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Free March 2013 Life and Homes MUST SEE LOCAL LISTINGS Super Easy Money Saving Tips Your Home YOUR OASIS Residential • Commercial • Multi-Family • Land www.LifeandHomes.com Syracuse NY
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Life and Homes Syracuse New York

Mar 13, 2016

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Stephen Lisi

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Page 1: Life and Homes Syracuse New York

Color

FreeMarch 2013 Life and

HomesMust see

local listings

Super Easy Money

Saving Tips

Your Home YOUR OASIS

Residential • Commercial • Multi-Family • Landwww.LifeandHomes.com

Syracuse NY

Page 2: Life and Homes Syracuse New York

For more information, contact David Lisi

[email protected]

SyracuSe Ny, eDitioN

Published ByLISI MERCHANT SOLUTIONS, INC.

Publication Franchisee, rMcDAvID P. LISI

corporate editorKIM LISI

[email protected]

How to reach us Press Releases or Letters to the Editor

Our e-mail address is [email protected](Please do not send attachments)

Or send to:

LifeandHomes MagazinePO Box 18 Holland Patent, NY 13354

account executive TINA PLEvRITIS

[email protected]

STEPHANIE SCHILLINg 315-527-1315

[email protected]

Advertising Deadline April Issue

March15, 2013

corporate office Lisi Merchant Solutions, inc.

PO Box 18 Holland Patent, NY 13354

315-865-5845Fax 1-315-865-7418

www.LifeandHomes.com

For franchise information call, 315-865-5845

this information has been compiled from public records and other sources we believe

to be reliable, but we make no guarantee with respect to its accuracy or completeness or

the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly,

from using the contents of this site.Copyright © 2013 Lisi Merchant Solutions, Inc.

Life and

Homes

Color

LifeandHomes™

Premier Mortgage Sponsors

See our ad on page 10

home smart home.

www.facebook.com/pages/LifeandHomes-SyracuseFollow Us on Facebook

Stephanie Schilling, RMC315-527-1315 [email protected]

Tina Plevritis, RMC315-737-8228 [email protected]

LifeandHomes.com/SYR-NY - Open House Info updated every Friday @ 4:30

Looking for a Franchise?

LifeandHomes™ Franchise is a low cost, home-based, recurring revenue

business model.

Our franchise system enables the franchisee to become the Real Estate Marketing Expert in their community.

On The MarketWinter weather hasn’t done much to slow the local real estate market. There are listings available in nearly every city and price range in this issue and even more online at LifeandHomes.com/syr-ny. Why wait for the summer rush to begin your real estate search? give one of the real estate participants listed inside a call and let them get you started today on the path to home ownership.

Already on the lookout for that perfect home? visit LifeandHomes.com/syr-ny and click on the Open House button at the top of the page. Every Friday we post an updated list online of the Open House events for the weekend. Nothing gives you a better feel for a property than actually walking through the rooms and seeing a neighborhood firsthand.

A word to the wise…get pre-approved for your mortgage then get busy looking. You could be in your new home before the Spring thaw!

See a QSN# beside a listing? Log on to LifeandHomes.com/syr-ny and type the QSN # in the search box at the top of the page to view more listing information.

Tina PlevritisStephanie Schilling

See Our ad on page 22

Rates Have Never Been Lower

ACT NOW

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Page 3: Life and Homes Syracuse New York

Save 10,000 Gallons in 10 MinutesDid you know that easy-to-fix household leaks could waste at least 10,000 gallons of water per year (and 10 percent of your water bill)?

Join thousands of Americans all over the country this week in taking just 10 minutes to check for household water leaks.

According to the U.S. Environmental Protection Agency’s WaterSense program, in the span of two television commercial breaks, you could save more than 10,000 gallons of water, which is equivalent to the water used to wash 10 months’ worth of laundry.

Finding leaks is easy. To get started, put a few drops of food coloring in the tank to check for silent toilet leaks. Wait 10 minutes before flushing; if color shows up in the bowl, you probably need a new toilet flapper—an easy repair.

While you wait, check your other plumbing fixtures for drips—they may seem small, but all those drops really add up. Next, check your winter water bills. Most families of four use 12,000 gallons of water per month or less in winter. If your bill is showing something higher, you could have a serious leak—inside or out.

Finally, step outside and inspect your garden hoses. Are they damaged or cracked from winter’s frost? If you have an inground irrigation system, an irrigation professional certified through a WaterSense labeled program can check for leaks and broken sprinkler heads.

See www.epa.gov/watersense for more information about Fix a Leak Week and a list of certified irrigation partners in your community. (NAPSA)

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

Short Sale Tool AvailableFannie Mae recently introduced an expanded HomePath for Short Sales tool to resolve short sale challenges.

The new short sale escalation process is open to any real estate professional working on a short sale involving a Fannie Mae-owned loan. Once a case is escalated, Fannie Mae will directly engage with the agent or servicer to address challenges such as valuation disputes, delays by servicers or uncooperative subordinate lien holders. Agents can also use the new escalation process to receive a recommended list price from Fannie Mae prior to listing the property for sale.

Real estate professionals can visit homepathforshortsales.com for information on Fannie Mae’s short sale process and www.homepathforshortsales.com/hpshortsaleinquiry.html to raise an issue on a particular short sale with Fannie Mae directly. (RealEstateRama)

tV tip-over injuries On The Rise A report released by Safe Kids Worldwide and SANUS revealed that every three weeks, a child dies from a television tipping over and nearly 13,000 more children are injured each year in the U.S. This represents a 31 percent increase in TV tip-over-related injuries over the last ten years.

Young children are at greatest risk of Tv tip-overs. According to the research, 7 out of 10 children injured by Tv tip-overs are 5 years old or younger. This age group also accounts for 9 out of 10 serious injuries requiring hospitalization, including head injuries, which are among the most severe.

Many Tv tip-overs are a result of unsteady Tvs that are not secured to the wall. Flat screen Tvs that are top-heavy with narrow bases can be easily

pulled off an entertainment center or table. Large and heavy old-style Tvs placed on dressers or high furniture can easily tip over as well. The report also revealed that three out of four parents don’t secure their Tv to the wall.

To prevent injuries, assess the stability of the Tvs in your home and the homes of relatives where your children visit. Remember, children playing with friends or pets could knock a Tv over, while other kids might be tempted to climb up to reach items placed on or near a Tv, such as remote controls or candy. Securing your Tv to the wall is a safe solution. Much like child proofing with a toddler gate or electrical socket cover, Tv mounts and furniture straps are necessary precautions for keeping your family safe. (safekids.org)

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

Show Me the MoneyIs a picture really worth a thousand words? DataPro researchers Justin Benefield, Christopher Cain and Ken Johnson evaluated 4,000 home sales and found that including at least one photo of a residential online listing can increase the sale price by up to 3.9 percent.

Additional findings revealed sellers can expect to net about $150 to $200 more for each photo they add and interior photos have more impact on increasing the selling price (3.9%) than exterior photos (1.9%).

