The Invisible Financial Crash by Robert Paisola

THE INVISIBLE FINANCIAL CRASH? ROBERT PAISOLA REPORTS

A Strange New Crisis That Explains Everything Going Wrong in America…

“Americans should brace themselves for

an Economic 9/11.” – Trends Research Institute

To Our Friends Around the World,

My name is Robert Paisola.

I’m an Economist and The Chief Executive Officer of Western

Capital International Since our founding in 1987, our research has helped clients

make more money – through all markets – by knowing exactly what to do, and

when.

For example, back in 2000, we warned our clients about the coming dot-com

collapse. We said that, “We are at the peak of most likely the greatest

financial mania that has been seen in our lifetimes and, quite

possibly, the greatest ever witnessed.”

Shortly thereafter, the dot-com bubble burst. The Nasdaq 100 lost three-quarters

of its value and the leading index of internet stocks was down 90%!

But our Western Capital VIP Members were safe.

Likewise in 2008, we told our members to sell everything before the financial

crisis struck full force. We got out in time and actually averaged a positive gain of

28% on each sale even as the market dropped 37%.

Once again our members missed the worst of it.

Today, I write to warn our readers once again.

The last 40 years of American history were filled with crises. We've seen the

Energy Crisis of the 1970s… The Savings and Loan scandals of the 1980s… The

Dot-Com Bubble of the late 1990s… and the Housing Crisis of 2008…

But little could we know that all of it was leading to one singular event.

After years of unchecked deficit spending… Trillions spent on failed wars and

policing the globe… Untold numbers of bailouts and giveaways… An avalanche of

money printing… And unprecedented money manipulation by the Fed… We now

are at a “tipping point” in American history.

Once we go over the edge, there will be no turning back. And if I’m correct, that

moment has just passed.

What comes next will be a kind of sudden, shocking financial event the likes of

which we've never seen in America.

It’s a market phenomenon that is very unique in two ultra-specific ways.

First, nobody will see it coming.

There will be no news stories. No warnings from the government or Wall Street.

No chance to protect yourself until after the damage is already done.

But second, and even worse, there will be no place to hide during this event.

Unlike past market disruptions in American history, you won’t be able to “cash

out” and sit on the sidelines.

Bonds… Treasuries… Mutual Funds… Pensions… Cash… Real Estate… Savings

Accounts… Virtually everything Americans use to maintain wealth will be

affected.

If the evidence We have uncovered is correct (which I’ll show you here point-by-

point), we could end up in a situation where you need $10 million or more to

survive in retirement… Where millionaires require food stamps just to get by…

Where 80 year olds flood the job market looking for work…

It’s going to be an extremely difficult time for those who are unprepared.

And that’s why I decided to “go public” and put together this presentation for you

today.

In it, I’ll show you exactly what could happen during what I call an “Invisible

Crash.” I’ll show you how it might already be affecting your retirement… I’ll give

you a blow-by-blow account of why it will ramp up very quickly in the days

ahead… I’ll dig deep into the debt and economic crises that caused it…

But most importantly, I’ll show you the three simple steps I believe you MUST

take if you want to protect and grow your wealth in the coming years.

For example, one step we’re advocating involves a vastly overlooked safe haven.

It’s an unusual AAA-rated investment opportunity that actually increases your

payouts year after year. And the payouts are so high that it could double your

money every five years.

Another step involves a way you could potentially build a $10-million retirement

portfolio starting with just $100,000. (Full details in a moment.)

I’ll show you how to implement these plans so your retirement is not only 100%

safe during this strange market scenario – but so you also have a real opportunity

to lead the financially independent lifestyle you should.

But I will warn you. What I’m about to reveal could be quite disturbing. I will not

sugarcoat the truth.

I simply ask that you weigh the facts as I present them. And then decide for

yourself if my conclusions are correct.

Here’s everything from the beginning…

How did we Discover This Strange Market Phenomenon…

I’ve told you about a few of the predictions we’ve made over the years to protect

our members. We were spot-on in our warnings about both of the last two major

market crashes.

But at Western Capital, we are far from doomsdayers.

In fact, most of the time we consider ourselves to be bull market optimists.

That’s why, in February 2009, we sent out a letter to members telling them that

the market had bottomed out and that they should expect a sudden rally in

stocks.

In it, we predicted the beginning of a 3,000+ point rally. And on the surface, we

were right.

As you can see in the chart below, stocks rose by 4,436 points or 54% in the

following three years.

Our prediction proved to be accurate.

But something didn’t sit quite right. The economy was still in shambles.

Unemployment was sky high. Our national debt was climbing at a rate of more

than $1 trillion per year.

Obviously, the success in the stock market was completely out of balance with

what was going on in our economy.

We needed a new approach to measure success in the stock market. So, I decided

to start tracking stock market performance not in dollars, but rather in hard

assets.

And what I found was shocking…

While stocks were soaring in terms of dollar value, they were

actually crumbling in terms of real value.

Here is a chart of those exact same stocks… Over the very same period… But

priced in gold ounces rather than dollars:

Down 16%.

That’s quite a difference. Up 54% in dollars. Down 16% in gold.

Using other hard assets gave me equally disturbing results.

Here are those same stocks again, but priced in industrial metals like copper,

aluminum, tin, nickel, and iron ore:

Down 21%.

Here they are priced in cotton:

Down 16%. Just like gold.

In dairy products:

Down 14%.

And worst of all, here are those same stocks priced in oil:

Down a whopping 43%.

In other words, while stocks had risen in dollar value, they were vastly down by

almost every measure of real value.

The truth of the matter is…

Even if you had the incredible foresight to invest in the Dow at the bottom of the

market in 2009, you were still actually worse off by 2012 than you were back

then.

I know that may sound strange. You probably don’t feel worse off. But if you let

me explain further, I think you’ll see what I’m getting at.

Take a look at this table for reference.

What a Share of the Dow is Worth

2009 Vs. 2012 2009 2012

8.72 Ounces of Gold 7.3 Ounces of Gold

198 Barrels of Oil 113 Barrels of Oil

15,000 lbs Cotton 12,600 lbs Cotton

4,000 Gallons of Milk 3,440 Gallons of Milk

2.6 Tons Copper 1.5 Tons Copper

In 2009, a share of the Dow bought you 8.7 ounces of gold. By 2012, just 7.3

ounces.

