You’ll love how simple we make it... · You’re always in control of accepting or declining proposed offers Elopa will advertise your Open House event across various media platforms

You’ll love howsimple we make it

ELOPA – WE’RE RIGHT HERE, JUST FOR YOU!“Thank you for choosing Elopa, your expert local property agent. We are delighted to introduce you to a new innovative way of marketing homes. The way people buy, sell, let and rent residential property is changing and whilst some agents are keen to remain firmly on the high street and others are completely online, we offer a service that sits somewhere in between.

We’ve kept all the fantastic benefits offered by great traditional estate agents and added a little extra magic so we can promise selling your home is going to be a smooth and stress free experience. With no tie-in's or upfront fees, more home owners are moving the Elopa way!

We offer every customer a face to face personal service, delivering the very best customer journey by our experienced team of property experts. Communication is an instrumental part of the way we deliver our process.

Elopa is the complete solution to every aspect involved in selling your property, we offer a first class all round service from arranging new mortgage applications, effective marketing across a multitude of platforms, arranging the conveyancing with our approved panel of solicitors and we can even help with your domestic utilities once you’re in your new home.

It’s our promise to give you an honest, professional and efficient experience and we look forward to making you happy because we know, “You’ll love what we do.”

Kind Regards,

ALEC LINSLEY – MANAGING DIRECTOR, ELOPA ESTATE AGENTS

Alec Linsley

HOW WE CAN SELL FOR FREEElopa home movers are enjoying our proven sales process which enables us to sell properties without any fees or commissions to the vendor. We do so by explaining the benefits of paying a Buyer's Commitment Fee of £1,000 (inclusive of VAT). Although it’s an optional fee, more and more home buyers are enjoying the benefits as it secures their offer and limits the chance of the sale falling through.

If a buyer is not in a position to pay the fee, we revert to a traditional “no sale no fee” method. In these circumstances, the £1,000 fee is paid by the vendor once the sale completes.

As well as selling properties the traditional way, we can also market properties using Open House.

WHAT IS OPEN HOUSE? Open House allows many interested parties to view your property at the same

time

Creates excitement often resulting in multiple offers leading to the best price being achieved

Using a guide price widens the price range and your target audience, which opens up more opportunities to reach more potential buyers

IS YOUR PROPERTY RIGHT FOR AN OPEN HOUSE? All properties can be sold using open house, regardless of size, type,

location or value

You’re always in control of accepting or declining proposed offers

Elopa will advertise your Open House event across various media platforms

It’s simple and easy, creating excitement within a convenient 45 minute window

Price ranges are better than a fixed price to attract a wider audience

Once an offer is agreed in principle, the Buyer’s Commitment Fee secures the sale, meaning it’s less likely to fall through

If your home doesn’t sell first time around, Open House can be repeated, or we can revert back to traditional estate agency methods

MEET & GREET Your Elopa Agent will tell you all about Elopa and guide you through the valuation process, take the photographs, measurements and gather information about your property.

PRESS THE BUTTON Once you’re happy and give Elopa the green light to start marketing your property, your details go live on the major property portals. We will also create a social media campaign further promoting your property and your FOR SALE sign will be erected soon after.

YOUR ELOPA JOURNEY

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WELCOMEOnce you’ve chosen Elopa as your preferred choice of estate agent, your own expert local property agent will be assigned to your case. An appointment will be made to visit your home and lead you through the journey so you know what to expect.

SHOWCASE YOUR PROPERTYIt’s time for your property to shine, bake your cakes, put the kettle on… once your guests arrive, your warm welcome will give you the best chance to answer any questionsthe buyers may have.

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FEEDBACK Registered viewers will be contacted by Elopa to obtain feedback and attract the best offers on your property. Any feedback or offer will be relayed to you.

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TIME TO CELEBRATE It’s all done! Your property is now sold, congratulations from Elopa.

SOLD Elopa will introduce you to the benefits of Elopa Easy Move, assisting with nominating your solicitor of choice from a panel of Elopa approved conveyancers enabling a smooth instruction.

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COMMUNICATIONElopa will give regular updates to you as to how many buyers are interested in your property and how it's performing on the property portals.

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ELOPA FIRST TIME BUYER PROPERTY SERVICEIf you are dreaming of buying your first home but not sure where to start, our expert property team can guide you through the process in the first steps of your property buying journey. Buying a home can be a very daunting experience at the best of times, so our trained purchasing team can help you with information about what to expect from your experience, offer expertise and assistance from finding a property, arranging a viewing through to making an offer. We can also introduce you to our third party partners who can advise you on mortgages and conveyancing.

