# $<<&"(+ "# 9J( <$:9=

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j,=3 8"&&"7# P<)(G9$CQ T"&& E( )$":(+ )(<)(:(#9"#D 9J( +(6())$&76 %7:9: 7# /<6)7#9 )70$&9"(: <$"+ 7# $#0 6)$#%J":( $D)((8(#9: "# <&$%( $9 1 ./&0 1,-2=

RJ( ^)7/< :(&&: 5$)"7/: (V/"<8(#9 $#+ 79J() D77+:= LLHU -> )(V/")(: 9J( ^)7/< 97 6$%97)"#97 9J( 9)$#:$%9"7# <)"%( $# (:9"8$9( 76 <)7E$E&( )(9/)#: 6)78 6)$#%J":((: $#+ TJ7&(:$&(%/:978():= M#:9$#%(: 76 )(9/)#: 7# 9J(:( D77+: ": )$)( $#+ 9J()(67)( 9J( ^)7/<b: (C":9"#D9)($98(#9 76 )(9/)#: T"&& #79 E( 8$9()"$&&0 "8<$%9(+ $: $ )(:/&9 76 9J( #(T :9$#+$)+=

RJ( ^)7/< ": "# 9J( <)7%(:: 76 $::(::"#D 9J( "8<$%9 76 LLHU -> 7# 9J( L+!/#+:@ "6 $#0=

L++"9"7#$& +":%&7:/)(: 76 9J( 67&&7T"#D "#67)8$9"7# E0 )(5(#/( :9)($8 T"&& E( )(V/")(+K

G RJ( #$9/)(@ $87/#9@ 9"8"#D $#+ /#%()9$"#90 76 )(5(#/( $#+ %$:J6&7T:

G RJ( <()67)8$#%( 7E&"D$9"7#: $#+ 9J( +(9()8"#$9"7# $#+ $&&7%$9"7# 76 9J( 9)$#:$%9"7#<)"%( 97 <()67)8$#%( 7E&"D$9"7#:

G H"D#"6"%$#9 c/+D(8(#9: $<<&"(+ "# "8<&(8(#9"#D 9J( 6"5(G:9(< 87+(&


For

per

sona

l use

onl

y

SS WRe*4 MR*XH P%7#9"#/(+QRJ( +")(%97): "#9(#+ 97 /:( 9J( 87+"6"(+ )(9)7:<(%9"5( 8(9J7+ 76 9)$#:"9"7# 97 LLHU ->=

O$9( 76 $+7<9"7# E0D)7/<

X$#+$97)0 67) 6"#$#%"$& 0($): %788(#%"#D 7# 7) $69() ,1 ./&0 1,-2= RJ( ^)7/< "#9(#+: 97$+7<9 9J( :9$#+$)+ /:"#D 9J( 87+"6"(+ )(9)7:<(%9"5( $<<)7$%J TJ"%J 8($#: 9J$9 9J(%/8/&$9"5( "8<$%9 76 9J( $+7<9"7# T"&& E( )(%7D#":(+ "# )(9$"#(+ ($)#"#D: $: 76 ,1 ./&01,-2 $#+ 9J$9 %78<$)$9"5(: T"&& #79 E( )(:9$9(+=

F$9/)( 76 %J$#D( LLHU I $++)(::(: 9J( %&$::"6"%$9"7#@ 8($:/)(8(#9 $#+ +()(%7D#"9"7# 76 6"#$#%"$& $::(9:$#+ 6"#$#%"$& &"$E"&"9"(:@ "#9)7+/%(: #(T )/&(: 67) J(+D( $# $%%7/#9"#D $#+ $ #(T"8<$")8(#9 87+(& 67) 6"#$#%"$& $::(9:=

