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Page 1: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Five Truths To Defining

Mortgage StrategyCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

Page 2: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

You Ought To

Think bout ThatThursday, June 27, 13

Page 3: Five Truths to Defining Mortgage Strategy (Webinar Slides)

What is Strategy?

A high level plan to shape the future.

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

Page 4: Five Truths to Defining Mortgage Strategy (Webinar Slides)

The Five Truths

Today’s Facts

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Vision Commitment

PPT Measurement

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Page 5: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Truth #1

Today’s FactsCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

Page 6: Five Truths to Defining Mortgage Strategy (Webinar Slides)

The American Dream

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is alive and well.Thursday, June 27, 13

Page 7: Five Truths to Defining Mortgage Strategy (Webinar Slides)

No refi for you

or any other lender.Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

Page 8: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Pay attention to

rate trendsCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

Page 9: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Ability to Repay RulesCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Qualified Mortgage &

Thursday, June 27, 13

Page 10: Five Truths to Defining Mortgage Strategy (Webinar Slides)

VisionCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Truth #2

Thursday, June 27, 13

Page 11: Five Truths to Defining Mortgage Strategy (Webinar Slides)

An Example Vision Statement

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We will be a top three purchase-money residential real estate lender in our market, catering to first-time homebuyers throughout their lifetime of homeownership.

Thursday, June 27, 13

Page 12: Five Truths to Defining Mortgage Strategy (Webinar Slides)

CommitmentCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Truth #3

Thursday, June 27, 13

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Characteristics & Responsibilities

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Thursday, June 27, 13

Page 14: Five Truths to Defining Mortgage Strategy (Webinar Slides)

What’s your...

...Member ShareCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

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PPTCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Truth #4

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Page 16: Five Truths to Defining Mortgage Strategy (Webinar Slides)

MeasurementCopyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Truth #5

Thursday, June 27, 13

Page 17: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Four Internal Measures

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Member Share Pull-Through

Productivity Cost-to-Close

Thursday, June 27, 13

Page 18: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Two External Measures

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Affordability IndexThursday, June 27, 13

Page 19: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Two External Measures

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Homeownership RateThursday, June 27, 13

Page 20: Five Truths to Defining Mortgage Strategy (Webinar Slides)

What Next?

Download Resource Material

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Page 21: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Download the eBook

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Go To News & Media > White Papers

atwww.mortgagecadence.com

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Page 22: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Download the White Paper

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Go To News & Media > White Papers

atwww.mortgagecadence.com

Thursday, June 27, 13

Page 23: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Download the White Paper

Go To News & Media > White Papers

atwww.mortgagecadence.com

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13

Page 24: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Contact Information

Nizar Hashlamon: [email protected] Dan Green: [email protected]

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

608.770.7861 206.321.6773

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Page 25: Five Truths to Defining Mortgage Strategy (Webinar Slides)

Copyright 2013. Mortgage Cadence, LLC. All Rights Reserved.

Thursday, June 27, 13