Once you’ve chosen your dream home – we’ll be on hand to help you start your buying process and form comparable reports to help support your offer giving you peace of mind to know you’re on the right path. We’ll cover everything you need from the valuation and surveys through to exchanging contracts and assisting with the legal work involved with your purchase.

A typical home buying process requires a number of specialist roles and Elopa can offer advice or assistance. So if you’re buying your first home Elopa can help you every step of the way.

WHAT DOES OUR PROPERTY BUYING SERVICE COVER ? FREE initial consultation by an Elopa representative

Guidance – We provide all necessary practical guidance on finding the perfect property marketed by other estate agents

Mortgage Requirements – We can introduce you to Elopa 3rd party regulated mortgage brokers to provide relevant advice and recommendations on mortgage and insurance requirements

Instruction – Elopa can help you instruct recommended conveyancers who can provide all of the required legal advice needed to buy a property. We are on hand every step of the way to explain the process and assist with the completion of any paperwork

Maintenance – our recommended building services can be available to advise on any potential building improvements to support submitted offers

Support – Elopa provides unbiased support giving confidence to home buyers who will receive a complete all round service from our expert property team

OUR FEEThe initial consultation is FREE OF CHARGE, while the overall fee for the Elopa Property Buying Service is £250 (inclusive of VAT).

The buying service cannot be offered to any property which is being marketed by Elopa

PACKAGE

Your Elopa agent can ensure your moving in process runs smoothly, arranging council tax, utilities, broadband, telecoms and any building maintenance that may be required for your new property.

FIRST TIME BUYER – PROPERTY BUYING ROAD MAP

WELCOME

Once you’ve chosen Elopa to help you with your buying journey you will be assigned an agent to explain the process and arrange a FREE consultation.

VIEWINGS

Once you have notified our purchasing team of your favoured properties – we will then act on your behalf with the selling agent to arrange your viewings and provide your feedback.

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FREE CONSULTATION

We will take your property requirements and formulate a strategy to find the perfect property at the right price.

REPORTS

When you settle on a property – our valuation expert will arrange to personally view the property to allow us to form an independent comparable report to support impending offers.

MAKING THE OFFER

If you’re happy with our reports, our team will start the offer process and once the offer is accepted they will assist with recommending a solicitor to handle the conveyancing.

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SUPPORT

The ELOPA support team will be available to assist with all the necessary legal requirements of the purchase.

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When the property sale completes we’ll arrange for you to collect the keys for your new home.

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Stage 3

From April 2019, the higher–rate tax relief has only been applicable to 25% of a landlord’s mortgage interest costs, whereas the remaining 75% will be at the basic rate.

Stage 4

From April 2021, investor landlords will only be able to claim tax relief at the basic rate of 20%.

Contact our team to arrange your FREE property portfolio review today.

ARE YOU LOOKING TO PURCHASE BUY TO LET INVESTMENT PROPERTIES? We are helping an increasing number of landlords build their portfolios

using an exclusive portal called Elopa Exchange. It provides the perfect opportunity for investors searching for specific properties to match individual requirements

Elopa Exchange properties are not sourced, they come direct from landlords and homeowners ensuring genuine investment opportunities with low cost fees

Our investment properties are generally sold below the true market value and are not available on the open market

Properties marketed on Elopa Exchange generally provide realistic yields of circa 8%

Elopa Exchange provides a complete sourcing package for only £1000 per property

Elopa Exchange are experts in building bespoke investment property portfolios to suit any requirements

Elopa Lettings offer a fixed fee management service for only £50 (inclusive of VAT) per property regardless of the rental value on properties sourced through Elopa Exchange

DO YOU HAVE AN INVESTMENT PROPERTY TO SELL? Elopa have investors ready to buy your property

You can secure your rental income until the day the sale completes

Sell your property with or without a tenant for a fixed fee of £1000 inclusive of VAT

Could Section 24 better known as 'THE TENANT TAX' be a cause for concern?

SECTION 24 – WHAT IS IT? AND WILL IT AFFECT YOU? Section 24 was introduced in April 2017. What it means is that for Buy to Let private landlords, you will no longer be able to claim mortgage interest rate relief as tax deductible. Instead by 2021, rental profit will be taxed with a maximum deduction for finance costs of 20% (the basic tax rate).

The full name of the act is Section 24 of the Finance (no. 2) Act 2015, also known as the Tenant Tax because of the legal case launched to challenge the act.

