TRUMBULL COUNTY, OHIOcommissioners.co.trumbull.oh.us › pdfs › Bids › Trumbull County...profile by census tract in Trumbull County is shown in the Appendix. Between 1980 and 2010,

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TRUMBULL COUNTY, OHIO

ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE

2015 – 2019

Prepared by the Trumbull County Planning Commission for the Ohio Development Services Agency and the U.S.

Department of Housing and Urban Development

2015 Trumbull County Analysis of Impediments to Fair Housing Choice

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CONTENTS

List of Figures .................................................................................................................................. iv

List of Maps ...................................................................................................................................... v

Introduction .................................................................................................................................... 1

Federal Fair Housing Law ............................................................................................................ 1

Ohio Fair Housing Law ................................................................................................................. 1

Who Conducted the Analysis of impediments ............................................................................ 2

Methodology Used ...................................................................................................................... 3

How Funded ................................................................................................................................ 3

Trumbull County Background Data ................................................................................................. 4

Demographic Data ....................................................................................................................... 4

Income Characteristics .............................................................................................................. 11

Employment and Transportation Profile .................................................................................. 12

Housing Profile .......................................................................................................................... 17

Foreclosures........................................................................................................................... 21

Maps .......................................................................................................................................... 22

Evaluation of Jurisdiction’s Current Fair Housing Profile ............................................................. 27

Existence of Fair Housing Complaints ....................................................................................... 27

Identification of Other Fair Housing Concerns or Problems ..................................................... 28

Private Market Issues .................................................................................................................... 29

The Sale or Rental of Housing ................................................................................................... 29

Provision of Housing Brokerage Services .................................................................................. 29

Provision of Financing Assistance for Dwellings ....................................................................... 30

Public policies and actions used in the approval process for the construction of publicly assisted

housing .......................................................................................................................................... 31

Trumbull County Housing Collaborative ............................................................................... 31

Limited English Proficiency .................................................................................................... 31


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Trumbull Metropolitan Housing Authority ............................................................................ 31

Housing Programs and Activities ........................................................................................... 32

Community Reinvestment Areas ........................................................................................... 33

Local Zoning Laws and Policies .............................................................................................. 33

Conclusions and Recommendations ............................................................................................. 33

Impediments, Fair Housing Concerns, or Problems .................................................................. 33

Action Plan to Address Impediments to Fair Housing .............................................................. 34

Affordable and Accessible Housing ....................................................................................... 34

Landlord/Tenant Disputes ..................................................................................................... 34

Not in My Backyard (NIMBY) Syndrome ............................................................................... 34

Historic Segregation .............................................................................................................. 34

Education ............................................................................................................................... 35

Data Collection ...................................................................................................................... 35

Appendix ....................................................................................................................................... 36


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LIST OF FIGURES

Figure 1 – City of Warren Population Growth ................................................................................ 4

Figure 2 – City of Niles Population Growth ..................................................................................... 5

Figure 3 – Trumbull County Population Growth ............................................................................. 5

Figure 4 ‐ State of Ohio Population Growth ................................................................................... 6

Figure 5 ‐ Race ................................................................................................................................. 6

Figure 6 ‐ Ethnicity .......................................................................................................................... 7

Figure 7 ‐ Age and Gender in the City of Warren ........................................................................... 7

Figure 8 – Age and Gender in the City of Niles ............................................................................... 8

Figure 9 – Age and Gender in Trumbull County ............................................................................. 8

Figure 10 ‐ Disability Status ............................................................................................................. 9

Figure 11 ‐ Selected Household Type ............................................................................................. 9

Figure 12 – Selected Households by Type ...................................................................................... 9

Figure 13 ‐ Educational Attainment .............................................................................................. 10

Figure 14 ‐ Median Household Income ......................................................................................... 11

Figure 15 ‐ Employment Status in Trumbull County ..................................................................... 12

Figure 16 ‐ Industry by Sex and Median Earnings in the Past 12 Months for the Civilian

Employed Population 16 Years and Over ..................................................................................... 13

Figure 17 ‐ Largest Employers in Trumbull County ....................................................................... 14

Figure 18 ‐ Travel Time to Work ................................................................................................... 14

Figure 19 ‐ Units in Structure ........................................................................................................ 17

Figure 20 ‐ Housing Occupancy ..................................................................................................... 17

Figure 21 – Number of Bedrooms ................................................................................................ 18

Figure 22 – Year Structure Built .................................................................................................... 18


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Figure 23 – Value of Units ............................................................................................................. 19

Figure 24 – Mortgage Status ......................................................................................................... 20

Figure 25 – Selected Monthly Owner Costs as a Percentage of Household Income ................... 20

Figure 26 – Gross Rent .................................................................................................................. 21

Figure 27 – Fair Market Rent in Trumbull County ........................................................................ 21

Figure 28 – Basis of Complaints Received by Ohio Civil Rights Commission, 2010 ‐ 2015 ........... 28

Figure 29 ‐ CRA Data for Trumbull County Lenders ...................................................................... 30

Figure 30 – FY 2016 Timetable to Remedy Identified Concerns................................................... 35

LIST OF MAPS

Map 1 ‐ Race by Census Tract ....................................................................................................... 22

Map 2 ‐ Median Household Income by Census Tract ................................................................... 23

Map 3 ‐ Subsidized Housing Units in Trumbull County ................................................................ 24

Map 4 – Trumbull County Conventional Loan Activity Disposition by Census Tract .................... 25

Map 5 – Trumbull County FHA/VA Loan Activity Disposition by Census Tract ............................ 26

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INTRODUCTION

FEDERAL FAIR HOUSING LAW

Title VIII of the Civil Rights Act of 1968, as amended (the Fair Housing Act), prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing‐related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18), and disability. The Fair Housing Act covers most housing. In some situations, owner‐occupied buildings with up to four units, single‐family housing sales or rentals that did not use a real estate agent or broker, and housing operated by private clubs and organizations that only allow members to occupy units are exempt from the law. The U.S. Department of Housing and Urban Development (HUD) is the federal agency charged with enforcing the Fair Housing Act.

OHIO FAIR HOUSING LAW

In Ohio, it is unlawful on the basis of race, color, religion, sex, national origin, ancestry, military status, disability, or familial status to:

Refuse to rent, sell, finance, or insure housing accommodations or residential property;

Represent to any person that housing accommodations are not available for inspection, sale, rental, or lease;

Refuse to lend money for the purchase, construction, repair, rehabilitation, or maintenance of housing accommodations or rental property;

Discriminate against any person in the purchase, renewal, terms and conditions of fire, extended coverage, of homeowner’s or renter’s insurance;

Refuse to consider without prejudice the combined income of both spouses;

Print, publish, or circulate any statement or advertisement which would indicate a preference or limitation;

Deny any person membership in any multiple listing services or real estate broker’s organization.

No one may take any of the following actions based on race, color, religion, sex, national origin, ancestry, military status, disability, or familial status:

Refuse to make a mortgage loan;

Fail to provide information regarding loans;


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Deny or make different terms for home loans, such as different interest rates, points, or fees;

Refuse to purchase the loan or set different terms or conditions for purchasing a loan. In addition, it is illegal to:

Coerce, intimidate, threaten, or interfere with anyone exercising their rights granted under the Fair Housing Act or assisting others who are exercising that right;

Make, print, publish, or post statements or advertisements that a house or an apartment is available only to persons of a certain race, color, religion, sex, familial status, or disability.

In Ohio, the Ohio Civil Rights Commission (OCRC) enforces state laws against discrimination. The Commission receives and investigates discrimination charges on the basis of protected class. The Ohio Development Services Agency, Office of Community Development requires all communities who receive Federal financial assistance to administer their programs and activities related to housing and community development in a manner affirmatively to further the purposes of the Fair Housing Act, and consistent with other applicable provisions ensuring equal opportunity and freedom from discrimination. Beginning in 1993, the State of Ohio required all CDBG and HOME grantees to conduct a fair housing program with standard features. A comprehensive Analysis of Impediments (AI) must be completed every five (5) years to reflect the current fair housing situation in the jurisdiction. Grantees must update the AI annually to reflect current market conditions or other factors related to fair housing choice. An AI is a review of impediments or barriers that affect the rights of fair housing choice. It covers public and private policies, practices, and procedures affecting fair housing choice. The Trumbull County Planning Commission completed the last comprehensive update in Spring 2010. This comprehensive AI will cover all of Trumbull County’s communities.

