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© 2004-2009 Ticor Title The information presented is deemed reliable, but is not guaranteed. prepared for: Sheri Smukalla Coldwell Banker Danforth & Associates 33313 1st Way S Federal Way, WA 98003 PROJECT DESCRIPTION 2018 Channel Dr E – Prelim #6443795 – Thank you. Thank you and don’t forget to specify Ticor Title for your title and escrow services prepared by: Anne Serex Ticor Title (425) 873-7569 [email protected] Account Representative Gina Valiani Ticor Title (253) 820-8502 [email protected] The information compiled for use in this report(s) was imported from a vendor provided database source. Although the information is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held responsible for any inaccuracies. SMART TOOLS FOR TODAY’S REAL ESTATE PROFESSIONAL PDF created with pdfFactory trial version www.pdffactory.com
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Page 1: Cotter Homebook

© 2004-2009 Ticor Title The information presented is deemed reliable, but is not guaranteed.

prepared for: Sheri Smukalla Coldwell Banker Danforth & Associates 33313 1st Way S Federal Way, WA 98003

PROJECT DESCRIPTION 2018 Channel Dr E – Prelim #6443795 – Thank you.

Thank you and don’t forget to specify Ticor Title for your title and escrow services prepared by:

Anne Serex Ticor Title (425) 873-7569 [email protected]

Account Representative

Gina Valiani Ticor Title (253) 820-8502 [email protected]

The information compiled for use in this report(s) was imported from a vendor provided database source. Although the information is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held

responsible for any inaccuracies. SMART TOOLS FOR TODAY’S REAL ESTATE PROFESSIONAL

PDF created with pdfFactory trial version www.pdffactory.com

Page 2: Cotter Homebook

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Page 3: Cotter Homebook

prepared for: Sheri Smukalla Coldwell Banker Danforth & Associates (253) 874-3200 [email protected]

The information compiled for use in this report(s) was imported from a vendor provided database source. Although the information is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 Ticor Title

Property Profile 10/09/09

Parcel Number: 507500 182 0 Owner: Wm Jerry & Marilyn J Cotter

Site Address: 2018 Channel Rd E Lake Tapps, WA 98391 Mail Address: 2018 Channel Rd E Lake Tapps, WA 98391

Phone Number: 0

Transfer Date: 1/1/1976 Recording Number: Sale Price: $55,000 Deed Type:

Assessed Total: $642,600 Title Company:

Land: $486,500 Lender: Improvements: $156,100 Loan Amount:

Taxes: $7,047 Loan Type: Exempt Status: Interest Type:

Improved %: 24% Tax Rate Area: 395 Units: 1 Census Tract: 703.06

Zoning Code: MSF Census Block: 1 Land Use Code: 1101 Township Range: 20N

Parcel Type: PLATTED Map & Grid: 806 D1

Subdivision: LAKE TAPPS TACOMA POINT Plat Volume:

Plat Page: 1 Legal: SECTION 09 TOWNSHIP 20 RANGE 05 : QUARTER 23 LAKE TAPPS TACOMA POINT:

Bldg Sqft: 1,655 Basement: Abv Grnd Sqft: 1,655 Year Built: 1960 Basement Sqft: 1st Floor Sqft: 1,655

Stories: 1 Garage: ATTACHED 2nd Floor Sqft: Bed: 3 Attchd Gar Sqft: 3rd Floor Sqft:

Bath: 2 Bsmt Gar Sqft: View:

Lot Sqft: 9,590 City: Lot Acres: Lake:

Fireplace: 1 River: Waterfront: LAKE Dining Room: Mtn:

WF Sqft: Other Room: Puget:

Prior Owner: Prior Doc Date: 12:00:00 AM

Prior Price:

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Page 4: Cotter Homebook

prepared for: Sheri Smukalla Coldwell Banker Danforth & Associates (253) 874-3200 [email protected]

The information compiled for use in this report(s) was imported from a vendor provided database source. Although the information is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 Ticor Title

Property Profile 10/09/09

Parcel Number: 507500 183 2 Owner: Wm Jerry & Marilyn J Cotter

Site Address: 2018 Channel Rd E Lake Tapps, WA 98391 Mail Address: 2018 Channel Rd E Lake Tapps, WA 98391

Phone Number: 0

Transfer Date: 1/1/1976 Recording Number: Sale Price: $55,000 Deed Type:

Assessed Total: $217,800 Title Company:

Land: $151,900 Lender: Improvements: $65,900 Loan Amount:

Taxes: $2,456 Loan Type: Exempt Status: Interest Type:

Improved %: 30% Tax Rate Area: 395 Units: 1 Census Tract: 703.06

Zoning Code: MSF Census Block: 1 Land Use Code: 1101 Township Range: 20N

Parcel Type: PLATTED Map & Grid: 806 D1

Subdivision: LAKE TAPPS TACOMA POINT Plat Volume:

Plat Page: 1 Legal: SECTION 09 TOWNSHIP 20 RANGE 05 : QUARTER 23 LAKE TAPPS TACOMA POINT:

Bldg Sqft: 440 Basement: Abv Grnd Sqft: 440 Year Built: 1960 Basement Sqft: 1st Floor Sqft: 440

Stories: 1 Garage: DETACHED 2nd Floor Sqft: Bed: 1 Attchd Gar Sqft: 3rd Floor Sqft:

Bath: 1 Bsmt Gar Sqft: View:

Lot Sqft: 9,828 City: Lot Acres: Lake:

Fireplace: 1 River: Waterfront: LAKE Dining Room: Mtn:

WF Sqft: Other Room: Puget:

Prior Owner: Prior Doc Date: 12:00:00 AM

Prior Price:

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Page 5: Cotter Homebook

or warranties as to the accuracy or completeness of information contained in this report.

Information compiled from various sources. Real Estate Solutions makes no representations

: : : : : :: : : : : :: : : : : :: : : : : :: : : : : :: : : : : :

OWNERS NAMES DATE DOC# / M PRICE DEED LOAN TYPE

TRANSFER INFORMATION

Unit Number : Cooling : Bldg Type :Quality Class : Stories : Heating :BsmntUnFinSF : Condition : Bldg Sq Ft :Year Built : BsmntFinSF: Constructn :

SECONDARY INFORMATION

Paving SF :Waterfrnt : Built As : Occupancy : BsmntType : Frontage : Elevator :BsmntPrkg : BeachType : Pool Type :Units : Garage SqFt : View Qlty :Stories : Patio SqFt : Sewer :Pool : Porch SqFt : Wtr Source :Grge Type : Deck SqFt : Elec Svc :Patio : Bldg SqFt : Heat Mthd :Porch : Bsmnt Tot SqFt : Bldg Cond :Fireplace : Bsmnt Unfin SF : Quality :Floor Cvr : Bsmnt Fin SF : Constructn :Family Rm : Second Mezz SF : Foundation :Bath Total : Primary MezzSF : Roof Type :Bath 1/2 : AboveGround SF : EffYearBlt :Bath 3/4 : Attic SqFt : Year Built :Bath Full : 2nd Floor + : Lot Sq Ft :Bedrooms : 1st Floor SqFt : Lot Acres :

PROPERTY CHARACTERISTICS

Sub/Plat :: Vol: Page:: NbrhdCd :

Legal : CensusTR : Bl:RTSQ : PrclTyp : MapGrid :Zoning :UseCode : Tax :Phone # : Levy Cd :Mail : %Imprv :Site :CoOwner : Struct :Owner : Land :Account : BldgId# : Total :

Property Profile

M E T R O S C A N

$642,6001507500 182 0$486,500Cotter Wm Jerry;Marilyn J$156,100

2018 Channel Rd E Lake Tapps 98391242018 Channel Rd E Lake Tapps Wa 98391395$7,047.2820091101 RES,SINGLE FAMILY RESIDENCE

Msf Moderate Density Single Family806 D1Platted

SWNW0920N05E1703.06SECTION 09 TOWNSHIP 20 RANGE 05

03 05QUARTER 23 LAKE TAPPS TACOMA POINT:117LAKE TAPPS TACOMA POINT L 20 B 4

Lake Tapps Tacoma Point

.221,65539,59011960119721,655Composition Shingle1.75

CarpetAvg1AvgYesElectric1,655YesYes368AttachedYes1,563Swr\septic8501Average5281

70Single Family Residential1 StoryLake

Not Known

$55,00001/01/1976Cotter Wm Jerry;Marilyn J

Page 6: Cotter Homebook

or warranties as to the accuracy or completeness of information contained in this report.

Information compiled from various sources. Real Estate Solutions makes no representations

: : : : : :: : : : : :: : : : : :: : : : : :: : : : : :: : : : : :

OWNERS NAMES DATE DOC# / M PRICE DEED LOAN TYPE

TRANSFER INFORMATION

Unit Number : Cooling : Bldg Type :Quality Class : Stories : Heating :BsmntUnFinSF : Condition : Bldg Sq Ft :Year Built : BsmntFinSF: Constructn :

SECONDARY INFORMATION

Paving SF :Waterfrnt : Built As : Occupancy : BsmntType : Frontage : Elevator :BsmntPrkg : BeachType : Pool Type :Units : Garage SqFt : View Qlty :Stories : Patio SqFt : Sewer :Pool : Porch SqFt : Wtr Source :Grge Type : Deck SqFt : Elec Svc :Patio : Bldg SqFt : Heat Mthd :Porch : Bsmnt Tot SqFt : Bldg Cond :Fireplace : Bsmnt Unfin SF : Quality :Floor Cvr : Bsmnt Fin SF : Constructn :Family Rm : Second Mezz SF : Foundation :Bath Total : Primary MezzSF : Roof Type :Bath 1/2 : AboveGround SF : EffYearBlt :Bath 3/4 : Attic SqFt : Year Built :Bath Full : 2nd Floor + : Lot Sq Ft :Bedrooms : 1st Floor SqFt : Lot Acres :

PROPERTY CHARACTERISTICS

Sub/Plat :: Vol: Page:: NbrhdCd :

Legal : CensusTR : Bl:RTSQ : PrclTyp : MapGrid :Zoning :UseCode : Tax :Phone # : Levy Cd :Mail : %Imprv :Site :CoOwner : Struct :Owner : Land :Account : BldgId# : Total :

Property Profile

M E T R O S C A N

$217,8001507500 183 2$151,900Cotter Wm Jerry;Marilyn J$65,900

2018 Channel Rd E Lake Tapps 98391302018 Channel Rd E Lake Tapps Wa 98391395$2,456.0720091101 RES,SINGLE FAMILY RESIDENCE

Msf Moderate Density Single Family806 D1Platted

SWNW0920N05E1703.06SECTION 09 TOWNSHIP 20 RANGE 05

03 05QUARTER 23 LAKE TAPPS TACOMA POINT:117LAKE TAPPS TACOMA POINT L 21 B 4...

