Project

BBA IIIShivaji University, Kolhapur

CHAPTER 1 INTRODUCTION OF STUDY

1.1- Introduction of the study An entrepreneur & entrepreneurship is of the used interchangeably. Both the terms are different however they are like two sides of the same coin .The term entrepreneurship refers to approach were as the term entrepreneur refers to a person. However many authors have used both the terms alternatively. Entrepreneurship is the process under taken by an entrepreneur to start his business. It involves innovation, & creative it discovers investment opportunity it calculate risk with confidence to achieve predetermined objective. The concept of women entrepreneurship is not different from the concept of entrepreneurship. Women at present the role of women in families & in society is changing very fast. Women are working in all fields of activities at present their life has not remained within the four walls of her home, they are experiencing their talents. It is observed that with the spread of education & growing competition for earnings more women have started going out. Freedom depends on economic condition even more than political. If a women is not economically free & self earnings she will have to depend on her husband or someone else & dependent are never free. But now days women have made remarkable progress in the work place, but they still face a variety of obstacles in terms of opportunity for career advancement. Thus entrepreneurship has become & very viable option for women. This creates a new generation of spirational role model. This project tries to study different women entrepreneurs. It attempts to find out their personalities, opportunity, and awareness of problems. Women constitute 50% of population & it is important to loving them in the working class. If a country has to develop then number of women entrepreneur should increase. Thus the project tries of find out the information regarding women entrepreneurs.

1.2 -Purpose of the study- This project is attempted to find out the women entrepreneurs in sangli city. To understand the role of women entrepreneurs in the economy. While understanding the problem of women entrepreneur. While the seeking remedies for problem of women entrepreneurs. To identify the role of financial institution for the empowerment of women entrepreneur development. To find out the motivation & facility factor of women entrepreneur. To study the socio economic dimension of women entrepreneur. To assess the deal role conflict between work & home among women entrepreneur. To identify the problems being faced by women entrepreneur.

1.3 - Objective of the study

1. To identify the traits of successful women entrepreneur.

2. To study the ways women entrepreneur funds their business.

3. To evaluate the tradeoff between risk & reward for women entrepreneur.

4. To study of the problems of women entrepreneur.

5. To study how women entrepreneur are beneficial to society.

6. To study the psychology of society about the women entrepreneur.

7. To study the family support of women entrepreneurs.

8. To study the employment generated by women entrepreneur

9. To identify the managerial capabilities & to study the training needs of women in business for achieving growth in their enterprises.

1.4 -Research Methodology Research methodology is used to the collect the information. Collect the data is of two types.1. Primary Data2. Secondary Data1. Primary Data Primary data is the first hand information. This is collected by the researcher for field work. So with the help of personal interview with the owner of the business & analysis, interpretation & after that presentation. The process of gathering reliable & meaningful information is the conditional aspect of enquiry & forms a central link in the operational plan for the entire research design in sangli city. Questionnaires-In the questionnaires prepare & designed from the analysis & interview method. Research work is completed.2. Secondary Data If the investigator does not collect the data originally but uses data collected by other investigator or agency & available in published or unpublished form, the data is called secondary data. Secondary data is the second hand information is taken for the theoretical Background from the books, magazines, and websites.

1.5 Scope of the study

The study of the project is limited to sangli city. The focus of the women entrepreneur in sangli city only. It is restricted to the views of the entrepreneurs questions only

1.6 -Significance of study To understand women entrepreneur is important for the wellbeing of Society. Women constitute almost so per of the world population. So the socio-economic participation of women at the international regional & national & local levels like sangli means wing-significant potential resources more effectively. Where there women entrepreneurs are entering in to the local market it plays very vital roal in the empowerment of the local level market.

1.7 Limitation of the study-

1. The project is limited to the only sangli city.

2. This project limited only eight women entrepreneur in sangli city.

3. Due to time limitation information is not given in detail.

4. The data which is confidential, limits the scope of study.

CHAPTER -2 INTRODUCTION TO THE ORGANIZATION1.Sakhi Sakhi beauty parlor & naturopathic clinic,panchmukhi maruti road,sangli. Owner Dr.Mrs .Swati Valimbe. She is married. She has learned the Bachelor of Arts [B.A] with English, ABTC &NDN.She is 51 years old. She is doing the beauty therapists & naturopathy business. Swati valimbe firstly invested the money our business has Rs.2, 50,000. This business she is doing in 600 Square foot flat. Swati valimbe is working for 6 hours in daily business. She has taken the loan from bank of India. Other information-Mo.No 97301207559Website NoEmail Address [email protected]

2. Ruta collection

Ruta collection [ladies garments] 404, sudarshanplaza, opp.Velankar Mangal Karyalaya, Ram mandir road,Sangli.Owner Mrs.Manisha Naredra Ghokhale. She is married. She has learned the Diploma civil engineering. She is 41 years old. She is doing the ladies garment business. Manisha Naredra Ghokhale firstly invested the money has business is Rs.2, 00,000. She is business in 800 Square foot flat. Manisha Naredra Ghokhale is working for 7 hours in has business. She is funds getting the for family.