WHO CONDUCTED THE ANALYSIS OF IMPEDIMENTS

This Analysis of Impediments to Fair Housing Choice was conducted by the Trumbull County Planning Commission with assistance from Apprisen, Area Agency on Aging, Beatitude House, Catholic Charities Regional Agency, City of Girard, City of Niles, City of Warren, Coleman Behavioral Health, Community Legal Aid, CT Consultants, Emmanuel Community Care Center, Habitat for Humanity, Neighborhood Development Services, Someplace Safe, Sunshine of Warren‐Trumbull County, Inc., Trumbull County Commissioners, Trumbull County Job and Family Services, Trumbull County Mental Health and Recovery Board, Warren Area Board of Realtors, Warren Family Mission, Western Reserve Independent Living Center, and the YWCA of Warren.


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The Trumbull County Planning Commission had the lead responsibilities in collecting data, analyzing problem areas, producing findings and recommendations, and identifying impediments. The Planning Commission worked with members of the Trumbull County Housing Collaborative to ensure that the impediments identified as well as the recommendations in the plan will help Trumbull County’s housing organizations to allow residents of Trumbull County the right to live wherever they can afford to buy a home or rent an apartment. The Trumbull County Planning Commission is the lead planning agency in Trumbull County. Powers and duties per the Ohio Revised Code 713.23 include, but are not limited to, making studies, maps, plans, recommendations and reports concerning the physical, environmental, social, economic, and governmental characteristics, functions, services, and other aspects of planning, in order to achieve compatibility throughout the County.

METHODOLOGY USED

This comprehensive update to the Analysis of Impediments to Fair Housing Choice in Trumbull County, Ohio, was conducted and written with guidance from the “How to Analyze Impediments and Develop a Plan” document that was published in July 2010 by the Ohio Department of Development (now known as the Ohio Development Services Agency). The Analysis of Impediments to Fair Housing Choice in Trumbull County is based on the best available, existing, relevant data and analyses applicable to each element. The following process was used to complete the analysis:

Create an inventory of existing data including demographics, income characteristics, employment and transportation, housing, zoning and land use policies, and the existence of fair housing complaints. The main data sources include the 2010 Decennial Census and the 2010 – 2014 American Community Survey 5 – Year Estimates.

Conduct interviews and meetings with groups and organizations that have the ability to impact fair housing choice.

Examine all prior studies that have been created in the community related to fair housing.

Analyze the data collected and determine barriers to fair housing that exist in Trumbull County.

Develop action steps to address the impediments.

HOW FUNDED

This Analysis of Impediments to Fair Housing was funded through Trumbull County’s 2015 Community Development Block Grant Administration Budget, the City of Niles’ 2015 Community Development Block Grant, and the City of Warren’s 2016 Community Development Block Grant.


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TRUMBULL COUNTY BACKGROUND DATA

DEMOGRAPHIC DATA

Trumbull County, Ohio, is located in the northeastern corner of the State. Trumbull County was originally part of the Connecticut Western Reserve, an area of land that was held, sold, and distributed by the State of Connecticut following the American Revolution. In 1795, the Connecticut government sold the eastern portion of the reserve to the Connecticut Land Company. The Connecticut Land Company sent General Moses Cleaveland to survey the territory. The surveyors laid out townships in five‐mile square grids beginning with Township One, Range One in what is now Poland, Mahoning County, Ohio. Trumbull County is 25 miles by 25 miles and is comprised of 5 cities, 6 villages, and 24 townships. The 2010 Census revealed a population of 210,312. Warren City is the largest community in Trumbull County with a 2010 population of 41,557. Trumbull County is part of the Youngstown‐Warren‐Boardman metropolitan statistical area (MSA), which also includes Mahoning County and Mercer County in Pennsylvania. As of the 2010 census, the MSA had a population of 565,773. A demographic profile by census tract in Trumbull County is shown in the Appendix. Between 1980 and 2010, Trumbull County’s population decreased from 241,863 to 210,312 – a loss of 31,551 residents. The City of Warren declined by 15,072 and the City of Niles declined by 3,822 during that same time period. Trumbull County is projected to decline by an additional 23,062 by 2040 as shown in the chart below. Unlike Trumbull County, the State of Ohio continues to steadily increase in population.

Figure 1 – City of Warren Population Growth

Sources: 1972 Population Study prepared by the Trumbull County Planning Commission, 1980‐2010 Decennial Census SF‐1, and American Community Survey

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Figure 2 – City of Niles Population Growth


Figure 3 – Trumbull County Population Growth


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Figure 4 ‐ State of Ohio Population Growth


Trumbull County is comprised primarily of white, non‐Hispanic residents. Since 2000, Trumbull County’s white population has decreased slightly. As shown in Map 1, the northern portion of Trumbull County is primarily white. The most diverse areas in Trumbull County are found in the south and west portions of Warren City as well as Liberty Township. The 2010 Census revealed that the Youngstown‐Warren‐Boardman Metropolitan Statistical Area (MSA) is the thirteenth most segregated MSA of over 500,000 people with a black‐white segregation index of 67.5 percent. In 2010, there were over 100 MSAs with over 500,000 people. Segregation indices measure the degree to which a minority group is distributed differently than whites across census tracts. The index ranges from zero (complete integration) to 100 (complete segregation) where the value indicates the percentage of the minority group that needs to move to be distributed exactly like whites.

Figure 5 ‐ Race

City of Warren

City of Niles

Trumbull County

State of Ohio

White 67.7% 93.1% 89.0% 82.7%

Black or African American 27.7% 3.5% 8.3% 12.2%

American Indian and Alaska Native 0.2% 0.2% 0.2% 0.2%

Asian 0.4% 0.7% 50.0% 1.7%

Native Hawaiian and Other Pacific Islander 0.0% 0.0% 0.0% 0.0%

Some Other Race 0.7% 0.3% 30.0% 1.1%

Two or More Races 3.3% 2.2% 1.8% 2.1% Source: 2010 Decennial Census, SF‐1

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Figure 6 ‐ Ethnicity

City of Warren City of Niles

Trumbull County State of Ohio

Hispanic or Latino 98.1% 98.7% 98.7% 96.9%

Not Hispanic or Latino 1.9% 1.3% 1.3% 3.1% Source: 2010 Decennial Census, SF‐1

The following charts illustrate the age and gender distribution in the City of Warren, City of Niles, and Trumbull County. In 2010, the largest age group was 50‐54 years old in the City of Warren, City of Niles, and Trumbull County. Trumbull County’s median age in 2010 was 37.2 years old. Trumbull County is comprised of 51 percent female residents and 49 percent male residents.

Figure 7 ‐ Age and Gender in the City of Warren

Source: 2010 Decennial Census, SF‐1

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Figure 8 – Age and Gender in the City of Niles


Figure 9 – Age and Gender in Trumbull County


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Over five percent of Trumbull County residents report a disability of some kind. This is consistent with the percent of residents within the City of Warren, City of Niles, and the State of Ohio.

Figure 10 ‐ Disability Status

City of Warren

City of Niles

Trumbull County

State of Ohio

Disability status 5.5% 5.3% 5.5% 5.6%

Hearing difficulty 3.4% 3.3% 3.4% 3.6%

Vision difficulty 3.7% 3.5% 3.7% 4.0%

Cognitive difficulty 3.9% 3.9% 3.9% 4.2%

Ambulatory difficulty 4.0% 4.0% 4.0% 4.2%

Self‐care difficulty 4.0% 4.1% 4.0% 4.2%

Independent living difficulty 3.8% 4.1% 3.8% 4.1% Source: 2014 American Community Survey, 5‐Year Estimates

The American Community Survey estimates nearly half of all Trumbull County Households are married couple families. This percentage is smaller in Niles and Warren. The average household size in Trumbull County is 2.35 people. The average household size in the State of Ohio is slightly larger at 2.46. Nearly 28 percent of households in Trumbull County have someone under 18 years, and nearly 43 percent of households in Trumbull County have someone over the age of 60.