Lake Tapps Tacoma Point

.2344019,828196011972440Composition Shingle.75

TileLow1AvgYesElectric440Yes192DetachedYes192Swr\septic1Average8751

62Single Family Residential1 StoryLake

Not Known

$55,00001/01/1976Cotter Wm Jerry;Marilyn J

Page 7: Cotter Homebook

Property Overview 2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Owner and Geographic Information

Primary Owner: Secondary Owner:

COTTER WM JERRY & MARILYN J

Mail Address: 2018 CHANNEL DR E LAKE TAPPS WA 98391

Site Address: 2018 CHANNEL DR E LAKE TAPPS WA 98391

APN : 507500-183-2 Lot Number : Page Grid :

Housing Tract Number:

Legal Description : Abbreviated Description: SEC/TWN/RNG/MER:SEC 09-2-3 TWP 20 RNG 05 SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 23 LAKE TAPPS TACOMA POINT: LAKE TAPPS TACOMA POINT L 21 B 4 LESS N 8 FT SEG G 7007

Property Details

Bedrooms : 1 Year Built : 1960 Square Feet : 440 SF

Bathrooms : 0.75 Garage : Detached 3 Lot Size : 9,827 SF

Total Rooms : Fireplace : 1 Number of Units : 1

Zoning : MSF MOD-DENSITY SFR Pool : Use Code : Single Family Residential

Sale & Loan

Transfer Date : 05/01/1976 Seller : N/A

Transfer Value : $55,000 Document # : 0394124 Cost/Sq Feet : $125

Assessment & Taxes

Assessed Value : $217,800 Percent Improvement : 30.26% Homeowner Exemption :

Land Value : $151,900 Tax Amount : $2,456.08 Tax Rate Area : 395

Improvement Value : $65,900 Tax Status : Current Tax Account ID : 13485514

Market Improvement Value : Market Land Value : Market Value :

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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Page 8: Cotter Homebook

Property Overview 2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Owner and Geographic Information

Primary Owner: Secondary Owner:

COTTER WM JERRY & MARILYN J

Mail Address: 2018 CHANNEL DR E LAKE TAPPS WA 98391

Site Address: 2018 CHANNEL DR E LAKE TAPPS WA 98391

APN : 507500-182 Lot Number : Page Grid :

Housing Tract Number:

Legal Description : Abbreviated Description: SEC/TWN/RNG/MER:SEC 09-2-3 TWP 20 RNG 05 SECTION 09 TOWNSHIP 20 RANGE 05 QUARTER 23 LAKE TAPPS TACOMA POINT: LAKE TAPPS TACOMA POINT L 20 B 4

Property Details

Bedrooms : 3 Year Built : 1960 Square Feet : 1,655 SF

Bathrooms : 1.75 Garage : Attached 2 Lot Size : 9,588 SF

Total Rooms : Fireplace : 1 Number of Units : 1

Zoning : MSF MOD-DENSITY SFR Pool : S Use Code : Single Family Residential

Sale & Loan

Transfer Date : 05/01/1976 Seller : N/A

Transfer Value : $55,000 Document # : 0394124 Cost/Sq Feet : $33

Assessment & Taxes

Assessed Value : $642,600 Percent Improvement : 24.29% Homeowner Exemption :

Land Value : $486,500 Tax Amount : $7,047.28 Tax Rate Area : 395

Improvement Value : $156,100 Tax Status : Current Tax Account ID : 13485513

Market Improvement Value : Market Land Value : Market Value :

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

Page 2 of 11Cyberhomes.com Profile Report

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Page 9: Cotter Homebook
Page 10: Cotter Homebook
Page 11: Cotter Homebook

© 2009 Microsoft Corporation Pictometry Bird’s Eye © 2009 Pictometry International Corp Pictometry Bird’s Eye © 2009 MDA Geospatial Services Inc.

40 yds

Page 1 of 1

10/9/2009http://www.ticoronline.com/HeatMaps/get_Comps_Aerial_Map.asp?Address=2018 CHA...

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Page 15: Cotter Homebook

prepared for: Sheri Smukalla Coldwell Banker Danforth & Associates (253) 874-3200 [email protected]

The information compiled for use in this report(s) was imported from a vendor provided database source. Although the information is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 Ticor Title

Residential Transaction Study 10/09/09 Project description Lake Tapps Tacoma Point Add

Yearly Market Most recent transaction: 9/9/2009 Market (homes): 206 year sales mrkt% $/sqft low price avg price high price 2009 8 4% $218 $270,000 $492,625 $735,000 2008 1 % $134 $299,000 $299,000 $299,000 2007 1 % $381 $1,065,000 $1,065,000 $1,065,000 2006 8 4% $220 $256,000 $600,188 $950,000 2005 4 2% $172 $307,000 $691,750 $1,100,000

2004 9 4% $163 $195,000 $409,050 $625,000

Market by Assessed Value Ranges Sale $ / assessed value % Assessed Value Range # mrkt% last 12mo avg sale $ low avg high $182,100-$372,099 66 32% 3 $282,667 95% 108% 117% $372,100-$562,099 11 5% 1 $550,000 107% 107% 107% $562,100-$752,099 47 23% 3 $561,000 57% 77% 96% $752,100-$942,099 60 29% 4 $573,333 55% 69% 84% $942,100-$1,132,099 17 8% 1 $1,132,100-$1,322,099 3 1% $1,322,100-$1,512,099 1 % $1,512,100 and up 1 %

Property Characteristics

avg % imprvd 37% 1 story 127 w/ bsmt 65 platted 206 avg year built 1978 1.5 story 7 avg bsmt sqft 1,282 avg lot sqft1 22,203 avg bldg sqft 2,465 2 story 72 w/ garage unplatted

avg # beds 3 2.5+ story 0 avg garage sqft avg lot sqft2 avg # baths 2

1avg lot sqft of all platted properties 2avg lot sqft of all unplatted properties

Ownership Statistics Stats by Bedroom Count

Average length of ownership = 14.6 Market by bedroom count (last 12 mo.) properties owned for: rooms sales avg price avg $/sqft

0 - 5 years 39 Owner occupied 165 1 5-10 years 42 Non-owner occupied 41 2 1 $560,000 $235 10+ years 122 3 4 $458,500 $191

Average taxes = $6,769 4+ 1 $299,000 $134

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Page 16: Cotter Homebook

prepared for: Sheri Smukalla Coldwell Banker Danforth & Associates (253) 874-3200 [email protected]

The information compiled for use in this report(s) was imported from a vendor provided database source. Although the information is deemed reliable and every effort has been taken to correct data imperfections, Ticor Title cannot be held responsible for any inaccuracies. © 2004-2009 Ticor Title

Most recent transaction: 9/9/2009 Market (homes): 206

Residential Transaction Study 10/09/09 Project description Lake Tapps Tacoma Point Add

Yearly Market year sales mrkt % $/sqft* 2009 8 3.9% $218 2008 1 0.5% $134 2007 1 0.5% $381 2006 8 3.9% $220 2005 4 1.9% $172 2004 9 4.4% $163

*averages by year

Yearly Market by sale price year low avg* high

2009 $270,000 $492,625 $735,000 2008 $299,000 $299,000 $299,000 2007 $1,065,000 $1,065,000 $1,065,000 2006 $256,000 $600,188 $950,000 2005 $307,000 $691,750 $1,100,000 2004 $195,000 $409,050 $625,000

*averages by year

Sales by Characteristics*

year yr blt bldg sqft bed bath 2009 1985 2,261 3 2 2008 1966 2,239 4 2 2007 1963 2,798 3 2 2006 1989 2,732 3 3 2005 1982 4,028 3 3 2004 1979 2,504 3 2

*averages by year

$0

$100

$200

$300

$400

2004 2006 2008

Price Per Sqft by Year

$/Sqft

0200000400000600000800000

10000001200000

2004 2006 2008

Average Sales Price by Year

Price

0

246

810

2004 2006 2008

Number of Sales by Year

Sales

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Page 17: Cotter Homebook

Neighborhood Demographics 2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Population

Area

ZIP 98391

National

2000

35,358

281,421,906

2009

44,128

309,731,508

2014

48,679

324,062,684

Growth Rate

2.4 %

1.0 %

Growth Centile

88.0 %

Household

Area

ZIP 98391

National

2000

11,919

105,480,101

2009

15,091

116,523,156

2014

16,731

122,109,448

Household Growth Rate

2.6 %

1.1 %

Average Household Size

2.9

2.6

Family

Area

ZIP 98391

National

2000

9,623

71,787,347

2009

11,999

77,956,117

Family Growth Rate

2.4 %

0.9 %

Age Distribution

Area

ZIP 98391

National

0-4

7.1 %

6.8 %

5-9

7.3 %

6.7 %

10-14

7.6 %

6.6 %

15-19

7.8 %

7.1 %

20-24

5.5 %

6.9 %

25-44

29.2 %

27.0 %

45-64

28.5 %

26.0 %

65-84

6.3 %

10.9 %

85+

0.5 %

1.9 %

Median Age

Area

ZIP 98391

National

2009

35.9

36.9

Male Ratio

50.3 %

49.2 %

Female Ratio

49.7 %

50.8 %

Household Income

Area

ZIP 98391

National

% <$25K

7.4 %

20.9 %

% $25K-50K

15.6 %

24.4 %

% $50K-100K

45.6 %

35.3 %

% $100K-150K

23.0 %

11.7 %

% >$150K

8.4 %

7.6 %

Median Household Income

Area

ZIP 98391

National

2009

$76,187.00

$54,719.00

2014

$77,904.00

$56,938.00

Per Capita Income

$29,922.00

$27,277.00

Household Income Centile

Area

ZIP 98391

National

National

90.0 %

State

89.0 %

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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Page 18: Cotter Homebook

