Oeo Keclnjro4 Keel `ermamk jml wgche`g te eur amvgster ljy. [g wacc tjig qugstaems umtac :?482. [g fjvg te vjhjtg tfg ree` oy emg e'hcehi, out wg wacc og jreuml ogtwggm :?482 jml :422 te jmswgr jmy qugstaems yeu `akft stac c fjvg. Ognerg wg ogkam, A weucl caig te amtreluhg eur tgj`. Em `y rakft jrg Krgk Jcgxjmlgr jml Krgk Xtgam`gtz. Em `y cgnt jrg Ljval Reppg, wfe as tfg prgsalgmt en eur nar`, jml Dem Orjmlt. \fg rgst en eur tgj` as sgjtgl am tfg nremt en tfg ree`. Am jcpfjogtahjc erlgr, tfgy jrg Xjjtvai Jkjrwjc, Karasf Ofjiee, Defm Fjrras, Djig Fgmmg`utf, Jr`jm Icamg, \rgver @jkyjr, [acc Rjm, \grgmhg Rjrá, _ery R raljy, Hfjsg Xfgraljm, @ahfjgc Xceygr, Xtgpfjm vjm lgr @grshf, jml @jrh [jccjhf. A weucl jcse caig te amtreluhg Dem Kress wfe as eur larghter en hcagmt sgrvahgs. Am tfg nremt rew jrg tfg larghters en Xgqueaj Numl4 _ekgr Cewgmstgam, Oacc Mgufjusgr, Xfjrem Esogrk, jml Oeo Xwakkgtt. [atf tfjt, wg jrg rgjly ner qugstaems. Zugstaem4 \fjmi yeu ner leamk suhf j krgjt deo, jml tfjmis ner emhg jkjam hcesamk tfg numl. Js yeu se herrghtcy metgl jt cjst ygjr's `ggtamk, ^jcgjmt fjs j fjrl ta`g hemsu``jtamk lgjcs watf puocahcy fgcl he`pjmags. As ats krewtf-oy- jhquasataem ousamgss `elgc ncjwgl5 Hjm at rgamvgst hjsf jt :7% er ?2% an at hjmmet le oakkgr puocah he`pjmy lgjcs jt rgjsemjocg prahgs gvgm watf tfg jal en fglkg numl `jmjkgrs5 Jml samhg gvgrytfamk yeu sjal joeut ^jcgjmt jt cjst ygjr's `ggtamk jml am tfg jmmujc rgpert wjs se herrght, weucl yeu fjzjrl j kugss js te wfgtfgr tfg Jccgrkjm lgjc wacc gvgmtujccy og hemsu``jtgl5 Oeo Keclnjro4 [g jrg met keamk te fjzjrl j kugss em t fg cjttgr. [g jrg met am tfg rasi jroatrjkg ousamgss. _ery Rraljy4 _akft mew ^jcgjmt as zgre ner twe am tfg puocah jrgmj am tgr`s en tryamk te jhquarg he`pjmags wfgm at as festacg. A tfami tfjt ^jcgjmt as keamk te fjvg j lannahuct ta`g watf Jccgrkjm. Js Oeo sjal, A le met tfami tfjt wg sfeucl `jig jmy predghtaems joeut tfg euthe`g. Out A le met tfami tfjt ^jcgjmt mggls te jhquarg oak puocah he`pjmags te iggp krewamk jt lghgmt rjtgs. @aig Rgjrsem, ^jcgjmt‑s HGE, sjal gjrcagr tfas ygjr tfjt tfgrg wgrg j cet en pravjtgcy fgcl he`pjmags tfjt `jmjkg`gmt as ceeiamk jt. Eur a`prgssaem en tfg `jrigt as tfjt tfgrg jrg met `jmy en tfesg he`pjmags tfjt fjvg rgvgmugs am gxhgss en j oaccaem leccjrs er se. Wsujccy he`pjmags tfjt oak ke puocah jt se`g peamt. Xe ^jcgjmt wacc preojocy fjvg j fjrl ke en at jt se`g ta`g am tfg nuturg. Out jt tfas stjkg, tfg he`pjmy hjm preojocy stacc krew jt j lghgmt rjtg oy jhquaramk pravjtg he`pjmags. Out an @aig hjmmet naml he`pjmags te jhquarg, fg wacc preojocy le se`gtfamk gcsg. Eovaeuscy watf tfg Jccgrkjm lgjc, ^jcgjmt as ogamk prgtty hrgjtavg jt tryamk te naml wjys te hemsu``jtg trjmsjhtaems. \fjt as tfg emg tfamk tfjt stjmls eut joeut ^jcgjmt“@aig sgts vgry j`oataeus kejcs, jml fg kgts hratahazgl ner tfjt se`gta`gs. Out A le met tfami fg sgts tfg` watfeut fjvamk j pjtf am `aml te kgt tfgrg. A le met wjmt te epamg em wfgtfgr at as rakft er wremk te sgt oak juljhaeus kejcs. Out fg fjs j pjtf am `aml jml fg fjs oggm prgtty hrgjtavg am tfg pjst. Amvgrsaems jrg am tfg mgws j cet teljy, out @aig lal emg neur ygjrs jke watf Oaevjac. @aig jml fas tgj` jrg hrgjtavg gmeukf te le tfamks ognerg etfgr pgepcg tfami en leamk tfg`, jml yeu sgg j cet en neccewgrs. Xe A tfami tfjt fg wacc try te og hrgjtavg am krewamk tfg he`pjmy gvgm an fg hjmmet hemsu``jtg j oak puocah lgjc. Zugstaem4 [fjt kavgs yeu suhf krgjt hemnalgmhg am @aig Rgjrsem5 Jhi`jm puts fa` am j cgjkug watf \e` @urpfy jml Lr. Fgmry Xamkcgtem. Xgqueaj emhg amvgstgl watf \e` @urpfy. As @aig Rgjrsem am j cgjkug watf tfesg pgepcg jml tfg etfgr krgjt HGEs wfe` [accaj` \fermlaig wretg joeut rghgmtcy am \fg Eutsalgrs5 _ery Rraljy4 A wjs met jreuml wfgm Xgqueaj amvgstgl watf \e` @urpfy. Out A try te rgjl gvgrytfamk A hjm joeut pgepcg caig fa`. \fgrg jrg se`g keel valges em Qeu\uog watf \e` @urpfy. \fgrg as emg tfrgg feurs cemk am wfahf @urpfy tjcis joeut tfg gvecutaem en fas he`pjmy. Xe yeu try te cgjrm joeut pgepcg caig \e` @urpfy. @y a`prgssaem as tfg tgj` jt ^jcgjmt as js nehusgl em hrgjtamk sfjrgfeclgr vjcug js tfg pgepcg tfjt yeu `gmtaemgl. A fjvg jcwjys ngct tfjt emg en tfg hfjccgmkgs @aig Rgjrsem njhgl wjs tfjt cgkjhy ^jcgjmt wjs oetf umlgr`jmjkgl jml am se`g ousamgssgs tfjt wgrg met js keel js tfg emgs \e` @urpfy wjs am. Xe @aig fjl te kgt ral en tfg wgji ousamgssgs. \fg Oaevjac `grkgr oreukft j mu`ogr en preluhts tfjt wgrg suodght te kgmgrahazjtaem, out tfjt wjs stacc j keel lgjc oghjusg en tfg tjx amvgrsaem. Am tfg pjst, ^jcgjmt oeukft he`pjmags hfgjpcy tfjt fjl se`g preluhts tfjt wgrg cesamk pjtgmt gxhcusavaty. Xuosgqugmtcy, @aig fjs nehusgl em jhquaramk ogttgr ousamgssgs watf `erg lurjocg
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Out A le met tfami fg sgts tfg` watfeut fjvamk j pjtf am `aml te kgt tfgrg. A le met wjmt te epamg em wfgtfgr at asrakft er wremk te sgt oak juljhaeus kejcs. Out fg fjs j pjtf am `aml jml fg fjs oggm prgtty hrgjtavg am tfg pjst.
Amvgrsaems jrg am tfg mgws j cet teljy, out @aig lal emg neur ygjrs jke watf Oaevjac.
@aig jml fas tgj` jrg hrgjtavg gmeukf te le tfamks ognerg etfgr pgepcg tfami en leamk tfg`, jml yeu sgg j cet en
neccewgrs. Xe A tfami tfjt fg wacc try te og hrgjtavg am krewamk tfg he`pjmy gvgm an fg hjmmet hemsu``jtg j oak
puocah lgjc.
Zugstaem4
[fjt kavgs yeu suhf krgjt hemnalgmhg am @aig Rgjrsem5 Jhi`jm puts fa` am j cgjkug watf \e` @urpfy jml
Lr. Fgmry Xamkcgtem. Xgqueaj emhg amvgstgl watf \e` @urpfy. As @aig Rgjrsem am j cgjkug watf tfesg pgepcg jml
At weucl og j fukg `astjig te umlgrgsta`jtg @aig Rgjrsem. Le met ogt jkjamst fa`. Fg fjl j lanngrgmt vasaem entfg pfjr`jhgutahjc amlustry nre` tfjt en jmyemg en wfe` A j` jwjrg. Jml fg fjs gxghutgl tfjt vasaem vgry
suhhgssnuccy te ljtg. Qeu sgg j cet en njst neccewgrs. Krgk, lal jmyoely ognerg fa` le jm amvgrsaem am tfg
pfjr`jhgutahjc amlustry, le yeu imew5 Ljval5 Fg `jy fjvg oggm tfg narst emg. At as vgry hemtrevgrsajc rakft mew,
tfas prjhtahg en jhquaramk j he`pjmy am j cew tjx le`ahacg. Out @aig `jlg at hcgjr nre` ljy emg wfgm fg `grkgl
watf Oaevjac tfjt tfg `jam purpesg en tfg lgjc wjs te sghurg tfg he`pgtatavg jlvjmtjkg en fjvamk tfg cewgst tjx rjtg
en jmy pfjr`jhgutahjc he`pjmy am tfg wercl.
Qeu sjw se`g en tfg s`jccgr kuys neccewamk fa` tfas ygjr jml Rgrrake, wfahf as emg en eur feclamks, wjs emg en
tfg`. Mew yeu sgg Rnazgr tryamk te ouy JstrjTgmghj. Xe tfg oak kuys jrg stjrtamk te pjy jttgmtaem. A `jy fjvg sjal
tfas cjst ygjr “ fg algmtanagl tfg swggt spets am tfg pfjr`jhgutahjc amlustry oetf am tgr`s en preluht hjtgkery jml am
tgr`s en kgekrjpfy. \fjt as tfg rgjsem wfy Jccgrkjm as fas narst hfeahg te le j `grkgr en gqujcs oghjusg at as dust j
`jiamk jmy prglahtaems. At as ceeiamk `erg jml `erg caigcy evgr ta`g, out wg wacc sgg wfjt fjppgms.
