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V OIC E The Senior Published Locally Since 1980 February 2015 The Frontier in North Colorado He Created Loveland
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Page 1: February 2015

VOICEThe Senior

Published Locally Since 1980 February 2015

The Frontier in North Colorado

He Created Loveland

Page 2: February 2015

2 • The Senior Voice • February 2015

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Medical DebtBy Bill Lambdin

Over 40 million Americans are in debt for medical bills, which means many middle-class people have bad credit ratings and cannot get a home loan or other loans, said a report from the U.S. Con-sumer Financial Protection Bu-reau (CFPB). One unpaid bill of just $100 could lower a good credit rating by over 100 points. More than half of all debt on credit reports comes from medical expenses, which average $5,000 for Ameri-cans with such debt. Part of the problem is caused by confusing medical bills and statements from insurance com-panies and healthcare providers, said officials. People are often un-certain about how much they owe, whom they should pay, deadlines for payments, and other things. Many people don’t realize that healthcare debts are often report-

ed to collection agencies. But new federal regulations say non-profit hospitals are not sup-posed to be as aggressive as some have been about collecting pay-ments from low-income patients. Republican Senator Chuck Grassley said some non-profit hospitals have put liens on pa-tients’ homes, sued patients, and seized their incomes. He said he is “astounded” by those collection practices. Non-profit hospitals pay no federal income taxes and no lo-cal property taxes. In return, the law requires them to earn that by “taking care of people who couldn’t provide for their own health care,” said Grassley. Hospitals are supposed tell pa-tients what options they have for paying bills and if they qualify for free care. Some hospitals are breaking that law, said Grassley. ■

Infection Control Hospitals are doing a better job of reducing dangerous infections like MRSA and C. difficile that people acquire while in a hospital, said a report from the U.S. Centers for Disease Control and Prevention (CDC). “Hospitals have made real progress,” said CDC Director Dr. Thomas Frieden, and that shows “it can be done” if hospitals get serious about patient safety. About 1 in every 25 patients each day acquires some kind of infec-tion in hospitals. One of the most common is blood infections caused by catheters (tubes inserted into a vein to administer medicine). Those have declined 46% since 2008, said the report. Infections acquired from heart surgeries and other operations have declined nearly 20%. But better results are still needed, said Frieden. ■

Health Costs Survey Knee replacement surgery in Fort Collins costs nearly $25,000 above the national average, ac-cording to a nationwide survey by Blue Cross Blue Shield. Knee and hip replacement sur-geries are among the fastest grow-ing procedures in the U.S., and their costs vary greatly from one area or city to another. Both pro-cedures were as low as $11,300 in Alabama but as high as $69,000 in New York City.

Costs can vary greatly just in one city, from $16,772 to $61,584 for knee replacement in Dallas, Texas—a 267% variation. Re-searchers concluded that such random, extreme price variations “can have serious implications for the sustainability of the U.S. healthcare system.” Knee replacement costs in Fort Collins vary less than 1%, said the researchers. ■

Page 3: February 2015

3 • The Senior Voice • February 2015

What you are about to read may be the most important information you’ve ever read. Here

is why. Albert Einstein was, quite possibly, the most intelligent person who ever lived. His theories and ideas were so far ahead of his time, that even now, the smartest scientists alive are still discovering his value.

One of his theories published in 1917, worked out the theory of how lasers function. However, it was not until May 16, 1960 (43 years later) that the first actual laser was developed by an American scientist. Since then, scientists and inventors have developed many types of lasers and all kinds of uses for them. They can be used as a scalpel that is so delicate, it can be used on the eyes of human beings. Lasers are used to read price codes at your local supermarkets. And they’re used to play music and video on your CD’s and DVD’s.

But now, there is a new type of laser so effective against human disease and injury that it is rapidly changing the practice of medicine. This is a new type of low-level laser which produces an unfocused light that has been...

Registered With The FDA To Be 100% Safe!

Low-level lasers use less than one watt of power and they produce what can best be described as a “Healing Light”. Here is a somewhat un-scientific description of how this “Healing Light” can potentially help reverse the damage done by human sickness and disease.

As you probably know, our entire bodies are made up of cells. The health of all human cells is based on energy. If your cells don’t receive enough energy, they will weaken and the body will become sick. Call 1-800-303-6923, Code 7062.

