Exam Helper Knowledge Booster (for Government Job) edition 2

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Geographical Epithets

~~~~~~~~~~~~~~~~~~~

Bengal’s Sorrow:Damodar River

Blue Mountains:Nilgiri Hills

China’s Sorrow:Hawang-Ho

City Beautiful:Chandigarh

City of Dreaming Spires:Oxford

City of Golden Gate:San Francisco

City of Magnificent Buildings:Washington

City of Palaces:Calcutta

City of Seven Hills:Rome

City of Sky-scrapers:New York

Cockpit of Europe:Belgium

Dark Continent:Africa

Emerald Isle:Ireland

Eternal City:Rome

Forbidden City:Lhasa (Tibet)

Garden City:Chicago

Gate of Tears:Strait of Bab-el-Mandeb

Gateway of India:Bombay

Gift of the Nile:Egypt

Granite City:Aberdeen

Hermit Kingdom:Korea

Herring Pond:Atlantic Ocean

Holy Land:Palestine

Island Continent:Australia

Island of Cloves:Zanzibar

Isle of Pearls:Bahrain (Persian Gulf)


Key to the Mediterranean:Gibraltar

Land of Cakes:Scotland

Land of Golden Fleece:Australia

Land of Maple:Canada

Land of Morning Calm:Korea

Land of Thousand Lakes:Finland

Land of the Midnight Sun:Norway

Land of the Rising Sun:Japan

Land of the Thunderbolt:Bhutan

Land of White Elephant:Thailand

Loneliest Island:Tristan De Gunha (Mid-Atlantic)

Never Never land:Vast Prairies of N. Australia

Pearl of the Antilles:Cuba

Pearl of the Pacific:Guayaquil port of Ecuador

Pillars of Hercules:Straits of Gibraltar

Playground of Europe:Switzerland

Quaker City:Philadelphia

Queen of the Adriatic:Venice

Roof of the World:The Pamirs, Central Asia

Rose-pink City:Jaipur

Sorrow of China:Yellow River

Spice Garden of India:Kerala

Sugar bowl of the World:Cuba

Venice of the East:Alappuzha

Venice of the North:Stockholm

White man’s grave:Guinea Coast of Africa

Windy City:Chicago

►What is name of World's first "Dual screen" smartphone?

answer: YotaPhone


*king of cereals - Wheat

*king of vegetables-Brinjal

*king of fruits-Mango

*king f oil seeds- Grondnut

*king of coarse cereals- Sorghum.

*king of fodder cop- barseem

*King of spices- BLACK PEPPER

*King of forest-teak

*King of weed- Congress grass

*king of pulses-Gram

*King of Minor millets- Finger millet/ ragi

*king of flowers-Peony

*vegetable meat- Cowpea

*Food of god cocoa vegetarian meat- mushroom

*poor man's apple- guava

*Poor man's orange—tomato

*Poor man`s meat- soybean

*King of temperate fruits- Apple

*Adam’s fig- Banana

*Kalpa Vriksha- Coconut

*Butter Fruit- Avacado

*Queen of cereals- Maize

*Queen of vegetables-Okra

*Queen of fruit is purple mango steen

*Queen oil seeds - Sasemum.

*Queen of fodder crop- Lucerne

*Queen of spices-cardamom

*Queen of beverage fruit crop- Tea

*Queen of pulses-Pea

*Queen of flowers-rose

*Poor man's orange—tomato

*famine reserves- millets

*Poor's men fruits-ber

*poor man`s food- pearl Millet


*Poor man`s substitute for ghee- Sesamum

*White gold- Cotton

*Green Gold- Bamboo

[1] Life of Pi ------ Yann Martel

[2] When Loss is Gain ------ Diplomat Pavan K.Varma

[3] One Day Wonders ------ Sunil Gavaskar

[4] My life and Times ------ V.V. Giri

[5] Kalpana Chawla - A Life ------ Anil Padmanaban

[6] Kamasutra ------- Vatsayana

[7] War and Piece ----- Leo Tolstoy

[8] Devdas -------- Sharat Chandra Chatterjee

[9] Half a Life -------- V.S Naipoul

[10] Unhappy India ----- Lala Lajpat Rai

[11] Jyoti punj ------ Narendra Modi

[12] The Adventures of Sherlock Holmes

------- Sir Arthur Conan Doyle

[13] Economic History of India ------- R. C. Dutt

[14] The book of Indian Birds ------- Dr. Salim Ali

[15] Living with Honour ------ Shiv Khera

[16] We Indians, Train To Pakistan, Women

and Men in My Life -------KhuswantSingh

[17] The Discovery of India -------- Jawaharlal Nehru

[18] Indian Philosophy -------- Dr. S. RadhaKrishnan

[19] Gulliver Travels ------- Jonathan Swift

[20] My Nation My Life ----- L.K. Advani

[21] Independence ------- S.K. Banerjee

[22] Last Days of Nethaji ------- G.D. Khosla

[23] My Experiments with Truth -------

Mahatma Gandhi

[24] The God of Small Things -------Arundhati Roy

[25] War and Piece ------ Tolstoy

[26] Wakeup India ----- Annie Besant


[27] Two Lives, The Golden Gate, A Suitable

Boy, Arion and The Dolphin, An Equal Music,

From Heaven Lake:Travels ------ Vikram Seth

[28] India First ------- K. R. Malkani

[29] My Life -------- Bill Clinton

[30] Dreams From My Father -------- Barack Obama

[31] The Future of India ------- Dr. Bimal Jalan

[32] Hamlet, Othello, Macbeth, King Lear ------- Shakespeare

** Ajanta- Ellora Caves (Aurangabad,Maharashtra) : Gupta rulers ** Aram Bagh (Agra,UP) : Babur ** Agra Fort (Agra,UP) : Akbar ** Akbar’s Mausoleum (Sikandra,UP) : Akbar ** Itmad-ud-daula Fort (Agra,UP) : Noorjahan ** Bibi Ka Maqbara (Aurangabad,Maharashtra) : Aurangzeb ** CharMinar (Hyderabad,Andhra Pradesh) : Quli Qutub Shah ** Deewan-e- Khas (Agra Fort,UP) : Shahjahan ** Elephanta’s cave (Mumbai,Maharashtra) :Rashtrakuta rulers ** Fatehpur Sikri (Agra,UP) : Akbar ** Ferozshah Kotla (Delhi) : Ferozshan Tughlaq ** Gateway of India (Mumbai,Maharashtra) : British Govt. ** Hawa Mahal (Jaipur,Rajasthan) : Maharaja Pratap Singh ** Humayun’s Tomb (Delhi) : Humayun’s wife ** Jama Masjid (Agra,UP) : Shahjahan ** Jama masjid (Delhi) : Shahjahan ** Jagannath Temple (Puri,Odisha) : Anantvarman Ganga ** Jantar-Mantar (Delhi) : Sawai Jai Singh ** Jim Corbett Park (Nainital,Uttarakhand) : Sir Malcom Hailley ** Jodhpur Fort (Jodhpur,Rajasthan) : Rao Jodhaji ** Makka Masjid (Hyderabad,Andhra Pradesh) : Quli Qutub Shah ** Moti Masjid (Agra Fort,UP) : Shahjahan ** Moti Masjid (Delhi Fort) : Aurangzeb ** Qutub Minar (Delhi) : Qutubuddin Aibak ** Red Fort (Delhi) : Shahjahan ** Sabarmati Ashram (Ahmadabad,Gujarat) : Mahatma Gandhi


** Shantiniketan (West Bengal) : Rabindranath Tagore ** Shish Mahal (Agra,UP) : Shahjahan ** Shalimar Garden (Srinagar,J & K) : Jahangir ** Sun Temple (Kornak,Odisha) : Narsimhadeva I ** Swarna Mandir (Golden Temple) (Amritsar,Punjab) : Guru Ramdas ** Tajmahal (Agra,UP) : Shahjahan ** Vellure Math (Kolkata,West Bengal) : Swami Vivekanand

1 Bordering Pakistan Jammu and Kashmir, Punjab, Rajasthan, Gujarat.

2 Bordering China Jammu and Kashmir, Himachal Pradesh, Uttaranchal, Sikkim, Arunachal Pradesh.

3 Bordering Nepal Bihar, Uttaranchal, UP, Sikkim, West Bengal

4 Bordering Bangladesh

West Bengal, Mizoram, Meghalaya, Tripura, Assam

5 Bordering Bhutan West Bengal, Sikkim, Arunachal Pradesh, Assam

6 Bordering Myanmar Arunachal Pradesh, Nagaland, Manipur, Mizoram

7 Bordering Afghanistan Jammu and Kashmir (Pakistan - occupied area)

Which place is known as Hi-Tech City = Hyderabad Which place is known as Manchester of South India = Coimbatore Which place is known as Deccan Queen = Pune Which place is known as City of weavers = Panipat Which River is known as Old Ganga = Godavari Which River is known as Dakshin Ganga = Godavari Which state is known as Milk Pail of India = Haryana Which place is known as Gardan city of India = Bangalore Which place is known as Space city of India = Bangalore Which place is known as Electronic city of India = Bangalore Which Indian place is known as Pensioners' Paradise = Bangalore Which state is known as Jewel of India = Manipur Which Indian place is known as Scotland of the east = Shillong


Which place is known as Temple city of India = Bhuvaneswar Which place is known as Cathedral city of India = Bhuvaneswar.

Country ----- Capital [1] Afghanistan ----- Kabul [2] Albania ----- Tirana [3] Algeria ------ Algiers [4] Andorra ------- Andorra la Vella [5] Angola ------- Luanda [6] Antigua and Barbuda ------- Saint John's (Antigua) [7] Argentina ------ Buenos Aires [8] Armenia ------- Yerevan [9] Australia ------- Canberra [10] Austria ------ Vienna [11] Azerbaijan, Republic ----- Baku (Baki) [12] Bahrain ----- Manama [13] Bangladesh ------ Dhaka [14] Barbados ------- Bridgetown [15] Belarus ----- Minsk [16] Belgium ------ Brussels [17] Bhutan ------ Thimphu [18] Brazil ------ Brasilia [19] Brunei -------- Bandar Seri Begawan [20] Bulgaria ------ Sofia [21] Burundi ------ Bujumbura [22] Cambodia ----- Phnom Penh [23] Canada ----- Ottawa [24] Chile ------ Santiago [25] China ------ Beijing [26] Colombia ------ Santa Fe de Bogotá [27] Costa Rica ----- San Jose [28] Croatia ------ Zagreb [29] Cuba ------ Havana [30] Cyprus ------ Lefkosia (Nicosia) [31] Czech Republic ------- Prague [32] Denmark ------ Copenhagen


[33] Dominica ----- Roseau [34] Dominican Republic ------ Santo Domingo [35] Ecuador ------ Quito [36] Egypt ------ Cairo [37] El Salvador ----- San Salvador [38] Equatorial Guinea -------- Malabo [39] Ethiopia ------ Addis Ababa [40] Fiji ------ Suva (Viti Levu) [41] Finland ------ Helsinki [42] France ------- Paris [43] Gabon ------- Libreville [44] Gambia ------ Banjul [45] Germany -------- Berlin

[1] Ghana ---- Accra [2] Greece ------ Athens [3] Grenada ----- Saint George's East Caribbean [4] Guatemala ----- Guatemala City [5] Guinea ------ Conakry [6] Guyana ------ Georgetown [7] Hungary ------ Budapest [8] Iceland ------- Reykjavik [9] India ------ New Delhi [10] Indonesia ----- Jakarta [11] Iran ----- Tehran [12] Iraq ----- Baghdad [13] Ireland ------ Dublin [14] Israel ------ Jerusalem [15] Italy ------ Rome [16] Jamaica ------ Kingston [17] Japan ----- Tokyo [18] Jordan ------- Amman [19] Kazakhstan ------ Astana [20] Kenya ------ Nairobi [21] Kiribati ------- South Tarawa [22] Korea, North ------- Pyongyang


[23] Korea, South ------ Seoul [24] Kuwait ------ Kuwait City [25] Kyrgyzstan ------ Bishkek [26] Latvia ------ Riga [27] Lebanon ----- Beirut [28] Lesotho ------ Maseru [29] Liberia ------ Monrovia [30] Libya ----- Tripoli [31] Lithuania ------ Vilnius [32] Luxembourg ------ Luxembourg Ville [33] Madagascar ---- Antananarivo [34] Malawi ------- Lilongwe [35] Malaysia ------ Kuala Lumpur [36] Mali ------ Bamako [37] Malta ------ Valletta [38] Marshall Islands ------ Majuro [39] Mexico ------ Mexico City (Distrito [40] States of Moldova ------ Chisinau [41] Monaco ------ Monaco Ville [42] Mongolia ------- Ulaanbaatar [43] Morocco ------ Rabat [44] Mozambique ------- Maputo [45] Myanmar ------ Naypidaw

[1] Serbia ----- Belgrade [2] Seychelles ------ Victoria [3] Sierra Leone ------- Freetown [4] Singapore ----- Singapore [5] Slovakia ------- Bratislava [6] Slovenia ------- Ljubljana [7] Solomon Islands ----- Honiara [8] Somalia ------ Mogadishu [9] South Africa ------ Pretoria [10] Spain ----- Madrid [11] Sri Lanka ----- Colombo [12] Sudan ----- Khartoum


[13] Sweden ------ Stockholm [14] Switzerland ----- Bern [15] Syria ------ Damascus [16] Taiwan ----- Taipei [17] Tajikistan ------ Dushanbe [18] Tanzania ------ Dar es Salaam [19] Thailand ------- Bangkok [20] Togo ----- Lome [21] Trinidad and Tobago ------ Port-of-Spain [22] Tunisia ------ Tunis [23] Turkey ----- Ankara [24] Uganda ------- Kampala [25] Ukraine ------ Kiev [26] United Arab Emirates ------- Abu Dhabi [27] United Kingdom ------ London [28] United States ------- Washington, DC [29] Uruguay ----- Montevideo [30] Uzbekistan -------Tashkent (Toshkent) [31] Vatican City ------ Vatican City [32] Venezuela ------ Caracas [33] Vietnam ------ Hanoi [34] Yemen ---- Sana [35] Zambia ------- Lusaka [36] Zimbabwe -------- Harare

Important Prizes and Awards

1. Ahmet Sik – UNESCO Guillermo Cano World Press Freedom Prize 2014 2. Amitabh Bachchan – India’s Global Icon of the Year 3. Anand Kumar – Ramanujan Mathematics Award 2014 4. Anees Salim – The Hindu Prize for Best Fiction 2013 5. Angela Merkel – Israel’s highest civilian honour (the “Medal of Distinction”) 6. Arogya Swami Joseph Paulraj – 2014 Marconi Society Prize 7. Chandi Prasad Bhatt – Gandhi Peace Prize(2013) 8. Cyrus Mistry – DSC prize for South Asian literature


9. Dr. Sumit Chugh – Simon Dack Award 10. Gabriela Isler – Miss Universe 2013 11. Govind Mishra – Sarawasti Samman(2013) 12. Gulzar – Dadasaheb Phalke Award 2013 13. Gyan Correa – Gollapudi Srinivas National Award 2013. 14. ICICI Prudential Mutual Fund –Morningstar India‘s best fund house award in the debt 15. International Water Management Institute (IWMI)-Tata Water Policy Programme – UN- Water “Water for Life” Best Practices Award 16. Kerala Tourism – United Nations Award 17. Killa (Marathi film) – Crystal Bear “Glasernen Bar Award” at the 64th Berlin International Film Festival. 18. Koyal Rana – Miss India 2014 19. Laxmi (an acid attack victim) –International Women of Courage Award, US 20. Madan Babu – Protein Science Young Investigator Award 2014 21. Mathangi Sathyamurthy – M S Subbulakshmi Award 2014 22. Meera Chandrasekhar – Robert Foster Cherry Award for Teaching 2014 23. Pankaj Mishra – Windham Campbell Literature Prize 2014 (Non-Fiction) 24. Pope Francis – Time Person of the year 2013 25. Queen Latifah – 2014 Matrix Award. 26. Rajesh Gopakumar – 23rd G D Birla Award for scientific research (2013) 27. Richard Quest – UNWTO Award for Lifetime Achievement 2013 28. Sankha Ghosh – Sunil Gangopadhyay Memorial Award (2013) 29. Shigeru Ban – Pritzker Architecture Prize 2014 30. Shubhranshu Choudhary – Digital activism award 31. Sikkim – National Tourism Award 32. Stuart Parkin – Millennium Technology Prize 2014 33. Tomas Halik – Templeton Prize 2014


34. Vishwanath Tripathi – Vyas Samman Awards (2013)

SOME IMPORTANT TERMS RELATED WITH SPORTS

1. Badminton - Drop, Smash, Ione, deuce, Clash Service 2. Baseball - Bunting, home, pitcher , strike, put out 3. Basketball - Block, dribble , pivot , held ball, basket 4. Billiards - Cue, Cannon, frame, spider, baulk 5. Boxing - Rounds, knock-out , jab, punch, uppercut 6. Chess - Gambit, resign, checkmate, rook, knight, pawn 7. Cricket - Maiden, caught, slips, gully, point, cover, yorker 8. Football - Penalty , foul, dribble, half, pass, goal 9. Golf - Course, links, tee, hole, nibble, club, putt, iron, eagle 10. Hockey - Centre, defender, push-in, free-hit, stick, carry, bully 11. Horse- racing - Bets, bookies, jockey, punter, steeplechase 12. Polo - Mallet, bunker, chucker, handicap, goal 13. Shooting - Bag, Bulls eye, plug, skeet, marksmanship 14. Tennis - Smash , slice, lob, set, ace, volley 15. Volleyball - Blocking, heave, point, serve, doubling, smash

1. M.P. Bezbaruah: to suggest suitable remedial measures to address concerns regarding security of people from North East.

2. B. Sambamurthy: panel favours single mobile banking app on all SIMs.Panel recommended that customers should not be required to visit the bankbranch for mobile number registration.

3. Vijay Kelkar Committee was appointed by the Petroleum and Natural Gas Ministry to prepare a roadmap to make India self sufficient in oil and natural gas by 2030.

4. Deepak Mohanty Committee: on Data and Information Management in the Reserve Bank of India

5. K. K. Mehrotra Committee: to inquire gas leakage in Bhilai Steel Plant.


6. P.J. Nayak: to review Governance of Boards of Banks in India. The committee was constituted under the chairmanship of P. J. Nayak. He is a former Chairman and CEO of Axis Bank.

7. Nachiket Mor Committee: to permits NBFCs to work as Business Correspondents of banks.

8. Vishnu Sahay committee: look probe into the Muzaffarnagar communal violence.

9. Urjit Patel Committee : to examine the current monetary policy framework.

10. Mukul Mudgal member panel to probe IPL spot‐fixing.

11. Nachiket Mor : committee on comprehensive financial services forsmall businesses and low‐income households.

12. Justice A.P. Shah committee : to head panel on road safety

13. Anil Kaushal committee: to examine the recommendations made by the TRAI on pricing of Spectrum.

14. Bimal Jalan panel : to scrutinize applications for new bank licenses.

15. Partha Sarathi Shome. – for Tax Administration Reform Commission (TARC), Suggest a system to enforce better tax compliance

16. Kirit Parikh panel : on fuel pricing has suggested that the diesel prices should be increased by Rs.1-1.50 a litre every month as against the 45-50 paise monthly hike followed currently.

17. K U.B. Rao : the idea of setting up Bullion Bank or Bullion Corporation of India

18. Arvind Mayaram Panel: report on the alleged irregularities at the National Spot Exchange Ltd (NSEL)

19. Arvind Mayaram Committee –for giving clear definitions to Foreign Direct Investment (FDI) and Foreign Institutional Investment (FII)

20. Suma Verma Committee : to update, and revise the Banking Ombudsman Scheme, 2006

21. Damodran Committee: on improvement of customer services in banks

22. Shri M. Narasimham Committee: on Banking Sector Reforms


23. Shri K.U.B. Rao Committee: recommended aligning gold import regulations

24. K M Chandrasekhar committee : for rationalization of foreign investment norms

25. Shri Pulak Kumar Sinha Committee: to study the feasibility of AADHAAR as an additional factor for authentication of card present transactions.

26. Mukul Mudgal Committee: looking into US giant Walmart's lobbying activities to enter India.

27. Shri Raghuram Rajan Committee: on Financial Sector Reforms

28. Shri B. Mahapatra Committee: to review the existing prudential guidelines on restructuring of advances by banks/financial institutions.

29. Shri Aditya Puri Committee: Dissemination of Credit Information

30. MBN Rao Committee: to prepare the blueprint of India’s first women’s bank.

1. Global Environment Performance Index 2014 – 155 2. Intellectual property (IP) environment 2014 – 25 (US ranked on the top followed by UK and France) 3. World Press Freedom Index 2014 ‐ 140 in the list of 180 countries 4. World's best countries for doing business 2014 – 134 5. Global Peace Index 2014 – 143 6. Global Hunger Index 2013 ‐ 63 7. World Prosperity Index 2013 – 106. 8. Human Development Report 2014 – 135 9. Global Corruption Index 2014 – 94 10. Global Competitiveness Index 2014‐ 71


Vitamins: Vitamins are Vital Minerals and used by the body in a variety of ways.

Vitamins are classified as:

1.Fat Soluble Vitamins

2. Water Soluble Vitamins

Fat Soluble Vitamins:

Vitamins A, D, E and K make up the fat soluble vitamins. Vitamins A, D and K are

stored in the liver and vitamin E is distributed throughout the body's fatty

tissues.

Water Soluble Vitamins:

Water soluble vitamins, such as Vitamin C and the B vitamins are stored in the

body for only a brief period of time and are then excreted by the kidneys. The

one exception to this is vitamin B12,which is stored in the liver. Water soluble

vitamins need to be taken daily. Vitamin C (ascorbic acid) and the B complex

group make up the nine water soluble vitamins.

Vitamin sources, uses and deficiency problems:

Vitamin A (fat-soluble): ----------------------------------------


Sources: Dairy products, eggs,liver. Can be converted by the body from the beta-

carotene found in green vegetables,carrots and liver.

Uses: Maintains the health of the epithelium and acts on the retina's dark

adaptation mechanism.

Deficiency leads to:

Night blindness

Delayed growth anddevelopment

Destruction of epithelial tissue(i.e. in lungs, intestines, urinarytract, genitals)

Cutaneous Lesions (dry and rough skin)

The role of vitamin A

Plays a role in mechanisms required for sight

Essential for growth and development

Required for healthy skin,epithelia and mucosa

Effects on certain endocrine glands


Important for fertility

Essential for proper immune functions

β-Carotene: Provitamin A, biological antioxidant

Vitamin B (Water-Soluble): ------------------------------------------------


Vitamin B1 (Thiamine):

-------------------------------------

Sources

: Yeast, egg yolk, liver,wheatgerm, nuts, red meat and cereals

Uses

: Carbohydrate metabolism


Fatigue, irritability, loss of appetite; severe deficiency can lead to beri-beri.

The role of vitamin B1

Energy metabolism (co-enzyme)

Essential for metabolism of carbohydrates, lipids, proteins(co-enzyme)

Required for proper functioningof the nervous system and muscles, which has

implications for proper functioning of the cardiovascular system


* Vitamin B2 (Riboflavin):

------------------------

Sources

: Dairy products, liver,vegetables, eggs, cereals, fruit,yeast

Uses

: Intracellular metabolism

Deficiency leads to

: Painful tongue and fissures to the corners of the mouth, chapped lips


Essential for the metabolism of carbohydrates, lipids and proteins (co-enzyme in

many reactions)

General effect on tissues and organs (maintains health of mucosa)


Stimulates growth and reproduction

Plays a role in sight mechanisms

Conversion of vitamin (B6, folicacid and niacin) into their activeco-enzyme forms

* Vitamin B6 (Pyridoxine)

---------------------------

Sources:

Include meats, wholegrain products, vegetables, nuts and bananas. Cooking,

storage and processing losses of vitamin B6 vary and in some foods may be

more than 50%.

Uses

: To balance the hormonal changes in women; assists in the growth of new cells

and the functioning of the immune system;and in controlling moods,behaviour

and sex drive.


Deficiency of vitamin B6 alone is uncommon; usually it occurs incombination

with a deficit in other B-vitamins


Poor growth

Kidney stones

Depression

General fatigue

Dizziness

Nerve problems

Irritability

Convulsions

Cutaneous lesions

* Vitamin B12 (Cyanocobalamin):

--------------------------------------------

Sources

: Liver, red meat, dairyproducts and fish

Uses


: Essential formanufacturing of genetic

material in cells. Involved in the production of erythrocytes


Pernicious anaemia

General fatigue

Loss of appetite

Gastric atrophy

Neuromuscular pain

Neurological problems (gait,memory)


Required for the formation of red blood cells to prevent anemia

Essential growth factor

Regeneration of folate

Involved in fat and carbohydrate metabolism


Essential for co-enzyme function, especially in cells of the nervous tissue, bone

marrow and gastrointestinal tract.

Vitamin B3 (Niacin):

--------------------

Uses:

In the digestive and nervous systems; promotes healthy skin.Helps balance good

and bad cholesterols.

Vitamin B5 (Pantothenic Acid):

------------------------------

Uses

: Normal growth; metabolism of fat and sugar to energy.

Vitamin C (Ascorbic Acid)(water-soluble)

----------------------------------------

Sources

: Green vegetables and fruit


Uses: Essential for the maintenance of bones, teeth and gums,ligamentsand

blood vessels. It is also necessary forensuring a normal immune response to

infection

Deficiency leads to

: Scurvy(fatigue, loss of appetite and weight, lowered immune resistance to

infections)

The role of vitamin C

Multiple roles at a tissue and cell level (synthesis of collagen,absorption of iron,

formation of carnitine and tyrosine)

Biological antioxidant (freeradical scavenger)

Stimulates the body’s immune

system: defenses against infections and inflammation.

Vitamin D (fat-soluble)

-----------------------

Sources


: Fish liver oils, dairy produce. Vitamin D is formed in the skin when it is exposed

to sunlight

Uses

: Has a role in the absorption of calcium, which is essential for the maintenance

of healthy bones


Rickets in children

Osteomalacia in adults

The role of vitamin D

Regulation of metabolism of calcium and phosphorus

Essential for normal bone development and maintenance

Plays a role in innate immunity by stimulating immune cells proliferation and

cytokineproduction.The source of this vitamin is best known as being from

sunlight, or more accurately, as being made in the body by exposure to UV

rays.It promotes the calcium and phosphorous that are vital informing and

maintaining strong bones.It may also be involved inregulating cell growth and

maintaining a healthy immune system.