A fjvg me amsakft amte tfg he`pjmy‑s krewtf prespghts ogyeml wfjt as jcrgjly eut tfgrg jml puocasfgl. A ceei jt
wfjt g@jrigtgr puts eut “ krewtf am WX lgsitep hcahis jml rgvgmug as met vgry stremk. Xe tfgrg jrg `jturg
ousamgssgs watfam Keekcg. Out krewtf am `eoacg as stacc keamk caig kjmkoustgrs, jml Keekcg fjs j krgjtgr sfjrg en
`eoacg sgjrhf tfjm at fjs en lgsitep sgjrhf. At as stacc pgmgtrjtamk se`g en tfg cgss-lgvgcepgl `jrigts tfreukfeut tfg
wercl. Out gvgmtujccy yeu fjvg te wemlgr wfjt tfg petgmtajc en tfg um-pgmgtrjtgl `jrigt, tfg rg`jamamk wfatg
spjhg, as oghjusg Keekcg‑s pgmgtrjtaem as rjtfgr fakf.
\fgrg jrg se `jmy predghts tfjt Keekcg as amvgstamk am, se`g en wfahf `jy ogjr nruat. Out tfgrg jrg twe jrgjs
tfjt A tfami at fjs ygt te `emgtazg rgjccy wgcc. Emg weucl og tfg valge `jrigt. \freukf Qeu\uog Keekcg fjs jhhgss
te se`g en tfg jl leccjrs tfjt ke amte tgcgvasaem spgmlamk, jml at as fjrl te sgg wfgrg tfjt as keamk jt tfg prgsgmt
`e`gmt. Out tfgrg as j fukg, fukg peec en jlvgrtasamk `emgy eut tfgrg ner jm jkkrgssavg jml ammevjtavg he`pjmy te
tjp, jml Keekcg as am js keel j pesataem js jmy te try te jhhgss tfjt. Keekcg stacc fjs j cet en weri cgnt te le te`emgtazg cehjc jlvgrtasamk tfreukf Keekcg @jps er Keekcg Mew. \fg he`pjmy as puttamk j cet en gnnert amte leamk
tfjt. Xe wg wacc sgg. Out rgcjtavg te tfg krewtf tfjt wg hjm sgg, tfg vjcujtaem rgjccy as met tgrraocy lg`jmlamk.
Zugstaem4
Jmetfgr he`pjmy yeu ewm tfjt fjs oggm amvecvgl am j `grkgr as E`mahe`, wfahf as j s`jccgr pesataem. Qeu
fjvg fjl lanngrgmhgs watf `jmjkg`gmt am tfg pjst, jml jmy lasamtgrgstgl eosgrvgr ceeiamk jt tfg wfecg `grkgr
prehgss tfg he`pjmy wgmt tfreukf weucl fjvg te sjy tfjt jt cgjst jt se`g peamt an met jt jcc peamts, sfjrgfeclgr
amtgrgsts wgrg met pjrj`eumt. An yeu wjmt te he``gmt em tfjt, tfjt weucl og keel. Jcse, A weucl caig te imew wfgm
yeu jrg ceeiamk jt j keel ousamgss watf pgrfjps ojl `jmjkg`gmt, few le yeu `jig tfg lghasaem wfgtfgr te stjy
watf j he`pjmy caig tfjt er te hut tfg herl5
Ljval Reppg4
\fg E`mahe`-Ruocahas `grkgr wjs amtgrgstamk. [g mgvgr rgjccy sjw tfjt tfgrg wjs j cet en symgrky te kgt eut en
hatgl. Out A j` met surg tfjt wjs gvgr rgjccy jm assug. A tfami Ruocahas struhi j lgjc jml tfgm wjs met hrjzy joeut tfg
lgjc tfjt at struhi. At wjs met rgjccy j `grkgr en gqujcs9 at wjs j sent tjigevgr. Oghjusg tfgrg wjs met j tem en
symgrky, A le met tfami tfjt tfg `jrigt gvgr rgjccy rgspemlgl vgry pesatavgcy te at. E`mahe`'s stehi rjm up, out at
emcy rjm up watf tfg `jrigt. At lal met eutpgrner`. \fgrg wjs met j pesatavg rgspemsg tfjt sukkgstgl tfjt tfas wjskeamk te kgmgrjtg j cet en vjcug. At wjs struhi js j `grkgr out A j` met surg E`mahe` gvgr trgjtgl at js j `grkgr.
\fgrg wgrg jcse se`g rgkucjtery assugs. \fgy struhturgl tfg `grkgr am j wjy te fjvg tfg tjx fgjlqujrtgrs am tfg WI
out tfg ousamgss fgjlqujrtgrs am tfg Mgtfgrcjmls, jml tfjt ucta`jtgcy wjs caigcy te lrjw rgkucjtery shrutamy.
\fg keel ousamgss, ojl `jmjkg`gmt “ jhtujccy `y nggcamks joeut E`mahe` jrg se`gwfjt he`pcahjtgl. Out A
tfami at as j keel ousamgss watf keel `jmjkg`gmt. @jmjkg`gmt fjs vgry takft namjmhajc hemtrecs. At rums tfrgg en tfg
tep navg jlvgrtasamk jkgmhags am tfg wercl. \O[J, OOLE jml LLO jrg rgjccy keel he`pjrgl te tfg pggr kreup. At
as j sgcn-amtgrgstgl `jmjkg`gmt tgj` tfjt fjs he`pgmsjtgl atsgcn rgjccy, rgjccy wgcc. Qeu fjvg te stjml up se`gta`gs
jml sjy, ‗Few `uhf as gmeukf5„ Out tfjt legs met `gjm tfjt `jmjkg`gmt as met keel jt wfjt at legs.
Zugstaem4
Hjm yeu sfjrg yeur tfeukfts em AO@5 At sgg`s caig tfgrg jrg leuots em tfg Xtrggt rgkjrlamk tfg he`pjmy's cemk
tgr` prespghts. Xgqueaj sgg`s te fjvg j rgcjtavgcy s`jcc pesataem. A j` dust wemlgramk jt tfas peamt wfjt yeur vagw
as jml wfjt yeur vagw en ats vjcujtaem as.[acc Rjm4
A wacc stjrt watf tfg vjcujtaem qugstaem narst oghjusg tfjt as j vgry a`pertjmt njhter. \fg vjcujtaem as met
lg`jmlamk. At as tgm ta`gs gjrmamks, gcgvgm ta`gs nrgg hjsf ncew. Jt tfjt vjcujtaem, wfgm tfg he`pjmy as ouyamk ojhi
7% en ats stehi hemsastgmtcy j ygjr, yeu le met mggl tfg ousamgss te le gxtrg`gcy wgcc ner at te weri eut ner yeu js jm
amvgst`gmt.
Am tfg cemk tgr`, wg iggp trjhi en tfg prespghts ner tfg he`pjmy. [g `emater tfesg vgry hcesgcy. [g tfami tfjt
`jmjkg`gmt as `jiamk tfg rakft `evgs ner tfg cemk tgr`. \fg assug watf AO@ as tfjt at fjs oggm se suhhgssnuc am tfg
pjst. At he`pcgtgcy le`amjtgl `jamnrj`gs. At stacc legs, out tfjt as met j ousamgss tfjt as krewamk vgry quahicy, an jt
jcc. Xe AO@ fjs tfas gmer`eus jmhfer ogfaml at. Out jt tfg sj`g
ta`g, wg sgg tfg he`pjmy sgazamk em mgw eppertumatags caig tfg `evg te tfg hceul. AO@ fjs `jlg j cet en prekrgss
em tfjt nremt. \fg hceul gmjocgs AO@ te lgcavgr tghfmeceky amnrjstruhturg js j sgrvahg jml se at hjm he`pgtg watf
J`jzem ner tfg s`jcc jml `glau`-sazgl ousamgss A\ `jrigt js wgcc js ner tfg s`jccgr lgpjrt`gmts watfam cjrkg
he`pjmags.Evgr tfg cjst gakftggm `emtfs, AO@ fjs ouact j pre`asamk sgrvahg pcjtner` oy puttamk ats `allcgwjrg em tep en
A\ amnrjstruhturg jml lgcavgramk at am j wjy se tfjt cjrkg he`pjmags, wfahf jrg ats `jder huste`grs, hjm hemmght jcc
tfg systg`s tfjt tfgy ouact am-feusg evgr tfg ygjrs watf tfgar mgw systg`s am wfjt as hjccgl gmkjkg`gmt. Rgepcg jrg
stjmlpeamt, few cemk jrg yeu waccamk te fecl s`jcc pesataems tfjt fjvg met oggm weriamk, jml few entgm le yeu
rggvjcujtg te sgg an tfgrg as j ogttgr eppertumaty se`gpcjhg gcsg ner tfg hjpatjc5
Ljval Reppg4
A tfami tfg jmswgr tfjt yeu jrg ceeiamk ner as wg jrg met vgry s`jrt. [g fjvg ewmgl _athfag Oretfgrs ner joeut
navg ygjrs. @jmjkg`gmt ouact j ousamgss `elgc tfjt rg`amls `g j cattcg oat en tfg Njstgmjc ousamgss `elgc. At as rgjccy
sa`pcg9 at as lghgptavgcy sa`pcg. Out at as jc`est a`pessaocg ner se`goely te rgpcahjtg.
_athfag Oretfgrs sgccs usgl hemstruhtaem gquap`gmt, j cet en HJ\ `jhfamgry am pjrtahucjr, Ie`jtsu `jhfamgry
tfreukf juhtaems. At as jm umrgsgrvgl juhtaem, wfahf `gjms an yeu jrg j sgccgr jml yeu put at am tfg juhtaem, yeu
hjmmet tjig at eut. Xe`goely oals j leccjr9 yeu sgcc tfjt nericant ner j leccjr. At as rgjccy shjry ner j sgccgr, out at as tfg
emcy wjy, rgjccy, te rum j cgkata`jtg juhtaem wfgrg tfg ouygrs fjvg hemnalgmhg tfjt tfgy hjm petgmtajccy kgt j krgjt
lgjc jml tfjt tfg prahgs jrg am njht kgmuamg. J cet en tfg juhtaems jrg rum se tfjt tfg sgccgrs hjm pucc tfgar kgjr eut an
tfgy le met kgt j prahg tfgy caig. Ner tfg ouygr, at as j suhigr's kj`g. An yeu evgrpjy, yeu hjm iggp at “ out an yeu
kgt j keel lgjc, yeu hjmmet. Xe _athfag fjs j rgjccy keel `elgc. Jkjam, me emg fjs gvgr oggm jocg te rgpcahjtg tfjt.
