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Vision
Overview of Company
Company Profile
Comparison Tools Overview
Q & A
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Help people in India make sound personal finance decisions with product comparison tools, advice and news.
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• Innovative comparison tools that help people compare key attributes of financial products and find the best options available.
• Tools available currently help people find the best fixed deposits, loans and credit cards in India with a few easy steps.
• Strong platform built for comparison of financial products
• Comprehensive, objective, up-to-date data that is updated daily with a proprietary change detection technology.
• Advice, tips and news to help understand complex financial topics and follow latest trends in personal finance products.
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• Started in late 2007, based in Hyderabad.• Strong experienced team dedicated to bringing the highest quality
personal finance information to the people.• Ram Vishnu: Founder and CEO. B. Tech from IIT Kharagpur and
PhD from University of Minnesota. Background in IT and Telecommunications and Banking.
• Continual Focus on:– Bringing compelling products to people– Improving user experiences on website– Strengthening platforms for additional products and growing
user traffic• Revenue Model: Based on advertisements and lead generation.• Open to strategic alliances / business partnerships.
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Home Loans
Car Loans
Two Wheeler Loans
Educational Loans
Personal Loans
Credit Cards
Travel Loans
Insurance Products
Fixed Deposits
Identify key attributes and support product comparison based on them
Reverse Mortgages
Property Loans
Loans against Rent
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• Compare key attributes of home loans
– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees
• Comparators perform loan eligibility checks to narrow available loans
• 4 comparison options
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Loan Amount
Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator
Interest Rate
Loan Period
Loan Type(Floating/Fixed)
Personal Information(Salary/Age etc.)
EMI
Margin
Fees
Total Payments(Interest + Fees)
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EMI
Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator
Interest Rate
Loan Period
Loan Type(Floating/Fixed)
Personal Information(Salary/Age etc.)
Loan Amount
Margin
Fees
Total Payments(Interest + Fees)
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Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator
Interest Rate
Loan Period
All/Selected Institutions
EMI (for loan of Rs. 1 lac)
Margin
Fees
Maximum Loan Amount
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Ratekhoj Home Loan Ratekhoj Home Loan ComparatorComparator
Interest Rate
Loan Period
All/Selected Institutions
EMI (for loan of Rs. 1 lac)
Margin
Fees
Maximum Loan Amount
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• Help compare key features of car loans
– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees
• Loan eligibility checks done to narrow available loans
• 3 comparison options
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Loan Amount
Ratekhoj Car Loan Ratekhoj Car Loan ComparatorComparator
Interest Rate
Loan Period
Car Type:New/Pre-owned/Any
Personal Information(Salary etc.)
EMI
Margin
Fees
Total Payments(Interest + Fees)
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EMI
Ratekhoj Car Loan Ratekhoj Car Loan ComparatorComparator
Interest Rate
Loan Period
Personal Information(Salary etc.)
Loan Amount
Margin
Fees
Total Payments(Interest + Fees)
Car Type:New/Pre-owned/Any
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Ratekhoj Car Loan Ratekhoj Car Loan ComparatorComparator
Interest Rate
Loan Period
EMI (for loan of Rs. 1 lac)
Margin
Fees
Maximum Loan Amount
Car Type:New/Pre-owned/Any
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• Help compare key features of two-wheeler loans
– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees
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Ratekhoj Two-Ratekhoj Two-Wheeler Loan Wheeler Loan ComparatorComparator
Interest Rate
Loan Period
EMI (for loan of Rs. 1 lac)
Margin
Fees
Maximum Loan Amount
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• Help compare key features of personal loans
– Interest Rates– EMI– Loan Amounts– Margin Amounts– Total Loan Payments– Max Loan Amounts– Fees
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Ratekhoj Personal Ratekhoj Personal Loan ComparatorLoan Comparator
Interest Rate
Loan Period
EMI (for loan of Rs. 1 lac)
Margin
Fees
Maximum Loan Amount
Loan Category:Unsecured/Shares
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• Compare key features of educational loans
– Interest Rates– EMI– Repayment Period after
completion of studies– Margin Amounts– Rates for studies in India and
abroad– Fees
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Ratekhoj Ratekhoj Educational Loan Educational Loan
ComparatorComparatorLoan Amount
EMI (for loan of Rs. 1 lac)
Repayment Period
Fees
Study Location:India or Abroad
Interest Rates
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• Helps people find the highest fixed deposit rates in India
• Rates from all Banks, NBFCs/companies and Post Office.
• Comparison of Fixed Deposits for non-senior citizens as well as seniors
• Comparison of Tax Savings Fixed Deposits
• FCNR/NRE/NRO rates for NRIs
• Top 20 lists for highest fixed deposit interest rates.
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• Helps people compare and find the credit cards that best match their requirements
• Comprehensive database with all credit cards in India included
• Quick links to find credit cards by features as well as card issuers.
• Credit Card Comparator to compare and find best credit cards based on:
– Annual fees
– Add-on card fees
– Fuel surcharge waiver
– Rewards
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