Vitamin E (fat-soluble)


-----------------------

Sources

: Pure vegetable oils;wheatgerm, wholemeal breadand cereals, egg yoke, nuts

sunflower seeds

Uses

: Protects tissues against damage; promotes normalgrowth and development;

helps in normal red blood cellformation


May cause muscular dystrophy

Leads to destruction of red blood cells

Impaired immune function

Long-term impact includes neuromusclar diseases

The role of vitamin E

Biological antioxidant


Protects lipids (cell membranes),proteins, and DNA from oxidation and there by

contributes to cellular health Assists fertility

Uses:

as a powerful source of antioxidants; is involved in immune system function;

DNA repair; the protection of blood cells, the nervous system, muscles and the

retinas.

Vitamin K (fat-soluble)

-----------------------

Sources

: Green vegetables

Uses

: Used by the liver for the formation of prothrombin


Bleeding due to delayed clotting times caused by lack of clotting factors.

Patients may show signs of bruising easily and have nose bleeds.


Ecchymosis

Petechiae

Hematomas

Oozing of blood at surgical orpuncture sites

In infants, birth defects such a under development of the face,nose, bones and

fingers.

The role of vitamin K

Essential anti-haemorrhaging agent (promotes blood clotting)

Helps to maintain bone health

Emerging evidence for potential role in cardiovascular health.Vitamin K aids in

blood clotting,liver function and helps form and heal bones.

Vitamins and Chemical Names

Vitamin A =>> RetinolVitamin

B1 =>> ThiamineVitamin

B2 =>> RiboflavinVitamin


B3 =>> NiacinVitamin

B5 =>> Pantothenic acid

Vitamin B7 =>> Biotin Vitamin

B9 =>> Folic acid

Vitamin B12=>> Cyanocobalamin

Vitamin C =>> Ascorbic acid

Vitamin D =>> Calciferol

Vitamin E =>> Tocoferol

Vitamin K =>> Phylloquinone

Frequently Asked Questions

--------------------------

1. The study of Vitamin is known as?Answer:Vitaminology

2. Which Vitamin is known as the anti-infective vitamin ?Answer:Vitamin A

3. What is the source of Vitamin A in Leafy vegetables ?Answer:Carotene


4. Which is the pigment giving yellow colour to Milk ?Answer:Carotene

5. Which is the Vitamin giving yellow colour to Milk ?Answer:Vitamin B2

6. Unpolished rice is a rich source of which vitamin ?Answer:Thiamine (Vitamin

B1)

7. Which Vitamin is used for ELISA test (AIDS) ?Answer:Vitamin B7(Biotin)

8. Which Vitamin contains Cobalt ?Answer:Vitamin B12(Cyanocobalamin)

9. Which Vitamin helps to heal wound ?Answer:Vitamin C

10. Which Vitamin helps in blood clotting ?Answer:Vitamin K

11. Which Vitamin helps immunity of body ?Answer:Vitamin C

12. Which is the first artificially synthesized Vitamin ?Answer:Vitamin C

Computer Awareness

[1]. The technique where digital signals are converted to its analog form for transmission over an analog facility is called–

(1) Modulation

(2) Digitization

(3) Multiprocessing


(4) All of the above

(5) None of these

Ans – Modulation

[2]. Narrowband channel is a communication channels–

(1) That handles low volumes of data

(2) Used mainly for telegraph lines and low speed terminals

(3) Both (1) and (2)


(5) None of these

Ans – That handles low volumes of data

[3]. MIME is an acronym for ….

(1) Multiprogramming Internet Mail Extension

(2) Multicasting Internet Mail Extension

(3) Multiple Internet Mail Extension

(4) Multipurpose Internet Mail Extension

(5) None of these

Ans – Multipurpose Internet Mail Extension

[4]. The……….. Settings are automatic and standard.

(1) Default


(2) CPU

(3) Peripheral

(4) User-friendly

(5) None of these

Ans – Default

[5]. Pop-ups are a form of ________on the World Wide Web?

(1) Instant Messaging

(2) Search Engines

(3) Browsers

(4) Mark-up Languages

(5) Online Advertising

Ans – Online Advertising

[6]. Which of the following is true about Operating System?

(1) It is an interface between user and the computer.

(2) It manages all resources

(3) It does all Memory management and Process management tasks

(4) All are true

(5) None of these

Ans – All are true


[7]. All formula in Excel start with

(1) %

(2) +

(3) =

(4) –

(5) None of the above

Ans – =

[8]. Which of the following displays the contents of the active cell?

(1) Active cell

(2) Formula bar

(3) Menu bar

(4) Name box


Ans – Formula bar

[9]. Tab scrolling buttons

(1) Allow you to view a different worksheet

(2) Allow you to view additional worksheet row down

(3) Allow you to view additional worksheet columns to the right


(4) Allow you to view additional sheet tabs


Ans – Allow you to view additional sheet tabs

[10]. What is the keyboard shortcut for creating a chart from the selected cells?

(1) F3

(2) F5

(3) F7

(4) F11


Ans – F11

1. The server on the internet is also known as ___________.

(1) Repeater

(2) Host

(3) Gateway

(4) AND Gate


(5) None of these

Ans – (2) Host

2. A database management system (DBMS) is a__________.

(1) Hardware system used to create, maintain and provide controlled access to a database

(2) hardware system used to create, maintain, and provide uncontrolled access to a database.

(3) Software system used to create, maintain, and provide uncontrolled access to a database.

(4) Software system used to create, maintain and provide controlled access to a database.

(5) None of these

Ans – (4) Software system used to create, maintain and provide controlled access to a database.

3. Which of the following is an example of connectivity?

(1) Internet

(2) floppy disk

(3) power card

(4) data

(5) None of these

Ans – (1) Internet

4. What menu is selected to cut, copy and paste?


(1) File

(2) Tools

(3) Special

(4) Edit

(5) None of these

Ans – (4) Edit

5. To save a document in different location use ______.

(1) Save

(2) Save as

(3) Save as web page

(4) All of above

(5) None of these

Ans – (2) Save as

6. Programming language built into user programs such as Word and Excel are known as _______.

(1) 4GLs

(2) Macro languages

(3) object-oriented languages

(4) visual programming languages


(5) None of these

Ans – (4) visual programming languages

7. Codes consisting of lines of varying widths or lengths that are computer-readable are known as______.

(1) an ASCII code

(2) a magnetic tape

(3) an OCR scanner

(4) a bar code

(5) None of these

Ans – (4) a bar code

8. To reload a Web page, press the __________ button.

(1) Redo

(2) Reload

(3) Restore

(4) Ctrl

(5) Refresh

Ans – (5) Refresh

9. Personal computers can be connected together to form a_______.


(1) server

(2) supercomputer

(3) network

(4) enterprise

(5) None of these

Ans – (3) network

10. Which of the following is true?

(1) Byte is a single digit in a binary number

(2) Bit represents a grouping of digital numbers

(3) Eight-digit binary number is called a byte

(4) Eight-digit binary number is called a bit

(5) None of these

Ans – (3) Eight-digit binary number is called a byte

• A Computer is a general purpose device that can be programmed to carry out a set of arithmetic or logical operations automatically. Since a sequence of operations can be readily changed, the computer can solve more than one kind of problem. • A general purpose computer has four main components: the arithmetic logic unit (ALU), the control unit, the memory, and the input and output devices (collectively termed I/O). • The data that is fed into a computer processor received into the computer by a keyboard or other sources is called Input. • A computer is an electronic device that accepts data from the user (input), processes the


data by performing calculations and operations on it and generates the desired Output. • The device which is used with a computer to display or store data is called Peripherals. • The mechanical, magnetic, electronic and electrical components that comprises a computer system such as the Central Processing Unit (CPU), monitor, keyboard, etc. is known as Hardware. • A set of instructions that tells the computer about the tasks to be performed and how these tasks are to performed, is known as Software. • An unprocessed collection or representation of raw facts represented in a manner suitable for communication, interpretation or processing by humans or by automatic means, is known as Data. • The result of processing, manipulating and organising data in a way that adds to the knowledge of the person receiving it, is known as Information. • The smallest unit of information, a computer can understand and process, is known as Bit. • The primary goal of computer is to process information that it receives and output the results. The process of control and alter information is known as. Processing. • Which number system computer used to store data and perform calculation?

Binary Number System. • Computer Speed, Accuracy, Diligence, Storage Capability, Automation, Remembrance Power and Versatility are the main Characteristics of Computer. • Self Intelligence, Decision-Making power, Learning power, Self care, Fellings are the Limitations of Computer. • A mainframe computer is a much larger computer that typically fills a room and may cost many hundreds or thousands of times as much as a personal computer. They are designed to perform large numbers of calculations for governments and large enterprises. • Read-only memory (ROM) is a storage medium used in computers and other electronic devices. Data stored in ROM can only be modified slowly or with difficulty, or not at all.

ROM is non-volatile and the contents are retained even after the power is switched off. It only allows reading. The types of ROM include PROM, EPROM and EEPROM. • Random Access Memory (RAM), allows the computer to store data for immediate for immediate manipulation and to keep track of what is currently being processed. RAM is referred to as volatile memory and is lost when the power is turned off. It allows reading and writing. The two main types of RAM are static RAM and dynamic RAM. • SRAM retains data as long as power is provided to the memory chip and need not be refreshed periodically. SRAM stands for Static Random Access Memory.


• The data on DRAM continues to move in and out of the memory as long as power is available and must be continually refreshed to maintain the data. DRAM stands for Dynamic Random Access Memory. • Primary memory is computer memory that a processor or computer accesses first or directly.

For example: RAM, and Cache Memory. • Secondary memory (or secondary storage) is the slowest and cheapest form of memory. It cannot be processed directly by the CPU.

Secondary memory devices include magnetic disks like hard drives and floppy disks, optical disks such as CDs and CDROMs, and magnetic tapes, which were the first forms of secondary memory. • Virtual memory is memory on the hard disk that the CPU uses as an extended RAM. • Installation is the process of copying software programs from secondary storage media to the hard disk. • A central computer that holds collections of data and programs for many PCs, workstations and other computers is a Server.

GENERATIONS OF COMPUTER • Which was the first general purpose computer, designed to handle both numeric and textual information? Universal Automatic Computer (UNIVAC) (1951) • First Generation (1940-1956) Vacuum Tubes:

The first computers used vacuum tubes for circuitry and magnetic drums for memory, and were often enormous, taking up entire rooms. The UNIVAC and ENIAC computers are examples of first-generation computing devices. In first generation of computer, this operating system allowed only one program to run at a time and a number of input jobs are grouped for processing. It is known as Batch Processing. • Second Generation (1956-1963) Transistors:

Transistors replaced vacuum tubes and ushered in the second generation of computers. • Third Generation (1964-1971) Integrated Circuits:

The development of the integrated circuit was the hallmark of the third generation of computers. Transistors were miniaturized and placed on silicon chips, called semiconductors, which drastically increased the speed and efficiency of computers. • Fourth Generation (1971-Present) Microprocessors:


The microprocessor brought the fourth generation of computers, as thousands of integrated circuits were built onto a single silicon chip. What in the first generation filled an entire room could now fit in the palm of the hand Fourth generation computers also saw the development of GUIs, the mouse and handheld devices • Fifth Generation (Present and Beyond) Artificial Intelligence:

Fifth generation computing devices, based on artificial intelligence, are still in development, though there are some applications, such as voice recognition, that are being used today. • In 1981 IBM introduced its first computer for the home user, and in 1984 Apple introduced the Macintosh.

COMPUTER ORGANISATION • An Arithmetic Logic Unit (ALU) is a digital circuit that performs integer arithmetic and logical operations. The ALU is a fundamental building block of the central processing unit of a computer. • Control Unit is responsible for controlling the overall operations of computer. It coordinates the sequence of execution of instructions and controls the overall functioning of the computer. • The first computer architecture was introduced by John Von Neumann (1970) • Personal computers use a number of chips mounted on a main circuit board called Motherboard.

• The CPU is fabricated as a single Integrated Circuit (IC) chip. It is also known as the Microprocessor. • Multiprocessing is the use of two or more central processing units (CPUs) within a single computer system. The term also refers to the ability of a system to support more than one processor and/or the ability to allocate tasks between them. • The organisation and interconnection of the various components of a computer system is known as Computer Architecture. • A CPU can directly understand the Machine Language.

INPUT & OUTPUT DEVICES • An input device is any peripheral (piece of computer hardware equipment) used to provide data and control signals to a computer. They are the devices that feed data into a computer.

Examples of input devices include keyboards, mouse, scanners, digital cameras and joysticks. • The keys include the letter keys (0, 1, 2, ..., 9; A, B, Z), which are generally laid out in the same style as in typewriters are known as Alphanumeric Keys.


• 'Caps lock' and 'Num lock' keys are called as Toggle Keys because when pressed, they change their status from one state to another. • Numeric Keypad is a keypad located on the right hand side of the keyboard. It consists of digits and mathematical operators. • A Modifier key is a special key (or combination) on a computer keyboard that temporarily modifies the normal action of another key when pressed together. By themselves, modifier keys usually do nothing; that is, pressing any of the Shift, Alt, or Ctrl keys alone does not (generally) trigger any action from the computer. • A Mouse is the most popular input device which is used today for interactive processing and for the one line entry of data for batch processing.

Drag and Drop refers to the action of clicking and holding down the mouse button, while moving the mouse and then releasing the mouse button. The first computer mouse was invented by Douglas Engelbart. • Joystick is the device that moves in all directions and controls the movement of a pointer. • A Touch Screen is a type of display screen device that is placed on the computer monitor to allow direct selection or activation of the computer when the user touches the screen. • Light Pen is the pen shaped device, which can sense light and is used to point at spots on a video screen. • A technology enables a high-speed reading of large quantities of data and transferring these data to the computer without using a keyboard. It is referred as Optical Mark Reader (OMR).

It uses a beam of light that is reflected on the paper with marks, to capture presence and absence of marks. • MICR reads the characters by examining their shapes in a matrix form and the information is then passed on to the computer. MICR stands for Magnetic Ink Character Reader.

It provides a high level of security and is therefore used by the banking industry for faster processing of the cheques • It is a machine readable code, which is represented by parallel vertical lines with varying widths. For reading these bar-coded data, a device is used, which is known as a Bar Code Reader (BCR) • Optical Character Recognition (OCR) is used to scan the document containing text.

It is the mechanical or electronic conversion of scanned or photographed images of typewritten or printed text into machine-encoded/computer-readable text. • A keyboard is a typewriter-style device, which uses an arrangement of buttons or keys, to act as mechanical levers or electronic switches.


Most of the commonly available personal computers have a keyboard, popularly known as Qwerty. • The keys labelled Fl to F12 on the keyboard are called Function Keys. • An output device is any piece of computer hardware equipment used to communicate the results of data processing carried out by an information processing system (such as a computer) which converts the electronically generated information into human-readable form • The printed form of output is referred as Hard Copy. • The form of output displayed on the screen is referred as Soft Copy. • The device that prints information from the computer onto the paper is Printer. • Pages Per Minute (PPM) is the unit used to count the speed of the printer. • On the basis of technology, printers are categorised into Impact and Non- Impact Printers. • Impact printers create an image by using some mechanism to physically press an inked ribbon against the page, causing the ink to be deposited on the page in the shape desired.

Examples of Impact Printers are Character Printers and Dot Matrix Printers. • Non – Impact Printers do not touch the paper when creating an image.

Examples of Non - Impact Printers are Inkjet printers, Laser printers, Solid ink printers, Dye-sublimation, Thermal wax printers, Thermal autochrome printers. • A pen based output device, attached to a computer for making vector graphics, that is, images created by a series of many straight lines is known as Plotters. • The number of pixels displayed on a screen is known as Resolution. • A Monitor is a TV-like display attached to the computer on which the output can be displayed and viewed. It can either be a monochrome display or a colour display.

HARDWARE AND SOFTWARE BASICS • The set of instructions, which control the sequence of operations, are known as Program. It is a sequence of instructions, written to perform a specified task with a computer. • A Software instructs the computer what to do and how to do it. It is a set of instructions that tells the computer about the tasks to be performed and how these tasks are to performed. • One or more defects or problems that prevent the software from working as intended of working at all is a Bug. • Software that contributes to the control and performance of the computer system and permits the user to use the system more conveniently is termed as System Software. • Antivirus Software is used to scan the hard disk to remove the virus from them. • The assembly language program is translated into machine code by a separate program known as an Assembler. • A Backup, or the process of backing up, refers to the copying and archiving of computer


data so it may be used to restore the original after a data loss event. It contains a copy of every program data and system file on a computer. • An Operating System controls the way in which the computer system functions and provides a means by which users can interact with the computer. • Loading of the Operating System is known as Booting. Restarting a computer that is already on, is referred to as Warm Booting. • Basic Input – Output System (BIOS) is the part of operating system that manages the essential peripherals such as the keyboard, screen, disk drives and parallel and serial ports. • An Integrated Software is a single application that combines major features of several types of application. • An Application Software is the program that makes the computer useful to the users. • Computer hardware is the collection of physical elements that constitutes a computer system. • Computer hardware refers to the physical parts or components of a computer such as the monitor, mouse, keyboard, computer data storage, hard drive disk (HDD), system unit (graphic cards, sound cards, memory, motherboard and chips), etc. all of which are physical objects that can be touched. • The motherboard is the main component of computer. It is a large rectangular board with integrated circuitry that connects the other parts of the computer including the CPU, the RAM, the disk drives(CD, DVD, hard disk, or any others) as well as any peripherals connected via the ports or the expansion slots. • Here are some common individual computer hardware components that you'll often find inside a modern computer case: Motherboard Central Processing Unit (CPU) Random Access Memory (RAM) Power Supply Video Card Hard Drive (HDD) Solid-State Drive (SSD) Optical Drive (e.g. BD/DVD/CD drive)

Card Reader (SD/SDHC, CF, etc.) • Here are some common hardware that you might find connected to the outside of a computer: Monitor Keyboard Mouse Battery Backup (UPS)


Printer Speakers

• Here are some less common computer hardware, (either because these pieces are now usually integrated into other devices or because they've been replaced with newer technology): Sound Card Network Interface Card (NIC) Expansion Card (Firewire, USB, Thunderbolt, etc.) Hard Drive Controller Card Analog Modem Scanner Floppy Disk Drive Joystick Webcam Microphone Tape Drive Zip Drive • The following hardwares are referred to as network hardware and various pieces are often part of a home or business network: Digital Modem (e.g. Cable Modem, DSL Modem, etc.) Router Network Switch Access Point Repeater Bridge Print Server Firewall

INTERNET • The Internet is a global system of interconnected computer networks that use the standard Internet protocol suite (TCP/IP) to link several billion devices worldwide. • It is a network of networks that consists of millions of private, public, academic, business, and government networks, of local to global scope, that are linked by a broad array of electronic, wireless, and optical networking technologies. • The World Wide Web (abbreviated as WWW or W3, commonly known as the Web) is a system of interlinked hypertext documents that are accessed via the Internet. • A Website, is a set of related web pages served from a single web domain. • A Home page, index page, or main page is a page on a website. A home page usually refers to:


The initial or main web page of a website, sometimes called the "front page" (by analogy with newspapers). The first page that appears upon opening a web browser program, which is also sometimes called the start page. This 'start page' can be a website or it can be a page with various browser functions such as the visual display of websites that are often visited in the web browser. The web page or local file that automatically loads when a web browser starts or when the browser's "home" button is pressed; this is also called a "home page". The user can specify the URL of the page to be loaded, or alternatively choose e.g. to re-load the most recent web page browsed. A personal web page, for example at a web hosting service or a university web site, that typically is stored in the home directory of the user. • A Hyperlink is a reference to data that the reader can directly follow either by clicking or by hovering or that is followed automatically • A web browser (commonly referred to as a browser) is a software application for retrieving, presenting and traversing information resources on the World Wide Web. • The Uniform Resource Locator, abbreviated as URL is a specific character string that constitutes a reference to a resource. In most web browsers, the URL of a web page is displayed on top inside an address bar.

An example of a typical URL would be " https://www.facebook.com/Exam.Affairs.EA". • Downloading means to receive data to a local system from a remote system, or to initiate such a data transfer

• Uploading refers to the sending of data from a local system to a remote system such as a server or another client with the intent that the remote system should store a copy of the data being transferred • An Internet Protocol address (also known as an IP address) is a numerical label assigned to each device (e.g., computer, printer) participating in a computer network.

It acts as an identifier for a computer. It is a unique address for every computer. • An email attachment is a computer file sent along with an email message. One or more files can be attached to any email message, and be sent along with it to the recipient. • Hotmail was co - founded by an Indian American entrepreneur Sabeer Bhatia along with Jack Smith in July of 1996 • CC (Carbon Copy) in Email indicates those who are to receive a copy of a message addressed primarily to another. The list of CCed recipients is visible to all other recipients of the message. • An additional BCC (blind carbon copy) field is available for hidden notification; recipients


listed in the BCC field receive a copy of the message, but are not shown on any other recipient's copy (including other BCC recipients) • The Drafts folder retains copies of messages that you have started but are not yet ready to send. • The first email was sent by Ray Tomlinson to himself in 1971. Domain Types Type Description Com Commercial and for profit organizations Edu Education Provider, college, Universities Gov Federal Government Agencies Mil US military sites Net Internet infrastructure and service providers Org Miscellaneous and non-profit organizations

WORLD'S FAMOUS FATHERS

1. Father of cloning = Ian Wilmut 2. Father of Printing = Guttenberg 3. Father of history = Herodotus 4. Father of economics = Adam Smith 5. Father of Socialism = Robert Owen 6. Father of Sociology = Augustus Comte 7. Father of Scientific Socialism =Karl Marx 8. Father of Co-operation = Robert Owen 9. Father of English Poetry = Geoffrey Chaucer 10. Father of Essay = Montaigne 11. Father of Renaissance = Petrarch 12. Father of Reformation = Martin Luther King 13. Father of Genetics = Gregor Mendel 14. Father of Modern Cartoon = William Hogarth 15. Father of Psychology = Sigmund Freud 16. Father of Greek Democracy = Clesthenes 17. Father of Nuclear Physics = Rutherford 18. Father of Modern Tourism = Thomas Cook 19. Father of Green Revolution = Norman Borlaug 20. Father of Jurisprudence = John Locke


AADHAAR card denotes – Unique Identity Number

PSL – Priority sector lending

NBFC – Non Banking Financial Company

WPI – Wholesale price Index

CPI – Consumer Price Index

LAF – Liquidity adjustment facility

NDTL – Net Demand and Time Liabilities

UCB – Urban Cooperative Bank

ECS – Electronic clearing service

FSLRC – Financial Sector Legislative Reforms Commission

UCIC – Unique Customer Identification Code

AML – Anti Money Laundering

CFT – Combatting of financial terrorism

SME – Small and Medium Enterprises

CDR – Corporate Debt Restructuring

CDS –Credit Default Swaps

IRS – Interest Rate Swaps

FII – Foreign Institutional Investors

RRB – Regional Rural Bank

PDC – Post Dated Cheque

MSE – Micro and Small Enterprises

DCCO – Date of commencement of commercial operations

CRAR – Capital to Risk weighted assets ratio

IBL – Inter bank liability

GDS – Gold deposit scheme

CAD – Current account deficit

MFIN – Micro Finance Institutions Network

IRDA – Insurance Regulatory Development Authority

CRMPG – Counterparty Risk Management Policy Group

HTM – Held to maturity

SLR – Statutory Liquidity Ratio

BC – Business correspondents

BF – Business facilitators DSA – Direct selling agents

DMA – Direct marketing agents

DRA – Debt Recovery agents


ELA – Emergency Liquidity assistance

BOP – Balance of payments

APBS – AADHAAR payment bridge system

FDI – Foreign direct investment

MSF – Marginal standing facility

FFA – Forward freight agreements

BIS – Bank for international settlements

BR act – Banking Regulation act

MCX – Multi commodity exchange

PSB – Public sector banks

*.Market:It is a physical place or an environment where sellers and buyers meet together to exchange goods and services.

*.Marketing:It is the sum total of all activities that are related to the free flow of goods from the producer to the customer. Getting the right goods & services, to the right people, at the right place, at the right time and at the right price.

*.Marketing Management:It is the art and science of choosing target markets and getting, keeping and growing customers through creating, delivering and communicating superior customer value.

*.Market Research:It is a process of collection and analyzing information regarding customer needs and buying habits, the nature of competition in the market, prevailing prices, distribution network, effectiveness of advertising media etc for arriving at a decision.

*.Relationship Marketing:It is basically building mutually satisfying long term relationships with key parties like customers, suppliers, distributors and other marketing partners in order to earn and retain their business.


*.Direct Marketing:It consists of a manufacturer selling directly to the final customer. It is also called zero level channel. The major examples are door-to-door sales, telemarketing, Internet selling etc.

*.Packaging:It involves putting the goods in attractive packets according to the convenience of consumers. Well designed packages can build brand equity and drive sales. The package is the buyer's first encounter with the product and is capable of turning the buyer on or off.

*.Personal Selling:It is a part of promotional activity. It involves communicating directly with the target audience through paid personnel of the company or its agents for making sales.

The New Development Bank (NDB), formerly referred to as the BRICS Development Bank, is multilateral development bank operated by the BRICS states (Brazil, Russia, India, China and South Africa) as an alternative to the existing US-dominated World Bank and International Monetary Fund.

The New Development Bank was agreed to by BRICS leaders at the 5th BRICS summit held in Durban, South Africa on 27 March 2013.

On 15 July 2014, the first day of the 6th BRICS summit held in Fortaleza, Brazil, the group of emerging economies signed the long-anticipated document to create the $100 billion BRICS Development Bank and a reserve currency pool worth over another $100 billion. Shanghai was selected as the headquarters after competition from New Delhi and Johannesburg. An African regional center will be set up in Johannesburg.

The first president will be from India, the inaugural Chairman of the Board of directors will come from Brazil and the inaugural chairman of the Board of Governors will be Russian.

The bank will have starting capital of $50 billion, with capital increased to $100 billion over time. Brazil, Russia, India, China and South Africa will initially contribute $10 billion each to bring the total to $50 billion. Each member cannot increase its share of capital without all other 4 members agreeing. This was a primary requirement of India. The bank will allow new members to join but the BRICS capital share cannot fall below 55%.