"While the photos can help increase the sales price," cautions Melissa Tracey, REALTOR(R) Magazine, "Don’t expect it to help you sell the home faster." The study found that providing buyers with photos translated to more information for buyers to process and actually slows the decision making process - adding 16.5 days to the sellingprocess. (NAR)

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

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and Now you KnowPull up to the Mountain View, CA headquarters of Google and you may be surprised to see a herd of goats contentedly grazing on the front lawn. Google has been know to rent goats to do their "mowing" as an eco-friendly alternative to gas-powered, noisy machines.

Hong Kong is the most expensive location in the world to rent a high-end apartment. Rents for an unfurnished three bedroom apartment in a sought after part of the city average $11,500 US dollars per month. globally, monthly rental prices for a 3 bedroom apartment average between $3,080 - $3,030 US dollars. (PropertyWire)

Brass doorknobs disinfect themselves in about eight hours, while stainless steel and aluminum knobs never do. Brass doorknobs therefore tend to be more sanitary than stainless or aluminum doorknobs. (Wikipedia) Look it up - it's called the oligodynamic effect.

In almost every culture, a red door means "welcome." Some cultures, however, place additional emphasis on red doors. In Ireland, red doors are thought to ward off ghosts. In Feng Shui, painting your door bright red supposedly draws positive energy into a home. Red doors often symbolized a safe house along the path of the Underground Railway and in Scotland, a red door often singified the mortgage was paid off. At LifeandHomes, the red door simply means the owners like the color red. (houzz.com)

A Japanese company has developed a residential earthquake-proofing system that raises a house off of its foundation as far as 3 centimeters using just air pressure. When an earthquake hits, compressors activate, forcing an immense amount of air under the home. The house will levitate there until the earthquake ends, then beplaced gently back on the foundation. (realestate.aol.com)

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

Things You Should Know About Homeowners insurance

* Discounts are available if you have higher deductibles, smoke detectors, sprinkler systems, fire extinguishers, dead bolt locks, hurricane shut-ters, or laminated glass. * The policy comes with a deductible that you can request to be higher or lower and there are windstorm, or hurricane deductibles for policies issued in certain areas. *Rates are affected by local fire protection, age and type of building, and use of the building.

* Rates are affected by the kind of construction, such as brick vs. frame. * Mold damage is covered if it is due to a covered event. Many policies have a mold limitation for the payment of remediation services. Your policy has to be reviewed for the specific language. * The building and its’ contents are covered for the named perils. If it is an all risk policy every event is covered except for listed exclusions. * Some exclusions include flood, wear and tear, earth movement and acts of war. * Certain items such as computers, silverware, jewelry, guns, money, securities and others listed have monetary limitations. You maybe be able to buy a rider for these items. * You can purchase an umbrella policy, or rider, if available; flood coverage through the National Flood Insurance Program in many communities, higher levels of liability coverage, lower deductibles, earthquake, coverage for business pursuits on the premises. Just ask the producer concerning any type of coverage you may need.

* An umbrella policy or rider provides additional higher limits for liability coverage for your home, auto and watercraft. It may also provide coverage for event not covered by your homeowners policy. (NY.gov)

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

.Deductions that could Cut Your Tax Bill

For all the talk about taxes during the "fiscal cliff" debate at the end of 2012, many people are still left wondering what it means to them as the April 15 filing date approaches. Brush up on these five deductions before tackling your tax return.

1. Traditional IRA contributions. You have until April 15 to contribute up to $5,000 to a traditional IRA for 2012 and, if you qualify, deduct it on your tax return.

2. Self-employed retirement plans. If you work for yourself, you can open a Simplified Employee Pension IRA by April 15 and deduct your contribution on your 2012 return.

3. Mortgage interest. You're allowed to deduct interest paid on your primary mortgage, as well as home equity loans, home improvement loans and lines of credit.

4. State and local taxes. The federal government generally allows taxpayers to deduct property and income taxes paid to state and local governments.

5. Sales tax. If you didn't pay much state income tax - or live in a state that doesn't tax income at all - you may be able to choose to deduct sales tax instead. (BPT)

Join the Conversation: go to www.facebook.com/pages/LifeandHomes-Syracuse to leave your thoughts on this and other articles.

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Getting The Job Done

461 South Main Street (Route 11)North Syracuse, NY 13212

(P) 1-800-818-5392 www.aspectrealestate.com

Aspect Real Estate is the KEY to your Real Estate Success

Aspect Real Estate & Consulting, Inc participated in the sale of these and

many other homes:

Whether you hire us for Seller’s Agent Representation or Buyer’s Agent Representation, we take client representation seriously!

1-800-818-5392 | AspectRealEstate.com

Susan MartinoLicensed Real Estate Broker

[email protected]

Salina $84,900206 Leonard St - Looking for a home with pottery barn appeal? THIS IS A MUST-SEE! 3 bedrooms, SPACIOUS kitchen, immaculate, neutral colors, hardwoods, dry locked and immaculate basement! HUGE fully-fenced backyard! MLS# S282264

Camillus $144,900412 Weatheridge Dr - FANTASTIC OPPORTUNITY- 3 story Contemporary home WELL BELOW ASSESSED VALUE- 4 spacious bedrooms & 2 1/2 bath, cathedral ceilings, skylights, open fl oor plan, formal eating area. MLS# S283686

Parish $50,000373 S Railroad St - Fantastic multi-level home located in the Village of Parish. Gorgeous hardwoods, built-in shelving and rounded arches enhance the character. There is an updated kitchen leading to a formal dining room. MLS# S294398

Oswego Town $107,0009 Highmore Dr - MLS# S285505

Clay $124,5008046 Stearns Road - MLS# S285513

Professional Consultants, Not Salespeople- Which do you prefer?

Sellers Corner:Property Specific Property QR CodesProperty Specific WebsitesVirtual ToursProfessional photosMarket Value KnowledgePrint AdvertisingSTRONG online presencePostive/Negative feed backs on Agents showingsSecure sign in to access your documents any time Easy document signing with AuthentisignProperty Virtual Tours & Audio Descriptions

Buyers Corner:Buyer Agency RepresentationHome Warranty AssistanceNew ConstructionKnowledge of Down Payment Assistance ProgramsMarket Value Knowledge Easy document signing with Authentisign

Agent Corner: Personal 1-800 #’s for faxes & signage to capture your own leadsPersonal website,unlimited pages,blog, video,mobile/Ipad accessibleProperty websites, email/drip campaigns, Contact ManagementUnlimited Training,Mentoring,Transaction CoordinatorBoth virtual and personal offices-use bothBroker office centrally locatedIt is not so much as what you make, but what you keepNo franchise fees-Desirable Commissions

Valerie SpiwakLicensed Real Estate Salesperson, Realtor

[email protected]

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Page 6: Life and Homes Syracuse New York

Join Central New York’s Fastest GrowingLocal & Independent Real Estate Office!

Excel, REALTORS, a team of carefully selected real estate professionals, is seeking hardworking career

motivated individuals that are looking for the fl exibility and freedom of being their own boss with no limits on income.