Hjtgrpaccjr as tryamk watf cattcg suhhgss, se njr. \fgrg wjs jmetfgr he`pjmy, AremRcjmgt tfjt tragl te le jm emcamgvgrsaem. Xe`g en yeu `jy imew AremRcjmgt nacgl te le jm ARE neur ygjrs jke jml tfjt fjs mgvgr kemg jmywfgrg. Xe A
tfami wg ket tfjt rakft. _athfag Oretfgrs fjs j vgry keel `elgc.
\fg pjrt tfjt wg `assgl as tfjt _athfag Oretfgrs' fgyljy wjs luramk tfg WX feusamk oee`, jml gvgryoely wjs
rgjccy ousy, jml hemtrjhters wgrg kgttamk tems en weri. \fgy mgglgl te ouy `jhfamgry, jml `jhfamgry wjs vgry
ncual. _athfag Oretfgrs fjs j keel `elgc. Out tfgrg jrg wjys he`pgtaters hjm nakft ojhi. HJ\ fjs neukft ojhi rgjccy
fjrl, met wjmtamk te cesg tfjt usgl `jhfamgry ousamgss jml tfg pjrts jml sgrvahg tfjt se`gta`gs kegs watf tfjt wfgm
yeu hjm iggp tfg `jhfamgry am yeur systg`.
_athfag Oretfgrs fjl krewm rakft tfreukf tfg rghgssaem am ‑2: ‘ ‑2?, out wg wgrg hcgjrcy surprasgl oy tfg
`jkmatulg en tfg feusamk oust jml tfg heccjpsg en tfg hemstruhtaem `jrigt. A tfami jcse wg preojocy `assgl “ js lal
j cet en etfgr pgepcg “ tfjt at as j stremkgr `elgc am Hjmjlj, wfahf as j `erg rgseurhgs-ojsgl gheme`y. Xe wg ket
at wremk. At as j hyhcahjc krewgr. \fjt sjal, tfg `jrigt rgspghts at. At trjlgs jt j fakf R/G gvgm wfgm at as met leamk
vgry wgcc, oghjusg at as ojsahjccy jm a`pessaocg `elgc ner se`goely te rgpcahjtg. At eukft te le wgcc an jml wfgm tfg
Wmatgl Xtjtgs hemstruhtaem `jrigt gvgr oghe`gs fgjctfy.At as s`jcc9 at as j keel qujcaty kreup en pgepcg. A tfami at wjs met jkkrgssavgcy gmeukf `jmjkgl. @jyog
`jmjkg`gmt wjs j cattcg evgrcy sgcn-sjtasnagl he`amk amte tfas lewmturm. Out wg wacc fjvg j mgw HGE jmmeumhgl
sfertcy jml wg wacc tjig j cemk ceei jt tfjt pgrsem jml sgg an wg wjmt te hemtamug. Out tfg sfert vgrsaem as wg `jlg j
`astjig. [g hgrtjamcy lal met ouy at am '26 tfamiamk tfjt at weucl og js `elgst j pgrner`gr js at fjs oggm. Jctfeukf A
he`pjmy. Njstgmjc as jm josecutg pewgrfeusg am EG@ njstgmgrs out EG@ njstgmgrs jrg met krewamk `uhf rakft mew.
Xe tfjt as j oat en j lrjk.
\fgrg as me qugstaem tfjt tfgrg jrg hyhcahjc jspghts te tfg he`pjmy. Out tfg sghucjr krewtf en tfg he`pjmy as
`erg amtgrgstamk. \fjt wacc scew, umleuotglcy, vgrsus wfgm wg purhfjsgl tfg stehi am ?22:. Njstgmjc's vjcujtaem as
jcwjys vgry fakf. \fg `jmjkg`gmt kgts j cet en hrglat nre` [jcc Xtrggt, am pjrt oghjusg tfg he`pjmy rgturms jmy
sjvamks er hest ogmgnats te tfg sfjrgfeclgr. @jmjkg`gmt as vgry sfjrgfeclgr nragmlcy. _akft mew, tfg vjcujtaem as
`allcamk rgcjtavg te tfg fasterahjc rjmkg. An tfg krewtf as scewamk, yeu `akft sjy at as j oat em tfg fakf salg. Out iggp
jm gyg em tfg amvgst`gmt am sjcgs nerhg cjoer. [fjt wg jrg keamk te og ceeiamk ner as j tep camg sjcgs jhhgcgrjtaem
he``gmsurjtg watf tfjt.
Oeo Keclnjro4
Emg tfamk A weucl he``gmt em am jllataem as tfjt at stacc fjl j prgtty stremk pgrner`amk ygjr oy jmy stjmljrls,
etfgr tfjm tfesg en Njstgmjc jml he`pjmags en tfjt aci. Out `jmjkg`gmt teei j rgjc fat, an yeu ceei jt tfg prexystjtg`gmt, am ats ewm he`pgmsjtaem nre` cgvgcs tfjt wgrg met jcc tfjt fakf ner stjrtgrs. A le met tfami A fjvg sggm jmy
he`pjmags am tfjt sj`g satujtaem wfgrg tfg tep gxghutavgs jcc teei j rgjccy oak fat. Hfjsg, wfjt wgrg tfg mu`ogrs em
he`pgmsjtaem5
Hfjsg Xfgraljm4
A j` met surg wfjt tfg fat wjs am tfg prexy. Out A rghjcc tfjt tfg HGE's he`pgmsjtaem wjs hjchucjtgl te og :8%
en tfg jvgrjkg HGE‑s ner j he`pjmy en fas sazg. Fg lal met rgkjrl tfjt js jm amsuct. Amstgjl, fg sjal, ‗\fjt as oghjusg
^jcgjmt as njr nre` tfg emcy he`pjmy ner wfahf wg weucl `jig jldust`gmts te tfg KJJR mgt amhe`g. [g
spgml j njar j`eumt en ta`g jldustamk jcc en eur feclamks ner j`ertazjtaem jml j `accaem etfgr tfamks. Qeu heucl ceei
jt Ogrisfarg js j krgjt gxj`pcg en j he`pjmy wfesg KJJR mgt amhe`g as met rgprgsgmtjtavg en tfg ewmgr gjrmamks.
^jcgjmt as met se`g spghajc hjsg. \fgrg jrg fumlrgls en he`pjmags wfgrg tfg KJJR mgt amhe`g as met tfg trug
rgprgsgmtjtavg en tfg gjrmamks.
_ery Rraljy4
A weucl dust jll tfjt an yeu ceei jt tfg pfjr`j amlustry “ A fjvg spgmt j cet en ta`g ceeiamk jt wfjt etfgr
he`pjmags le “ tfgrg jrg met jmy jldust`gmts tfjt ^jcgjmt `jigs tfjt jrg `jtgrajccy lanngrgmt nre` wfjt tfg rgst entfg amlustry legs am tgr`s en jll-ojhis. Am etfgr werls an yeu wgrg te ke tfreukf tfg camg atg`s tfjt ^jcgjmt jlls
ojhi, yeu weucl naml vartujccy jcc en tfesg jllgl ojhi te se`g lgkrgg jt `est en tfg he`pjmags. He`pjmags fjvg
lanngrgmt pecahags, out ner tfg `est pjrt tfgy tgml te jll ojhi wfjt ^jcgjmt jlls ojhi.
Zugstaem4
Rcgjsg he``gmt em [ercl Nugc.
_ery Rraljy4
A tfami wg sjal cjst ygjr tfjt wg wgrg lasjppeamtgl watf few njst tfg he`pjmy fjs krewm erkjmahjccy. Ner tfesg
en yeu wfe le met imew, [ercl Nugc as j nugc rgsgccgr. At ouys jml sa`uctjmgeuscy sgccs nugc am tfg jvajtaem `jrigt
jml tfg `jramg `jrigt jml tfg cjml `jrigt. At as jm amtgrgstamk he`pjmy oghjusg `est en tfg hjpatjc tfjt at puts up as
Jccgrkjm's sfjrgfeclgrs fjvg te he`pjrg wfjt tfg mgw he`pjmy weucl gjrm te Jccgrkjm's mgw nerghjst, wfahf fjs
sfjrgfeclgrs gjrmamk $>.;2 mgxt ygjr. At as $>.;2 vgrsus $:<.
\fg wjy tfjt A tfami joeut at as yeu fjvg j hfeahg en sjvamks jhheumts jml yeu heucl amvgst $7 am jm jhheumt tfjt
as krewamk jt :2% er :7% j ygjr, er amvgst $:2 am jm jhheumt tfjt as krewamk jt j scewgr rjtg. A weucl prgngr tfg $:2
jhheumt, jml tfjt as tfg wjy A tfami joeut tfg lgjc. Jccgrkjm em ats ewm wacc preojocy og krewamk njstgr, out wfacg
tfg he`oamgl he`pjmags `jy og krewamk j cattcg oat scewgr, yeu `akft og kgttamk jc`est twahg tfg `emgy gjrcy em.
Jt cgjst tfjt as tfg wjy tfjt A tfami joeut at. Jccgrkjm sfjrgfeclgrs heucl `jig j cet en `emgy, an tfgy tjig tfg lgjc, oghjusg tfgy weucl og kgttamk twahg js `uhf am gjrmamks pewgr, preojocy watfam j ygjr, an tfgy usg tfg hjsf te ouy
tfg stehi. Gvgm an tfgy lal met usg tfg hjsf tfjt wjy, tfgy weucl stacc og kgttamk $:? er $:8 petgmtajccy watf tfg hjsf.
at ner <1 ygjrs, A weucl sjy tfjt tfg `jder purpesg en tfg `ggtamk as dust te sgg few sfjrp fas `aml as. Jml at as js
sfjrp js gvgr.
Oeo Keclnjro4
Navg feurs en Z&J.
Dem Orjmlt4
Fas stj`amj as j`jzamk. At as jc`est a`pessaocg ner jmytfamk `jtgrajc te he`g eut en tfg `ggtamk. At as j cattcg oaten j hjrmavjc. \fgrg wgrg se`g ogttgr qugstaems jsigl, A tfami oghjusg en tfg ner`jt hfjmkgs. Out A weucl strukkcg te
he`g up watf jmy sakmanahjmt tjigjwjy. Am tgr`s en tfg rgspemsgs te `y qugstaems, A tfeukft at wjs amtgrgstamk tfjt
fg sjal tfjt fg as met keamk te 8K Ogrisfarg, an A hjm usg 8K js j vgro. Out A hjmmet sjy A wjs surprasgl oy tfjt
jmswgr. Oeo, lal yeu fjvg jmy igy tjigjwjys5
Oeo Keclnjro4
Me, A weucl dust sjy am tfg cjst ygjr er se, oetf am tfg jmmujc rgperts jml jt tfg `ggtamks, fg fjs oggm `erg
epta`astah. Le yeu fjvg tfjt sgmsg5
Dem Orjmlt4
Qgs, hgrtjamcy cjst ygjr watf tfg :?% krewtf, A weucl met hjcc at kualjmhg, out sjyamk tfjt at wjs j pessaoacaty er
tfgrg wjs j rgjsemjocg hfjmhg en kgttamk tfgrg, tfjt seumlgl `erg gouccagmt tfjm A weucl fjvg gxpghtgl.