In 2009, the Dow traded for about 198 barrels of oil. In 2012, just 113 barrels.

In 2009, the Dow was worth 15,000 pounds of cotton. By 2012, just 12,500

pounds.

Bottom line: Whether it’s gold, oil, cotton, milk, or nearly any other tangible

good, by 2012 a share of the Dow bought you far less than in 2009.

Of course, you probably don’t buy these types of hard assets on a regular basis.

However, this situation is a troubling indicator of what’s to come. And here’s

why…

It’s called the time-lag effect of price inflation. When the cost of raw essentials

goes up, businesses are reluctant to raise the prices on consumers. But over time,

once they realize that their new cost levels are permanent, prices will have to rise

across the board.

It’s this fact that’s allowing the government to claim that inflation isn’t a worry

right now. They’re looking only at consumer prices and not at the huge increases

in prices of resources and hard assets.

However, that’s starting to change very quickly.

I’m sure you’re starting to see the increase in cost of living almost everywhere you

turn.

From gasoline and milk… To automobiles and airline tickets… Tuition and

healthcare costs. Chances are you’re starting to pay a whole lot more for the basic

necessities.

So why has this happened? Why have stocks jumped in dollar terms while they’ve

collapsed when priced in real assets?

A Phantom Recovery

The reality is that this phenomenon is not hard to understand if you

know what’s going on in America right now. In fact, it actually

explains everything.

Ever since the start of the financial crisis, instead of actually fixing

any of our problems, we decided we’d simply let Ben Bernanke and

the Fed solve everything.

We didn’t try to work out our uncontrollable debt problem… Our

runaway healthcare and college tuition costs… Our long-term

unemployment disaster… Our non-existent GDP growth… And

certainly not our insolvent entitlement programs.

All we really did to fix the economy was pump money in and hope for

the best.

It started with the Fed bringing interest rates down to 0%.

People forget that this was unprecedented.

Never in the history of our country had we offered to lend out money

without receiving any interest in return.

In the last 50 years, we’ve hardly even dropped below the 4% mark.

You would think dropping rates to 0% would have required a big

debate, but shockingly it happened without anyone questioning

whether this was a good idea.

Everyone just went along with it, even as the Fed tried something that

had never been attempted in over 56 years. Take a look at this chart to

see what I’m talking about:

See that tiny little line at the bottom right corner? That’s our 0% interest rates for

now four years running.

And when low interest rates didn’t work, they tried the more direct approach of

having the Fed pump physical dollars directly into the system.

Did you know that we’ve had over 39 consecutive months of double-digit

monetary inflation in this country?

It’s true.

The Fed has tried all kinds of tricks to juice the economy.

They’ve tried QE1 and QE2… Operation Twist… Mortgage-backed security

purchases… Promises to extend 0% interest rates far into the future…

To me, this is one of the most telling charts about what is going on right now. It’s

the adjusted bank reserves of the United States.

As you can see, in late 2008, you get a massive 10-fold spike in the amount of

money in the system.

It’s only continued climbing from there.

And yet, none of this monetary stimulus by the Fed has done anything to solve

our real economic problems.

For one thing, the unemployment picture is still awful. As of mid-2012, there

were about 5 million more unemployed Americans than at the start of 2008.

Income and wages haven’t increased at all, either.

A recent IMF report indicates that since 2009 labor compensation has increased

in every leading economy except four: Spain, Greece, Ireland… And the United

States.

And The Wall Street Journal confirms that “the income of the typical

U.S. family has fallen to levels last seen in 1995.”

But the Fed’s money-pumping has created one very real and tangible result.

Prices have skyrocketed across the country.

Just in the last four years since the “recovery” began, we’ve seen record prices in

corn… milk… gold… cotton… gasoline… copper… orange juice… beef… grain…

Virtually everything.

You name it and the price has soared.

And yet, we’re still in the very early stages of this phenomenon right now.

As all the money pumped in by the Fed finally makes its way into consumer

prices, I think Americans are going to be shocked by the sudden and dramatic

rise in the cost of living.

In fact, prices are already rising so fast, that stocks can’t keep up. Priced in

virtually every asset other than dollars, stocks were sharply down between 2009

and 2012.

This is what I call an “Invisible Crash.”

It’s a situation where so much money is pumped into the system that stocks do in

fact rise, but the cost of living goes up even faster.

Think of it this way. If your stocks are up 30% for the year, but your cost of living

is up 50%, you’ve actually lost 20% of your wealth.

That’s basically what our country is going through right now.

For example, over the 3-year period from 2009 to 2012, you would have needed

returns of 28% per year just to break even. That’s tough for most regular people

to do.

And for reasons I’m about to get into, I believe that it’s not just likely,

but inevitable that it will get much, much worse.

In fact, I think the Fed’s latest announcement is the final straw that begins the

first ever major Invisible Crash in this country.

Consider, the Fed’s latest move consists of pumping $40 billion per month into

the economy indefinitely… Extending 0% interest rates years into the future with

no end in sight… And all with the promise to “do more” if it doesn’t work.

In other words, they’re putting all their chips on the table.

They’ve openly declared that they will do anything to get our economy moving

again.

But what are they going to do if these policies don’t work?

What if all they get from this is higher prices, more debt, and a weaker economy?

What will they do then?

The Fed's Next Move...

I’d suggest that the end conclusion is already written.

You see… Our problems run so deep that they cannot be solved with just a bit of

Fed money. They’ll need to pump more and more as their policies continue to

fail.

And the reality is, the more they do this, the more the cost of living and price

inflation is going to wipe out the savings that everyday Americans are barely

holding on to.

The result could be a very fast and sudden expansion of The Invisible

Crash. Americans will be left losing money every day automatically

through no fault of their own.

There will be no place to hide… At least certainly not in Bonds…

Treasuries… Money market accounts… Or any other traditional safe

havens.

The fact of the matter is… If you do nothing now, it’s likely that huge

amounts of your wealth will be wiped out.