Neighborhood Overview 2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Housing

People

This Area: State: County: City:

Households: 12,651 1,707,431 222,757 5,896

People per Household:

Median Age of Home: 19 37 37 18

Median Value: 265,923 259,974 229,284 246,312

12-Month Appreciation: 1 1 1

Own: 12,936 1,667,212 191,269 3,965

Rent: 2,155 916,952 110,012 721

Vacancy: 750 232,649 23,700 237

This Area: State: County: City:

Population: 44,018 6,396,653 767,736 12,547

Population Density per Square Mile: 1,088.2 100.6 481.4 2,542.4

Population Change since 2000: 2.4 1.4 1.6 3.9

Median Age: 35.9 36.9 35.5 34.9

Male/Female: 22,175 3,329,163 401,977 6,960

High School Graduate: 7,174 953,544 131,810 2,016

2-Year Degree: 1,773 307,401 35,749 454

4-Year Degree: 2,747 704,826 60,536 749

Graduate Degree: 596 241,037 20,620 97

Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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Page 19: Cotter Homebook

Economy

Neighborhood Overview 2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

This Area: State: County: City:

Income per Capita: 29,922 29,418 25,926 29,156

Median Household Income: 87,485 75,099 68,087 85,410

Sales Tax: 7.6 8.8 8.8

Income Tax: .23

Cost of Living Index: 104 97.4 114.4

Unemployment Rate: 4.9 5.6 5.7

Recent Job Growth: 2.6 3.62 3.67

Projected Job Growth (10 years): 12.8 14.4 30.2

Weather

This Area: State: County: City:

Altitude: 554.58 1,654.97 1,921.37 574.15

Rainfall: 40.19 34.77 45.52 40.19

Snowfall: 11.4 20.09 16.7 11.4

Precipitation Days: 147 118 156 147

Sunny Days: 139 161 137 139

January Temperature: 38.71 32.02 37.95 38.71

July Temperature: 63.64 65.98 63.49 63.64

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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Page 20: Cotter Homebook

Neighborhood Overview 2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Nearby Neighbors

COTTER WM JERRY & MARILYN J

2018 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-183-2 Bedrooms: 1 Bathrooms: .8 Square Feet: 440 SF Lot Size: 9,827 SF Year Built: 1960 Garage: D

COTTER WM JERRY & MARILYN J

2018 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-182 Bedrooms: 3 Bathrooms: 1.8 Square Feet: 1,655 SF Lot Size: 9,588 SF Year Built: 1960 Garage: A

2006 CHANNEL DRIVE LLC,

2006 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-184-1 Bedrooms: 2 Bathrooms: 1.8 Square Feet: 1,132 SF Lot Size: 13,552

SF Year Built: 1974 Garage: D

HELM WESLEY A & CANDACE S

2024 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-181 Bedrooms: 4 Bathrooms: 1.0 Square Feet: 2,146 SF Lot Size: 8,642 SF Year Built: 1900 Garage: D

WARNER RICHARD A & GERRIE D

1926 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-185 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 2,442 SF Lot Size: 14,340

SF Year Built: 1978 Garage: M

KENNEDY RICHARD L (TTEE)

2011 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-175 Bedrooms: 2 Bathrooms: 2.0 Square Feet: 1,528 SF Lot Size: 11,095

SF Year Built: 1997 Garage: M

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Page 21: Cotter Homebook

SANDEMAN TIMOTHY E & LISA A

1920 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-186 Bedrooms: 2 Bathrooms: 1.0 Square Feet: 876 SF Lot Size: 15,468

SF Year Built: 1967 Garage: A

LOBERG MICHAEL H

2017 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-176 Bedrooms: 3 Bathrooms: 2.5 Square Feet: 1,938 SF Lot Size: 9,696 SF Year Built: 1998 Garage: A

CONARD BRUCE M & GERI L

2005 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-174 Bedrooms: 2 Bathrooms: 1.0 Square Feet: 1,080 SF Lot Size: 13,090

SF Year Built: 1963 Garage:

WICKLUND ALAN C & SHERRY J

2023 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-177 Bedrooms: 3 Bathrooms: 2.5 Square Feet: 2,317 SF Lot Size: 9,335 SF Year Built: 1996 Garage: D

RISHI, SAVTANTER K

1925 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-173 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 1,708 SF Lot Size: 14,837

SF Year Built: 1976 Garage: A

BAYLEY TIM J

1912 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-187 Bedrooms: 3 Bathrooms: 2.3 Square Feet: 1,964 SF Lot Size: 17,428

SF Year Built: 1977 Garage: M

CHAMBERLIN LOWELL G & PATRICIA

1919 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-172 Bedrooms: 2 Bathrooms: 1.0 Square Feet: 1,792 SF Lot Size: 15,782

SF Year Built: 1964 Garage:

CULL BRIAN K & LORI L

1904 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-188 Bedrooms: 3 Bathrooms: 1.8 Square Feet: 1,780 SF Lot Size: 19,145

SF Year Built: 1968 Garage: M

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ROTTLE DONALD A & CAROLE L

1822 CHANNEL DR E, LAKE TAPPS WA 98391 APN: 507500-189 Bedrooms: 2 Bathrooms: 2.5 Square Feet: 2,245 SF Lot Size: 20,369

SF Year Built: 1980 Garage: D

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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Public Schools Report2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Public School Statistics

LAKE TAPPS ELEMENTARY SCHOOL .86Mi. from subject property

1320 178TH AVENUE E. SUMNER, WA 98390-6411 253-862-6600

� Grade 1 - Grade 3

� Student Teacher Ratio: 1:17.6

� Full Time Equivalent Administrators: N/A

Grade Membership

GR - 1 GR - 2 GR - 3 Total

122 114 112 348

CRESTWOOD ELEMENTARY SCHOOL 1.39Mi. from subject property

3914 W TAPPS DR E SUMNER, WA 98390-9176 253-891-4550

� Prekindergarten - Grade 5

� Student Teacher Ratio: N/A

� Full Time Equivalent Administrators: N/A

Grade Membership

KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 Total

48 48 60 65 62 91 396

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NORTH TAPPS MIDDLE SCHOOL 1.17Mi. from subject property

20029 12TH STREET E. SUMNER, WA 98390- 253-862-2776

� Grade 6 - Grade 8

� Student Teacher Ratio: 1:21.2

� Full Time Equivalent Administrators: N/A

Grade Membership

GR - 6 GR - 7 GR - 8 Total

137 136 146 419

AUBURN RIVERSIDE HIGH SCHOOL 2.63Mi. from subject property

501 ORAVETZ RD SE AUBURN, WA 98092-8621 253-804-5154

� Grade 9 - Grade 12

� Student Teacher Ratio: 1:22.5

� Full Time Equivalent Administrators: N/A

Grade Membership

GR - 9 GR - 10 GR - 11 GR - 12 Total

440 455 379 432 1,706

AUBURN SCHOOL DIST 408

915 4TH ST NE AUBURN , WA 98002-4499 TEL: 253-931-4914

� Grade Span PK-12

� Pupil Teacher Ratio: 19.8:1

� Total Enrollment: 14,185

� Number of High School Graduates: 854

� Number of Teachers: 715.4

� Number of Teacher Aids: 135.5

� Number of Guidance Counselors: 35.2

� Number of School Administrators: 33.4

� Number of Schools : 20

DIERINGER SCHOOL DIST 343

1320 178TH AVE E SUMNER , WA 98390-6411 TEL: 253-862-2537

� Grade Span KG-08

� Pupil Teacher Ratio: 19.3:1

� Total Enrollment: 1,190

� Number of High School Graduates: N/A

� Number of Teachers: 61.8

� Number of Teacher Aids: 12.3

� Number of Guidance Counselors: 3.9

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� Number of School Administrators: 3

� Number of Schools : 3

SUMNER SCHOOL DISTRICT #320

1202 WOOD AVE SUMNER , WA 98390-1933 TEL: 253-891-6080

� Grade Span PK-12

� Pupil Teacher Ratio: 19.8:1

� Total Enrollment: 8,403

� Number of High School Graduates: 442

� Number of Teachers: 423.5

� Number of Teacher Aids: 67

� Number of Guidance Counselors: 14.1

� Number of School Administrators: 23

� Number of Schools : 13

About School Report

Public Schools The Public School Report lists schools closest to the subject property. For a complete listing of schools in your area, please go to http://www.nces.ed.gov/globallocator.

API Index The Academic Performance Index (API) measures academic performance and growth of schools, which includes results of the Stanford 9. The API reports a numeric scale that ranges from 200 to 1000. A school's score or position on the API indicates the level of a school's performance.

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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Private Schools Report2018 CHANNEL DR E, LAKE TAPPS, WA, 98391- 6472

Private School Statistics

LAKE TAPPS MONTESSORI 1.39Mi. from subject property

4118 W TAPPS DRIVE E SUMNER, WA 98391-9133 253-862-6556 Gender: Coed

� Prekindergarten - Kindergarten

� Nonsectarian

� Student Teacher Ratio: 1:5.0

� Full Time Equivalent Administrators: 1

Grade Membership

PK KDGN Total

5 5 10

AUBURN ADVENTIST ACADEMY 2.99Mi. from subject property

5000 AUBURN WAY SOUTH AUBURN, WA 98092-7204 253-939-5000 Gender: Coed

� Grade 9 - Grade 12

� Seventh-Day Adventist � Student Teacher Ratio: 1:15.2

� Full Time Equivalent Administrators: 20.1

Grade Membership

GR - 9 GR - 10 GR - 11 GR - 12 Total

74 84 73 74 305

BUENA VISTA SDA SCHOOL 3.20Mi. from subject property

3320 ACADEMY DRIVE SE AUBURN, WA 98092-7341 253-833-0718 Gender: Coed

� Kindergarten - Grade 8

� Seventh-Day Adventist � Student Teacher Ratio: 1:18.8

� Full Time Equivalent Administrators: 12

Grade Membership

KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 GR - 7 GR - 8 Total

16 26 18 17 31 32 27 30 29 226

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STEPPING STONES MONTESSORI SCHOOL 3.60Mi. from subject property