M8<$%9 RJ( ^)7/< J$: )(5"(T(+ 6"#$#%"$& $::(9: $#+ &"$E"&"9"(: 97 $::(:: 9J( "8<$%9 76 $+7<9"7# 769J( #(T H9$#+$)+ 7# 1 ./&0 1,-2= L&& 6"#$#%"$& $::(9: $#+ 6"#$#%"$& &"$E"&"9"(: T"&& %7#9"#/( 97E( %&$::"6"(+ 7# 9J( :$8( E$:(: $: ": %/))(#9&0 $+7<9(+ /#+() LLHU -NI= RJ( #(T J(+D($%%7/#9"#D )/&(: T"&& $&"D# 9J( $%%7/#9"#D 67) J(+D"#D "#:9)/8(#9: 87)( %&7:(&0 T"9J 9J(^)7/<b: )":S 8$#$D(8(#9 <)$%9"%(:= RJ( ^)7/< J$: %7#6")8(+ 9J$9 "9: %/))(#9 J(+D()(&$9"7#:J"<: T"&& V/$&"60 $: %7#9"#/"#D J(+D(: /<7# 9J( $+7<9"7# 76 LLHU I= RJ( ^)7/<+7(: #79 $#9"%"<$9( 9J$9 9J( $<<&"%$9"7# 76 9J( LLHU I J(+D( $%%7/#9"#D $#+ #(T"8<$")8(#9 87+(& )(V/")(8(#9: T"&& J$5( $ 8$9()"$& "8<$%9 7# 9J( %7#:7&"+$9(+ 6"#$#%"$&:9$9(8(#9:=

O$9( 76 $+7<9"7# E0D)7/<

RJ( ^)7/< T"&& $<<&0 9J( #(T )/&(: <)7:<(%9"5(&0 6)78 ,1 ./&0 1,-2@ T"9J 9J( <)$%9"%$&(C<(+"(#9: <()8"99(+ /#+() 9J( :9$#+$)+= \78<$)$9"5(: 67) 9J( 6"#$#%"$& 0($) (#+"#D ,-./&0 1,-2 T"&& #79 E( )(:9$9(+=

F$9/)( 76 %J$#D( LLHU -] T$: "::/(+ "# !(E)/$)0 1,-]= M9 T"&& )(:/&9 "# $&87:9 $&& &($:(: E("#D )(%7D#":(+ 7#9J( E$&$#%( :J((9@ $: 9J( +":9"#%9"7# E(9T((# 7<()$9"#D $#+ 6"#$#%( &($:(: J$: E((#)(875(+= ;#+() 9J( #(T :9$#+$)+@ $# $::(9 P9J( )"DJ9 97 /:( 9J( &($:(+ "9(8Q $#+ $ 6"#$#%"$&&"$E"&"90 97 <$0 )(#9$&: $)( )(%7D#":(+= RJ( 7#&0 (C%(<9"7#: $)( :J7)9 9()8 $#+ &7TG5$&/(&($:(:= RJ( $%%7/#9"#D 67) &(::7): T"&& #79 :"D#"6"%$#9&0 %J$#D(=