However, there are several steps you can take to potentially create

supercharged growth in your retirement account over a very short

period.

For example, you’ve probably never heard of what we call the “True Safe Haven.”

It’s an AAA-rated opportunity that could double your money every five years.

Then there’s a way I can tell you how to potentially build a $10-million retirement

portfolio, starting with just $100,000.

Plus I’ve uncovered one particular hard-asset play that, if historical standards

hold true, could be close to beginning a 453% jump in value.

But before I get into all that, let me give you an idea how the founding of our

national bank completely changed the path of our nation… And why everything

that’s happened since then has been a process inevitably leading us to The

Invisible Crash…

How it All Got Started…

To truly understand what’s going on with the Fed, you have to know a little bit

about the founding of our national bank.

The history of the Fed actually begins hundreds of years ago, before America was

even a country. It starts with the creation of The Bank of England in 1694.

At the time, England was busily expanding to all corners of the globe. They had

the world’s richest people… The largest navy… The wealthiest merchants.

But as they fought wars with France and increased their Empire, England came

upon a problem.

They didn’t have enough gold to finance all these expensive ventures.

So King William III came up with a radical idea. He created The Bank of England

with a royal charter to become a “fund for perpetual interest.”

Essentially, it created a radical new “monopoly” bank that could create money for

loans that the monarchy otherwise could not pay. Even though the money was

supposed to be backed by gold, the bank could just create as many paper notes as

they needed, even if there wasn’t enough gold in the vaults.

In other words, it was an unlimited cash machine. The British Empire could use it

to fund wars, commerce, exploration, building projects... Whatever they wanted,

really.

And that’s what they did.

For a time, this new bank was able to supercharge the British Empire to

unbelievable heights.

But then something went wrong…

People lost faith in their money.

The colonists in America, for example, started to resent the fact that they had no

control over the British pounds they were forced to use in trade.

So the colonists created their own currency and fought the American Revolution

to free themselves from the British banking system. (Among other things,

obviously.)

And, for a time, it worked great…

America Repeats England’s Mistake

Once America broke from British rule, they were free to control their own

money.

They set up a gold-backed dollar and for the first 121 years ran

a financially sound government. During those years, the government ran 80

surpluses and only 41 deficits – the majority of which came during times of war.

But then, in 1913, after an intense financial panic, the United States decided to

repeat history and create a new national bank with monopoly power just like

William III with The Bank of England.

They gave the new “independent” Federal Reserve the power to create money out

of thin air.

This was the green light our political leaders were looking for. With unlimited

power to create as much money as needed, they could spend whatever they

wanted and never worry about having the cash.

We added department after department to the Federal government… Engaged in

foreign conflicts across the globe… Promised benefits to the public that couldn’t

possibly be paid for.

And sure enough, the budget exploded.

As I said, in the 121 years prior to the Fed, our government ran 80 surpluses and

41 deficits. But since 1930, we’ve run just 13 surpluses and 69 deficits.

Suddenly, we had a credit card with no limit. There was nothing to keep our

leaders in check.

And America has gone crazy with spending ever since…

America Gone Wild

There’s no end to the number of things American politicians have found to spend

money on.

Foreign conflicts are a popular one.

Of course, everyone knows about the wars in Iraq and Afghanistan, but that’s just

the tip of the iceberg for America’s foreign involvement.

As of 2011, we had military personnel in 148 countries. (Out of a

possible 196!) We have around 900 overseas bases or facilities. And

we spend approximately $338 million per day on our foreign

conflicts.

Our domestic spending is even worse.

Last year, House Republicans agreed to cut $35 million from the

House operating budget.

John Boehner hailed these cuts as a “commitment to making the

tough choices necessary to end Washington's job-killing spending

binge.”

There’s only one problem…

The government spends approximately $11.6 million per minute. That

means that their “tough choice” of cutting $35 million was gone in

about 3 minutes!

That’s the problem when you create a bank and give the politicians free rein to

use it as their own personal cash machine. And we’re seeing the effects of wild

out-of-control spending all over the country…

Like in the San Jose school district, where the government spent $725,000 on an

automated pizza machine. In 2 years, the machine produced a total of 2,000

pizzas for a cost of roughly $360 per pizza.

Or recently when The National Science Foundation was given $500,000 to

study how stress affects shrimp. No kidding. And part of the study involved

having the shrimp “run” on treadmills.

Denali National Park in Alaska spent $1.49 million to replace 36 toilets. That’s

$41,000 per toilet, in case you’re scoring at home.

And spending on the Federal level is even worse…

In one six-year period, the Department of Defense spent $100 million

on approximately 270,000 unused airline tickets. But it gets worse…

These were fully refundable tickets. The government bureaucrats

were just too lazy to get refunds.

And this one takes the cake…

In the Treasury’s 2003 Financial Report of the United States

Government, the ledger marked $24.5 billion in “missing money.”

The government was sure someone somewhere had spent it. But they

had no idea when or by whom. (Imagine if you tried to tell the IRS

that!)

That missing $24.5 billion would be enough to hand every resident in

my hometown, Salt Lake City, a check for $100,742 each!

The point is… America is out of control.

We’ve gotten so used to accessing free credit that we don’t even think twice about

wasting billions and billions of dollars.

It’s the reason we’ve addressed our major economic problems by taking the easy

way out. We just let the Fed wave its magic wand and hoped that poof, our

economy would be roaring again.

However, the real result has been a very difficult situation for those saving for

retirement. All the Fed’s money-pumping has led to such a vast increase of prices

in such a short time that the market can’t keep up.

And now, the debt crisis is reaching a tipping point.

Our debt has expanded so quickly and so recklessly, that foreign governments no

longer will finance it. In fact, during the last fiscal year, nearly three-quarters of

our deficit was financed by the Federal Reserve itself.

That’s $974 billion created out of thin air by the Fed and then used to purchase

our own debt. And this situation can only get worse…

Over the next 10 years, the projected deficit of the U.S. is $13 trillion. If the Fed

continues paying for 75% of all new U.S. debt, they’d have to print nearly $10

trillion over this period.

That’s enough to increase our current monetary base nearly 10-fold.