Figure 11 ‐ Selected Household Type

City of Warren

City of Niles

Trumbull County

Married Couple 29.7% 36.6% 45.9%

Male Householder, no wife present 5.0% 4.4% 5.0%

Female Householder, no husband present 20.5% 16.6% 13.5%

Nonfamily household 44.7% 42.4% 35.6% Source: 2014 American Community Survey, 5‐Year Estimates

Figure 12 – Selected Households by Type

City of Warren City of Niles

Trumbull County

State of Ohio

Households with one or more people under 18 years 29.4% 28.3% 27.8% 30.6%

Households with one or more people 60 years and older 38.5% 40.8% 42.8% 36.2%

Source: 2014 American Community Survey, 5‐Year Estimates


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Trumbull County’s high school graduation rate is similar to the State of Ohio and United States at 88.3%. This can likely be attributed to institutions such as the Trumbull Career and Technical Center (TCTC) or River Gate High School. Trumbull County lags behind the State and Nation in higher education.

Figure 13 ‐ Educational Attainment


83.7%

11.7%

84.5%

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High School Graduate or Higher Bachelor's Degree or Higher

City of Warren

City of Niles

Trumbull County

State of Ohio

United States


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INCOME CHARACTERISTICS

Median household income describes income levels of households in a given area. If all incomes of all households were listed from lowest to highest, this figure is the income in the middle. There is a wide range of household income in Trumbull County, but the County’s median household income according to the 2014 American Community Survey 5‐year estimates was $43,226. The State of Ohio’s median household income was slightly higher at $48,849. Map 2 shows median household incomes for each census tract in Trumbull County. In general, Trumbull County’s urban areas have a lower median household income than Trumbull County’s rural areas.

Figure 14 ‐ Median Household Income


$29,249.00

$38,207.00

$43,226.00

$48,849.00

$53,482.00

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City of Warren City of Niles TrumbullCounty

State of Ohio United States


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EMPLOYMENT AND TRANSPORTATION PROFILE

The table below shows a breakdown of Trumbull County’s labor force by race.

Figure 15 ‐ Employment Status in Trumbull County

Total In Labor Force Employed Unemployed

White 151,856 57.7% 52.9% 8.2%

Black or African American 13,362 47.7% 42.4% 11.2%

American Indian or Alaska Native 278 58.3% 54.7% 6.2%

Asian 812 48.2% 41.3% 14.3%

Native Hawaiian or Other Pacific Islander 11 0.0% 0.0% 0.0%

Some Other Race 279 70.3% 52.7% 25.0%

Two or More Races 1,770 52.4% 40.6% 22.5% Source: 2014 American Community Survey, 5‐Year Estimates

The following table shows the top categories of industry for employed persons over the age of 16 in Trumbull County. The largest percentage of workers in Trumbull County are employed in the manufacturing industry. Of those workers, over 76 percent are male. The second largest percentage of workers are employed in educational services, health care, and social assistance. Nearly 80 percent of workers employed in this industry are female.


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Figure 16 ‐ Industry by Sex and Median Earnings in the Past 12 Months for the Civilian

Employed Population 16 Years and Over

Total Male Female Percent Median Earnings Percent Median Earnings Civilian employed population 16 years and over

88,464 52.40% $ 36,626.00 47.60% $ 25,459.00

Agriculture, forestry, fishing and hunting, and mining

403 67.70% $ 24,598.00 32.30% $ 6,090.00

Construction 5,397 87.90% $ 36,032.00 12.10% $ 45,089.00 Manufacturing 20,128 76.20% $ 46,029.00 23.80% $ 32,486.00 Wholesale trade 2,266 65.40% $ 44,895.00 34.60% $ 30,826.00 Retail trade 10,113 43.80% $ 22,043.00 56.20% $ 13,655.00 Transportation and warehousing, and utilities

4,192 84.40% $ 41,826.00 15.60% $ 22,242.00

Information 540 57.40% $ 40,820.00 42.60% $ 23,140.00 Finance and insurance, and real estate and rental and leasing

3,776 28.30% $ 37,476.00 71.70% $ 31,078.00

Professional, scientific, and management, and administrative and waste management services

6,914 52.20% $ 18,478.00 47.80% $ 27,972.00

Educational services, and health care and social assistance

20,022 20.90% $ 34,720.00 79.10% $ 27,885.00

Arts, entertainment, and recreation, and accommodation and food services

7,023 44.20% $ 12,461.00 55.80% $ 10,087.00

Other services, except public administration

3,966 44.50% $ 25,909.00 55.50% $ 13,977.00

Public administration 3,724 66.60% $ 41,766.00 33.40% $ 37,408.00 Source 2014 American Community Survey, 5‐Year Estimates


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Figure 17 ‐ Largest Employers in Trumbull County

Companies with more than 1,000 employees

Company Community Products and Services

General Motors Lordstown Auto Assembly, Metal Fabrication

Trumbull County Warren County Government

Alorica Niles Call Center

Youngstown Air Reserve Base (910th Airlift Wing AFRC)

Vienna Military

Companies with more than 500 employees

AVI Food Systems Warren Food Service

Covelli Enterprises (Panera) Howland Food Service

Delphi Packard Electric Systems Warren Auto Parts

Ohio Security Systems Warren Security/Janitorial

Aloca Engineered Products Niles Titanium

Warren City Schools Warren Educational Services Source: Youngstown Warren Regional Chamber

Figure 18 ‐ Travel Time to Work


Ohio Means Jobs (OMJ) Trumbull is a full service workforce resource center located in Downtown Warren. The One Stop offers a variety of services to assist job seekers find employment such as online job search and resume assistance, career planning information, access to training resources, and information on other community resources available. In 2015, OMJ experienced 11,602 visits and assisted 161 Veterans. OMJ Partners with the Bureau of Vocational Rehabilitation (BVR) and Opportunities for Ohioans with Disabilities (OOD) to help any clients with disabilities overcome barriers to employment. OMJ has a Veterans Representative on site to assist Veterans in overcoming any barriers to

0 5,000 10,000 15,000 20,000

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employment and partners with Mature Services to assist residents ages 55 and older to find employment. OMJ also participates in the Ohio Works Incentive Program (OWIP), an opportunity to assist low‐ to moderate‐income residents achieve and maintain unsubsidized employment. The program allows for incentive payments to be earned for individuals that retain employment for 90 and 180 days. This program aims to reduce dependency on subsidies and strengthen Ohio’s workforce. Since the program’s inception, OMJ has assisted 175 individuals receive over $500,000 in incentives. In addition to Ohio Means Jobs, Trumbull County offers several educational resources targeted to low‐income and non‐traditional students to further their education and workforce skills. The Trumbull Career and Technical Center (TCTC), located in Champion Township, is a vocational school that serves the residents of Trumbull County. TCTC’s Adult Career Center offers a one‐year certificate program for higher earning potential for adults. TCTC offers courses in many fields including but not limited to medical, industry, or business fields. River Gate High, located in Downtown Warren, is an alternative high school for non‐traditional students who would traditionally be enrolled in grades 9‐12, aged 16‐21. The River Gate High model catches students that are behind in earning credits, have difficulty passing state required tests, or are at risk for dropping out of school. Youthbuild Trumbull County is a program offered through the Trumbull Metropolitan Housing Authority. The program provides an opportunity for low‐income young people ages 16‐24 to work toward their GED or high school diploma, learn job skills, and serve their communities by building affordable housing. Eastern Gateway Community College (ECGG) is a state, public institution of higher learning that serves Columbiana, Jefferson, Mahoning, and Trumbull Counties. ECGG originally located in Downtown Warren in 2011. In need of more space to accommodate increasing enrollment, ECGG purchased a 20,000 square foot building near its original location and created classrooms, computer labs, tutoring services, an interactive distance learning lab, a science lab, a bookstore, and office space. Over 60 percent of Eastern Gateway students live at or below the poverty level. Eastern Gateway makes it possible for low‐income residents to receive a post‐high school education. As of Spring 2016, the Downtown Warren campus had 113 students enrolled. Availability of public transportation in Trumbull County is sparse. The Western Reserve Transit Authority (WRTA) is a county‐wide public transit authority created by the City of Youngstown and Mahoning County. WRTA provides a route from Downtown Youngstown to Downtown Warren that makes stops at the Eastwood Mall in Niles. The route runs every two hours. Other routes also provide transportation in a small portion of Liberty Township. As a result of limited bus transportation in Trumbull County, there are several organizations that offer low cost transportation for Trumbull County residents. The Trumbull County Transit