For you to be healthy, what your cells need is exactly the right kind and the right amount of energy. Every time you get injured or become sick, the energy flow to your cells is disrupted. Until the proper type and amount of energy is restored, you will remain sick or injured.

That’s what a low-level laser device does. It re-energizes the cells in your body with the right kind and proper amount of healing energy. It may surprise you to learn that low level lasers are ...

Used By Doctors To Heal Their Patients In The Fastest Way Possible! Could you guess what kind of doctors use the highest percent of low-level lasers on their patients? It’s doctors involved in sports medicine. Why? The answer is simple. You see, doctors involved in sports medicine often have to get their patients better in the fastest way humanly possible because every day he

remains “unhealthy” can cost the sports organization millions of dollars.

But here’s something exciting! You don’t actually need to go to a doctor to get laser therapy. If you want to you can buy one of these devices and use it on yourself. The best ones come with simple, easy-to-follow instructions and can be used by almost any person with average intelligence.

Perhaps the best low-level lasers in the world have been invented by a doctor named Larry Lytle. He has studied lasers and human health for years, and Dr. Lytle is, without question, one of the most knowledgeable people in the world about low-level lasers... and... how they can be used...

To Help Almost Every Health Problem Ever Experienced By A Human Being!

Dr. Lytle believes (as do many other people) low-level laser therapy will become the medicine of the future.

If you hold a low-level laser device against the skin of your body and turn it on, you will be able to see the laser light... but... you will not be able to feel it. There probably won’t even be a sensation of warmth. Laser light is as gentle as the kiss of a butterfly. But, from a healing point of view, it is quite possible it is more effective than drugs or surgery.

Low-level laser therapy is not just the medicine of the future. For many people who know about it, it is the “medicine” they use now. The problem of trying to explain the healing powers of low-level laser therapy is...

It Works So Well On So Many Different Problems, It Seems Like It

Couldn’t Possibly Be True!

But it is true! As mentioned earlier, all injury and illness creates an interruption of energy to the cells of the human body. The body will never recover until the proper amount and type of energy is restored to these cells. But once that energy is restored...

The Body Can Recover From Almost Anything!

With the correct equipment, properly used, low level lasers have been clinically shown to reduce pain, reduce inflammation, increase cellular energy, increase cell permeability (so that the nutrients the cell needs to heal can get into the cell) and even help correct faulty DNA!*

What you have just read is a very simplistic (almost childish) explanation of low-level laser therapy, of how it works, and what it can do for you. But this is something that needs to be explained to you much more accurately by a real expert.

This is information which just might help relieve you of any disease and might possibly save your life and the life of your loved ones. And best of all, you can ...

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Even if you are not sick, injured, or in pain, you should still order this report. After all, it is 100% free. And almost nobody lives out their life without having at least some kind of sickness or injury.

Wouldn’t it be nice to know that, if you do become sick or injured, you will at least know where to go to find some sort of answer to your problems that don’t involve dangerous drugs!

Call 1-800-303-6923...after you are connected, at the prompt, press the code number - 7062 - into your keypad then leave your name and mailing information. That number again is 1-800-303-6923, Code 7062. Your free report ... and free gift (if you’re one of the first 200 callers) will be sent to you via 1st Class Mail.

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Page 4: February 2015

4 • The Senior Voice • February 2015

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By P.J. Hunt Mount Meeker, next to Longs Peak, was named for Greeley founder Nathan Meeker, who came to Colorado in 1869 to do a newspaper story. He fell in love with northern Colorado and decided he wanted to live here. He fulfilled his dream but died tragically just ten years later. Meeker was an editor with Horace Greeley’s New York Tri-bune newspaper. He was an ideal-istic man who had been a Green-wich Village poet before working for the newspaper. Greeley sent Meeker to Colo-rado to write about the prospects for agriculture during the state’s gold-rush days. But Meeker did more than that. He organized a group of people who wanted to become pioneer farmers and brought them to Colorado. They

called themselves the Union Col-ony. They were not a rag-tag bunch. Each family had to have enough money to invest in land when they arrived. Some invested as much as $10,000, a large sum at that time. Most invested several hun-dred dollars. About 1,500 of them arrived in 1870 at the town named for Hor-ace Greeley. Things went well for the most part, though some in the group left when they saw the hot, dry prairie they were supposed to turn into farms. Others left because they dis-agreed with colony policies that did not allow saloons and the usu-al diversions associated with the frontier. But such policies probably at-tracted a more industrious people and helped make the colony a success. The town of Greeley

