COMBINATION PACKAGE APPLICATION _________________________________________ _________________________________________ AND _________________________________________ Fire Policy Number: NAME AND ADDRESS: Indv. Part. Corp. Other_____ NEW RENEWAL OF__________________________________ FROM:_______________________ TO:__________________________ City: MN Zip Code: Phone #: Name: Social Security #: Name: Social Security #: PERILS INCLUDED: Fire Windstorm and Hail FPL PL Inland Marine Other__________________________ DEDUCTIBLE: $100 $250 $500 $1,000 (Base) $2,500 $5,000 $10,000 MORTGAGEE C/D NAME AND ADDRESS: MORTGAGEE C/D NAME AND ADDRESS: DESCRIPTION OF PREMISES: List all property with buildings owned, leased, rented or maintained. List primary location 1st. Loc. No. of Sets of Qtr. Sec-Twp-Range Int No. Dwlgs. Bldgs. Acres Sec. Numbers Township County State (O/T) 911 Address Latitude/Longitude 1 2 3 4 Bare Land Total Additional Acres - with no buildings - owned, leased, rented or maintained not listed above. TOTAL ACRES UNDERWRITING GUIDE - FURNISH PHOTOS OF ALL BUILDINGS All questions must be answered or app. may be returned. If asked to explain or list, please list question no. & information on a separate memo & attach. 1. Date of last on-site inspection:__________________ By whom? __________________________________________________________________ 2. Principal farm operations are: Grain Dairy Livestock Poultry Occupation: _______________________________________ 3. General housekeeping and condition of premises: Excellent Good Fair Poor 4. DWELLING: A. Age_____Yrs. B. Smoke Alarm(s): Yes No C. Fire Extinguisher(s): Yes No D. Wiring______Yrs.; #Amps: ____ E. Plumbing_____Yrs. F. Occupancy: Owner Tenant Unoccupied Vacant Seasonal Under Construction ________ G. Central Heating: Yes No; Age of Heating Unit(s)________Yrs.; Type: _____________________________________________ H. Any type of solid fuel heating equip: Yes No; Type: Central Space Fireplace; Age_____Yrs.; Type of Chimney ________ I. Roof: Age_____Yrs. Type: Asphalt Shingles Wood Shakes or Shingles Metal Other: ___________________________ J. Solar Heating: Yes No; If yes, explain on a separate memo. K. Wind Generating Equipment: Yes No 5. OUTBUILDINGS: If an answer to a question is yes, list the building(s) and explain on a separate memo and attach. A. Occupied by: Owner Tenant Off Premises Tenant B. Condition of buildings: Excellent Good Fair Poor C. Any building not used for designed purposes? Yes No D. Do any outbuildings have: Heating? Yes No; Exposed Insulation? Yes No; Existing Damage? Yes No E. Condition of wiring in buildings: Excellent Good Fair Poor F. Are buildings unused or vacant? Yes No G. Are there any buildings where wind coverage should be: Restricted? Yes No; Omitted? Yes No 6. PL/FPL SURVEY: A. Does applicant have: Seasonal Property? Yes No; Business Office or Incidental Sales? Yes No; Rental Property? Yes No; Trampoline? Yes No; Roadside Stand? Yes No; If yes, explain on a separate memo. B. Swimming Pool? Yes No; Above Ground or Below Ground; Diving Board/Slide? Yes No; Fence around pool? Yes No; (Provide Picture of Pool). C. Does applicant do custom farming? Yes No; Type________; Custom Spraying involved? Yes No; Gross Annual Custom Farming Receipts?_____________________ D. Are premises used for any business or professional purposes other than farming? Yes No: If yes, explain on a separate memo. E. Does applicant own any livestock? Yes No F. Are there horses on premises? Yes No; Owned? Yes No; #________; Type:_____________________________ Boarded? Yes No; #_______; Type:____________________________ G. Does applicant own dog(s) Yes No; If yes, what breed(s)?