Public Sector Banks in India: [1] State Bank Group ------ Pure banking nothing else; With you all the way [2] Allahabad Bank ------ A tradition of trust [3] Andhra Bank ----- Where India Banks [4] Bank of Baroda ------- India’s international bank [5] Bank of India ------ Relationships beyond banking [6] Bank of Maharashtra ------- One family one bank [7] Canara Bank ------ Together We Can [8] Central Bank of India ------ Central to you since 1911 [9] Corporation Bank ----- Prosperity for All [10] Dena Bank ------- Trusted Family Bank [11] IDBI Bank ------ Banking for All [12] Indian Bank ------- Your tech friendly bank [13] Indian Overseas Bank ------- Good people to grow with [14] Oriental Bank of Commerce ------- Where every individual is committed. [15] Punjab National Bank ------ A Name you can Bank Upon [16] Syndicate Bank ------ Your faithful & friendly financial partner [17] UCO Bank ----- Honours Your Trust [18] Union Bank of India ------ Good People to Bank with [19] United Bank of India ------ The Bank that begins with U [20] Vijaya Bank ------ A Friend You can Bank Upon

OSCAR AWARDS 2014

[1]Best Film - 12 Years a Slave – Directed by Steve McQueen [2]Best Actor - Matthew McConaughey for: Dallas Buyers Club [3]Best Actress -Cate Blanchett for: Blue Jasmine [4]Best Director -Alfonso Cuarón for Gravity [5]Best Actor in a Supporting Role - Jared Leto for: Dallas Buyers Club [6]Best Actress in a Supporting Role - Lupita Nyong'o for 12 Years a Slave


[7]Best Foreign Language Film - The Great Beauty (Italy) Note: "Gravity" pulled in 7 Oscars, including best director, at the 86th Academy Awards on March 2, 2014.

[1] Wings of Fire, Ignited Minds, Target 3 Million, The luminous Spark, India 2020, Mission India, Indomitable Spirit,The Life Tree, India My Dream, Inspiring Thoughts, Thoughts for Change, Spirit of India, Evolution of Enlightened Societies, You are Born to Blossom, Turning Point -------- A.P.J. Abdul Kalam

[2] The 3 Mistakes of My Life, Five Point Someone, Two States, Revolution2020, One Night at the Call Center -------- Chetan Bhagat

[3] Inspired Talks, The Sleeping Giant, Living at the State, Way of the Saint, Jnana Yoga, Raja Yoga, My Master, Women of India, Vedanta Philosophy ----------- Swami Vivekananda

[4] Lipika, Chandralika, Chitra, Geethanjali, Gora, Ghare, Broken Ties, Malini, Sacrifice, Two Sisters , Bhaire, Chaturanga ------- Rabindranath Tagore

[5] Arthashastra ---------- Koutilya

[6] My Days, The Guide, Malgudi days, Waiting for the Mahatma, The Dark Room, The Bachelors of Art, The English Teacher, The Financial Expert ---------- R.K. Narayanan

[7] My Truth ----------- Indira Gandhi

[8] My Life in Action --------- Jackie Chan

[9] Glimpses of World History --------- Jawaharlal Nehru

[10] My Struggle ---------- E K Nayanar

[11] Ashtadhyayi --------- Panini

[12] Ayodhya --------- P. V. Narasimha Rao


[13] Bhagwad Gita, Mahabharata ------- Veda Vyas

[14] Ramayana -------- Valmiki

[15] Panchatantra -------- Vishnu Sharma

[16] Megdoot, kumarasambhava,Swapnavasavadatta,Malavikagnimitra --------- Kalidasa

[17] Broken Wing -------- Sarojini Naidu

[18] End of the Era -------- C.S. Pandit

[19] Eternal India -------- Mrs. Indira Gandhi

[20] Imagining India ---------- Nandan Nilekani

[21] A Better India A Better World ------- N.R. Narayan Murthy

[22] Fasting, Feasting ------ Anita Desai

[23] Forty Nine Days ------- Amrita Pritam

[24] Golden Threshold -------- Sarojini Naidu

[25] Indian Philosophy --------- Dr. S. Radhakrishnan

1. Adhip Chaudhuri - Economist 2. Adolfo Suarez - first elected Prime Minister of Spain 3. Ahmad Tejan Kabbah - 3rd President of Sierra Leone 4. Akkineni Nageswara Rao - Telugu Film Actor 5. Alfredo Di Stéfano - Argentine-Spanish footballer 6. Anjali Devi - South Indian Film Actress 7. Anjan Das - National Award-winning Bengali filmmaker 8. Ariel Sharon - Former Israeli Prime Minister 9. B Shobha Nagi Reddy - Sitting MLA of AP (Accident) 10. Balu Mahendra - Tamil cinematographer, director, screenwriter


11. Bangaru Laxman - former BJP President 12. Bapu - Cartoonist and Director 13. Bipin Chandra - Historian and Writer 14 Bir Bikrom UK Ching Marma - Bangladesh Freedom Fighter 15. BKS Iyengar - Yoga Guru 16. Bob Mischak - Football player (America) 17. Chester Nez - Last of original Navajo code talkers of World War II 18. Christopher Burger - Cricketer (South Africa) 19. Dermot Healy - Irishi Poet 20. Eduard Shevardnadze - Ex President of Georgia 21. Eduardo Coutinho - Brazil Film Maker (Killed) 22. Fernando Lucio da Costa - Former Brazilian football player (Helicopter Accident) 23. Gabriel Garcia Marquez – Latin American Author 24. Gary Gilmour - Australian Cricketer 25. Gopinath Munde - Union Minister 26. Granville Austin - American historian and a leading authority on the Indian Constitution 27. Harris Blake - Former Moore County state senator 28. Henry Warren "Hank" Hartsfield, Jr - NASA Astronaut 29. Hilderaldo Luiz Bellini - Brazil's first World Cup-winning captain (Football) 30. Ila Pathak - Social Activist 31. Ishrat Ali Siddiqui - Padma Shree Awardee, Journalist, Freedom Fighter 32. J.S. Sarma - former TRAI Chairman 33. Jagat Singh Mehta - Former foreign Secretary, diplomat and educationist 34. James Garner - Eminent American Actor 35. Janamaddhi Hanamachhaastri- Telugu Writer 36. Jehangir Pocha - Senior Journalist 37. Joe McGinniss - Author (Fatal Vision) 38 José Gómez Lucas - Olympic winning cyclist (Spain) 39. K. Suryanarayana Raja - Former International Basketball player 40. Karl Slym - MD of TATA Motors (Committed Suicide) 41. Khagen Mahanta - Folk Singer of Assam 42. Khushwant Singh - Padma Vibhushan Writer & Columnist (Train to Pakisthan) 43. Lauren Bacall - Hollywood Actress 44. Leslie François Manigat - Former Haitian president 45. Lorin Maazel - American Classical Musician 46. Louis Zamperini - Olympic track star and WWII hero 47. Madhukar Singh - Hindi Litterateur 48. Menahem Golan - Israeli Director and Producer (The Delta Force, Death Wish, Masters of the Universe) 49. Nadine Gordimer - Nobel Prize winning Author (South Africa)


50. Namdeo Dhasal - Marathi Poet 51. Nanda - Bollywood Actress 52. Norman Willis - Former TUC leader 53. P Ramdas - Malayalam Director 54. Paco de Lucia - Guitarist (Mexico) 55. Philip Seymour Hoffman - Oscar Winning Actor 56. Pran Kumar Sharma - Cartoonist (Chacha Choudhary, Pinky) 57. Prokash Karmakar - Painter 58. Rama Narayanan - Tamil Producer / Director 59. Richard Attenborugh - Gandhi Film Director 60 Robin Williams - Oscar Winning Actor (Good will Hunting) 61. Shanti Patel - Ex. MP, Freedom Fighter 62. Sheila MacRae - English Actress 63. Shirley Temple - Former Child Actress (Hollywood) 64. Silverine Swer - 1st Padma Shri Awardee from Meghalaya 65. Stephen Gaskin - Founder of The Farm commune 67. Suchitra Sen - Bengali Actress 68. Sudhir Mahato - Deputy CM of Jharkhand 69. Sundaram Sankaran - Journalist 70. Sushilarani Patel - Classical Singer 71. T C Teli - Former Minister (Arunachal Pradesh) 72. Tom Finney - Footballer (England) 73. Tony Benn - British Politician 74. U R Ananthamurthy - Kannada writer (Samskara, Bhava) 75. Uday Kiran – Actor (Telugu) 76. Vishwanath Ramachandra Bondre - Ranji Cricketer (Mumbai) 77. William Clay Ford - Auto Family Scion and Detroit Lions Owner 78. William Greaves - Host of Black Journal (Emmy Awardee) 79. Zohra Sehgal - Grand Old Lady of Indian Cinema

IMPORTANT AWARDS & THEIR FIELDS :-

1. Oscar : Film 2. Dada sahib phalke : Film 3. Grammy : Music 4. Pulitzer : Journalism and Literature 5. Arjun : Sports 6. Bowelay : Agriculture


7. Kalinga : Science 8. Dhanwantri : Medical science 9. Bhatnagar : Science 10. Nobel prize : Peace, Literature, Economics, Physics, Chemistry and Medical science 11. Abel : Maths 12. Merlin : Magic 13. Bharat ratna : Art, Science, Public services, Sports 14. Vyas samman : Literature 15. Bihari award : Literature 16. Saraswati samman : Literature 17. Man booker : Literature 18. Vachspati samman : Sanskrit literature

RIVER & THEIR PLACES OF ORIGIN :-

* GANGA : Gangotri (Uttarakhand) * INDUS : Mansarovar (Tibet) * NARMADA : Maikal Hills,Amarkantak (MP) * TAPI/TAPTI : Satpura Range, Betul (MP) * MAHANADI : Nagri Town (Chhattisgarh) * BRAHAMPUTRA : Chemayungdung (Tibet) * SUTLEJ : Mt Kailash (Tibet) * BEAS : Rohtang Pass (Himachal Pradesh) * GODAVARI : Nasik (Maharashtra) * KRISHNA : Mahabaleshwar (Maharashtra) * CAUVERY : Brahmagiri Hills, Coorg (Karnataka) * SABARMATI : Udaipur, Aravalli Hills (Rajasthan) * RAVI : Chamba (Himachal Pradesh) * PENNER : Nandi Hills, Chickballapur (Karnataka)

<UPDATES>

1] - Ashok Leyland ties up with Bank of Maharashtra for financing

2] - Government aims at 50th position in ease of doing business ranking


3] - DLF gets British Safety Council award for office buildings

4] - Brazilian President Dilma Rousseff is re-elected

5] - Swiss gold exports to India cross CHF 11-billion ; banks turn wary

6] - Microsoft co-founder to donate $100 mn to fight Ebola

7] - Iran appoints acid attacks probe chief

8] - Southern Naval Command gets new Chief of Staff

9] - Hyderabad airport goes live on social media

10] - Sania-Cara pair clinches WTA Finals doubles title

11] - Anirban Lahiri lifts Macau Open title

12] - Serena wins fifth WTA Finals title

1. New Delhi - Indira Gandhi International Airport

2. Mumbai - Chhatrapati Shivaji International Airport

3. Kolkata - Netaji Subhash Chandra Bose International Airport

4. Chennai- Chennai International Airport (Meenambakkam Airport)

5. Hyderabad - Rajiv Gandhi International Airport

6. Amritsar - Sri Guru Ram Das Jee International Airport/Raja Sansi

7. Guwahati - Lokpriya Gopinath Bordoloi International Airport

8. Ahmedabad - Sardar Vallabhbhai Patel International Airport

9. Bhopal - Raja Bhoj Airport

10. Indore - Devi Ahilyabai Holkar Airport

11. Jaipur - Sanganeer Airport (International)

12. Nagpur - Dr. Babasaheb Ambedkar International Airport

13. Lucknow - Chaudhary Charan Singh International Airport/Amausi Airport

14. Varansi - Lal Bahadur Shastri International Airport

15. Patna- Lok Nayak Jayaprakash Airport


16. Raipur- Swami Vivekananda Airport

17. Ranchi- Birsa Munda Airport

18. Bhubaneswar- Biju Patnaik Airport

19. Chandigarh- Shaheed Bhagat Singh International Airport

20. Port Blair- Veer Savarkar International Airport

21. Vasco Da Gama in Goa- Dabolim International Airport ..

DISEASE -------- CAUSING AGENT

[1] AIDS ------ Human T -cell Leukemia Virus HTLV-III

[2] Ascariasis ------- Ascaris lumbricoides

[3] Athletes' Foot --------- Trichophyton

[4] Bacillary Dysentery ------- Shigella Dysenterie

[5] Botulism --------- Clostridium botulinum

[6] Chickenpox ------ Varicella Virus

[7] Cholera -------- Varibrio Cholerae

[8] Common Cold ------- Rhino Virus

[9] Dengue ------ Dengue Virus (arbovirus)

[10] Diarrhea -------- Giardia intestinalis

[11] Diphtheria ------- Corynebacteriumdiptheriae ( Bacteria)

[12] Filariasis ------- Wuchereria bancrofti

[13] Gonorrhoea --------- Diplococcus ( Neisseria gonorrhoeae)

[14] Herpes -------- Herps Virus

[15] Hook worm disease -------- Ancylostoma Duedenale

[16] Influenza Flu --------- Orthomixovirus

[17] kala azar ------- Leishmania Donovani

[18] Leprosy -------- Mycobacterium Leprae

[19] Measles -------- Measles virus (ParaMyxoVirus)

[20] Mumps --------- Mumps Virus (Paramyxovirus)

[21] oriental Sore -------- Leishmania Tropica

[22] Pinworm Disease -------- Enterobius Vermicularis caecum

[23] Plague --------- Yersinia Pestis

[24] Pneumonia --------- Diplococcus pneumoniae

[25] Poliomyelitis --------- Polio Virus or Enterovirus

[26] Rabies --------- rhabdovirus


[27] Ringworm ------- Microsporum Trichophyton

[28] Septic Sore Throat -------- Streptococcus Bacteria

[29] Sleeping Sickness -------- Tryponosoma Brucei

[30] Smallpox ------- Variola Virus

[31] Syphilis --------- Treponema Palladium

[32] TB -------- Mycobacterium tuberculosis

[33] Tetanus -------- Clostidium tetani

[34] Typhoid -------- Salmonella Typhi

[35] Vaginatis -------- Trichomonas Vaginalis

[36] Viral Encephelitis -------- arbovirus

[37] Whooping cough --------- Hameophilius Pertussis

SUBSIDIARIES OF RBI

[1] National Housing Bank (NHB):

National Housing Bank was set up on July 9, 1988 under the National Housing Bank Act, 1987 as a

wholly-owned subsidiary of the Reserve Bank to act as an apex level institution for housing. NHB has

been established to achieve, among other things, the following objectives:

1. To promote a sound, healthy, viable and cost effective housing finance system to all segments of

the population and to integrate the

housing finance system with the overall financial system.

2. To promote a network of dedicated housing finance institutions to adequately serve various regions

and different income groups.

3. To augment resources for the sector and channelise them for housing.

4. To make housing credit more affordable.

5. To regulate the activities of housing finance companies based on regulatory and supervisory

authority derived under the Act.

6. To encourage augmentation of supply of buildable land and also building materials for housing and


to upgrade the housing stock in the country.

7. To encourage public agencies to emerge as facilitators and suppliers of serviced land for housing.

[2] Bharatiya Reserve Bank Note Mudran Private Limited(BRBNMPL):

The Reserve Bank established BRBNMPL in February 1995 as a wholly-owned subsidiary to augment

the production of bank notes in India and to enable bridging of the gap between supply and demand

for bank notes in the country. The BRBNMPL has been registered as a Public Limited Company under

the Companies Act, 1956 with its Registered and Corporate Office situated at Bengaluru. The company

manages two Presses, one at Mysore in Karnataka and the other at Salboni in West Bengal.

[3] National Bank for Agriculture and Rural Development (NABARD):

National Bank of Agriculture and Rural Development (NABARD) is one of the subsidiaries where the

majority stake is held by the Reserve Bank. NABARD is an apex Development Bank with a mandate for

facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage

and village industries, handicrafts and other rural crafts. It also has the mandate to support all other

allied economic activities in rural areas, promote integrated and sustainable rural development and

secure prosperity of rural areas.

[4] Deposit Insurance and Credit Guarantee Corporation (DICGC):

With a view to integrating the functions of deposit insurance and credit guarantee, the Deposit

Insurance Corporation and Credit Guarantee Corporation of India were merged and the present

Deposit Insurance and Credit Guarantee Corporation (DICGC) came into existence on July 15,

1978.Deposit Insurance and Credit Guarantee Corporation (DICGC), established under the DICGC Act

1961, is one of the wholly owned subsidiaries of the Reserve Bank. The DICGC insures all deposits

(such as savings, fixed, current,and recurring deposits) with eligible banks except the following:

(i) Deposits of foreign Governments;

(ii) Deposits of Central/State Governments;

(iii) Inter-bank deposits;

(iv) Deposits of the State Land Development Banks with the State cooperative bank;

(v) Any amount due on account of of any deposit received outside India;

(vi) Any amount, which has been specifically exempted by the corporation with the previous approval

of Reserve Bank of India.

Every eligible bank depositor is insured upto a maximum of Rs.1,00,000(Rupees One Lakh) for both

principal and interest amount held by him.


1.Pradhan Mantri Krishi Seenchayi Yojana: Pradhan Mantri Krishi Seenchayi Yojana was announced by

Prime Minister Narendra Modi.

The Yojna has been announced to meet the irrigation needs of all farmers across the country. Sum of

1000 crore rupees has been allocated for implementation of the scheme.

2.Karnataka, Kerala sign MoU for Rural Livelihood Mission:As per the MoU, Kerala Governement’s

Kudumbashree and Karnataka State Rural Livelihood Mission are to help train and hand-hold rural Self

Help Groups (SHGs) in Karnataka.

3.Govt re-launches Varishtha Pension Bima Yojana:The government has re-launched the Varishtha

Pension Bima Yojana, for the benefit of citizens aged 60 years and above.

Note:It will provide monthly pension ranging from 500 to 5,000 rupees per month to senior citizens of

the country.

ii. The Scheme will be administrated by the Life Insurance Corporation, LIC.

4.National rural scheme on PPP model

launched: Rural Development Minister Nitin Gadkari launched the Shyama Prasad Mukherjee

National Rural Mission on PPP model with an allocation of 100 crore rupees.

Note:The scheme will be initially available in three districts of the country on pilot basis. The districts

are Warangal in Andhra Pradesh and two districts in Maharashtra.

ii. The scheme is intended to stop migration from rural areas to cities. The government wants to

create infrastructure in villages so that people can get employment there and do not migrate to cities.

5.Padho Pardesh scheme for minority

community: Government has launched a scheme titled, Padho Pardesh, for providing interest subsidy

on educational loans for overseas studies for students belonging to the notified minority communities

like Muslims, Christians, Sikhs, Buddhists, Jains and Parsis.

Note:The objective of the scheme is to award interest subsidy to meritorious students belonging to

economically weaker sections of the notified minority communities so as to provide opportunities for

higher education abroad and enhance their employability.

6.Government has launched the Rashtriya Gokul Mission to promote conservation and development

of indigenous breeds in a focused and scientific manner.

The mission aims at enhancing milk production, upgrading non-descript cattle using elite indigenous

breeds and distribute disease free high genetic bulls.

7.National Mission of Food Processing: scheme to minimize wastage of fruits and vegetables.

8.Chief Minister's Social Assistance (CMSA):launched in Meghalaya for widows and pensioners.

Other Important Government Schemes

BHARAT NIRMAN:

• It was implemented and extended in


three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014)

• It is centrally sponsored scheme for the rural development of India started in September 2005.

• There are 6 objectives in this scheme:

1. Road connectivity to the village.

2. Irrigation: To Provide irrigation facility.

3. Water Supply: To provide clean drinking water to all villages

4. Electrification: To provide Electricity to all villages

5. Housing: To construct Pakka houses for BPL households under Indira Awas Yojana

6. Telecommunication: To provide telephone connectivity to all villages

JNNURM: Jawaharlal Nehru National Urban Renewal Mission:

i. It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014)

ii. Started in the year 2005 to make million plus cities squatter (Slum area) free.

There are 2 components

a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana.

b) To make transportation system faster and greener.

NRHM: National Rural Health Mission

• It was started on 12th April 2005 to enhance the health facilities in rural

areas.

• The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to

provide basic information on health and hygiene conditions as well as to guide people regarding

conservation of water.

MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act

• It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously it

was of 100 days) of employment to BPL house hold.

• This scheme is both for Urban and Rural areas.

• The old name of this scheme is NREGA

and it was changed to MGNREGA on 2nd Oct 2009.

• The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural

Labourers) which is calculated by the state government on the basis of their Per capita Income.

UIDAI: Unique Identification Authority of India.

• It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every

Citizen aged above 5 years.

• Its name has been changed to AADHAR.

• Its model state was Karnataka (started)

• The retinal identification is taken from the age group of 14 and above.


• Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12

digit number.

• Chairman: Nandan Nilkani

NFSM: National Food Security Mission

• This scheme is to reduce the poverty in India under national social assistance programme.

• Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg

to the BPL households.

IGNOAPS: Indira Gandhi National Old age Pension Scheme

• This Scheme is for the people who aged above 65 years.

• The amount of Rs. 400 per month

(Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both Central government and State

government who aged between 65 – 80 years.

• Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than

80 years.

IGNWPS: Indira Gandhi National Widow Pension Scheme

• The beneficiary is in between age group of 40-64 years in this scheme.

• Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to

particular person.

FDI LIMIT IN VARIOUS SECTORS

1. Defence - Raised to 49% from 26% 2. Pension - 49% 3. Insurance - 49% 4. Print Media - 26% 5. Civil Aviation - 49% 6. Public Sec. Banks - 20% 7. Private Sec. Banks - 74% 8. Multi Brand - 51% 9. Single Brand - 100% 10. Tourism - 100% 11. Telecom - 100% 12. Railways - 100%


Do You Know this - Languages Used in these Site

1. Google – Java (Web), – C++ (indexing) 2. Facebook – PHP 3. YouTube- Flash, Python, Java 4. Yahoo– PHP and Java 5. Microsoft Live.com– .NET 6. Wikipedia – PHP 7. Blogger – Java 8. MSN – .NET 9.Twitter – Ruby on Rails, Scala, Java

1. President Pranab Mukherjee authorised Vigilance Commissioner Rajiv to act as CVC. 2. Thai coup leader Prayuth Chan-ocha elected as Prime Minister of Thailand. 3. Tata motors Limited appointed Mayank Pareek as president of Passenger Vehicle Division 4. Tata Motors Limited on 29 September 2014 appointed Mayank Pareek as president of Passenger Vehicle Division. 5. Justice Handyala Dattu sworn-in as new CJI 6. Justice HL Dattu sworn-in as the 42nd Chief Justice of India on 28 September 2014. 7. AIADMK Treasurer O Panneerselvam was sworn-in as Chief Minister of Tamil Nadu on 29 September 2014. 8. Ashraf Ghani Ahmadzai sworn in as president of Afghanistan 9. Ashraf Ghani Ahmadzai on 29 september 2014 was sworn in as president of Afghanistan. 10. Bangladesh government appointed Syed Muazzem Ali as its new Envoy to India 11. The Bangladesh government appointed Syed Muazzem Ali as the new Bangladesh High Commissioner to India. 12. Suresh Prabhu selected as PM’s Sherpa for G-20 summit 13. Suresh Prabhu was appointed as Prime Minister Narendra Modi’s Sherpa for the Group of 20 annual Summit 14. Rajat Sharma appointed as the president of News Broadcasting Association 15. Rajat Sharma on 24 September 2014 was appointed as the new president of the NBA. 16. Ex-Ambassador of India to UN Hardeep Singh Puri appointed as Secretary General of ICM 17. Hardeep Singh Puri was appointed as Secretary General of Independent Commission on


Multilateralism (ICM) on 23 September 2014. 18. Lieutenant General Rizwan Akhtar appointed as ISI chief 19. Lieutenant General Rizwan Akhtar was appointed as the new head of the Inter-Services Intelligence (ISI). 20. US President Barack Obama nominated Richard Rahul Verma as new US envoy to India 21. US President Barack Obama nominated Richard Rahul Verma as the next US Ambassador to India. 22. Lalitha Kumaramangalam appointed as chairperson of National Commission for Women. 23. Lalitha Kumaramangalam was appointed as new chief of National Commission for Women. 24. Chinese President appointed Le Yucheng as China's New Ambassador to India 25. Chinese President Xi Jinping appointed Le Yucheng as China's new Ambassador to India. 26. PM Narendra Modi appointed Adil Zainulbhai as the Chairman of QCI 27. Prime Minister Narendra Modi appointed Adil Zainulbhai as the Chairman of Quality Council of India. 28. Actor Leonardo DiCaprio appointed as UN Messenger of Peace 29. Actor Leonardo DiCaprio was appointed as UN Messenger of Peace with a special focus on climate change. 30. International Economic Association appointed Kaushik Basu as President-Elect 31. The International Economic Association (IEA) appointed Kaushik Basu as president-elect of IEA. 32. Antara Haldar of India became first non-European law lecturer at Cambridge 33. Indian-origin Antara Haldar on 15 September 2014 became first non-European law lecturer at Cambridge University. 34.Krishan Kant Paul sworn-in as Governor of Manipur 35. Meghalaya Governor, Dr. Krishan Kant Paul was sworn–in as the Governor of Manipur at the Raj Bhawan Durbar Hall in Imphal. 36. Narendra Ambwani elected as chairman of the Advertising Standards Council of India 37. Narendra Ambwani on 12 September 2014 elected as Chairman of the Advertising Standards Council of India (ASCI). 38. Subhash Chandra Garg appointed as Executive Director of World Bank 39. ACC appointed Senior IAS officer Subhash Chandra Garg was appointed as the Executive Director in World Bank for a tenure of three years. 40. Chandrakala Padia appointed as first women chairperson of IIAS 41. Chandrakala Padia was on 5 September 2014 appointed as first women chairperson of Indian Institute of Advanced Study (IIAS). 42. Ravindra Nath took charge as CMD of NSIC 43. Ravindra Nath on 4 September 2014 assumed the charge as Chairman and Managing director (CMD) of National Small Industries Corporation Limited (NSIC). 44. Former CJI P Sathasivam appointed as Governor of Kerala


45. P Sathasivam appointed as the new Governor of Kerala. His appointment came after President accepted resignation of Sheila Dikshit from her office. 46. President cleared the appointment of Justice H.L. Dattu as 42nd CJI 47. President Pranab Mukherjee cleared the appointment of Justice H L Dattu as the 42nd CJI. 48. Union Government appointed JIC chief RN Ravi as Naga interlocutor 49. Union Government on 29 August 2014 appointed chairman of Joint Intelligence Committee (JIC) RN Ravi as Naga interlocutor. 50. Ramesh Chand Tayal appointed as CRPF Special Director-General 51. Appointments Committee of the Cabinet (ACC) on 25 August 2014 cleared the name of senior IPS officer Ramesh Chand Tayal as DG of CRPF special 52. RN Ravi appointed as new chief of Joint Intelligence Committee 53. Prime Minister Narendra Modi led Appointments Committee of the Cabinet cleared name of RN Ravi for appointment as new chief of JIC. 54. Thailand's king Bhumibol Adulyade endorsed General Prayuth Chan-ocha as PM 55. Finance Minister Ahmet Davutoglu named as Prime Minister of Turkey 56. Turkey's ruling party AKP named Finance Minister Ahmet Davutoglu as New Prime Minister of Turkey on 10 August 2014.