Oeo Keclnjro4
Fg fjs jcwjys wemlgrgl joeut tfg ojrragrs tfjt sazg weucl prgsgmt te fa`. Jml hcgjrcy, js Dem sjal, tfg
he`peuml fjs scewgl lewm js at fjs kettgm cjrkgr. Out fg nggcs prgtty keel tfjt gvgm jt tfas cgvgc en jssgts jml stehi
prahg tfjt fg hjm hemtamug te he`peuml jt j prgtty keel rjtg. Xe tfjt fjs oggm tfg `gssjkg tfjt fg fjs hemvgygl oetf
am tfg jmmujc rgpert jml jt tfg jmmujc `ggtamks.
Krgk Jcgxjmlgr4
Emg en `y njveratg camgs en jcc ta`g hj`g nre` tfg `est rghgmt Ogrisfarg jmmujc. Dem, yeu jrg keamk te fjvg te
herrght `g em tfas. Out fg sjal tfjt fg mew ewms gakft jml j fjcn “ yeu caig tfg camg tee “ fg mew ewms gakft jml
j fjcn he`pjmags, fjcn en Fgamz ogamk tfg fjcn, eut en tfg Nertumg 722, se fg stacc fjs <1: jml j fjcn te ke. \fgm fg
sjal tfg `est rg`jrijocg tfamk, wfahf as tfjt fg fjs oeukft `est en tfesg watfeut assuamk j `jtgrajc mu`ogr en
\fgrg jrg j cet en etfgr amsurjmhg he`pjmags tfjt wacc met wratg tfjt ousamgss oghjusg tfgy dust le met fjvg tfg
hjpatjc ojsg. A dust tfami at weucl og j tgrraocg `astjig te orgji up tfg he`pjmy.
Oeo Keclnjro4
Fg as gmer`euscy preul en wfjt fg fjs hrgjtgl, jml fg sfeucl og preul. Fg legs met wjmt te spcat at up9 fg legs
met wjmt te lavalg up fas hrgjtaem. Fg wjmts te ouacl em at suhhgssnuccy jml fg wacc.
Zugstaem4
\we neccew-up qugstaems em Ogrisfarg. A wjs jt tfg `ggtamk, jml A le met imew an yeu wjmt te he``gmt em tfas, out tfgrg wjs j cet en lashussaem j`emk tfg pgepcg wfe jttgmlgl joeut suhhgssaem, wfahf wjs jcse pjrt en
tfg Gheme`ast stery. Jcse, [jrrgm lashussgl Ourcamktem jml few `uhf hjpatjc as ogamk usgl te nax up jml a`prevg
tfg rjacrejl. Jmy he``gmt5
Dem Orjmlt4
Js A tfami A fjvg sjal ognerg am tfas neru`, at as a`pessaocg te rgpcjhg [jrrgm Ounngtt. Fg as j `jstgr hjpatjc
jccehjter. Out js tfg he`pjmy kgts oakkgr, tfg joacaty te jll vjcug “ at dust kgts fjrlgr. Gvgm tfg `est amkgmaeus en
hjpatjc jccehjters fepgs jt ogst te le twe pgrhgmtjkg peamts te tfrgg pgrhgmtjkg peamts ogttgr tfjm tfg X&R evgr ta`g.
A fjvg entgm tfeukft te `ysgcn, wfy met `jig jm amvgst`gmt pgrsem tfg mgxt HGE5 [jrrgm sgg`s `erg
amtgrgstgl am lavalamk tfg lutags ogtwggm j HGE jml j HAE. Out umcgss jml umtac Ogrisfarg kegs watf pjyamk eut
`uhf er jcc en ats gjrmamks js j lavalgml, wfahf heucl fjppgm, tfg HAE's deo as keamk te og `erg a`pertjmt, jrkujocy,
tfjm tfg HGE‑s. An \gl jml \ell jrg js tjcgmtgl js tfgy sgg` te og, Ogrisfarg sfjrgfeclgrs hjm nggc prgtty
he`nertjocg tfjt tfg hjpatjc, tfg hjsf ncew tfjt as kgmgrjtgl, as keamk te og jccehjtgl am j rgjsemjocg jml rjtaemjc jml
jssgrtavg `jmmgr.
\fg rjacrejl “ A tfami tfgrg as `erg te wfjt fjppgmgl am tfg cjst ngw `emtfs tfjm dust tfg wgjtfgr. Out at
hgrtjamcy ket se`g ojl cuhi watf tfg wgjtfgr, jml tfg he`pjmy as keamk te spgml tfg `emgy at tjigs te nax ata``glajtgcy. \fjt as jmetfgr gxj`pcg en wfjt A tfami `jigs Ogrisfarg lanngrgmt4 \fg `jmjkgrs jt Ourcamktem jrg met
keamk te og werragl joeut `ggtamk se`g iaml en gjrmamks gsta`jtg ner tfg Dumg qujrtgr. \fgy jrg keamk te nax wfjt as
mgglgl. [jrrgm sjal am tfg narst qujrtgr rgpert tfjt fg tfamis tfjt tfg preocg`s en tfg rjacrejl watf tfg huste`gr
sgrvahg cgvgcs jrg keamk te og naxgl oy tfg gml en tfg ygjr. Jml at as jm arrgpcjhgjocg jssgt.
jml at as `erg en j he``grhajc ousamgss mew. A wjs jcse huraeus joeut yeur tfeukfts js te few E'_gaccy fjs oggmjocg te eutpgrner` ats pggrs se hemsastgmtcy.
Ljval Reppg4
A tfami em cgmktfgmamk tfg pjtgmts fgcl oy pfjr`jhgutahjc he`pjmags, wg le met fjvg jmy krgjt amsakfts tfgrg.
_ery Rraljy4
[g secl `jyog 62% en eur Jlvjmhg pesataem. [g secl at amte tfg jmmeumhg`gmt en tfg KRA jhquasataem. [g
rgjccy caig tfg `jmjkg`gmt tgj` tfgrg. [g rgjccy caig Ljrrgm Djhisem. At as j pcgjsurg te `ggt watf fa`. [g fjvg
lammgr watf fa` jt cgjst emhg j ygjr jml wg fjvg j heupcg en `ggtamks watf fa`. Fg as jcwjys tfamiamk eutsalg tfg
oex. Fg caigs te vasat etfgr he`pjmags te cgjrm tfgar ousamgss `elgcs jml few fg hjm a`prevg Jlvjmhg.
[g tfami tfjt ousamgss as j keel ousamgss. Qeu fjvg j keel `jmjkg`gmt tgj` jml j keel ousamgss. Kgmgrjccy
spgjiamk, eur assug as watf tfg gxghutaem. An yeu ceei jt tfg mu`ogrs, tfg gxghutaem wjs met rgjccy tfgrg. Cjst ygjr,
E'_gaccy's he`p wjs <.8% jml Jlvjmhg fjl j mgkjtavg he`p. Jlvjmhg as leamk ogttgr mew out at rgjccy wjs met
gxghutamk jt tfg sterg cgvgc. @jmjkg`gmt oreukft am Kgerkg Xfgr`jm9 fg fjs strgj`camgl tfg struhturg se tfjt tfgrg
as met js `uhf tep-lewm `jmjkg`gmt en tfg stergs. \fg K@s jt tfg stergs usgl te fjvg 72 te >2 rgperts tfjt tfgy
fjl te nacg watf tfgar supgraers jml Kgerkg Xfgr`jm hj`g am jml fg hut ;7% te 62% en tfesg rgperts. Fg ojsahjccy
tecl tfg K@s jml tfg nagcl nerhg, ‗Qeu fjvg te nehus em tfrgg tfamks4 sjcgs, prenatjoacaty, jml huste`gr sgrvahg.„ At
rgjccy sa`pcanagl gvgrytfamk. A tfami yeu jrg sggamk prekrgss am tfg rgsucts. Jlvjmhg fjl j vgry scakft pesatavg he`p
am tfg neurtf qujrtgr. At dust rgpertgl ygstgrljy tfjt tfg he`p am tfg narst qujrtgr wjs ?.<% jntgr fjvamk `uctapcg
qujrtgrs en mgkjtavg er ncjt he`p. Hcgjrcy, Kgerkg as fjvamk jm a`pjht em tfg nagcl nerhg.
@jmjkg`gmt as leamk j keel deo. Out wg ngct ner j cemk ta`g tfjt tfg tgj` wjs met gxghutamk js wgcc js se`g en
ats he`pgtaters. \fjt as wfy wg secl lewm eur pesataem. [g tfeukft tfgrg wjs j keel eppertumaty te sgcc amte tfg
KRA lgjc. A weucl dust sjy tfjt, ygs, tfg KRA lgjc sfeucl og vgry jhhrgtavg te tfg he`pjmy oghjusg en tfg njht tfjt at
A wjs wemlgramk an yeu heucl tjci joeut Djheos Gmkamggramk. At ceeis caig at as j mgw pesataem am tfg pertnecae am
tfg pjst ygjr er se. [fjt as tfg amvgst`gmt tfgsas tfgrg, jml wfjt fjs igpt yeu nre` `jiamk at j oakkgr pesataem am
tfg pertnecae5
Jr`jm Icamg4
[g jhtujccy ewmgl Djheos `jyog gakft er mamg ygjrs jke. [g amatajtgl j pesataem, wfahf wg cjtgr hcesgl eut lug
te se`g hemhgrms jt tfg ta`g nre` eur rgsgjrhf. [g rgamatajtgl at. At as jm gmkamggramk jml hemstruhtaem he`pjmy. [g
fjvg jcwjys imewm at wjs wgcc-rum. At fjs jm umusujc hucturg am tfg gmkamggramk jml hemstruhtaem wercl. An yeu
he`pjrg Djheos‑ rgsucts evgr tfg ygjrs te tfesg en etfgrs, tfg amhalgmhg en, cgt us hjcc tfg` ocewups, hemtrjhts tfjt
rgjccy ke jkjamst yeu as rgjccy `uhf cewgr, jml tfg `jkmatulg en tfesg preocg`s as jcse cewgr. Djheos kegs jntgr
s`jccgr hemtrjhts. At fjs joeut 17% rgtgmtaem watf ats huste`gr ojsg. At rums j vgry rgcjtaemsfap-ojsgl ousamgss.
[fjt ket us amtgrgstgl as tagl te wfjt as keamk em watf mjturjc kjs fgrg am tfg Wmatgl Xtjtgs. \fjt fjs hrgjtgl jrgmjassjmhg am tfg hfg`ahjc amlustry. Djheos wjs kgttamk `erg tfjm ats njar sfjrg en tfjt.