_____________________________________________; Has the dog(s) ever bitten anyone? Yes No H. In what condition are applicant's fences? Good Fair Poor I. Do all steps have adequate handrails? Yes No J. Condition of farm equipment: Good Average Poor; Has safety equipment been altered or removed? Yes No 7. PREVIOUS CARRIER: Was policy cancelled or non-renewed? Yes No; If yes, why? 8. OTHER INSURANCE: A. Is there other insurance? Yes No; If yes, with whom? B. Is there other insurance with NORTH STAR? Yes No; If yes, policy number(s): 9. How long has Agent personally known applicant? Does Agent personally recommend issuance of this policy? Yes No LOSS EXPERIENCE: NONE APPLICANT'S SIGNATURE WIND COMPANY ONLY Und. D.E. Checker GENERAL AGENTS USE ONLY GA's Initials ___________________ AGENCY ________________________________AGT. NO _______ Application has been reviewed and approved. Comments: _________ AND ______________________________________________ ___________________________________________________________ ADDRESS ______________________________________________ E-MAIL ADDRESS List all losses in last 5 years and any losses ever over $10,000. (Dates, Type & Amount) (12:01 a.m. at address of named insured) BILLING MODE: Annual Semi-Annual Quarterly Other____ BILL PREMIUM TO: Insured Agency Mortgagee Box 48 Cottonwood, Minnesota 56229 - 1 -
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COMBINATION PACKAGE APPLICATION - Norwegian Mutual · This is not Commercial Liability, consult your Agents Manual or Company for Commercial Coverages. LIABILITY - PERSONAL LIABILITY
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COMBINATIONPACKAGE APPLICATION
_________________________________________ _________________________________________ AND _________________________________________
Fire Policy Number: NAME AND ADDRESS: Indv. Part. Corp. Other_____ NEW RENEWAL OF __________________________________ FROM:_______________________ TO:__________________________ City: MN Zip Code: Phone #: Name: Social Security #: Name: Social Security #:
PERILS INCLUDED: Fire Windstorm and Hail FPL PL Inland Marine Other__________________________ DEDUCTIBLE: $100 $250 $500 $1,000 (Base) $2,500 $5,000 $10,000
MORTGAGEE C/D NAME AND ADDRESS: MORTGAGEE C/D NAME AND ADDRESS:
DESCRIPTION OF PREMISES: List all property with buildings owned, leased, rented or maintained. List primary location 1st. Loc. No. of Sets of Qtr. Sec-Twp-Range Int No. Dwlgs. Bldgs. Acres Sec. Numbers Township County State (O/T) 911 Address Latitude/Longitude 1 2 3 4 Bare Land Total Additional Acres - with no buildings - owned, leased, rented or maintained not listed above. TOTAL ACRES
UNDERWRITING GUIDE - FURNISH PHOTOS OF ALL BUILDINGS All questions must be answered or app. may be returned. If asked to explain or list, please list question no. & information on a separate memo & attach. 1. Date of last on-site inspection:__________________ By whom? __________________________________________________________________ 2. Principal farm operations are: Grain Dairy Livestock Poultry Occupation: _______________________________________ 3. General housekeeping and condition of premises: Excellent Good Fair Poor 4. DWELLING: A. Age_____Yrs. B. Smoke Alarm(s): Yes No C. Fire Extinguisher(s): Yes No D. Wiring______Yrs.; #Amps: ____ E. Plumbing_____Yrs. F. Occupancy: Owner Tenant Unoccupied Vacant Seasonal Under Construction ________ G. Central Heating: Yes No; Age of Heating Unit(s)________Yrs.; Type: _____________________________________________ H. Any type of solid fuel heating equip: Yes No; Type: Central Space Fireplace; Age_____Yrs.; Type of Chimney ________ I. Roof: Age_____Yrs. Type: Asphalt Shingles Wood Shakes or Shingles Metal Other: ___________________________ J. Solar Heating: Yes No; If yes, explain on a separate memo. K. Wind Generating Equipment: Yes No 5. OUTBUILDINGS: If an answer to a question is yes, list the building(s) and explain on a separate memo and attach. A. Occupied by: Owner Tenant Off Premises Tenant B. Condition of buildings: Excellent Good Fair Poor C. Any building not used for designed purposes? Yes No D. Do any outbuildings have: Heating? Yes No; Exposed Insulation? Yes No; Existing Damage? Yes No E. Condition of wiring in buildings: Excellent Good Fair Poor F. Are buildings unused or vacant? Yes No G. Are there any buildings where wind coverage should be: Restricted? Yes No; Omitted? Yes No 6. PL/FPL SURVEY: A. Does applicant have: Seasonal Property? Yes No; Business Office or Incidental Sales? Yes No; Rental Property? Yes No; Trampoline? Yes No; Roadside Stand? Yes No; If yes, explain on a separate memo. B. Swimming Pool? Yes No; Above Ground or Below Ground; Diving Board/Slide? Yes No; Fence around pool? Yes No; (Provide Picture of Pool). C. Does applicant do custom farming? Yes No; Type________; Custom Spraying involved? Yes No; Gross Annual Custom Farming Receipts?