Knowledge Building Across Community Land Trusts In
Europe and the United States
Belgium – July 1, 2nd, 2013
Community and Resident Engagement: Champlain Housing Trust
Brenda M. Torpy, CEO
Community and Resident
Engagement
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Founding
• Local Government Support – Weak• Reaction/ Opposition• Find Natural Allies• Find Unlikely Allies
BIG TENT
ORGANIZATION
A nonprofit corporation with member- ship open to anyone living within the CLT’s geographically defined “community”
Balance of interests on the governing board
Community/Resident Engagement Built In
1984-90: City of Burlington1991-93: Chittenden CountyNow: Chittenden, Franklin and Grand Isle Counties
Always: Old North End of Burlington, Target Area
Membership Service Area
Members’ Powers
• Board
• By-laws
• Resale Formula
• Land Disposition
Members’ Contributions
• Dues : One dollar• Donate• Advocate/ Action• Testify• Volunteer
Member Engagement
• Newsletters• Annual Meeting• Annual Picnic• Events• Celebrations• New benefits 2014-16
Member Engagement - $$
Homes Forever Fund HopeBuilder BreakfastsCornerstone CampaignAnnual Community Campaign
Resident Members
HomelessSpecial needsVery lowLow income
To 100% median income
Residents Powers
• Elect Their Board Seats• Join in electing full board• Supermajority Requirements• Quorum requirements• Free Homebuyer Education• Co-ops Elect Committee
Resident Contributions
• All Member Activities• Tell their Stories• Surveys, Data• Board Service• New benefits 2014-16
Resident Engagement• As all Members• New benefits 2014-16
Also, for Access to CHT Rentals and Homeownership
Outreach/MarketingPrograms/Services
All Media
Marketing and Outreach
Renters• Partnerships- Special Needs/Homeless• Ready Set Rent- At Risk• Compliance With Federal Programs
Homeowners - Outreach• Homeownership classes open to all • Credit counseling• 70% buy shared- Equity now
Homeowners - PurchaseFour Ways to Purchase
1) Buyer-Driven2) New Projects3) Resales4) Conversions from Rental
Homeowners - Purchase
Must Complete Class
Mortgage Qualified
Income Eligibility
Credit Check
Selection criteria:
point system if needed
Homeowners - Post-Purchase
Workshops & Other Services:
Workshops on home maintenance (energy efficiency), landscaping, protecting your home equity, tax workshops, refinancing and more! Financial Fitness programs Post purchase counseling Delinquency & Foreclosure Assistance Resale Assistance
Don’t Forget The Community in CLT!
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