1. Netherlands Roadshow 23 May 2008 Mikael Inglander CFO 2. (2) Latvia Total population: 2.3m Employees: 2,653 Private customers: 0.8m Corp. customers: 55,000 Branches: 73…

1. Abu Dhabi Roadshow 18 March 2008 Mikael Inglander CFO 2. (2) Latvia Total population: 2.3m Employees: 2,501 Private customers: 0.8m Corp. customers: 53,000 Branches: 77…

1. London roadshow 18-19 February 2008 Mikael Inglander CFO 2. (2) 2007 – A successful and eventful year • Profit attributable to shareholders increased 10% to SEK 12bn…

1. US Roadshow 19-20 February 2008 Jan Lidén CEO 2. (2) 2007 – A successful and eventful year • Profit attributable to shareholders increased 10% to SEK 12bn – Net…

1. London Roadshow 5-6 May 2008 Mikael Inglander CFO 2. (2) Core business is doing well – challenging financial markets • Solid business development with corporates and…