For a confi dential conversation, please contactDiana Ingraham(315) 458-8121(315) 345-7866

The Ingraham GroupLic. Assoc. R.E. Broker Ofc: 315-458-8121 x380 Cell: 315-345-7866 www.excelrealtorsny.com

315-458-8121

S e a r c h A L L C N Y O p e n H o u s e s

CALL USToday!

Search the CNY MLS from Your Cell Phone: Text “excel” to 32323 for AppWWW.EXCELREALTORSNY. COM

Clay $124,900Great Fairway East end unit townhouse boasting a two car garage.Everything you are looking for, open fl oor plan, two story foyer, gorgeous hardwood fl oors in living room and dining room. MLS #S284478

Salina $329,900The waterfront you have been searching for… Fabulous open fl oor plan with a wall of windows overlooking the Seneca River. Four fi replaces in all the right places (family room/dining room/master bedroom/basement). MLS #S284661

• Enhanced Realtor.com

• Weekly Activity Seller Reports

• Locally Owned

• Selling Real Estate is our only focus! (We do not sell mortgages or insurance.)

Minoa $109,900Fabulous new kitchen with solid surface counter tops and all new appliances. remodeled full bath, with gorgeous ceramic tile. Newer carpet thruout. Large enclosed ,heated room with skylights that could be a family room. MLS #S281294

Geddes $99,900Great Solvay cape w/ lots of potential for growth. Currently 3 bedroom, possible 4th. ½ bath could be a 2nd full bath.Lots of improvements in the last 5 years, metal roof,vinyl siding, central air, upgraded electrical & bathroom updates. MLS #S281890

Auburn $239,900Own a piece of history in the brick and stone 3600 square foot home, located steps away from the William Seward House. Enjoy the ambiance of yesteryear but with the amenities of today. Complete home rewiring, new plumbing for the entire house. MLS #S282899

Minoa $329,900Just what you are looking for ! Almost 4,000 sq ft that cries for get togethers. Incredible open fl oor plan with two story great room that adjoins your gourmet kitchen with breakfast island as well as an eat in area and a walk in pantry. MLS #S280189

Schroeppel $109,900Shows like a model !!! A real 10 ! Open fl oor plan, gourmet kitchen with breakfast bar and gas fi replace and open to the great room. Kitchen also overlooks dining area that has slider to over sized deck and a bay window. MLS #S282922

Salina $7,500Great Location, all utilities at the road. Start building your dream home today. MLS #S270022

Clay $119,900Four level split , large deck with a fabulous private yard ( fully fenced ) and bordered by green area. Family sized kitchen with breakfast bar and lots of cabinetry. Three / four bedrooms, one full and one half bath, family room, wood stove. MLS #S282214

Camillus $14,900Over a half acre wooded in West Genesee Schools. Make us an offer! MLS# S261280

Save Hundreds!Call for Spring

Listing Promotions!

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Page 7: Life and Homes Syracuse New York

Join Central New York’s Fastest GrowingLocal & Independent Real Estate Office!

Excel, REALTORS, a team of carefully selected real estate professionals, is seeking hardworking career

motivated individuals that are looking for the fl exibility and freedom of being their own boss with no limits on income.

For a confi dential conversation, please contactDiana Ingraham(315) 458-8121(315) 345-7866

Ofc: 315-458-8121

Search the CNY MLS from Your Cell Phone: Text “excel” to 32323 for AppWWW.EXCELREALTORSNY. COM

a t w w w . e x c e l r e a l t o r s n y . c o m

Bea Maher Associate Broker

575-0590

Nancy Stempowski Licensed Salesperson

559-2360

Linda Miller Associate Broker

727-0920

Andy Stadelmann Licensed Salesperson

807-4596

John Perperian Licensed Salesperson

380-7105

Bob Smith Broker

458-8121

Ray WihakLicensed Salesperson

415-6376

Steve MurphyLicensed Salesperson

447-4441

Tawny Palmer Licensed Salesperson

289-7803

Harry Lathrop Licensed Salesperson

491-4605

Andy DiGiacomo Associate Broker

480-3095

Jerry “Hatman” Coe Associate Broker

430-6661

Diane Hart Licensed Salesperson

395-3597

Ila Allen Licensed Salesperson

391-3204

Ron Gravina Licensed Salesperson

559-3648

Joe CostelloLicensed Salesperson

559-1031

Diana Ingraham Associate Broker

345-7866

Jeanne Johnson-BrownLicensed Salesperson

836-8150

Syracuse $84,900Well kept raised ranch in convenient location. Built in 1999,vinyl siding and a fully fenced yard. Short distance from Wheaton Park. (Refrigerator in garage stays,not the refrigerator in the kitchen) MLS #S276010

Salina $95,000Vinyl Siding, roof, central air approx 11 years old. Comfort windows, 2 bay windows plus garden window in kitchen. Woodburning fi replace in livingroom. High dry waterproofed walkout bamt. Master bedroom has bath. MLS #S278324

Hastings $99,900 Land lover’s dream located on a corner lot! Almost 16 acres, ample enough garage space with 2 detached garages, you won’t run out of storage here! Perfect for that man cave. Also has a HUGE attic with tons of possibilities. MLS #S284961

Phoenix $184,900Look no further this is the perfect log home nestled in the serenity of 2.5 acres wooded and cleared land. It̀ s a four bedroom home 2 full baths with a finished walkout basement with large family room and tons of storage in and out of the house. MLS #S280129

Clay $154,900This 3 bdrm/1.5Bathroom waterfront property boasts a lot of updates in the past few years. Updates include vinyl siding, steel roof, some windows, doors, kitchen cabinets, counters, appliances, backup generator, flooring, and electric service. MLS #S283815

Cicero $114,9003 Bdrm/1.5 Bath Colonial Split 2 Car Garage on an large 94X284 lot. Many updates including: Roof (6 Years)-30 year architectural shingles, all windows replaced with Comfort Low E DBL Hung/Tilt Windows, New Hi-Effic Gas furnace (2 months), 2 Garage Door (Insulated).