Other information-Mo.No 8007721360 Website WWW.Just click.com Email Address [email protected]

3. Laxmi Mahila Mandal

Sri,Mahilagramin udyog sanstha,laxmi mandir,Kupwad road,sangli. Owner Mrs,Pramila Devi Prakash Mane.She is married. She learned the Bachelor of Arts [B.A] with socialist. She is 66 years old. She is doing the manufacturing type business. Mrs,Pramila Devi Prakash Mane firstly invested the money our business is shears type of collect the money from the womens. This business she is doing in1000 Square foot flat. Mrs,Pramila Devi Prakash Mane is working are 6 hours in our business. She is taking the sahaers from the women. Other information-Mo.No 9881448811Website NoEmail Address No

4. Ruta beauty parlor

Ruta beauty parlor, Shree ram general stores, Swagat hotel near, maruti road, sangli. Owner Mrs Manik Marethe. She is married. She has learned the Bachelor of Arts [B.A] with English. She is 45 years old. She is doing the beauty parlor business. Manik Marathe firstly invested the money in her business is Rs2, 00,000.This business she is doing a 300 Squrefoot. Manik Marathe is working are 7 hours in our business. She is taking the finance from the family. Other information-Mo.No 9822808375Website NoEmail Address [email protected]

5. Najuka hotel

Najuka hotel [pure vge], najuka hotel, neminath nager visrambag,sangli. Owner Mrs.Savitri Shivaji Kumbhar. She is married. She is learned the Bachelor of commerce [B.Com] with economics. She is 35 years old. She is doing the hotel management business. Mrs.Savitri Shivaji Kumbhar firstly invested the money their business is Rs 5, 00,000. This business she is doing a 2000 Square foot. Savitri Shivaji Kumbhar is working for 12 hours in her business. She is taking the loan from bank of India. Other information- Mo.No 9422075608 Website No Email Address [email protected]

6. Sai Mess

Sai mess,MSEB road, Walchand gate near, Vishrambag, sangli.Owner Mrs.Shantabai Baburao Koli. She is married. She is learned the 5th standard. She is 60 years old.She is doing the mess type business. Mrs.Shantabai Baburao Koli firstly invested the money our business is Rs 3,00,000. This business she is doing a 1000 Square foot. Shantabai Baburao Koli is working are 6 hours in our business. She is taking the loan from Mansing Bank. Other information- Mo.No 9325692697 Website No Email Address No

7. Aman Computer Institute

Aman computer Institution

Aman Computer Institute, Panchmukhi maruti road, Morya apartment,Khanbhag, sangli.Owner miss.Taslim Raosaheb Kagwadker.She is unmarried. She has learned the Master of Arts [M.A]. She is 28 years old. She is doing the computer education business. Taslim Raosaheb Kagwadker firstly invested the money our business is Rs 5, 70,000.This business she is doing a 400 Square foot. Taslim Raosaheb Kagwadker is working for 12 hours in has business. She is taking the loan from bank of India. Other information- Mo.No 9823156211 Website No Email Address [email protected]

8. Sree Ganesh General Stores

Sree ganesh general stores, Sanjay Nager, near the bus stop, Sangli.Owner Miss.Kamal Laxman Baligade. She is unmarried. She has learned the 12th arts.She is 32 years old. She is doing the stationary business. Kamal Laxman Baligade firstly invested the money our business is only Rs 350 hundred rupees, but now a days this business Rs 2, 00,000 profits. This business she is doing a 600 Square foot. Kamal Laxman Baligade is having working for 10 hours in her business. She is taking the funds from personal investment. Other information- Mo.No 8275565107 Website No Email Address No

CHAPTER 3THEORETICAL BACKGROUND3.1 Concept of women entrepreneurship Entrepreneurship plays an important role in the growth of any society. Development of entrepreneurship culture & qualitative business development services are the major requirement for industrial growth. Entrepreneurship emerges from an individual creative spirit into long-term business, ownership, employment creation, Capital Formation & economic security. Entrepreneurial are essentials for industrialization & for alleviation of mass unemployment & poverty. As technology speed up lives, women are an emerging economic force, which cannot be neglected by the policy makers. The worlds modern democratic economy depends on the participation of both seves lrene nativided has observed that Global markets & women are not often used in the same sentence, but increasingly statistics show that women have economic clout most visibly as entrepreneurs & most powerfully as consumer. Today, women in advanced market economics own more than 25% of all business & women owned business in Africa, Asia, Eastern Europe & Latin America are growing rapidly. In some region of the world. India the actual participation of women in income generating activities is quite unsatisfactory, only 8% of small scale-manufacturing units are owned & operated by women. Freedom depends on economic condition even more than political. If a women is not economically free & self-earnings, she will have to depend on her husband or someone ales, & depends are never free. These were the ideas of pandit Jawaharlal Nehru, first prime minister of India. Which vividly highlight the importance of economic independence of women? In childhood a female must be subjected to her father in youth to her husband, when her lord is dead to her son, women must never be independent. Swami Vivekananda stressing the need for the girl education said I ask you earnestly to open girls school in every village. If women are educated.. Culture, knowledge, power & devotion awaken in the land. That nation which does not respect women has never become great, nor will ever in future The principle reason why our race has so much degenerated is that we have no respect for these living images of shakti. Women owned business are becoming increasingly important in the economics of almost all countries. To the US economic, they contribute more than $250 billion annually & create new business at two to three times the rate of their male counterparts. Ultimately, however women entrepreneurship must be recognized for what it is. Nationally, it has great importance for future economic prosperity. Individually business ownership provides women with independence they crave for & with economic & social satisfaction.