Out tfg predghts wgrg met `evamk nerwjrl amte tfg hemstruhtaem jml lgtjacgl lgsakm pfjsg js njst, jml tfjt fjs cgl te
tfg stehi umlgrpgrner`amk, gvgm tfeukf tfg ojhicek as krewamk, oghjusg tfg gjrmamks fjvg met krewm. Xe wg neuml
tfjt te og jm amtgrgstamk eppertumaty jml wg teei jlvjmtjkg en at jt tfg ta`g. Jml am tgr`s en ewmamk `erg, A wacc cgt
Ljval he``gmt em tfjt.
Ljval Reppg4
[g fjvg j cet en prahg lashapcamg, jml wg fepg te fjvg at og j oakkgr pesataem. [g oeukft at erakamjccy nerXgqueaj watf famlsakft jt j vgry, vgry keel prahg, lal met hfjsg at. Js ta`g fjs kemg oy, wg sgg rgjccy keel
eppertumatags ner tfg ousamgss jml fepgnuccy wg wacc kgt j prahg te og jocg te tjig tfg pesataem up am sazg. At as j vgry
keel ousamgss out prahg lashapcamg tjigs yeu j cemk wjy am eur ousamgss.
Zugstaem4
Jrg tfgrg Xgqueaj pesataems tfjt stjml te ogmgnat nre` A\ spgmlamk em Amtgrmgt sghuraty, wfahf as hgrtjamcy j
sakmanahjmt assug teljy5
[acc Rjm4
A le met imew tfjt wg kgmgrjccy tjig j tep-lewm vagw jml try te ogmgnat nre` se`g pjrtahucjr amlustry trgml. Out
hgrtjamcy sghuraty as emg en tfg tfamks tfjt AO@ as vgry `uhf em tep en. Hcgjrcy tfg tfrgjts jrg oghe`amk `erg
pgrvjsavg. J cet en he`pjmags tfjt jrg AO@‑s huste`grs stjml te cesg rgputjtaem an tfgy gxpgragmhg j sghuraty orgjhf,
met te `gmtaem cess en AR. AO@ as vgry `uhf em tep en namlamk mgw wjys te fgcp a`prevg sghuraty ner ats huste`grs.
\fg he`pjmy‑s mgw jpprejhf as te jssu`g tfjt tfgrg jrg ojl tfamks keamk em. Qeu hjm me cemkgr dust ouacl j nargwjcc
jml try te iggp gvgryoely eut. Qeu fjvg te jssu`g tfjt tfgrg jrg pgepcg leamk ojl tfamks, wfgtfgr at as am yeur
he`pjmy er he`amk nre` tfg eutsalg amte yeur he`pjmy. AO@ jpprejhfgs at js j Oak Ljtj jml jmjcytahs preocg`.
AO@ jmjcyzgs jcc en tfg jhtavaty tfjt as keamk em amsalg jml eutsalg yeur he`pjmy jml trags te naml tfg pjttgrms tfjt
jrg amlahjtavg en `asusg.
AO@‑s jpprejhf fjs j lanngrgmt scjmt em at nre` tfjt en se`g etfgr he`pjmags. At ceeis caig at wacc og suhhgssnuc.
\fg he`pjmy fjs jhquargl sgvgrjc he`pjmags am tfjt jrgmj. Emg tfamk tfjt wg tfeukft wjs pesatavg as AO@ fjs he`g
te tfg peamt wfgrg at fjs oggm waccamk te jhquarg j he`pjmy. \fjt wjs met tfg hjsg am tfg pjst. AO@ usgl te nggc tfjt
at mgglgl te ouacl gvgrytfamk am-feusg. Out mew `jmjkg`gmt
[atf tfg ojcjmhg sfggt, eovaeuscy tfg lgot fjs kemg up quatg trg`gmleuscy. A le met imew ennfjml out j ygjr jke
`jyog at `akft fjvg oggm jreuml $:2 oaccaem te $:: oaccaem. \eljy tfg mgt lgot as jreuml $:; oaccaem. Emg en tfg
assugs watf he`pjmags tfjt jrg leamk j cet en jhquasataems jml leamk tfg` vgry rjpalcy as tfjt tfgy fjvg te oerrew`emgy “ er tfgy hjm assug sfjrgs js wgcc “ out at rgquargs j cet en hjpatjc. Wsujccy wfgm pgepcg ceei jt lgot, tfgy
sjy tfg cgvgrjkg rjtae as tfg mgt lgot te GOA\LJ er tfg mgt lgot te epgrjtamk prenat. ^jcgjmt as prgtty fakf em tfjt
`gtrah.
Out A weucl sjy tfjt at as j cattcg `ascgjlamk oghjusg ^jcgjmt pjys tjxgs jt suhf j cew rjtg. At as kgmgrjtamk quatg j
oat en nrgg hjsf ncew rgcjtavg te tfg lgot cejl. Xe tfas ygjr, an yeu wgrg te gxhculg se`g en tfg hjsf pjy`gmts ner tfg
rgstruhturamk hfjrkgs tfjt at as keamk te fjvg te pjy, ^jcgjmt `akft kgmgrjtg hjsf ncew jpprejhfamk $?.7 oaccaem te $8
oaccaem. \fg lgot as navg te sax ta`gs hjsf ncew.
:<
_ujmg, Hummann & Keclnjro Amvgster Ljy Xt. _gkas Fetgc, Mgw Qeri Haty - @jy :>, ?2:<\fjt as em tfg fakf gml en wfjt wg weucl nggc he`nertjocg watf. Fasterahjccy an yeu ceei jt Xgqueaj he`pjmags, tfgy
fjvg met fjl j cet en lgot. Out tfjt as dust pjrt en tfg `elgc. Jt cgjst am tfg sfert tgr`, ^jcgjmt as ceeiamk te rgluhg
ats lgot ourlgm jml emg wjy at heucl le tfjt as oy `grkamk watf Jccgrkjm, wfahf weucl rgluhg tfg cgvgrjkg rjtae. At
lgpgmls em tfg tgr`s oghjusg js at stjmls, `jmjkg`gmt sjal at hjm rgluhg tfg rjtae en lgot te GOA\LJ te tfrgg
ta`gs. Out ^jcgjmt as keamk te og `jiamk j fakfgr enngr, at seumls caig, am twe wggis jml tfjt fakfgr enngr wacc
preojocy rgsuct am j fakfgr cgvgrjkg rjtae umcgss tfg he`pjmy lghalgs te assug `erg gquaty ner tfg lgjc. Out at as
se`gtfamk tfjt wg lgnamatgcy wjthf eut ner. ^jcgjmt as jt tfg vgry fakf gml en tfg rjmkg en wfgrg wg weucl nggc
he`nertjocg.
Oeo Keclnjro4
Gjrcagr, wg wgrg tjciamk joeut \fg Eutsalgrs. Evgr <2 ygjrs, wg fjvg ewmgl j mu`ogr en tfgsg he`pjmags, jml
wg `jlg tfg `astjig en met fjvamk j oak gmeukf amvgst`gmt am tfg`. [fgm yeu naml se`gemg js umusujc js @aig
Rgjrsem, yeu eukft te rghekmazg fas umaqugmgss oy fjvamk j vgry sazjocg pesataem jml oy met sgccamk tfjt pesataem tee
gjrcy js wg lal watf tfrgg en tfg he`pjmags ngjturgl am tfg oeei , Kgmgrjc Hamg`j, _jcstem Ruramj, jml [jsfamktem
Rest. Js ner tfg lgot, wg fjvg `gmtaemgl ognerg tfjt tfg he`pjmy as gxtrg`gcy tjx gnnahagmt oghjusg en ats tjx
Dust emg `erg tfamk. [g weucl og `erg werragl joeut tfg lgot an ^jcgjmt wgrg cgss lavgrsanagl tfjm at as. \fg
cjrkgst amlavalujc preluht as preojocy ?% te ?.7% en sjcgs. \fg cjrkgst sgk`gmt, hemtjht cgmsgs, rakft mew jt $;76
`accaem, as rakft jreuml 1% en tfg ousamgss. Out tfjt hemtjht cgms sgk`gmt as spcat up j`emk j oumhf en lanngrgmt
kgekrjpfags js wgcc. Xe tfgrg as met j cet en preluht hemhgmtrjtaem. Jml tfgrg weucl met og tfjt `uhf gvgm an ^jcgjmt
suhhggls am `grkamk watf Jccgrkjm. Gvgryoely tfamis en Oetex js j hes`gtah preluht, out tfgrg jrg lezgms en
tfgrjpgutah amlahjtaems tfjt jhheumt ner fjcn en ats
sjcgs. [g weucl og `erg werragl an ^jcgjmt lal j oak lgjc jml jcc en j sullgm ?2% en tfg gjrmamks hj`g nre` emg preluht er se`gtfamk en tfjt erlgr. Am se`g rgspghts, @aig as prgtty jkkrgssavg. Out am etfgr rgspghts, fg fjs oggm
njarcy hemsgrvjtavg. Emg en tfg tfamks tfjt fg fjs oggm hemsgrvjtavg joeut as tryamk te fjvg j lavgrsanagl ousamgss
jhheumtamk jldust`gmts le yeu `jig te _eccs-_eyhg's gjrmamks5 Few le yeu tfami joeut ats vjcujtaem rgcjtavg te
wfjt tfg he`pjmy heucl og gjrmamk navg ygjrs nre` mew5
Jr`jm Icamg4
A j` keamk te try te rg`g`ogr jcc tfesg jml A `akft he`g ojhi te yeu em se`g. Out am tgr`s en tfg he`pgtatavg
pesataem, am tfg herg havac jgre gmkamgs ousamgss, ats he`pgtatavg pesataem as js keel js at fjs gvgr oggm. _eccs as tfg
secg seurhg em tfg J872 jarpcjmg, j :,>22-pcus gmkamg pcjtner`. At fjs joeut <2% sfjrg em tfg ;6;. \fesg jrg tfg
twe pcjmgs tfjt jrg keamk te lravg tfg `jderaty en vecu`g am tfg walg oely sgk`gmt, wfahf as tfg fakf vjcug sgk`gmten tfjt `jrigt. \fgrg as se`g tjci am tfg trjlg joeut j rg-gmkamgl J882mge, out mgatfgr Oegamk mer Jarous as tjciamk
joeut jmy trucy mgw jarpcjmgs. \fg ;;;V, wfahf as j lgravjtavg en tfg ;;; tfjt as hurrgmtcy ncyamk, fjs j mgw vgrsaem
en tfg KG12 em at, jml tfjt as keamk te og tfg emcy pcjygr am tfjt `jrigt, jrkujocy ner jt cgjst j lghjlg, `jyog gvgm
twe. \fgrg as petgmtajccy j ;7; he`amk eut out tfjt as met rgjccy j walg oely. \fjt as j samkcg jascg cemk-rjmkg pcjmg.
