2014 Guide to California Teacher Assistance Programs Educating and Empowering since 1988 www.FindMyWayHome.com Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected] Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 © Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
2014 Guide to California Teacher Loans - Video
Nov 07, 2014
The State of California Housing Finance Authority (CalHFA) has recently reintroduced and expanded it's Extra Credit Teacher Program.
Complete Post & Guidelines Here: www.BMCLB.com/edu-workbook/
In addition to this exciting new Buyer Assistance and Closing Cost assistance program, the State of California also offers homebuyer assistance loans and grants that are available to first time, and non-first time buyers throughout the State.
This slideshow was modified from the original live class to create a shortened version for video.
Complete Post & Guidelines Here: www.BMCLB.com/edu-workbook/
In addition to this exciting new Buyer Assistance and Closing Cost assistance program, the State of California also offers homebuyer assistance loans and grants that are available to first time, and non-first time buyers throughout the State.
This slideshow was modified from the original live class to create a shortened version for video.
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2014 Guide to California Teacher Assistance Programs
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Buyer Assistance Programs
★ CalSTRS Home Loan Program Update
★ BCA Community Access + CHDAP
★ Extra Credit Teacher Program
★ CalHFA FHA, CalPLUS w/ ZIP, CHDAP
★ 3 CHF Platinum Grants - Updated 2/2014
★ SCHFA OC & LA Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
2014 California Teacher Loans
CalSTRS Home Loan Update
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
2014 California Teacher Loans
Broadview Community Access
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ FHA Alternative ★ 5% Down Payment ★ Can use w\ CHDAP ★ Reduced PMI Rate ★ Reduced Closing Costs ★ Refinance Ok ★ 30 Year Fixed Only
Broadview Community Access
BCA Program Highlights
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Discount Mortgage Insurance
★ Must be Primary Home ★ Not First Time Buyer Loan ★ Duplexes Allowed ★ 620 to 85.01 - 90% LTV
★ 660 to 90.01 - 95% LTV
★ 680 to 95.01 - 97% LTV
Broadview Community Access
Homebuyer Qualifying
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Discount Mortgage Insurance
★ $417,000 Maximum Loan Amount ★ 140% Area Median Income ★ LA & Orange County $93,520 ★ Riverside / San Bernardino $87,640 ★ San Diego $102,260 ★ Contact us for More Limits
Community Access
2014 Loan and Income Limits
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Discount Mortgage Insurance
California Housing Finance Agency
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Buyer Assistance Loans
CalPLUS ZIP - CalHFA FHA - ECTP - CHDAP
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Educating and Empowering since 1988
★ No Principle Residence for 3 Years
★ Can Own Other Properties (Tax Returns)
★ Qualified Veterans Exempt
★ Federally Designated Target Area Exempt
★ Boomerang Buyers OK after 3 Years
First Time Homebuyer Requirement
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must Be Owner Occupied within 60 Days ★ Must Not Exceed CalHFA Income Limits ★ Maximum 43% Debt to Income ★ Minimum 640 FICO ★ 8 Hours Homebuyer Education Class ★ Non-Occupant Co-Signers Allowed
Borrower Requirements
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must NOT Occupy the Property
★ Must Not be on Title or Have Interest in Home
★ Will have Income, Assets, Liabilities & Credit
History Considered by Underwriters
Non-Occupant Co-Signer Rules
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Sales Price Limits by County
★ Single Family, One-Unit Residence Only
★ Condominiums Must Be FHA Approved
★ Lot Size Cannot Exceed 5 Acres
★ Must Carry 2 Year Home Warranty
Property Requirements
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Extra Credit Teacher Program
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
“The Extra Credit Teacher Home Purchase Program (ECTP) is a deferred payment, simple interest rate subordinate loan.” !- CalHFA
Silent Second Mortgage
California Housing Finance Agency
CalHFA Extra Credit Teacher Program
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Borrower Eligibility Requirements
California Housing Finance Agency
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CalHFA Extra Credit Teacher Program
Teachers, Administrators, classified employees and staff members working in either a county/continuation schools or high priority schools*
★ *Academic Performance Index (API) 1-5 ★ “If it’s ranked (API 1-5) it’s eligible” ★ Emergency Teaching Credential ineligible
★ Fixed Rate* - Deferred Payments
★ Greater of $7,500 or 3% Sales Price