Important news for next exam ●●●●●●●●●●●●●●●●●●●

• National Hindi Divas (Hindi Day) was observed across India on - 14 September 2014

• Japan Nuclear Regulation Authority gave its final safety approval to restart two reactors of - Sendai nuclear plant located in south-west Kyushu, Japan

• ICC suspended Pakistani off-spinner from bowling in international cricket with immediate effect for illegal bowling action - Saeed Ajmal

• SC questioned logic behind the Kerala state government’s new policy for limiting - bar licenses to only five-star hotels.

• CCEA approved the disinvestment of the stake of - Coal Indian Limited (CIL), Oil and Natural Gas Company (ONGC) and National Hydro Power Corporation (NHPC).


• Rajasthan High Court ordered to stop discrimination on basis of caste in cremation at various crematoriums in Jaipur and asked - Jaipur Municipal Corporation to submit an action taken report

• Union Agriculture Minister Radha Mohan Singh launched the Reefer Vehicle Call-in-Centre (RVC) for - smooth transportation of perishable goods

• Al-Qaeda-affiliated al-Nusra Front released 45 captured Fijian UN peacekeepers that were captured from - the Syrian Golan Heights

• The International Day for the preservation of the Ozone Layer was observed on 16 September 2014 with a theme - Ozone Layer Protection: The Mission Goes On

• Rajnath Singh inaugurated the integration of BSF with BISAG project of Gujarat Government at BSF Camp in - Bhuj, Gujarat

• Youngest Indian sailor of Optimist Dinghy category who represented India at the Asian Games - 12-year-old Chitresh Tatha

• Barack Obama authorised US air strikes against ISIS militants for the first time in Syria and escalate it in Iraq on the eve of - the 13th anniversary of the 9/11 attack

• Indian shuttler HS Prannoy won - Indonesian Masters Grand Prix Gold

• The Reserve Bank of India (RBI) closed down six Urban Cooperative Banks (UCBs) who were suspected of being used - to route illegal money

• The British aid worker, who was beheaded by Islamic State of Iraq and Syria (ISIS) militants - David Haines

• Chinese Army stopped Indians from using water supply and construction work at - the T-Point of Demchok area of Ladakh region of Jammu and Kashmir

• An International Conference to help Iraq in fighting the Islamic State militants and accelerate the humanitarian relief operations was held in – Paris, France


1. What is the full form of 'CORE' in core banking services? a. Channel of Rupee Exchange. b. Customer Online Real time Exchange c. Centralized Online Rupee Exchange d. Centarlized Online Real time Exchange e. Customer Online Rupee Exchange 2. Which steps improve adverse Balance of Payment ? a. Overvaluaiton b. Devaluation c. demonetization d. printing of currencies e. none of these 3. Which of the following is not an instrument of money market? a. Money funds b. Share c. Repurchase agreement d. Commercial Paper e. None of these 4. What is ‘Stagflation’? a. Inflation with growth b. deflation with growth c. Inflation after deflation d. Inflation with depression e. None of these 5. Cheque which is crossed can be encashed only a. Through SBI b. Through the payee c. Through any bank d. Through draft e. None 6. 'Open Market Operation' is a part of a. Income Policy b. Fiscal Policy c. Credit Policy d. Labour Policy e. None 7. The process of budget making after reevaluating every item of expenditure in every


financial year is known as a. Performance Budgeting b. Deficit Budgeting c. Fresh Budgeting d. Fresh Budgeting e. None of these 8. Hindu Rate of Growth refers to the rate of growth of a. GDP b. Population c. Foodgrains d. Per Capita Income e. None of these 9. Five year plans are approved by a. Cabinet Committee b. Planning Commission c. National Development Council d. Finance Commission e. None of these 10. What would be the New Price Index that would measure inflation ? a. PPI (2011) b. CPI (2010) c. WPI (2004-2005) d. RTI e. None of these 11. The Finance Commission is appointed every _______ years or earlier a. 3 b. 4 c. 5 d. 6 e. none 12. RBI was nationalised on ___ a. 1 July 1949 b. 26 Jan 1951 c. 1 April 1935 d. 1 July 1955 e. 1 Jan 1949 13. Which of the following is not a feature of the Indian tax structure? a. Lopsided and regressive b. Flexibility c. Inequity


d. Distorts Prices e. None of these 14. "Project Namaskar" has been launched by a. RBI b. PNB c. Bank of India d. Allahabad Bank e. CBI 15. When customs duty is levied according to the value of goods it is called a. Revenue duty b. Excise duty c. Specific duty d. Ad valorem duty e. None 16. Which of the following reports is published by World Bank every year ? a. Human Development Report b. World Development Report c. World Trade Development Report d. International Finance & Development Report e. None of these 17. UTI Bank is renamed as a. Axis Bank b. Unit Trust Bank of India c. Pioneer Bank d. Supreme Bank e. None 18. Educational Development Index is released by a. IMF b. World Bank c. UNO d. WTO e. None of these 19. RRB is established in a. 5 Oct 1936 b. 7 Oct 1935 c. 4 Oct 1965 d. 2 Oct 1975 e. None 20. Bank of International Settlements (BIS), is located in a. Geneva


b. Basel (Sweden) c. New York d. London e. None of these 21. Which day is celebrated as the Banks Nationalization Day ? a. 19 July b. 1 August c. 1 June d. 1 September e. None of these 22. The term ‘trade deficit’ refers to a. Shortage of consumer goods b. Losses incurred in commercial business c. Overdrafts obtained by traders from banks d. excess of imports over exports e. None 23. ‘Green Revolution’ means a. Using green manure b. Raising more crops c. High-yielding variety programme d. green vegetation e. none of these 24. Which of the following organisations releases "World Economic Outlook" Report ? a. Asian Development Bank b. World Bank c. International Monetary Fund d. World Trade Organisation e. None of these 25. ‘Poverty Line’ Means a. The line of demarcation between the rich and the poor b. The lowest level in the ladder of economic prosperity c. The state at which there is a leveling down between the rich and the poor d. The minimum level of per capita consumer expenditure e. none of these 26. SBI establishment day is celebrated on a. 3rd July b. 4th July c. 1st July d. 2nd July e. None of these


27. The most important sources of public revenue is a. interest b. Taxes c. dividends and profits d. licence fee e. none of these 28. The National Agricultural Insurance Scheme was introduced in a. 1999-2000 b. 2000-2001 c. 2001-2002 d. 2002-2003 e. None of these 29. The Chairman of the Planning Commission is a. The Prime Minister b. Governor, Reserve Bank of India c. Chairman, State Bank of India d. Chairman, NABARD e. None 30. Which of the following is not included in Indian Economy ? a. M1 b. M2 c. M3 d. both M1 and M3 e. None of these 31. The oldest large scale industry in India is a. Cotton Textiles b. Iron and Steel c. Jute d. Paper d. None 32. The first five year plan was started in a. 1939 b. 1949 c. 1951 d. 1956 e. None 33. What has come to be called ‘hot money’? a. NRI Deposits b. Hard Currency c. Soft Currency


d. Foreign Assets e. None 34. In banking terminology bad loans refer to a. Bad debts b. Non Performing assets c. Underwriting assets 1 d. Fictitious assets e. None of these 35. Who wrote “Planned Economy for India” in 1934? a. Dr. VKRV Rao b. M. Visveswaraya c. Prof. Dantawala d. Neela Kanta Rah e. None 36. Which is included in Capital budget ? a. Income received from public borrowings b. Income received from tax-sources c. Income received from non-tax sources d. All of the above e. None of these 37. “Operation Flood” programme is associated with a. Boosting milk supply b. Controlling floods c. Conserving soil and saving it from flood d. funds for flood victims e. None 38. Mobile banking is set to get a boost from IMPS, which stands for a. Inter-Bank Mobile Payment Service b. Inter-Bank Money Portability Service c. Intra-Bank Mobile Payment System d. Inter-Bank Money Preventing System e. None of these 39. Estimates of National Income in India are prepared by a. Planning Commission b. Ministry of Finance c. Central Statistical Organisation d. Reserve Bank of India e. None 40. Tarapore Committee submitted its report on "Full Convertibility on Rupee" in a. American Depository Receipt


b. Current Account c. Capital Account d. b & c Both e. None of these

Answers 1) d 2) b 3) b 4) d 5) b 6) c 7) c 8) a 9) b 10) b 11) c 12) e 13) b 14) b 15)d 16)b 17) a 18) e 19) d 20) b 21) a 22)d 23) d 24) c 25) d 26) c 27) b 28)a 29) a 30) b 31) a 32) c 33) a 34)b 35) b 36) d 37) a 38) a 39) c 40)c

17 th Asian games 2014will be held in ? Answer :incheon, korea Slogan of Asian games 2014? Answer:"Diversity shines here" Three mascots of Asian games2014 ? Answer:Vichuon,Barame and chumuro

GA ---------------------------------------------------------------- Name the country which was recently suspended from G8? Answer:Russia Elsalvador'snewly electedPresident? Answer: Sanchez ceren 2014 ICC 20twenty worldcup winner? Answer: sri lanka Which country hosted 2014 ICC 20twenty world cup? Answer:Bangladesh 2014 Asian Award for outstanding achievement in Sports? Answer: M S Dhoni Who has been conferred with International Water Performance Initiative Award for the year 2014? Answer : Delhi Jal Board who was chief guest at 12th Pravasi Bharatiya Divas (2014) Answer : Datuk Seri G Palanival(Malaysian president) who named as the brand ambassador of the Earth hour 2014? Answer : Arjun kapoor who won the 4th Hockey India Junior Men National Championship 2014 ? Answer: punjab who has been designated as new Finance Secretary by the Appointments Committee of the Cabinet (ACC).?


Answer: Arvind Mayaram 2014 Abel prize winner ? Answer :Yakov G. Sinai (Russia)

¤Dates 13-- September 2014– 4 October 2014

¤Administrator(s)-- BCCI, CA, CSA

¤Cricket format--- Twenty20

¤Tournament format(s)--- Round-robinand knockout

¤Host(s)--- India

¤Champions--- Chennai Super Kings(2nd title)

¤Participants---10 (group stage) 12 (total)

¤Matches played---29

¤Man of the Series--- Suresh Raina ( Chennai Super Kings)

¤Most runs--- Suresh Raina(234) ( Chennai Super Kings)

¤Most wickets--- Sunil Narine(12) ( Kolkata Knight Riders)

¤Official website--- clt20.com

Our Universe and Planets: 1. In order of their distances from the Sun, which of the following planets lie between


Mars and Uranus? (a) Earth and Jupiter (b) Jupiter and Saturn (c) Saturn and Earth (d) Saturn and Neptune Answer. (b) 2. Comets revolve around: (a) Sun (b) Earth (c) Venus (d) No single heavenly body Answer. (a) 3. Which one of the following is correct? Great Bear is a (a) Galaxy (b) Planet (c) Star (d) Constellation Answer. (d) 4. The hottest planet is: (a) Mercury (b) Venus (c) Jupiter (d) Saturn Answer. (b) 5. Which of the planets is nearest to the earth? (a) Jupiter (b) Venus (c) Mercury (d) Mars Answer. (b) 6. Which one of the following planets takes the same number of days for rotation And revolution? (a) Mars (b) Venus (c) Mercury (d) Jupiter Answer. (b) 7. Which of the following planets of the solar system has the longest day? (a) Mercury (b) Jupiter (c) Venus (d) Earth Answer. (c) 8. Which planet of the solar system spins on its axis at the fastest rate?


(a) Mercury (b) Earth (c) Jupiter (d) Satum Answer. (c) 7. Which planet looks reddish in the night sky? (a) Mercury (b) Mars (c) Jupiter (d) Saturn Answer. (b) 8. Which of the following is the largest of the inner planets? (a) Venus (b) Mercury (c) Mars (d) Earth Answer. (d) 9. A black hole is a: (a) Contracted star with intense gravitational pull (b) Star with very low surface temperature (c) Star with no atmosphere (d) Pulsating star Answer. (a) 10. Asteroids have their orbits between the planets: (a) Mercury and Venus (b) Earth and Mars (c) Mars and Jupiter (d) Jupiter and Saturn Answer. (c) 11. The orbits of planets around the Sun, or of satellites around the Earth, can be: (a) Circular and elliptic (b) Circular and hyperbolic (c) Elliptic and parabolic (d) Parabolic and hyperbolic Answer. (a) 12. NASA’s Deep Impact space mission was employed to take detailed pictures of which comet nucleus? (a) Halley’s Comet (b) Hale-Bopp (c) Hyakutake (d) Temple Answer. (d) 13. Foucault experiment is proof of which one of the following? (a) Revolution of Earth


(b) Rotation of Earth (c) Rotation of Moon (d) Revolution of Moon Answer. (b) 14. The earth rotates around its axis from: (a) North to south (b) East to west (c) South to north (d) West to east Answer. (d) 15. “Mohs' Scale” is used to indicate the: (a) Degree of brittleness of a substance (b) Degree of hardness of minerals. (c) Degree of viscosity of a liquid (d) Degree of elasticity of a material Answer. (b)

Nat-Natin – Bihar Odissi – Orissa Rauf – Jammu & Kashmir Khantumm – Mizoram Karma – Madhya Pradesh Laho – Meghalaya Mohiniattam – Kerala Mando – Goa Manipuri – Manipur Bharat Natyam – Tamil Nadu Bihu – Assam Bhangra – Punjab Chhau – Bihar, Orissa, West Bengal and Jharkhand Garhwali – Uttaranchal Garba – Gujarat Hattari – Karnataka Kathak – North India Kathakali – Kerala Kutchipudi – Andhra Pradesh Nati – Himachal Pradesh Yakshagan – Karnataka


GA QUESTIONS.

[1] Who was conferred with Sir Ross Masood Lifetime Achievement Award 2014? Ans - Saiyid Hamid

[2] Which country recorded the highest number of polio cases in 14 years? Ans - Pakistan

[3] Who signed MoU to establish thermal power plants to generate 6000 MW of electricity in Telangana? Ans - TS GENCO and BHEL

*4+ Who received Global Diversity Award 2014 at the Britain’s House of Commons for his outstanding achievements in the field of cinema? Ans - Shah Rukh Khan

[5] Who won Champios League Twenty20 title? Ans - Chennai superkings

SUMMITS

[1] 6th BRICS summit: It was hosted by Brazil, as the first host country of the current five-year summit cycle.Host city was Fortaleza. Argentine President Cristina Kirchner was a special guest of the summit. Date- 14 July 2014–16 July 2014

Core BRICS members: [1] Brazil ------ Dilma Rousseff (President) [2] Russia ----- Vladimir Putin (President) [3] India ------ Narendra Modi (Prime Minister) [4] China ------ Xi Jinping (President) [5] South Africa ------- Jacob Zuma (President)


[2] Business 20 (B20) Australia Summit Held in – Sydney On- 18 July Chaired by- Richard Goyder, Managing Director and CEO of Wesfarmers.The business leaders of G20 met in this summit.

[3]SAARC Monsoon Initiative Programme National Working Group Organised in – Bhopal, Madhya Pradesh The monsoon initiative is the part of Thimphu Statement on Climate Change adopted at the16th SAARC summit in Thimphu in 2010. Held on – 20 June 2014

[4]Organization for Security and Co-operation (OSCE) – Japan Conference Held in – Tokyo Date- 17 June 2014 The two-day Conference was hosted by the Ministry of Foreign Affairs of Japan.

[5]ATOMEXPO-2014 Nuclear Energy Forum: Date- 9 to 11 June 2014 Held in – Moscow The first ATOMEXPO was held in 2009 and is an initiative of Russia’s State Nuclear Energy Corporation Rosatom.

[6] 40th G-7 summit 2014: Held in- Brussels Date- 4 June 2014 – 5 June 2014 It was the first time that the EU hosted a G7 summit. Originally, a G8 summit was scheduled to take place in Sochi (Russia) in early June 2014 under a Russian presidency. Due to the Russian Federation's violation of Ukraine's sovereignty and territorial integrity, the G7 leaders decided to meet in Brussels on 4-5 June 2014 in the G7 format instead.

[7] BIMSTEC Summit: 3rd BIMSTEC summit 2014: Nay Pyi Taw (Myanmar) 4th BIMSTEC summit will be held in Nepal.

[8] 47th ASEAN Foreign Ministers Meeting Held In Nay Pyi Taw The 47th ASEAN Foreign Ministers Meeting (AMM) was held on 8 August 2014 in Nay Pyi Taw, Myanmar under the theme “Moving forward in Unity to a Peaceful and Prosperous Community.


[1]. A set of related programs are known as————-

(1) File

(2) Arrays

(3) Package

(4) Subscripts

(5) None of these

Ans – Package

*2+. The 0 and 1 in the binary numbering system are called binary digits or ….

(1) bytes

(2) kilobytes

(3) decimal bytes

(4) bits

(5) nibbles

Ans – bits

[3]. The 7-bit ASCII code widely used

(1) For data communication work

(2) In IBM mainframe models

(3) For coding external memory

(4) In large machines produced by non-IBM vendors



Ans – For data communication work

[4]. A hard copy would be prepared on a

(1) Line printer

(2) Dot matrix printer

(3) Type writer terminal

(4) Plotter


Ans – All of the above

[5]. Which of the following animations cannot be done in PowerPoint?

(1) bullet list, revealed one bullet point at a time

(2) clip art – Fly in from the bottom

(3) table, revealed row by row

(4) chart, revealed by series

(5) None of these

Ans – table, revealed row by row

[6]. Several views are available in MS Front Page. Which one of the following is NOT a valid view ?

(1) Design View

(2) Folders View

(3) Navigation View


(4) Web Server View

(5) None of these

Ans – Web Server View

[7]. One of the components of central processing unit (CPU) of the computer that performs

mathematical and logical operations is …

(1) ALU (arithmetic logical unit)

(2) Address register

(3) Analog


(5) None of these

Ans – ALU (arithmetic logical unit)

*8+. ……… is the key we use to run the selected command.

(1) SHIFT

(2) TAB

(3) ENTER

(4) CTRL

(5) None of these

Ans – ENTER

[9]. To name a constant, you use the _____________dialog box.

(1) Create names

(2) Define name


(3) Paste name

(4) Format cells

(5) None of the Above

Ans – Define name

[10]. When you insert an Excel file into a Word document, the data are

(1) Hyperlinked

(2) Placed in a word table

(3) Linked

(4) Embedded


Ans – Placed in a word table

SOME IMPORTANT MOVEMENTS IN INDIA & THEIR FOUNDERS

*****************************************************

1. ARYA SAMAJ - SWAMI DAYANAND SARASWATI

2. BRAHMA SAMAJ - RAJA RAM MOHAN ROY

3. SARVODAYA MOVEMENT - JAYAPRAKASH NARAYAN

4. SREERAMA KRISHNA MISSION - SWAMI VIVEKANANDA

5. BOODHANA MOVEMENT - ACHARYA VINOBHA BHAVE

6. KHILAFAT MOVEMENT - ALI BROTHERS

7. SERVANTS OF INDIA SOCIETY - GOPALA KRISHNA GOKHALE

8. PRARTHANA SAMAJ - ATMARAM PANDURANG

9. THEOSOPHICAL SOCIETY - ANNIE BESANT

10. ALIGARH MOVEMENT - SIR SYED AHMED KHAN

11. SWATHANTRA PARTY - C. RAJAGOPALACHARI

12. VANAMAHOTSAV - K. M. MUNSHI

13. CHIPCO MOVEMENT - SUNDARLAL BAHUGUNA

14. CHINMAYA MISSION - SWAMI CHINMAYANANDA

15. ABHINAV BHARAT - V. D. SAVARKAR


16. GADDAR PARTY - LALA HARDAYAL

17. VISWABHARATI - RABINDRANATH TAGORE

18. RED SHIRT - KHAN ABDUL GAFFAR KHAN

19. BANARAS HINDU UNIVERSITY - MADAN MOHAN MALAVYA

20. SATYA SHODAK SAMAJ - JYOTHI RAO PULE

21. ATMIYA SABHA - RAJA RAM MOHAN ROY

22. PEOPLES EDUCATION SOCIETY - B. R. AMBEDKAR

23. HOME RULE MOVEMENT - BALAGANGADHAR TILAK, ANNIE BESANT

24. INDIAN BRAHMA SAMAJ - KESAVA CHANDRA SEN

25. INDIAN ASSOCIATION - SURENDRANATH BANNERJEE

[1] Allahabad Bank - Kolkata [2] Andhra Bank - Hyderabad [3] Bank of Baroda - Vadodara (Baroda) [4] Bank of India - Mumbai [5] Bank of Maharashtra - Pune [6] Bharatiya Mahila Bank - New Delhi [7] Canara Bank - Bengaluru [8] Central Bank of India - Mumbai [9] Corporation Bank - Mangalore [10] Dena Bank - Mumbai [11] Indian Bank - Chennai [12] Indian Overseas Bank - Chennai [13] Oriental Bank of Commerce - Gurgaon [14] Punjab and Sindh Bank - New Delhi [15] Punjab National Bank - New Delhi [16] State Bank of India - Mumbai [17] Syndicate Bank - Manipal [18] Union Bank of India - Mumbai [19] United Bank of India - Kolkata [20] UCO Bank - Kolkata [21] Vijaya Bank - Bangalore


1. Allahabad Bank ----- Sh Rakesh Sethi 2. Andhra Bank ------- Sh. C.V.R. Rajendran 3. Bank of Baroda ------- vacant 4. Bank of India ------ Smt. V.R. Iyer 5. Bank of Maharashtra ------- Sh. Sushil Muhnot 6. Canara Bank ------ Sh. R.K. Dubey 7. Central Bank of India ----- Sh. Rajeev Rishi 8. Corporation Bank ------- Sh. Sadhu Ram Bansal 9. Dena Bank ------ Sh. Ashwini 10. Indian Bank ----- Sh. T.M. Bhasin 11. Indian Overseas Bank ------ Sh. M. Narendra 12. Oriental Bank of Commerce ------- Sh. S.L. bansal 13. Punjab & Sind Bank ------- Sh. Jatinder Bir Singh 14. Punjab National Bank ------ Sh. K.R. Kamath 15. Syndicate Bank ------ vacant 16. UCO Bank ------- Sh. Arun Kaul 17. Union Bank of India ------- Sh. Arun Tiwari 18. United Bank of India ------ Vacant 19. Vijaya Bank ------- Sh. V. Kannan 20. State Bank of India -------- Smt. Arundhati Bhattacharya 21. State Bank of Bikaner & Jaipur ------ Smt. Arundhati Bhattacharya 22. State Bank of Patiala ------- Smt. Arundhati Bhattacharya 23. State Bank of Hyderabad -------- Smt. Arundhati Bhattacharya 24. State Bank of Mysore ------- Smt. Arundhati Bhattacharya 25. State Bank of Travancore ------ Smt. Arundhati Bhattacharya 26. IDBI Bank Ltd. -------- Sh. M.S. Raghavan 27. Bhartiya Mahila Bank ------- Smt. Usha Ananthasubramanyan

Policy Rates of RBI

[1]Repo rate- 8% [2]Reverse Repo Rate-7% [3]CRR-4% [4]SLR-22%


[5]Bank Rate-9% [6]Marginal Standing Facility (MSF)- 9%

1. Naseeruddin Shah released his autobiography And then One Day: A Memoir

2. 50 years of man in space: authoured by Garik Israelien, Brian May and David J Eicher

3. Grandmaster Repertoire -1.e4 vs The French, Caro-Kann and Philidor written by Parimarja

4. God of Antarctica written by 13 year old Yashwardhan Shukla

5. Delhi-based 13 year old school boy Yashwardhan Shukla authored a novel, Gods of Antarctica.

6. Not Just an Accountant authored by former CAG Vinod Rai

7. Assassination of Rajiv Gandhi authored by Faraz Ahmad released

8. Narendra Modi released a book titled Gujarat’s success story in Water Management

9. Munger through the Ages written by late DP Yadav released

10. Strictly Personal, Manmohan and Gursharan written by Daman Singh

11. One Life is Not Enough written by Natwar Singh released

12. Natwar Singh’s autobiography entitled One Life is Not Enough was published. The book has

revealed much information about Sonia Gandhi.

13. The Lives of Others written by Neel Mukherjee shortlisted for Man Booker Prize 2014

14. The Vijay Mallya Story written by K Giriprakash published

15. Coffee-Table book titled First Citizen: Pranab Mukherjee in Rashtrapati Bhavan released

17. Book titled Blood Feud written by Edward Klein released

18. A Bad Character authored by Deepti Kapoor

20. The Book titled Warrior State written by T V Paul presented to Vice-President

21. Biography of Dilip Kumar entitled The Substance and the Shadow released. The biography has

been penned by Uday Tara Nayar.

22. Narendra Modi released a book entitled Getting India Back on track-an action agenda for reform

edited by Bibek Debroy, Ashley Tellis & Reece Trevor.

23. Anticipating India – The Best of National Interest authored by Shekhar Gupta released

Shekhar Gupta’s book entitled Anticipating India – The best of national interest was released on 24

May 2014.

25. Indian Railways launched a book entitled India Junction – A Window to the Nation

26. Post Haste: Quintessential India written by B.G. Verghese

27. My Years with Rajiv and Sonia written by R.D. Pradhan


28. Book entitled A Stamp Is Born authored by C. R. Pakrashi released by Vice President of India, M

Hamid Ansari.

30. Arctic Summer written by novelist Damon Galgut

31. The Candidate written by Anirudh Bhattacharyya

32. A Rebel And Her Cause: Life and Work of Rashid Jahan released by Rakhshanda Jalil

33. Hillary Clinton’s book entitled Hard Choices to be released in June 2014

34. PC Parakh authored book Crusader or Conspirator..Colgate and other Truths

35. A book entitled The Accidental Prime Minister: the making and unmaking of Manmohan Singh

written by Sanjaya Baru was released.