quickly gained a reputation as be-ing a community devoted to hard work and high moral standards. Some outsiders, however, made fun of the “Greeley Saints.” You could not buy an alcoholic drink in Greeley until 1969, a century after the town was settled. Nathan Meeker had borrowed money and, when pressed to repay it, took a job as a Ute In-dian reservation agent in western Colorado near the present town of Meeker, later named for him. There he insisted the Utes give up their way of life, stop hunt-ing, and become farmers. Tension mounted when Meeker cut an ir-rigation ditch through their race track. The Utes burned the agency buildings, killed all the white men, including Meeker, and took their women captives. Among the women were Meeker’s wife and

daughter, later released when cav-alry troops found them. The Meeker Massacre in 1879 was the last Indian uprising in Colorado. It resulted in the Utes being banished to reservations in Utah. It was a sad ending for the Utes and for the man who helped es-tablish Greeley. ■

Nathan Meeker. Hazel Johnson Collection.

Famous Pioneer

Page 5: February 2015

5 • The Senior Voice • February 2015

Published Locally Since 1980Vol. 35, No. 3

PUBLICATION INFORMATIONThe Senior Voice news is locally owned and has been published the first of each month since 1980 for residents in Fort Collins, Greeley, Loveland and nearby towns.

ADVERTISINGAd deadline is 20th of month. For rates, call 970-229-9204;

email [email protected] or see www.theseniorvoice.net

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Fort Collins, Colorado (970) 229-9204

[email protected]

SALES OFFICES:Fort Collins & Loveland

(970) 229-9204Greeley

(970) 223-9271

EDITORIAL DEADLINE:Announcements and stories must be received by the 10th of the month; ads by the 20th of the month.

READER INFORMATION:Subscriptions $48 a year.

The Senior Voice welcomes readers’ letters and contributions. The Se-nior Voice assumes no responsi-bility for damaged or lost material submitted by readers.

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email: [email protected] www.theseniorvoice.netDesign Production by Ellen Bryant Design

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No material may be reproduced by any means without permis-

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By Lois Hall William H. Loveland, for whom the town of Loveland was named, was one of Colorado’s pi-oneers who helped open the West. He was born in 1825, the son of a Methodist minister in Mas-sachusetts. As a young man, he served in the Mexican War and was wounded. In 1849 he headed for the Cali-fornia gold rush, traveling by an ox-drawn wagon across the un-settled West. He didn’t find riches in California; but ten years later, during Colorado’s gold rush, he became a wealthy man. He established one of the first mercantile stores in what became the town of Golden. By then he realized he could make more money selling supplies to min-ers than by joining them. He also realized the need for transportation to serve the rap-idly developing mining and farm-ing industries. He established the Colorado Central Railroad Com-pany to build a line from Golden north to places that later became Longmont, Loveland and Fort Collins. His friend David Barnes had

homesteaded along the Big Thompson River, and Loveland decided to run his rail line through Barnes’ property. That prompted Barnes to lay out a town, knowing that a railroad would bring devel-opment. Barnes was obviously grate-ful that his friend was building the railroad and named the town

in William Loveland’s honor. In 1877 Loveland built a train de-pot in the new town. By 1879 the town had a population of 250. Six years later, it had grown to nearly 1,000. To build his railroad, William Loveland borrowed money from the already established Union Pa-cific Railroad, partly owned by financier Jay Gould. When Love-land refused to turn over his new railroad’s assets to Gould, the fi-nancier decided to place the rail-road in receivership. Gould sent Judge A.W. Stone

to Colorado to transfer Love-land’s railroad to Union Pacific receivership. But Gould hadn’t counted on the fighting spirit of William Loveland, who armed his employees and quickly ran off every Union Pacific worker on the Colorado Central lines and re-placed them with Colorado Cen-tral employees. Loveland also found out which train Judge Stone was riding on. He dispatched several trusted em-ployees who stopped the train, drew their guns, and took Judge Stone to a hideout. G o u l d was furious, especially when he learned that Loveland then contacted Colorado Governor John Routt and got himself ap-pointed head of the posse to find Judge Stone, who was returned to Denver after the court time had expired. Loveland be-came one of Colorado’s most in-fluential citizens as owner of the Rocky Mountain News and other businesses. Loveland pass west of Denver was also named for him.________________ COVER PICTURE: An early steam engine taken by David Smith. ■

The town and

mountain pass

were both

named for him.

