Final

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Do’s and Don’t That a First Time Investor Should follow in a Recessionary Phase of a Business Cycle

Group 2Tapas Ghosh -Niharika Gupta -Rahul Tiwari -Divya Lal -Ashok Das -

Index1.Introduction2.Business Cycle3.What Are The Do’s4.What Are The Don’t5.Conclusion

Introduction What is Recession? :In economics, the term recession describes the reduction of a country's gross domestic product (GDP) for at least two quarters.

The usual dictionary definition is "a period of reduced economic activity"

Business CycleBusiness Cycle

Expansion: Increase in production and prices, low interests rates. Recession: Drops in prices and in output high interests rates.Trough: The lowest truing point of the business cycle.Recovery: Stocks recover because of the fall in prices and incomes.

Mutual Fund Basics

Mutual Funds: The more you know, the more you are convinced! Let’s go back to the basic…

Three Key

Points

Save Time

Reduces RiskCost

Business CycleWhat Are The DO’S

1. Read the offer document carefully before investing.2. Investments in mutual funds may be risky, and do not necessarily

result in gains.3. Keep regular track of the NAV of the schemes in which you have

invested.4. Ensure that you receive an account statement for your investments/

redemptions.

Business CycleWhat Are The Don’ts

1. Don't get carried away by the name of the scheme/ mutual fund.2. Don't be guided solely by the past performance of a scheme/ fund.3. Don't forget to take note of the risks involved in the investment.4. Don't deal with any agent/broker dealer who is not registered with

AMFI.

Conclusion

The financial media often takes on a "sky is falling" mentality when it comes to recession. But the bottom line is that recession is a normal part of the business cycle. We can't say what the best course is for you - that's a personal decision. However, understanding both the business cycle and your individual investment style is key to surviving a recession.

Thank You