STRAPPED 2 – PTR. RICHARD NILLO – 6:30PM EVENING SERVICE

LIVE BELOW

YOUR MEANS

LIVE BELOW YOUR MEANS

PROVERBS 22:7

The rich rule over the poor, and the borrower is

servant to the lender.

LIVE BELOW YOUR MEANS

PROVERBS 13:7

One person pretends to be rich, yet has nothing; another pretends to be

poor, yet has great wealth.

LIVE BELOW YOUR MEANS

OLD RULE:If you don’t

have the money to buy

what you wanted, you

were not allowed to

buy it.

LIVE BELOW YOUR MEANS

NEW RULE:I want to live

the same lifestyle as my parents’ then I

will buy the same that they have and use

my credit card.

LIVE BELOW YOUR MEANS

Three types of people we have

right now;

LIVE BELOW YOUR MEANS

“HAVES”

“HAVE-NOTS”

“HAVE NOT YET PAID FOR WHAT THEY HAVE

GOT.”

LIVE BELOW YOUR MEANS

BIBLICAL VALUES

LIVE BELOW YOUR MEANS

EMBRACE THE VALUE OF

SELF-CONTROL.

LIVE BELOW YOUR MEANS

Like a city whose walls are broken through

is a person who lacks self-control.

PROVERBS 25:28

LIVE BELOW YOUR MEANS

LIVE BELOW YOUR MEANS

EMBRACE THE VALUE OF SACRIFICE.

LIVE BELOW YOUR MEANS

No self control you will be in trouble.

You must have the Ability to say NO.

If you are in debt then get out of debt by means of self

control.

LIVE BELOW YOUR MEANS

Let us fix our eyes on Jesus, the author and

perfecter of our faith, who for the joy set

before him endured the cross…

HEBREWS 12:2

LIVE BELOW YOUR MEANS

Sacrifice is giving up something you love, to

something you love even more.

LIVE BELOW YOUR MEANS

EMBRACE THE VALUE OF PLANNING.

LIVE BELOW YOUR MEANS

Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have

enough money to complete it?

LUKE 14:28

LIVE BELOW YOUR MEANS

The plans of the diligent lead to profit

as surely as haste leads to poverty.

PROVERBS 21:5

LIVE BELOW YOUR MEANS

God’s heart breaks if you are in debt.

LIVE BELOW YOUR MEANS

THE FIRST TWO BABY STEPS

LIVE BELOW YOUR MEANS

1. SAVE  FOR EMERGENCIES.

LIVE BELOW YOUR MEANS

2. DO THE DEBT SNOWBALL.

LIVE BELOW YOUR MEANS

Payoff paying minimum payments

= 120 months.Debt snowball

payoff = 21 months.

(Difference of 99 months)

LIVE BELOW YOUR MEANS

Free yourself, like a gazelle from the hand

of the hunter…

PROVERBS 6:5

LIVE BELOW YOUR MEANS

CONCLUSION

We don’t serve money — we serve God. Money serves us as we serve God.

LIVE BELOW YOUR MEANS

JAR 1 TITHES (10%)Qualification test to see if you know how to handle money that doesn’t belong to you

JAR 2OFFERING/CHARITY (10%)

For people who need mercy, in tragedy, victims of disaster

JAR 3 SAVINGS (10%) For larger purchases of things you may wish to buy

JAR 4 INVESTING (20%) Placing your money where it will increase its value

JAR 5 SPENDING (50%) Daily needs, regular bills, payments, etc.

THE FIVE JARS