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Board is an independent oversight commission that was created in 2004. Trumbull County Transit provides rides for Trumbull County residents Monday through Friday from 7:00 a.m. to 6:00 p.m. and Saturdays and Sundays from 8:00 a.m. to 3:00 p.m. The Trumbull County Transit System is funded through a combination of local, state, and federal dollars. The fare structure is divided into participating and non‐participating communities. Passengers that reside in the participating communities of Cortland, Girard, Hubbard City, Howland, Liberty, McDonald, Niles, and Warren City are eligible for discounted fares. There is no charge for children under the age of 2 and personal care attendants. Trumbull County Transit offers services to all residents of Trumbull County. The Village of Lordstown offers a bus service for residents ages 60 and older to local destinations such as the village municipal building for the nutrition lunch program, Trumbull Family Fitness, and programs at the Packard Music Hall and Warren Amphitheater. The Newton Falls Dial A Ride Program is a senior van program sponsored through the Senior Citizens of Newton Falls Transportation Organization that services senior residents of Newton Falls, Newton Township and Braceville Township for local transportation on a donation basis. The Trumbull Community Action Program (TCAP) offers a Community Action Transportation System (CATS) that provides low cost transportation for those who qualify for their services.


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HOUSING PROFILE

The charts and tables below give information on Trumbull County’s housing stock. The 2014 American Community Survey estimated that there are 95,799 housing units in Trumbull County with a ten percent vacancy rate. The City of Warren has a higher vacancy rate at 16.7 percent, whereas the City of Niles has a lower vacancy rate at 8.4 percent. Sixty‐four percent of housing units in Trumbull County are owner‐occupied, which is higher than both the State of Ohio and the United States as a whole.

Figure 19 ‐ Units in Structure


Figure 20 ‐ Housing Occupancy

City of Warren

City of Niles

Trumbull County

State of Ohio

United States

Owner‐Occupied 9,064 4,898 61,734 3,056,206 74,787,460

Renter‐Occupied 7,927 3,348 24,831 1,513,809 41,423,632

Vacant 3,413 765 9,234 565,158 16,529,941 Source: 2014 American Community Survey, 5‐Year Estimates

Single‐Family Home

Duplex

2 Units

3 or 4 Units

5 to 9 Units

10 to 19 Units

20 or more Units

Mobile Home

Boat, RV, van, etc.


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Figure 21 – Number of Bedrooms


Trumbull County has an aging housing stock; over 79 percent of housing units were constructed prior to 1980. Due to age, maintaining older housing can cause financial strain on the homeowner. Since 2010, it is estimated that only 270 new homes have been built. The average household size in Trumbull County is 2.35.

Figure 22 – Year Structure Built

Source: 2014 American Community Survey, 5 Year Estimates

The median home value in Trumbull County is $97,700. The median home value in the City of Niles is $78,300, and the median home value in the City of Warren is $63,700. These home

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Built 2000 to 2009

Built 2010 or later


19

values are significantly less than Ohio’s median home value of $129,600. Fifty‐eight percent of owner‐occupied units have a mortgage associated with the property. The median monthly homeowner’s cost for houses with a mortgage in Trumbull County is $1,059. The monthly costs calculation includes, but is not limited to, mortgage, real estate taxes, various insurances, and utilities. Nearly 80 percent of households with a mortgage pay less than 35 percent of their income on housing costs. Households without a mortgage typically pay a lower percentage of their household income toward housing. Overall, 76 percent of households without a mortgage spend less than 20 percent of their monthly income on housing. The median gross rent in Trumbull County is $630 per month, which is less than Ohio’s median gross rent of $729 per month.

Figure 23 – Value of Units


0 5000 10000 15000 20000 25000

Less than $50,000

$50,000 to $99,000

$100,000 to $149,000

$150,000 to $199,000

$200,000 to $299,000

$300,000 to $499,000

$500,000 to $999,000

$1,000,000 or more


20

Figure 24 – Mortgage Status


Figure 25 – Selected Monthly Owner Costs as a Percentage of Household Income


58%42%

Housing units with amortgage

Housing units without amortgage

0 2000 4000 6000 8000 10000 12000

Less than 10.0 percent

10.0 to 14.9 percent







50.0 percent or more

Not computed

Without a mortgage

With a mortgage


21

Figure 26 – Gross Rent


Fair Market Rent (FMR) is a term in real estate that indicates the amount of money that a given property would command, if it were open for leasing at the moment. FMRs are typically used to determine standard amounts for the Housing Choice Voucher program as well as a rent ceiling in the HOME Program. FMRs are gross rent estimates. They include the shelter rent plus the cost of all tenant‐paid utilities, except telephones, cable, and internet service. HUD sets FMRs to assure that a sufficient supply of rental housing is available to program participants. The average fair market rent in Ohio for a two‐bedroom unit is $720. Trumbull County’s 2015 FMR as reported by the U.S. Department of Housing and Urban Development is shown below by number of bedrooms:

Figure 27 – Fair Market Rent in Trumbull County

Efficiency 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom

$469 $531 $657 $866 $915 Source: U.S. Department of Housing and Urban Development

FORECLOSURES

The Ohio Supreme Court uses information provided by all County Common Pleas Courts to determine the foreclosure rates across the State of Ohio each year. Trumbull County was consistent with the State of Ohio, reaching its peak of foreclosure filings in 2009 and seeing a substantial decline through 2011. According to the Supreme Court reports Trumbull County saw a 27.7 percent rate of decline, where the State of Ohio was slightly less at 19.7 percent.

0 1000 2000 3000 4000 5000

Less than $100

$100 to $199

$200 to $299

$300 to $399

$400 to $499

$500 to $599

$600 to $699

$700 to $799

$800 to $899

$900 to $999

$1,000 to $1,499

$1,500 or more

No cash rent


22

MAPS

Map 1 ‐ Race by Census Tract


23

Map 2 ‐ Median Household Income by Census Tract


24

Map 3 ‐ Subsidized Housing Units in Trumbull County

Source: Trumbull Metropolitan Housing Authority and Affordablehousingonline.com


25

Map 4 – Trumbull County Conventional Loan Activity Disposition by Census Tract


26

Map 5 – Trumbull County FHA/VA Loan Activity Disposition by Census Tract


27

EVALUATION OF JURISDICTION’S CURRENT FAIR HOUSING PROFILE

EXISTENCE OF FAIR HOUSING COMPLAINTS

In 2015, there were a total of 54 complaints received related to the Fair Housing Act as shown in the chart below:

Jurisdiction Number of Landlord/Tenant Complaints

Number of Housing Discrimination Complaints

City of Cortland 4 0

City of Girard 0 0

City of Niles 2 0

City of Warren 17 2

Remainder of Trumbull County 29 0

TOTAL 52 2 All fair housing complaints are documented and addressed for Trumbull County through Community Legal Aid (with the exception of the City of Niles which contracts with CT Consultants). Community Legal Aid, a non‐profit law firm has been serving as Trumbull County’s Fair Housing consultant since 2011. Community Legal Aid’s complaint intake is as follows: The consultant shall take complaints related to Fair Housing and Landlord/Tenant Disputes Monday through Friday during normal business hours. The consultant maintains a toll‐free number available to all Trumbull County residents and a TDY line available for the hearing impaired. The consultant shall fill out an intake complaint form which will include the complainant’s name, address, city, state, zip code, date complaint was received, telephone number, and nature of the complaint. The client will state their problem including all pertinent information as it relates to the housing issue. The consultant shall determine whether or not the complaint is a legitimate violation of the Fair Housing Act. If appropriate, the consultant will assist the client in filling out the housing discrimination form required by the Ohio Civil Rights Commission (OCRC) and forward said form for processing. The consultant shall follow up with the OCRC Regional Office on behalf of the client to inquire on the status of said complaint until the OCRC closes said case. Cases not forwarded to OCRC will be followed up by consultant staff who shall consult with the client to seek a resolution regarding the case in order to close out said case. The selected consultant shall forward a copy of the complaint intake log along with a description of training or outreach activities conducted during the month.