3.2 Definition

1. When women move forward, the family moves, the village moves & the nation move. Pandit Jawaharlal Nehru

2. A women entrepreneur is a confidant, innovative & creative women capable of achieving self-economic independence individually or in collaboration generates employment opportunities for others through initiating establishing & running the enterprise by keeping pace with her persona, family & social life. Kamal Singh, Entrepreneur from Rajasthan

3.3 Functions of women entrepreneurs 1. Search opportunity Like other entrepreneurs women entrepreneurs have to search & opportunities to start a business, they have to search a business which is suitable for them. This is first & most important function of women entrepreneurs.

2. Accepting Risk Women entrepreneurs have to accept uncertainty risk such risk may arise due to changes in test. Fashion investment competition.etc. Women entrepreneurs should cope-up with this risk.

3. Innovation Successful women entrepreneur have to introduce new products, new services, new methods, new market.etc. They must know that innovation has no end.

4. Organization & Management Women entrepreneurs should organize & manage of working of the business. They have to develop managerial capacity & leadership qualities. They have to plan co-ordinate & control all the activities to make business more successfully.

5. Use of human capital [employees] Women entrepreneurs should used human capital in the form of women. They have to promote women entrepreneurship by providing knowledge, experience & skills to women in the society. They should encourage more women to work & earn for themselves.

6. Study of market Women entrepreneurship has to search & study the market before the production in carried out. They have to study whether their products will be successful in the present competition.7. Availability of essential services Women entrepreneurs have to see that essential services like banks, insurance, transport, warehousing, past telephone.etc.are availability.

8. Raising of capital - Capital is life blood of business. Women entrepreneurs should top the government policies & see where they can get loans at rates.

9. Leadership Strong leadership is needed for developing a business; women should keep aside their emotional & sensitive side & develop strong personality.

10. Help to family To earn adequate income & take the financial responsibility of family is also an important function of women entrepreneur. This provides bauble income to the family & it is proved that such families have provided better educational facility to their children.

3.4 Growth of women entrepreneur In advanced & economically develop countries growth of women entrepreneur is very impressive. The 20th century has witnessed the growing entrepreneurship of women all over the world today even in developing countries. There is a favorable climate for the growth of women entrepreneurs. An international serve conducted the during the period of 1977-1985 observed that highest number of self-employed women is highest in swieden followed by England, France & USA. The world conference of united nations decode for women at Copenhagen Denmark adopted a program of action in 1880 for women equal remuneration for work equal educational & training opportunity.etc. There is a growing stress on the development of small scale industries. So that more women can entrepreneur education has also being an important factor in development different survey tell us that women have shifted from extended kitchen activities to higher level of activities. There is shift from these pickles powder & papad to three Es electronic, engineering & enerurgy in recent. They are 28 million female old businesses.

3.5 Growth in India In India there has been dramatic change in women lives. Previously marge was the only career for most of the girl but now we observe that women are into all fields & they are becoming successful entrepreneurs. In is only 5.2% out of the total entrepreneurs. In case of small scale industry nearly 8% of the units of total units are run by women entrepreneurs. 7th five years plan there was a special chapter on the development of women & detail plan of action was also provided. In 8th five years plan importance was given for development of small scale sector for women public sector banks & financial corporation provided special loan to women. IDBI bank introduce mahila uduge nidhi for new industrial units, commercial bank provides finance to self help set up by women on village. There is lot of improvement in women entrepreneurship all over the world but still there is a hues potential for more growth. In idea the growth is not much as compare to develop countries but still it is huge when we look bank at the social condition which women faced before independence. Indian government is carrying out different schemes for encouraging growth of women entrepreneurship.