The Loveland depot, built in 1877. Loveland Public Library.

He Created

Loveland

Page 6: February 2015

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New History BookBy Bill Lambdin

If you like local history, you might enjoy Wayne Sundberg’s new book “Fort Collins at 150.”

It celebrates the town’s 150th anniversary by tracing its origin from a military camp in 1864 to its development as an agricultural community, education, business, and tourist center for northern Colorado.

Sundberg has spent over 40 years researching and writing about Fort Collins’ history, and he taught it at Colorado State Uni-versity. This is his third book.Here is an excerpt about the mili-tary camp in 1864:

“Disaster struck these troops in ������ ���� � �� ������ ��� ����very snowy in the mountains, and the Poudre River was running bank-full when a large thunder-storm occurred...

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Sundberg explains how the camp was later moved to higher ground, which resulted in the origin of the town. He also gives comments about the area from the earliest pioneers, like this one �������������������!"#

“The sky was scarcely ever ob-scured by clouds, and its vaulted blue, golden tinted in the morn-ing and evening, was a dream of beauty. Not an ax had marred the

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The book also describes the or-igins of schools; hospitals; com-munity groups; and longtime and recent businesses. It’s interesting to read about local families who established some businesses near-ly 100 years ago.

This hardcover, coffee table book ($49.95) contains 244 pages of information and over 100 pho-tographs. It is available at the Old Firehouse Bookstore in Fort Col-lins and elsewhere. For more in-formation, email Wayne Sundberg at [email protected]. '

Fort Collins historianWayne Sundberg.

Bill Lambdin photo.

Page 7: February 2015

7 • The Senior Voice • February 2015

490 Mirasol Dr.Loveland, CO 80537 www.mirasolseniorcommunity.com

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Early Family in

LongmontBy Lois Hall

The Coffin family of Long-mont became well known as early Colorado settlers. George Cof-fin homesteaded near Longmont in l860, served as an early town mayor, but was mysteriously beaten to death on his farm in l905. Authorities never found out why he was killed or who did it. His brother, Reuben Coffin, homesteaded east of Longmont in l866 and developed one of the first irrigated farms in the area. Many predicted he would starve to death on his dryland farm, and he nearly did. But eventually he used irrigation to successfully cultivate nearly 500 acres. Reuben had been born in l842 in New York state. He joined the Union Army in l86l and fought in the Civil War until his discharge in l864. In l866 he crossed the plains in a covered wagon drawn by horses and joined his older brother, George, in the Boulder Valley. In l877, Reuben married Lydia Gregg, an Indiana school-teacher who had grown tired of teaching and came to Colorado with a friend seeking adventure. Reuben and Lydia were the first couple married in Longmont’s first church, the Congregational Church, built in l873. Reuben’s oldest son, Roy, be-came an early geology professor at Colorado State University. He and his brother, Clare, discovered the famous Lindenmeir Archaeo-logical Site north of Fort Collins, a major find that confirmed pre-historic Folsom Man’s existence in Colorado. Clare Coffin was assistant Col-orado state geologist and later a geologist with Standard Oil Com-pany. Claude Coffin, another of Reuben’s sons, served nearly 25 years as judge of the 8th Judicial District Court in Colorado. Although George Coffin met

a tragic death, Reuben and Lydia Coffin pioneered irrigated farming

and had children who made impor-tant contributions to Colorado. ■

Longmont church built in 1881. Longmont Museum.

Page 8: February 2015

8 • The Senior Voice • February 2015

L E G I S L A T I O N

By John Kefalas In the Colorado General Assem-bly, we now have a Republican Senate majority (18-17), a Demo-cratic House majority (34-31), and a Democratic Governor. Invariably, this political landscape will provide greater checks and balances. Colorado has one of the fastest growing economies in the nation with an unemployment rate of 4.1%. However much of this job growth is in low and high-paying jobs, and wages remain stuck. S o m e good news for low-wage workers is that the minimum wage increased to $8.23/hour and $5.21/hour for tipped employees. Clearly, incomes have not kept up with costs of liv-ing, and many working families live paycheck to paycheck. The Governor proposed a work-force initiative to help Coloradans who’ve been unemployed long-term by connecting these workers with employers and providing job

training and internships. Regarding TABOR refunds and the budget, state revenue may ex-ceed the spending limit by $200M in the current fiscal year, thus TA-BOR refunds could occur in 2015. Currently there are three TABOR refund mechanisms: a state earned income tax credit (EITC), a tempo-rary income tax rate reduction, and a six-tiered state sales tax refund. Funding for public schools and colleges/universities will take cen-ter stage because this comprises almost half of the General Fund Budget estimated at $10.9B in FY15-16. The “negative factor” re-fers to how the state repays and re-stores cuts to K-12 education. Last year, we provided $110M, and this year the Governor proposed $200M to help reduce the negative factor. ________________Email Senator Kefalas at: [email protected]. ■