M8<$%9 RJ( ^)7/< J$: )(5"(T(+ &($:( $))$#D(8(#9: 97 $::(:: 9J( "8<$%9 76 $+7<9"7# 76 9J( #(TH9$#+$)+ 7# ,1 ./&0 1,-2= RJ( :9$#+$)+ T"&& $66(%9 <)"8$)"&0 9J( $%%7/#9"#D 67) 9J( ^)7/<b:7<()$9"#D &($:(:= L: $9 9J( )(<7)9"#D +$9(@ 9J( D)7/< J$: #7#G%$#%(&&$E&( 7<()$9"#D &($:(%788"98(#9: 76 jNA2=3 8"&&"7# @ 76 TJ"%J j-32=I 8"&&"7# J$5( $ %7))(:<7#+"#D 6/9/)( &($:()(%("5$E&( /#+() :/E&($:( $))$#D(8(#9: P)(6() 97 #79( 1]Q= H78( 76 9J(:( &($:(: )(&$9( 97<$08(#9: 67) :J7)9G9()8 $#+ &7T 5$&/( &($:(: TJ"%J T"&& E( )(%7D#":(+ 7# $ :9)$"DJ9G&"#(E$:": $: $# (C<(#:( "# 9J( ^)7/<b: %7#:7&"+$9(+ 6"#$#%"$& :9$9(8(#9:= e7T(5()@ 9J( ^)7/<J$: #79 0(9 $::(::(+ TJ$9 79J() $+c/:98(#9:@ "6 $#0@ $)( #(%(::$)0 67) (C$8<&( E(%$/:( 769J( %J$#D( "# 9J( +(6"#"9"7# 76 9J( &($:( 9()8 $#+ 9J( +"66()(#9 9)($98(#9 76 5$)"$E&( &($:(<$08(#9: $#+ 76 (C9(#:"7# $#+ 9()8"#$9"7# 7<9"7#:= M9 ": 9J()(67)( #79 0(9 <7::"E&( 97(:9"8$9( 9J( $87/#9 76 )"DJ9G76G/:( $::(9: $#+ &($:( &"$E"&"9"(: 9J$9 T"&& J$5( 97 E()(%7D#":(+ 7# $+7<9"7# 76 9J( #(T :9$#+$)+ $#+ J7T 9J": 8$0 $66(%9 9J( ^)7/<b: <)76"9 7)&7:: $#+ %&$::"6"%$9"7# 76 %$:J 6&7T: D7"#D 67)T$)+=

O$9( 76 $+7<9"7# E0D)7/<

X$#+$97)0 67) 6"#$#%"$& 0($): %788(#%"#D 7# 7) $69() ,- ./&0 1,-I= RJ( ^)7/< +7(: #79"#9(#+ 97 $+7<9 9J( :9$#+$)+ E(67)( "9: (66(%9"5( +$9(=


For

per

sona

l use

onl

y

L++"9"7#$& :(%/)"9"(: (C%J$#D( "#67)8$9"7#$3*7#/ )4 5)0%#/, )4 #L3&.8 ,#13/&.&#,

n 2>@N]2@,A, 6/&&0 <$"+ 7)+"#$)0 :J$)(: $)( J(&+ E0 -,@12, "#+"5"+/$& :J$)(J7&+():=

n L&& "::/(+ 7)+"#$)0 :J$)(: %$))0 7#( 579( <() :J$)(@ J7T(5() <$)9&0 <$"+ :J$)(: +7 #79 %$))0 9J( )"DJ9: 97+"5"+(#+:=

n 1@3>]@],, 7<9"7#: $)( J(&+ E0 -12 "#+"5"+/$& 7<9"7# J7&+():=

n W<9"7#: +7 #79 %$))0 $ )"DJ9 97 579(=

-,,@,,- $#+ 75() 1I G G G G G 1

-,@,,- G -,,@,,, 21 G G G G G N

>@,,- G -,@,,, I> G G G G G 1I

-@,,- G >@,,, -@,12 G G G G G -]

- G -,,, I@,-1 G G G G G 32

,37,.!$.&!0 ,5!/#5)0%#/,

HWXLO eW[OMF^H BR' [RO 1N@,>,@I]] 13=,,? G G?eHU\ \;HRWO' FWXMF**H PL;HR4L[MLQ [MXMR*O 1-@2>N@-1, 1>=],? G G?. B XW4^LF FWXMF**H L;HR4L[ML [MXMR*O -1@>2,@3N2 -A=3A? G G?


For

per

sona

l use

onl

y

.J#$.8 0!/=#,. 5)0%#/, )4 L3).#% #L3&.8 ,#13/&.&#,

HWXLO eW[OMF^H BR' [RO 1N@,>,@I]] 13=,,? G G?

eHU\ \;HRWO' FWXMF**H PL;HR4L[MLQ [MXMR*O 1-@2>N@-1, 1>=],? G G?