_____________________ D. Are premises used for any business or professional purposes other than farming? Yes No: If yes, explain on a separate memo. E. Does applicant own any livestock? Yes No F. Are there horses on premises? Yes No; Owned? Yes No; #________; Type:_____________________________ Boarded? Yes No; #_______; Type:____________________________ G. Does applicant own dog(s) Yes No; If yes, what breed(s)?_____________________________________________; Has the dog(s) ever bitten anyone? Yes No H. In what condition are applicant's fences? Good Fair Poor I. Do all steps have adequate handrails? Yes No J. Condition of farm equipment: Good Average Poor; Has safety equipment been altered or removed? Yes No 7. PREVIOUS CARRIER: Was policy cancelled or non-renewed? Yes No; If yes, why? 8. OTHER INSURANCE: A. Is there other insurance? Yes No; If yes, with whom? B. Is there other insurance with NORTH STAR? Yes No; If yes, policy number(s): 9. How long has Agent personally known applicant? Does Agent personally recommend issuance of this policy? Yes No
LOSS EXPERIENCE: NONE APPLICANT'S SIGNATURE WIND COMPANY ONLY Und. D.E. Checker
GENERAL AGENTS USE ONLY GA's Initials ___________________ AGENCY ________________________________AGT. NO _______ Application has been reviewed and approved. Comments: _________ AND ______________________________________________ ___________________________________________________________ ADDRESS ______________________________________________ E-MAIL ADDRESS
List all losses in last 5 years and any losses ever over $10,000. (Dates, Type & Amount)
(12:01 a.m. at address of named insured)BILLING MODE: Annual Semi-Annual Quarterly Other____BILL PREMIUM TO: Insured Agency Mortgagee
Box 48 Cottonwood, Minnesota 56229
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CODE AMOUNT DESCRIPTION Fire/Wind
CLASS A-1 and A-5 RESIDENCE A-1 Delux Dwelling: Basic Broad Special A-5 "Delux Dwelling Plus": Special______ ______ $ _______________ Residence______ ______ $ _______________ Household Personal Property______ ______ $ _______________ Additional Living Expense $ _______________ Sub-Total
Metal Roof Discount (Cosmetic Damage Exclusion applies) Replacement Cost - Household Goods (Option - Delux Dwelling Only) Special Form - Household Goods (Option - Delux Dwelling Only)
FIRE PROTECTION APPLYING Protected Partially Protected Unprotected
CLASS A-2 DWELLINGS Limited Basic Broad Special______ ______ $ _______________ Dwelling ________ _____x___________ ______ $ _______________ Household Personal Property______ ______ $ _______________ Additional Living Expense $ _______________ Sub-Total
Metal Roof Discount (Cosmetic Damage Exclusion applies) Replacement Cost - HHGs Special Form - HHGs
CLASS A-3 MOBILE HOMES Limited Basic Broad ______ ______ $ _______________ Home (Age/Make) _____x___________ ______ $ _______________ Additions ________ _____x___________ ______ $ _______________ Household Personal Property______ ______ $ _______________ Additional Living Expense $ _______________ Sub-Total
Replacement Cost - Household Goods
CLASS E SCHEDULED FARM PERSONAL PROPERTY Limited Basic Broad Special - Farm Mach. $_____________ ______ $ _______________ Scheduled Farm Personal Property (From 7 on Opposite Page)______ ______ $ _______________ Portable Crop or Grain Dryers______ ______ $ _______________ ___________________________________ ______ $ _______________ _____________________________ $ Sub-Total
CLASS F UNSCHEDULED FARM PERSONAL PROPERTY Limited Basic Broad Special - Farm Mach. $_________________ ______ $ _______________ Unscheduled Farm Personal Property (From 8 on Opposite Page)
CLASS G-1 FARM BARNS, BLDGS, STRUC (Superior) Replacement Cost Provisions, Weight of Ice, Sleet & Snow and Special Form Included (Min - 90% of Full Replacement Cost Required)______ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x___________ ______ $ _____________ ______________ _____x_____
Policy provisions require individual scheduling of above items when not being used in Unsched-uled Farm Personal Property. Following items may be optionally scheduled.
