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1. HMS GroupInvestor Presentation June 2011 2. DisclaimerThe information contained herein has been prepared using information available to HMS Group (“HMS”or “Group”…

1. STRATEGY MARKET SHARE HIGH LEVEL OF CORPORATE GOVERNANCE INVESTMENT APPEAL CONTROL 6М 2013 RESULTS (IFRS) | 03 October 2013 | VTB Capital Investment Forum «RUSSIA CALLING!»,…

1. THE RUSSIA FORUM 2013 | 16-19 April 2013 | Moscow, RussiaIDGC OF CENTRE:FY 2012 RESULTS& OUTLOOK FOR 2013 2. Overview of the CompanyMarket Cap2, RUB bn 24,6Market…

2 All information for the investors is available on the Bank’s web site: https://www.bspb.ru/en/investors/ Contact information: E-mail: [email protected] Phone: +7 812 332 78…

* Presentation October 2010 Overview * Investment grade credit ratings that are among highest for Russian banks Diversified business model spanning corporate, retail, private…