36. The book titled Lal Bahadur Shastri: Lessons in Leadership written by Pavan Choudary released

*******BANKING ABBREVIATIONS************

[1] IASB: The International Accounting Standards Board

[2] IBRD: International Bank for Reconstruction And Development

[3] ICAI: Institute of Chartered Accountants of India

[4] ICAR: Indian Council of Agricultural Research

[5] ICCW: Indian Council for Child Welfare

[6] ICDS: Integrated Child Development Service

[7] ICMR: Indian Council of Medical Research

[8] ICICI: Industrial Credit and Investment Corporation of India

[9] ICOR: Incremental capital output ratio

[10] ICRC: International Committee of Red Cross

[11] IDA: International Development Association

[12] ICRA: Investment information and Credit Rating Agency

[13] IES: Indian Economic Service

[14] IEX: Indian Energy Exchange

[15] IFRS: International Financial Reporting Standard

[16] IFSC: Indian financial system code

[17] IFTU: International Federation of Trade Unions

[18] IFWJ: Indian Federation of Working Journalists

[19] IIP: The Index of Industrial Production

[20] IIPA: Indian Institute of Public Administration

[21] IISS: International Institute of Strategic Studies


[22] ILO: International Labour Organisation

[23] IMF: International Monetary Fund

[24] IMO: International Maritime Organisation

[25] IDR: Indian Depository Receipts

[26] IDBI: Industrial Development Bank of India

[27] IMF: International monetary fund

[28] IMRB: Indian Market Research Bureau

[29] INMARSAT: International Maritime Satellite Organisation

[30] INTERPOL: International Police Organisation

[31] INTUC: Indian National Trade Union Congress

[32] IOC: International Olympic Committee

[33] IPCC: Intergovernmental Panel on Climate Change

[34] IPEC: International Programme on Elimination Of Child Labour

[35] IPO: Initial public offer

[36] IPR: Intellectual Property Right

[37] IRDA: Insurance Regulatory and Development Authority

[38] IREP: Integrated Rural Energy Planning

[39] ISO: International StandardisationOrganisation

[40] ISS: International Space Station

[41] ITDC: Indian Tourism Development Corporation

[42] ITO: International Trade Organisation; Income-Tax Officer

[43] ITU: International Tele-Communication Union

Computer Awareness

[1] Computer uses the_________number system to store data and perform calculations.

1) Binary

2) octal

3) Decimal

4) Hexadecimal

5) None of these


Ans:- 1) Binary

*2+ . ………….. is the process of carrying out commands

1) Fetching

2) Storing

3) Decoding

4) Executing

5) None of these

Ans:- 4) Executing

*3+ In word, when you indent a paragraph, you ….

1) push the text in with respect to the margin

2) change the margins on the page

3) move the text up by one line

4) move the text down by one line

5) None of these

Ans:- 1) push the text in with respect to the margin

*4+ ASCII stands for ………

1) American Special Computer for Information Interaction

2) American Standard Computer for Information Interchange

3) American Special Code for Information Interchange

4) American Special Computer for Information Interchange

5) American Standard Code for Information Interchang


Ans:- 5) American Standard Code for Information Interchange

[5] Which of the following is used by the browser to connect to the location of the Internet

resources ?

1) Linkers

2) Protocol

3) Cable

4) URL

5) None of these

Ans:- 4) URL

*6+ ……….is the process of dividing the disk into tracks and sectors.

(1) Tracking

(2) Formatting

(3) Crashing

(4) Allotting

(5) None of these

Ans:- (2) Formatting

[7] What is the permanent memory built into your computer called ?

(1) RAM

(2) Floppy

(3) CPU

(4) CO-ROM


(5) ROM

Ans:- (5) ROM

[8] Which computer memory is used for storing programs and data currently being processed

by the CPU ?

(1) Mass memory

(2) Internal memory

(3) Non-volatile memory

(4) PROM

(5) None of these

Ans:- (2) Internal memory

[9] Changing an existing document is called _____ the document.

1) Creating

2) Editing

3) Modifying

4) Adjusting

5) None of these

Ans:- 2) Editing

[10] What is backup?

1) Adding more components to your network

2) Protecting data by copying it from the original source to a different destination

3) Filtering old data from the new data


4) Accessing data on tape

5) None of these

Ans:- 2) Protecting data by copying it from the original source to a different destination

[1] Chief Election Commissioner of India ---- V. S. Sampath

[2] Chairperson, National Human Rights Commission ---- Justice K.G. Balakrishnan

[3] Chief Commissioner, Central Information Commission --- Rajiv

[4] Chairman, National Commission for Minorities ---- Naseem Ahmed

[5] Chairman, National Commission for SC ---- P. L. Punia

[6] Chairman, National Commission for ST ---- Rameshwar Oraon

[7] Chairperson, National Commission for Women ----- Lalitha Kumaramangalam

[8] Chairman, Atomic Energy Commission --- Ratan Kumar Sinha

[9] Chairman, ISRO ---- K. Radhakrishnan

[10] Chairman, Union Public Service Commission --- Rajni Razdan

[11] Chairman, National Knowledge Commission --- Sam Pitroda

[12] Chairman, University Grants Commission --- Ved Prakash

[13] Chairman, Central Water Commission ---- Ashwin B. Pandya


INDIAN HISTORY

[1] Under an agreement with which of the following countries did Subhas Chandra Bose organize the Indian soldiers, taken as prisoners by the Axis Powers, into the Azad Hind Fauj? A. China B. Germany C. Italy D. Japan Ans - D

[2] We hear of two envoys being sent to the Roman kings, one in 27-28 AD to the court of Augustus and the other in 110-20 AD to the court of A. Cartius B. Trajan C. Nero D. Brutus Ans - B

[3] The use of Kharoshti in ancient Indian architecture is the result of India's contact with A. Central Asia B. Iran C. Greece D. China Ans - C

[4] Vaikhanasa the five-fold conception of Vishnu consists of I. brahman II. purusha III. prakriti IV. satya V. achyuta VI. aniruddha A. I, II, III, IV and V B. II, III, IV, V and VI C. I, II, IV, V and VI D. I, III, IV, V and VI Ans - D

[5] The troops raised by the emperor but not paid directly the state and place under the charge of mansabadars were know as


A. Walashahi B. Barawardi C. JCumaki D. Dakhili Ans - D

[6] The treaty of Mangalore was signed between A. the English East India Company and Haidar Ali B. the English East India Company and Tipu Sultan C. Haidar Ali and the Zamorin of Calicut D. the French East India Company and Tipu Sultan Ans - B

[7] To conquer and annex Peshawar and Punjab, Mahmud of Ghazni defeated A. Ghurids B. Arabs C. Karkotakas D. Hindushahis Ans - D

[8] To which professions earlier leaders who struggled for freedom of India mainly belonged? A. Lawyers B. Teachers C. Journalists D. All of the above Ans - D

[9] The victories of Karikala are well portrayed in A. Palamoli B. Aruvanad C. Pattinappalai D. Padirrupattu Ans - C

[10] Todar Mal was associated with A. music B. literature C. land revenue reforms D. law Ans - C


♫ Lal Bahadur Shastri National Award 2014 has been awarded to?

ans: Apathukatha Sivathanu Pillai

SOME IMPORTANT COMPUTER ABBREVIATIONS

A Al – Artificial intelligence ALGOL – Algorithimic Language ARP – Address resolution Protocol ASCII – American Standard Code for Information Interchange

B BINAC - Binary Automatic Computer BCC – Blind Carbon Copy Bin – Binary BASIC - Beginner’s All-purpose Symbollic Instruction Code BIOS – Basic Input Output System Bit – Binary Digit BSNL – Bharat Sanchar Nigam Limited

C CC – Carbon Copy CAD – Computer Aided Design COBOL – Common Business Oriented Language CD – Compact Disc CRT – Cathode Ray Tube CDR – Compact Disc Recordable CDROM – Compact Disc Read Only Memory CDRW – Compact Disc Rewritable CDR/W – Compact Disk Raed/Write

D DBA – Data Base Administrator DBMS – Data Base Management System DNS – Domain Name System DPI – Dots Per Inch DRAM – Dynamic Random Access Memory


DVD – Digital Video Disc/Digital Versatile Disc DVDR – DVD Recordable DVDROM – DVD Read Only Memory DVDRW – DVD Rewritable DVR – Digital Video Recorder DOS – Disk Operating System

E EBCDIC – Extended Binary Coded Decimal Interchange Code e-Commerce – Electronic Commerce EDP – Electronic Data Processing EEPROM – Electronically Erasable Programmable Read Only Memory ELM/e-Mail – Electronic Mail ENIAC - Electronic Numerical Integrator and Computer EOF - End Of File EPROM - Erasable Programmable Read Only Memory EXE - Executable

F FAX - Far Away Xerox/ facsimile FDC - Floppy Disk Controller FDD - Floppy Disk Drive FORTRAN - Formula Translation FS - File System FTP - File Transfer Protocol

G Gb - Gigabit GB - Gigabyte GIF - Graphics Interchange Format GSM - Global System for Mobile Communication

H HDD - Hard Disk Drive HP - Hewlett Packard HTML - Hyper Text Markup Language HTTP - Hyper Text Transfer Protocol

I IBM - International Business Machine


IM - Instant Message IMAP - Internet Message Access Protocol ISP - Internet Service Provider

J JPEG - Joint Photographic Experts Group

K Kb - Kilobit KB - Kilobyte KHz - Kilohertz Kbps - Kilobit Per Second

L LCD – Liquid Crystal Display LED – Light Emitting Diode LPI – Lines Per Inch LIS – Large Scale Integration

M Mb – Megabit MB – Megabyte MPEG – Moving Picture Experts Group MMS – Multimedia Message Service MICR – Magnetic Ink Character reader MIPS – Million Instructions Per Second

N NIC – Network Interface Card NOS – Network Operating System

O OMR – Optical Mark Reader OOP – Object Oriented Programming OSS – Open Source Software

P PAN – Personal Area Network PC – Personal Computer PDA - Personal Digital Assistant


PDF – Portable Document Format POS – Point Of Sale PNG - Portable Network Graphics PPM – Pages Per Minute PPP – Point-to-Point Protocol PROM – Programmable Read Only Memory PSTN – Public Switched Telephone Network POST – Power On Self Test PING – Packet Internet Gopher

R RAM – Random Access Memory RDBMS – Relational Data Base Management System RIP – Routing Information Protocol RTF – Rich Text Format

S SMTP – Simple Mail Transfer Protocol SQL – Structured Query Language SRAM – Synchronous Random Access Memory SNMP – Simple Network Management Protocol SIM – Subscriber Identification Module

T TCP – Transmission Control Protocol TB – Tera Bytes

U UPS – Uninterrupted Power Supply URI – Uniform Resource Identifier URL – Uniform Resource Locator USB - Uniform Serial Bus ULSI - Ultra Large Scale Integration UNIVAC - Universal Automatic Computer

V VAR – Variable VGA – Video Graphics Array VSNL – Videsh Sanchar Nigam Limited VDU – Visual Display Unit


W Wi-Fi – Wireless Fidelity WLAN – Wireless Local Area Network WPA – Wi-Fi Protected Access WWW – World Wide Web WORM – Write Once Read Memory

X XHTML – eXtensible Hyper text Markup Languange XML - eXtensible Markup language

Z

ZB – Zeta Byte

~*~ COMPUTER ~*~

1. What does the XP stand for in Windows XP? (1) Exponential (2) Experience (3) Expertise (4) Exchange (5) None of these Ans - Experience

2. Which of the following is NOT a source of viruses? (1) Diskettes (2) The Internet (3) E-mail messages (4) Computer networks (5) None of these Ans - None of these

3. Which printer type is an impact printer? (1) Page printers (2) Laser printers (3) Ink-jet printers (4) Dot-matrix printers


(5) None of these Ans - Dot-matrix printers

4. What type of software must to be used to translate scanned text into a format that can be manipulated? (1) OCR (2) CRT (3) RGB (4) MIDI (5) None of these Ans – OCR

5. ―High Resolution‖ computer monitors will have_____ (1) High dpi (2) Low dpi (3) 256 colors (4) Resolution is not measured in dpi (5) None of these Ans - High dpi

6. What should be used if a company wants to include its company name and logo at the bottom of every page of a brochure? (1) Header (2) Macro (3) Footer (4) Footnote (5) None of these Ans - Footer

7. ___________ is an event-driven programming language developed in the early 1990. (1) C (2) VB (3) C++ (4) Pascal (5) None of these Ans - VB

8. Linux is a_____ (1) Utility program for peer-to-peer file sharing (2) Real-time operating system


(3) Network operating system (4) PDA platform (5) None of these Ans - Real-time operating system

9. The_________ runs the front-end applications software in a network. (1) Client (2) Database (3) Server (4) CPU (5) None of these Ans - Client

10. Which of the following is used for close a tab on a browser? (1) Ctrl + T (2) Ctrl + W (3) Ctrl + A (4) Ctrl + Y (5) None of these Ans - Ctrl + W

Metre-length

Kg-mass

Second-time

Kelvin-temperature

Ampere-electric current

Candela-luminous intensity

Mole-amount of substance

Radium-plane angle

Steradian-solid angle

Nick name - Place Golden City-Amritsar


Manchester of India Ahmedabad City of Seven islands -Mumbai Queen of Arabian Sea -Cochin Space City -Bangalore Garden City of India -Bangalore Silicon Valley of India-Bangalore Electronic city of India -Bangalore Pink city- Jaipur Gateway of India -Mumbai Twin city-Hyderabad - Sikandarabad City of festivals-Madurai Deccan Queen-Pune City of Buildings-Kolkata Dakshin Ganga- Godavari Old Ganga-Godavari Egg bowls of Asia-Andhra Pradesh Soya region-Madhya Pradesh Manchester of the South-Coimbatore City of Nawabs-Lucknow Venice of the east-Cochin Sorrow of Bengal-Damodar river Sorrow of Bihar-Kosi river Blue Mountains- Nilgiri- Queen of the Mountains- Mussoorie (Uttaranchal) Sacred river -Ganga Hollywood of India-Mumbai City of Castles-Kolkata State of five rivers -Punjab City of weavers -Panipat City of lakes- Srinagar Steel city of India -Jamshedpur (Called Tatanagar) City of temples- Varanasi Manchester of the north -Kanpur City of Rallies -New Delhi Heaven of India -Jammu & Kashmir Boston of India -Ahmedabad Garden of spices of India -Kerala Switzerland of India -Kashmir Abode of the God- Prayag (Allahabad) Pittsburg of India -Jamshedpur


Some countries and their parliament's name

Country Parliament 1.Malaysia- Parliament (Dewan Rakyat, Dewan Negara) 2.Madagaskar -National People's Assembly 3.Libiya -General People's Congress 4.Liberia- National Assembly 5Laos -People's Supreme Assembly 6Kuwait -National Assembly 7.Korea (north)- Supreme people's Assembly 8.Korea (south)- National Assembly 9.Keniya -National Assembly 10.Jordan- National Assembly 11.Japan - Diet 13.Israel- Knesset Ireland Oireachta 14 Iraq -National Assembly 15.Iran- Majlis 16.China, Mainland -National People's Congress 17.China, National -Yaun( National Assembly) 18.Colombia -Congress 19Cuba- National Assembly of People's power 20.Denmark -Folketing 21.Egypt- People's Assembly 22.France- National Assembly 23.Germany -Bundestag( Lower House) and Bundesrat ( Upper House) 25.Guyana- National Assembly 26.Hungary -National Assembly 27.Iceland- Althing 28.India- Parliament ( Lok Sabha and Rajya Sabha) 29.Indonesia -People's Consultative Assembly 30Belize-National Assembly 31Benin- National Revo


Set up under Cabinet Mission Plan, 1946

Total sessions- 11

First session- December, 1946

Last session- Novenber, 1949

Special meeting to append signatures- January 24, 1950

Constituent assembly of India was not a sovereign body because it was created by the British Government under the Cabinet Mission Plan, 1949. the assembly asserted its sovereign character by passing a resolution that it could not be dissolved except through its own resolution supported by two-thirds majority of the total membership of the assembly. Howevr after the passage of Indian Independence Act on 15th august, 1947 the Assembly assumed full sovereign character.

The major part of the Constitution of India came in to force on 26 January, 1950. The provisions relating to citizenship, elections, provisional parliament and temporary and transitional provisions came into force with immediate effect from 26 November, 1949.

Location- Name -Important Species

Barpeta, Assam -Manas- Tiger, Elephant, Panther, Wild Buffalo, One-horned Rhinoceros

Bharatpur, Rajasthan -Ghan-a Bird Sanctuary Siberian Crane, Spoonbill, Heron, Teal, Stork

Garo Hills, Meghalaya -Balpakram Sanctuary- Tiger, Elephant, Bison

Hazaribagh, Jharkhand- Hazaribagh National Park- Tiger, Leopard, Sambhar, Chital

Idukki, Kerala- Periyar -Elephant, Tiger, Panther, Wild Boar, Gaur, Sambhar

Jammu and Kashmir -Dachigam Sanctuary- Kashmir Stag


Junagarh, Gujarat- Gir National Park Asiatic Lion, Panther, Sambhar, Nilgai, Crocodile, Rhinoceros

Jorhat, Assam- Kaziranga National Park- One- Horned Rhinoceros, Wild Buffalo, Sambhar, Tiger

Jharkhand- Palamau -Tiger, Elephant,Panth

Karnataka- Ranganthitoo Bird Sanctuary- Birds

Lakhimpur Kheri, UP- Dubhwa National Park- Tiger, Panther, Sambhar, Nilgai

Little Rann Kutch, Gujarat -Wild Ass Sanctuary Wild Ass, Wolf, Nilgai, Chinkara

Mysore, Karnataka- Bandipur National Park -Elephant, Tiger, Bear, Sambhar, Panther

Mandla and Balaghat, MP -Kanha National Park -Tiger, Panther, Antelope, Barking deer, Nilgai

Nainital, Uttarnchal -Corbett National Park -Elephant, Tiger, Sloth bear, Nilgai, Panther, Sambhar

NIlgiri Hills, Tamil Nadu -Mudumalai Sanctuary -Elephant, deer, Pigs

Shivpuri, MP -Shivpuri National Park Birds

Tamil Nadu- Vedanthangal Bird Sanctuary- Birds

Tirap District, AP- Namdapha National Park- Tiger, Elephant

Varanasi, UP -Chandraprabha -Asiatic Lion, Tiger, panther, Indian Gazelle, Sloth Bear

Warangal, AP- Park-al Tiger, Panther, Chital, Nilgai

West Bengal- Jaldapara Sanctary -Tiger, Leopard, Sambhar, Chital

West Bengal- Sunderans --Tigerr, Wild Boar, Crocodile, Deer


Lord Budhdha

1. By which name Gautama Buddha was known before? Ans:- Siddharta. 2. When did Buddha born? Ans:- 563 BC. 3.Where was Buddha born? Ans:- In Shakya Kshatriya family in Kapilvastu, situated in the foothills of Nepal. 4. Where did Buddha attain the enlightenment?

Ans:- At Bodh Gaya under a Pipal Tree. 5. Where did Buddha deliver his first sermons? Ans:- Sarnath. 6. At what age did Buddha pass away? Ans:- At the age of 80. 7. Which year did Buddha pass away? Ans:- 483 BC. 8. Where did Buddha pass away? Ans:- At Kushinagara of eastern Uttar Pradesh. 9. Which religion did Buddha discard in its totality? Ans:- Vedic Religion. 10. The Four truths, which is enunciated by Buddha, form the basis of Buddhism, is called _____? Ans:- Aryasatya. 11. What are elements of Astang Marga? Ans:- Right Views, Right Aspirations, Right Speech, Right Conduct, Right Livelihood, Right Effort, Right Mindfulness and Right Meditation. 12. As what Buddhism took practical form of a society? Ans:- As the Sangha. 13. What was the Buddhist monasteries called? Ans:- Viharas. 14. Name the two monks who played an important role in spreading the Buddhism? Ans:- Ashvaghosha and Nagarjuna. 15. Where and when did the first Buddhist council meet? Ans:- At Rajagriha in 483 BC. 16. Where and when did the second Buddhist council meet? Ans:- At Vaishali in 383 BC. 17. Where and when did the third Buddhist council meet?


Ans:- In the reign of Ashoka at Patliputra, In 250 BC. 18. Where and when did the fourth Buddhist council meet? Ans:- at Kashmir in the First century AD. 19. What is the Buddhist literature called? Ans:- Tripitaka. 20. In which language was the Tripitaka written? Ans:- Pali. 21. What are the two sects of Buddhism? Ans:- Hinayana and Mahayana. 22. Around which year did Buddhism disappear from India? Ans:- 12th century BC.

[1] The Nobel Prize in Physics 2014:

Isamu Akasaki, Hiroshi Amano and Shuji Nakamura

"for the invention of efficient blue light-emitting diodes which has enabled bright and energy-saving

white light sources"

[2] The Nobel Prize in Chemistry 2014:

Eric Betzig, Stefan W. Hell and William E. Moerner

"for the development of super-resolved fluorescence microscopy"

[3] The Nobel Prize in Physiology or Medicine 2014:

John O'Keefe, May-Britt Moser and Edvard I. Moser

"for their discoveries of cells that constitute a positioning system in the brain"

[4] The Nobel Prize in Literature 2014:

Patrick Modiano

"for the art of memory with which he has evoked the most ungraspable human destinies and

uncovered the life-world of the occupation"

[5] The Nobel Peace Prize 2014:

Kailash Satyarthi and Malala Yousafzay


"for their struggle against the suppression of children and young people and for the right of all

children to education"

[6] The Nobel Prize in Economics 2014: Jean Tirole “for his analysis on market power and regulation.”

INDIAN ECONOMY

[1] If all the banks in an economy are nationalized and converted into a monopoly bank, the total

deposits

A. will decrease

B. will increase

C. will neither increase nor decrease

D. None of the above

Ans - C

[2] India changed over to the decimal system of coinage in

A. April 1995

B. April 1957

C. April 1958

D. April 1959

Ans - B

[3] The association of the rupee with pound sterling as the intervention currency was broken in

A. 1990

B. 1991

C. 1992

D. 1993

Ans - C

[4] On which one of the followings is the benefits received principle of taxation to achieve optimality

bases?

A. Marginal benefit received

B. Total benefit received

C. Average benefit received


D. Ability to pay for the benefit

Ans - D

[5] One of the reasons for India's occupational structure remaining more or less the same over the

years has been that

A. investment pattern has been directed towards capital intensive industries

B. productivity in agriculture has been high enough to induce people to stay with agriculture

C. ceiling on land holdings have enabled more people to own land and hence their preference to stay

with agriculture

D. people are largely unaware of the significance of transition from agriculture to industry for

economic development

Ans - A

[6] Gross domestic capital formation is defined as

A. flow of expenditure devoted to increased or maintaining of the capital stock

B. expenditure incurred on physical assets only

C. production exceeding demand

D. net addition to stock after depreciation

Ans - D

[7] On July 12, 1982, the ARDC was merged into

A. RBI

B. NABARD

C. EXIM Bank


Ans - B

[8] Which of the following is the most appropriate cause of exports surplus?

A. Country's exports promotion value

B. Country's stringent import policy

C. Developments in national and international markets


Ans - C

[9] If the cash reserve ratio is lowered by the RBI, its impact on credit creation will be to

A. increase it

B. decrease it

C. no impact



Ans - A

[10] Which of the following items would not appear in a company's balance sheet?

A. Value of stocks of raw materials held

B. Total issued capital

C. Revenue from sales of the company's products

D. Cash held at the bank

Ans – C

♫ RBI governor Raghuram Rajan awarded Best Central Bank Governor by Euromoney.

BANKING NOTES

1. Multicurrency international card- SBI+MASTER CARD

2. Video Branch- IndusInd Bank

3. Connect Card- Indian Overseas Bank

4. cardless card withdrawal-ICICI

5. Equated monthly instalment (EMI)

on debit card purchases-ICICI

6. IMT (Instant Money Transfer)-BANK OF INDIA

7. Integrated with Facebook, Twitter-Kotak Mahindra

8. Institutional Trading Platform (ITP)- Bombay Stock Exchange (BSE)

9. SmartChange Card for milk dairy products State Bank of India (SBI)

10.TAB BANKING FACILITY = SBI

11. BOUTIQUE FINANCING SCHEME =SBI

12. Twitter Handle account = SBI

13. Asha Home loan = AXIS BANK

14. Airtel money = AXIS BANK+AIRTEL

15. Kisan card = AXIS BANK

16 M-Pesa = ICICI+Vodafone

17. Branch on Wheel = ICICI(in odisa)

18. I-Mobile app for windows phone =ICICI

19. Instant money transfer = BOI

20. M-Wallet = Canara Bank

21. E-Wallet = IRCTC


22. Student Travel Card = ICICI

23. E-KYC =AXIS

INTERNATIONAL ORGANIZATION & HEADQUARTERS

[1]United Nations Conference on Trade and Development UNCTAD - Geneva

*2+United Nations International Children’s Emergency Fund UNICEF - New York

[3]Food and Agriculture Organization FAO - Rome

[4]International Atomic Energy Authority IAEA - Vienna

[5]International Bank for Reconstruction and Development IBRD - Washington

[6]International Civil Aviation Organization ICAO - Montreal

[7]International Development Association IDA - Washington

[8]International Finance Corporation IFC -Washington

[9]International Fund for Agricultural Development (IFAD) - Rome

[10]International Labour Organization ILO - Geneva

[11]International Maritime Organization IMO -London

[12]International Monetary Fund IMF - Washington

[13]International Telecommunications Union ITU -Geneva

[14]United Nations Educational, Scientific and Cultural Organization UNESCO - Paris

[15]Universal Postal Union UPU - Berne

[16]World Health Organization WHO - Geneva

[17]World Intellectual Property Organization WIPO –Geneva

[18]African Development Bank ADB - Abidjan (C ted’Ivoire)

[19]Asian Clearing Union ACU - Teheran

[20]Asian Development Bank ADB – Manila

[21]South Asian Association for Regional Cooperation SAARC Kathmandu (Nepal)

[22]West African Economic Community WAEC - Ouagadougou

[23]United Nations UN - New York

PRADHAN MANTRI JAN DHAN YOJNA

Pradhan Mantri Jan Dhan Yojana is an ambitious scheme for comprehensive financial inclusion launched by the Prime Minister of India, Narendra Modi on 28 August 2014.He had announced this scheme on his first Independence Day speech on 15 August 2014. On the inauguration day, 1.5 Crore (15 million) bank accounts were opened under this scheme.