7 TOTAL SCHEDULED VALUE 8 TOTAL UNSCHEDULED VALUE (Add 1 through 6 - transfer amount to page 2) $_______________ (Add 1 through 5 - transfer amount to page 2) $______________Comments:
This is not Commercial Liability, consult your Agents Manual or Company for Commercial Coverages.LIABILITY - PERSONAL LIABILITY (PL) OR FARM PERSONAL LIABILITY (FPL)
COVERAGE LIMITS: Coverage L - Personal Liability:_________________ Coverage M - Medical Payments to Others:_________________Cov. Applies Limits of Liability Med Pay Each Yes/No (Med Pay 1,000 Included) $50,000 $100,000 $300,000 $500,000 $1,000,000 Add'l $500 Premium
BASE FPL CHARGES - Including Employer's Liability for part time employees working 40 days or less per year 320 acres or less, 1 dwelling, 1 set of buildings 101.00 110.00 147.00 176.00 264.00 3.00 $ ________ 321 - 1000 acres, 1 dwelling, 1 set of buildings 116.00 129.00 168.00 202.00 303.00 3.00 $ ________ Over 1000 acres, 1 dwelling, 1 set of buildings 131.00 144.00 190.00 231.00 347.00 3.00 $ ________ Non-Farming Discount (Farm land not operated by insured/no making of hay and with 5 or less head of horses/other livestock) - Reduce the Base acres charge by 50% $ ________ ADDITIONAL CHARGES Add'l Farm Premises with Bldgs. No._____ (Owned or Rented) 14.00 16.00 19.00 22.00 33.00 2.00 $ ________ Additional Residence Premises Maintained No._________ 8.00 9.00 12.00 14.00 21.00 2.00 $ ________ (Secondary Locations, Seasonal Dwgs.) Location: Incidental Office - Describe__________________________ 9.00 11.00 13.00 15.00 23.00 2.00 $ ________ Livestock Owned - Liability Exposure Charge 57.00 63.00 70.00 77.00 116.00 6.00 $ ________ Babysitting (1-5 children) (1 charge) No. of Children______ N/A N/A 74.00 81.00 122.00 3.00 $ ________ Custom Farming, Per $100.00 of Receipts 0.80 0.90 1.15 1.40 2.10 0.07 $ ________ (When Custom Farming exceeds $1,000, charge applies to receipts in excess of $1,000) Estimated Receipts $____________ Horses (1-2 Included) (If over 10 horses, refer to Home Office) (Horses taken to parades or shows? Yes No) 3-5 25.00 30.00 35.00 40.00 60.00 3.00 $ ________ 6-10 50.00 60.00 70.00 80.00 120.00 4.00 $ ________ Inboard or Inboard/Outboard Motor Boats 30 M.P.H. & Under and Less than 26 feet 19.00 22.00 29.00 33.00 50.00 3.00 $ ________ Over 30 M.P.H. and Less than 26 feet 46.00 52.00 69.00 77.00 116.00 6.00 $ ________ Length________ Description________________________________________ Rated Speed (M.P.H.)________ H.P.________ Outboard Motor Boats (Standard Policy includes 50 H.P. and Under. “Delux Dwelling Plus” includes 100 H.P. and Under.) H.P.________ Make___________________________ 13.00 16.00 20.00 24.00 36.00 4.00 $ ________ Note: For rating purposes, combine the H.P. of all outboard motors used together with any single watercraft owned by the insured. Partnership Endorsement, each Partner 22.00 24.00 31.00 38.00 57.00 3.00 $ ________ (1 Base FPL Charge plus this for each additional partner) Name:________________________ Relationship:________________________ Resides at Farm No.:____________________ Name:________________________ Relationship:________________________ Resides at Farm No.:____________________ Personal Injury (Does not include Medical Payments) 12.00 15.00 19.00 21.00 32.00 -- $ ________ Recreational Vehicles (Does not cover any 2 wheel vehicles) List Snowmobile(s) CC's_______ List ATV(s) CC's________ Snowmobiles and ATVs (1 premium charge) 50.00 52.00 67.00 75.00 113.00 6.00 $ ________ Residence Premises Rented to Others No:_____________ 1 Family - Location: 13.00 15.00 18.00 20.00 30.00 2.00 $ ________ 2 Family - Location: 26.00 30.00 35.00 38.00 57.00 4.00 $ ________ Trampoline $ ________ EMPLOYER'S LIABILITY (This does not replace Worker's Compensation coverage that may be required.) EACH FULL TIME EMPLOYEE, No.