1. 3Q12 Institutional Presentation 2. SummaryHistory and ProfilePINEHistoryBusiness StrategyCompetitive LandscapeFocus on the ClientCorporate CreditFICCPINE InvestimentosDistributionPillarsRating…

1. Institutional Presentation2Q12 2. SummaryHistory and ProfilePINEHistoryBusiness StrategyCompetitive LandscapeFocus on the ClientCorporate CreditFICCPINE InvestimentosPillarsRating…

1. Institutional Presentation1Q12 2. SummaryHistory and ProfilePINEHistoryBusiness StrategyCompetitive LandscapeFocus on the ClientCorporate CreditHedging DeskPINE Investimentos…

1. 4Q12 Institutional Presentation 2. Summary History and Profile PINE History Business Strategy Competitive Landscape Focus on the Client Corporate Credit FICC PINE Investimentos…

Audited Financial Results for the year ended 31st March 2009 KEY INDICATORS KEY INDICATORS KEY INDICATORS NET INTEREST INCOME NON INTEREST INCOME OPERATING EXPENSES PROVISION…