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Slide 1 www.hiscox.com Aerospace Bloodstock Classic Cars Employers’ Liability Energy Financial Institutions Fine Art High Value Household Kidnap & Ransom Marine Media…

Documents 12 September 2005

A Strong Performance Return on equity** (%) FY 2004 HY 2004 29.4 20.6 35.9 ** annualised, based on adjusted opening shareholder’s funds HY 2005 * H1 H2 FY 2004 HY 2004…

Documents March 2005

Strong Results 2003 2004 Combined Ratio (%) 93.0 Profit before Tax (£m) 2003 2004 77.0 83.4 * Operating Profit* (£m) 2003 2004 86.3 77.1 87.2 *Based on longer term investment…