3.6 Problems of women entrepreneurs

1. Male dominant culture The greatest problem of women that the society is male dominant. There is a general tendency that women are kept away from higher economic activities. These activities are reserved only for male. In Indian culture there is still inequality in the states of male & women. Women activities are supposed to the limited to house hold & looking after the children.2. Family responsibility In Indian culture women have to spend their time & energy in looking after house hold work, children & other family members. At present due to divided family system the responsibility of women have increase even more. Male feel that it is not their work. Due to this reason it becomes difficult for women to become entrepreneur.3. Educational problem Women entrepreneur facing may educational problems. Lack of education especially technical education is a big problem for entrepreneurship development in women. In India there has been a rise in women education but still there is long way to go education create confidence, ambition & this in return helps entrepreneurship development.4. Financial problems In adequate source of finance are also big problems. In the male dominant society women look for support from men for finance even the financial institution is also an hindrance in entrepreneurship development.5. Lack of experience & information Women have comparatively less experience & information than men. Due to this they felt to get adequate information about government policies & schemes.

6. Inability to take risk Risk taking is a big problem for women they are not able to handle the risk related to business especially in India.7. Social restriction, customs & traditions Even in present modern society women have no freedom to take their own decision & to choose their own profession also the custom & tradition in India. Puts a lot of restriction for women. Hey are expected to follow then however highly educated they are.8. Self problem Women have lack of self confidence due to a social upbringing they considered themselves physical weak & thus. Create a negative image about them.9. High competition There is cut-throat competition in all the fields. Most of the women industries are unorganized they also lack in proper marketing strategy. Therefore, it becomes difficult for them to establish themselves in male dominant industry.10. Non co-operation from government They face a major problem of non co-operation from government. Government offices do not treat women entrepreneur in proper manner. They make harassment in completion of documents & other formalities.

3.7 Remedial measures As discuss earlier women entrepreneurship faces lots of problem. They have to overcome these problems & move ahead. Following are the different remedial measures to solve the problems. A. Suggestions to solve educational & training problems

1. Welfare programmed should be organized to look after the education & training of women entrepreneur.

2. Institution should organized work related training, coerces, seminars, workshops, conerances.etc.

3. National development organizational should establish centre for training & counseling of women entrepreneur.

4. Excess to modern machines skill &training should be made easy train.

5. Training in specific areas like decision making communication skill, management of people show is offered to women entrepreneur at low cost.

6. Technical training indifferent women institution should be establish.

B. Suggestions to solve financial problems

1. Women credit society should be established.

2. Bank & financial institution should come forward to design special credit schemes for women.

3. Loans should be made available to women entrepreneurs on more liberal terms.

4. Credit or loan should be given in concession.

5. Special concessions for women should be started in banks. The procedure for loan & rules & regulations in getting subsidies & assessment from government organization should be made simple.

6. Single window approach should be adopted for clearing the loans applied by women entrepreneurs.

C. Suggestion for encouraging more women to undertake entrepreneurship development 1. More attractive schemes of assessment with better advertisement.

2. Entrepreneurship development should be included in school curriculums as a compulsory subject.

3. Parents should prefer to spend money on their daughter business institution of her marriage.

4. Organize multinational coerces for house wife is earn additional income.

5. Success stories of women entrepreneurs should be published on large scale.

6. Organize scale outlets for products of women entrepreneur.7. Teach women to have separate identities decided being a wife & a mother.

8. Parents should try to in date entrepreneurs values in the family by trying to make children independent in creative, communicative. They should be involved in house hold purchases & thought to value of money.

3.8 Recent trends of women enterprise Earlier country like India women did not have the freedom of education showily thinks started changing & the doors of education where open for girls. In this comparatively short period women have made a lot of self development. We can find women in variety of field they are now doctors, engineers, managers, advocate, architect, taxi driver, pilots, teachers, police, and bus conductor.atc. They are now noticed in very male dominated fields. Entrepreneurship for women is also in a developing stage women have become educated & confident to start their own ventures. In earlier days of women entrepreneurship women use to start business which were comfortable for them. They were engaged in business related to house hold activities.1. Beauty parlor.2. Manufacturing of pickles, papad masalas.etc.3. Business of canteens.4. Manufacturing of beauty products like face packs.5. Telering, fashion designing, candle making services like crche, tuition. These where the field which women preferred. Now at present the trend is slowly changing. Women now a days enter not only in selected profession maintains above but also in profession like. 1. Trade 2. Software, computer3. Mining4. Engineering products5. Constructions business 6. All types of technical activities 7. Share broker8. Financial concaltancy.etc. Women are more into diversified business women are willing to take up business & contribute to the nation growth. They are now no longer restricted to family & traditions. Women entrepreneur are found to have a cold in the business market. They have become an important part of business community. They are ready to take the requires training technical & managerial from competent institution through the percentage is less still picture is positive. Recent trend women entrepreneurship include variety of after doing market research, application of technical, managerial & marketing skill to the business for making it a profit making venture.3.9 Powerful women entrepreneurs in India Indira Noooyi CEO of Pepsi Company. She joint in 1994. Lalita Gupte & Kalpana Morporia Joint managing director of ICICI bank. Priya Paul CEO of apeejey surendra group-7 star hotels real instate & financial services. Nilam Bhawan MD of Microsoft India IT industry. Swati Naik Lijjat papad.

