2 3 4 5 Sources 65 Over Next 19 Years - U.S. Dept. of Commerce, Economics and Statistics Administration. U.S. Census Bureau, May 2010. “The Next.

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•65 Over Next 19 Years - U.S. Dept. of Commerce, Economics and Statistics Administration. U.S. Census Bureau, May 2010.•“The Next Four Decades – The Older Population in the U.S.: 2010-2050; Affordable Care Act = ”Patient Protection and•15% Demand Increase – CBO Budget Outlook 2012•3 Trillion Healthcare Cost = Centers for Medicare & Medicaid Services. National Health Expenditure Data, 2012-13.•Travelers Medical Advantage - Proven Results:

– Travelers Data Based on Services paid in 2010, evaluated as of 2011– Travelers Data Based on 2012 accidents evaluated as of 12/31/12– Travelers Data Based on 2009-2012 accidents evaluated as of 12/31/12– AM Best 5 Year History Report AM Best Line 2008-2012: Workers Compensation; State: All; Company Group: All; Summary Lines: All;

Writers: All; First Party: All; Comm Lines Incl: All– NCCI WC Prescription Drug Study Update – August 2011

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