Manlius $194,900Beautiful McGinnis built energy star home with extra wide corner lot. Large master bedroom with master bath, walk in closet & extra closet. 3 more good sized bedrooms with double closets. 1st floor familyroom with gas fireplace, eat in kitchen. MLS #S282087

Clay $124,900Great Fairway East end unit townhouse boasting a two car garage.Everything you are looking for, open fl oor plan, two story foyer, gorgeous hardwood fl oors in living room and dining room. MLS #S284478

Salina $125,000This spacious 2296 Sqft split-level comes with lots of newer updates. Some updates include roof, windows, central air, furnace,& hot water tank. This home features a master bedroom w/ its own private bathroom & 2 other large bedrooms. MLS #S274927

Cicero $159,9001,900 Sq.Ft. Contemporary colonial in mint condition, central a/c, new windows, eat-in-kitchen, formal dining room, slider to large recently stained deck, fully-fenced private yard, shed, family room w/fireplace, attached 2-car garage garage w/openers. MLS#S277762

Syracuse $62,900VERY GOOD CONDITION! Eat-in kitchen, formal dining room, central A/C, interior recently painted, hardwood fl oors, new double driveway, 1ST FLOOR LAUNDRY, full front porch, fully-fenced yard, deck, security system, side entrance. MLS #S277038

Cicero $149,900Fabulous Patio Ranch. Shows Like New. Features Open Catheral Ceilings. Oak Hardwood, W/W Carpeting. Gourmet Kitchen-breakfast bar-pantry. Open to DiningRoom W/Huge Pallidium Window, Opens to Great Room w/ Gas Fireplace. MLS #S282257

Auburn $239,900Own a piece of history in the brick and stone 3600 square foot home, located steps away from the William Seward House. Enjoy the ambiance of yesteryear but with the amenities of today. Complete home rewiring, new plumbing for the entire house. MLS #S282899

Salina $329,900The waterfront you have been searching for… Fabulous open fl oor plan with a wall of windows overlooking the Seneca River. Four fi replaces in all the right places (family room/dining room/master bedroom/basement). MLS #S284661

Elbridge $74,900Beautiful Lot on the ERIE Canal Trail. Owner has cared for this mobile home w/huge enclosed porch. Pella Stove keeps you toasty warm in winter.Two car attached Garage and POLE Barn. Nice eat-in kitchen. MLS #S279054

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Elbridge - Willowcrest Drive $159,900You will be amazed when you step inside this superbly updated Village home.$50,000+ in upgrades: looks better than it did the day it was built. MLS#S279048

Solvay-Pineherst $214,900Located in one of the most prestigious neighborhoods in Geddes. Upgrades and improvements during the past 2 years. MLS#S280674

Elbridge - Railroad St $134,900This 10 year old Ranch, located in the Historic Erie Canal Village of Jordan, offers one floor living at an affordable price. 2.5 acre site on a low traffic street.MLS#S283017

Elbridge - Mower Rd $219,000Nature’s beauty surrounds this country Colonial on 17 acres w/barns & fenced pastures. All season home; beautiful in-ground pool w/gazebo. MLS#S263350

Elbridge - Dumar Drive $259,900The three county views from this incredible home are as magnifi cent as any other home you will ever visit. MLS#S276783

RANKED #1 COMPANY WIDECrocker Team

(Closed Transactions-2010)

315.689.6167 • [email protected] • Licensed Associate Real Estate Brokers

Elbridge - River Rock Drive $310 ,000The quality of construction and amenities make this “builder’s own” 3000+ sq. ft. Ranch one of the finest homes in the area. Many upgrades. MLS #S267877

Elbridge - Clinton St. $68,500Features include: Replacement Windows, Hardwoods, Fireplace, Circuit Breakers, 2 year old roof, open floor plan and the inclusion of all appliances. MLS#S277243

Weedsport-Village $229,900Upgrades include: walk-out basement, granite countertops, morning room w/ deck access, vaulted & 9 ft. ceilings, breakfast bar, ss appliances. MLS#S283162

Elbridge - River Rock $32,500Just a few lots still remain in this picturesque low traffic country setting overlooking some of Central New York’s most beautiful scenery. MLS#S232933

Elbridge - Lawrence St $99,500A perfect Owner Occupant Multi-Family. This home is surrounded by single family homes on a quiet side street - easily converted to single family. MLS #S274407

KAY Real Estate, Inc.126 MAIN STREET, ONEIDA, NY 13421

www.kayrealestate.com 363-9191

QUITE THE FAMILY PLEASER! 3 or 4 bedrooms plus a play room! Large living room and eat-in kitchen, 2 remodeled full baths. 2 car attached garage, fenced yard plus a bonus game room with pellet stove and dry bar! Come see - you won’t be disappointed! $149,900 Julie Stickels

MINI FARMThis immaculate home offers 3 bedroom and 2 baths plus a family room with fireplace. Spacious kitchen open to dining area with breakfast bar. Newer roof. 24’ x 30’ barn, large pond and all on 2.5 acres. So nice, a must to see. $149,900 Julie Stickels

LOVELY VICTORIANPlenty of space to spread out! 1,622 +/- square feet. Large kitchen with table area, 2 huge full baths plus 3 large bedrooms, 1st fl oor laundry, fenced yard, new roof and 2 car detached garage. $89,900 Julie Stickels

EXQUISITE LOG!Cozy & comfortable w/ 2 or 3 bedrooms, 2 full baths, cathedral ceilings, large loft, living room w/ wood stove, 1st floor laundry and full basement. 2 car detached garage with storage on 2nd floor. Above ground pool & all on over 2 acres! $189,900 Julie Stickels

FOR A GREAT STARTBe happy and content in your first home! Impressive living room, beautiful kitchen with appliances and large table area, den, 1 ½ baths, 3 bedrooms, enclosed porch! Fully updated! So nice to come home to. $79,500 Janet Mautner

FAMILY ORIENTED!Close to parks and schools! 3 or 4 bedroom Colonial boasting 1,652 square feet, living room and formal dining both with custom built-ins, 1 ½ baths, 2 car garage, central air, thermo windows and young roof! Loveable! $110,000 Janet Mautner

A CLASSY RANCH!Immaculate 3 bedroom Ranch! Open and airy floor plan! Living room open to dining and kitchen! Kitchen boasts top of the line appliances and tons of cabinets! Rec room, 2 baths, breezeway and garage! Janet Mautner

JUST LIKE NEW!Only gently used, this immaculate Colonial has 3 nice size bedrooms! Beautiful applianced kitchen open to dining and living room! Spacious mud room, attached garage and full dry basement. $154,500 Janet Mautner

THIS TOPS THEM ALLMove right in . . . mint condition 3 bedroom home boasts thermo windows, a brand new furnace, kitchen with updated built-in appliances, family room and dining room with hardwood fl oors, 2 full baths, full basement, 1 car garage and a great location. Just perfect! $109,900 Jayne Wentworth

CANASTOTA HOME!This starter home has good bones! Needs fl ooring! Vinyl siding, many thermo windows, blown-in insulation, rewired electrical! 3 bedrooms, oak kitchen, 1 ½ baths plus huge garage that can accommodate 4 cars! $69,900 Janet Mautner

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Page 9: Life and Homes Syracuse New York

www.cnykeyteam.comCurrently ranked top two realtors in all of Onondaga & Madison county for all closed sales YTD!

FREE SELLERS/BUYERS MARKET ANALYSIS Simply call us so we can evaluate your needs and allow us to demonstrate how we can help YOU accomplish your Real Estate Goals!

BUYERS!!! CALL US TODAY

TO FIND OUT WHY YOU NEED TO BUY BEFORE APRIL 1, 2013!

WE WILL SAVE YOU $$$$$!!!!