3.10 Areas of business opportunities The respondents were asked to rank the areas where potential women entrepreneurs have more opportunities available to them in establishing their business. Cosmetics & beauty parlors were considered as the most promising business areas for potential women entrepreneurs to venture. This area of beauty therapy which also includes sliming business (health care services/health clubs) is gaining importance day by day growing awareness of modern women towards beauty culture & personal grooming has been responsible for the growth of this area. The recent success of India women at International.

Areas of more business opportunities for potential women entrepreneurs Area Collective rank1. Garments & textile Items 22. Cosmetics 7 beauty parlors 13. 3ps [Pickles powder (species)& papad} 74. Interior Declaration 45. Engineering goods 106. Consultancy services 8 7. Handicrafts 68. Nursery & crches 59. Education & training 310. Medicare [medical & paramedical] 9

Beauty contests have furthered the craze amongst women & young girls to look beautiful. As a result, beauty parlors & health clubs are mushrooming in large cities as well as small towns of the country. Self-awareness & the desire to look better are the main reasons for visiting a beauty parlor much helps in improving the overall personality & confidence of a Clint due to effective permanent & accessible beauty techniques. Additional business opportunities 1. Green Business2. Biotechnology3. IT Enabled services4. Event management5. Food , fruits & vegetables processing, refrigeration & transportation6. Mineral water7. Courier services8. Insurance factor9. Telecommunication10. Herbal sectors11. Tourism sectors12. Vermin culture

Training needs of women entrepreneurs In the current age of rapid expansion of knowledge & frontiers of advanced information technology the need of training & re-training of work force including entrepreneurs can cot be over emphasized? However, learning is a lifelong process, from the cradle & carryout days to the grave, if anything co- exist with life is learning. The board objective of continuation education is to industries through better performance which ultimately lead to better living slandered & economics conditions of people. In the training requirement of sample respondents. Their opinion regarding type of training to be imported to prospective women entrepreneurs was also thought. The respondents were asked as to whether they consider themselves deficient in some area in which they would like to get the training. A majority of the respondents (70.9%) replied in the affirmative whereas the remaining 29.1% considered themselves self-sufficient. Distribution of sample respondents according to type of training needed- Sr.no Area of training % of sample respondents1. Management of small enterprises 40.02. In-depth technical knowledge 30.03. Soft skills 22.84. Enterprise support system 20.65. Information technology 12.46. Latest quality concepts 127. Time management 6.38. Productivity improvement 5.7 As is evident from table a majority of the respondents 40% felt the need for undergoing training in various areas of management in the context of small scale enterprises. The areas cited were export marketing, Personnel management, financial management & purchases management. Undoubtedly, the area of business management because of its immense usefulness does attract most of the women entrepreneurs. 30.3% of total sample women entrepreneurs hinted at need for acquisition of more in-depth technical knowledge relevant to the type of technical knowledge relevant to the type of enterprise they were operating. A significant percentage of sample respondent 22.8% were in favors of acquiring soft skills which, they said would be indirectly beneficial to the growth of their enterprise self-confidence, personality development, communication skills. 20.6% of total sample respondents cited their inquisitiveness to know about of the entrepreneurial support system in detail. These women entrepreneurs said that they are not aware of a large number of agencies which do provide benefits under their varies schema of assistance to small scale entrepreneurs in particular. Information technology was cited by 19.4% of sample respondents as the areas the area wherein they would like to undergo training programmers. These women entrepreneurs were edge to know about the use of computers, email, e-comers, internet.etc. So as to give a modern out look to their respective units. 12% of sample respondents expressed their curiosity to know about latest concept like total quality management. International standards like ISO-9000, ISO-14000.etc. These women entrepreneurs said that they would be able to professionalize & streamline the functioning of their respective units by adopting such like concepts. Time management as an exclusive area of management was cited by 6.3% of the sample respondents. The importance of time management can never become disputed in any share of activity. 5.7% of the women entrepreneurs who in majority cited productivity improvement as the area wherein they would like to be trained.

CHAPTER 4DATA ANALYSIS & INTERPRETATION1. Do you know the concept of women entrepreneurship ParticularNo of respondentsPercentage

Yes337.50%

No562.50%

Total8100%

Interpretation The above table & chart shows that opinion of respondents towards the concept of women entrepreneurship is 62.5% dont know & only 37.5% women knowing the concept of women entrepreneurship. Analysis From the above table & chart it can be analyzed that even if all the respondents are entrepreneur themselves all of them are not aware of the concept of entrepreneurship.

2. Why have you selected to become an entrepreneurParticularNo of respondentsPercentage

Hobby562.50%

career112.50%

fashion00%

Financial independence225%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the selected become an entrepreneur is 62.5% hobby,12.5% career,0% fashion & 25% financial independence. That point of through selected become an entrepreneur. Analysis From the above table & chart it can be analyzed the most of the women is this profession selected to be an entrepreneur as a hobby. After that they aim for financial independence.

