Summar Presentation

Factoring & Purchase Order Financing Company

Index

Who we are Pg. 5About Us Pg. 6What is Factoring Pg. 8Benefits Pg. 9Our operation Pg. 12Flowchart Pg. 13Transaction Reports Pg. 14Summary Pg. 16Contact Us Pg. 17

Who we are

Summar Financial, LLC specializes in providing cash flow tocompanies with monthly sales between $50,000 and $2Mthrough our factoring programs.

Summar is a privately held factoring services companyspecializing in supplying liquidity to growing companies inneed of immediate working capital.

Founded in 2004 and headquartered in Miami Florida,Summar supplies over $250 million dollars per year to itsclients.

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About Us

Our Services:

Domestic Factoring: Available for companies located in theUnited States that have customers within the United States,Canada and Puerto Rico.

Export Factoring: Factoring tailor made to accommodate tothe needs of exporters and importers around the globelooking to alleviate overseas credit risk, cash flow constraintsand streamline global receivables transactions.

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About Us

Our Services:

Purchase Order Financing: Program designed and offered toour factoring clients which allows your company to haveaccess to additional working capital based on your purchaseorders.

Credit Analysis and Collections: Summar uses a combinationof our credit department together with major credit insurancecompanies to assign a credit limit for your customers, ensuringthe prompt payment of your receivable.

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What is factoring

Factoring is the sale of your accounts receivable for instantfunds.

Summar purchases your invoices by advancing up to 90% ofthe face amount instantly. This eliminates the time that yourcompany waits to get paid by your Customer which is typically30, 60 or up to 90 days.

We will purchase your invoices and transfer the funds directlyinto your bank account and when the invoice is due, we getpayment directly from your Customer.

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Benefits

Grow your sales without affecting your cash flow or increasingyour accounts payable to suppliers

Factoring availability amount is a result of the financialstrength of your buyers, not yours.

Liquidity increases at the same rate as your sales increase.

Protect your accounts receivable through our creditevaluation on your buyers and insurability of your AccountsReceivable.

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Programs tailored to unique needs according to your industry.

A dedicated and personalized customer service executive willbe assigned to your account.

Quick and easy deployment with turnaround time in as little at24 hours.

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Benefits

Funding within 24 hours of sending your invoices.

Online access to your account information.

Bilingual staff for Hispanic customers.

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Benefits

Our Operation

1 2 3Factoring Application

includes basic financial Factoring Proposal Submit your invoicesinformation and credit and Pricing, Contract for Purchase, wire

evaluation of your and Account Opening transfer of fundsBuyers

4 5Transaction Report for Payment for invoices,

Purchased Invoices reserves and Reports

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Flowchart

FACTORING PROCESS

1. Your company issues an invoice toone of your customers for the sale of agoods or services.

2. Your company assigns the bill toSummar Financial.

3. Summar confirms the assignment ofthe bill with your customer.

1. OK Invoice

4. Summar purchase invoice for 70% to90% of the nominal value.

5. When the bill comes due andpayment has been made directly toSummar, we will refund 10% to 30%remaining balance to you.

YOU

4. Purchaseof invoice

2. AssignedInvoice

YOUR CLIENT

5. Bill3. Assigned Payment

Con rmation

Summary

Factoring is the most dynamic and easiest tool available to supply cash flow to rapid growing of companies.

Take advantage of our expertise to qualify your buyers as creditworthy and collect payment for your invoices.

Focus on growing your business and negotiate promptpayment discounts with suppliers through the use of liquidityprovided through factoring.

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Contact Us

2299 SW 27th Avenue, Miami Florida 33145Tel: 786 406 7300Fax: 305 675 [email protected]

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