309 VALLEY AVENUE E SUMNER, WA 98390-2334 253-863-3680 Gender: Coed

� Prekindergarten - Kindergarten

� Nonsectarian

� Student Teacher Ratio: 1:10.0

� Full Time Equivalent Administrators: 2

Grade Membership

PK KDGN Total

60 20 80

HOLY FAMILY CATHOLIC SCHOOL 4.21Mi. from subject property

505 17TH STREET SE AUBURN, WA 98002-6821 253-833-5130 Gender: Coed

� Kindergarten - Grade 8

� Roman Catholic

� Student Teacher Ratio: 1:18.6

� Full Time Equivalent Administrators: 11.9

Grade Membership

KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 GR - 7 GR - 8 Total

26 30 29 29 25 18 21 19 24 221

TODAYS CHILD MONTESSORI 4.29Mi. from subject property

8502 208TH AVENUE CT E BONNEY LAKE, WA 98391-6398 253-862-3760 Gender: Coed

� Prekindergarten - Kindergarten

� Nonsectarian

� Student Teacher Ratio: 1:2.0

� Full Time Equivalent Administrators: 1

Grade Membership

PK KDGN Total

10 2 12

KINDERCARE #1375 4.33Mi. from subject property

9010 184TH AVENUE E BONNEY LAKE, WA 98391-8565 253-863-2332 Gender: Coed

� Prekindergarten - Kindergarten

� Nonsectarian

� Student Teacher Ratio: 1:10.0

� Full Time Equivalent Administrators: 1

Grade Membership

PK KDGN Total

25 10 35

VALLEY CHRISTIAN SCHOOL 4.87Mi. from subject property

1312 2ND STREET SE AUBURN, WA 98002-5755 253-833-3541 Gender: Coed

� Prekindergarten - Grade 8

� Methodist � Student Teacher Ratio: 1:17.8

� Full Time Equivalent Administrators: 9

Grade Membership

PK KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 GR - 7 GR - 8 Total

50 21 31 25 25 12 15 11 12 8 210

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NELSON CRANE CHRISTIAN SCHOOL 5.03Mi. from subject property

904 SHAW ROAD PUYALLUP, WA 98372-5211 253-845-5722 Gender: Coed

� Prekindergarten - Grade 8

� Seventh-Day Adventist � Student Teacher Ratio: 1:20.0

� Full Time Equivalent Administrators: 5

Grade Membership

PK KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 GR - 6 GR - 7 GR - 8 Total

13 14 14 12 13 13 8 11 6 9 113

CASCADE CHRISTIAN SCHOOLS - JR./SR. HIGH SCHOOL 5.33Mi. from subject property

811 21ST STREET SE PUYALLUP, WA 98372-4760 253-841-1776 Gender: Coed

� Grade 7 - Grade 12

� Christian (no specific denomination) � Student Teacher Ratio: 1:17.0

� Full Time Equivalent Administrators: 30.5

Grade Membership

GR - 7 GR - 8 GR - 9 GR - 10 GR - 11 GR - 12 Total

105 90 86 81 80 77 519

GREEN RIVER MONTESSORI 5.63Mi. from subject property

1003 10TH STREET NE AUBURN, WA 98002-4123 253-833-7010 Gender: Coed

� Prekindergarten - Grade 5

� Nonsectarian

� Student Teacher Ratio: 1:8.6

� Full Time Equivalent Administrators: 2.8

Grade Membership

PK KDGN GR - 1 GR - 2 GR - 3 GR - 4 GR - 5 Total

50 10 2 3 3 4 2 74

About School Report

Private Schools As private schools are not subject to district boundaries, we list up to 15 of the schools closest to the subject property within a five mile radius of the subject property.

Courtesy of Ticor Title Offered by Ticor Title Insurance All information produced is deemed reliable but is not guaranteed.

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CommunityServices Guide

for Pierce County

CommunityServices Guide

CommunityServices Guide

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Community ServicesPierce County

Chamber of CommerCe• Auburn 108 S Division St, Ste B 253-833-0700 www.auburnareawa.org• Bonney Lake 18008 SR 410 E 253-840-9683 www.bonneylake.com• Buckley 121 N Cottage St 360-829-0975 www.buckleychamber.org• Eatonville PO Box 845 360-832-4000 www.eatonvillechamber.com• Edgewood 2026 54th Ave E 253-922-9320 www.fifechamber.org• Enumclaw 1421 Cole St 360-825-7666 www.enumclawchamber.com• Fife 2026 54th Ave E 253-922-9320 www.fifechamber.org• Fircrest 18560 - 1st Avenue NE 206-361-2260 www.shorelinechamber.com• Gig Harbor 3302 Harborview Dr. #2 800-359-8804 www.gigharborchamber.com• Lakewood 4650 Steilacoom Blvd SW Bldg 19, Ste 109 253-582-9400 www.lakewood-wa.com• Milton 2026 54th Ave E 253-922-9320 www.fifechamber.org• Orting PO Box 1418 360-893-7227 www.ortingchamberofcommerce.com• Puyallup 323 N Meridian 253-845-6755 www.puyallupchamber.com• Roy PO Box 444 360-458-6608 www.yelmchamber.com • Ruston 950 Pacific Ave, Ste 300 253-627-2175 www.tacomachamber.org• Steilacoom P.O. Box 88584 253-581-1912 www.steilacoom.org• Sumner 323 N Meridian 253-845-6755 www.eastpiercechamber.com• Tacoma 950 Pacific Ave, Ste 300 253-627-2175 www.tacomachamber.org• University Place 950 Pacific Ave, Ste 300 253-627-2175 www.tacomachamber.org

City hall Additional City and County information can be found at www.mrsc.org• Auburn 25 W Main St 253-931-3000 www.ci.auburn.wa.us• Bonney Lake 19306 Bonney Lake Blvd 253-862-8602 www.ci.bonney-lake.wa.us• Buckley 933 Main St 360-829-1921 www.cityofbuckley.com• Carbonado 818 8th Ave 360-829-0125 • DuPont 303 Barksdale Ave 253-964-8121 www.ci.dupont.wa.us• Eatonville 201 Center St W 360-832-3361 www.eatonville.com• Edgewood 2221 Meridian Ave E 253-952-3299 www.ci.edgewood.wa.us• Enumclaw 1339 Griffin Ave 360-825-3591 www.ci.enumclaw.wa.us• Fife 5411 23rd St E 253-922-2489 www.cityoffife.org• Fircrest 115 Ramsdell St 253-564-8901 www.ci.fircrest.wa.us• Gig Harbor 3125 Judson St 253-851-8136 www.cityofgigharbor.net• Lakewood 6000 Main St SW 253-589-2489 www.cityoflakewood.us• Milton 1000 Laurel St 253-922-8733 www.cityofmilton.net • Orting 110 Train St SE 360-893-2219 www.cityoforting.org• Pacific 100 - 3rd Ave SE 253-929-1100 www.cityofpacific.com• Puyallup 330 - 3rd St SW 253-445-2641 www.cityofpuyallup.org• Roy 216 McNaught St S 253-843-1113 www.cityofroywa.us• Ruston 5117 N Winnifred St 253-759-3544 • South Prairie 121 NW Washington St 360-897-8878 www.townofsouthprairie.com• Steilacoom 1030 Roe St 253-581-1900 www.ci.steilacoom.wa.us• Sumner 1104 Maple St 253-863-8300 www.ci.sumner.wa.us• Tacoma 747 Market St, Ste 220 253-591-5000 www.cityoftacoma.org• University Place 3715 Bridgeport Way W, Ste B-1 253-566-5656 www.ci.university-place.wa.us• Wilkeson 540 Church St 360-829-0790 www.townofwilkeson.com

Car raCinG (for King, Pierce & Snohomish Counties)• Pacific Raceways 31001 144th Ave SE, Kent 253-639-5927 www.pacificraceways.com• Int’l Race Drivers’ Club 1107 S 4th St, Renton 206-783-2641 www.irdc-racing.com

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Community ServicesPierce County

hoSPitalS • Allenmore Hospital 1901 S Union Ave, Tacoma 253-459-6633 www.multicare.org• Auburn Regional 202 N Division St, Auburn 253-833-7711 www.armcuhs.com• Enumclaw Community 1450 Battersby Ave, Enumclaw 360-825-2505 www.fhshealth.org• Good Samaritan Hospital 407 - 14th Ave SE, Puyallup 253-697-4000 www.multicare.org/goodsam• Mary Bridge Childrens HC 311 S L St, Tacoma 253-403-1400 www.multicare.org• St. Clare Hospital 11315 Bridgeport Way SW, Lakewood 253-588-1711 www.fhshealth.org• St. Joseph Medical Center 1717 South J St, Tacoma 253-426-4101 www.fhshealth.org• Tacoma General Hospital 315 Martin Luther King Jr, Way 253-403-1000 www.multicare.org• Western States Hospital 9601 Steilacoom Blvd Sw, Lakewood 253-582-8900