Out _eccs‑ he`pgtatavg pesataem as gxhgccgmt. \fg peamt tfjt tfg he`pjmy jcwjys `jigs as tfjt at as keamk te lgcavgr am
tfg mgxt navg ygjrs tfg sj`g mu`ogr en gmkamgs at fjs lgcavgrgl am tfg cjst twe lghjlgs.
Am tgr`s en tfg jhheumtamk jldust`gmts, at as preojocy tfg `est he`pcahjtgl amhe`g stjtg`gmt en jmy he`pjmy A
fjvg gvgr ceeigl jt. \fgrg wjs j cattcg oat en gxhatg`gmt jreuml tfjt jntgr tfg gjrmamks jmmeumhg`gmt jt tfg gml en
tfg ygjr oghjusg tfg N_H am tfg WI, wfahf as caig tfg NJXO fgrg, fjl tfg he`pjmy hfjmkg tfg wjy at jhheumts ner
se`g en wfjt as hjccgl rasi jml rgvgmug sfjramk pjrtmgrsfap amhe`g. \fg jhheumtamk hfjmkg jctgrs wfjt _eccs rgperts
wfjt at mggls te le as fjvg j vgry reoust usgl gquap`gmt ousamgss se tfjt at kgts j oakkgr sfjrg en pjrts jml sgrvahg
em tfesg usgl `jhfamgs. HJ\ lgjcgrs heucl evgrpjy huste`grs wfe wjmt te trjlg am j oucclezgr oghjusg tfgy caig te
iggp tfjt gquap`gmt am-feusg. At as j vgry, vgry he`pgtatavg `jrigtpcjhg. Js A sjal, wg tfami _athfag fjs j keel`elgc, j pretghtgl `elgc. At as met surprasamk tfjt Hjtgrpaccjr rgjccy lascaigs _athfag jml rgjccy wasfgs at weucl ke
jwjy, jctfeukf at as met keel wfgm tfg kajmt am yeur amlustry fjtgs yeu jml yeu jrg `uhf s`jccgr tfjm at as.
Out tfgrg as j stremkgr hyhcahjcaty te tfg amlustry tfjm wg `jyog tfeukft tfgrg wjs wfgm gvgrytfamk wjs
oee`amk jml _athfag ceeigl caig at wjs j sghucjr krewgr. At fjs oggm jm amtgrgstamk pgrael samhg '26
wfgm yeu fjvg fjl vgry cew amtgrgst rjtgs, se tfjt pgepcg fjvg oggm jocg te fecl `jhfamgry jt prgtty cew hest.
@jyog js ousamgss pahis up, tfjt wacc hfjmkg.
Zugstaem4
A fjvg j heupcg en qugstaems. \fg narst emg as joeut Hfamj. A wjs huraeus js te wfjt yeur nggcamks wgrg joeut
Hfamj jml an yeu wgrg ceeiamk jt se`g amvgst`gmt eppertumatags evgr tfgrg. \fg sgheml as joeut Ogrisfarg
Fjtfjwjy. Le yeu tfami tfjt [jrrgm jml Hfjrcag jrg sgttamk up Ogrisfarg watf tfgsg hjpatjc amtgmsavg ousamgssgs se
tfjt wfgm tfgy jrg me cemkgr tfgrg, tfgrg wacc og eppertumatags te lgpcey hjsf watf ojsahjccy j kujrjmtggl rgturm5
Dem Orjmlt4
Em tfg Hfamj pjrt, A weucl sjy watf gvgry he`pjmy wg stuly, wg ceei jt jcc tfg gml `jrigts, jml an j ousamgss asam Hfamj wg `akft gxpght tfjt ousamgss te krew `erg tfjm etfgrs. Out js [acc wjs sjyamk ognerg joeut hyogr
sghuraty, wg jrg met rgjccy tep lewm. [g le met sjy, ‗Cgt's naml se`gtfamk am Hfamj jml le at.„ [g le fjvg
se`goely wfe as ncugmt am @jmljram jml wfe as evgr tfgrg quatg j oat. Xe fg `akft wjmt te he``gmt em tfjt j cattcg
oat. Jml an tfgrg wgrg j ousamgss tfjt fjl j fukg gxpesurg te Hfamj jml at wjs krewamk njst, wg weucl og gxhatgl
joeut tfjt an tfg he`pjmy wgrg le`ahacgl am j pcjhg wfgrg wg wgrg surg tfg sfjrgs wgrg jhtujccy eurs jml tfg
pgepcg rummamk at wgrg trustwertfy.
\e jmswgr yeur qugstaem em Ogrisfarg, at as trug tfjt an yeu kgt rgjsemjocg rgturms am tfg utacaty jml am tfg
rjacrejl, tfjt `jigs tfg deo en hjpatjc jccehjtaem se`gwfjt cgss hratahjc oghjusg at rgluhgs tfg j`eumt en hjsf ncew
tfjt as lashrgtaemjry jml tfjt tfg HGE jml tfg HAE wacc fjvg te lgpcey keamk nerwjrl. \fgrg as j cet te og lemg am
gheme`ah lewmturm jml mew A j` j cet `erg sigptahjc en tfjt. \fjt sjal, tfgrg jrg hgrtjam pcjhgs wfgrg at as vgry
amtgrgstamk te iggp em ceeiamk. \fg hfjccgmkg jcwjys as namlamk pgepcg yeu hjm trust.
Zugstaem4
\jci joeut jm alaet-preen he`pjmy, @jstgrHjrl “ le yeu fjvg jmy he``gmts em ats hurrgmt krewtf predghtaem
jml jcse tfg vjcujtaem5
Defm Fjrras4
A mgvgr tfeukft joeut tfas umtac yeu dust hjccgl at alaet-preen, jml A le met imew wfjt at `gjms joeut `g tfjt A j`tfg kuy wfe hevgrs at. [fjt hjm A sjy5 At as j keel ousamgss. At fjs kavgm prgtty `uhf tfg sj`g kualjmhg, namjmhajc
kualjmhg, ner j cemk ta`g mew. \fg kualjmhg as vgry jttrjhtavg. At a`pcags gjrmamks pgr sfjrg krewtf am tfg fakf tggms
er `jyog gvgm jpprejhfamk ?2%. A tfami at as vgry rgjcastah. Xe at as j fakf krewtf ousamgss. \fg `jrigt jpprghajtgs
at js suhf.
[fgm wg narst oeukft at, tfgrg wjs j oumhf en hceuls swarcamk jreuml at jml at lal met trjlg jt tfg `uctapcg at
trjlgs ner mew. Am rgtrespght wg pjal `jyog tfartggm ta`gs tfg gjrmamks tfg narst ygjr eut en tfg kjtg jntgr tfg ARE.
Mew at preojocy trjlgs ner `erg caig ?? er ?8 ta`gs gjrmamks. Lanngrgmt pgepcg hjm fjvg lanngrgmt peamts en vagw em
tfg rgjsemjocgmgss en tfjt er tfg jttrjhtavgmgss en tfjt. Out hgrtjamcy at as j fakf krewtf ousamgss. At as lgsgrvamk en j
fakf vjcujtaem. A weucl sjy tfjt tfg heupcg en oak assugs tfjt fjvg jcwjys oggm am nehus ner us am
tgr`s en ousamgss rasi jt @jstgrHjrl “ watf gjhf pjssamk ygjr, tfg mgws dust sgg`s te iggp kgttamk ogttgr. \fg
orgjis dust rgjccy ke @jstgrHjrl‑s wjy.
\fgrg wjs jhtujccy mgws tfjt tfgrg wgrg rgkucjters am tfg GW wfe weucl caig te sgg tfg amtgrhfjmkg systg`
ojmmgl gmtargcy, wfahf an tfgrg fjl oggm j mgws atg` te tfjt gnnght navg ygjrs jke, A sfullgr te tfami wfjt tfg stehiweucl fjvg lemg. Out pgepcg fjvg cgjrmgl evgr ta`g tfjt tfg he`pjmy as se j`jzamkcy rgsacagmt te tfgsg rgkucjtery
Rrghasaem as se keel jt a`prevamk gnnahagmhy, at fjs j ogttgr hest pesataem tfjm ats he`pgtaters, jml tfg he`pjmy as
jocg te pjss tfjt em te huste`grs jml wam `jrigt sfjrg.
Jr`jm Icamg4
A weucl dust jll “ tfgy jrg am tfg sj`g amlustry, out tfgy jrg cgvgrjkgl te twe lanngrgmt pjrts en at. Evgr tfg
cemk rum, RHR fjs `erg cgvgrjkg te tfg mgw ouacl. Oghjusg en tfg umusujccy cjrkg mu`ogr en gmkamgs tfjt _eccs wacc
lgcavgr am tfg mgxt ngw ygjrs, at as tagl prgtty takftcy te tfg mgw ouacl `jrigt ner mew, out emhg tfesg gmkamgs jrg
pcjhgl am sgrvahg, _ecc‑s gjrmamks sfeucl fecl up ogttgr an jml wfgm lg`jml ner mgw pcjmgs scjhigms. _eccs‑s sgrvahghemtrjhts rum ner tgm te nantggm ygjrs. Out tfg etfgr tfamk watf _eccs as tfjt at as mew ouyamk \ekmu`, wfahf puts tfg
he`pjmy `erg am gmgrky systg`s, `jiamk at `erg lavgrsanagl. At as met se havac-le`amjtgl j ousamgss jmy`erg. Jml
at as am `jramg wfgrgjs RHR as `erg cgvgrgl te jgrespjhg.
Ljval Reppg4
A weucl dust amtgrdght emg tfamk. A jkrgg watf gvgrytfamk Krgk sjal. Out @jri Lemgkjm as met `aciamk tfg jssgts9
fg as swgjtamk tfg jssgts. Fg as rgjccy keel jml fg as lravamk tfgsg ousamgssgs fjrlgr tfjm pgepcg tfeukft tfgy heucl
og lravgm. Met te evgrusg tfg he`pjrasem, out A tfami tfgsg 8K kuys rummamk Oulwgasgr weucl rgjccy jpprghajtg
@jri. Fg as j vgry keel HGE.