28

The Ohio Civil Rights Commission reported 23 housing complaints received between 2010 and 2015. The chart below shows the breakdown of the basis for the complaints. Please note that some complaints involved more than one issue.

Figure 28 – Basis of Complaints Received by Ohio Civil Rights Commission, 2010 ‐ 2015

Source: Ohio Civil Rights Commission

As a recipient of CDBG funds, Trumbull County is required to certify to affirmatively further fair housing and conduct minimum requirements set by the state’s Standard Fair Housing Program. Trumbull County works with Community Legal Aid to carry out the fair housing requirements, with the exception of the local government contact. Trumbull County’s FY2015 Fair Housing Training Plan and Fair Housing Outreach Program are included in the Appendix.

IDENTIFICATION OF OTHER FAIR HOUSING CONCERNS OR PROBLEMS

Administrators of the Homeless Crisis Response Program (HCRP) have difficulty finding housing units that meet the Fair Market Rent and are in acceptable condition.

8

0

1

1

0

0

0

13

2

3

Race

Color

Religion

Sex

National Origin

Ancestry

Military Status

Disability

Familial Status

Retaliation


29

PRIVATE MARKET ISSUES

This section focuses on private market policies, procedures, and practices that impact on the availability or quality of housing.

THE SALE OR RENTAL OF HOUSING

Restrictive covenants, recorded in deed or placed in other documents, which restrict the purchase or occupancy on the basis of membership in a protected class, are illegal and unenforceable except under the limited situations specified under Title VII of the Civil Rights Act of 1968 and the Fair Housing Amendments Act of 1988. Trumbull County is not aware of any restrictive covenants that would exclude sale to a protective class. In 2013, a lawsuit was filed against Ohio’s County Recorders that sought to require recorders to sequester documents that contain discriminatory covenants or to provide the public copies that have the wording redacted. The lawsuit was voluntarily dismissed, but the Plaintiff does reserve the right to re‐file in the future. Planning Commission staff consulted with the Trumbull County Prosecutor’s Office, who is on the mailing list for updates. If any restricted covenants were discovered, Trumbull County would take appropriate action, if authorized to do so by law. In Trumbull County, there have been incidents of Not in My Back Yard (NIMBY). NIMBY can be described as opposition to the location of something considered undesirable in one’s neighborhood or community. In 2013, the Warren Family Mission, a faith‐based family resource center, purchased a former church on the southwest side of the City of Warren with the intent of expanding its services to provide a food pantry, clothing side, and rooming units for disabled persons. Residents of the neighborhood expressed concern with the location of the site in their neighborhood. In 2013 and 2015, residents of the northeast side of Warren expressed concern regarding a group home being proposed on the northeast side of Warren.

PROVISION OF HOUSING BROKERAGE SERVICES

The services that brokers provide to potential homebuyers are critical to fair housing because brokers are often the first and most important contact the buyer has in the housing market when considering housing type, location, and financing. Broker practices that restrict fair housing choice is an area in need of careful examination. The Warren Area Board of Realtors (WABOR) encourages and welcomes brokers of all class groups into the organization. Equality and fairness is a top priority for the organization.


30

Continuing education credits are required of all brokers and provide opportunity for learning more about fair housing. Although no targeted effort is made to encourage any persons of any class to become a broker, all interested persons are supported. The Trumbull County Planning Commission partners with WABOR annually to educate realtors on fair housing.

PROVISION OF FINANCING ASSISTANCE FOR DWELLINGS

The Home Mortgage Disclosure Act (HMDA) is a federal law enacted by Congress in 1975 that requires certain financial institutions to provide mortgage data to the public. HMDA data helps to show whether lenders are serving the housing needs of their communities and whether lending patterns could be discriminatory. Planning Commission staff reviewed HMDA for the financial institutions located in Trumbull County. Maps 5 and 6 show data by census tract for Conventional and FHA Loans. The maps are overlaid on top of minority information. A review of the data shows that minimal loans were applied for in Census Tracts 9204, 9205, 9206, 9207, and 9216. These census tracts are located in the south and western portions of Warren City and have high rental and vacancy rates. The Community Reinvestment Act (CRA) is a federal law that was part of the Housing and Community Development Act of 1977. It is intended to encourage financial institutions to help meet the needs of borrowers throughout their communities, including low‐to moderate‐income residents. Banks are judged on mortgage lending, small‐business lending, community development lending, investments in community development projects, services provided to communities, and volunteering among employees. Planning Commission staff pulled the most recent CRA Reports for financial institutions in Trumbull County. All lenders received at least a low satisfactory score.

Figure 29 ‐ CRA Data for Trumbull County Lenders

Lender Year of Report Lending Test Investment Test Service Test Cortland Savings and Banking Company 2013 Satisfactory Satisfactory Outstanding

First Place Bank (Bought out by Talmer in 2014) 2011

High Satisfactory

High Satisfactory

High Satisfactory

JP Morgan Chase 2010 High Satisfactory Outstanding

High Satisfactory

Key Bank U.S.A., National Corporation 2011 Outstanding Outstanding Outstanding

Talmer Bank and Trust 2015 Low Satisfactory High Satisfactory

High Satisfactory

The Farmers' National Bank of Canfield 2013 Satisfactory Satisfactory Satisfactory

The Huntington National Bank 2007 High Satisfactory

Low Satisfactory

High Satisfactory

U.S. Bank National Association 2008 Outstanding Outstanding Outstanding


31

PUBLIC POLICIES AND ACTIONS USED IN THE APPROVAL PROCESS FOR

THE CONSTRUCTION OF PUBLICLY ASSISTED HOUSING

This section focuses on local public policies, actions, procedures, and practices concerning community development and housing activities that affect disadvantaged groups in Trumbull County.

TRUMBULL COUNTY HOUSING COLLABORATIVE

The Trumbull County Housing Collaborative (TCHC) is the Continuum of Care Planning Committee for Trumbull County. Trumbull County is part of Region 5 of the Ohio Balance of State Continuum of Care (BOSCOC). The TCHC is comprised of over thirty public, private, and not for profit agencies in Trumbull County that work together to assist in the coordination and development of service and housing for homeless and low‐ to moderate‐income persons with housing needs through planning, education, and advocacy in Trumbull County. The group convenes on a bi‐monthly basis and serves as a referral network for affordable housing.

LIMITED ENGLISH PROFICIENCY

Trumbull County has a Limited English Proficiency (LEP) Plan that was compiled last updated in January 2011 and is updated on an annual basis. The plan helps to assure that Trumbull County is able to make a reasonable effort to provide language assistance to residents whose primary language is not English and who have a limited ability to speak, write, or understand English. Although Trumbull County serves a very limited number of LEP persons, the county is committed to removing as many barriers to information access as possible. In order to reduce language barriers to LEP persons in Trumbull County, the following steps are taken:

1. At all CDBG public meetings, staff greets and speaks briefly with each attendee to informally assess the attendee’s ability to speak English.

2. At all CDBG public meetings, the Census Bureau’s “I Speak Cards” are available. Although staff would not be able to provide translation at that time, arrangements could be made for any needs of the attendee.

3. Staff posts signage at CDBG public meetings, local agencies, and local government offices noting that language translation is available if requested.