★ Greater of $15,000 or 3% - High Cost Area
★ 0% Interest after 3 Years*
★ Must Use CalHFA First Mortgage
Calculating Buyer Assistance
California Housing Finance Agency
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CalHFA Extra Credit Teacher Program
CalHFA First Mortgage Programs
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ CalHFA FHA & CalPLUS
★ Both are FHA Insured Mortgages
★ Same Income Limits all Programs
★ Sales Price Limits by County
★ Rates & Fees set by CalHFA
CalHFA First Mortgage Loans
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ CalPLUS Interest Rate is Higher
★ Zero Interest Program (ZIP) CalPLUS Only
★ Silent Second, Deferred for Life of Loan
★ 3.5% of Total Loan Amount inc. UFMIP
★ Automatic Approval with CalPLUS
CalPLUS with ZIP
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CalHFA CHDAP
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ 3% of Purchase Price ★ Can be used with Non-CalHFA First Mtg ★ Silent Second, Deferred for Life of Loan ★ Income & Sales Price Limits ★ Can be Used in Any Lien Position ★ Cannot be used with ECTP
CalHFA CHDAP
California Housing Finance Agency
CalHFA First Time Homebuyer Loans
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
CHF Platinum Grant
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must Use Program First Mortgage ★ 30 Year Fixed FHA, VA, USDA ★ Less of $417,000 or FHA Loan Limit ★ Duplexes Ok ★ Qualify for 1st is Grant Eligible
Program Highlights
CHF Platinum Grant
Qualifying Overview
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Equal to 3% or 5% of 1st Loan ★ Interest Rate Increases at 5% Grant ★ Can be Used for Closing or Down ★ No Cash Back Allowed ★ Lender Requests Grant at Closing ★ Can use with CHDAP - Income Limits
CHF Platinum Grant
CHF Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Must be Primary Residence
★ Income Limit 115% AMI / County
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
CHF Platinum Grant
California Homebuyer Grant
Borrower Requirements
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Equal to 4% of 1st Loan
★ Can be Used for Closing or Down
★ 140% Area Median Income Limit
★ Discount Mortgage Insurance
★ Can use with CHDAP
CHF Conventional Grant
Conventional Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
SCHFA Homebuyer Grant
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
SCHFA Homebuyer Grant
SCHFA Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Equal to 4% of 1st Loan
★ First Time Buyer = No Primary 3 Yrs
★ Max First Mortgage = $417,000
★ LA – 1-2 = $99,360 / 3+ = $111,515
★ OC – 1-2 = $109,800 / 3+ = $128,100
SCHFA Homebuyer Grant
SCHFA Grant Facts
California Homebuyer Grant
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Use for Down Payment or Closing Costs
★ Lender Orders Grant at Closing
★ Use with CHDAP - CalHFA Limits Apply
★ Must be Primary Residence
★ 640 Minimum Credit Score
★ Maximum DTI 45%
★ Meet all FHA, VA, USDA Guidelines
SCHFA Homebuyer Grant
California Homebuyer Grant
Borrower Requirements
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Mix & Match Assistance Programs
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ CalHFA FHA or CalPLUS + ZIP + ECTP
★ CalHFA FHA or CalPLUS + ZIP + CHDAP
★ CHF Platinum Grant + CHDAP
★ Broadview Community Access + CHDAP
★ Any FHA or Conventional Loan + CHDAP
Stacking Options
Always Use Most Restrictive Rules
Mix & Match Assistance Programs
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
Wrap Up & Take Aways
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Community Access + CHDAP = CalSTRS
★ CalHFA FHA or CalPLUS ZIP
★ CalPLUS + ZIP + ECTP = 3.5% LA + 3% SP
★ CHF & SCHFA Grants - Not Paid Back
★ Approved Lender CalHFA,CHF, SCHFA
Quick Review
Teachers and Home Buyers
California Homebuyer Assistance
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
★ Community Programs are Back
★ Offered on Level Playing Field
★ More From CalHFA This Year
★ Creative Solutions are Available
★ Creative Lender is Key
Wrap Up & Take Aways
California Homebuyer Assistance
Community Programs
Educating and Empowering since 1988
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
www.BMCLB.com
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
!
Thank You for Attending! Links to check eligibility and additional resources below
Educating and Empowering since 1988
www.FindMyWayHome.com
Use Questions & Answers box for real time response, or call (888) 808-8062 or email: [email protected]
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License #4130745; Equal Housing Lender. Registered with the Nationwide Mortgage Licensing System and Registry, Broadview Mortgage #170528 Long Beach Branch DOB# 813K754 NMLS# 965157 !© Broadview Mortgage Long Beach. All Rights Reserved. Equal Housing Opportunity Lender
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