6849 East Genesee StFayetteville NY 13066

Meghan DabulewiczCell: (315) 415-1420

[email protected] Collins

Cell: (315) 546-4996Email: [email protected]

Lic. Associate R. E. Brokers

CNY KEY TEAMPrompt • Professional • Informed • Attentive

Manlius $439,0003451 sq ft ranch off ers 3 bdrms, 2.5 baths, 2 car garage, new ktchn w/granite countertops & all appliances stay! Home boasts cathedral ceilings, walls of windows, new boiler, A/C, 2 woodburning fi replaces and much more! MLS #S281682

F-M SCHOOLS

Syracuse $189,9002236 sq ft 4 bdrms, 2 full bath, 1 car garage, new kitchen w/ SS appliances & solid surface countertops, freshly painted interior, wood burning fireplace & hardwoods throughout! Owners bdrm offers cathedral ceilings, 2 lg closets & balcony. MLS #S284713

SYRACUSE CITY

Cazenovia $224,900This well maintained sun drenched 2444 sq ft home off ers 3 large bdrms, 1st fl oor laundry, full walk up attic, 3 full renovated baths, & a 2 car garage! The owners suite off ers a dressing area, closet, & private bath. MLS #S277799

CAZENOVIA SCHOOLS

Manlius $899,000Luxury living! Situated on 3.5 acres, 8166 sq ft, inground pool, 1100 sq ft heated/AC pool house, 1.25 acre pond, gourmet kitchen, fi nished basement! STUNNING! MLS #S279722

F-M SCHOOLS

Geddes $124,900This adorable cape will wow you w/ its open spaces, oversized rooms, update ktchn, and newly renovated bathrooms! 3 bdrms 2 full baths, 2 woodburning fireplaces, hardwoods & ceramics! Home sits on a private home site that is 223’ deep! MLS #S281297

WESTHILL SCHOOLS

Camillus $254,900Previous model home with all the bells & whistles. Gleaming hdwds, ceramics, 3 bdrm + loft upstairs, 2.5 baths, open fl oor plan! Kitchen includes island, all appliances, cherry cabinetry & morning room! MOVE IN READY!MLS #S283944

W GENNY SCHOOLS

Onondaga $128,5003 bdrm colonial on private wooded home site w/ a full walk out basement! This home includes a wonderful multi tiered deck, 1.5 baths, open kitchen great room, & formal living room/dining room! Priced below assessment! MLS #S285553

W GENNY SCHOOLS

Van Buren $229,900Impeccable! This home will wow you! 3 bdrm ranch w/ 3 full baths! Cherry ktcn is complimented by SS appliances. Cathedral ceilings, formal dining room, hdwd flooring, ceramics, & so much more! Finished bsmt complete w/ktchn workspace. MLS #S283986

BVILLE SCHOOLS

Clay $147,990One level living! 2 full baths, 2 bedrooms down w/ loft upstairs that would make a great 3rd bdrm! Spacious great room w/vaulted ceiling & hdwd floors. Large kitchen includes all appliances! A/C – Home priced below assessment – Call today! MLS #S283047

LIVERPOOL SCHOOLS

Manlius $239,900Unbelievable new cherry ktchn w/granite counter-tops & SS appliances! 2243 sq ft, 4 oversized bdrms, 2.5 remodeled baths, 2 car garage. Updates include: New roof, A/C, gutters, soffi ts, vinyl siding, deck, and landscaping! MLS #S281682

F-M SCHOOLS

Minoa $269,900Less than 1 yr old! 3061 sq ft, 5 bdrms, 2.5 baths, 2 car garage and 2nd fl oor laundry! Gleaming hdwds, gourmet maple spice ktchn includes 9’ceilings, 42” cabinets, pantry & bkfst bar! Open fl oor plan! 10 yr warranty! MLS #S282476

ESM SCHOOLS

Chittenango Schools $119,900Large open ktchn w/maple cabinetry, all appliances stay. 1ST floor owners bdrm w/full bath, 1st flr laundry, 2 bdrms up w/full bath. New furnace/some new windows! Huge fenced yard! MLS# S283609

CHITTENANGO SCHOOLS

Manlius $229,900Built in 2003 this 2306 sq ft home off ers 4 bdrms, 2.5 baths, 2 car side entry garage, 1st fl oor laundry, gleaming hardwoods throughout, gas fi replace, & A/C. Owners suite includes spa like bath with jetted tub and separate shower! MLS #S284999

F-M SCHOOLS

Fayetteville $199,9004 bdrms, 2nd fl oor laundry, 2.5 newly renovated bathrooms, large family room addition, gleaming hardwoods throughout, many updates here!MLS #S275946

J-D SCHOOLS

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Clay $187,500Lovely Cape/Colonial in a fantastic location. 1st fl oor master BR, Large eat-in kitchen w/breakfast knook, LR/DR combo w/gas fi replace, FR/Ofc addition off of kitchen with french door. MLS#S285328

Baldwinsville $205,000Gorgeous ranch with wide open fl oor plan located on the beautiful Radisson Greens Golf Course. Large eat-in kitchen with breakfast bar, built-in oven and microwave and large pantry overlooks the huge LR/DR area. MLS#S284681

Syracuse $167,500Lovely well maintained colonial on a large corner lot in the very desireable Westhill school district. Family room with hardwood fl oors and gas fi replace, large eat-in kitchen with sliding glass door to large 3 season room. MLS#S283394

Clay $188,900Lovely and spacious. Well maintained center hall colonial with 4 large bedrooms with generous closet space, 2 1/2 bathrooms, formal LR and DR. Eat-in kitchen with new fl oor. 1st fl oor offi ce could be a 5th bedroom if needed. MLS#S280388

Baldwinsville $194,500Fantastic Radisson Contemporary in a great location. Two stone fi replaces, vaulted ceilings, huge family room in fi nished walkout basement. 1st fl oor master bedroom, 2 bedrooms on 2nd fl oor with Jack and Jill bathroom. MLS#S283433

Liverpool $157,500Outstanding colonial home with great features. Large eat-in kitchen opens to family room w/brick hearth & gas fi replace. Family room has sliders to a large screened deck w/attached open deck. Formal DR & LR for entertaining. MLS#S281645

Baldwinsville $205,000Spotless and ready to move in! Very well maintained 4 BR colonial home built on an oversized lot in a great location. Kitchen and all bathrooms remodeled. New carpet. All interior and exterior doors replaced. MLS#S283824

Baldwinsville $279,000Gorgeous townhome on the Seneca River. Gourmet kitchen with granite countertops, wine chiller and more. Two sided fi replace between LR and large formal DR with sliders to deck overlooking the river. MLS#S285328

Top Sales Agent for

2012 liverpool office

Bob JoeckelLicensed Real Estate SalespersonUSAA Preferred AgentCertifi ed Relocation Specialist

[email protected]

Helping you to achieve the lifestyle you desire

(315) 263-1023

Recreation PropertyWonderful 130 mile recreation, hiking, fi shing, horseback riding, snowmobile trail system. 13,000 acres of state forest adjacent to rear property line. Property fronts year round creek. Well water, septic, kitchen, bath and 4 BR on 5 acres. $89,000.