I believe it will result in an enormous Invisible Crash that will rock everything

from Treasuries to savings accounts to the very cash that you hold in your wallet.

I’ll show you exactly how this could go down – including a chance to gain

immensely when it does – over the next few minutes.

But first, let me lay to rest something I often hear from politicians or media

pundits. Some will tell you that we can get out of this mess we’ve created. All we

have to do is cut back, balance the budget, and right the ship.

I can tell you that there is absolutely NO CHANCE of that happening.

As I’ll explain, it’s gotten so bad that mere spending cuts and tax increases aren’t

going to make a bit of difference…

Just How Bad is America’s Debt Crisis?

In 2011, the U.S. government hit an infamous milestone.

Debt topped 100% of GDP.

That’s right… The U.S. government now owes more money than the entire

economic output of our economy.

It’s now up over $16,282,374,526,835. (And counting.) By the time

you’re done with this presentation, it will have increased by

approximately $232 million!

But how much debt is that really?

Well, consider this…

If every small business in America sold off every asset it had and handed it over

to the Federal government, it would still only pay off one-third of the debt.

If each family in America handed over all their savings to the

government (the average is just $4,721per family), it would only pay

down $391 billion – not even enough to cover half of one year’s

deficit!

If every one of the 83 million families in America sold their houses for an average

price of $125,000 and handed the proceeds over to the government,

it still wouldn’t pay off the debt.

It’s an impossible situation.

I think you can agree, we can’t solve that kind of debt problem with a few cuts in

discretionary or defense spending, as the current politicians like to suggest.

And raising taxes won’t do it, either.

The fact is, even if the IRS taxed millionaires at 100%, (assuming they would

work for free) the take would be just $616 billion. That’s only a third of 1 year’s

deficit.

Even Bill Clinton agrees, saying “you could tax me at a 100% and you wouldn’t

balance the budget.”

And President Obama’s so-called “Buffet Rule” – the one that Obama says will

“stabilize our debt and deficits for the next decade” – only brings in an extra $5

billion in revenue according to Obama’s own Treasury numbers.

That’s about how much the U.S. pays in interest on the debt per week.

Even the Paul Ryan budget, which has been declared “radical” and “extreme,”

actually raisesgovernment spending by 36% over the next 10 years according to

FoxNews. It jumps from $3.6 trillion to $4.9 trillion.

The only reason it’s controversial is because it raises government spending so

much slower than opposing plans.

But if raising government spending by 36% is radical, imagine what a “business

as usual” approach is going to look like.

The fact of the matter is, even if we got serious about the budget, cut spending to

the bone, and somehow managed to produce a surplus of $100 million per day…

It would take until the year 2461 before it was paid off!

Obviously, this is a systemic crisis of epic proportions.

And the worst part is… I haven’t even touched on the most toxic part of the

budget yet…

The Entitlement Nightmare

Let me start off by saying that I think Medicare and Social Security are good

programs. There’s nothing wrong with taking care of the elderly or the sick –

especially when they’ve paid into the system. It’s simply the right thing for a

civilized society to do.

However, there is something wrong with a system that takes care of everyone,

regardless of whether they need help.

Do millionaires and billionaires really need Social Security and Medicare?

Absolutely not!

And yet, just like everyone else, they’ll collect Social Security and Medicare

benefits every month.

This is the problem with top-down Federal programs. They don’t have a clue

what’s happening at the individual level – or who really needs the help.

It’s the reason these systems are full of fraud and waste.

For example, in South Florida, a couple of psychiatrists were recently convicted

of a massive mental healthcare racket. Just the two of them were able to bilk

$205 million out of the taxpayer-funded Medicare system.

The problem is that Medicare has almost no accountability. You can submit

almost anything and it will get paid.

In fact, an MSNBC report on Medicare fraud found “billions in

questionable claims.” Claims that were paid out included diagnoses

listed as “?” “zzzzz” and “☺.”

Obviously, there are major problems with our entitlement systems. And they are

by far the biggest drivers of spending in Washington.

According to Sen. Kay Bailey Hutchinson, Social Security and Medicare “account

for nearly half of all Federal spending.” Adding that they are “speeding toward a

financial collapse.”

I should say so…

Usdebtclock.org, an organization dedicated to providing true statistics on the

government debt problem, gives us the shocking truth.

According to their calculations, total unfunded liabilities in the U.S. – including

Social Security, Medicare, and prescription drugs – actually come out to $115

trillion!

That’s $1,028,397 dollars per citizen!

Considering the average citizen has less than $5,000 in savings, I’d venture to say

that getting each citizen to pony up over $1 million is not likely to happen.

So how are we planning to cover all these expenses and keep the music playing?

Foreign Governments Don’t Want Any More U.S. Debt!

In the past, we financed all our reckless spending with foreign money. As the

world’s reserve currency, the dollar was hoarded by nations all over the globe.

And they were more than willing to loan us those dollars back.

We think the world won’t ever quit buying our debt. But unfortunately, that

gamble is already starting to lose…

Since 2009, the amount of U.S. treasuries purchased by foreign governments has

dropped a stunning 68%.

It’s the reason the Fed had to buy nearly three-quarters of all new U.S. debt last

year.

Foreign governments have basically decided that this relationship isn’t working.

They see how much debt we’re piling up… They see the Fed’s crazy policies… And

they know that the dollar’s time on top can only last so long.

Which is why they’re desperately trying to break free from the dollar.

China and Japan, for instance, in early 2012, agreed to start trading directly in

their own currencies for the first time.

By getting the U.S. middle man out of the picture, both countries can “move away

from using dollars,” according to a New York Times report.

“Chinese officials have made it clear that they believe the international economy

is too heavily dominated by the dollar,” says Charles A. Kupchan, a professor of

international affairs at Georgetown University.

And this is just one of the many moves China is making to rid themselves of the

U.S. dollar.

In a meeting between Russian President Vladimir Putin and Chinese Premier

Wen Jiabao in St. Petersburg, both parties agreed to renounce the dollar.

“We have decided to use our own currencies,” said Putin.

In March 2012, Iran declared that it would no longer trade oil in dollars.