SBI had opened 11,300 camps for Jan Dhan Yojana over 30 lakhs accounts were opened so far, which include 21.16 lakh accounts in rural areas and 8.8 lakh accounts in urban areas. On the contrast, even taking together all the major private sector banks, have opened just 5.8 lakh accounts.

FIVE IMPORTANT FEATURES OF THE PM JAN DHAN YOJNA:

1. Under the scheme, account holders will be provided zero-balance bank account with RuPay debit card, in addition to accidental insurance cover of Rs. 1 lakh. 2. Those who open accounts by January 26, 2015 over and above the Rs1 lakh accident, they will be given life insurance cover of Rs 30,000. 3. Six months of opening of the bank account, holders can avail Rs 5,000 loan from the bank. 4. With the introduction of new technology introduced by National Payments Corporation of India (NPCI), a person can transfer funds, check balance through a normal phone which was earlier limited only to smart phones so far. 5. Mobile banking for the poor would be available through National Unified USSD Platform (NUUP) for which all banks and mobile companies have come together.

AAM ADMI BIMA YOJNA:

Ministry of Finance, Government of India has approved the merger of Social Security Schemes viz., Aam Admi Bima Yojana (AABY) and Janashree Bima Yojana (JBY).

The merged scheme is renamed “Aam Admi Bima Yojana” and has come into effect from 01.01.2013. A) DETAILS OF THE SCHEME: Eligibility criteria : i)The members should be aged between 18 years completed and 59 years nearer birthday. ii) The member should normally be the head of the family or one earning member of the below poverty line family (BPL) or marginally above the poverty line under identified vocational group/rural landless household.

2. Nodal Agency: “Nodal Agency” shall mean the Central Ministerial Department/State Government / Union


Territory of India/any other institutionalized arrangement/any registered NGO appointed to administer the Scheme as per the rules. In the case of “Rural Landless Households”, the nodal agency will mean the State Government/Union Territory appointed to administer the Scheme.

3. Age Proof: a) Ration Card b) Extract from Birth Register c) Extract from School Certificate d) Voter’s List e) Identity card issued by reputed employer/Government Department. f) Unique Identification Card (Aadhar Card)

4. Premium:The premium to be charged initially under the scheme will be Rs.200/- per annum per member for a cover of Rs.30,000/-, out of which 50% will be subsidized from the Social Security Fund . In case of Rural Landless Household (RLH) remaining 50 % premium shall be borne by the State Government/ Union Territory and in case of other occupational group the remaining 50% premium shall be borne by the Nodal Agency and/or Member and/or State Government/ Union Territory.

Computer Quiz

1. Which of the following device reproduces test & images?

(1) CPU

(2) Reader

(3) Memory

(4) Trackball

(5) Scanner

2. Extension of excel spreadsheet is _____?

(1) .doc

(2) .xls

(3) .ppt

(4) .acctf

(5) .exe

3. _________ electrically connects electronic components.


(1) Hard disk

(2) Scanner

(3) RAM

(4) ROM

(5) Circuit board

4. Most important part of computer system is present in a box. This box is known as _____?

(1) software

(2) hardware

(3) input device

(4) system unit

(5) None of these

5. Track ball is _______.

(1) Programming devices

(2) Pointing device

(3) Output device

(4) Software device

(5) Printing device

6. What is the meaning of page break up –

(1) Page of document is break into small parts.

(2) Next part of the document will be started on the new page.

(3) Page of the document is break in small – 2 sentences.

(4) Page of the document is break into small paragraph

(5) None of these

7. Which of the following work is not done by computer?

(1) Input

(2) Processing

(3) Controlling

(4) Understanding

(5) Outputting

8. Full form of BIT ______

(1) Built in tasks

(2) Binary digit

(3) Before instructed task


(4) Before interpreting task

(5) Before initial task

9. Which of the following word is odd one?

(1) Delete

(2) Edit

(3) Copy

(4) Slide show

(5) None of these

10. What is best position of mouse for operating?

(1) Tail is away from user

(2) Tail is front from user

(3) Right hand side

(4) Left hand side

(5) None of these

11. ________ does not require translator?

(1) BASIC

(2) High level language

(3) Assembly

(4) C

(5) Machine language

12. Arranged following in descending order –

(1) TB, MB, GB, KB

(2) GB, TB, MB, KB

(3) TB, GB, KB, MB

(4) TB, GB, MB, KB

(5) GB, MB, TB, KB

13. Computer RAM is ______.

(1) CPU

(2) Computer software

(3) Operating system

(4) ALU

(5) Computer hardware


14. Which of the following is not example of hardware?

(1) Mouse

(2) Printer

(3) Monitor

(4) Operating system

(5) Scanner

15. Basic component used in 3rd generation computer is _____

(1) Integrated circuits

(2) Microprocessor

(3) Transistor & diodes

(4) Vacuum tubes

(5) None of these

16. What part of the database stores information about the data?

1) Data dictionary

2) Data depository

3) Data warehouse

4) Administrative data systems

5) None of these

17. The textbook examples use _______ database files?

1) Oracle

2) Access

3) SQLClient

4) SQL Server Express (SSE)

5) None of these

18. By default, your documents print in ________ mode.

1) Landscape

2) Portrait

3) Page Setup

4) Print View

5) None of these

19. Something which has easily accessible and usable is said to be

1) information

2) word processing


3) user friendly

4) icon

5) None of these

20. Where are programs and data kept while the processor is using them?

1) Main memory

2) Secondary memory

3) Disk memory

4) Program memory

5) None of these

ANSWERS

1. (5)

2. (2)

3. (5)

4. (4)

5. (2)

6. (2)

7. (4)

8. (2)

9. (4)

10. (3)

11. (5)

12. (4)

13. (5)

14. (4)

15. (1)

16. (1)

17. (4)

18. (2)

19. (3)

20. (1)


1) Taj Mahal (WHS)- Agra 2) Akbar’s Tomb- Sikandara, Agra 3) Itmaad-ud-Daulah’s Tomb- Agra 4) Humayun's Tomb (WHS)- New Delhi 5) Bibi ka Maqbara- Aurangabad 6) Gol Gumbaz- Bijapur 7) Tomb of Sher Shah Suri- Sasaram

Most Important Abbreviations

===============================

* VIRUS - Vital Information Resource Under Seized.

* 3G -3rd Generation.

* GSM - Global System for Mobile

Communication.

* CDMA - Code Divison Multiple

Access.

* UMTS - Universal MobileTelecommunication

System.

* SIM - Subscriber Identity Module .

* AVI = Audio Video Interleave

* RTS = Real Time Streaming

* SIS = Symbian

OS Installer File

* AMR = Adaptive Multi-Rate Codec

* JAD = Java Application Descriptor

* JAR = Java Archive

* JAD = Java Application Descriptor

* 3GPP = 3rd Generation Partnership Project


*3GP = 3rd Generation Project

* MP3 = MPEG player lll

* MP4 = MPEG-4 video file

* AAC = Advanced Audio Coding

* GIF= Graphic Interchangeable Format

* JPEG = Joint Photographic Expert Group

* BMP= Bitmap

* SWF = Shock Wave Flash

* WMV = Windows Media Video

* WMA = Windows Media Audio

* WAV = Waveform Audio

* PNG = Portable Network Graphics

* DOC =Document (MicrosoftCorporation)

* PDF = Portable Document Format

* M3G = Mobile 3D Graphics

* M4A = MPEG-4 Audio File

* NTH = Nokia Theme (series 40)

* THM = Themes (Sony Ericsson)

* MMF =Synthetic Music Mobile Application File

* NRT = Nokia Ringtone

* XMF = Extensible Music File

* WBMP = Wireless Bitmap Image

* DVX = DivX Video

* HTML = Hyper Text Markup Language

* WML =Wireless Markup Language

* CD -Compact Disk.

* DVD - Digital Versatile Disk.

* CRT - Cathode Ray Tube.

* DAT - Digital Audio Tape.

* DOS - Disk Operating System.

* GUI -Graphical

User Interface.

* HTTP - Hyper Text Transfer Protocol.

* IP - Internet Protocol.

* ISP - Internet Service Provider.


* TCP - Transmission Control Protocol.

* UPS - Uninterruptible Power Supply.

* HSDPA -High Speed Downlink PacketAccess.

* EDGE - Enhanced Data Rate for GSM

[GlobalSystem for Mobile Communication]

Evolution.

* VHF - Very High Frequency.

* UHF - Ultra High Frequency.

* GPRS – General Packet Radio Service.

* WAP - Wireless ApplicationProtocol.

* TCP - Transmission ControlProtocol .

* ARPANET - Advanced Research Project

Agency Network.

* IBM - International Business Machines.

* HP -Hewlett Packard.

* AM/FM - Amplitude/ Frequency Modulation.

* WLAN - Wireless Local Area Network

1. To access properties of an object, the mouse technique to use is _______

(1) dragging

(2) dropping

(3) right-clicking

(4) shift-clicking

(5) None of these

Ans – (3) right-clicking


2. The ALU and Control Unit jointly known as_______

(1) RAM

(2) ROM

(3) CPU

(4) PC

(5) none of these

Ans – (3) CPU

3. Computers process data into information by working exclusively with ______

(1) multimedia

(2) words

(3) characters

(4) numbers

(5) None of these

Ans – (3) characters

4. COBOL stands for _______

(1) Common Business Oriented Language

(2) Computer Business Oriented Language

(3) Common Business Operated Language

(4) Common Business Organized Language

(5) None of these

Ans – (1) Common Business Oriented Language


5. What is the other name for programmed chip?

(1) RAM

(2) ROM

(3) LSIC

(4) PROM

(5) None of these

Ans – (2) ROM

6. ___________ Store data temporarily and pass it on as directed by the control unit.

(1) Address

(2) Register

(3) Number

(4) Memory

(5) None of these

Ans – (2) Register

7. RAID stands for________

(1) Reproduce Array of Intelligent Disks

(2) Reproduce Array of Inexpensive Disks

(3) Redundant Array of Inexpensive Drives

(4) Redundant Array of Inexpensive Disks

Ans – (4) Redundant Array of Inexpensive Disks


8. Select the smallest memory size:-

(1) Terabyte

(2) Gigabyte

(3) Kilobyte

(4) Megabyte

(5) None of these

Ans – (3) Kilobyte

9. In most Microsoft programs, what does ‘alt+f4′ do?

(1) Ends the program

(2) Opens the program

(3) Run the program

(4) Modify the program

(1) none of these

Ans – (1) Ends the program

10. A device that is used to transmit data from one location to another is known as ________

(1) Storage

(2) Memory

(3) Carrier


(5) None of these


Ans – (3) Carrier

Important Questions for upcoming SSC exam ---------------------------------------------------------

1- Who is the 16 th loksabha speaker ? Answer : Sumitra Mahajan.

2- French open Men's 2014 winner ? Answer: Rafael nadal (spain)

3- French open Women's 2014 winner ? Answer: Maria sharapova (Russia)

4- 29th state of India ? Answer: Telangana

5- First chief minister of Telangana ? Answer: K Chandrasekhar Rao

6-What is the fullform for EPE that was in news? Answer: eastern peripheral expressway.

7-Newly elected Israeli president ? Answer: Reuven Rivlin

8- 2014 Australian open Men's title winner ? Answer : Stanislas Wawrinka

9-2014 Australian open WoMen's title winner ? Answer: Li Na

10-What is the nationality of Stanislas Wawrinka ? Answer : switzerland

11-What is the nationality of Li Na ? Answer: China


12- who received last telegram in india ? Answer : Rahul Gandhi

12- Present railway minister of india ? Answer: sadananda gowda

13-From which country India acquired INS Vikramaditya ? Answer: Russia

14- Who is the winner of " Australian Open in badminton women's title " ? Answer: Saina Nehwal

1. 1st to introduce government supported family planning in the world. 2. Largest postal network in the world. 3. Largest livestock population. 4. Largest producer of milk. 5. Largest producer of millets in the world 6. Largest consumer of gold jewellery. 7. Largest producer of jute. 8. Largest producer of ginger. 9. Largest producer of bananas. 10. Largest producer of castor oil seeds. 11. Largest producer of mangoes. 12. Largest producer of safflower oil seeds. 13. Largest producer of papayas. 14. Second largest producer of tea, the first position being held by China. 15. Second largest producer of sugarcane, the first position being held by Brazil. 16. Second largest producer of wheat, the first position being held by China. 17. Second largest producer of onions, the first position being held by China. 18. Second largest producer of potatoes, the first position being held by China. 19. Second largest producer of garlic, the first position being held by China. 20. Second largest producer of rice, the first position being held by China.


21. Second largest producer of cotton seed, the first position being held by China. 22. Second largest producer of cement., next to China. 23. India has the second largest arable land in the world. The USA has the largest arable land in the world. 24. India is the third largest producer and second largest consumer of fertilizer in the world. 25. India has the largest deposits of Thorium in the world most of which is found in Kerala.

1. Union Budget of India is referred to as the Annual Financial Statement in which ariticle of the Constitution of India ? Ans: Art 112

2. Which Finance Minister presented the budget ten times, the most by any in Parliament ? Ans: Morarji Desai (8 budgets and 2 interims)

3. Indian Government provides ____________crore for rehabilitation of displaced Kashmiri migrants as announced in Union Budget 2014-15? Ans: 500

4. Crisis Management Center for women will be open at? Ans: Delhi

5. Name the Finance minister of India who has presented the Union Budget 2014 in Parliament on 10th July 2014 ? Ans: Arun Jaitley

6. Who has presented the First Union Budget of Independent India on 26th November 1947 ? Ans: R.K. Shanmukham Chetty

7. Amount allotted for the project of developing 100 Smart Cities? Ans: 7060 cr

8. Mandatory wage ceiling of subscription to EPS (Employee Pension Scheme) raised from Rs 6,500 to __________ ? Ans: 15,000


9. Housing loan interest rate deduction limit has been increased to? Ans: 2 lakhs

10. Finance Minister has put forth aim to achieve __________ per cent economic growth rate in next 3-4 years? Ans: 7-8%

11. On which day the Union Budget presented in Lok Sabha normally ? Ans: Last working day of the month February by the Finance Minister

12. Agriculture University announced in Budget will be set up at? Ans: Andhra Pradesh and Rajasthan

13. On 29th February 1964 and 1968, who became the only Finance minister to present the Unoin Budget on his birthday ? Ans: Morarji Desai

14. Who were the three Prime Ministers who presented the Budget in Parliament as they were holding the Finance Ministry portfolio? Ans: Jawaharlal Nehru, Indira Gandhi and Rajiv Gandhi

15. What is the targeted fiscal deficit for 2016 (year 2015-16) as announced in the Union Budget 2014-15? Ans: 3.6% of GDP

16. How much fund was set aside for the proposed National Rural Internet and Technology Mission (NRITM)? Ans: 500 cr

17. Investment limit under Section 80C has also been increased to ....... from existing 1 lakhs in Budget 2014? Ans: 1.5 lakhs

18. When does the Budget come to effect every financial year ? Ans: 1st April

19. How many new IIMs have been announced in Union Budget 2014? Ans: 5 (HP, Bihar, Rajasthan, Punjab and Odisha)


20. What does 'Vote on Account' deals with ? Ans: Expenditure side of the Govt Budget

What is the market? Any structure which may be a place or may not be can be defined as the market that allows buyers and sellers to exchange any type of goods, services and information. It can also be called as an arrangement constructed by buyers and sellers. It facilitates trade and enables the distribution of resources in a society.

Thus a market: 1. It establishes the prices of goods and services. 2. It consists of systems, institutions, procedures, social relations and infrastructure. 3. It brings a sense of competition. 4. It works on a basic force of demand and supply.

Types of market:

On the basis of place 1. Local market 2. National market 3. International market

On the basis of time 1. Very short period market 2. Short period market 3. Long period market 4. Very long period market

On the basis of competition 1. Perfectly competitive – It consists many sellers. E.g. – Mobile market, internet providers etc. 2. Imperfectly competitive


(a) Monopoly – one seller. E.g. – Indian Railway (b) Duopoly – two sellers. (c) Oligopoly – few sellers. E.g. – petroleum product market (d) Monopolistic – many sellers

On the basis of product 1. Consumer market - These are the markets where products and services bought by consumers for their own and family use.

Types: (a) Fast moving consumers goods (FMCG)

High volume Low unit cost Fast and frequent purchase

E.g. – Biscuits, soaps, detergents, newspapers etc.

(b) Consumer durables

Low volume High unit cost

E.g. – Freeze, TV, computers, motorbikes, laptops etc.

(c) Soft goods - It is like consumer durable.

Low/high volume High/low unit cost Frequently purchased

E.g. Clothes, shoes, specs etc.

(d) Services

Targeted consumers Brand name more important Intangible

E.g. – Health insurance, beauty parlours, insurance etc.


2. Industrial market- These markets are not intended directly to consumers but among businessmen.

Finished goods market Raw material market Services

E.g. – Accountancy, legal advice, security services, waste disposal services etc.

What is a market economy? It is an economy system in which economic decisions regarding monetary control, products and their production and methods and control over distribution are based on supply and demand. These are decided solely by the aggregate interaction of a country’s citizens as consumers and businesses and there is very little government intervention or central planning.

Since in market economy, markets are governed by the law of supply and demand, the market itself will determine the price if goods and services.

Businesses can decide which goods to produce and in what quantity and consumers can decide what they want to purchase and at what price. The prices of goods and services are determined in a free price system. In such economy, the government allows and protects ownership of property and exchange. Government plays an important role as the protector of property rights and individual liberty.

In theory, market economy is completely different from practical market economy. However most developed nations today can be classified as mixed economies, they are often said as market economies because they allow market forces to drive most of their activities, typically engaging in government intervention only to the extent that it is needed to provide stability. It can be contrasted with planned economy or centrally planned economy, in which government decisions drive most aspects of a country's economic activity.

What do you understand by Market Penetration? Market Penetration is basically a strategy to increase the base or market share of the existing product. It is one of the four growth strategies of the ‘product market growth matrix’ defined by Ansoff. It occurs when a company penetrates a market in which current or similar products already exist.

Market Penetration can be done by the following means: (a) Attracting nonusers of the product


(b) Encouraging existing users to use more quantity of products. (c) Advertisement (d) Mega sales (e) Lowering prices (f) Bundling

Market Penetration can also be mathematically calculated using following formula –

Market Penetration = (sales volume of the product × 100) ÷ total sales volume of all competing products.

What is a product? A product can be defined as anything which can be offered to a market to satisfy a need or want. Here want or need can be different from different angles. For example if a product ‘biscuit’ is sold in a market, it is satisfying the need of stomach of a person and same time maximizing profit of the company selling the biscuit. In retail product are called as merchandise.

Product can be classified as: 1. Tangible– Vehicle, cloth, gadget etc. 2. Intangible – Cannot be perceived by touch. E.g. – sad songs, action movies etc. 3. Branded– It carries a brand name. 4. Unbranded– It does not carry any brand name.

Note – Goods, idea, method, information, object or service that is the end result of a process and serves as a need or want satisfier. It is a bundle of tangible and intangible attributes like benefits, features, functions, uses etc. that a seller offers to buyers for purchase.

NOTE - Keep visiting https://www.facebook.com/Exam.Affairs.EA.

♣ Which country recently started "Dada bhai Naoroji Awards"?

ANS: UK

NATIONAL PARKS IN INDIA

[1] Anshi National Park --------- Karnataka


[2] Bandipur National Park ----------- Karnataka

[3] Bannerghatta National Park --------- Karnataka

[4] Balphakram National Park ------- Meghalaya

[5] Bandhavgarh National Park --------- Madhya Pradesh

[6] Betla National Park --------- Jharkhand

[7] Bhitarkanika National Park ------- Odisha

[8] Blackbuck National Park, Velavadar -------- Gujarat

[9] Buxa Tiger Reserve -------- West Bengal

[10] Campbell Bay National Park --------- Andaman and Nicobar Islands

[11] Chandoli National Park --------- Maharashtra

[12] Dachigam National Park ------- Jammu and Kashmir

[13] Darrah National Park --------- Rajasthan

[14] Desert National Park -------- Rajasthan

[15] Dibru-Saikhowa National Park --------- Assam

[16] Dudhwa National Park --------- Uttar Pradesh

[17] Eravikulam National Park -------- Kerala

[18] Galathea National Park --------- Andaman and Nicobar Islands

[19] Gangotri National Park --------- Uttarakhand

[20] Gir Forest National Park --------- Gujarat

[21] Gorumara National Park -------- West Bengal

[22] Govind Pashu Vihar Wildlife Sanctuary ------ Uttarakhand


[23] Great Himalayan National Park ------- Himachal Pradesh,

[24] Gugamal National Park -------- Maharashtra

[25] Guindy National Park -------- Tamil Nadu

[26] Gulf of Mannar Marine National Park ---------- Tamil Nadu

[27] Hemis National Park --------- Jammu and Kashmir

[28] Harike Wetland ------- Punjab

[29] Hazaribagh National Park ------- Jharkhand

[30] Indira Gandhi Wildlife Sanctuary and National Park -------- Tamil Nadu

[31] Indravati National Park ------- Chhattisgarh

[32] Jaldapara National Park ------- West Bengal

[33] Jim Corbett National Park -------- Uttarakhand

[34] Kalesar National Park ------ Haryana

[35] Kanha National Park ------- Madhya Pradesh

[36] Kanger Ghati National Park -------- Chhattisgarh

[37] Kasu Brahmananda Reddy National Park -------- Telangana

[38] Kaziranga National Park ------ Assam

[39] Keibul Lamjao National Park ------ Manipur

[40] Keoladeo National Park --------- Rajasthan

[41] Khangchendzonga National Park ------- Sikkim

[42] Kishtwar National Park --------- Jammu and Kashmir

[43] Kudremukh National Park ------- Karnataka


[44] Madhav National Park ------- Madhya Pradesh

[45] Mahatma Gandhi Marine National Park ------- Andaman and Nicobar Islands

[46] Mahavir Harina Vanasthali National Park ------- Telangana

[47] Manas National Park ------ Assam

[48] Mandla Plant Fossils National Park -------- Madhya Pradesh

[49] Marine National Park, Gulf of Kutch ------- Gujarat

[50] Mathikettan Shola National Park ------- Kerala

• Government of India Act 1858 • Indian National Congress (1885) • Partition of Bengal (1905) • Muslim League (1906) • Swadeshi Movement (1905) • Morley-Minto Reforms (1909) • Lucknow Pact (1916) • Home Rule Movement (1916-1920) • The Gandhian Era (1917-1947) • Khilafat Movement (1920) • The Rowlatt Act (1919) • Jallianwalla Bagh Massacre (1919) • Non-Cooperation Movement (1920) • Chauri Chaura Incident (1922) • Swaraj Party (1923) • Simon Commission (1927) • Dandi March (1930) • Gandhi-Irwin Pact (1931) • The Government of India Act, 1935 • Quit India Movement (1942) • Cabinet Mission Plan (1946) • Interim Government (1946) • Formation of Constituent Assembly (1946)


• Mountbatten Plan (1947) • The Indian Independence Act, 1947 • Partition of India (1947)

LIST OF IMPORTANT DAYS

January January 9: NRI Day January 10: World Laughter Day January 12: National Youth Day January 15: Army Day January 26: India's Republic Day, International Customs Day January 30: Martyrs' Day; World Leprosy Eradication Day

February 2nd Sunday of February: World Marriage Day February 24: Central Excise Day February 28: National Science Day

March Second Monday March: Commonwealth Day March 8: International Women's Day; Intl. literacy Day March 15: World Disabled Day; World Consumer Rights Day March 18: Ordnance Factories Day (India) March 21: World Forestry Day; International Day for the Elimination of Racial Discrimination March 22: World Day for Water March 23: World Meteorological Day March 24: World TB Day

April April 5: National Maritime Day April 7 World Health Day April 17 World Haemophilia Day


April 18 World Heritage Day April 21 Secretaries' Day April 22 Earth Day April 23 World Book and Copyright Day

May May 1 Workers' Day (International Labour Day) May 3 Press Freedom Day; World Asthma Day May 2nd Sunday Mother's Day May 4 Coal Miners' Day May 8 World Red Cross Day May 9 World Thalassaemia Day May 11 National Technology Day May 12 World Hypertension Day; International Nurses Day May 15 International Day of the Family May 17 World Telecommunication Day May 24 Commonwealth Day May 31 Anti-tobacco Day

June June 4 International Day of Innocent Children Victims of Aggression June 5 World Environment Day June 3rd Sunday Father's Day June 14 World Blood Donor Day June 26 International Day against Drug Abuse and Illicit Trafficking

July July 1 Doctor's Day July 6 World Zoonoses Day July 11 World Population Day

August August 3 Internatioal Friendship Day August 6 Hiroshima Day August 8 World Senior Citizen's Day August 9 Quit India Day, Nagasaki Day


August 15 Indian Independence Day August 18 International Day of the World's Indigenous Peoples August 19 Photography Day August 29 National Sports Day August 19 Photography Day August 29 National Sports Day

September September 2 Coconut Day September 5 Teachers' Day; Sanskrit Day September 8 World Literacy Day (UNESCO) September 15 Engineers' Day September 16 World Ozone Day September 21 Alzheimer's Day; Day for Peace & Non-violence (UN) September 26 Day of the Deaf September 27 World Tourism Day

October October 1 International Day for the Elderly October 2 Gandhi Jayanthi October 3 World Habitat Day October 4 World Animal Welfare Day October 8 Indian Air Force Day October 9 World Post Office Day October 10 National Post Day October 2nd Thursday World Sight Day October 13 UN International Day for Natural Disaster Reduction October 14 World Standards Day October 15 World White Cane Day (guiding the blind) October 16 World Food Day October 24 UN Day; World Development Information Day October 30 World Thrift Day

November November 9 Legal Services Day


November 14 Children's Day; Diabetes Day November 17 National Epilepsy Day November 20 Africa Industrialization Day November 29 International Day of Solidarity with Palestinian People

December December 1 World AIDS Day December 3 World Day of the Handicapped December 4 Indian Navy Day December 7 Indian Armed Forces Flag Day December 10 Human Rights Day December 18 Minorities Rights Day (India) December 23 Kisan Divas (Farmer's Day) (India)

50 NATIONAL PARKS IN INDIA [1] Anshi National Park --------- Karnataka [2] Bandipur National Park ----------- Karnataka [3] Bannerghatta National Park --------- Karnataka [4] Balphakram National Park ------- Meghalaya [5] Bandhavgarh National Park --------- Madhya Pradesh [6] Betla National Park --------- Jharkhand [7] Bhitarkanika National Park ------- Odisha [8] Blackbuck National Park, Velavadar -------- Gujarat [9] Buxa Tiger Reserve -------- West Bengal [10] Campbell Bay National Park --------- Andaman and Nicobar Islands [11] Chandoli National Park --------- Maharashtra [12] Dachigam National Park ------- Jammu and Kashmir [13] Darrah National Park --------- Rajasthan


[14] Desert National Park -------- Rajasthan [15] Dibru-Saikhowa National Park --------- Assam [16] Dudhwa National Park --------- Uttar Pradesh [17] Eravikulam National Park -------- Kerala [18] Galathea National Park --------- Andaman and Nicobar Islands [19] Gangotri National Park --------- Uttarakhand [20] Gir Forest National Park --------- Gujarat [21] Gorumara National Park -------- West Bengal [22] Govind Pashu Vihar Wildlife Sanctuary ------ Uttarakhand [23] Great Himalayan National Park ------- Himachal Pradesh, [24] Gugamal National Park -------- Maharashtra [25] Guindy National Park -------- Tamil Nadu [26] Gulf of Mannar Marine National Park ---------- Tamil Nadu [27] Hemis National Park --------- Jammu and Kashmir [28] Harike Wetland ------- Punjab [29] Hazaribagh National Park ------- Jharkhand [30] Indira Gandhi Wildlife Sanctuary and National Park -------- Tamil Nadu [31] Indravati National Park ------- Chhattisgarh [32] Jaldapara National Park ------- West Bengal [33] Jim Corbett National Park -------- Uttarakhand [34] Kalesar National Park ------ Haryana [35] Kanha National Park ------- Madhya Pradesh [36] Kanger Ghati National Park -------- Chhattisgarh [37] Kasu Brahmananda Reddy National Park


-------- Telangana [38] Kaziranga National Park ------ Assam [39] Keibul Lamjao National Park ------ Manipur [40] Keoladeo National Park --------- Rajasthan [41] Khangchendzonga National Park ------- Sikkim [42] Kishtwar National Park --------- Jammu and Kashmir [43] Kudremukh National Park ------- Karnataka [44] Madhav National Park ------- Madhya Pradesh [45] Mahatma Gandhi Marine National Park ------- Andaman and Nicobar Islands [46] Mahavir Harina Vanasthali National Park ------- Telangana [47] Manas National Park ------ Assam [48] Mandla Plant Fossils National Park -------- Madhya Pradesh [49] Marine National Park, Gulf of Kutch ------- Gujarat [50] Mathikettan Shola National Park ------- Kerala

IMPORTANT AGE LIMIT & TIME LIMIT

==================================================

●●Important Age Limits in Indian Constitution●●

1. Minimum age for election to the post of President/Vice-President/Governor 35 years

2. Minimum age for election as MP (Lok Sabha)/MLA 25 years

3. Minimum age for election as MP (Rajya Sabha)/MLC 30 years

4. Upper age limit for appointment as a judge of Supreme Court, Attorney General, Comptroller

General, member of Public Service Commission 65 years

5. Upper age limit for appointment as a judge of High court/ Advocate General/member of State

Commission 62 years

6. Minimum age limit for employment in a factory 14 years

7. Age between which education has been made a fundamental right 6 to 14 years


8. Minimum marriageable age for a male 21 years