Residential Multiuse DistrictAllows for all residential uses including apartments and commercial uses ie: professional offices, bed & breakfast, funeral home, etc. On 4+/- acres with 577+/- ft frontage on Route 92 and 300+/- ft front-age on Enders Rd in Manlius. $449,000.

Log Home with ViewOff ering 3 bedrooms, 2 full baths, new hickory kitchen with granite counter tops and stainless appliances and spacious rear deck overlooking large yard with apple & cherry trees and great view. $174,900. Mindy Martin-Robb, 697-3400x21.

Business Opportunity!Well established nursery off ers immediate cash fl ow, 25+ years in this high traffi c, highly visible Route 5 location. Turn key operation, fully equipped, on 2.32+/- acres. Buildings, equipment, business and land for $290,000.

Wonderful Stone HouseNew kitchen, updated electric, heating/AC and some new windows. Hardwood fl oors, all original wood doors and trim. Great space division with living room, formal dining room, den, large foyer, eat-in kitchen and 3 bedrooms. $127,500.

Great Immaculate HomeLocated on a quiet cul-de-sac and off ering 4 large bedrooms, 1.5 baths, formal living and dining rooms, newly fi nished family room in lower level, sparkling fully fenced in-ground pool and large yard beyond fenced area. $189,000..

Spectacular Traditional ColonialLarge foyer, open staircase, original oak columns/trim, leaded glass windows, refi nished hardwood fl oors, new kitchen & baths, 4 large BR upstairs, 5th BR on fi rst fl oor along w/living room, formal dining room & eat-in kitchen. $125,000.

Super Commercial LocationWell built masonry building has 5200+/- sq ft including 3500+/- offi ce/retail area and 1700+/- sq ft warehouse. Located at an intersection on NYS Route 5 with a traffi c control device having high traffi c and high visibility. $490,000.

LandARTHUR JENKINS AVE, LENOX, 0.23+/- AC, $10,000.BLACKMANS CORNER, VERONA, 5+/- AC, $16,000.CANAL RD, LENOX, 1+/- AC, $39,900.I-90 & RT 13, LENOX, 20+/- AC, commercial, $80,000.LENOX LN, LENOX, 0.20+/- AC, $15,500.NELSON RD, LENOX, 2+/- AC, $30,000.RAVINE ST, LENOX, 0.20+/- AC, $15,000.RT 5, LENOX, 2.6+/- AC, commercial, $78,500.RT 5, SULLIVAN, 5.4+/- AC, commercial, $100,000.SEEBER RD, LINCOLN, 2+/- AC, $25,000.SEEBER RD, LINCOLN, 1.3+/- AC, $9,950.WARNERS RD, LENOX, 26+/- AC, hunting, $35,900.

TERRA REAL ESTATE

Century 21 Terra Real Estate3166 Seneca Turnpike, Canastota, New York 13032

315-697-3400C21TerraRE@gmail.comwww.Century21TerraRealEstate.comTERRA REAL ESTATE

COMMERCIAL

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COMMERCIALSpectacular Fit & FinishCompletely gutted and redone from top to bottom in the last 5 years. 1800+/- sq ft of upscale living space. Two commercial areas of 900+/- sq ft each. High traffic, high visibility location only 1/2 mile to Thruway exit 34. $249,000.

COMMERCIAL

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Nancy VeslingAssociate Broker, Realtor,CRS, SRES, CBRCell: [email protected]

The Spring Market is Here! Interest rates are Great!There has never been a better time to fi nd your dream home!

Selling Quality Homes in Rochester & Syracuse

7039 Highfi eld Rd. $729,900Expect to be impressed at 7039 Highfi eld Rd. This custom built California Contemporary is unlike any other home in Syracuse. If you enjoy living in a work of art, this is your home! An exciting design with a cul-de-sac setting, gourmet kitchen opens to billiard room and family room with a 2 sided fi replace. 2 master suites, one on each level, fl owing fl oor plan w/ light fi lled, spacious rooms; this home was made for entertaining! Updated mechanics, freshly painted, new carpet- pride of ownership shows thru-out! All this and location too! Handy to Hospitals, Wegmans, University, Green Lakes Park and Thruway! MLS# S276493

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MINUTES TO DISNEY.Close to everything you want to do in Orlando.

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Open Market Listing Service™ LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

2371 Canal Rd 3 Bedrooms / 1.5 BathsQSN #200768

Camillus $329,900

Keller Williams SyracuseKathleen Kennedy

Realtor

315-256-3064 [email protected]

8377 Boyko Farm 2 Bedrooms / 2.0 BathsQSN #274002

Cicero $149,900

Excel, REALTORSAndy Stadelman

Licensed Salesperson

315-807-4596 [email protected]

6008 Jerusalem Drive 3 Bedrooms / 2.5 BathsQSN #249327

Cicero $159,900

Excel, REALTORSJerry Coe, The "Hatman"

Realtor

315-430-6661 [email protected]

5471 Rathbun Road 3 Bedrooms / 2.0 BathsQSN #280723

Cazenovia $169,900

Hunt Real Estate ERAJane Stevens

Realtor

315-682-7197 [email protected]

29 Hickory Lane 4 Bedrooms / 2.0 BathsQSN #277153

Cazenovia $249,900

Hunt Real Estate ERAJane Stevens

Realtor

315-682-7197 [email protected]

7043 Cattlemans Crossing Rd 4 Bedrooms / 2.5 BathsQSN #166139

Cicero $234,900

Hunt Real Estate ERAShane Tibbitts

Realtor

315-727-3841 [email protected]

0 Carey Hill Road Land or Lot; Wooded - 2.74 AcresQSN #277484

Cazenovia $20,500

Hunt Real Estate ERAJane Stevens

Realtor

315-682-7197 [email protected]

8569 Tartan Dr 3 Bedrooms / 1.5 BathsQSN #278290

Cicero $119,900

Excel, REALTORSAndy Stadelman

Licensed Salesperson

315-807-4596 [email protected]

Certifi ed Buyer RepresentativeLic. Real Estate SalespersonManlius Offi ce315-682-7197, X259Cazenovia Offi ce315-655-8300, X214

315-447-0163, [email protected]

Professional • Experienced • Dependable

Jerry Coe, The “Hatman”NYS Lic. Real Estate Associate Broker

25+ years and still ticking full-time!Allow me to professionally assist you in the sale or purchase of a new home. Please contact me at 430-6661(cell/voice mail).

315-415-4506Carol Schopfer O’HaraLicensed Real Estate [email protected]

7575 BUCKLEY RD. NORTH SYRACUSE, NY 13212

Looking for a home in Central New York? Call Me!