. B XW4^LF FWXMF**H L;HR4L[ML [MXMR*O -1@>2,@3N2 -A=3A? G G?

\MRM\W4B FWXMF**H BR' [MXMR*O >@AA>@NI, ]=N2? G G?

\MRM\W4B FWXMF**H BR' [MXMR*O 1@I>]@->3 N=A]? G G?

FLRMWFL[ FWXMF**H [MXMR*O 1@3I>@3]2 N=13? G G?

UFB BL4MULH FWXH BR' [RO -@>N2@N2> -=2,? G G?

UFB BL4MULH FWXMF**H BR' [RO 2IA@INA -=,>? G G?

X4 OWFL[O .*!!4*' X*M. 3I]@>N3 =IN? G G?

X4H *HX* !4LF\*H\L X*M. 3AI@12, =22? G G?

X4 ^4LFR U4'\* UW;4g* 3-2@>1N =2A? G G?

X4 ^4LFR U4'\* UW;4g* h X4H HLFO4L *M[**FUW;4g* ]I2@>-] =21? G G?

X4 LFO4*f \eL4[*H 4*FFM* >],@,3] =]]? G G?

MFtML \;HRWOMLF BR' [MXMR*O A2]@,23 =>3? G G?

X4 OWFL[O .*!!4*' X*M. N]I@2]2 =AN? G G?

eHU\ \;HRWO' FWXMF**H PL;HR4L[MLQ [MXMR*O NAI@-I2 =A-? G G?

H;\\*HH BMZZLH BR' [RO NA,@-AI =A,? G G?

\['O* ULFg eW[OMF^H PL;HRQ BR' [RO N,2@1I] =N]? G G?

FLRMWFL[ FWXMF**H [MXMR*O 1I1@13> =NA? G G?

X4 ^4LFR U4'\* UW;4g* 1N-@N,> =13? G G?