9. Minimum marriageable age for a female 18 years.

●●Important Time Limits in Indian Constitution●●

1. Maximum interval between two sessions of Parliament/State Assembly Six months

2. Maximum life of Presidential Ordinance Six months + Six weeks*

3. Maximum period within which an election is to be held to fill a vacancy created by the death,

resignation or removal, or otherwise of a President Six months

4. Maximum duration for which President’s rule can be imposed in a state Six months extendable

upto a maximum of three years

5. Time after which money bill passed by Lok Sabha is deemed to have been passed by Rajya Sabha

when no action is taken by it 14 days

6. Maximum duration for which a President/Vice-President/Governor may hold his office from the

date on which he enters his office 5 years

7. Maximum duration for which a Lok Sabha/State Legislature may function from the date appointed

for its first meeting 5 years

8. Maximum period for which the term of a Lok Sabha/State Legislature may be extended while a

Proclamation of Emergency is in operation 1 year at a time

9. Where the term of a Lok Sabha/State Legislature has been extended while a Proclamation of

Emergency is in operation, the maximum period for which he Lok Sabha/State Legislature may

continue to function after the Proclamation of Emergency has ceased to operate Six months

10. Maximum duration for which a Union Minister/State Minister may hold his office without being a

member of either of the houses of the Parliament/State Legislature Six months

11. Maximum duration for which a member of either House of Parliament may be absent without

permission, before his seat is declared is vacant 60 days

12. Maximum period within which a person who is arrested and detained in custody shall be produced

before the nearest magistrate 24 hours

13. Maximum duration for which a Panchayat/Municipality shall function from the date appointed for

its first meeting 5 years

14. Maximum duration for which a member of a Public Service Commission may hold his office subject

to his not attaining the age of sixty-five years 6 years

15. Maximum duration for which a member of a State Commission may hold his office subject to his

not attaining the age of sixty-two years 6 years.

Rank of India in different Indexes for 2013 ‐14:


1. Global Environment Performance Index 2014 – 155 2. Intellectual property (IP) environment 2014 – 25 (US ranked on the top followed by UK and France) 3. World Press Freedom Index 2014 ‐ 140 in the list of 180 countries 4. World's best countries for doing business 2014 – 134 5. Global Peace Index 2014 – 143 6. Global Hunger Index 2013 ‐ 63 7. World Prosperity Index 2013 – 106. 8. Human Development Report 2014 – 135 9. Global Corruption Index 2014 – 94 10. Global Competitiveness Index 2014 ‐ 71

VOCABULARY

(1) Inception ( , , )

beginning; start; commencement. Example - He has been the director of the project since its inception. Synonyms - origin,Beginning, outset, source, root, conception. Antonyms - conclusion,end,close,completion,consequence etc

(2) Colossal ( , ) English Meaning - Extraordinarily great in size, extent, or degree; gigantic; huge. Synonyms- Huge,enormous,monstrous,gigantic etc Antonyms -Miniature,teeny,tiny,little,minute,small etc

(3) Paradox ( सच स ) English Meaning - A statement or proposition that seems self-contradictory or absurd but in reality expresses a possible truth. Synonyms - Mystery,Ambiguity,Puzzle,absurdity. Antonyms - Regularity,Usualness,accuracy,normality, truth

(4) Vigorous (स )

English Meaning - Energetic, Powerful, Full of physical and Mental Strength


Synonyms- Active,brisk,dynamic,effective,efficient,forceful,healthy Antonyms - Apathetic,delicate,dispirited,dull,easy,facile,feeble,helpless etc

(5) Proliferate ( च , च ) English Meaning - Increase Quickly, Grow Rapidly, Increase Rapidly etc Synonyms- Generate, Propagate, Multiply, Reproduce etc Antonyms- Decrease, Kill, Destroy, Lessen, Shrink etc

(6) Stipulate( स , ) English Meaning - Make an oral contract or agreement in the verbal form of question and answer that is necessary to give it legal force. Synonyms - Impose, Designate, Specify, engage,Make a point etc Antonyms - Refuse, break,mix up, decline, break off, discourage etc

(7) Censure ( , , ) English Meaning - Severe Criticism, to criticize or reproach in a harsh or vehement manner. Synonyms - blame,rebuke,condemnation,reprimand Antonyms - Praise, Compliment,Encouragement etc

(8) Diligent ( , च )

English Meaning - Hard Working, persevering. Synonyms - Active,industrious,tireless,eager,attentive etc Antonyms - Careless,Inactive,disinterested,idle,lazy,ignorant etc

(9) Contemplation ( , च )

English Meaning - deep thought, Planning Synonyms - Meditation,deliberation,intension,ambition etc Antonyms - Ignorance, Rejection,neglect,slight,avoidance etc

(10) Adulation ( स , च च , च स ) English Meaning - Servile flattery; praise in excess, or beyond what is merited. Synonyms - Applause, Commendation,Flattery,Blandishment etc Antonyms - Abuse, Criticism etc

LATEST BANKING AWARENESS ==========================


1. SBI cuts home loan rate by up to 0.15 per cent

2. ICICI Bank offers EMI scheme on Debit card purchase

3. Jan Dhan Yojana: 5.27 lakh accounts opened across Andhra Bank branches

4. SBI signs $152 million export line of credit with Japanese bank

5. Banks open 2.14 crore accounts under Jan Dhan mission

6. Muthoot finance launches scheme for Kerala customers for Onam

7. Jan Dhan Yojana: SBI opens 1.50 lakh bank accounts in Tamilnadu & Puducherry

8. United bank of India wins seconds leg of legal battle with Kingfisher Airlines chairman Vijay Mallya

9. IDBI bank joins UNICEF for safe water, hygiene to 80,000 children in 400 Maharashtra, UP schools

10. RBI has lowered the cap on free ATM transactions and allowed banks to charge customers

11. HDFC Bank tops WPP’s BrandZ report with value of $9.4 billion

12. ICICI launched EMI Facility on debit cards ties up with Samsung

13. HDFC Bank opens branch in Dubai

14. HDFC Bank launches Forexplus card for Haj, Umrah pilgrims for making all patyments during the pilgrimage in a convenient and secure manner and thus avoid Saudi Riyals

15. Pune based LinguaNext to partner nationalised and private banks for ATM Transaction slips and is already working with different bank, including the State Bank of India

16. RBI will soon issue Rs 1,000 denomination bank notes with inset letter R in the Mahatma Gandhi Series – 2005

17. RBI announced only 3 free withdrawals from other ATMs, 5 from own


18.New Ezetap : The device which is used by banks like SBI, HDFC and Citibank that facilitates like an ATM for checking balance, transferring money, get a mini statement and opening a bank account through Aadhaar

19. TMB aims to achieve Rs 1 lakh crore turnover in next four years

20. Federal Bank opens its 1206th branch at Andathode, Thrissur

21. ICICI bank launches travel card aimed at students who are heading out for higher studies outside India to help them manage their international expenses

22. RBI proposes COO ( Chief Operating Officer) post in Rank of Deputy Governor

23. Reserve Bank of India Governor Raghuram Rajan, has been conferred Euromoney’s Central Bank Governor of the Year Award 2014.

24. Deutsche Bank launches zero balance savings account for professionals

25. SBI Life insurance appoints Arjit Basu as MD, CEO

26. SBI launches Hindi version of its app ‘STATE BANK ANYWHERE’

27. IndusInd Bank Launches co-branded credit card with Jet Airways

28. Indian Bank revises its interest rate to 2.36 percent from the 2.55 per cent

29. State Bank of India has proposed to provide unlimited usage of its own ATM network for the customers maintaining an average monthly balance of Rs 25,000 and above. Starting from Nov 1, the banks will limit ATM usage at their own ATMs and third party ATMs to 5 and 3 respectively.

30. Karur Vysya Bank has bagged the Best Bank Award for Business Intelligence Initiatives among small banks.

Idioms.


1. At dagger’s drawn – to have bitter enmity 2. Add fuel to the flame or fire – to make matter worse 3. At a stone’s throw – very close 4. Blow one’s trumpet – to praise oneself 5. Burn a hole in one’s pocket – money spent quickly 6. Burn candle at both ends – squander 7. Blow hot and cold- to speak in favour and against at the same time 8. Call a spade a spade – to speak plainly 9. Carrot and stick policy – reward and punishment 10. Get into hot waters – get into trouble.

Abbreviations : Related to IT Sector

1.) GOOGLE : Global Organization Of Oriented Group Language Of Earth .

2.) YAHOO : Yet Another Hierarchical Officious Oracle .

3.) WINDOW : Wide Interactive Network Development for Office work Solution

4.) COMPUTER : Common Oriented Machine Particularly United and used under Technical and

Educational Research.

5.) VIRUS : Vital Information Resources Under Siege .

6.) UMTS : Universal Mobile Telecommunications System .

7.) AMOLED: Active-matrix organic light-emitting diode

8.) OLED : Organic light-emitting diode

9.) IMEI: International Mobile Equipment Identity .

10.) ESN: Electronic Serial Number .

11.) UPS: uninterruptible power supply .

12). HDMI: High-Definition Multimedia Interface

13.) VPN: virtual private network


14.) APN: Access Point Name

15.) SIM: Subscriber Identity Module

16.) LED: Light emitting diode.

17.) DLNA: Digital Living Network Alliance

18.) RAM: Random access memory.

19.) ROM: Read only memory.

20) VGA: Video Graphics Array

21) QVGA: Quarter Video Graphics Array

22) WVGA: Wide video graphics array.

23) WXGA: Widescreen Extended Graphics Array

24) USB: Universal serial Bus

25) WLAN: Wireless Local Area Network

26.) PPI: Pixels Per Inch

27.) LCD: Liquid Crystal Display.

28.) HSDPA: High speed down-link packet access.

29.) HSUPA: High-Speed Uplink Packet Access

30.) HSPA: High Speed Packet Access

31.) GPRS: General Packet Radio Service

32.) EDGE: Enhanced Data Rates for Global Evolution

33.)NFC: Near field communication

34.) OTG: on-the-go

35.) S-LCD: Super Liquid Crystal Display

36.) O.S: Operating system.


37.) SNS: Social network service

38.) H.S: HOTSPOT

39.) P.O.I: point of interest

40.) GPS: Global Positioning System

41.) DVD: Digital Video Disk / digital versatile disc

42.) DTP: Desk top publishing.

43.) DNSE: Digital natural sound engine .

44.) OVI: Ohio Video Intranet

45.) CDMA: Code Division Multiple Access

46.) WCDMA: Wide-band Code Division Multiple Access

47.) GSM: Global System for Mobile Communications

48.)WI-FI: Wireless Fidelity

49.) DIVX: Digital internet video access.

50.) .APK: authenticated public key.

51.) J2ME: java 2 micro edition

53.) DELL: Digital electronic link library.

54.) ACER: Acquisition Collaboration Experimentation Reflection

55.) RSS: Really simple syndication

56.) TFT: thin film transistor

57.) AMR: Adaptive Multi- Rate

58.) MPEG: moving pictures experts group

59.) IVRS: Interactive Voice Response System

60.) HP: Hewlett Packard


GA Question for upcoming exams:

1. Nobel prize for physics in 2014 is given for? Ans – blue LED 2. Which District in Rajasthan has decided to ban 150 years tradition of camel sacrifice? Ans – Tonk 3. Nobel Prize2014 in Medicine has been given for? Ans – Brain GPS 4. Which Company has decided to split in to two public trading company recently? Ans – Hewlett Packard 5. Who announced thatit will launch a new constellation of marine surveillance satellites by 2019? Ans – China 6. Who won 2014 Waislitz Global Citizen Award? Ans - Anoop Jain 7. Who has been appointed as Chief Executive Officer (CEO) of Jet Airways? Ans - CramerBall 8. Name the committee which framed guidelines to regulate expenditure and contents of advertisements paid out of tax payers' money? Ans - NR Madhava Menon committee 9. When was World Habitat Day celebrated? Ans - 6 October 2014 10. SportsPerson Birendra Lakra is associated with which sport Ans – Hockey

1. MARKETING is the process of communicating the value of a product or service to customers, for the

purpose of selling that product or service.


2. Mass Marketing means marketing the mass produced goods.

3. Strategic marketing means decision making process that involves the analysis of the internal

capabilities and external environment of a company.

4. Stimulation marketing means there is no demand for the product and people are not interested to

purchase the product hence special offers are given to stimulate the people.

5. Synchrome marketing means irregular demand.

6. De-marketing means the demand for the product exceeds the supply.

7. Producer goods means goods which are priced high and required a few to produce other goods in

the industry ex: lathe, motor etc

8. Consumer goods are required in large number and directly used by the consumer.

9. Derived goods means the demand for the product is derived from the demand of other products ex:

the selling of stabilizer depends upon the selling of TV’s and refrigerator.

10. The client of an advertising agency is called Customer.

11. CRM means Customer Relationship Management.

12. Segmentation of consumer market is based on consumer characteristics and consumer responses.

13. B2B means – business to business

14. Database marketing is direct form of marketing.

15. A Buyers Market means supply exceeds demands

16. Niche market means a specified market for the target group.

17. HNI marketing means High Networth Individual.

18. Relationship marketing is useful for cross selling of products.


19. Good public relations indicate

Improved marketing skills Improved brand image Improved customer service

20. Marketing functions includes

Designing new products Advertisements Publicity After sales service

21. Effective selling skills depends on

Effective lead generation Sales call planning Territory allocation Effective communication skills

22. Marketing channels mean

Delivery period Delivery outlets Delivery time Delivery place

23. Marketing information means

Knowledge level of marketing staffs Information about marketing staff Information regarding share market Knowledge of related markets

24. A DSA means Direct Selling Agent.

25. Service marketing resorted to in Insurance companies and banks.

26. Service marketing is same as


Internet marketing Telemarketing Internal marketing Relationship marketing

27. Market segmentation helps to determine target groups.

28. The seven P’s of marketing

Product Price Place Promoting Process People Physical Evidence

29. SWOT – Strengths Weakness Opportunities Threats.

30. Standard marketing practices include lowering the selling price.

31. USP of a product means Unique Selling Proposition.

“Rosser Reeves” coined the term USP.

32. MBO means Management by Objectives (“Peter Drucker”)

33. AIDA – Attention Interest Desire Action

34. BTL – Below the line

35. Right-time marketing is an approach to marketing which selects an appropriate time and place for

the delivery of a marketing message.

36. A group of related products manufactured by a single company is called product line.

37. MDSS – Marketing Decision Support System.

38. Target group for the marketing of Internet Banking – All the computer educated customers.

39. Innovation means new ideas and product designing.


40. Service after sale is not the function of marketing staff.

41. A good seller should have the following quality/qualities

Devotion to the work Sympathy Submissive

42. Planned cost service means – additional profit on same cost.

43. A non-traditional, low-cost, flexible and highly effective marketing is termed as Gorilla marketing.

44. The aim of successful marketing is to increase the outlet of the seller.

45. Low end market means a market for lower price products.

46. The strategy used to charge different prices for the same product is called price discrimination.

47. The system designed to support marketing decision making is – marketing information system.

48. Conversion in marketing means converting suspect into prospect.

49. MC means – Marginal Cost.

50. Personalized marketing (also called personalization, and sometimes called one-to-one marketing)

is an extreme form of database marketing. Personalization tries to make a unique product offered for

each customer.

1) RBI – The Reserve Bank of India is the apex bank of the country, which was constituted under the

RBI Act, 1934 to regulate the other banks, issue of bank notes and maintenance of reserves with a

view to securing the monetary stability in India.

2) Demand Deposit – A Demand deposit is the one which can be withdrawn at any time, without any

notice or penalty; e.g. money deposited in a checking account or savings account in a bank.


3) Time Deposit – Time deposit is a money deposit at a banking institution that cannot be withdrawn

for a certain "term" or period of time. When the term is over it can be withdrawn or it can be held for

another term.

4) Fixed Deposits – FDs are the deposits that are repayable on fixed maturity date along with the

principal and agreed interest rate for the period. Banks pay higher interest rates on FDs than the

savings bank account.

5) Recurring Deposits – These are also called cumulative deposits and in recurring deposit accounts, a

certain amounts of savings are required to be compulsorily deposited at specific intervals for a

specified period.

6) Savings Account – Savings account is an account generally maintained by retail customers that

deposit money (i.e. their savings) and can withdraw them whenever they need. Funds in these

accounts are subjected to low rates of interest.

7) Current Accounts – These accounts are maintained by the corporate clients that may be operated

any number of times in a day. There is a maintenance charge for the current accounts for which the

holders enjoy facilities of easy handling, overdraft facility etc.

8) FCNR Accounts – Foreign Currency Non-Resident accounts are the ones that are maintained by the

NRIs in foreign currencies like USD, DM, and GBP etc. The account is a term deposit with interest rates

linked to the international rates of interest of the respective currencies.

9) NRE Accounts – Non-Resident External accounts are the ones in which NRIs remit money in any

permitted foreign currency and the remittance is converted to Indian rupees for credit to NRE

accounts. The accounts can be in the form of current, saving, FDs, recurring deposits. The interest

rates and other terms of these accounts are as per the RBI directives.

10) Cheque Book - A small, bound booklet of cheques. A cheque is a piece of paper produced by your

bank with your account number, sort-code and cheque number printed on it. The account number

distinguishes your account from other accounts; the sort-code is your bank's special code which

distinguishes it from any other bank.

11) Cheque Clearing - This is the process of getting the money from the cheque-writer's account into

the cheque receiver's account.


12) Clearing Bank - This is a bank that can clear funds between banks. For general purposes, this is any

institution which we know of as a bank or as a provider of banking services.

13) Bounced Cheque - when the bank has not enough funds in the relevant account or the

account holder requests that the cheque is bounced (under exceptional circumstances) then the bank

will return the cheque to the account holder.

14) Credit Rating - This is the rating which an individual (or company) gets from the credit industry.

This is obtained by the individual's credit history, the details of which are available from specialist

organisations like CRISIL in India.

15) Credit-Worthiness - This is the judgement of an organization which is assessing whether or not to

take a particular individual on as a customer. An individual might be considered credit-worthy by one

organisation but not by another. Much depends on whether an organization is involved with high risk

customers or not.

16) Interest - The amount paid or charged on money over time. If you borrow money interest will be

charged on the loan. If you invest money, interest will be paid (where appropriate to the investment).

17) Overdraft - This is when a person has a minus figure in their account. It can be authorized (agreed

to in advance or retrospect) or unauthorized (where the bank has not agreed to the overdraft either

because the account holder represents too great a risk to lend to in this way or because the account

holder has not asked for an overdraft facility).

18) Payee - The person who receives a payment. This often applies to cheques. If you receive a cheque

you are the payee and the person or company who wrote the cheque is the payer.

19) Payer - The person who makes a payment. This often applies to cheques. If you write a cheque you

are the payer and the recipient of the cheque is the payee.

20) Security for Loans - Where large loans are required the lending institution often needs to have a

guarantee that the loan will be paid back. This takes the form of a large item of capital outlay

(typically a house) which is owned or partly owned and the amount owned is at least equivalent to

the loan required.

21) Internet Banking - Online banking (or Internet banking) allows customers to conduct financial

transactions on a secure website operated by the bank.


22) Credit Card - A credit card is one of the systems of payments named after the small plastic card

issued to users of the system. It is a card entitling its holder to buy goods and services based on the

holder's promise to pay for these goods and services.

23) Debit Card – Debit card allows for direct withdrawal of funds from customers bank accounts. The

spending limit is determined by the available balance in the account.

24) Loan - A loan is a type of debt. In a loan, the borrower initially receives or borrows an amount of

money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of

money to the lender at a later time. There are different kinds of loan such as the house loan, auto

loan etc.

25) Bank Rate - This is the rate at which central bank (RBI) lends money to other banks or financial

institutions. If the bank rate goes up, long-term interest rates also tend to move up, and vice-versa.

26) CRR - Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI

decides to increase the percent of this, the available amount with the banks comes down. RBI is using

this method (increase of CRR rate), to drain out the excessive money from the banks.

27) SLR - SLR stands for Statutory Liquidity Ratio. This term is used by bankers and indicates the

minimum percentage of deposits that the bank has to maintain in form of gold, cash or other

approved securities. Thus, we can say that it is ratio of cash and some other approved to liabilities

(deposits). It regulates the credit growth in India.

28) ATM - An automated teller machine (ATM) is a computerised telecommunications device that

provides the clients with access to financial transactions in a public space without the need for a

cashier, human clerk or bank teller. On most modern ATMs, the customer is identified by inserting a

plastic ATM card with a magnetic stripe or a plastic smart card with a chip, that contains a unique card

number and some security information such as an expiration date or CVV. Authentication is provided

by the customer entering a personal identification number (PIN)

29) REPO RATE: - Under repo transaction the borrower places with the lender certain acceptable

securities against funds received and agree to reverse this transaction on a predetermined future date

at agreed interest cost. Repo rate is also called (repurchase agreement or repurchase option).

30) REVERSE REPO RATE: is the interest rate earned by the bank for lending money tothe RBI in

exchange of govt. securities or "lender buys securities with agreement to sell them back at a


predetermined rate".

31) CASH RESERVE RATIO: specifies the percentage of their total deposits the commercial bank must

keep with central bank or RBI. Higher the CRR lower will be the capacity of bank to create credit.

32) SLR: known as Statutorily Liquidity Ratio. Each bank is required statutorily maintain a prescribed

minimum proportion of its demand and time liabilities in the form of designated liquid asset.

OR

"Every bank has to maintain a percentage of its demand and time liabilities by way of cash, gold etc".

33) BANK RATE: is the rate of interest which is charged by RBI on its advances to commercial banks.

When reserve bank desires to restrict expansion of credit it raises the bank rate there by making the

credit costlier to commercial bank.

34) OVERDRAFT: It is the loan facility on customer current account at a bank permitting him to

overdraw up to a certain agreed limit for a agreed period ,interest is payable only on the amount of

loan taken up.

35) PRIME LENDING RATE: It is the rate at which commercial banks give loan to its prime customers.

36) IFSC: IFSC stands for Indian Financial System Code. It is an alpha-numeric code that uniquely

identifies a bank-branch participating in the NEFT system.

ii. This is an 11 digit code with the first 4 alpha characters representing the bank, The 5th character is 0

(zero) and the last 6 characters representing the bank branch.

iii. IFSC is used by the NEFT system to identify the originating / destination banks / branches and also

to route the messages appropriately to the concerned banks / branches.