Golf CoUrSeSAdditional golf course information, advice, lessons and answers to other questions can be found at: golfwashington.com, golfersweb.com or www.golflink.com18 hole PUbliC CoUrSeS• Allenmore Public GC 2125 South Cedar St, Tacoma 253-627-7211 • Auburn GC 29630 Green River Rd SE, Auburn 253-833-2350 www.auburngolf.org• Brookdale GC 1802 Brookdale Rd E, Tacoma 253-537-4400 www.brookdalegolf.com• Chambers Bay GC 6320 Grandview Dr W, University 253-460-4653 www.chambersbaygolf.com• Classic GC 4908 208th St E, Spanaway 253-847-4440 www.classicgolfclub.net• The Home Course 2300 Hoffman Hill Blvd, Dupont 866-964-0520 www.thehomecourse.com• Fort Steilacoom GC 8200 87th Ave SW, Lakewood 253-588-0613 • High Cedars GC 14604 149th St Court E, Orting 360-893-3171 www.highcedars.com• Highlands GC 1400 N Highlands Pkwy, Tacoma 253-759-3622 www.highlandsgolf.net• Lake Spanaway GC 15602 Pacific Ave S, Spanaway 253-531-3660 www.lakespanawaygc.com• Lipoma Firs GC 10410 187th St E, Puyallup 253-841-4396 • Madrona Links GC 3604 22nd Ave NW, Gig Harbor 253-851-5193 www.madronalinks.com• Meadow Park GC 7108 Lakewood Drive W, Tacoma 253-473-3033 www.tacomaparks.com• North Shore GC 4101 Northshore Blvd NE, Tacoma 253-927-1375 www.northshoregc.com• Tanwax Greens GC 36510 Mountain Hwy E, Eatonville 360-832-840018 hole PriVate CoUrSeS• Fircrest GC 1500 Regents Blvd, Tacoma 253-564-6756 www.fircrestgolf.com• Gig Harbor Golf & CC 6909 Artondale Dr NW, Gig Harbor 253-851-2378 www.gigharborgolfclub.com• Oakbrook Golf & CC 8102 Zircon Dr SW, Lakewood 253-584-8888 www.oakbrookgcc.com• Riviera Community Club 11019 Country Club Dr, Anderson Island 253-884-4993 www.rivieraclub.org• Tacoma Country & Golf Club 13204 Country Club Dr SW, Lakewood 253-588-2161 tacomacountryandgolfclub.com

horSe raCinG (for King, Pierce & Snohomish Counties)• Emerald Downs 253-288-7000 2300 Emerald Downs Dr, Auburn www.emeralddowns.com

moVerSAdditional information can be found at www.moving-tips.net or www.moving.org• AAA Moving & Storage Inc 800-238-3506 www.aaa-moving.com• All My Sons Moving & Storage 800-719-7452 www.allmysons.com• Allied Van Lines 800-823-0755 www.allied.com • Banwer Transfer 877-812-2218 www.banwertransfer.com • Bekins 800-723-5467 www.bekins.com• Budget Truck Rental 253-922-2276 www.budgettruck.com• Capitol Moving Storage 800-246-1760 www.capitolmovingandstorage.com• City Moving Systems Inc 800-426-7776 www.citymovingsystems.com • Expert Moving & Storage 253-588-3886 www.expert-moving.com• Family Movers 253-537-8480 www.thefamilymovers.com• Hansen Bros Moving & Storage 800-365-0303 www.hansenbros.com • Lincoln Moving & Storage Co 800-426-4780 www.lincmove.com• Mountain Moving & Storage 253-200-4967 www.mountainmoving.com • Neighbors Moving & Storage 253-272-8900 www.neighborsmoving.com• Packaging Store Moving Ctr 253-584-7464 www.packstore.com• PODS-Portable On Demand 866-229-4120 www.pods.com• Starving Students 800-254-0375 www.ssmovers.com• Uhaul 800-GO-UHAUL www.uhaul.com • University Moving & Storage 206-362-0508 www.universitymovingandstorage.com

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moVie theaterSAdditional information can be found at fandango.com, movietickets.com, edwardscinemas.com (Regal Cinemas) or amctheatres.comAuburn• Regal Auburn Stadium 17 1101 Super Mall Way, Auburn 253-735-8052Bonney Lake• Regal Tall Firs 10 20751 State Rte 410 E, Bonney Lake 800-326-3264Gig Harbor• Regal Gig Harbor Cinemas 5401 Olympic Dr NW, Gig Harbor 800-326-3264 • Galaxy Uptown Theatre 4649 Point Fosdick Dr NW, Gig Harbor 253-857-7469Lakewood• Lakewood Cinema 15 2410 84th St S, Lakewood 253-983-5010 • Lakewood Towne Center 12 5721 Main St SW, Lakewood 253-581-5055 Puyallup• South Hill Mall 6 3500 S Meridian, Puyallup 800-3263264 • Regal Longston Place 13317 Meridian Street East, Puyallup 800-326-3264 Tacoma• AMC Narrows Plaza 8 2208 Mildred St W, Tacoma 253-565-7000 • Galaxy Tacoma 6 3102 S 23rd St, Tacoma 253-383-5995 • Grand Cinema 606 Fawcett Ave, Tacoma 253-593-4474 • Proctor Blue Mouse 2611 North Proctor St, Tacoma 253-752-9500

mUSeUmS• Anderson Island Hist. Society Anderson Island www.andersonislandhs.com• Children’s Museum 936 Broadway, Tacoma 253-627-6031 childrensmuseumoftacoma.org• Dupont Historical Museum 207 Barksdale Ave, Dupont 253-964-2399 www.dupontmuseum.com• Fife History Museum 2820 54th Ave E, Fife 253-896-4710 • Fox Island Historical Museum 1017 9th Ave, Fox Island 253-549-2600 www.foxisland.net• Museum of Glass 1801 Dock Street, Tacoma 253-272-4258 www.museumofglass.org• Harbor History Museum 4218 Harborview Dr, Gig Harbor 253-858-6722 www.harborhistorymuseum.org• Job Carr Cabin Museum 2350 N 30th St, Tacoma 253-627-5405 www.jobcarrmuseum.org• Karshner Memorial Museum 309 4th St NE, Puyallup 253-841-8748 www.karshnermuseum.org• Meeker Mansion 321 Pioneer, Puyallup www.meekermansion.org• Fort Nisqually 5400 N Pearl Street, Tacoma 253-591-5339 • Antiques & Aviation Museum 5928 Steilacoom Blvd SW, Lakewood 253-584-3930 • Harold Lemay Museum 325 152nd St E, Tacoma 253-536-2885 www.lemaymuseum.org• Pioneer Farm Museum 7716 Ohop Vly Rd E, Eatonville 360-832-6300 pioneerfarmmuseum.org• Steilacoom Historical Museum 1801 Rainier St, Steilacoom 253-584-4133 • Steilacoom Tribal Museum 1515 Lafayette St, Steilacoom 253-584-6308 • Sumner Ryan House Museum 1228 Main St, Sumner 253-299-5780 • Tacoma Art Museum 1701 Pacific Ave, Tacoma 253-272-4258 tacomaartmuseum.com• Tacoma Historical Society 3712 S Cedar Street Ste 101, Tacoma 253-472-3738 www.tacomahistory.org• Washington State Hist Society 1911 Pacific Ave, Tacoma 888-238-4373 washingtonhistory.org• White River Valley Museum 918 H Street SE, Auburn 253-288-7433 www.wrvmuseum.org

Page 4

Community ServicesPierce County

ParkS and reCreational areaSAdditional webistes to help with information on parks: www.parks.wa.gov or www.discoverparks.org• American Lake Steilacoom • Bresemann Forest Spanaway• Centennial Park Fife• Clark’s Creek Park Puyallup• Cushman Powerline Trail Gig Harbor• Cutts Island State Park Cutts Island• Dash Point State Park Federal Way• Edgewater Park Lakewood• Fort Steilacoom Park Lakewood• Foothills Trail Meeker to Buckley• Fountain Memorial Park Fife• Frontier Park Graham• Kopachuck State Park Gig Harbor

• Lake Tapps County Park Sumner• Mayfair County Park Tacoma• Mt. Rainier National Park Ashford• Nathan Chapman Memorial Trail Puyallup• Penrose Point State Park Fox Island• Point Defiance Tacoma• Rimrock Park Eastonville• Seeley Lake Park Lakewood• South Hill Loop Trail Puyallup• Spanaway Park Spanaway• Sprinker Recreation Center Tacoma• Swan Creek County Park Tacoma• Wright Park Tacoma

Page 35: Cotter Homebook

PUb/brewerieS• Baron Brewing Co 1605 S 93rd St Bldg E, Seattle 206-764-1213 www.baronbeer.com• Big Time Brewery 4133 University Way NE, Seattle 206-545-4509 www.bigtimebrewery.com• Dad Watson’s 3601 Fremont Ave N, Seattle 206-632-6505 www.mcmenamins.com• Diamond Know Brewery 621 Front St Mukilteo 425-355-4488 www.diamondknot.com• Elk Head Brewing 28120 Highway 410, Buckley 360-829-BREW • Elliot Bay Brew & Pub 4720 California Ave SW, Seattle 206-932-8695 www.elliottbaybrewing.com• Elysian Brewing Co 1221 E Pike St, Seattle 206-382-3539 www.elysianbrewing.com• Engine House #9 611 North Pine, Tacoma 253-272-3435 www.ehouse9.com• Flying Pig Brewery 2929 Colby, Everett 425-339-1393 flyingpigrestaurants.com• Georgetown Brewing Co 5840 Airport Way S, Seattle 206-766-8055 www.georgetownbeer.com• Gordon Biersch Brewing 600 Pine St, Seattle 423-424-2000 www.gordonbiersch.com• Hale’s Ales 4301 Leary Way NW, Seattle 206-782-0737 www.halesales.com• Harmon Brewery 1938 Pacific Ave, Tacoma 206-782-0737 www.harmonbrewing.com • Mac & Jack’s Brewery Inc. 17825 NE 65th St, Redmond 425-558-9697 www.macandjacks.com• Maritime Pacific Brewing Co 1514 NW Leary Way, Seattle 206-782-6181 www.maritimebrewery.com• Pacific Rim Brewing Co 9832 14th Ave SW, Seattle 206-764-3844 www.pacificrimbrewing.com• Pike Brewing Co 1415 First Ave, Seattle 206-622-3373 www.pikebrewing.com• Pyramid Breweries 91 S Royal Brougham Wy, Seattle 206-682-8322 www.pyramidbrew.com • Redhook Ale Brewery 14300 NE 145th St, Woodinville 425-483-3232 www.redhook.com• Rock Bottom Brewing Co 550 106th Ave NE, Bellevue 425-462-9300 www.rockbottom.com• Snoqualmie Falls Brewing Co 8032 Falls Ave SE, Snoqualmie 425-831-2337 www.fallsbrew.com• Scuttlebutt Brewing Co 1524 W Marine View Dr Everett 425-257-9316 www.scuttlebuttbrewing.com

Page 5

Ski areaSAdditional websites to help with information on ski areas, weather and resorts: ski-guide.com, pnsa.org and skiwashington.com.• Crystal Mountain Ski Area 33914 Crystal Mtn Blvd Crystal Mtn 360-663-2265 www.crystalmt.com• Mission Ridge Ski Area 7500 Mission Ridge Rd Wenatchee 509-663-6543 www.missionridge.com • Stevens Pass Ski Area Summit, US Hwy 2, Skykomish 206-634-1645 www.stevenspass.com • Mt Baker Ski Area 1019 Iowa St, Bellingham 206-734-6771 www.mtbakerskiarea.com• The Summit 1001 State Route 906, Snoqualmie Pass 425-454-7669 summit-at-snoqualmie.com• White Pass Ski Area US Highway 12, White Pass 509-453-8731 www.skiwhitepass.com