For

per

sona

l use

onl

y

^&7::$)08($#: 9J( L/:9)$&"$# H(%/)"9"(: h M#5(:98(#9: \788"::"7#=

8($#: L/:9)$&"$# H(%/)"9"(: *C%J$#D( ["8"9(+ PLUF I2 ,,2 ]1A ]I-Q=

8($#: 9J( #(9T7)S 76 \7)<7)$9( H97)(: $#+ !)$#%J":(+ H97)(: &7%$9(+ "# L/:9)$&"$=

7) 7) 8($#: 9J( U7$)+ 76 O")(%97): 76 9J( \78<$#0=

8($#: \78<7/#+ L##/$& ^)7T9J 4$9(=

8($#: 9J( :(&(%9"5( )(+/%9"7# 76 %$<"9$& +(:%)"E(+ "# H(%9"7# --=A 76 9J( <)7:<(%9/:=

7) 8($#: O78"#7b: B"__$ *#9()<)":(: ["8"9(+ PL\F ,-, A2I N1]Q=

8($#: $ O78"#7b: B"__$ :97)( 7T#(+ $#+ 7<()$9(+ E0 9J( \78<$#0=

8($#: 9J( #(9T7)S 76 \7)<7)$9( H97)(:=

8($#: 9J( P\&9JQ=

8($#: 9J( O")(%97): 76 9J( \78<$#0 6)78 9"8( 97 9"8(=

7) 8($#: 9J( O78"#7b: B"__$ O")(%97) $#+ *C(%/9"5( HJ$)( $#+

W<9"7# B&$# :/88$)":(+ "# #79( 1N 97 9J( 6"#$#%"$& :9$9(8(#9:=

8($#: 9J( O78"#7b: B"__$ E)$#+ $#+ #(9T7)S@ 7T#(+ E0 O78"#7b: B"__$@ M#%=

8($#: 9J( \78<$#0 $#+ ($%J 76 "9: :/E:"+"$)"(:=

8($#: \7)<7)$9( H97)(: $#+ !)$#%J":(+ H97)(:=

8($#: O78"#7b: B"__$ *#9()<)":(: ["8"9(+ PL\F ,-, A2I N1]Q

7) 8($#: FBLR +"5"+(+ E0 9J( 979$& #/8E() 76 HJ$)(: 7# "::/(=

8($#: ($)#"#D: E(67)( "#9()(:9 (C<(#:( $#+ 9$C=

8($#: ($)#"#D: E(67)( "#9()(:9 (C<(#:(@ 9$C@ +(<)(%"$9"7# $#+ $87)9":$9"7#=

8($#: :$&(: D)7T9J 76 :97)(: 9J$9 J$5( E((# 9)$+"#D 67) >A T((S: 7) 87)(=

8($#: %78<$)$E&( D)7T9J "# :$&(: $%)7:: 9J7:( */)7<($# :97)(: 9J$9 T()( "#

7<()$9"7# $9 &($:9 -1 87#9J: <)"7) 97 9J( +$9( 76 9J( )(<7)9(+ <()"7+=

8($#: $ <"__$ :97)( 7T#(+ $#+ 7<()$9(+ E0 $ !)$#%J":(( $#+ !)$#%J":( F(9T7)S 8($#: 9J(

#(9T7)S 76 !)$#%J":(+ H97)(:=

8($#: <():7#: $#+ (#9"9"(: TJ7 J7&+ $ 6)$#%J":( 6)78 9J( \78<$#0 97 7<()$9( $ <"__$ :97)( /#+() 9J(

9()8: 76 $ :/EG6)$#%J":( $D)((8(#9=

8($#: 9J( [":9"#D 4/&(: 76 9J( LHm=

7) 7) 8($#: 9J( #(9T7)S 76 \7)<7)$9( H97)(: $#+ !)$#%J":(+

H97)(:=

8($#: 9J( 979$& :$&(: D(#()$9(+ E0 9J( F(9T7)S=

8($#: 9J( #(9T7)S 76 \7)<7)$9( H97)(: $#+ !)$#%J":(+ H97)(: &7%$9(+ "# F(T Z($&$#+=

8($#: #(9 <)76"9 $69() 9$C=

J$: 9J( 8($#"#D D"5(# 97 "9 E0 :(%9"7# >, 76 9J( \7)<7)$9"7#: L%9=

8($#: ["#S X$)S(9 H()5"%(: B90 ["8"9(+=

8($#: %78<$)$E&( D)7T9J "# :$&(: $%)7:: 9J7:( :97)(: 9J$9 T()( "# 7<()$9"7# $9 &($:9 -1

87#9J: <)"7) 97 9J( +$9( 76 9J( )(<7)9(+ <()"7+=

8($#: $#0 6/&&0 <$"+ 7)+"#$)0 :J$)( "# 9J( %$<"9$& 76 9J( \78<$#0=

$#+ (C%&/+(: 9)$#:$%9"7# $#+ "#9(D)$9"7# )(&$9(+ %7:9: $::7%"$9(+ T"9J 9J(

$%V/":"9"7# $#+ 7#(G766 %7:9: )(&$9"#D 97 9J( )(&$9"7# 76 9J( B$)": \788"::$)0=


For

per

sona

l use

onl

y

\7)<7)$9( +")(%97)0/#=&,.#/#% )44&1# ] "/&$1&"!0!%*&$&,./!.&)$ )44&1#

,5!/# /#=&,./8

LUFK -] ,-, A2I N1] [(5(& 1

gHO-@ [> 1-, *$D&( H9)((9

A2> g"#D:67)+ H8"9J O)"5( U)":E$#( i[O A,,,e$8"&97# R(&K -N,, >>A A3A PL;HQU)":E$#( i[O A,,3 R(& l]- P,Q 1 212, 3--- PWHQ