Zugstaem4
A tfami cjst ygjr yeu he``gmtgl em ZamgtaZ, tfg WI he`pjmy rum oy Cge Zuamm. Xamhg wg jrg tjciamk joeut tfg
`jmjkg`gmt Fjcc en Nj`g teljy jml lanngrgmt amlavalujcs, A j` huraeus “ wfgm yeu `jlg tfg amvgst`gmt j heupcg
ygjrs jke, kavgm tfjt at wjs pra`jracy am tfg lgngmsg amlustry jml tfg krewtf eppertumatags jt tfg ta`g wgrg
hfjccgmkamk te sjy tfg cgjst “ few fjs tfg he`pjmy pgrner`gl, jml wfjt le yeu tfami tfg nuturg ceeis caig am cakften tfg amlustry at as am. Jml few Cge as leamk5
Jr`jm Icamg4
A le met tfami jmyemg fgrg weucl jrkug watf yeur prg`asg. Qgs, lgngmsg ceeigl hfjccgmkamk, jml A tfami at turmgl
eut te og gvgm `erg hfjccgmkamk tfjm Cge er wg gxpghtgl. \fjt sjal, fg fjs lemg dust j wemlgrnuc deo watf tfjt
ousamgss. Fg secl enn tfg WX jssgts, jl`attglcy ner cgss tfjm jcc en us weucl fjvg fepgl. Out fg fjs turmgl tfg WI
jssgt amte j krewgr watf j leuocg-lakat `jrkam. Fg as kgmgrjtamk vgry keel rgturms em jssgts. Jml fg fjs ket se`g
tghfmecekags am tfjt papgcamg.
ZamgtaZ wjs mj`gl jntgr tfg hfjrjhtgr Z am Dj`gs Oeml, tfg stery kegs, oghjusg at wjs suppesglcy tfg lavasaem
tfjt hrgjtgl spghajc kgjr ner tfg WI `acatjry. At hemtamugs te fjvg se`g umaqug mgw tghfmecekags. \fg he`pjmy fjs j
heupcg tfjt Cge fjs tjcigl joeut puocahcy. EptjXgmsg as emg tfjt usgs naogr te `jp eut jcc iamls en tfamks. Qeu amstjcc
tfg naogr jcemk eac papgcamgs te sgg an jmyemg gvgr tjps amte at. At as ogamk usgl mew am lewm-fecg nrjhiamk. At as usgl
te `emater amtgrmjtaemjc oerlgrs. At fjs tfg petgmtajc te og j vgry cjrkg ousamgss jml at as mem-lgngmsg. \fg he`pjmy
as jcse kgttamk amte usamk systg`s te `emater pewgr camg jml pewgr kral usjkg watf jmetfgr umusujc tghfmeceky. Xe A
tfami tfjt Cge fjs lemg tfg rakft tfamk. Js fg weucl sjy, fg fjs put jcc tfg hfaps em tfg tjocg. \fg reucgttg wfggc as
spammamk, jml wg jrg keamk te sgg wfjt fjppgms watf tfesg tghfmecekags. Jml fg fjs hcgjmgl up tfg herg jssgt vgry
wgcc.
Zugstaem4
\fjmi yeu ner yeur weri. A le `ass sggamk Oacc jml _ahi up tfgrg. A wemlgr an yeu heucl tjci joeut tfg
he`pgmsjtaem systg`. A le met tfami tfjt fjs oggm hevgrgl ognerg “ few yeu iggp tfg vgtgrjms amtgrgstgl jml few
yeu iggp tfg mgw kuys amhgmtavazgl.
Ljval Reppg4
Gvgryoely gxhgpt `g as `jssavgcy evgrpjal.
Oeo Keclnjro4
^gry keel. \fjt's at.
Ljval Reppg4[g fjvg j krgjt tgj`. [g le met spgml j cet en ta`g ogmhf`jriamk jkjamst etfgr nar`s. [g trgjt tfg jmjcyst
trjhi js j hjrggr. A tfami j cet en etfgr nar`s le met le tfjt. [g wjmt se`gemg te og j wercl hcjss stehi jmjcyst jml
wjmt te le tfjt ner tfg rgst en fas hjrggr. Ner pgepcg wfe le j keel deo, wg pjy rgjccy wgcc. Xe tfjt as pjrt en at.
[atfeut kgttamk amte leccjrs, tfgrg as j psyhfeceky tfgrg. Xe`g en tfg
teei evgr, jml tfg hfjam as prgtty `uhf ouact eut. Xe tfgrg as met j cet en ree` ner a`prevg`gmt. Out tfg he`pjmy asgxpjmlamk @jrsfjccs amte Hjmjlj te he`pcg`gmt [ammgrs. \fg fe`g keels ousamgss fjs oggm j fe`g rum. Jcc pjrts
en tfg he`pjmy jrg numhtaemamk jt j rgjccy fakf cgvgc. Xe A weucl sjy tfg gheme`y fgcpgl \D9 at lal met furt tfg
he`pjmy js at lal `jmy rgtjacgrs. Out cgjlgrsfap jcse `jigs j oak lanngrgmhg, jml preojocy `erg en j lanngrgmhg.
Jml A tfami tfjt \D as dust j ousamgss tfjt as rum oy tfg pgrnght pgrsem te rum tfg he`pjmy. \fjt fgcps tee.
[g weucl og `erg hemhgrmgl A tfami ... Hjrec as >2, jml A j` fepamk sfg lghalgs te weri te ;2 amstgjl en >7
oghjusg sfg wacc og teukf te rgpcjhg. At as j keel he`pjmy, jml gvgm tfgrg, Hjrec fjs amvgstgl se `uhf am trjamamk9
tfg `jmjkg`gmt tgj` ogcew fgr as stremkgr tfjm at wjs oy njr tgm ygjrs jke. \fas as emg tfjt wg fjvg imewm ner
neurtggm ygjrs, se wg rgjccy fjvg se`g fastery watf at. Out tfg `jmjkg`gmt tgj` as tfg stremkgst ... er js stremk js at
fjs gvgr oggm.
Jt tfas peamt, tfg amtgrmgt as j krgjtgr tfrgjt tfjm at as jm eppertumaty. [fgmgvgr he`pgtaters hjm gmtgr j ousamgss
gjsacy, at as met keel ner tfg amhu`ogmt. Jml wg jrg iggpamk jm gyg em tfgsg ncjsf-sjcg wgosatgs. Out tfg trgjsurg
fumt jspght wacc og lannahuct te rgpcahjtg em tfg wgo. @uhf en tfg jppgjc en tfg pfysahjc sterg as namlamk tfjt emg lrgsser djhigt tfjt as jvjacjocg am emg er twe hecers er am emg er twe sazgs. \D atsgcn lal rg-cjumhf ats wgosatg cjst ygjr, out
`jmjkg`gmt as lgvgcepamk at scewcy jml as ogamk hjrgnuc te `jig tfg `grhfjmlasg enngramk jml huste`gr gxpgragmhg
lanngrgmt nre` tfjt en tfg pfysahjc sterg. Am jllataem, am ?2:? \DV jhquargl Xagrrj \rjlamk Rest. At fjl tfrgg eutcgt
stergs jt tfg ta`g, out wjs `jamcy j wgo-ojsgl ousamgss spghajcazamk am eutleer sperts jppjrgc jml neetwgjr. \D as
pcjmmamk te epgm j ngw `erg stergs te sgg few wgcc tfjt ner`jt weris enn tfg wgo.
Oeo Keclnjro4
\fg amtgrgstamk tfamk as tfjt _ess Xtergs, wfahf wg vasatgl jt tfg sj`g ta`g wg oeukft \DV, wg lal met ouy. Out
_ess fjs lemg gvgry oat js wgcc. \fg
Merlstre` _jhi as j cet s`jccgr tfjm \DV, out at sgg`s te fjvg se`g trjhtaem jml quatg j`oataeus gxpjmsaem pcjms.
Ljval Reppg4
Qgs, at as j prgtty keel amlustry, jml A weucl sjy tfg struhturg en tfg amlustry as jcse ... at as met jm gjsy ousamgss,
oghjusg yeu fjvg sggm j cet en etfgr s`jccgr pgepcg njcc eut. Out tfg twe le`amjmt emgs fjvg emcy kettgm stremkgr.
\fg amhrg`gmtjc hest te preluhg yeur mgxt paghg en jppjrgc as vgry cew9 se pgepcg tgml te wjmt te evgrpreluhg. Jscemk js yeu fjvg j keel eutcgt ner tfjt preluhtaem, at legs met furt yeu se `uhf. _ess jml \D `jig rgjccy keel
fe`gs ner gxhgss preluht. \fgy jccew tfg `jmunjhturgrs te preluhg `erg tfjm tfgy `akft etfgrwasg.
Zugstaem4
Qeu emhg epgmgl Xgqueaj jml tfgm hcesgl at. Jt wfjt peamt weucl yeu gvgr epgm at jkjam5
Oeo Keclnjro4
[g rgjhfgl j mgw pgji cgvgc en jssgts jml wg wjmt te `jig surg tfjt wg hjm `jmjkg jt tfjt cgvgc en jssgts js
wgcc js wg fjvg `jmjkgl jt cewgr cgvgcs en jssgts am tfg pjst. [g le met wjmt eur umavgrsg te og `erg rgstrahtgl. [g
wjmt te og jocg te ouy he`pjmags watf `jrigt hjps en $8 oaccaem, $< oaccaem, $7 oaccaem, jml fjvg tfg` og `gjmamknuc
te eur pgrner`jmhg. [g weucl kavg tfjt up an wg fjl j sakmanahjmt amnusaem en numls. Xe wg jrg keamk te stjy hcesgl,
jml wg tfami tfjt as ogst. Jcc tfg hemstatugmhags sgg` te caig at. Eur amvgsters fepgnuccy wacc ogmgnat nre` tfg
ncgxaoacaty tfjt tfjt kavgs us. Eur jmjcysts jrg jcwjys he`amk te us watf algjs tfjt fjvg `jrigt hjps en $8 oaccaem te
$< oaccaem te $7 oaccaem, jml se A tfami tfgy weucl met caig us te sjy, ‗Kgg, wg fjvg krewm jssgts te j peamt wfgrg ...
at as j krgjt algj, out wg fjvg krewm jssgts ... at rgjccy legs met `jig sgmsg te pursug tfjt algj.„ Zugstaem4
A wjs dust wemlgramk an jmy en yeu hjm tjci joeut wfjt as keamk em am tfg Wirjamg jml wfgtfgr jmy en tfg
feclamks am tfg numl fjvg jmy gxpesurg er eppertumatags amvecvamk _ussaj5
Oeo Keclnjro4
\fg Wirjamg atsgcn as dust tee s`jcc te `jig jmy lanngrgmhg wfjtsegvgr. An yeu jrg jsiamk joeut _ussaj, j heupcg
en eur he`pjmags le fjvg pjrtahapjtaem tfgrg. @efjwi as emg, wfgrg tfgy oeukft jm Atjcajm he`pjmy.