3. What type of problems did you face for starting of the business?ParticularNo of respondentsPercentage

Male dominant culture 112.5%

Family responsibility450%

Educational problems00%

Financial problems337.5%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the women is the problems facing for starting of the business, male dominant culture 12.5%, family responsibility 50%, educational problems 0% & financial problems are 37.5% . Analysis From the above table & chart it can be analyzed the most of the womens are face the family responsibility problems commonly. That is their biggest problem. Followed by financial problems, since they have problems to fund themselves.

4. Income per monthParticularNo of respondentsPercentage

between 5,000 to 20,000450%

21,000 to 40,000225%

41,000 to 60,000225%

61,000 to above00%

total8100%

Interpretation The above table & chart shows between the income of respondents per month of women is 50% womens income are between 5,000 to 20000,25% womens income are 21,000 to 40,000, 25% womens income are 41,000 to 60,000, 0% womens income are 61,000 to above. Analysis From the above table & chart it can be analyzed the most of the womens per month income are 5,000 to 20,000. Means no large scale of business.

5. Are you satisfied with your incomeParticularNo of respondentsPercentage

Yes8100%

No00%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the 100% womens are satisfied with your income. Analysis From the above table & chart it can be analyzed the all of the womens are satisfied with their income. It shows that women are complacent about their income level.

6. Which type of problems of you face while raising funds for the businessParticularNo of respondentsPercentage

Interest rate450%

No112.50%

Only Personal Investment337.50%

Proper Document00%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the womens are funds raising time face the problems. Interest rate problems are50%,no problems 12.5% ,only personal investment are 37.5%.& proper document are 0%. Analysis From the above table & chart it can be analyzed the most of the womens are face the interest rate problem. They find interest of the loans too high to pay off.

7. What type of family support do you except? ParticularNo of respondentsPercentage

Financial112.50%

Practically337.50%

Emotionally00%

All of the option450%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards according to women entrepreneur. Which type of family support is important, Financial is 12.5%, Practicaly is 37.5%, emotionally is 0%,all of the option is 50 %. Analysis From the above table & chart it can be analyzed the most of the womens according the all support are important for women entrepreneur. Comparatively emotional support is not required that much.

8. Have you decided the specific aim for futureParticularNo of respondentsPercentage

Yes8100%

No00%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the 100% women entrepreneur are decided the specific aim for futures. Analysis From the above table & chart it can be analyzed the all of the womens are decided the specific aim for futures. It shows that they are future oriented.

9. What is the area of improvement in your business?ParticularNo of respondentsPercentage

Marketing 425%

Management112.50%

Production00%

quality337.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the, 25% women feel the marketing of the business should improve, 12.5 % women feel the management of the business should improved, 37.5%women feel the quality of the business should improved. Analysis From the above table & chart it can be analyzed the most of the womens feel improvement in the marketing area of the business is necessary. 10. Which new technology should be used in your business?ParticularNo of respondentsPercentage

New production machinery 112.50%

Electronic machine112.50%

Equipment225%

computerization450%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the womens are using new technology. New production machinery is 12.5%, electronic machine 12.5%, equipment 25%, & 50% computerization. Analysis From the above table & chart it can be analyzed the most of the womens prefers computerization.

11. What type of training programs are needed for women entrepreneurParticularNo of respondentsPercentage

Time management225%

management of small enterprise337.50%

Information technology112.50%

Productivity improvement225%

total8100%

Interpretation The above table & chart shows the opinion of respondents towards the used of women is training program. 25% women need training in time management, 37.5% women according need in management of small enterprise, 12.5% women according need in information technology, 25% women according need to for productivity improvement.

Analysis From the above table & chart it can be analyzed the most of the women want training in management skills. They also find difficulty in time management.

12. Is motivation needed to women entrepreneur?ParticularNo of respondentsPercentage

Yes8100%

No00%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the 100% womens are opinion is motivation are important of the women entrepreneurs. Analysis From the above table & chart it can be analyzed the all of the womens are according motivation is important to women entrepreneurs. They feel that to be is an entrepreneur motivation is the basic responsibility

13. Are women entrepreneur role models for society?ParticularNo of respondentsPercentage

Yes8100%

No00%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the 100% womens are opinion is women entrepreneur are role model of the society.. Analysis From the above table & chart it can be analyzed the all of the women according women entrepreneur are role model of the society. Then they feel that it significant the development of society.

14. Is there any scope available to women entrepreneur in sangli?ParticularNo of respondentsPercentage

Yes675%

No225%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the 71% womens according scope are available, & 29% womens according scope are not available.

