Mitigating the challenges posed by the rise in life expectancy

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Mitigating the challenges posed by the rise in life expectancy

D.Venkatesh,School of Management

Sri Krishna College of Engineering and Technology, Coimbatore.

LIFE EXPECTANCY

Average No. of years which a person may expect to live, according to the mortality pattern prevalent in that country

India and Other countriesIndia

1901 - 24 years2001 - 64 years2015 - 67 years according to SRS

Other CountriesMyanmar - 54 yearsUSA - 79 yearsJapan - 84 years

Major Issues by raise in life expectancy

1.Health CareCommunicable DiseasesDengue, H1N1, Chikungunya

Non Communicable DiseasesDiabetes,Hypertension,Cancer

2.Social issuesFood Shortage

Employment opportunitiesShelter-Housing

Population Density

1901 : 77/sq.km2001: 324/sq.kmPresent stage in India:Late Expanding:

Birth Rate, Death Rate is Decreasing

Result:17% in world population, next to China(21%).USA is 4% only.

3.Economic issuesPoor – RichRural - Urban

Mitigating Challenges

Health CareHealth Insurance1.Government-CM Health Insurance Scheme2.Public Companies-LIC3.Private

Why LIC?Largest networkPenetration even in remote village hamletsSchemes:Affordable,Accessible,AccepatableReliablityHassle free Disbursement

Food

Security for shortageIncrease productivity

That has been ensured by Crop insurance, Weather insurance,Rainfall insurance, Cardomam,Coconut,Potato insurances

Employment

GovernmentPrivateSelf Help GroupsSelf Employment

Shelter

Government projects:Housing Board,Slum Clearance BoardHousing Loan by Banking & Non banking SectorsLIC plays a major role.

Family Planning

• Delay the first• Postpone the second• Deny the third

Effort Never Dies

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