Estate PlanningEstate PlanningBy Ron Rutz, Attorney

Q: What should I focus on when making my annual estate review?A: Focus on simplicity and comprehensiveness. If you still have Tax Wills or Tax Living Trusts, and if your taxable net worth is less than approximately $5,300,000 ($10,600,000 for a couple), just do standard Wills instead. But if you live in another state or are about to leave Colorado, do not change your documents until you determine what the estate (inheritance) tax is in the new state. In some sister states, taxes start as low as $60,000. If your documents are older than three years, schedule a free review conference with your at-torney, even if no changes appear to be needed. For a couple (but not an in-

dividual), assets should be held either in joint tenancy together or with the other spouse as the beneficiary designation. If the asset is tax deferred, then the backup beneficiary designation should be per stirpes if you want the children to inherit. For non-tax deferred, I suggest the estate should receive the proceeds. Review your asset list, which should show contacts (your CPA, financial advisors, etc.), comput-er passwords, codes, and sites with deposit, personal informa-tion, etc. Your family will need all of this information updated. If your comprehensive Durable Powers of Attorney is older than five years, discuss with your attor-ney about re-doing the documents.

______________Email attorney Ron Rutz at [email protected]. ■

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Page 9: February 2015

9 • The Senior Voice • February 2015

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COLORADO CROSSWORDS are created exclusively for The Voice by Tony Donovan, who lives in Loveland.

COLORADO CROSSWORDS

ANSWERS

by Tony Donovan

ACROSS1. They’re often checked at the door4. Israel concern11. Political Gingrich13. Refueling station for travelers along the Santa Fe Trail in the 19th century16. Prospector George Jackson discovered gold here, in Colorado, in 185918. Soundly defeat20. Neck parts21. Like Steven Wright’s humor22. When said three times, a movie title23. Man with a code25. Error26. 1040 org.27. Little guy on the ranch in the spring30. Word before ideals or goals31. Mix together32. When candidates are decided on35. Bronco Sanders’ number36. Explorer who led several expeditions across Colorado to find a passage through the Rockies37. Communist “chairman”39. East face of Longs Peak feature40. Parade spoiler41. Park was known to trappers as Bayou Salado43. Group which hurries to a crash site, briefly45. Cathode ray tube, in brief46. Campaign tactics, often48. Springs 50. Charisma 51. Ullmann of films or 54?53. County home to #13 across54. Its capital is Muscat55. Colorado town and its produce58. Literary inspiration for My Fair Lady

59. Boleyn or Bronte’60. Single-masted sailing vessel61. Suffix with “ideal” or “industrial”DOWN1. Business magazine2. Southern Colorado town whose name means “the north?3. Administers the oath of office5. Elementary school basics6. Cousteau’s ocean7. From the beginning8. Ship area9. Bolster with arms or supplies10. Hardy, tough12. Tribute played on a trumpet14. King of 50s TV lore15. Place for a pigeon or chicken17. Great Barrier, for one19. Chinese “truth”23. 50s hit song recorded by Johnny Mathis and Sarah Vaughn24. Where you might find a beautiful collection?25. Sahl of political humor28. Her magazine is titled “O”29. Often the last place to stop for rest or food on I70 near the Kansas border30. These might be “bad” in South Dakota33. Rio Grande County locale’ whose name means “mountain view”: Vista34. Famed Indian sidekick who rode Scout36. Spasms or uncontrollable actions37. Partner of “cheese”38. Loud noisemakers heard at hockey games or other sporting venues39. It’s home to Ft. Lewis College41. Tough times for Cargo or Tulo42. Mountain town named for an Indian chief44. Mosquito or dog follower46. Paulo 47. He helped establish RMNP49. Combining form meaning “ten:” hedron51. Mauna .52. Home for Lindsay or Mikaela53. Words said in despair56. Also57. Fly fisherman’s aid

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10 • The Senior Voice • February 2015

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Pain Free ExerciseBy Wolfgang Lambdin

The Fort Collins Good Samari-tan Center has a new piece of re-hab and exercise equipment that is the only one in Larimer County. It is used by the Denver Bron-cos, fitness centers, on the NBC Television program “The Biggest Loser,” and elsewhere.