CNY Realty

201 Gloria Lane 3 Bedrooms / 2.5 BathsQSN #278396

Chittenango $149,900

Hunt Real Estate ERAJane Stevens

Realtor

315-682-7197 [email protected]

7562 Roberts St 3 Bedrooms / 2.0 BathsQSN #274475

Canastota $247,500

Hunt Real Estate ERAJames H Lenahan III

Realtor

315-507-2275 [email protected]

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Page 14: Life and Homes Syracuse New York

LifeandHomes.com Open Market Listing Service™

Vicky SpenoLicensed Real Estate SalespersonCertifi ed Buyer Agent

Hunt Real Estate [email protected] /vickyspenosyracuserealestateagent

Helping Sellers & Buyers

Step by Step

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8228 Perrugia Ln 4 Bedrooms / 1.5 BathsQSN #257884

Clay $139,981

Hunt Real Estate ERAMonroe Gordon

Realtor

315-383-2636 [email protected]

2787 Bingley Rd 3 Bedrooms / 2.0 BathsQSN #273665

Fenner $159,900

Prudential CNY RealtyCarol S. O'Hara

Realtor

315-415-4508 [email protected]

167 Watertree Dr- Condo 1 Bedrooms / 1.0 BathsQSN #273400

Dewitt $64,900

Hunt Real Estate ERAVicky P Speno

Realtor

315-345-8846 [email protected]

000 Center St Land or Lot / 6.42 AcresQSN #82324

Cleveland $11,500

Oneida Lake RealtyKat Neracker

Broker/Owner

315-427-9415 [email protected]

8485 Bayridge Rd 3 bedrooms / 2.0 bathsQSN #277370

Cicero $129,900

Hunt Real Estate ERAMariRae Dopke

Realtor

315-622-5757 [email protected]

9210 Oswego Rd 3 Bedrooms / 2.5 BathsQSN #269527

Lysander $199,900

Hunt Real Estate ERAVicky P Speno

Realtor

315-345-8846 [email protected]

71 Hardwicke Drive 3 bedrooms / 2.5 bathsQSN #275937

Geddes $269,700

Hunt Real Estate ERAMariRae Dopke

Realtor

315-622-5757 [email protected]

5375 Vineyard Dr 4 Bedrooms / 1.5 BathsQSN #257897

Clay $129,900

Hunt Real Estate ERAShane Tibbitts

Realtor

315-727-3841 [email protected]

1 Ball Rd 3 Bedrooms / 1.0 Baths/ Almost 16 Acres!QSN #279765

Hastings $99,900

Excel, REALTORSIla Allen

Realtor

315-458-8121 [email protected]

For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Bea MaherAssociate Broker575-0590

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8091 McCamidge Dr 3 Bedrooms / 1.5 BathsQSN #279295

Cicero $159,900

Hunt Real Estate ERAShane Tibbitts

Realtor

315-727-3841 [email protected]

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14 We bring people and homes together.

Page 15: Life and Homes Syracuse New York

5112 Onondaga Rd 2 Bedrooms / 1.0 BathsQSN #261112

Onondaga $109,900

Prudential CNY RealtyKathryn Youtz

Realtor

315-373-0440 [email protected]

124 Fenton Street 3 Bedrooms / 1.5 BathsQSN #244669

Syracuse $62,900

Excel, REALTORSJerry Coe, The "Hatman"

Realtor

315-430-6661 [email protected]

6 Richard Ave 4 bedrooms / 2.5 bathsQSN #212214

Pennellville $155,000

Hunt Real Estate ERAMariRae Dopke

Realtor

315-430-3024 [email protected]

623 co rt 30 3 Bedrooms / 2.0 BathsQSN #218194

Williamstown $135,000

Excel, REALTORSBeatrice A. Maher

Realtor

315-575-0590 [email protected]

13 Shaw Rd/ Oneida Lake Waterfront 3 Bedrooms / 2.0 BathsQSN #238665

West Monroe $309,900

Oneida Lake RealtyKat Neracker

Broker/Owner

315-427-9415 [email protected]

3488 Henneberry Rd. 5 Bedrooms / 4.5 BathsQSN #243455

Pompey $700,000

Prudential CNY RealtyCarol S. O'Hara

Realtor

315-373-0440 [email protected]

0 Breckheimer Rd Land or Lot/ 3 AcresQSN #276650

West Monroe $10,000

Oneida Lake RealtyKat Neracker

Broker/Owner

315-427-9415 [email protected]

100 Scottholm Blvd 5 Bedrooms / 1 Bath/ 2 Half BathsQSN #277868

Syracuse $224,900

Hunt Real Estate ERARon Dailey

Realtor

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Open Market Listing Service™ LifeandHomes.com For more information on any of these houses, visit www.LifeandHomes.com and type in the QSN#

Phone: (315) 698-TEAM (8326)[email protected] Affiliate - with Lockbox Key

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7905 Hall Rd, Cleveland, NY 13042315.427.9415 (F) 315.675.9269www.oneidalakerealty.net

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324 Baird St 4 Bedrooms / 2.5 BathsQSN #281384

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Hunt Real Estate ERABruce Quilter

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These questions, and many others, should be at the top of your list when you start mapping out your next bathroom project. Luckily, many manufacturers have made it easier in recent years for you to answer those questions in a painless, affordable way.

"We've created several complementing suites of fixtures and faucets," says Kevin McJoynt from Danze, Inc. "The elements of each collection were literally made for each other, which makes your job easier."

So what should you look for when you're planning your next bath or powder room project? Here are a few things to consider when choosing the key pieces:

Sink and vanityChoices are abundant when it comes to the sink area of a bathroom. For those smaller footprint powder rooms, or where storage isn't as critical, consider a pedestal sink. If a pedestal doesn't match your taste or needs, furniture-style vanities can have a significant impact on a room's decor and add extra storage.

FaucetThis can be one of the most noticeable accessories in the room and one that homeowners and guests interact with the most. Make sure you choose a style and finish that is consistent with the overall decor. A soft brushed nickel or warm oil-rubbed bronze finish can add a distinct detail to the feeling of the room. If environmentally friendly options are important to you, explore WaterSense-certified faucets that can reduce water usage by 30 percent, without affecting performance.

toiletThis is one of the best places to go "green" in your bathroom. High-efficiency toilets use 1.28 gallons per flush (gpf), saving two or more gallons of water during each use compared to many toilets installed in the 1980s and prior. This saves 20 percent compared to more recent 1.6 gpf designs that are standard today. And, just because it's a very utilitarian element of a bathroom, don't skimp on design for this piece. Shape, height, styling and color greatly impact how the toilet can enhance the room's decor.

Shower systemYears ago homeowners had a handful of choices for showerheads. Today, there are hundreds of styles, functions, finishes and components that can comprise a home's shower system. This is a recently discovered area of the bathroom that can really show off your personality and can help you create a unique retreat. Tastes range from building a "shower spa" with wall- and ceiling-mounted showerheads, to conservation-minded shower stalls equipped with WaterSense-certified showerheads.

Bath accessories Careful selection of bath accessories is key to creating a finished look to your project. Once again, homeowners have a huge choice. Whether it's the ornate styling of an old-world towel ring, or the sleek lines of a contemporary towel bar, make sure to select accessories that match your room's faucet, sink and other elements (all the way down to the robe hook).

For more information about the variety and beauty of Danze faucets and fixtures, visit www.danze.com. (BPT)

Bathroom Design: It's All In The DetailsIt's most likely one of the top reasons you've been putting off that bathroom makeover or remodel - you're not sure where to begin. What should the decor be like? Do you want a

pedestal sink or a furniture-style vanity? Will you incorporate any water-saving faucets or fixtures? And, with all the decisions to make, will it all look good together and still perform well?