As a Buy to Let landlord, you will be affected by Section 24 if you pay any kind of loan or mortgage interest on your rental property; and if its a large proportion of your costs, you will now start to pay tax on these costs, as well as your profit.

WHAT ARE THE CHANGES TO TAX DEDUCTIBLE COSTS?Stages 1 & 2 (already implemented)

From April 6th 2017, the higher–rate tax relief could still be claimed on the first 75% of your mortgage interest costs. The remaining 25%

had the basic rate of tax relief applied.

From April 6th 2018, the amount of tax relief you could claim at the higher rates was reduced to 50% of

your mortgage interest costs. The remaining 50% will have had the basic rate of tax relief applied.

ELOPA LETTINGS & LANDLORD SERVICES Whether you’re a landlord looking for a tenant or a tenant interested in renting, our team of experts in Elopa lettings are happy to help. We can provide a variety of services to landlords looking to let their property including a full property management service for a fixed fee of £50 (inclusive of VAT) per property regardless of the monthly rental income. Our team of expert property agents have over 20 years of experience and provide trusted support and advice on rental potential to landlords to give peace of mind and confidence in our abilities.

FEATURES & BENEFITS We provide investment property valuations and advise on the potential

income a landlord may be able to obtain on the current market

Elopa Lettings can market your property on various property portals

Offer accompanied viewings

We ensure that all prospective tenants complete a detailed application form and can also request a guarantor conducts appropriate credit references

Attend to the receipt of rent

Professional advice is on hand regarding key requirements such as gas certificates (CP12) and electrical certificates (NEIC) where required and if necessary we can arrange for the appropriate tests to be made

Our lettings department can advise and action on total or partial property refurbishment via our maintenance team. We can assist landlords and tenants with the check in and check out procedure at the start and end of each tenancy

Elopa will ensure that your investment property is actively marketed to suitable tenants and will endeavour to keep you updated on all legalities, providing peace of mind that your best interests are being considered at all times

ELOPA EASYMOVE – HERE TO HELP

CONVEYANCING POWERED BY Here it is at last, a true cost comparison quotation facility for buying, selling or moving house, offering a fast and efficient opportunity to instruct approved solicitors with no hidden costs at a price you’ll love, now there’s a first!

Elopa Easy Move is a simple, quick and efficient way to select the ideal law firm for your conveyancing via a comparison site which offers an exceptional service whilst also including a free home buyer protection cover during the process.

Here’s how it works for you:

Quote and Instruction – You can choose your law firm by mortgage lender, location, price and service rating, with a complete legal conveyancing service through our approved solicitor panel

Real Time All Inclusive & Guaranteed Quotes – The price you are quoted is the price you pay. There’s no hidden charges and no unexpected additions to your legal fees

Individual Case Tracking – Homebuyers, sellers or home movers, take advantage of regular updates during the conveyancing process, you will have up–to–date status reports available allowing you to remain in complete control

Protection – Free Home Buyer Protection. Elopa Easy Move provides cover for conveyancing fees, mortgage arrangement fees, survey fees and valuation fees up to a combined (aggregate) maximum payment of £600 in the unlikely event of your property sale falling through

LEGAL

ELOPA APPROVED INTERMEDIARY BENEFITSAn advantage of arranging your mortgage through our 3rd party regulated brokers is they have access to an extensive range of mortgage products. Our approved brokers provide you with advice and recommendations based on your individual circumstances ensuring the mortgage that’s recommended is the best option for you.

Many deals are exclusive through our approved Elopa brokers and as a result enable them to offer lending deals that wouldn’t be available elsewhere

Our brokers will be able to suggest which lenders will be most likely to approve your application

Save time by cutting down on both the research you need to do and the number of applications you’ll need to fill in

You’ll only need to provide your information once and they’ll be able to use it to find a suitable deal and submit an application

Our recommended intermediary's are experienced in researching the whole of market, giving them access to the best deals in the marketplace as and when they become available

We’re here for you!

03300 88 66 87 [email protected] www.elopa.co.uk

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT

03300 88 66 87 [email protected]

TO FIND OUT MORE...

Elopa, Signature House, 3 Azure Court, Doxford International Business Park, Sunderland SR3 3BE

“Buy with confidence... Sell with confidence”

For a complete all round service

Whole of market advisers – chosen from our FCA qualified local broker panel to suit YOUR needs

Full property marketing service – including across all popular online platforms

Complete conveyancing service – with our approved panel of solicitors

The Elopa promise – to give you an honest, professional and efficient experience