ShoPPinG• Freighthouse Square 2501 East D Street Tacoma 253-305-0678 www.freighthousesquare.com• Highland Hills Shopping Ctr 5915 6th Avenue Tacoma 253-564-1630 • Lakewood Mall 10509 Gravelly Lake Dr SW, Lakewood 253-984-6100• Lakewood Towne Center 5731 Main Street SW Lakewood 877-646-5263 shoplakewoodtownecenter.com• South Hill Mall 3500 South Meridian Puyallup 253-840-2828 www.southhillmall.com• Super Mall 1101 Supermall Way, Auburn 253-804-4624 www.supermall.com• Tacoma Mall 4502 South Steele St Tacoma 253-475-4565 www.simon.com

SChool diStriCtS www.access.wa.gov/education• Auburn SD #408 253-931-4914 www.auburn.webnet.edu• Bethel SD #403 253-683-6000 www.bethelsd.org• Carbonado SD #19 360-829-0121 www.carbonado.k12.wa.us• Clover Park SD #400 253-583-5000 www.cpsd.cloverpark.k12.wa.us• Dieringer SD #343 253-862-2537 www.dieringer.wednet.edu• Eatonville SD #404 360-879-1000 www.cruiser.eatonville.wednet.edu• Fife SD #417 253-517-1000 www.fifeschools.com• Franklin Pierce SD #402 253-298-3000 www.fp.k12.wa.us• Orting SD #344 360-893-6500 www.orting.wednet.edu• Peninsula SD #401 253-530-1000 www.www.peninsula.wednet.edu• Puyallup SD #3 253-841-1301 www.puyallup.k12.wa.us• Steilacoom Historical SD #1 253-983-2200 www.steilacoom.k12.wa.us• Sumner SD ##320 253-891-6000 www.sumner.wednet.edu• Tacoma SD #10 253-571-1000 www.tacoma.k12.wa.us• University Place SD #83 253-566-5600 www.upsd.wednet.edu• White River SD #416 360-829-0600 www.whiteriver.wednet.edu

Community ServicesPierce County

Page 36: Cotter Homebook

SPortS teamS (Semi-Pro and ProfeSSional)• Everett AquaSox 3900 Broadway, Everett 425-258-3673 www.aquasox.com• Everett Silvertips Everett Events Center - 2000 Hewitt Ave 425-252-5100 everettsilvertips.com• Seattle Mariners Safeco Field - First Ave S & Edgar Martinez Dr 206-628-0888 www.mariners.mlb.com• Seattle SeaHawks Qwest Field - 800 Occidental Ave S 206-628-0888 www.seahawks.com • Seattle SuperSonics Key Arena - 305 Harrison St 206-283-3865 www.nba.com/sonics• Seattle Storm Key Arena - 305 Harrison St 206-217-9622 www.wnbs.com/storm • Seattle Sounders Qwest Field - 800 Occidental Ave S 800-796-5425 seattlesounders.net • Seattle Thunderbirds Kent Events Center - 220 Fourth Ave S 206-448-PUCK seattle-thunderbirds.com • Tacoma Rainiers Baseball 2502 S Tyler St, Tacoma 800-281-3834 tacoma.rainiers.milb.com

Page 6

Gardens, Zoos and Aquariums• Botanical Conservatory 316 South G St, Tacoma 253-591-5330 metroparkstacoma.org/page.php?id=21• The Chase Garden 16015 264th St E, Orting 206-242-4040 www.chasegarden.org• Lakewold Gardens 12317 Gravelly Lk Dr SW, Lakewood 253-584-4106 www.lakewoldgardens.org• Northwest Trek 11610 Trek Dr E, Eatonville 360-832-6117 www.nwtrek.org• The Outback Kangaroo Farm 10030 State Route 530 NE, Arlington 360-403-7474 www.christmastreesandroos.com• Pt Defiance Zoo & Aquarium 5400 N Pearl St, Tacoma 253-591-5337 www.pdza.org• Rhododendron Garden 2525 S 336th St, Federal Way 253-927-6960 www.rhodygarden.org• Seattle Aquarium 1483 Alaskan Way, Seattle 206-386-4300 www.seattleaquarium.org• Windmill Gardens 5816 162nd Ave E, Sumner 800-628-6516 www.windmillgarden.com• Woodland Park Zoo 5500 Phinney Ave N, Seattle 206-684-4800 www.zoo.org

Cruises/Tours• Argosy Cruise 1101 Alaskan Way, Seattle 206-623-1445 www.argosycruises.com• Ballard Locks 3015 NW 54th St, Seattle 206-905-2620 seattle.gov/tour/locks.htm• Boeing Tour 8415 Paine Field Blvd, Mukilteo 206-768-1234 seattlecitytours.com/boeing.html• Catalyst Cruises LLC PO Box 45014, Tacoma, WA 98445 800-670-7678 www.cruise-nw.com• Kenmore Air Tours Lk Union, 950 Westlake Ave N, Seattle 425-486-1257 www.kenmoreair.com• Mt. Rainier Scenic Railroad 349Mineral Creek Rd, Mineral 360-492-5588 www.mrsr.com• Northwest Stream Center 600 - 128th Street SE, Everett 425-316-8592 www.streamkeeper.org• Ride the Ducks 516 Broad St, Seattle 206-441-3825 ridetheducksofseattle.com• Tillicum Village Pier 55, Seattle to Blake Island 206-933-8600 www.tillicumvillage.com• Victoria Clippers 2701 Alaskan Way, Pier 69, Seattle 206-448-5000 www.victoriaclipper.com

Attractions• Gameworks 1511 7th Ave, Seattle 206-521-0952 gameworks.comlocations/seattle.php• Oddssey 1 Family Fun 2310 W Mildred,#110, Tacoma 253-566-3233 www.odyssey-1.com• Chihuly Bridge of Glass 1801 Dock Street, Tacoma www.chihuly.com/bridgeofglass• Laser Quest Federal Way 2210 S 320th St, Unit A-4, Federal Way 253-946-4500 www.laserquest.com• Space Needle 400 Broad St, Seattle 206-905-2100 www.spaceneedle.com• Tacoma Glassblowing Studio 114 S 23rd, Tacoma 253-383-3499 www.tacomaglassblowing.com• Union Station 1717 Pacific Ave, Tacoma 253-863-5173 www.unionstationrotunda.org• Wild Waves & Enchanted Village 36201 Enchanted Pkwy S, Federal Way 206-521-0952 www.wildwaves.com

toUrS & area attraCtionS (for King, Pierce & Snohomish Counties)Additional information can be found at www.traveltacoma.com

traVel/tranSPortationFor additional airline information, see www.portseattle.org/seatac/flights/Airline Information• Aeroflot Airlines 877-209-1935 www.aeroflotcanada.com (English)• Air Canada 800-247-2262 www.aircanada.ca• Air Mobility Command 618-256-1110 • Alaska Airlines 800-426-0333 www.alaskaair.com• America West Airlines 800-428-4322 www.americawest.com• American Airlines 800-433-7300 www.aa.com• Asiana Airlines 800-227-4262 www.asiana.co.jp • British Airways 800-247-9297 www.britishairways.com• China Airlines 800-227-5118 www.china-airlines.com • Continental Airlines 800-525-0280 www.continental.com• Delta Airlines 800-221-1212 www.delta.com • EVA Air 800-695-1188 www.evaair.com(Travel Information continued next page)

Community ServicesPierce County

Page 37: Cotter Homebook

traVel/tranSPortation (continued)For additional airline information, see www.portseattle.org/seatac/flights/Airline Information continued• Frontier Airlines 800-432-1359 www.frontierairlines.com• Hawaiian Airlines 800-367-5320 www.hawaiianair.com• Horizon Air 800-547-9308 www.alaskaair.com• JetBlue Airways 800-JETBLUE www.jetblue.com• KLM Royal Dutch Airlines (See NW Airlines) 800-225-2525 www.klm.com • Korean Air 800-438-5000 www.koreanair.com• Northwest Airlines 800-225-2525 www.nwa.com• Scandinavian Airlines 800-221-2350 www.scandinavian.net• Song 800-359-7664 www.flysong.com• Southwest Airlines 800-435-9792 www.southwest.com • Sun Country 800-359-6786 www.suncountry.com • United Airlines (including United Express) 800-241-6522 www.united.com Airline Shuttle Information• Shuttle Express 425-981-7000 www.shuttleexpress.com • Airporter Shuttle 360-380-8800 www.airporter.com• Black Hills Transportation 360-786-0636• Bremerton/Kitsap Airporter 360-876-1737 www.kitsapairporter.com• Greyline Airporter 206-626-6088 www.graylineseattle.com/airportexpress1.cfm • Olympic Bus Lines 360-417-0700 www.olympicbuslines.com• Whidbey-SeaTac Shuttle 360-679-4003 www.seatacshuttle.comTaxi Information• Cabs and Limos www.portseattle.org/seatac/ground/taxi.shtmlTransit Information• Metro Transit 800-553-3000 www.transit.metrokc.gov• Sound Transit 800-201-4900 www.soundtransit.org

Page 7

VehiCle emiSSion teStinGFor more information, go to www.ecy.wa.gov/programs/air/cars/automotive_pages.htm.The state requires an auto inspection for out-of-state vehicles. This is done by the Washington State Patrol for a fee. Vehicle emission tests are also required, depending on the county. There is a fee for emission testing. Call your Washington State Patrol for a fee.