The AlterG Anti-Gravity Treadmill has a unique feature that allows users to eliminate the impact of gravity on their bodies, making exercise and rehabilita-tion pain-free for people who otherwise experience pain from movement.

“Whether you’re dealing with chronic pain, lower body injuries, weight loss, or neurological con-ditions that inhibit mobility, you can benefit from the ‘unweight-ing’ capabilities of this machine,” said Good Samaritan official Mimi Wahlfeldt.

NBC’s Director of Sports Medicine Dr. Marc Boff said, “We are extremely fortunate to have the AlterG Anti Gravity Treadmill in our Sports Medi-cine department on the set at The Biggest Loser. With its pre-cise ability to control and ma-nipulate weight-bearing forces, it has become one of the most utilized modalities for not only its therapeutic benefits but also

for its continued weight loss results.”

The AlterG at Good Samari-tan will be available to commu-nity residents, patients, and people needing help with injury recovery, post-surgery treatment, and other conditions, said Wahlfeldt. You can see it at an open house Febru-ary 21, 10 am to 1 pm, 508 West Trilby Road. Call 658.4284. Email [email protected]. ■

Deceptive Arrogance? Federal official Sylvia Burwell recently resigned after admitting her department of Health and Human Services (HHS) inflated the number of people enrolled in Obamacare by 400,000, according to news reports. The discrepancy was discovered by Republican officials, and it prompted former HHS official Tevi Troy to say, “This fosters a belief that (administration officials) are playing fast and loose with the facts.” Tevi worked at HHS under President George W. Bush. Burwell said the mistake was made twice, which means the number of Americans who enrolled for health insurance through the new Af-fordable Care Act websites is much smaller than administration officials claimed. Rep. Darrell Issa (R-Calif.) said this incident and others show a pat-tern of “deceptive arrogance.” ■

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Page 11: February 2015

11 • The Senior Voice • February 2015

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Flaming Gorge

By P.J. Hunt Wyoming’s Flaming Gorge Lake and recreation area is a land of rock cliffs and wilderness can-yons along the Green River where explorer John Wesley Powell began his historic trip down the Grand Canyon in 1859. In fact, Powell named this re-gion when describing the Green River: “It enters the range by a flaring, brilliant, red gorge that may be seen from the north more than a score of miles away...We name it Flaming Gorge.” Mountain men like Kit Car-son and Jim Bridger held their rendezvous along the river long before the gold hunters came. Before them, for thousands of years stone-age people and In-dians lived here. Later, pioneers followed nearby trails to settle the West, as did Pony Express riders, ranchers and others. Nearby Highway 28 parallels

the historic Oregon Trail and Pony Express route. Pioneers’ covered wagon ruts are still visible at Pilot Butte and Simpson’s Hollow. This was the last part of the West to be settled, which was why outlaws like Butch Cassidy often used nearby areas as hideouts until 1900. There was no paved road in much of the area until the 1950s. Today Flaming Gorge Lake is known for fishing and boating with nearly 400 miles of shore line around the 91-mile-long lake. But there are still thousands of square miles of rugged backcoun-try that few people ever see, with wild horses, elk, moose, and other wildlife. For information, email the KOA campground at [email protected] or call 800.562.3254. ■

A New Diet Pill? Some scientists think they might have invented a diet pill that really works, said a report in the journal Nature Medicine by researchers at the Salk Institute for Biological Studies in LaJolla, California. Fexaramine “tricks the body” into losing weight. “It sends out the same signals that normally happen when you eat a lot of food, so the

body starts clearing out space to store it. But there are no calories and no change in appetite,” said researcher Ronald Evans. The pill acts only in the in-testine, not the blood stream; so it does not cause the side effects other diet pills do. Research is in the early stages, however; and no one knows when the pill might be available. ■

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12 • The Senior Voice • February 2015