4. Whenever information is made available in multiple languages (ex. Fair Housing brochures printed in Spanish by HUD) have the translations on file and on display if possible in the appropriate agencies.

5. The Planning Commission’s webpage includes a note on the accessibility page that interpreters and document translation services are available upon request.

TRUMBULL METROPOLITAN HOUSING AUTHORITY

The Trumbull Metropolitan Housing Authority (TMHA) is the Public Housing Authority (PHA) in Trumbull County. Since its creation in 1934 as the “Warren Metropolitan Housing Authority,”


32

TMHA has worked to provide quality affordable housing opportunities to the residents of Trumbull County. Currently, TMHA has 1,229 traditional public housing units, 1,054 Housing Choice Voucher (formerly called Section 8) units, 374 multifamily units under the Section 8 New Construction Program, ten 811 PRAC (chronic mentally ill), and 74 202 PRAC (elderly only). Parkman Landing will consist of 60 total units; 20 mixed finance with public housing and tax credits and 40 units with tax credits. As of May 1, 2016, TMHA only had immediate openings for efficiency and 1‐bedroom units at Riverview2‐ and 3‐bedrooms at Trumbull Homes, Fairview Gardens, and Wick Street Single Family Homes. All other sites have estimated waitlists. TMHA has an Admissions and Continued Occupancy Policy that was last updated in October 2015. The policy establishes guidelines for TMHA staff to follow in determining eligibility for admission to and continued occupancy of public housing, including LIHTC and HOME units. It is the policy of TMHA to comply fully with Title VIII of the Civil Rights Act of 1968 (as amended), Executive Order 11063, Section 3 of the Civil Rights Act, Section 504 of the Rehabilitation Act of 1973, the Age Discrimination Act of 1975, and Title II of the Americans with Disabilities Act. The policy states that the PHA:

“Shall not on account of race, color, sex, creed, or national origin deny any family or individuals the opportunity to apply for assistance under the Low‐Rent Housing Program. Neither will the PHA discriminate because of religion, age, physical handicap, pregnancy, parenthood, nor marital or veteran status.

To further its commitment to full compliance with applicable Civil Rights Acts, the PHA will provide federal, state, and local information to applicant/participant households regarding discrimination and recourse in the event of discrimination. Such information will be made available during the Pre‐Occupancy Briefing and all applicable forms and printed material will be made available to prospective resident families.”

TMHA follows the U.S. Department of Housing and Urban Development (HUD) guidelines regarding resident relocation.

HOUSING PROGRAMS AND ACTIVITIES

The Warren‐Trumbull HOME Consortium is a cooperative enterprise between the City of Warren and Trumbull County. The Consortium was created in the 1990s to expand Trumbull County’s supply of decent, affordable housing in Warren City and Trumbull County. The Consortium receives an annual allocation from the U.S. Department of Housing and Urban Development. HOME dollars are allocated to existing homeowner rehabilitation, down payment assistance, and gap financing for new construction multi‐family. Over the past five years, the Warren‐Trumbull HOME Consortium has received a total of $2,548,349 in HOME funds. A total of 45 homes were rehabilitated in Warren City and Trumbull County, 35 home buyers were given down payment assistance, four special projects were funded including the Willow Glen Apartments in Newton Falls, Morgandale Commons in the City of Warren, Eagle Creek in the City of Hubbard, and the WINGS at YWCA in the City of Warren. Additionally, the


33

Consortium funded a Youth Build Trumbull County Project and Trumbull County’s newest affordable housing for seniors, Parkman Landing. Trumbull County as well as the Cities of Girard and Niles also apply for the Ohio Development Services Agency (ODSA) Community Development Block Grant (CDBG) Community Housing Impact and Preservation Program (CHIP) which is a flexible, community‐wide approach to improve and provide housing for low‐ and moderate‐income households. The Trumbull County Land Reutilization Corporation (TCLRC) was established in 2010 to return land and vacant abandoned properties to productive use, reduce blight, increase property values, support community land use goals, and improve the quality of life for all Trumbull County residents. In addition to demolition and side lot programs, the TCLRC provides several programs that assist homeowners and investors to return vacant property to productive use through acquisition and renovation.

COMMUNITY REINVESTMENT AREAS

A community reinvestment area (CRA) is an economic development tool that provides real

property tax incentives for new construction or rehabilitation of residential or commercial

structures within a designated area. CRAs are typically located in areas where investment has

been discouraged. In Trumbull County, there are currently four CRAs. Planning Commission

staff is in the process of expanding CRAs in both the City of Warren and Liberty Township.

LOCAL ZONING LAWS AND POLICIES

Trumbull County contains 24 townships, six villages, and five cities for a total of 35 communities. Of those 35 communities, all but Brookfield, Mecca, Mesopotamia, and Vernon Townships regulate zoning through resolution. The Trumbull County Planning Commission provides zoning assistance for the unincorporated areas of Trumbull County. All zoning text and map amendments for the unincorporated areas of Trumbull County are reviewed by Planning Commission staff. The Plats and Zoning Committee provides a recommendation to the Planning Commission Board and the Board provides a recommendation for text and map amendments for the unincorporated areas. Furthermore, all Trumbull County communities who contract with the Planning Commission for comprehensive planning services receive a zoning review with recommendations to update their zoning in accordance with their new comprehensive plan.

CONCLUSIONS AND RECOMMENDATIONS

IMPEDIMENTS, FAIR HOUSING CONCERNS, OR PROBLEMS


34

After analyzing the compiled data for the Analysis of Impediments, Trumbull County identified the following impediments to fair housing. These identified impediments are the focus of Trumbull County’s Action Plan:

1. Lack of affordable and accessible housing options in Trumbull County 2. Landlord/Tenant Disputes 3. Not in My Backyard (NIMBY) Syndrome 4. Historic Segregation

ACTION PLAN TO ADDRESS IMPEDIMENTS TO FAIR HOUSING

The Trumbull County Planning Commission staff will take the following measures to promote awareness and encourage willing compliance with all Fair Housing laws:

AFFORDABLE AND ACCESSIBLE HOUSING

1. Continue to work with the Trumbull County Housing Collaborative to promote

affordable and accessible housing opportunities for protected classes.

2. Continue to work with the Western Reserve Independent Living Center in order to

promote accessibility.

3. Encourage affordable housing options in the rural areas of Trumbull County.

LANDLORD/TENANT DISPUTES

1. Work with communities with rental registries to create an education and outreach

program to better educate landlords and tenants on their responsibilities and rights.

2. Work with Community Legal Aid to create a training for landlords and property

managers.

NOT IN MY BACKYARD (NIMBY) SYNDROME

1. Work with the Trumbull County Mental Health and Recovery Board (TCMHRB) to create

an outreach and education process to better communicate the benefits of constructing

different types of housing throughout Trumbull County.

HISTORIC SEGREGATION

1. When looking for location, new publicly assisted housing location decisions should take

into account the existing racial and ethnic make‐up of the population and work towards

a more integrated population.


35

2. Encourage homeownership in areas with high rental rates.

3. Request funding policy and scoring criteria changes for those federal grant programs

that incentivize the construction of publicly funded housing in areas of high poverty

which has a direct correlation to areas of high minority population.

EDUCATION

1. Continue to target education to the following groups on an annual basis:

a. Realtors

b. Elected Officials

c. Zoning Inspectors

d. Landlords and Tenants

2. Continue to distribute educational brochures to service providers in Trumbull County.

3. Promote Fair Housing Month.

DATA COLLECTION

1. Collect and review CRA and HMDA data annually.

2. Collect and review OCRC complaints annually.

Figure 30 – FY 2016 Timetable to Remedy Identified Concerns

1st Quarter 2nd Quarter 3rd Quarter 4th Quarter

Distribute Flyers Distribute Flyers Distribute Flyers Distribute Flyers

Conduct Education Sessions




Attend Trumbull County Housing Collaborative Meetings




Collect and Review CRA and HMDA data

Promote Fair Housing Month

Work with Rental Registries to Educate Landlords and Tenants

Work with Trumbull County Mental Health and Recovery Board to educate on NIMBYism.