PierCe CoUnty loCationS • FifeStation 10 4912 Pacific Highway E Fife 253-926-3277 • LakewoodStation 12 3003 107th ST S Lakewood 253-581-5243 • Puyallup Station 11 10320 122nd ST E Puyallup 253-848-6399

loCal aGenCieS • Auburn License Agency 124 Auburn Way N Auburn 253-833-9696 • Thompson Vehicle License 320 Center E Ste B Eatonville 360-832-8366• McCallum License Agency 16126 Meridian E #107 Puyallup 253-841-0245• Parkland Auto Licensing 215 S Garfield St Tacoma 253-537-3112• Puyallup Auditor 1325 E Main Puyallup 253-845-8811• Quick Stop Licensing 6722 19th St W University Place 253- 564-6555• Tacoma South 6402 S Yakima Ave Ste C Tacoma 253-593-2990• Tacoma West 8313 27th St W University Place 253-534-3218• University Place Auditor 6722 19th St W University Place 253-564-6555• Valley Vehicle Licensing 27331 172nd Ave SE Ste 116 Covington 253-630-7090

VehiCle reGiStration & liCenSinGFor more information, go to www.dol.wa.gov.New residents are required to obtain a valid Washington driver’s license within 30 days of taking residence. Applicants must show proof of age and identity and pass the required examinations.Those who do not have a valid driver’s license in their possession must have proof of license eligibility from the state in which the license was held. There is a fee. Call your local agency for quotes.License plates can be obtained by providing an emissions test report; previous registration, license plates and title; and a Washington State Patrol inspection slip. If you are from out-of-state, you have 60 days to obtain vehicle license plates.

Community ServicesPierce County

Page 38: Cotter Homebook

Voter reGiStrationFor more information, go to www.secstate.wa.gov/elections/register.aspx.You must complete a voter registration form if you are voting for the first time in Washington or if you have moved to a new county. If you have moved within the same county, you may transfer your registration by completing a new form or contacting your County Auditor by mail, email or phone. You must be a citizen of the United States, a legal resident of Washington State and at least 18 years old by election day to register to vote in this state. You may not register to vote if you are presently denied your civil rights due to a felony conviction or judicially declared mentally incompetent and ineligible to vote. You may not register in more than one county or state. If you register by mail and do not have a Washington State driver’s license, Washington State ID card, or a Social Security number, you will be required to provide one of the following items when you cast your ballot: valid photo ID, valid tribal ID of a federally recognized Indian tribe in Washington State, copy of a current utility bill, current bank statement, copy of a current government check, copy of a current paycheck, a government document that shows both your name and address. If you do not provide one of the above items either before or at the time of voting, your ballot will be treated as a provisional ballot.

winerieS (for Western Washington)• Bainbridge Island Vineyards 8989 Day Rd E, Bainbridge Island 206-842-9463 bainbridgevineyards.com• Betz Family Winery 18512 142nd Ave NE Woodinville 425-861-9823 www.betzfamilywinery.com• Cadence Winery 432 Yale Ave N, Seattle 206-381-9507 www.cadencewinery.com• Cavatappi Winery 9702 120th Place, Kirkland 425-823-6533 www.cavatappi.com• Chatter Creek Winery 620 NE 55th St, Seattle 206-985-2816 www.chattercreek.com • Chateau Ste. Michelle 14111 NE 145th, Woodinville 425-488-1133 chateau-ste-michelle.com• Columbia Winery 14030 NE 145th, Woodinville 425-488-2776 www.columbiawinery.com• Chuckanut Ridge Winery 1017 N State St, Bellingham 360-734-3537 www.chuckanutridge.net• Covey Run Winery 14030 NE 145th St, Woodinville 888-659-7900 www.coveyrun.com• EB Foote Winery 127B SW 153rd St, Burien 206-242-3852 www.ebfootewinery.com• Facelli Winery 16120 Woodinville-Redmond Rd, Woodinville 425-488-1020 www.facelliwinery.com• Frye Winery 15011 Meridian E, Ste B, Puyallup 425-488-1020 www.facelliwinery.com• Isabella Grace Winery 28611 SE 204th St, Hobart 425-941-6364 isabellagracewinery.com• Lopez Island Vineyard & Winery 724 Fisherman Bay Rd, Lopez Island 360-468-3644 lopezislandvineyards.com• Mark Ryan Winery 19495 - 144th Ave NE, Woodinville 206-295-6796 www.markryanwinery.com• Novelty Hill Winery 19730 - 144th Ave NE, Woodinville 425-481-8317 www.noveltyhillwines.com• Stina’s Cellars 2211 70th Ave W, University Place 253-227-9748 www.stinascellars.com• Silver Lake Winery 15029 Woodinville-Redmond Rd, Woodinville 425-485-2437 www.silverlakewinery.com• Vino Aquino 2607 6th Ave, Tacoma 253-272-5511 www.vinoaquino.com• Washington Hills Cellars (Apex) 10604 NE 38th Place, Kirkland 425-889-9463 www.washingtonhills.com• Whidbey Isl. Vineyard & Winery 5237 S Langley Rd, Langley 360-221-2040 whidbyislandwinery.com

Page 8

Community ServicesPierce County

Page 39: Cotter Homebook

UtilityLocator

for Pierce County

UtilityLocator

for Pierce County

Page 40: Cotter Homebook

Utility LocatorPierce County

heating / eLeCtriCity/natUraL gas • Bowman Payless Oil 206-772-4447• Eatonville P & L 360-832-3244 • Elmhurst Mutual P & L 253-531-4646 www.elmhurstmutual.org• Lakeview L & P 253-584-6060 www.lakeviewlight.com• Prorgas 253-839-5062 • Parkland L & Water 253-531-5666 www.plw.coop• Pennisula Light Company 253-857-1510 www.penlight.org• Puget Sound Energy 888-321-7779 www.pse.com• Tacoma Power Energy 253-502-8600 www.ci.tacoma.wa.us/power/

teLePhone• Qwest 800-475-7526 www.qwest.com• AT&T 800-222-0300 www.consumer.att.com• Comcast 888-226-2278 www.comcast.com• CenturyTel 800-831-1733 www.centurytel.com• Verizon 800-483-3000 www.verizon.com

CabLe & teLevision oPtions• Comcast 888-266-2278 www.comcast.com• Direct TV 888-777-2454 www.directv.com• Dish Network 888-825-2557 www.dishnetwork.com• Day Wireless Systems 800-503-3433 206-878-1926 www.daywireless.com

garbage • Auburn 206-682-9735 253-872-3916 www.rabanco.com 253-931-3038 www.ci.auburn.wa.us 800-592-9995 www.wmnorthwest.com• Bonney Lake 253-414-0347 www.murreysdisposal.com• Buckley 360-829-1921 www.buckleychamber.org• DuPont 253-537-8687 www.co.pierce.wa.us• Eatonville 360-832-3361 www.eatonvillechamber.com • Edgewood 253-414-0345 www.ci.edgewood.wa.us• Enumclaw 360-825-5541 www.ci.enumclaw.wa.us• Fife 253-414-0345 www.wcnx.org• Fircrest 253-588-1705 www.uprefuse.com• Gig Harbor 253-414-0345 www.wcnx.org• Lakewood 253-588-1705 www.lakewood-wa.com• Milton 253-414-0345 www.wcnx.org• Orting 253-414-0345 www.wcnx.org• Puyallup 253-414-0345 www.wcnx.org 253-537-8687 www.lemayinc.com• Roy 253-537-8687 www.lemayinc.com• Ruston 253-759-3544 • South Hill 253-845-6955 www.lemayinc.com• Steilacoom 253-537-8687 www.lemayinc.com• Sumner 253-414-0345 www.wcnx.org• Tacoma 253-591-5543 [email protected] 253-588-1705 www.lemayinc.com 253-591-5543• University Place 253-564-3212 www.uprefuse.com

Phone FaX website

Page 41: Cotter Homebook

Utility LocatorPierce County

water & sewer

• Auburn 253-931-3038 253-876-1900 www.ci.auburn.wa.us• Bonney Lake 253-862-8602 253-862-8538 www.cityofbonneylake.org Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com• Buckley 360-829-1921 www.buckleychamber.org Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com• DuPont Pierce County Sewer 253-798-4020 253-964-3554 www.co.pierce.wa.us• Eatonville Spanaway Water Co. 253-531-9024 253-539-9526 www.spanaway-water.org• Edgewood Mt. View Water Co. 253-863-7348 www.ci.edgewood.wa.us• Enumclaw• Fife 253-922-2489 www.cityoffife.org • Gig Harbor 253-857-5950 www.cityofgigharbor.net Washington Water 253-851-4060 253-857-4001 www.wawater.com Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com Stroh’s Water 253-858-2051 253-858-6109 Peninsula Light/Water 253-857-5950 253-857-1558 www.penlight.org• Lakewood Lakewood Water Dist 253-588-4423 253-588-7150 www.lakewood-water-dist.org • Milton 253-922-3738 www.ci.milton.wa.us • Orting 360-893-2219 360-893-6809 Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com• Puyallup Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com Firgrove Mutual Water 253-845-1542 253-845-4728 www.firgrove.org Summit Water Co. 253-537-7781 253-536-1759• Roy Rainier View Water 253-537-6634 253-537-7896 www.rainierviewwater.com• Ruston 253-502-8247 www.ci.tacoma.wa.us • South Hill Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com Firgrove Mutual Water 253-845-1542 253-845-4728 www.firgrove.org Summit Water Co. 253-537-7781 253-536-1759

• Steilacoom Lakewood Water Dist 253-588-4423 253-588-7150 www.lakewood-water-dist.org • Sumner Valley Water 253-841-9698 253-841-9698 www.valleywaterdistrict.com• Tacoma 253-502-8247 www.ci.tacoma.wa.us Parkland Light & Water 253-531-5666 253-531-2684 www.plw.coop Pierce Co. Public Works 253-798-7250 www.co.pierce.wa.us Spanaway Water Co. 253-531-9024 www.spanaway-water.org Summit Water Co. 253-537-7781 253-536-1759• University Place Tacoma Water 253-502-8247 www.ci.tacoma.wa.us

Phone FaX website

Page 42: Cotter Homebook

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Page 43: Cotter Homebook

What is Escrow and Why is it Needed?Escrow is an arrangement in which a disinterested third party (an escrow

holder), holds legal documents and disburses funds on behalf of a buyer and

seller, and distributes them according to the buyer and seller’s instructions.

People buying and selling real estate often open escrow for their protection

and convenience. The buyer can instruct the escrow holder to disburse

the purchase price only upon the satisfaction of certain prerequisites and

conditions. The seller can instruct the escrow holder to retain possession

of the deed to the buyer until the seller’s requirements, including receipt

of the purchase price, are met. Both rely on the escrow holder to faithfully

carry out their mutually consistent instructions relating to the transaction

and to advise them if any of their instructions are not mutually consistent or

cannot be carried out.