__________ 25.00 27.00 34.00 37.00 56.00 4.00 $ ________ (working 180 days per year or more) EACH PART TIME EMPLOYEE, No.__________ 15.00 16.00 19.00 21.00 32.00 4.00 $ ________ (working over 40 days but less than 180 days per year) DAMAGE TO PROPERTY OF OTHERS - $1,000 limit included (cannot be increased if custom farming is done) $10 per $1,000 of increase (maximum $10,000) Limit $________________ $ ________ FARMER'S MEDICAL PAYMENTS - DESIGNATED INSUREDS AGES 12-65 ($100 Deductible) Limit each person: $1,000 - $46 $2,000 - $58 $3,000 - $69 NAME DOB RELATIONSHIP $ ________ Limit $_____________________________ _______________________________________________ _______________________________________________ OTHER ___________________________________________________________________________________________ $ ________ FOR COVERAGES OR RATING SITUATIONS NOT SHOWN, REFER TO HOME OFFICE TOTAL PREMIUM $AGREEMENT AND SIGNATURE OF APPLICANT AND AGENT - The signatures below certify that: (1) All property under Class E is listed to at least 80% of actual cash value. (2) Class F Property is insured to 100% of the Inventory Schedule. The applicant understands that an 80% coinsurance requirement applies and agrees to, at all times, maintain contributing insurance onthepropertyinsuredtotheextentofatleast80%ofitsactualcashvalue,andfailingtodoso,shalltotheextentofanydeficitbeartheproportionofanyloss.(3)AllClassG-1structuresare insured to at least 90% of replacement value. (4) All Class G-2 structures are insured to at least 50% of replacement value. (5) The Farm Personal Property Inventory contains a full description of the total values of the property listed. (6) The answers to questions on this application are true, correct and complete representations. (7) The check box “Yes/No” areas ac-curatelyindicatedesiredcoverage.(8)(InflationProtection)“DeluxDwelling”and“DeluxDwellingPlus”dwellingcoveragesandG-1outbuildingcoverageswillautomaticallybeupdatedonanniversary based on changing dwelling/building construction cost factors. (9) As the applicant for this insurance, I grant permission to the agency listed on the front and to the underwriting departments of the Township Mutual listed on the front and North Star Mutual to obtain claims information from previous insurer(s) and/or reports from investigative consumer organizations as to my credit (or credit-based insurance score), character, and/or condition of the property represented on this application. I understand that I have the right to make a request in writing as to the nature of any such information that may be developed and that I have the right to request that any such information be corrected by providing documented support for such correction. If my request is denied, I understand that I have the right to appeal to the Minnesota Commissioner of Commerce, 85 7th Place East, Suite 500, St. Paul, MN 55101-2198. I understand that this temporary authorization will expire as soon as one of the following occurs: (a) The above named companies make the underwriting decision(s) in question, or (b) one year elapses after the date I sign this authorization. However, if