Analysis From the above table & chart it can be analyzed the most of the womens are said the scope are available from women entrepreneur in sangli city.But there are many women who feel that since sangli is a smaller city scope is less

15. What types of expectations are there from the business?ParticularNo of respondentsPercentage

Publicity225%

large scale business225%

More profit112.50%

Goodwill337.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the women is expect the about your business.25% women expect the publicity, 25% women expect the large scale business, 12.5% women expect the more profit, 37.5% women expect the goodwill.

Analysis From the above table & chart it can be analyzed the most of the women expect to build goodwill for their business and themselves.

16. What type of risk is involved in the business?ParticularNo of respondentsPercentage

Management risk112.5%

Marketing Risk112.5%%

Financial Risk562.5%

No112.5%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the starting of the business is women are bearing the risk.12.5% women are bear the management risk,12.5% women are bear the marketing risk,62.5% women are bear the financial risk,& 12.5% women are no bear the risk. Analysis From the above table & chart it can be analyzed the most of the women are bearing the financial risk.

17. Which type of support is most important for women entrepreneurshipParticularNo of respondentsPercentage

Financial support 112.50%

Family support675%

Society support00%

Emotionally support112.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the according the women. 12.5 % women said the financial support, 75% women are said the family support, 0% women are said the society support, 12.5% women are said the emotional support.

Analysis From the above table & chart it can be analyzed the most of the women are said the family support is most important for the women entrepreneurs.

18. Which system you prefer mostly for reducing your time & wastage?ParticularNo of respondentsPercentage

Use of machinery112.50%

Use of labour450%

Proper management112.50%

No system followed 225%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the most of the women is prefer the system for reducing time & wastage. 12.5% women are prefer the use of machinery, 50% women are prefer the use of workers, 12.5% women are prefer the proper management, 25% women are not preferring any system.

Analysis From the above table & chart it can be analyzed the most of the women are prefer the system of reducing for time & wastage by using additional labour. 19. What is opinion of the society about the women entrepreneur?ParticularNo of respondentsPercentage

Good 562.50%

Better112.50%

Best225%

Poor00%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the womens said the society opinion about the women entrepreneur.62.5% women are said the good, 12.5% women are said the better,25% women are said the best, 0% women are said the poor.

Analysis From the above table & chart it can be analyzed the most of the women said the society opinion about the women entrepreneur is good.20. What is your suggestion about improvement of your businessParticularNo of respondentsPercentage

Increase quality787.50%

Attractive color00%

Decrease price00%

Attractive design112.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the according the women entrepreneurs 87.5% women are the suggested the increasing quality,0% women are suggested the attractive color, 0% women are suggested the decreasing price, 12.5 % women are suggested the attractive design.

Analysis From the above table & chart it can be analyzed the most of the women are suggested the increasing in quality of the services or product. They dont believe in decrease of price.

21. What is the most important quality needed to become successful women entrepreneurParticularNo of respondentsPercentage

Knowledge450%

Communication Skill337.50%

Technical information00%

Initiative112.50%

total8100%

.

Interpretation The above table & chart shows that opinion of respondents towards the women are said they become successful women entrepreneur quality are needed. 50% women said the knowledge, 37.5% women are said the communication skill, 0% women are said the technological information, 12.5% women are said the initiative. Analysis From the above table & chart it can be analyzed the most of the women said the Knowledge is most important to become successful women entrepreneur.22. From which Sources do you raise your fundsParticularNo of respondentsPercentage

Bank562.50%

Friends00%

Family225%

Personal investment112.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the women is raise the funds which sources. 62.5% womens raise fund through bank through, 12.5% women raise the funds through family, 12.5% women raise funds through personal investment.

Analysis From the above table & chart it can be analyzed the most of the women the funds from the bank.

23. How women entrepreneurs are beneficial to the societyParticularNo of respondentsPercentage

Role model450%

Employment generation337.50%

Increases economy00%

All of above112.50%

total8100%

Interpretation The above table & chart shows the opinion of respondents towards the women said the women entrepreneur is beneficial to the society. 50% women said the women entrepreneur is the role model of the society, 37.5% women are said the women entrepreneur are generating the employment, 0% women said the increasing economy, 12.5 % women with all the options. Analysis From the above table & chart it can be analyzed the most of the women said the women entrepreneur are role models of the society.24. Which benefits you are giving to your workerParticularNo of respondentsPercentage

Job security225%

Welfare facilities337.50%

Better working condition225%

Participative management112.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards women entrepreneur are given to the benefits of the workers. 25% women are give job security, 37.5 % women are give importance to the welfare facilities, 25% women are give important to better working condition, and 12.5% women are give important to the participative management. Analysis From the above table & chart it can be analyzed the most of the women are given importance to worker welfare facility.25. Which services you are providing to your customer?ParticularNo of respondentsPercentage

Better product quality562.50%

Reasonable price00%

No misleading advertising00%

All of the option337.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the women entrepreneur is which type of product or services are providing. 62.5% women are providing the better product quality,0% women are providing the reasonable price,0% women are providing the no misleading advertising, 37.5% women are providing the all of the option.