@efjwi oeukft @jrjzza, jml at fjs j vgry suhhgssnuc ousamgss am _ussaj. Emg en tfg amtgrgstamk tfamks joeut tfg
_ussajm nceeramk `jrigt as tfjt jntgr tfg Xevagt Wmaem heccjpsgl, prepgrty wjs trjmsngrrgl te tfg hatazgms, jml tfg
feusgs tfjt tfgy cavgl am, oghjusg tfgy prgvaeuscy lal met ewm tfg`, wgrg am j tgrraocg stjtg en lasrgpjar. \fg `estrghgmt stjtastahs eut en tfg kevgrm`gmt, jml A j` met surg few rgcajocg tfgsg jrg, out se`gtfamk caig >>% en tfg
rgsalgmhgs am _ussaj mggl vgry sgraeus rg`elgcamk “ wfahf weucl amhculg nceeramk, eovaeuscy. Out tfg ousamgss,
wfacg sakmanahjmt ner @jrjzza, as met tgrraocy sakmanahjmt watfam tfg wfecg en @efjwi. [fgm A speig te tfg pgepcg jt
\fg etfgr tfamk te rg`g`ogr joeut tfg nceeramk ousamgss as tfjt at as met j strjtgkah amlustry ner _ussaj. At as met
jm eac he`pjmy er j mjturjc kjs papgcamg er se`gtfamk caig tfjt. @jrjzza fjs oggm am _ussaj ner evgr tgm ygjrs. At as
rum oy _ussajms. \fgy jrg shjttgrgl jcc evgr tfg heumtry. \fgy jrg ojsahjccy s`jcc ousamgss pgepcg. Qeu mgvgr imew
wfjt heucl fjppgm am _ussaj, eovaeuscy. Out @efjwi as met tgrraocy hemhgrmgl joeut jmy acc hemsgqugmhgs, jml A
tfami `jmjkg`gmt as ogamk rgjsemjocg joeut at.
Zugstaem4
Ojhi te Ogrisfarg. At erakamjccy lal tfg rgpurhfjsg jt :.: ta`gs oeei, jml mew fg as kemg te :.?, le yeu fjvg jmyhe``gmts em tfjt5
Dem Orjmlt4
A tfami fg wjs ogamk tee hfgjp wfgm fg sjal :.:. Fg rgjcazgl fg wjs met keamk te kgt jmy jml :.? as stacc gmeukf
ogcew amtramsah vjcug tfjt at as jhhrgtavg gmeukf ner sfjrgfeclgrs. A tfami fg wjs tee walg-gygl wfgm at trjlgl tfgrg
dust ner j cattcg oat. A le met tfami fg cevgs ouyamk ojhi stehi, out fg as stjrtamk te rgjcazg tfjt at as keel te fjvg ygt
jmetfgr wjy te ouacl vjcug. A tfami Ogrisfarg as keamk te le at `erg an tfg stehi trjlgs tfgrg. A tfami fg as rghemhacgl
te at.
Zugstaem4
[fjt as oeei vjcug5
Dem Orjmlt4
Oeei as jc`est $:<2,222, se $:>6,222 weucl og tfg ouy prahg. At as amtgrgstamk, at wjs j cattcg ogcew $:<2,222 jt
tfg gml en @jrhf out tfg Krjfj` Feclamks lgjc wjs met hcesgl js en @jrhf 8:. [fgm
tfjt lgjc hcesgs, tfg lgngrrgl tjxgs jssehajtgl watf tfjt pesataem ke jwjy. Xe em j pre ner`j ojsas tfjt weucl fgcp dust j cattcg oat. A le met imew an tfjt weucl fjvg kettgm oeei te $:<2,222 jt @jrhf 8:st, out `est caigcy at as joevg
tfjt cgvgc teljy.
Zugstaem4
Qeu sjal se`gtfamk joeut ouyojhi rakft mew, jml A fjvg fgjrl j cet en prjasg en cgjlgrsfap en j mu`ogr en
fjvg tfg hemnalgmhg am tfg cgjlgrsfap tfjt at wacc ke tfreukf watf tfg njar j`eumt en hfjmkgs tfjt jrg tjiamk pcjhg am
amner`jtaem tghfmeceky5 AO@ fjl oggm tfreukf tfjt strukkcg am :112s. Legs at fjvg tfg ogmhf strgmktf, jml as at
leamk tfg rakft tfamks5
[acc Rjm4
Emg tfamk tfjt as amtgrgstamk as an yeu rgjl Ceu Kgrstmgr's oeei, jml an yeu eosgrvg AO@ tfreukf tfg ygjrs, at fjs
oggm prgtty wgcc jwjrg en tghfmecekahjc sfants jml fjs prglahtgl `jmy tfamks. A fjvg tjcigl te pgepcg rghgmtcy wfe
tgcc `g AO@ fjl lemg tfg paemggramk weri am 8L pramtamk, ner amstjmhg, jml at secl tfesg pjtgmts te wfjt oghj`g
Xtrjtjsys wfgm AO@ rgjcazgl tfjt tfjt ousamgss weucl og vgry scew te tjig enn evgr ta`g. AO@ lal paemggramk werijcse am spgghf rghekmataem. Xe at fjs oggm em tep en j cet en tfg tghfmecekahjc trgmls evgr ta`g. At fjs lemg j njarcy
keel deo jcse en `jppamk jml tryamk te umlgrstjml wfjt tfg eppertumaty sgt as em j he``grhajc ojsas “ few oak tfg
ousamgss heucl og jml wfgm tfg ousamgss heucl tjig enn. At as njarcy sepfastahjtgl am tfjt, jml ats rgsgjrhf lgpjrt`gmt
as krgjt.
[fjt wjs cjhiamk jml wfjt wg nehus em mew as wfgtfgr AO@ as prepgrcy krjooamk fecl en tfg tfamks tfjt at
eosgrvgs jml amvgmts. A tfami samhg Kgrstmgr rgjccy hj`g am jml rggmgrkazgl tfjt he`pjmy, at fjs lemg j `uhf ogttgr
deo en rghjpturamk tfg paghgs tfjt wgrg met prepragtjry. At usgl te og vgry `uhf j `jamnrj`g-nehusgl he`pjmy jml
mew `jmjkg`gmt fjs rgjcazgl tfjt at fjs te pjrtahapjtg am epgm ammevjtaem. Qeu sjw AO@‑s suppert en Camux, yeu
am tgr`s en kgttamk jfgjl en se`g en tfgsg mgw hfjmkgs tfjt jrg he`amk lewm tfg paig.
Zugstaem4
Am tfg jmmujc rgpert yeu sjy tfjt tfg tetjc rgturm ner tfg Xgqueaj Numl wjs 8<.>% am ?2:8. [fjt as at se njr am
?2:<, jml wfjt jrg yeur kejcs ner tfg ojcjmhg en tfg ygjr5
Oeo Keclnjro4
[g mgvgr sgt kejcs ner tfg ygjr. [g weucl entgm og njr enn am gatfgr larghtaem.
Ljval Reppg4
A tfami wg jrg ojsahjccy ncjt ner ygjr-te-ljtg js en cjst makft. A le met fjvg at am nremt en `g, out wg jrg ncjt ner
ygjr-te-ljtg, jml tfg `jrigt as up `jyog ?%. Xe wg jrg joeut twe peamts ogcew tfg X&R 722 Amlgx ygjr-te-ljtg.
Zugstaem4Dust keamk ojhi te ^jcgjmt, yeu `gmtaemgl at as jt tfg fakfgr gml en se`g en yeur a`pcahat tfrgsfecls en cgvgrjkg.
A j` huraeus wfjt weucl hjusg yeu te sgcc er rgsazg tfjt pesataem5
Oeo Keclnjro4
An at oghj`g evgrprahgl.
Zugstaem4
[eucl yeu pcgjsg he``gmt em tfg Krjfj` Feclamks, yeur amsakft amte [jrrgm's lgjc, jml wfjt yeu tfami en at5
Dem Orjmlt4
A ceeigl jt at oragncy. At ceeigl caig j keel lgjc ner Ogrisfarg am tfjt Ogrisfarg ket te enncejl j pesataem tfjt A le
met tfami [jrrgm wjs gxhatgl joeut keamk nerwjrl jml tfjt fjl j cjrkg ouact-am hjpatjc kjam. Rcus Ogrisfarg lal met
fjvg te pjy tjx em tfg kjam oghjusg en tfas oazjrrg hjsf-rahf spcat-enn tjx rgkucjtaem, wfahf legs fjvg se`g cekah
ogfaml at. \fg joacaty te amhculg hjsf as j wgarl cattcg wramicg. \fg hjsf as tfg oeet, js tfgy hjcc at. An yeu jrg trjlamk
twe jssgts jml tfgy jrg en scakftcy lanngrgmt vjcugs, yeu hjm jll se`g hjsf te `jig at gqujc. \fg [jsfamktem Rest
he`pjmy “ at as mew hjccgl Krjfj` Feclamks “ jcse jvealgl tjxgs oghjusg at laspesgl en ats Ogrisfarg sfjrgs,wfahf Ogrisfarg ket te gnnghtavgcy ouy ojhi jt wfjt `akft sgg` caig j vjcujtaem en `erg tfjm :.? ta`gs. Out
wfgmgvgr yeu jrg trjlamk jssgts, yeu dust fjvg te ceei jt wfjt yeu jrg trjlamk. Xe A weucl met sjy tfjt fg vaecjtgl
tfg :.? `uctapcg ner j ouyojhi watf tfjt. Ogrisfarg ket j \^ stjtaem wfahf at `jy er `jy met fjvg oggm rgjccy
amtgrgstgl am, out wfahf wjs mghgssjry te `jig tfg paghgs en tfg gxhfjmkg gqujc am vjcug. \fgy oetf jvealgl tjxgs. A
ogcagvg Ogrisfarg ket `erg vjcug tfjm Krjfj` Feclamks lal oghjusg Ogrisfarg fjl jc`est j zgre hest-ojsas em ats
Rest sfjrgs, wfgrgjs tfg Rest fjl j `uhf fakfgr hest ojsas em ats Ogrisfarg sfjrgs. Out at preojocy weris eut prgtty
wgcc ner oetf he`pjmags.
Zugstaem4
A wjs jt tfg [gshe `ggtamk wfgrg Hfjrcag tjcigl joeut met wjmtamk te ouy jssgt-amtgmsavg ousamgssgs. Js A fgjrl
A weucl dust sjy at as j trjlg-enn. An yeu wjmt j ousamgss tfjt as josecutgcy gssgmtajc jml at as j `emepecy er
luepecy, yeu jrg preojocy keamk te fjvg j rgkucjter. Xe at as j trjlg-enn. Fg wjmtgl ousamgssgs tfjt fjl gssgmtajcaty
jml lurjoacaty, jml tfg prahg ner tfesg ousamgssgs as tfg rasi en rgkucjtaem.
Zugstaem4
A'` wemlgramk an yeu he``gmt j cattcg `erg em @efjwi. Dust kgmgrjc prespghts jml wfjt yeur tfeukfts jrg.
\grgmhg Rjrá4
At as amtgrgstamk, j heupcg en tfgsg `ggtamks jke Oeo `gmtaemgl few a`pertjmt tfg dehigy wjs am eur gvjcujtaemen he`pjmags. [fgm Oacc _ujmg jml A narst `gt watf Dgnn Cerogroju`, tfg HGE en @efjwi, am