R(&(<J7#(K l]- P3Q N]NN NNNN

J#7,&.# !%%/#,, ,#1/#.!/8

+78"#7:=%78=$/

!3%&.)/, ,)0&1&.)/,

[(5(& 1N@ 4"5():"+( \(#9)( [(5(& -]@ f$9():"+( B&$%(

-1N *$D&( H9)((9 - *$D&( H9)((9

U)":E$#( i[O A,,, U)":E$#( i[O A,,,

,#13/&.&#, #'15!$=#

O78"#7Y: B"__$ *#9()<)":(: ["8"9(+ :J$)(: [(5(& I@

$)( &":9(+ "# 9J( L/:9)$&"$# H(%/)"9"(: *C%J$#D( A2, i/((# H9)((9

/#+() LHm %7+( OXB U)":E$#( i[O A,,,


For

per

sona

l use

onl

y

U7$)+ 76 O")(%97):

F7#G*C(%/9"5( \J$")8$#

.$%S J$: (C9(#:"5( (C<()"(#%( "# 9J( V/"%S )(:9$/)$#9 :()5"%( "#+/:9)0 $#+ ": 9J( 67/#+() $#+ *C(%/9"5( \J$")8$# 76\78<(9"9"5( !77+: L/:9)$&"$ B90 [9+= \78<(9"9"5( !77+: T$: 67/#+(+ "# -I]I $#+ 7T#: $#+ 7<()$9(: 75() N>,e/#D)0 .$%Sb: 6$:9 677+ )(:9$/)$#9: "# L/:9)$&"$@ TJ"&( $&:7 7<()$9"#D :(5()$& 677+ 8$#/6$%9/)"#D <&$#9: 67) 9J(:/<()8$)S(9 $#+ 677+ :()5"%( "#+/:9)"(:= .$%S J7&+: $ U$%J(&7) 76 L)9: 6)78 9J( ;#"5():"90 76 f(:9()# W#9$)"7=

F7#G*C(%/9"5( O(</90 \J$")8$#

47:: J$: J(&+ #/8()7/: O")(%97):J"<: "#%&/+"#D F7#G*C(%/9"5( O")(%97) 76 9J( \7887#T($&9J U$#S 76 L/:9)$&"$ 6)78-II- 97 1,,A $#+ O")(%97) 76 R(&:9)$ 6)78 -II> 97 1,,-= e": 79J() $<<7"#98(#9: "#%&/+( \J"(6 *C(%/9"5( W66"%() 76H$#97: ["8"9(+ 6)78 -I2A 97 1,,, $#+ \J$")8$# 76 L;HR4LO* 6)78 1,,- 97 1,,]= 47:: ": %/))(#9&0 *C(%/9"5(\J$")8$# 76 L89)$+( M#9()#$9"7#$& B90 [9+ $#+ J7&+: $ U$%J(&7) 76 \788()%( 6)78 X(&E7/)#( ;#"5():"90 $: T(&& $:$# XUL 6)78 \7&/8E"$ ;#"5():"90=

F7#G*C(%/9"5( O")(%97)

^)$#9 c7"#(+ O78"#7b: B"__$ "# -IIN $: $ 6)$#%J":(( $#+ "# 1,,- :7&+ J": ("DJ9 :97)(: 97 O78"#7b: B"__$= M# 1,,-@ ^)$#9E(%$8( $ O")(%97) 67) O78"#7b: B"__$ $#+ 6)78 1,,- 97 1,,A J( 8$#$D(+ 9J( \78<$#0b: \7)<7)$9( H97)(W<()$9"7#:= M# ./&0 1,,]@ ^)$#9 T$: $<<7"#9(+ X$#$D"#D O")(%97)@ */)7<(= ^)$#9 J$: E((# $ F7#G*C(%/9"5( O")(%97):"#%( H(<9(8E() 1,,3= ^)$#9 J7&+: $ U$%J(&7) 76 H%"(#%( P!77+ R(%J#7&7D0Q 6)78 9J( ;#"5():"90 76 FHf $#+ $ XUL6)78 RJ( ;#"5():"90 76 F(T%$:9&(=