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When the economy nosedived in 2008, it didn’t take long to find the crucial trigger. Wall Street banks had peddled billions of dol-lars in toxic securities after pack-ing them with sub-prime mort-gages that were sure to default. Behind the bankers’ actions, however, stood a less-visible part of the finance industry that also came under fire. The big credit-rating firms – S&P, Moody’s and Fitch – routinely blessed the secu-rities as safe investments. Two U.S. investigations found that raters compromised their in-dependence under pressure from banks and the lure of profits, becom-ing, as the government’s official in-quiry panel put it, “essential cogs in the wheel of financial destruction.” Now there is evidence the rat-

ers also may have succumbed to pressure from the bankers in an-other area: The sale of billions of dollars in bonds by states and municipalities looking to quickly cash in on the massive 1998 legal settlement with Big Tobacco. Credit-rating agencies are sup-posed to make independent judg-ments about the risks of a deal. But in their pitches for state busi-ness in tobacco bonds, bankers bragged they could manipulate the raters to get favorable treat-ment for their transactions. The claims were brazen, the documents show, with bankers saying they routinely played one firm against its competitors to win changes to rating methods, jack up a rating, or agree to rate lon-ger-term, riskier bonds.

________________For more information, see http://www.propublica.org/article/bankers-brought-rating-agencies-to-their-knees-on-tobacco-bonds. ProPublica is an independent investigative news organization (www.propublica.org). ■

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13 • The Senior Voice • February 2015

(Editor’s Note: Historian Lorena Knowlton wrote this story years ago.)

By Lorna Knowlton Early life in the Allenspark mountains (south of Estes Park) held few luxuries or even simple necessities of the time. Electricity, modern plumbing or heating systems were unavail-able. Cabins were very small; water was carried by hand from nearby springs or streams; wood was cut in the forest, hauled to the homesite, split, stacked and burned for the only heat. Primitive roads made for an isolated existence. But all remi-niscing of those early days rings with good times, neighborliness, love of the mountains, and deep satisfaction in self-reliance. Dancing was number one in mountain recreation as late as the mid-1970s. Early dances were held in the Bunce school house. Participants received a number when they arrived and then wait-ed for their number’s call in order to dance in the one square of the tiny one-room school. Dance-a-Lots began on the Ru-bendall field (now the middle of Highway 7) and later moved to a larger school house. Built in 1901 and burned in 1937, that build-ing was located a bit south of the present junction of Highway 7 and the road into Allenspark. Bill Hunt, a New York City the-ater publicist, wrote of his 1948 youthful summer in Allenspark: “The Saturday night dance at the Pow Wow Hall was where the community came together. It ran from 8 to 12 and drew people

from miles around. “We didn’t just square dance. There were polkas and two-steps, along with just plain fox-trots, westernized to give the caller (who had no microphone) a break. The evening peaked at 10 with the Virginia Reel. “Everyone old enough or capa-ble of moving got on the floor with the long lines of partners stretch-

ing lengthwise across the hall. It took anywhere from a half hour to 45 minutes to complete the en-tire rotation of couples so that all were glad when Kate threw open the kitchen for refreshments. “The last dance of the night was always a slow one, and it seems strangely romantic looking back—the sound of the violin and piano accompanied by the sput-tering and crackling of the dying fire, feet gliding silently across the floor. “To stand on the steps and look at a star spangled night, listening to the music, was truly memora-ble, as if the whole world turned

away to let the young and young-at-heart have this one moment to enjoy with those they cared for. “At times like this, it would be the only time Al Parks would show public affection for his wife, sitting next to her and gen-tly patting her hand in time with the strains of the music while she

smiled, trying to hide a school-girl blush of deep crimson. The moment touched all.”________________Lorna Knowlton wrote a book on Allenspark, “Weaving Mountain Memories.” ■

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Page 14: February 2015

14 • The Senior Voice • February 2015

Dementia Care - Green House Homes at Mirasol in Loveland is a long-term care facility that is particularly beneficial to people with dementia. The staff has received extensive training in how to communicate in a new way to reduce stress for people with dementia. The training is called the Validation Method as developed by Naomi Feil. The staff also learns the teachings of Dr. Al Power showing how to ensure well being without relying on medicines to manage changes in mood and keep people calm. All of the training provided the staff is available to the community. Call Lisa Bryant at 970.294.1323.