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Page 19: Life and Homes Syracuse New York

Need Quick Cash From Your Home?

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rentals Apartments to Rent, Rent-to-Own Homes, Lease options, Seller financing, Commercial Leased properties and Lots for rent.

FREEMagazine

To Advertise YOUR Commercial Property Contact Tina at 737.8228 or Email [email protected]

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Homes™

FREEMagazineCOMING

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Page 21: Life and Homes Syracuse New York

to advertise your business in this space and

be a part of syracuse’s ever growing Home

service network, give us a call and join the

lifeandHomes™ community!

315-737-8228

AdvertiseLIFEANDHOMES™

ask the expert

affordable advertisingLifeandHomes™ MediaPrint • Online • Radio • video Channel

Call Tina315-737-8228 • www.LifeandHomes.com

Live CHAT

Questions? LIVE CHAT with a Local Business Expert!go to www.lifeandHomes.com, select your category and click on live chat.

Redo, Refresh, Redesign! an alternative to

decorating using what you already own and

delivering impressive results on a reasonable

budget. [email protected]

315-272-3120 Member since 12/11

Interior DesignSIMPLY DESIGNED SPACES

gct professionals both perform services and sell

DiY safescience® products (including steam sys-

tems) for air and surface allergens, mold, mildew,

all odors, pet, fl ea and bed bug problems.

www.gctec.biz • www.safesciencetV.com

315-214-5559 Member since 03/12

CleaningGREEN CLEANING TECHNOLOGIES, LLC Your full service home inspection company

serving all of central new York.

[email protected]

www.absolutehomeinspection.com

315-673-1755Member since 12/11

Home InspectionABSOLUTE HOME INSPECTION

High quality dust free fl oor refi nishing.

generations of high tech methods, knowledge

and hard working values provides a stress free

experience.

315-735-5299Member since 05/10

FlooringTRU-LINE LANE & FLOOR

if you bring any competitor’s written estimate

and we can’t beat it, you will walk out with a

$50 gas giftcard!

315-866-4976Member since 03/12

CARPET BROKERS

snow plowing • shoveling walks/roofs • salt/

sanding • 24 hour availablility • snow removal &

hauling. “green or White” call the Wrights!

315-334-2087315-337-8997 Member since 12/11

Lawn CareWRIGHT’S LAWN CARE

empire is a locally owned company featuring

a complete kitchen & bath showroom. our

cabinet lines include: omega, Plain n’ Fancy and

armstrong. let our design team help you with

your next project.

315-733-0408Member since 04/08

Kitchen & BathsEMPIRE BATH & KITCHEN, INC.

serving cnY. check out our winning combina-

tion of Kitchen Design center & custom stair

& Millwork. We handle Yorktowne & Kraftmaid

cabinetry

315-724-7049Member since 07/08

KITCHEN DESIGN CENTER

servicing all your interior/exterior

painting needs. Fully insured/lead

certifi ed. Free estimates.

mohawkvalleypainting.com

315-404-9323Member since11/11

PaintingMOHAWK VALLEY PAINTING

Why pay top dollar for a new roof

when all you may need is a simple repair?

lakesideroofi ngllc.com

866-277-4090Member since 11/11

Roofi ngLAKESIDE ROOFING - HOME OF KANGAROOF

“We inspect it like we were buying it”

Home inspections, Pre-inspections,

Radon test, and much more!

www.mytotalhomeinspection.com

315-698-teaMMember since 06/12

TOTAL HOME INSPECTION

andrew Killianowner

For more than 70 years, people all across

america have relied on Ferrellgas for their

home, business, and agricultural propane needs.

800-437-4856Member since 12/11

HeatingFERRELLGAS

We specialize in: Home theater systems

Media Rooms central audio systems Home

automation surveillance systems Design, sales

& installation new or existing Homes

315-735-8893 Member since 07/12

Home EntertainmentAVANTI HOME ENTERTAINMENT

installing custom designed & competitively priced renewable energy systems since 1978 throughout all of central nY: solar electric, solar thermal space heating and domestic hot water, and geothermal ground source heating and cooling. Free site evaluations and estimates.

607-847-6366Member since 10/12

EnergyGREAT BROOK SOLAR

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Rates Have Never Been LowerAct NOW!

Local underwriting and processing – We know the market and how to get your loan closed. With the ever changing mortgage guidelines it’s imperative to work with a lender that can make the mortgage process easy to understand.

Now is a great time to take advantage of the great low rates

currently available whether you are purchasing or refi nancing.

There has never been a more affordable time for home ownership!

Locally and Family Owned – We are the largest independently owned mortgage lender in upstate NY.

C O N V E N T I O N A L • F H A • V A • U S D A 1 0 0 % F I N A N C I N G

www.ssimortgage.comLocal Office

7763 Turin Road Rome NY13340315-533-7160

NMLS ID #134875

Roger GuerrieriCell: 315-338-3055

[email protected] ID #53832

The Area’s #1 Independent Mortgage Banker

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Commercial Lending Source

ERIC STANFIELD • (770) 560-5497 • [email protected]

To accomplish your structured fi nance objectives, Peachtree Southern maintains close relationships with a comprehensive group of capital providers including traditional lenders as well as emerging sources of capital covering the entire risk spectrum:

What kind of commercial mortgage rates can I expect? Commercial mortgage rates are typically about 75 to 150 basis points (0.75% to 1.50%) higher than the prime, 30-year residential mortgage rate. For example, suppose you could refi nance your

personal residence on a 30-year basis at 4.0% today. If you are an “A” quality borrower, you could therefore expect conventional commercial mortgage rates from commercial banks to be between 4.75% and 5.5%. Commercial mortgage rates on SBA loans and USDA loans are typically 2% to 2.5% higher than the prime residential mortgage rate. Therefore, if the banks in town are quoting 4.0% on 30-year home loans, you will probably pay between 6.0% and 6.5% for an SBA loan or a USDA loan. The commercial mortgage rates of life companies and conduits - because the loans are typically quite large ($3MM+) - are a little

better than the commercial mortgage rates of the typical bank. You can expect to pay 35 to 75 basis points (0.35% to 0.75%) over the prime, 30-year residential mortgage rate.

By providing access to both equity and debt markets, we are able to offer structuring

alternatives to address rapidly changing markets, create the optimal capital structure,

access the appropriate capital, and enhance the value of complex transactions.

Selecting debt, equity and mezzanine capital can represent the most critical

and diffi cult component of any real estate transaction and requires seasoned

professionals with proven track records of success.

• Permanent Loans

• Term Loans

• Construction Loans

• Bridge Loans

• Joint Venture Equity

• Preferred Equity

• Mezzanine Debt

Our expertise includes the following types of structured fi nance transactions involving

construction, renovation or asset repositioning:

SOUTHERN COMMERCIAL LLC

PEACHTREE

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