Collect and Review OCRC Complaints

Hold Annual Fair Housing Meeting


36

APPENDIX

Demographic Profile by Census Tract in Trumbull County

Census Tract

2014 Median

Household

Income*

2010

Population**

2000

Population***

Median

Age**

Hispanic or

Latino

(Percent)**

With a

Disability

(Percent)*

Family

Households

(Percent)**

Female‐

headed

Household

(Percent)**

WhiteBlack/African

American

American

Indian/Alaska

Native

Asian

Native

Hawaiian/Pacific

Islander

Some Other

Race

Two or More

Races

9203 41,250.00$ 2820 3157 40.6 87.6 7.4 0.1 0.4 0 0.7 3.9 1.7 7.2 62.3 8.6

9204 27,276.00$ 2569 2890 33.1 77.3 17.7 0.2 0.2 0 0.4 4.2 2.4 2.8 64.4 15.2

9205 19,398.00$ 956 1325 30.2 43.6 51.8 0 0.1 0 0.3 4.2 0.9 3.7 58.7 22.9

9206 15,801.00$ 3745 5199 33.3 30.2 64 0.2 0.2 0.1 0.8 4.5 1.9 5.9 61 21.3

9207 31,227.00$ 4839 5848 34.6 52.6 43.5 0.4 0.1 0 0.6 2.8 2.5 3.2 65.1 12.3

9208 15,705.00$ 2399 2933 34.5 77.3 18.3 0.6 0.3 0 0.3 3.1 1.5 4.8 50.1 11.6

9209 31,111.00$ 3443 3904 37.0 55.5 39.7 0.2 0.2 0 0.9 3.5 1.3 8.3 63 14.6

9210 39,125.00$ 5455 5736 42.7 68.1 27 0.3 0.8 0 1 2.7 1.4 4.5 65 11.7

9211 24,931.00$ 3930 4406 40.2 77.6 18 0.2 0.4 0 0.4 3.4 1.6 7.9 52 11.7

9212 22,935.00$ 2135 2266 31.2 75.7 17.5 0.2 0.2 0 0.7 5.6 2.7 4.5 72.4 25.5

9213 35,702.00$ 2456 2699 49.8 90.8 6.1 0.2 0.8 0 0.7 1.5 1.7 4 50.9 5.5

9214 57,738.00$ 3324 3333 54.0 93.4 4.5 0.1 0.9 0 0.3 0.8 1.1 8 58 3.4

9215 36,498.00$ 5669 5833 43.4 90.4 6.4 0.2 0.4 0 0.7 1.9 2.3 3.9 59 6.9

9216 29,071.00$ 4248 4983 39.5 70.1 26 0.1 0.3 0 0.4 3 2.1 5.1 60.8 14.4

9301.01 40,208.00$ 3034 3312 45.7 97.4 0.4 0.7 0.2 0 0.3 1 1 7.8 72.1 4.3

9301.02 55,789.00$ 2645 2689 46.0 98.6 0.3 0.1 0.1 0 0.3 0.6 0.6 4 75.8 3.8

9302 52,462.00$ 2743 2935 44.4 97.8 0.5 0 0.2 0.5 0 0.9 0.8 7 76.7 4.5

9303 48,000.00$ 3689 3812 43.0 97.8 0.6 0.1 0.2 0 0.1 1.2 1 7.9 73.5 4.8

9304 55,786.00$ 4241 4251 40.5 98 0.9 0.1 0.1 0 0.1 0.8 0.7 3 76.6 4.1

9305 51,005.00$ 6115 5404 24.2 98 0.9 0.1 0.1 0 0.1 0.7 0.5 11.8 83.5 2.7

9306 52,215.00$ 3717 3817 43.1 97.8 1 0.1 0.2 0 0.2 0.7 0.9 5.3 75.2 4

9307 49,844.00$ 4286 4470 42.5 97.7 0.9 0.1 0.3 0 0.1 1 0.9 3.3 73.6 6.8

9308 50,278.00$ 4870 4690 47.2 97.8 1 0.1 0.3 0 0.2 0.6 0.6 5.7 75.8 4.1

9309 61,512.00$ 7148 6972 44.4 97.1 1.1 0.2 0.5 0 0.2 0.9 1 2.6 68.9 5.6

9310 46,689.00$ 5964 6257 47.0 96.8 1.4 0.2 0.7 0 0.1 0.8 0.7 3.8 66.1 4.6

9311 49,148.00$ 2495 2689 47.6 98.6 0.3 0 0.1 0 0.1 0.9 0.6 4 73.1 4

9312 44,034.00$ 3997 4021 47.6 97.5 1 0.1 0.4 0 0.1 0.9 0.7 6.3 67.2 3.6

9313 46,033.00$ 4264 4639 48.4 98.1 0.8 0.1 0.2 0 0.1 0.7 0.5 4 70.5 3.2

9314 29,571.00$ 4590 5381 43.4 91.1 5.7 0.1 0.1 0 0.3 2.7 1.2 5.8 62.2 8.3

9315 61,732.00$ 3906 3830 46.9 98.1 0.5 0.1 0.1 0 0.1 1.1 0.7 4.4 72.4 3.1

9316.01 35,826.00$ 4603 4790 41.8 96.3 1.5 0.2 0.4 0.1 0.2 1.2 1.4 6 61.7 7.6

9316.02 52,098.00$ 2996 3358 46.1 96.5 1.6 0 0.2 0 0.5 1.2 1.2 3.3 66.1 4.3

9317 42,969.00$ 2023 2326 46.2 89.9 7.7 0 0.1 0 0.3 2 1.6 6.5 67.8 4.6

9319 51,742.00$ 5982 6173 45.5 66.8 28.4 0.3 1 0 0.6 3 2.7 4.5 61 8

9320 54,125.00$ 5997 6419 45.9 89.8 7.2 0.3 1.2 0.1 0.2 1.3 1.6 7.9 72.8 5.7

9322 38,333.00$ 2802 1966 39.2 92.6 5.2 0 0.2 0 0.2 1.6 1.7 5.6 61.5 8.8

9323 44,274.00$ 5758 3097 46.4 95.6 2 0.1 0.3 0 0.2 1.8 1.9 6.8 62.1 6.1

9325 47,942.00$ 3263 5931 41.3 97.3 1.1 0.2 0.2 0 0.1 1.1 1.5 6.1 7.4 12.9

9326 40,101.00$ 3722 789 41.1 94 3.2 0.1 0.2 0 0.4 2 0.9 4.4 55.6 15.7

9327.01 39,607.00$ 5816 6297 45.2 92 3.8 0.2 1.2 0 0.3 2.4 1.3 6.5 57.1 8.3

9327.02 41,329.00$ 2598 2851 40.2 95.5 1.7 0.3 0.5 0 0.2 1.8 1.5 7.4 59.7 6.9

9328.01 38,856.00$ 3029 7333 41.0 92.5 4.7 0.2 0.7 0 0.2 1.7 1 2.8 56.8 6.3

9328.02 32,020.00$ 3647 2307 38.0 94.5 2.1 0.1 0.2 0 0.2 2.9 1.5 4.8 65.6 10.8

9329 59,935.00$ 2357 5930 49.5 93.1 3.1 0.3 1.8 0 0.6 1.1 1.6 4.9 65.7 3.5

9330.01 83,209.00$ 5803 3852 48.2 94.4 2 0 2.4 0 0.2 0.9 1.2 5.7 77.7 3.7

9330.02 55,382.00$ 4149 3049 44.6 92.8 4 0.4 1.4 0 0.3 1.2 1.3 2.2 65.1 6.6

9331 38,750.00$ 2601 3049 42.2 95.9 1.7 0.3 0.1 0 0.1 1.8 0.6 6 71 7.6

9333.01 37,039.00$ 2616 2620 43.2 95.5 1.6 0.2 0.3 0 0.4 2.1 1.4 7 58 8.8

9333.02 57,821.00$ 4617 4614 46.0 96.5 2.2 0.1 0.1 0 0.2 0.9 1.6 6 74.3 4.7

9334 50,121.00$ 3417 3633 45.0 95.1 3.2 0.1 0.4 0 0.1 1.1 0.9 7.8 73.7 4.5

9335 54,052.00$ 3903 4306 44.5 97.5 0.7 0.1 0.1 0 0.3 1.3 0.6 9.5 76.4 5.2

9336 38,237.00$ 4965 5365 40.2 97.6 0.8 0.1 0.1 0 0.2 1.2 1.1 2.6 59.9 8.4

9337 48,704.00$ 2863 2740 43.1 94.8 2.9 0.4 0.3 0 0.5 1.1 1.5 9.5 74.7 4.5

9338 20,995.00$ 2843 no data 36.0 75.9 20.1 0.4 0.4 0.1 0.2 3.1 2.3 4.2 51.1 12.59339 37,679.00$ 2250 no data 36.7 89.2 6.4 0.2 0.3 0 0.4 3.4 2.4 2.7 64.2 24.2

