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Marketing Strategies HSBC Table of Contents Executive Summary.......................................................................................................................................…

Documents Michael J. Cushman President/CEO Sandler O’Neill & Partners, LP West Coast Financial Services...

Slide 1 Michael J. Cushman President/CEO Sandler O’Neill & Partners, LP West Coast Financial Services Conference March 9, 2006 (NASDAQ: NOVB) Slide 2 2 Disclaimer Disclosure…