For ex: SBIN0015986 :

(a) First 4 character SBIN – refers to State Bank of India.

(b) 0 is a control number.

(c) Last six characters (015986) represents the SBI branch name.

37) MICR : MICR stands for Magnetic Ink Character Recognition. MICR Code is a 9 numeric digit code

which uniquely identifies a bank branch participating in the ECS Credit scheme. MICR code consists of

9 digits e.g 400229128

i. First 3 digits represent the city (400)

ii. Next 3 digits represent the bank (229)

iii. Last 3 digits represent the branch (128)


The MICR Code allotted to a bank branch is printed on the MICR band of cheque leaves issued by bank

branches.

38) Cheque Truncation:

i. Truncation is the process of stopping the flow of the physical cheque issued by a drawer at some

point with the presenting bank en-route to the drawee bank branch.

ii. In its place an electronic image of the cheque is transmitted to the drawee branch by the clearing

house, along with relevant information like data on the MICR band, date of presentation, presenting

bank, etc.

iii. Cheque Truncation speeds up the process of collection of cheques resulting in better service to

customers, reduces the scope for clearing-related frauds or loss of instruments in transit, lowers the

cost of collection of cheques, and removes reconciliation-related and logistics-related problems, thus

benefiting the system as a whole.

Marketing is nothing but to Tell about your product and to sell it.

The technical definition is

“Marketing is the process of planning and executing the concepts, pricing, promotion and distribution

of ideas/goods/services to satisfy individual's/organizational”.

Marketing is the process of communicating the value of a product or service to customers, for the

purpose of selling that product or service.

There are several types of marketing are there, some of them are

Bench Marketing: The Bench Marketing is nothing but the comparison of the business processes with competitors and improving prevailing ones.

Drip Marketing: Drip Marketing is sending promotional items to Clients. Viral Marketing: Viral Marketing is marketing by the word of the mouth, having a high pass

rate from person to. The best example for this is creating a 'buzz' in the industry. Guerilla Marketing: Guerilla Marketing is an Unconventional marketing intended to get

maximum results from minimal resources (Maximum results from Minimum resources)

https://www.facebook.com/Exam.Affairs.EA





Social Media Marketing: Marketing using online communities, social networks, blog marketing etc is called the social media marketing.

Internet Marketing: M marketing of products or services over the Internet is called Internet Marketing. It is also known as i-marketing, web-marketing, online-marketing, Search Engine Marketing (SEM) and e-Marketing.

Digital Marketing: The marketing which uses digital advertising is called digital marketing. Television, Radio, Internet, mobile etc.

Direct Marketing: If the company directly reaches to the customers on a personal basis (ex : phone calls, private mailings, etc) rather than traditional channel of advertising (like TV, Newspapers, etc) then that type of marketing is called the Direct Marketing. There are a number of types in direct marketing. Some of them are

1. Direct Mail Marketing: Advertising material sent directly to home and business addresses (This is the most common form of direct marketing)

2. Telemarketing: It is the second most common form of direct marketing, in which marketers contact consumers by phone.

3. Email Marketing: This type of marketing targets customers through their email accounts (you might have observed them in your e mails too)

Indirect Marketing: It is the distribution of a particular product through a channel that includes one or more re-sellers.

Difference between Direct and Indirect Marketing:

Direct marketing is where the consumer hears about a product or service from a sales person or

associate, representing the company offering the product or service.

Indirect marketing is where the consumer hears about a product or service from a third party. The

third party could consist of word of mouth from another customer, radio, television, newspaper, or

billboards.

For example, an advertisement may ask the prospect to call on a free phone number, mail in a

response or order, or click on a link to a website. This is an example of marketing is Direct Marketing.

Example of Indirect marketing is Katrina Kaif, as she markets LUX but she doesn’t own that company.

Product Life Cycle (PLC): Product life cycle is a business analysis that attempts to identify a set of

common stages in the life of commercial products. In other words the 'Product Life cycle' PLC is used

to map the lifespan of the product such as the stages through which a product goes during its lifespan.

IMPORTANT ABBREVIATIONS:

Ad: Advertising

MKT: Marketing




B2B: Business to Business

F500: Fortune 500

EM: Email

DM: Direct Mail

ABM: Account Based marketing

TAP: Targeted account programs

DM: Digital Marketing

SE: Search Engine

SERP: Search Engine Results Page

SEM: Search Engine Marketing

SEO: Search Engine Optimization

SMM: Social Media Marketing

SMO: Social Media Optimization

PPC: Pay Per Click

PPA: Pay Per Action

PPI: Pay Per Impression

PPL: Pay Per Lead

CTR: Click through rate

CPC: Cost Per Click

CPL: Cost Per Lead

CPS: Cost Per Sale

CMS: Content Management System

CRM: Content Relationship Management

MAP: Marketing Automation Platform

SFA: Sales Force Automation

BI: Business Intelligence

MLM: Multi Level Marketing

FDI: Foreign Direct Investment

POP: Point of Purchase Display

R&D: Research and Development

UPC: Universal Product Code

POS: Point of Sale Display

ROI: Return on Investment

CLS: Costumer Location System

RPM: Resale Price Maintenance

VAT: Value Added Tax

CR: Concession Rate

DRA: Direct Response Advertising


CLV: Customer Lifetime Value

eCommerce: Electronic Commerce

CRM: Customer Relationship Management

NPD: New Product Development

ROMI: Return on Marketing Investment

LTV: Life Time Value

BDI: Brand Development Index

CDI: Category Development Index

MR: Market Research

AIM: Alternative Investment Market

MS: Market Share

TMV: True Market Value

MAA: Marketing Authorization Application

MS: Market Surveillance

WOMM: Word of Mouth Marketing

IDRA: Industries Development and Regulation Act

UX: User Experience

GRS: Gross rating Point

BEP: Break Even Point

PAN: Permanent Account Number

IMF: International Monetary Fund

EOQ: Economic Order quality.

Marketing Notes (4)

Market: It is a physical place or an environment where sellers and buyers meet together to exchange goods and services.

Marketing: It is the sum total of all activities that are related to the free flow of goods from the producer to the customer. Getting the right goods & services, to the right people, at the right place, at the right time and at the right price.

Marketing Management: It is the art and science of choosing target markets and getting, keeping and growing customers through creating, delivering and communicating superior customer value.

Market Research: It is a process of collection and analyzing information regarding customer needs and buying habits, the nature of competition in the market, prevailing prices, distribution network, effectiveness of advertising media etc for arriving at a decision.


Relationship Marketing: It is basically building mutually satisfying long term relationships with key parties like customers, suppliers, distributors and other marketing partners in order to earn and retain their business.

Direct Marketing: It consists of a manufacturer selling directly to the final customer. It is also called zero level channel. The major examples are door-to-door sales, telemarketing, Internet selling etc.

Packaging: It involves putting the goods in attractive packets according to the convenience of consumers. Well designed packages can build brand equity and drive sales. The package is the buyer's first encounter with the product and is capable of turning the buyer on or off.

Personal Selling: It is a part of promotional activity. It involves communicating directly with the target audience through paid personnel of the company or its agents for making sales.

Marketing Mix (4P's): Product, Price, Place, Promotion

Viral Marketing: Marketing by the word of mouth having a high pass route from person to person is called viral marketing. It can create a splash in the market place to showcase a brand and its noteworthy features.

Product Policy: It is concerned with defining the type, volume and timing of the products a company offer for sale.

Rights of consumers: Right to safety, Right to be informed, Right to choose, Right to be heard Right to seek redressal, Right to consumer education.

Cross Selling: An exposure to various other unutilized services of the bank to a customer is called cross selling. It also includes identifying customer needs, matching the products to customer needs, convincing the customers of product benefits & responding to questions and objections of customers.

SME's: It stands for Small & Medium Enterprises. Market Expansion: It is growth in sales through existing and new products by adopting

competitive strategies. It includes expanding the total market, defending market share, expanding market share etc.

Product Diversification: It refers to manufacturing or distributing more than one product by the producer or dealer.

Marketing Plan: It is a written document that summarizes what the marketer has learned about the market place and indicates how the firm plans to reach its marketing objectives. It is the one of the most important outputs of the marketing process.

Green Marketing: It is a new environment friendly marketing technique. Product Elimination: It is a process of removing product from the product line (it is a group of

products that are closely related to each other). Drip Marketing: The method of sending promotional items to clients is called drip marketing. Selling: It is confined to persuasion of consumers to buy firm's goods and services. It involves

the transfer of ownership of goods to create possession utility. Bench Marketing: A comparison of the business processes with competitors and improving

prevailing ones is called bench marketing.


Qualities of a good seller: Devotion to the work, Submissive, Sympathy, Active mind set, Communication skill, Creativity, Motivation.

Prospect: A 'likely' interested customer of the bank is termed as a prospect. Customer Relationship Management (CRM): It allows the company to discover whom its

customers are, how they behave and what they need or want. It also enables the company to respond appropriately, coherently and quickly to different customer opportunities.

Call: In marketing, calling the prospective customer is known as a call. Sales Forecasting: It is the expected level of company's sales based on a chosen marketing

plan an assumed marketing environment. It involves sales planning, sales pricing, distribution channels, consumer tastes etc.

Motivation: It refers to inspiring one self and others to perform better. Branding: The essence of a product, its quality and competitiveness displayed in the form of

letters, symbols and colours is known as branding. Sales Forecasting: The method of estimating volume of sales that a company can expect to

attain within a planned period is called sales forecasting.

Advertising: Any paid form of non-personal presentation and promotion of ideas, goods or services by an identified sponsor.

Segmentation: The process of dividing a market into a number of sub markets is known as market segmentation.

Positioning: The development of marketing mix to influence a customer's perception of a brand is called positioning.

Consumer Behaviour: A consumer's buying behaviour is influenced by cultural, social, personal and psychological factors.

Promotion: When a marketer persuades a person or group of prospective buyers, the communication is termed as promotion.

Product Life Cycle (PLC): It is the life period of product in the market. The different stages includes Introduction, Growth, Maturity, Decline.

Bancassurance: Bancassurance simply means selling of insurance products by banks. In this arrangement, insurance companies and banks undergo a tie-up, thereby allowing banks to sell the insurance products to its customers.

Consumer Goods: Goods meant for personal consumption by the households or ultimate consumers are called consumer goods. It includes items like groceries, cloths etc.

Industrial Goods: Goods meant for consumption as use as inputs in production of other products orprovision of some service are termed as industrial goods.

Demarketing: Marketing aimed at limiting market growth; for example, some governments practice demarketing to conserve natural resources, and organizations use a demarketing approach when there is so much demand that that are unable to serve the needs of all potential customers adequately.


Solved Questions for Competitive Exams

Ques: Which is not an official language of UNO ?A. EnglishB. ChineseC. French

D. Japanese √

Ques: The First earth Summit was hold at A. Buenos Aires

B. Rio de Janerio √

C. Dar-es-SalaamD. None of these

Ques: For which word, the letter ‘G’ hasbeen used in ’2G

Spectrum’ ?

A. GlobalB. Government

C. Generation √

D. Google

Ques: CTBT stands forA. Continued Test Ban TreatyB. continued Test Based Treatments

C. Comprehensive Test Ban Treaty √

D. Commercial Test Based Tariff

Ques: In Which year was the Indian SpaceResearch Organisation (ISRO) founded ?A. 1967


B. 1969 √

C. 1970D. 1974

Ques: Who has written the book

Two Lives

?A. Salman RushdieB. Shiv Khera

C. Vikram Seth √

D. Arundhati Roy

Ques: Who was the first woman to win the Jnanpith Award ?A. Mahadevi Verma B. Amrita PritamC. Mahashweta Devi

D. Ashapurna Devi √

Ques: Who was the first Indian to qualify for Olympics ?A. Shiny Abraham

B. PT Usha √

C. Karman MalleshariD. Jyotirmoyee Sikdar

Ques: The term ‘double fault’ is associated

withA. BaseballB. Golf

C. Tennis √

D. Bridge

Ques: Ryder Cup is related with whichsports ?A. Football

B. Golf √

C. BadmintonD. Cricket

Ques: Who is the highest civil Servant of Union Government ?A. Attorney


–

General

B. Cabinet Secretary √

C. Home SecretaryD. Principal Secretary to the PM

Ques : The Attorney General of India is appointed by

A. the President of India √

B. the prime ministerC. the Chief Justice of IndiaD. the UPSC

Ques: In India, the comptroller–General of Accounts presents a detailed analytical review of Union Government Accounts to the Finance Ministry every

A. Year √

B. Six Months

C. three Months D. Month

Ques: Which of the following taxes are levied and collected by the centre but their net proceeds are wholly transferred to states?A. Expenditure tax and gift taxB. Additional duties of excise in lieu of sales taxC. Stamps and registration

D. Taxes on advertisements √

Ques: Which of the following is not an example of Indirect tax?A. Sales taxB. Excise taxC. Custom tax

D. Expenditure tax √

Ques: What is the most commonly used substance in fluorescent tubes? A. Sodium oxide and ArgonB. Sodium vapour and Neon


C. Mercury vapour and Argon √

D. Mercury oxide and Neon

Ques: Increasing the charge on the plates of a capacitor means A. increasing the capacitance

B.increasing the potential difference between the plates √

C. both ‘A’ and ‘B’


Ques: In case the President wishes to resign, to whom is he to address his resignation letter?A. Chief justice of IndiaB. Secretary of Lok Sabha

C. Vice President √

D. Prime Minister

Ques: What is minimum age limit prescribed for the post of the president of India?A. 58 yearsB. 60 yearsC. 62 years

D. There is no minimum age limit √

Ques: Currency notes of rupees 2 denomination and above are liabilities of A. Government of India

B. Reserve bank of India √

C. State Bank of IndiaD. All of these

Ques: In which part of the eye lies the pigment, that decides the colour of the eyes of a person?A. CornerB. Choroid

C. Iris √


D. Vitreous body

Ques: Fiscal Policy is related to A. money supply in the economyB. regulation of the banking systemC. planning for economics development

D. government’s revenue &

expenditure √

Ques: Which of the following is not the source of revenue of Central Government? A. Income taxB. Corporate tax

C. Agriculture income tax √

D. Excise Duty

Ques: The chemical part of the dye that absorbs light and produces colour iscalledA. neon

B. a chromosphere √

C. A photochromeD. a Pigment

Ques: Panchromatic photographic film is sensitive to A. light of red colourB. light of yellow colourC. light of violet colour

D. the entire region of the visible spectrum √

Ques: FERA in India has been replaced by A. FEPA

B. FEMA √

C. FENA D. FETA


Ques: How many articles are there in the Indian Constitution?

A. 395 √

B. 396C. 398D. 399

Ques: Which of the following is not correctly matched?

A. Voltameter-electric field √

B. Ammeter-electric current

C. Potentiometer EMF

D. Metre bridge-electrical resistance

Ques: In which country is ‘TaklaMakan’

desert is situated?A. Kazakhistan B. TurkmenistanC. Uzbekistan

D. China √

Ques: Which of the following is not a metallic mineral? A. Hematite B. Bauxite

C. Gypsum √

D. Limonite

Ques: Which of the following isthe oldest mountain range in India?A. Himalayas

B. Aravali √

C. Satpura D. Nilgiri


Ques: Name the Clan Buddha belonged to A. GnathrikaB. Maurya

C. Sakya √

D. Kuru

Ques: Who were the first kings to issue gold coins in India?A. Mauryas

B. Indo-Greeks √

C. Guptas D. Kushans

Ques: The greatest development in theKushana period was in the field of A. Religion

B. Art √

C. LiteratureD. Architecture

Ques: The main memory of a computer can also be called

A. primary storage

B. internal memory

C. primary memory

D. all of the above √

Ques: Which of the following is responsible for blue baby syndrome?

A. Fluoride


B. Nitrate √

C. Arsenic

D. Lead

Ques: A detergent is a

A. Cleaning agent √

B. Drug

C. Catalyst

D. Soap

Abbreviations

A

ABM:

Anti Ballistic Missiles

ABVP:

Akhil Bharatiya Vidyarthi Parishad

AC:

Alternating Current; Ashoka Chakra

ACU:

Asian Currency Union


AD:

anno Domini; in the year of Lord Christ

ADB:

Asian Development Bank

ADC:

Aide-de-Camp; Access Deficit Charge

ADF:

Asian Development Fund

ADS:

Air Defence Ship

AJT:

Advanced Jet Trainer

AG:

Accountant General; Adjutant General

AI:

Air India

AIDS:

Acquired Immune Deficiency Syndrome

AIIMS:

All India Institute of Medical Sciences

AIR:

All India Radio; Annual Information Report


AITUC:

All India Trade Union Congress

AJT:

Advanced Jet Trainer

ALH:

Advanced Light Helicopter

AM:

ante meridiem;

AMC:

Army Medical Corps; AssetManagement Companies

AME:

Associate Member of the Institute of Engineers

APC:

Agricultural Prices Commission

APEC:

Asia-Pacific Economic Cooperation

APPLE:

Ariane Passenger Payload Experiment

APPU:

Asian Pacific Postal Union

ARC:

Asset Reconstruction Company


ARDR:

Agricultural and Rural Debt Relief

J, K, L

JCO:

Junior Commissioned Officer

JNNURM:

Jawahar Lal Nehru National Urban Renewal Mission

JPC:

Joint Parliamentary Committee

JPEG:

Joint Photographic Experts Group

JWG:

Joint Working Group

KG:

Kindergarten

Kg:

Kilogramme

KPO:

Knowledge Process Outsourcing

LAC:


Line of Actual Control

LCA:

Light Combat Aircraft

LDC:

Least Developed Countries

LHC:

Large Hadron Collider

LIC:

Life Insurance Corporation (of India)

LLP:

Limited Liability Partnership

LOAC:

Line of Actual Control

LTA:

Light Transport Aircraft

LTTE:

Liberation Tigers of Tamil Eelam

M

MAT:

Minimum Alternative Tax


MER:

Mars Exploration Rover

MBBS:

Bachelor of Medicine and Bachelor of Surgery

MCF:

Master Control Facility

MEP:

Minimum Export Price

MES:

Military Engineering Service

METSAT:

Meteorological Satellite

MFA:

Multi-Fibre Agreement

MFN:

Most Favoured Nation

MIP:

Moon Impact Probe

MMS:

Multimedia Messaging Service

MMTC:

Minerals and Metals Trading Corporation of India


MNC:

Multi-national Corporation

MNIC:

Multi-purpose National Identity Card

MODEM:

Modulator-Demodulator

MRI:

Magnetic Resonance Imaging

MRTPC:

Monopolies and Restrictive Trade Practices Commission

MRTS:

Mass Rapid Transit System

MSA:

Maritime Safety Agency

MSCF:

Maritime Security Cooperation

General Knowledge

Ques

: Vitamin ‘B1′ is known as

A. pyridoxine


B. thiamine √

C. tocopheral D. riboflavin

Ques: Amino acids present in insulin are

A. 21

B. 51 √

C. 30

D. 102

Ques: The vitamins which is water soluble and antioxidant is

A. vitamin C √

B. vitamin BC. vitamin ED. vitamin D

Ques: Madhya Pradesh shares its borderwith how many states

A. 3

B. 4

C. 5 √

D. 6

Ques: Which of the following is a land-locked state?

A. Gujarat B. Andhra Pradesh

C. Madhya Pradesh √

D. Tami Nadu


Ques: The coast that belongs to kerala is Known as

A. Konkan coast

B. Malabar coast √

C. Canara coast

D. Corornandel coast

Ques: The approximation length of the coastline of India is

A. 5500kmB. 6000kmC. 6500km

D. 7000km √

Ques: Who developed the idea that ‘means justify the ends’?

A. KautilyaB. Raja Ram Mohan RoyC. Dayanand Saraswati

D. Mahatma Gandhi √

Ques: Who was the President of Indian National Congress when the Mountbatten Plan was Accepted

A. Jawaharlal Nehru

B. Sardar Patel

C. Maulana Azad

D. JB Kriplani √

Ques: Who was called Zinda Pir (living saint) in Mughal India?

A. Akbar


B. Aurangzeb √

C. Shahjahan

D. Jahagir

Ques: A water tank appears shallower when it is viewed from top due to

A. rectilinear propagation of light

B. reflection

C. total internal reflection

D. Refraction √

Ques: The primary colours in photography are

A. red, blue, yellow

B. red, yellow, green

C. red, blue, green √

D. red, green, cyan

Ques: Many a time we hear about SEZ in newspaper/magazines. What is the fullform of SEZ?

A. Special Economic Zone √

B. Small Economic ZoneC. Special Enforcement ZoneD. Service and Economic Zone

Que: Who is known as the Nightingale of India?


A. Sarojini Naidu √

B. Annie Besant

C. Asha Bhosle

D. Lata Mangeshkar

1. In 1757, Siraj-ud-daula was defeatedby

—

(A) Canning

(B) Hastings

(C) Clive √

(D) Conrwallis

2. When Akbar was young his guardianwas

—

(A) Hemu


(B) Faizi

(C) Abul Fazal

(D) Bairam Khan √

3. The foundation of Lingraj temple was laid by

—

(A) Yayati Keshari √

(B) Lalitendu Keshari(C) Narasimha Dev(D) Pratap Rudra Dev

4. Subhash Chandra Bose set up the provisional Government of Free Indiain

—

(A) Burma

(B) Singapore √

(C) Thailand

(D) Indonesia

5. The World’s first drainage system was

built by the people of

—

(A) Egyptian Civilization


(B) Indus Valley Civilization √

(C) Chinese Civilisation(D) Mesopotamiam Civilization

6. Which of the following was the capital of the Chola Kings ?

(A) Vanchi

(B) Tanjore √

(C) Madurai

(D) Trichirapally

7. The most significant Act which declared that the

sovereignty of the British Empire in India was in the hands of the British Crown was

—

(A) The Company’s Charter Act of 1833 √

(B)The Company’s Charter Act of 1853

(C) The Indian Council Act of 1861

(D) The Indian Council Act of 1892

8. The Indian National Congress wasformed during the Governor Generalship of

—

(A) Lord Ripon

(B) Lord William Bentinck


(C) Lord Dufferin √

(D) Lord Curzon

9. To take care of the conquered lands,Mohammad Ghori left behind his

trusted General

—

(A) Nasiruddin

(B) Iltutmish

(C) Qutubuddin Aibak √

(D) Malik Kafur

10. The famous city of Bhopal was founded by the Rajput ruler

—

(A) Prithviraj Chauhan(B) Dharmapala

(C) Raja Bhola √

(D) Jaichand

11. Who among the following was the wife of emperor Ashoka who influenced him ?

(A) Chandalika

(B) Charulata

(C) Gautami


(D) Karuwaki √

12. Chand Bibi, the famous Muslim ruler,belonged to which of the following kingdoms ?

(A) Bijapur

(B) Golconda

(C) Ahmed Nagar √

(D) Berar

13. The famous Kailasa temple cut out of the solid rock at Ellora was built

under the patronage of the

—

(A) Cholas

(B) Kadambas(C) Pallavas

(D) Rashtrakutas √

14. The temple which is called the

“Khajuraho of Assam” is—

(A) Kamakhya (B) Tirupati Balaji

(C) Madankamdeva √

(D) Umananda


15. The first battle of Panipat was fought between

—

(A) Humayun and Shershah(B) Rana Sanga and Babur(C) Akbar and Hemu

(D) Ibrahim Lodhi and Babur √

16. Ras Leela, Yaosang, Lai Haraoba are the festivals of

—

(A) Assamese people(B) Karbi people

(C) Manipuri people √

(D) Bodo people

17. The pioneer of Indian Renaissance was

—

(A) Swami Vivekananda(B) Swami Dayananda Saraswati(C) Dadabhai Nauroji

(D) Raja Rammohan Roy √

18. The famous ‘Satriya dance’ of Assam

got national recognition in the year

—

(A) 1999


(B) 2000

(C) 2001 √

(D) 1998

19. Which of the following is the most important statement which shows the real

greatness of Akbar as a ruler ?

(A) He tried to encourage inter-religious marriages

(B) He set up a revenue system based on average crop estimates

(C) He established Din-i-illahi incorporating the principles of many religions

(D) He tried to unite India into a single nation √

20. Which of the following has been the field of activity of Pt. Bhimsen Joshi ?

(A) Literature

(B) Classical music (Vocal) √

(C) Education

(D) Journalism

General Awareness & Sample Questions For Exam


1.What is the Full form of PIN? Answer. Postal Index Number

2. When did the Pin system Startedin India? Answer. 1972

3. Which is the first Indian post office outside Indian Territory? Answer. Post office at

Dakshin Gangotri in Antarctica (1983)

4. When did the speed post service started in India? Answer. 1986

5. Which Governor General found Telegraph and Postal systems? Answer. Lord Dalhousie

6. When did the first General Post Office opened in India? Answer. 1774 (Kolkata)

7. Which is the first postage stamp of India? Answer. Sinde Dawk (1852)

8. World Postal Day is observed in: Answer. October 9

9. Indian Postal Day is observed in: Answer. October 10

10. Where is the highest post office in the world situated? Ans: Hikkim (Himachal

Pradesh)


11. When did Universal Postal Union founded? Answer. 1874

12. In which year Money Order system introduced in India? Answer. 1880

13. In which year Postal Life Insurance started in India? Answer. 1884

14. Where is postal staff college situated? Answer. Ghaziabad (UP)

15. Who was the first Minister of Communication of India? Answer. C.R.K Kidwai

16. Who is the author of Meghdootam? Answer. Kalidasa

17. How many electrons does hydrogen have? Answer. One

18. What is the international standard unit for measurement of Temperature? Answer. Kelvin

19. What is the currency of Bangladesh? Ans: Taka

20. Amartya Sen was awarded Nobel Prize for his contribution in: Ans: Economics


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king of fruits

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