In June, China inked a deal with Brazil that allows their central banks to trade

outside the U.S. dollar. They recently made others with Turkey and United Arab

Emirates.

Even Australia, a close U.S. ally, agreed to trade with them without using dollars.

This is a very scary development for the U.S. for a couple reasons…

First, if all these governments don’t trade dollars, then they have no reason to

hold massive reserves. That means literally trillions of dollars could come

pouring right back into the U.S., sending prices soaring all across the country.

But secondly, these countries now will have far fewer dollars to lend back to us.

We won’t be able to get trillions of dollars to cover our deficits – at least not at the

1% rates we’re currently willing to pay out.

Instead, lenders will demand a much higher rate of interest. And that could doom

our economy.

Right now, we pay about $450 billion per year in interest on the debt – that’s

more than we spend on The Departments of Commerce, Education, Energy,

HUD, Interior, Labor, and Transportation... Combined.

But if interest rates were to go up to, say, just 10%… (we won’t even discuss what

would happen if they went to 20% like they did in the 80s), we’d be looking at

yearly debt payments of $2.1 trillion and climbing by 2014 – enough to double

our entire debt to $32 trillion in just five years.

Obviously, that’s the big gamble that we’re taking as a country right now.

So how do we continue running up trillion-dollar deficits year after year without

anyone lending us new money?

By printing fresh dollars, of course.

And as this process speeds up, there is only one logical outcome.

Former Fed Chairman Alan Greenspan sums it up best…

“We Cannot Default, We Can Just Keep Printing Money.” – Alan Greenspan

After the S&P downgrade last year, Alan Greenspanwent on NBC’s Meet the

Press and gave us a very candid statement about the possibility of a default on the

U.S. debt.

“The United States can pay any debt it has because we can always print money

to do that. So there is zero probability of default,” he said.

And that’s exactly what’s happening.

According to an article in Forbes, after the financial crisis we saw 39 consecutive

months of “double-digit year-over-year rates of monetary inflation.”

With the world less and less likely to continue funding our wild spending, the

U.S. has essentially decided to simply print our way out of the problem.

We’ve already discussed all the attempts the Fed has made at jumpstarting the

economy with QE1 through QE3.

Only the latest round is much worse than the first few. In their announcement,

the Fed said they will keep interest rates near zero “through at least mid-2015.”

In addition, the Fed will begin pumping $40 billion into the economy each month

with no end in sight. Worse yet, if “the labor market doesn’t improve

substantially,” they’ve agreed to ramp it up even more.

Basically, they’ve approved doing QE to infinity… An endless amount of money

printing to prop up the economy.

Of course, the markets cheered the news. They love it when the Fed pumps

money into the economy because so much of it goes right into the stock market.

But the average guy off the street isn’t so happy. Because he knows this is an

unending assault on his wealth.

Meanwhile, the Fed claims that prices aren’t rising because “core inflation” isn’t

going up that fast. But core inflation doesn’t include food or energy, the bulk of

what Americans need every day to live.

And if prices weren’t rising, we wouldn’t have seen records set in everything from

gold to corn to cotton or even orange juice.

That’s the nature of The Invisible Crash. The more the Fed pumps money into the

economy, the more we’ll likely see prices of food, clothing, gas, electric bills, etc.

rise to never-before-seen levels in this country.

And it’s not likely to slow down. In fact, as I’ve pointed out, it’s already happening

and likely to speed up.

Economist Nouriel Roubini, a senior advisor to Treasury Secretary Timothy

Geithner, admitted that this was a strong possibility in a recent interview

with The Wall Street Journal.

Roubini predicted that there will be an announcement of more quantitative

easing.

And he says the Fed won’t stop there…

“We’ll have QE3… Maybe QE4… Maybe QE5.”

Just imagine what we’re looking at right now…

Seven or More Straight Years of 0% Interest Rates…

An Indefinite Money-Printing Program Every Month…

Foreign Governments Turning Their Backs on Buying U.S. Debt…

Trillions of Dollars Flowing Back in to the Country as Trade Turns

Away From the U.S. Dollar…

All of this will be severely damaging to the average American. The value of your

checking and savings accounts… Treasuries… bonds… stocks… paychecks…

money market accounts… virtually everything denominated in dollars will lose

significant value.

Of course, you and I know how crazy all this is. There’s no such thing as a free

lunch. And you can’t make your country rich by simply putting enough zeros on

the back of the currency.

But no matter how obvious these facts are to the rest of us, somehow our political

leaders can’t and won’t ever get it.

To be quite frank, it’s just too easy for them to go this route. Fixing real problems

is hard. But printing money is easy, especially in the modern world.

As CNN reports, when inflating their way out of debt, “modern central banks

don't have to print bills or float debt to create new money; they just add money to

their customers' checking accounts.”

And our so-called “intellectual elites” are happy to go right along with them.

Here’s what Nobel prize-winning Keynesian economist Paul Krugman says we

should do to solve our economic problems:

“First of all, it would involve more, not less, government spending

for the time being… And it would involve an all-out effort by the

Federal Reserve to get the economy moving, with the deliberate goal

of generating higher inflation to help alleviate debt problems.”

The worst part of all of this is our political leaders are actually listening to people

like Krugman. No one wants to take the hard road. Everyone wants to solve our

problems with the snap of a finger.

And because our debt situation is so dire and unmanageable, the only way to keep

everything normal is to print money and finance our own debt.

The result will be a great increase in the cost of living. Which is what we’ve seen

in record prices in gold… corn… grain… milk… gasoline… orange juice… cotton…

etc.

That’s what will make this situation so hard for a lot of Americans.

With prices rising at these rates, it won’t be enough to simply save your money

because that money will constantly be losing value. Anyone who wants a decent

retirement will have to actively increase their wealth at many times current rates

to keep up.

That’s just the nature of The Invisible Crash.

However, if you prepare for this situation early, you could actually do extremely

well for yourself.

Here’s how…

How You Could Double Your Money Every 2.5 Years Thanks to The Invisible Crash

First some good news…

This process is not going to happen overnight.

Most doomsdayers will tell you the whole system is going to collapse tomorrow.

