Page 1 PAM RATCLIFFE(619) 981-5606 teamratcliffe@cox.netTeamRatcliffe.com CalBRE# 01152227Page 2 Pam RatcliffePage 3 Pam RatcliffePage 4 Pam RatcliffePage 5 Pam RatcliffePage 6 Pam RatcliffePage 7 Pam RatcliffePage 8 https://www.youtube.com/ watch?v=bXuBBzSZWuc Pam Ratcliffe https://www.youtube.com/watch?v=bXuBBzSZWuc https://www.youtube.com/watch?v=bXuBBzSZWuc https://www.youtube.com/watch?v=bXuBBzSZWuc https://www.youtube.com/watch?v=bXuBBzSZWucPage 9 PAM RATCLIFFEPage 10 Pam Ratcliffe Pam Ratcliffe