F7#G*C(%/9"5( O")(%97)

B$/& ": 9J( \J$")8$# $#+ !7/#+() 76 U)"+D(\&"8E@ TJ"%J J( :9$)9(+ "# -II2= B$/& $#+ 9J( U)"+D(\&"8E E/:"#(:: J$5(E((# J"DJ&0 )(%7D#":(+ E0 9J( 97/)":8 $#+ E/:"#(:: %788/#"90 "# L/:9)$&"$= X$+( $ X(8E() 76 9J( W)+() 76L/:9)$&"$@ "# 9J( i/((#b: U")9J+$0 e7#7/): 1,-,@ 67) J": :()5"%(: 97 9J( 97/)":8 "#+/:9)0= LT$)+(+ 9J( F$9"7#$&*#9)(<)(#(/) 76 9J( '($) PU/:"#(:: LT$)+Q "# 1,,-@ $#+ 9J( L/:9)$&"$# *C<7)9 e()7(: LT$)+ "# 1,,1G,N= f7)S(+ "#8$)S(9"#D $#+ D(#()$& 8$#$D(8(#9 )7&(: 67) UhO 47&&GLGO77) $#+ $&:7 67/#+(+ 9J( L8E() ^)7/< "# -I3A@ TJ"%J J(:7&+ "# -II]= O")(%97) 76 \J)": WbU)"(# ["6(J7/:( $9 4BL@ $#+ 67/#+"#D O")(%97) 76 M#9()4":S L/:9)$&"$ B90 [9+= B$/&J7&+: $ U$%J(&7) 76 \788()%( 6)78 9J( ;#"5():"90 76 FHf=

F7#G*C(%/9"5( O")(%97)

[0#+$ J$: (C9(#:"5( (C<()"(#%( "# (C(%/9"5( )7&(: "# MR@ 9(&(%788/#"%$9"7#: $#+ 8(+"$ 7)D$#":$9"7#: "#%&/+"#D*C(%/9"5( O")(%97) $#+ \J"(6 76 B)7+/%9 $9 R(&:9)$ $#+ \788()%"$& O")(%97) 76 9J( </E&":J"#D +"5":"7# 76 BU[= HJ( ": $!(&&7T 76 9J( L/:9)$&"$# M#:9"9/9( 76 \78<$#0 O")(%97): $#+ ": \J$") 76 9J( LD(+ \$)( !"#$#%"#D L/9J7)"90= [0#+$J7&+: $ U$%J(&7) 76 \788()%( Pe7#:Q 6)78 9J( ;#"5():"90 76 i/((#:&$#+=

X$#$D"#D O")(%97) d ^)7/< \J"(6 *C(%/9"5( W66"%()

O7# :9$)9(+ $: $ +(&"5()0 +)"5() "# -I23 $#+ J(&+ 5$)"7/: 8$#$D(8(#9 <7:"9"7#: T"9J H"&5"7b: O"$&G$GB"__$ $#+O78"#7b: B"__$ /#9"& -II]= O7# 9J(# E(%$8( $ O78"#7b: B"__$ 6)$#%J":((@ 7T#"#D $#+ 7<()$9"#D -3 :97)(: E(67)(:(&&"#D 9J(8 97 O78"#7b: B"__$ "# 1,,-= L9 9J$9 9"8(@ O7# E(%$8( \J"(6 W<()$9"#D W66"%() $#+ ^)7/< \J"(6 *C(%/9"5(W66"%() d X$#$D"#D O")(%97) "# 1,,1= O7# T$: *)#:9 h '7/#Db: L/:9)$&"$# '7/#D *#9)(<)(#(/) 76 9J( '($) "# 1,,A=


For

per

sona

l use

onl

y

Financial Year Ended 02 July 2017 For personal use only · Nick Knight 50,000 DPE Limited 144,000 Allan Collins 45,000 DPE Limited 122,000 Michael Gillespie 35,000 DPE Limited 73,500

Documents