But if that were the case, you shouldn’t be investing at all. You ought to be buying

food and water, learning how to hunt, building a shelter, and hunkering down for

the coming catastrophe.

That’s not what our evidence suggests.

Rather, this Invisible Crash will be a long-term event that will erode your money

at a quickening pace year after year.

Essentially, it will just be a much faster version of what’s been quietly going on

for the past 100 years.

This chart of decline of the value of the dollar during the 20th century really says

it all:

The Invisible Crash is a turbo-charged version of the massive dollar decline we’ve

seen since the Federal Reserve was established back in 1913.

So what can you do to take advantage of this situation when The Invisible Crash

hits full speed ahead?

Well, there’s a series of very simple financial moves some very smart people I

know are taking.

I believe that if you follow these three steps, you could easily double your money

every 2.5 years going forward… And you’ll soon be on the path to lasting, real

wealth.

It’s going to be extremely important that your investments perform this well in

the future. Right now, most financial planners would have you believe that $1 or

$2 million is going to be enough for your retirement, but with rapidly rising

prices you may find those amounts to be woefully inadequate by the time you get

there.

It’s likely that very soon most of us used to a middle class or better lifestyle will

need $10 million or more just to get by in retirement. This is no exaggeration,

when you consider how much I’ve showed you our purchasing power has lost

already, and is declining even faster.

So here are the specific steps I believe you should take...

STEP #1: MOVE MONEY OUT OF TREASURIES, MONEY MARKET

ACCOUNTS, CASH, OR ANY OTHER LOW RETURN “SAFE”

INVESTMENT… AND GET INTO THIS INSTEAD.

Most people consider Treasuries, money market accounts, cash, etc. to be very

safe investments.

But nothing could be further from the truth.

If The Invisible Crash hits with full force, and foreign governments start refusing

to buy U.S. debt, logically, interest rates would have to rise to attract new

lenders.

The result could easily be a massive collapse in the value of these low-yield

investments.

As Warren Buffett wrote in his annual letter to shareholders, "Right now bonds

should come with a warning label."

And Alexander Green, probably the investment guru I trust most, recently told

me “it’s not just unlikely that investment-grade bonds will generate high returns

over the next few years. It’s mathematically impossible.”

Consider… bonds go up in value when interest rates drop. And they collapse in

value when interest rates rise.

And at the moment, it is basically impossible for interest rates to go anywhere but

up.

For example, 30-year bonds right now yield just 2.5%.

So, if you lock yourself in at that rate, your best-case scenario is getting 2.5% for

the next 30 years.

If interest rates grew to just 7% or 8%, or even 20% as it did in the 1980s, these

bonds willcompletely collapse in value.

If you’re investing in these or other low-return “safe” plays, I’ve got news for

you… You will absolutely run out of money early on in your retirement.

However, if you’re looking for pure safety, there is an alternative…

For starters, these are extremely safe investment opportunities, with many

holding the same AAA-rating as U.S. treasuries. They have a historical win rate of

over 91%. And they can build wealth faster than traditional stocks, bonds,

Treasuries, mutual funds, or anything else, really.

The great thing about what I call the “real safe haven” is not just that they offer

many times what a savings account or 2-year CD offers, but that they

actually increase their payouts every single year.

For example, one of these we just recommended already yields 7.3%. In 1 year,

it's expected to yield 8.3%. After 3 years, 11.2%. And 5 years from now, it's likely

to pay at least 15.8%.

Imagine if you could buy a regular Treasury right now that did that.

Why get locked in to a 2% rate for 10 years when you could be getting 16%?

At 2%, you double your money every 35 years. At 16%, it takes you less than 5.

If you could double your retirement account every 5 years in an AAA-rated

investment opportunity, wouldn’t you do it?

The other great thing about this safe haven is that you can continue receiving

these double-digit yields for as long as you like. There is no maturity date. And

they’re likely to continue increasing the payouts for many years to come.

Also, because their payouts increase year after year, they won’t collapse in value

when interest rates rise. In fact, the payouts could increase even more.

And most of these increase the size of their payouts for 25 straight years or more.

If you’re looking for a safe haven… A set of AAA investments that pay big… And a

way to fund your retirement and double your money every few years (which

you’re going to need to do during The Invisible Crash), this is it.

I’d like to send you all the details in The Oxford Club’s special report: How to

Double Your Money Every Five Years in a True AAA-Rated Safe

Haven.

Ok, that’s step one. That’s your safety net.

Now for step two.

STEP #2: AN OPPORTUNITY TO COLLECT UP TO 453% ON MODERN

SOCIETY’S MOST ESSENTIAL ASSET

Look, we know that prices are going to continue to rise across the country going

forward.

Just in the last 3 years, we’ve seen record prices in just about everything from

corn… to cotton… to copper and uranium.

And that continuous march forward for commodity prices isn’t going to stop any

time soon. After all, it’s been going on for more than a decade.

Consider… Since January of 2000, the S&P 500 decreased by nearly 6%. So over

13 years, stocks actually lost you money. (And that’s in dollar value. In terms of

gold, stocks have lost a whopping 84%!)

But over those same 13 years, real hard assets have gone on an enormous run.

Uranium for example has been up as much as 1,829%.

Oil… Up 1,400%.

Gasoline… 1,000%.

Nickel and Silver… 960% and 900%.

Cotton… 557%.

Rice… 545%.

Out of the 32 top highs for commodities over the past 13 years, only two failed to

double in value. The average high was a gain of 629%. And none performed worse

than the S&P 500.

Why have commodities gone on such an incredible run?

The world’s most famous billionaire commodity investor sums it up best:

“It depends on the supply and demand. And we have had a dearth of

supply. Nobody has invested in productive capacity for 25 or 30 years

now. The inventories of food are the lowest they have been in 50 years

and you have a shortage of farmers…

“As for metals, nobody can get a loan to open a mine... Who is going to

give you money to open a zinc mine? It takes at least 10 years to open

a mine so it's going to be 15 or 20 years before we see new mines come

on…

“As for oil, the International Energy Agency came out recently with a

study showing that oil reserves worldwide were declining at the rate

of 6% or 7% a year…

“I would rather be in commodities because it's the only thing I know

where the fundamentals are improving. Commodities are going to be

the best place to be in my view.”

