Jun 25, 2015
LIVE BELOW
YOUR MEANS
LIVE BELOW YOUR MEANS
PROVERBS 22:7
The rich rule over the poor, and the borrower is
servant to the lender.
LIVE BELOW YOUR MEANS
PROVERBS 13:7
One person pretends to be rich, yet has nothing; another pretends to be
poor, yet has great wealth.
LIVE BELOW YOUR MEANS
OLD RULE:If you don’t
have the money to buy
what you wanted, you
were not allowed to
buy it.
LIVE BELOW YOUR MEANS
NEW RULE:I want to live
the same lifestyle as my parents’ then I
will buy the same that they have and use
my credit card.
LIVE BELOW YOUR MEANS
Three types of people we have
right now;
LIVE BELOW YOUR MEANS
“HAVES”
“HAVE-NOTS”
“HAVE NOT YET PAID FOR WHAT THEY HAVE
GOT.”
LIVE BELOW YOUR MEANS
BIBLICAL VALUES
LIVE BELOW YOUR MEANS
EMBRACE THE VALUE OF
SELF-CONTROL.
LIVE BELOW YOUR MEANS
Like a city whose walls are broken through
is a person who lacks self-control.
PROVERBS 25:28
LIVE BELOW YOUR MEANS
LIVE BELOW YOUR MEANS
EMBRACE THE VALUE OF SACRIFICE.
LIVE BELOW YOUR MEANS
No self control you will be in trouble.
You must have the Ability to say NO.
If you are in debt then get out of debt by means of self
control.
LIVE BELOW YOUR MEANS
Let us fix our eyes on Jesus, the author and
perfecter of our faith, who for the joy set
before him endured the cross…
HEBREWS 12:2
LIVE BELOW YOUR MEANS
Sacrifice is giving up something you love, to
something you love even more.
LIVE BELOW YOUR MEANS
EMBRACE THE VALUE OF PLANNING.
LIVE BELOW YOUR MEANS
Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have
enough money to complete it?
LUKE 14:28
LIVE BELOW YOUR MEANS
The plans of the diligent lead to profit
as surely as haste leads to poverty.
PROVERBS 21:5
LIVE BELOW YOUR MEANS
God’s heart breaks if you are in debt.
LIVE BELOW YOUR MEANS
THE FIRST TWO BABY STEPS
LIVE BELOW YOUR MEANS
1. SAVE FOR EMERGENCIES.
LIVE BELOW YOUR MEANS
2. DO THE DEBT SNOWBALL.
LIVE BELOW YOUR MEANS
Payoff paying minimum payments
= 120 months.Debt snowball
payoff = 21 months.
(Difference of 99 months)
LIVE BELOW YOUR MEANS
Free yourself, like a gazelle from the hand
of the hunter…
PROVERBS 6:5
LIVE BELOW YOUR MEANS
CONCLUSION
We don’t serve money — we serve God. Money serves us as we serve God.
LIVE BELOW YOUR MEANS
JAR 1 TITHES (10%)Qualification test to see if you know how to handle money that doesn’t belong to you
JAR 2OFFERING/CHARITY (10%)
For people who need mercy, in tragedy, victims of disaster
JAR 3 SAVINGS (10%) For larger purchases of things you may wish to buy
JAR 4 INVESTING (20%) Placing your money where it will increase its value
JAR 5 SPENDING (50%) Daily needs, regular bills, payments, etc.
THE FIVE JARS