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Healthcare Mess?By Bill Lambdin

Healthcare is “the largest and most screwed up industry in the country,” and it doesn’t work. That’s the conclusion reached by Steven Brill, who has spent years researching healthcare in the U.S. His latest book is “America’s Bitter Pill: Money, Politics, Back-room Deals, and the Fight to Fix Our Broken Healthcare System.” He says the new Affordable Care Act (Obamacare) makes health in-surance available to more Ameri-cans, but it does nothing to reduce the costs of healthcare—which is the real problem that congress, the presi-dent, and others refuse to deal with. Why won’t they deal with it? Money, said Brill. Lobbyists with drug companies, insurers, and pro-viders have bought off government officials. The drug industry, for instance, made deals that allowed the new

healthcare law to pass if it guaran-teed their high drug prices wouldn’t be affected. And they weren’t, said Brill. Americans continue to pay 50 to 60 percent more for drugs than people in other modern countries. The law also allows insurance companies to charge deductibles that are so high many patients can-not afford to use their insurance, Brill said. “It can only get better when people decide that, as healthcare consumers and taxpayers, they’re not going to let the lobbyists in Washington for the hospital indus-try, the drug industry, the medical device industry have their way,” said Brill. Those lobbyists spent nearly $180 million last year. Ultimately, Brill says, our healthcare system shows how dys-functional Washington has become and makes him wonder if we can “do the nation’s business in Wash-ington.” ■

Comparing Health Care How does healthcare for ma-ture Americans compare with that in other industrialized countries? “As good as Medicare is...it still isn’t as protective as the coverage people get in other countries,” said researcher Robin Osborn with the Commonwealth Fund, which conducts many stud-ies on healthcare. Nearly 20% of Medicare par-ticipants say costs prevent them from seeing doctors, filling pre-scriptions, and getting tests and

treatment. Far fewer people in other countries say that, including surveys in Germany, France, Hol-land, Norway, and Sweden. Americans have more trouble seeing a doctor soon than other countries’ retirees, and we have more trouble getting after-hours care. Consequently we use emer-gency rooms more. However our doctors spend more time with us and manage chronic problems better, said re-searchers.■

Cancer Treatment Mature women with early stage breast cancer receive radiation therapy that is not recommended, said reports from the journal Can-cer and the American Society for Radiation Oncology. A randomized clinical trial considered the best study done said giving radiation to such pa-tients who had received surgery and the drug tamoxifen did not improve survival rates. Yet recent research shows that two-thirds of

such women over age 70 received radiation treatment. Researchers think doctors sim-ply might be reluctant to change treatments they think worked in the past. “It might be challenging for practitioners to incorporate clinical data that involves omit-ting a treatment that was previ-ously considered standard care,” said researcher Dr. Rachel Blitz-blau at Duke University. ■

LettersLetters

Page 15: February 2015

15 • The Senior Voice • February 2015

This was said to be an actual bricklayer’s accident report that was printed in a newsletter of the American Insurance Journal. Dear Sir: I am writing in re-sponse to your request for ad-ditional information. I put “poor planning” as the cause of my ac-cident. I was alone on the roof of a new six-story building. When I completed my work, I found that I had some bricks left over which, when weighed later, were found to be slightly more than 500 pounds. Rather than carry the bricks down by hand, I decided to lower them in a barrel by using a pulley that was attached to the side of the building on the sixth floor. Securing the rope at ground level, I went up to the roof, swung the barrel over and loaded the

bricks into it. Then I went down and untied the rope, holding it tightly to ensure a slow descent of the bricks. I weigh 135 pounds. Due to my surprise at being jerked off the ground so suddenly, I lost my presence of mind and forgot to let go of the rope. I proceeded at a rapid rate up the side of the build-ing. I continued my rapid ascent, not stopping until the fingers on my right hand were two knuckles deep into the pulley. Fortunately by this time I had regained my presence of mind and was able to hold tightly to the rope, in spite of beginning to experience a great deal of pain. At approximately the same time, however, the barrel of bricks hit the ground and the bot-tom fell out of the barrel. Now without the weight of the bricks,

the barrel weighed approximately 50 pounds. I refer you again to my weight. I began a rapid descent down the side of the building. In the vicin-ity of the third floor, I met the bar-rel coming up. This accounts for the two fractured ankles, broken tooth and several lacerations of my legs and lower body. The encounter with the barrel seemed to slow me, but I fell into the pile of bricks; and three verte-brae were cracked. As I lay there on the pile of bricks, unable to move, I again lost my presence of mind and let go of the rope. I then lay there watching the empty barrel begin-ning its journey back down onto me. This explains the two broken legs. I hope this answers your ques-tions. n

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16 • The Senior Voice • February 2015

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