Source: *2014 American Community Survey, 5‐Year Estimates, **2010 Census, SF‐1, *** 2000 Census, SF‐1

Race (Percent)**

FY 2015 Fair Housing Training Schedule

Program Entity Responsible Target Audience Training Location Description of Training Date

CDBG CLA

Girard City Target

Area

Girard Multi‐Gen

Center

Fair Housing Rights and Complaint

Process for Persons with Diabilities 03/08/16 ‐ 9:30‐10:30am

CDBG CLA

Landlords and

Tenants

Newton Falls Twp

Hall

Landlords' Responsibilities and

Tenants' Rights as related to the Fair

Housing Act 04/11/16 ‐ 6:00‐8:00pm

CDBG TCPC/FHRC

Warren Area Board

of Realtors Sunrise Inn Fair Housing CEU for Realtors 04/26/16 ‐ 8:30‐12:15pm

CDBG CLA

Trumbull County

Housing Service

Providers YWCA of Warren


Process for Persons with Diabilities

& Elderly 05/02/16 ‐ 9:00‐11:00am

CHIP CLA

Elderly and

Disabled SCOPE Center

Overview of Federal, State, and

Local Fair Housing Laws 05/16/16 ‐ 10:30‐12:00pm

CDBG TCPC Military YARS


Local Fair Housing Laws 06/18/16 ‐ Time TBD

CDBG TCPC General Public

TMHA Summer

Resource Festivals



& Elderly TBD June‐July‐16

CDBG TCPC General Public

Trumbull County

Fair



& Elderly TBD ‐ July‐16

CHIP CLA General Population

Warren‐Trumbull

Library ‐ Howland


Local Fair Housing Laws 08/01/16 ‐ 10:30am‐12pm

CDBG CLA Elected Officials

Newton Falls Admin

Building


Local Fair Housing Laws 10/03/16 ‐ 6:00‐6:30pm

CDBG CLA

Landlords and

Tenants

Trumbull County

Admin Building

Landlords' Responsibilities and

Tenants' Rights as related to the Fair

Housing Act 10/06/16 ‐ 6:00‐8:00pm

CHIP CLA

Trumbull County

CoC YWCA of Warren


Local Fair Housing Laws 10/13/16 1:30‐3:30pm

FY2015 Fair Housing Outreach Program

Agency, Organization, Public Event List of Materials to be DistributedNo. to be Distributed

1st Qtr. 2nd Qtr. 3rd Qtr. 4th Qtr.

Apprisen

Fair Housing "It's Your Right" & Ohio

Fair Housing Law Brochures

50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Beatitude House



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Catholic Charities Regional Agency



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Coleman Behavioral Health



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Emmanuel Community Care Center



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Someplace Safe



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Trumbull County Children Services



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Veteran's Administration



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Valley Counseling



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Warren Family Mission



50 of each

brochure 1/1/2016 4/1/2016 7/1/2016 10/1/2016

Trumbull County Fair



250 of each

brochure Jul‐16

Approximate Dates of Distribution

U p d a t e d J a n u a r y 2 0 1 6

FA I R H O U S I N GIn Trumbull County or the City of Warren, if you suspect anyone of

violating the Fair Housing Act, please contact:

Susan Reighard, ParalegalCommunity Legal Aid160 East Market Street

Warren, Ohio 44481-1144TOLL FREE 1-855-837-8867

TTY service is available throughOhio Relay Service at 7-1-1 or 1-800-750-0750

OR

Local Government Fair Housing ContactTrumbull County Planning Commission

Cheryl Wood, Housing Specialist185 E. Market Street NE, Suite A

Warren, OH 44481330-675-2480

Local Government Fair Housing ContactCity of Warren Community Development

Michael Keys, Director 258 E. Market StreetWarren, OH 44481

330-841-2595

Introduction

Housing discrimination is not only illegal, it contradicts in every way the principles of freedom and opportunity we treasure as Americans. Equal access to opportunities for rental housing and homeownership is the cornerstone of federal housing policy of the nation. Trumbull County, along with the Department of Housing and Urban Development is committed to ensuring that everyone is treated equally in search of a place to call home.

What is the Fair Housing Act?

Title VIII of the Civil Rights Act of 1968, as amended, and ORC 4112 , prohibit housing discrimination in the State of Ohio because of:

• RaceorColor •Sex• NationalOrigin •FamilialStatus• Religion •Disability• Ancestry •MilitaryStatus

EQUAL HOUSING OPPORTUNITY

What is prohibited in the sale and rental of housing?

In the sale and rental of housing, no one may take any of the following actions based on race, color,religion,sex,disabilty,familialstatus,national origin, ancestry, or military status in the sale or rental of housing

•Refusetorentorsellhousing;•Refusetonegotiateforhousing;•Makehousingunavailable;•Denyadwelling;•Setupdifferentterms,conditions,orprivileges;•Providedifferencehousingservicesorfacilities;•Falselydenythathousingisavailableforinspection,sale,orrent;•Forprofit,persuadehomeownerstosellorrent dwellings by suggesting that people are of a differentrace,etc.;or•Denyanypersonaccessto,ormembershiporparticipation in, any organization, facility, or service related to the sale or rental of dwellings, or discriminate against any person in terms or conditions.

What is prohibited in mortgage lending?

No one may take any of the following actions based onrace,color,religion,sex,disabiity,familialstatus,national origin, ancestry, or military status:

•Refusetomakeamortgageloan;•Refusetoprovideinformationregardingloans;•IMposedifferenttermsorconditionsonaloan;•Discriminateinappriasingproperty;•Refusetopurchasealoan;or•Setdifferenttermsorconditionsforpurchasingaloan.

What else should I know about the Fair Housing Act?

It is a violation of the Fair Housing Acr to threaten, coerce, intimidate, or interfere with anyone exercisingafairhousingrightorassistingotherswhoexercisethatrightANDtomake,print,orpublish any statement, in connection with the sale or rental of a dwelling, that indicates a preference, limitation, or discrimination based on race, color, relgion, gender, disability, familial status, national origin, ancestry, or military status.

This prohibition against discriminatory advertising applies to single-family and owner-occupied housing thatisotherwiseexemptfromtheFairHousingAct.Therearelimitedexemptionstorentalpropertiesdesignated for seniors, individuals 55 and over.

Are there any additional requirements if I have a disability?

If you or someone associated with you has a physical or mental disability (including hearing mobility and visual impairments, cancer, chronic mental illness,AIDS,AIDSRelatedComplex,ormentalretardation) that substantially limits one or more daily activities, you landlord may not:

• Refuse to let you make reasonable accommodations to your dwelling or common useareas,atyourexpense,ifnecessaryforthedisabled person to fully use the housing. In some cases, if the housing is federally funded, the provider may have to pay.

• Refuse to make reasonable accommodations in rules, policies, practices, or services if necessary for the disabled person to use the housing on an equal basis with non-disabled persons..

TRUMBULL COUNTY, OHIOcommissioners.co.trumbull.oh.us › pdfs › Bids › Trumbull County...profile by census tract in Trumbull County is shown in the Appendix. Between 1980 and 2010,

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