If you’re going to have enough in retirement to survive The Invisible Crash, you

will need to own a good portion of real, hard assets.

Of course that means some gold, silver, oil, etc. You should have those in your

portfolio.

But there is one resource that I believe is an absolute MUST BUY right now.

First of all, this commodity is far more useful than gold or silver. It’s estimated

that one-fifth of everything we use includes this material or requires it to be

manufactured.

For instance, without this substance, oil refineries couldn’t make gasoline.

Without it, computer hard drives could not store hundreds of gigabytes of data.

Without it, combustion engines in automobiles would not run.

Without it, we would not have fuel cells for electric cars.

This substance’s importance cannot be overstated.

And on top of that, it’s far more rare than gold. The total world supply of this

commodity would fit in the average American living room!

But despite its incredible uses and extreme scarcity, right now is easily the best

buying opportunity of the past two decades.

The last time it was this cheap relative to gold, it promptly went on a 453% run.

Already, a few analysts are starting to pick up on this. “This [resource] hasn’t

been so cheap in 20 years” says one. Another called it “a rare opportunity cheaper

than gold.”

Obviously, this is a time-sensitive situation that could really increase your wealth

quickly over the next few years.

And I’ve written up a special report that gives you all the details, called: “How to

Collect 453% on Modern Society’s Essential Asset.”

On top of that, I’ve also put together a special report on all of

commodities: “Triple Your Money in Commodities Thanks to The

Invisible Crash.”

I’ll send you these reports as well as the one on the true safe haven that I

mentioned earlier.

But it’s the third and final step that stands to be the big moneymaker for you.

This is what you’re going to absolutely need if you expect to live off of your

investments during your retirement.

STEP #3: HOW YOU COULD DOUBLE YOUR MONEY EVERY 2.5

YEARS USING THE $10-MILLION RETIREMENT PLAN

Now, I know this sounds crazy, but if you’re going to truly make it during The

Invisible Crash, in my opinion you’re going to need stocks to get there.

People forget that when the Fed pumps billions of dollars into the economy, a ton

of it goes right into the stock market. That’s why stocks are up so much since the

financial crisis.

But as I showed you earlier, it’s not going to cut it to simply keep up with the

market.

If prices continue rising at the rates of the last decade or so, you will need to bring

in double-digit returns at the very least just to keep up.

Fortunately, there are many individual stocks that are actually increasing in real

value.

The obvious example is one like Apple.

Since its bottom in November 2008, Apple has risen 258% even when priced in

gold. In 2008, 10 shares of Apple were worth 1.12 ounces of gold. Today, they

would be worth 4.01 ounces.

In other words, the increase in Apple’s stock was real. It wasn’t created by the Fed

printing money, but rather by a good company producing a valuable product.

And there are a select number of companies just like Apple that are truly creating

value.

That’s what you have to look for in a situation like this. When the government is

screwing with the economy… Creating onerous regulations on businesses…

Creating uncertainty on taxes… Trying stimulus and money-pumping to

jumpstart the economy…

When the government is doing that stuff, you can’t sit back and wait for them to

fix things… Because frankly, they won’t.

What you have to do is look for those companies that are so successful, the

government just can’t stop them from making money. I’m talking about

companies that increase revenues year after year… develop breakthrough

products… Pick up new market share… Increase their dividend payouts… And on

and on.

It’s this approach that has handed Oxford Club members such unprecedented

returns.

Since 1991, we’ve averaged a 16% return per year on our members’ portfolio. If

you had been a Member back then, and invested $100,000 in our

recommendations, you could be sitting on$2.26 million today.

Compare that with the returns of the traditional market. At 7% a year, you’d have

just $414,000. If you locked yourself into 3% Treasuries, you’d be looking at

$186,000.

And lately, with the Fed’s money pouring money into certain sectors of the stock

market, we’ve been doing even better.

Consider the open positions in our Oxford Trading Portfolio, our research

portfolio that gives our members each of our current recommendations. In dollar

terms, every single one is up significantly, most in double or triple digits.

Here’s a screenshot of all our current recommendations and their performance.

(Of course, I’ve blacked out the ticker symbols. It would be unfair to our paying

members if I simply gave them away.)

As you can see, our current recommendations are up a total average of 50.9%,

with an average holding time of 605 days. Annually, that’s an approximate return

of 30.8% per year. In other words, so far this year we’ve outperformed the return

of the Dow (12% annual returns) and we’ve also done so over the last three years.

At that pace, you’d stand to double your portfolio every 2.5 years.

Our gains for 2010 and 2011 have an average of 22%, outperforming the Dow by

10 whopping percentage points, at that rate you could double your portfolio every

3.5 years.

If we kept producing these kinds of gains, $100,000 could grow into as much as

$1.47 million in 10 years. And in 17 years, you could have over $10 million.

Of course, I know that might not be as fast as you’d hoped to get to $10 million,

but I’m not going to promise you what we historically can’t deliver. We can’t

promise future gains, but as I’ve shown you, our track record speaks for itself.

I believe our system allows the safest and fastest real way to turn a small

retirement fund into a truly wealthy retirement nest egg.

I’ll send you everything you need to know to get started with this $10-million

retirement plan we call our “Pillars of Wealth System,” along with all the special

reports I mentioned above.

In it, you’ll learn all about our asset allocation model… how to minimize risk and

maximize returns… How to reduce your tax payments… what kind of stocks to

buy and when…

I think you’ll be extremely pleased because our track record shows our success

through just about every market imaginable.

We’ve done this well in comparison to the broad markets by recommending

stocks that increase in real value, not just because of Fed-induced stock price

inflation.

And our performance really stands out when you look at how our stocks have

done when priced in gold. Our model portfolio is loaded with stocks that have

increased in real value. Like…

BBT… Up 75% in gold ounces in 416 days

COV… Up 22% in gold ounces in 354 days

PAA… Up 37% in gold ounces in 353 days

TDC… Up 35% in gold ounces in 325 days

CERN… Up 25% in gold ounces in 293 days

TM… Up 10% in gold ounces in 263 days

Remember, these gains are priced in gold ounces. In dollars terms, these stocks

are up even higher. But it’s important to see which stocks can actually buy you

more physical goods once you sell them.