Analysis From the above table & chart it can be analyzed the most of the women are providing the better product quality.

26. Do you have any other business or job?ParticularNo of respondentsPercentage

Yes562.50%

No737.50%

total8100%

Interpretation The above table & chart shows that opinion of respondents towards the 64% womens are doing the other job & 38% womens not doing the other job .

Analysis From the above table & chart it can be analyzed the most of the womens are doing other job along with the business.

CHAPTER 5FINDINGS & OBSERVATIONS5.1- FINDINGS1. The entire entrepreneurs are satisfied with their income.

2. All womens have decided the specific aim for the future.

3. It is found that number of women entrepreneur are role model of the society.

4. There is a scope to womens to work in sangli city as a entrepreneur.

5. It is found that Society opinion about the women entrepreneurs is good.

6. Bank is providing the funds to number of women entrepreneurs in society.

7. Family responsibility also affects the women entrepreneur to become successful entrepreneur.

8. It is found that most of the women entrepreneur bears the financial risk in business.

9. Number of women entrepreneurs focus on increasing quality of the product /services.

10. Women entrepreneurs are lacking about the knowledge to become successful entrepreneur.

5.2 OBSERVATION-1. Many women entrepreneurs are not interested in online business generally all the business in sangli city is at small scale.

2. very few women entrepreneurs are stable in sangli city.

CHAPTER 6 SUGGESTIONS & CONCLUSION 6.1 SUGGESTION 1. The maximum women entrepreneur dont know the actual & concept of women entrepreneur. The researcher suggested that the government application should develop the management study for the women entrepreneurs.

2. Most of the women entrepreneurs are not using the online technology women entrepreneur can do the online business so to increase sale of the business.

3. The researcher suggested that the government should provide the many facility for the women entrepreneurs as subsidiaries, loans at low rate, training session, cash availability & funds etc..

4. The researcher suggested that the society should be broad minded & should support women entrepreneurship at every stage of their entrepreneurs.

5. Women entrepreneurship in sangli city should come together & from their union & so that they carrying on different activities to support the women entrepreneurship & it will be helpful to face different problem collectively.

6.2 CONCLUSION- Researcher has concluded that women entrepreneur in sangli city have risk bearing ability as well as potential to become successful entrepreneur they are ready to deal with environmental changes & problems but yet they are not aware about recent trends in entrepreneurship & technology apdetion in the environment. What they need is periodic training from government as well as private institution & most importantly family support.

CHAPTER 7APPEDICES7.1 BIBLIOGRAPHY 1 BOOK - Book Name Women Entrepreneurs Author S.K. Dhameja Publication Deep & Deep Publications pvt.ltd. Book Name Entrepreneurship development

Author E.Gordon

Publication HBH

2 Website/Internet

i. Cultural.Maharashtra.gov.in length

ii. Justdial.com/National search/Ak.

3 Search engine Google

7.2 QUESTIONNAIRES1. Do you know the concept of women entrepreneurship Yes No2. Why have you selected become an entrepreneur Hobby Career Fashion Financial independence 3. What type of problems you are facing the starting of the businessMale dominant culture Family responsibilityEducational problems Financial problems4. Income per month Below 5,000 to 20,000 21,000 to 40,00041,000 to 60,000 61,000 to above5. Are you satisfied with your income Yes No6. Which type of problems facing the arising funds for the business Interest rate No Only personal investment proper document

7. Which type of your family supported your business Financial Practically Emotionally All of the option8. Are you decide the specific aim for future Yes No9. What type of plan for some areas of improvement your shop Marketing Management Production Quality10. Which new technology using your business New production machinery Electronic machine Equipment Computerization11. What type of training programmers are needed to women entrepreneur Time management Management of small enterprise Information technology Quality management Productivity improvement12. Motivation are needed to women entrepreneur Yes No13. Women entrepreneur are role model for society Yes No14. Scope are available to women entrepreneur in sangli Yes No

15. Which type of expectation you are wants from your business Publicity Large scale business More profit Goodwill16. Starting of business which type of risk are bearing Management risk Marketing risk Financial risk No17. Which type of support are most important for women entrepreneurship Financial support Family support Society support Emotional support18. Which system you prefer mostly for reducing your time & wastage Use of machinery Use of labour Proper management No system follow19. What is society opinion about the women entrepreneur Good Better Best Poor 20. What is your suggestion about improvement of your business Increasing quality Attractive color Decreasing price Attractive design

21. What is quality are needed to become successful women entrepreneur Knowledge Communication skill Technical information Initiative22. From which Sources you arise your funds Bank Friend Family Personal23. How women entrepreneurs are beneficial to the society Role model Employment generation Increasing economy All of the option 24. Which benefits you are giving to your worker Job security Welfare facility Better working condition Participative management25. Which services you are providing to your customer Better product quality Reasonable price No misleading advertising All of the option26. Do you have any business Yes No

Smt.M.G.K.M.Sangli.Page 1