Escrow is convenient for the buyer and seller because both can move

forward separately but simultaneously in providing inspections, reports,

loan commitments, funds, deeds, and many other items, using the escrow

holder as the central deposit point. If the instructions from all parties to

escrow are clearly drafted, fully detailed and mutually consistent, the escrow

holder can take many actions without further consultation. This saves much

time and facilitates a smooth closing of the transaction.

What Each Party Does in the Escrow ProcessThe Seller

• Deposits the executed deed to the buyer with the escrow holder.

• Deposits evidence of pest inspection and any required repair work, per the

purchase and sale agreement.

• Deposits required documents such as addresses of mortgage holders, homeowner association contacts, and lien holders.

The Buyer• Deposits the funds required, in addition to any borrowed funds, to pay

the purchase price with the escrow holder.

• Deposits funds sufficient for home and title insurance.

• Approves any inspection reports, title insurance commitments, etc. called for by the purchase and sale agreement.

• Fulfills any other conditions specified in the escrow instructions.

The Lender (if Applicable)• Deposits proceeds of the loan to the purchaser.

• Directs the escrow holder on the conditions under which the loan funds may be used.

The Escrow Holder• Opens the order for title insurance.

• Obtains approvals from the buyer on title insurance report, pest and other inspections.

• Receives funds from the buyer and/or any lender.

• Prorates insurance, taxes, rents, etc.

• Disburses funds for title insurance, recording fees, real estate commissions, lien clearance, etc.

• Prepares a final statement for each party, indicating amounts to be disbursed for services and any further amounts necessary to close escrow.

• Records deed and loan documents, delivers the deed to the buyer, loan documents to the lender and funds to the seller, closing the escrow.

What HappensWhat Happensin Escrow?

In SummaryEscrow accounts are opened for protection and convenience by those who are selling or buying real estate. The escrow process

was developed to help facilitate the sale or purchase of your home. The escrow holder accomplishes this by:

• Acting as the impartial “stakeholder,” or depository of documents and funds.

• Processing and coordinating the flow of documents and funds.

• Keeping all parties informed of progress on the escrow.

• Responding to the lender’s requirements.

• Securing a title insurance policy.

• Obtaining approvals of reports and documents from the parties as required.

• Prorating and adjusting insurance, taxes, rents, etc.

• Recording the deed and loan documents.

• Maintaining security and accountability of monies owed and owing.

Page 44: Cotter Homebook

If the inspector detects an unrecorded easement or other evidence of outstanding rights that could affect the owner’s title and possibly the value and intended use, the company will disclose these matters before the closing of the purchase. Those matters must then either be disposed of or shown as exceptions in the title insurance policy. Sometimes when an acceptable survey and appropriate affidavits are received, an inspection will not be made.

Judgment and Name Search One of the most important parts of the title search is to determine if there are any unsatisfied judgments against the seller or previous owners which were in existence while they owned the title. A judgment is a general lien against the debtor’s real estate and constitutes security for any money owed under the judgment. The real estate can be sold to satisfy the judgment.

It is extremely important to be sure that a title is not subject to judgments against the seller or previous owners. Title insurance provides this protection. A judgment against a person named Smith may affect the title of a seller named Smith, depending on whether or not they are the same person. All possible variations of the name must be examined.

For example, the name Smith might be spelled Schmidt, Schmid, Schmidtt, Schmidz, Schmied, Schmiedt, Smid, Smythe, and so on. The name Nichols can be spelled 73 different ways, from Nachols to Nychals. The task is to determine which of these applies to the owner in question. First names have to be checked, too. There are 25 foreign forms of John, including Johann, Jehan, Hans, Shaun, Gudi, and Efom.

Rights established by judgment decrees, unpaid federal income taxes, and mechanic’s liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. If a judgment is discovered that constitutes a defect in the title, it is pointed out. The seller must then eliminate it before the title of the new buyer can be insured free and clear of that judgment.

Commitment When these searches have been completed, the title company issues a commitment to insure, stating the conditions under which it will insure the title. The buyer, seller and mortgage lender can proceed with the closing of the transaction after clearing up any defects in the title which may have been uncovered by the search and examination.

The mortgage lender is as concerned as the buyer about the quality of the title because the property is to be security for the new mortgage loan. The mortgage lender requires assurance that it has a valid first (or another acceptable priority) mortgage lien on the property. This is not only common sense, but generally a legal requirement of regulated mortgage lenders.

The lender’s title insurance, however, does not protect the new buyer of the property. Although the land is the same, the interest of the buyer and the interest of the lender are very different. The provisions of a lender’s title insurance policy are very different from those of a buyer’s policy. The buyer should obtain his own policy, often issued simultaneously with the lender’s policy.

You’ve decided to purchase a home and hope to take possession as soon as possible. The terms have been agreed on and all financial arrangements have been made. But one important detail remains. Before the transaction can

close, a title search must be made.

The most accurate description of title is “a bundle of rights in real property.” A title search is the process of determining from the public record just what these rights are and who owns them.

A title search is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property (title) that he or she is paying for.

In those transactions where title insurance is involved, the title company must determine insurability of the title as part of the search process. This leads to the issuance of a title policy, which insures the existence or non-existence of rights to the property.

The title insurance company will, at its own expense, defend the title and will pay losses within the coverage of the policy if they occur.

But exactly what is involved in a title search? Ticor Title Company provides the following step-by-step review as follows: Chain of Title, Judgement and Name Search, Tax Search, Commitment, and Report on Possession.

Chain of TitleThis is simply a history of the ownership for a particular piece of property, telling who bought and sold it, and when. The information may be derived from public records — usually a County Clerk or Recorder’s Office — or obtained from title plants privately owned and maintained by title companies. There are great varieties of such plants — index cards, punch cards, tract books, even sophisticated computerized plants. They all contain essentially the same information from which the history of the title may be secured.

Tax Search This is a search to determine the present status of general real estate taxes against the property. The tax search will reveal if taxes are current or whether any taxes are past due and unpaid from previous years. In addition, the tax search will indicate the existence of any special assessments against the land and, if so, whether or not these assessments are current or past due.

A due and unpaid tax or special assessment is a prior lien or claim on the property above all others. If a buyer purchases property with unpaid and past due taxes or assessments against it, he or she is likely to find a government body — the city, county or state — placing the property up for sale to pay those taxes or assessments. A tax search reveals the status of the taxes. Title insurance protects the buyer against loss from unpaid and past due taxes and assessments.

Report on PossessionIn many places where it operates, Ticor Title Company may send inspectors to look at the property to verify the lot size, check the location of improvements, and look for evidence of easements that are not shown on the record.

The purpose of this is to supplement the information learned from the title search. In the eyes of the law, any buyer of real estate is assumed to have notice of all matters properly shown in the public records for that real estate, as well as any information that an actual inspection may reveal.

a title search?WHAT’S INWHAT’S IN

Page 45: Cotter Homebook

Keys to a

Verify with your loan officer that all conditions have been met.

Notify your escrow officer the names of your lender and homeowner insurance companies

Buyers

Keys to aSuccessful ClosingThe key to any transaction as important as your sale or purchase is to read and understand your Purchase and Sale Agreement (P&SA). The P&SA will inform the escrow officer of all the details that are to take place. Your escrow officer is not an attorney and cannot practice law; you should consult your lawyer for legal advice. The escrow officer is there to follow the instructions given by the principals in the escrow through the P&SA and lender instructions.

Prior to Closing

Confirm with your agent that all contingencies have been satisfied

Keep your agent informed of any vacation plans or times you will be unavailable

If you plan to have your documents reviewed by an attorney, please notify your escrow officer at least

48 hours prior to signing

Buyers and Sellers

Before your signing AppointmentExpect to sign at the escrow company one or two business days before the closing date

If funds are required to close, be prepared to bring the monies in the form of a cashier’s check 24

hours before recording or wire transfer the same day as closing

Have a valid photo ID available at your signing appointment: Driver’s License, State ID, Passport, or

Green Card

Expect the signing to last approximately one hour if you are the buyer and 30 minutes if you are the seller

Page 46: Cotter Homebook

Guide toCustomary Closing CostsGuide toOne-half of the escrow fee (according to contract)Lender’s title policy premiums (ALTA)Document preparation (if applicable)Tax pro-ration (from date of acquisition)Recording charges for all documents in buyer’s namesHome Owner’s insurance premium for first yearHome Warranty (according to contract)Inspection fees (according to contract): roofing, property, geological, pest, etc.All new loan charges (except those required by lender for seller to pay)Interim interest on new loan from date of funding to first payment date

The buyer normally pays for:

One-half of the escrow fee (according to contract)Work orders (according to contract)Owner’s title insurance premiumsReal estate commissionAny judgments, tax liens, etc. against the sellerAny unpaid Homeowner Association duesHome Warranty (according to contract)Any bonds or assessments (according to contract)Any loan fees required by buyer’s lender (according to contract)Recording charges to clear all documents of record against sellerPayoff of all loans in seller’s name (or existing loan balance being assumed by buyer)Interest accrued to lender being paid off, reconveyance fees and any prepayment penaltiesExcise Tax (% based on county and sale price)

The seller normally pays for:

Page 47: Cotter Homebook

What isWhat is

ESCROW

New OwNer!Payments to Lender

Purchase & sale agreemeNt

Selling Agent – BuyerBuyer Loan Application

Listing Agent – Sellerreview &

clear title

Insurance Binder

leNderMortgage Insurance

UnderwriterLoan Approval

verificatiONBuyers FundsEmployment

AppraisalCredit Report

determiNe statusHomeowners DuesFees/Commissions

TaxesLiens

Mortgages

clOsiNg statemeNt & escrOw

iNstructiONs

recOrd & disburse fuNds

Oversee clOsiNg dOcumeNts sigNed

PrePare legal dOcumeNts

Escrow is an arrangement in which a neutral third party (escrow agent) takes instruction from buyer and seller to process documentation and handle funds in the real estate transactions.

Escrow?

Were you

aware that

all of this

went into an

Escrow?

title iNsuraNceCheck Taxes & Legal

Title SearchExamination

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Page 48: Cotter Homebook

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