That’s how you know that you’ve chosen good opportunities, and that your

standard of living is increasing.

And I have to say, I’m very proud to be part of an organization that has

performed so well.

And yet it surprises me that sometimes people are reluctant to give us a try.

They think, “I’ve seen these types of letters before. How do I know that we at

Western Capital are better than any other?”

Personally, I hope you are thinking that right now… Because it means you are a

smart wealth-seeker. And you don’t believe everything you hear.

However, there are two actual ways to tell which investment research letters

really are as good as they say they are.

First, there’s the independent Hulbert Financial Digest. Gary Hulbert created

this service for the exact purpose of ranking the various newsletters across the

country.

And The Robert Paisola Western Capital Communiqué just made Hulbert’s

Honor Roll for being top 5 in performance not over 1 year… not 2 years… not 5

years… But over a full decade.

According to his own analysis, we’ve beaten the Wilshire 5000 Index by a 30-to-1

margin over that period.

As I said before, we’ve averaged a yearly return of 16% since 1991, and even better

in recent years, so it’s not hard to see why we’re ranked so highly.

The second way to know if an organization really has the “right stuff” is to see

what actual members have to say.

Since the 2008 financial crash, we’ve helped thousands of our members make far

more money than the cost of living has risen...

Joseph Marigold from Ohio wrote recently to say: “I am up Hundreds of

Thousands of dollars since the market crashed.”

Mary Pinter, from San Francisco, also contacted us regarding a recent

recommendation. She says she’s “made 50% so far this year. I have tripled

in the last 2 years.”

And we got this amusing note from Member Martin Bailey, who’s been with us

since 1997, after he accidentally cancelled his Membership, “I was a bit

panicked at losing contact. Western Capital and Robert Paisola

have made me a couple mil over the years.

The Western Capital VIP Program has been around for so long that some of our

members are even legacies at this point. Like Jennifer Malone of New York. She

told us all about her experience with Robert Paisola and Western Capital:

Nothing pleases us more than seeing these comments from our members. These

are certainly trying times. And we know that it’s never been harder to save and

provide for your future than it is now.

So how can you receive all of our special reports and all of our internal corporate

investigation reports happening around the globe for seeing gains during The

Invisible Crash?

Our clients and members include hedge fund managers… Ph.D. professors…

CEOs of major corporations… Founders of publishing companies… Experts in

global mining projects… British lords… And more.

We rely on our immense network of contacts to ensure that our VIP members

keep beating the markets year after year.

And the benefits you’ll receive from their guidance are endless. You’ll get access

to all of the real time investigative data that Western Capital is dealing with.

When you are a VIP Client, you have direct access to the Western Capital Family

of Companies, including our CEO and President, Mr. Robert Paisola

Along with these portfolios and their impressive track records you’ll get access to

all our premiere member benefits.

You’ll be kept up to date on everything going on with our investment

recommendations. You’ll start with our Welcome and the Survive and Prosper

Kit, which will give you a crash course to our proven wealth-building system.

In short, you’ll receive all the guidance you need to stay in the know hi how to not

only create the retirement that you desire, but you will be a part of history as you

become a member of the Western Capital group of people who hold Corporate

America in Check and share in the results of the fruits of our legal labors: Lets

now watch a short video on this:

Your only job should be to sit back and enjoy your life… Not worry about all the

things our crazy government leaders are doing.

So how much does The Western Capital Vip membership cost... and how can you

get started?

Well, a one-year subscription, including everything I mentioned here, normally

costs $4,999.00 per year – that's what many others have paid.

But right now, because I want as many people to prepare for this situation as

possible, we’re bringing membership dues way down.

For the next few days, you can become a Western Capital VIP Member for a

fraction of the normal rate. You'll pay just $999 for an entire year.

You will have a hotline to the experts Monday -Friday that will personally guide

you, and that is all included.

Why so cheap?

Well, to be honest, Robert Paisola and Western Capital only works if our

members stick with us for the long term. As you’ll see, our Client Base is based on

sharing ideas, opportunities, and investment opportunities with each

other. When one of our clients alerts our team of impending danger in a certain

sector or an area that they are being scammed in, like Westgate Village Resorts,

Tahiti Village Resorts, The Grand Mayan Resorts, The Planet Hollywood Scam,

The Todd and Arthur Spector Scam The Jackie and David Siegel Bankruptcy

Scam, The Queen of Versailles Movie Scam and countless others.. we

immediately start the investigation process and as you know, Western Capital is a

member of the media, and that makes our words travel the globe

at lighting speed.

As an organization, we’re only as good as our clients. That’s why we want smart

and intelligent people who “get it” to join us. But we realize you've got to try us

out first, to see if it's right for you. As the video states, we do NOT do anything for

you... we work hand in hand WITH you.

And that's why, through this letter, we're making it so affordable. Our normal

client entrance fee is at least 10,000 USD (And it is worth every penny, but we

want to expand our membership in 2013, and make more people aware of The

Invisible Crash, and how to get prepared for it. It is truly a win win.

Any way you look at it, you come out ahead.

I’ve agreed to this reduced cost membership campaign because, as I stated

earlier, I have never been more concerned that my family, friends, co-workers

and our members act to protect themselves when The Invisible Crash strikes.

I hope you’ll consider this offer very seriously. I’m certain it will be one of the

best financial moves you ever make.

To get started, simply watch the video above and send an email to our offices

[email protected] outlining your situation in detail and we will

immediately start to work on your case. You'll have access to everything we’ve

promised in a matter of minutes.

Sincerely,

Robert Paisola

Chief Executive and President

Western Capital International

Executive Director/Publisher

The Western Capital Foundation

P.S. With the Fed pumping $40 billion into the economy every month… And

holding interest rates at 0% until 2015… It’s imperative that you begin preparing

for The Invisible Crash before it hits full force. We’ve helped our members

through crises before with a detailed portfolio that not only gave them an

opportunity to survive, but prosper. We’re doing it again now, when it’s most

important.