Alberta Forest Products Association We Listen. We Think. We Deliver.

Alberta Forest Products Association

We Listen. We Think. We Deliver.

Today’s Agenda

Introduction to Lloyd Sadd Your Insurance Market Place Top 5 Tips to navigate the new insurance market Why your Risk Management Program will pay

dividends

Lloyd Sadd Today

LLOYD SADD GROUP15 Employee Shareholders

LLOYD SADD INSURANCE BROKERS

- CALGARY -

LLOYD SADD INSURANCE BROKERS

- EDMONTON -

LLOYD SADD INSURANCE BROKERS

- GRANDE PRAIRIE -

110+ Employees $135mm Premium Sales 97% Retention | 23% CAGR 97% Commercial Insurance | 3% Personal Insurance Independent and Employee Owned Sector Focused with Consultative Broker Approach “Outsourced Risk Manager”

Our Client Vision

We invest the time to understand your

business, reducing your total cost of risk,

helping you build a better organization.

We Listen. We Think. We Deliver.

Insurance Market

Exit of capacity is driving up rates, reduced coverage, and increased underwriting requirements

Options:1. Select your insurance partner ride it out2. Self Insure 3. Alternate Risk Financing

Top 5 Tips to Navigate the New Insurance Market

Select the Right Broker and Insurer

Understand the Alternatives

Underwriting Submission

Differentiate Yourself

Risk Management and Loss Prevention

Dust Explosion

Hot Work

Electrical Fire

Forest Fire

Special Hazards

Questions?

Presented by:

Martin Willey, CIPAccount Executive

Shawn BowerLoss Control Specialist

Edmonton | Calgary | Grande Prairie

www.lloydsadd.com

We Listen. We Think. We Deliver.