a policy is issued, I authorize the above permission for subsequent amendments and renewals as long as the policy remains in force.If this application for insurance is accepted, I grant permission to the Township Mutual and North Star Mutual to disclose information to the Mortgagee(s) or Loss Payee(s) that may be designated in this application or its(their) successor(s). (Reports prepared by insurance-support organizations may be retained by them and disclosed to others.)INSURANCE FRAUD IS A CRIME - I understand that a person who submits an application or claim information with intent to defraud an insurer is guilty of a crime.Applicant's Signature __________________________________________________________________________ Date ______________________As the Agent for the applicant, I attest that the information in this application and attachments is correct to the best of my knowledge. Agent's Signature _____________________________________________________________________________ Date ______________________ - 4 -CF-1000 (Ed. 4-13)
Yes/No TP1 General Policy Provisions Q Added Perils for Refrigerated Food Products 7S Amended Theft (Expanded Coverage) AM Amended Failure to Match (Included A1 & A5 - Not Available A2 & A3) 7U Backup of Sewers, Drains or Sump Systems (Coverage A - Coverage C) $______________ 6K Blizzard Death Coverage - Livestock P Collapse - Due to Weight of Ice, Snow or Sleet 7W Expanded Collision and/or Overturn-Plus (Cov E or F) 7Y Expanded Collision and/or Overturn (Cov E or F) Z Coverage Adjustment Endorsement 6S Debris Removal $________________ 7X Expanded Vehicle Damage T Farm Extra Expense R Cab Glass (All Mobile Farm Equipment) Optional Deductible $_________________ 6P LivestockConfinementCoverage 6J ModifiedReplacementCost(CoverageA) (Agreed Percentage) 7B Non-Depreciation of Repairs (Coverage E or F) S Peak Season Inventory Farm Personal Property U Recreational Equipment J Replacement Cost Coverage (Buildings) K Replacement Cost Endorsement (Coverage C) 6R Scheduled Cab Glass (Coverage E or F) Optional Deductible $_________________
Yes/No x 7C Amended Vandalism or Malicious Mischief and Theft
(Expanded Coverage) 7D Amended Vandalism or Malicious Mischief (Expanded Coverage) 7A Collapse - Weight of Ice, Snow or Sleet (Coverage E or F) 7Q Collapse - Weight of Ice, Snow or Sleet (Coverage G) 6W Deferred Loss Payment 6X Deferred Loss Payment W Deferred Loss Payment X Deferred Loss Payment 7H Earthquake 7P Leased, Rented or Borrowed Farm Machinery, Vehicles and Equipment of Others (Coverage E) 7N Loss of Income (Coverage G) 7R Loss of Use or Income (Coverage G) 6T Loss of Income or Rent V Restriction of Individual Policies 7J Theft Coverage Extension (Construction Material & Supplies) (Coverage A or G)
CF-1000a (Ed. 4-13)
MAFMIC FORMS AVAILABLE
PREMIUM COMPUTATION FIRE WIND
Class Insurance Amount Rate Premium WIND PREMIUM
Class A-1
Personal Property
Add'l Living Expense
RATE PREMIUM
OPTIONAL COVERAGES: List and Describe
Total Ins. Amount
Total Wind Premium
Subtotal: Fire Premium Liability Premium
Total Fire Premium
Total Fire Premium Inland Marine
Total Policy Premium
WORKSHEETDWELLING REPLACEMENT COST ESTIMATE - Use the MS/B RCT software program and ATTACH THE RCT PRINTOUT.
CLASS G - FARM OUTBUILDINGS SCHEDULE
Total Cost Replace- Actual AmountLoc. Type of Type of Year Square Per Sub- Fixed ment Cash of Ins.No. Class Exterior Roofing Built L W H Feet Sq. Ft. total Equip. Cost Value Requested