Return to Work Solution

1 |

DisruptingWorkers’

Compensation

2 |

Industry Landscape

3 |

Employee health insurance and workers’ comp costs are a top concern for employers as premiums continue to rise

Employee contributions and deductibles are on the rise and many can no longer afford coverage for spouse or family

Employee time away from work leads to lost productivity

Health Crisis In The Workplace

4 |

Health Insurance Costs SoarPremiums Have Grown 4.5x Inflation For 14 Years

Cumulative Increases1999-2013

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2013. Bureau of Labor Statistics, Consumer Price Index, U.S. City Average of Annual Inflation (April to April), 1999-2013, Bureau of Labor Statistics, Seasonally Adjusted Data from the Current Employment Statistic Survey, 1999-2013 (April to April).

5 |

Health Care Is Costly

Unhealthy workers’ absenteeism costs employers more than $153 billion per year in lost productivityFor every day an employee calls in sick, it costs the average employer $341

38% of all absences are related to health issues

Health Plan $10,122

Disability $1,111

Sick Leave $7,757

Workers' Comp $672

Presenteeism $21,256

Avg Annual Cost Per Employee 2010

Source: Goetzel, JOEM, 2004 (data adjusted to 2010) & Collins Presenteeism Study (2005) of Dow Chemical (used to determine Presenteeism costs)Callup-Healthways Well-Being Index 2011Ann Hewitt – Senior VP of national absence management consulting practice leader, 2013

6 |

Poor Health Drives AbsenteeismU.S. Workforce Illness Costs $576 Billion Annually

From Sick Days To Disability And Workers’ Compensation

Source: Bruce Japsen, Contributor, U.S. Workforce Illness Costs $576 Billion Annually From Sick Days To Workers’ Compensation, Forbes Sept 12, 2012

Poor health costs the U.S. economy more than a half a trillion dollars a year from absenteeism due to illness and cost of disability and workers’ compensation

$227 billion is annual “lost productivity” from employee absenteeism due to illness or “presenteeism” (employees report to work but illness reduces productivity)

7 |

Occupational Injuries Drain Productivity

Source: U.S. Bureau of Labor Statistics, 2015

Distribution of cases requiring days away from work by event and body part

Ser ies1

Series1 Other 36%

Series1 Overexer-tion lifting/lower-

ing 12%

Series1 Fall on same level 12%

Series1 Slips/trips without falling 7%

Series1 Violence 4%

Series1Fall to lower level 3%

Ser ies1

Back 36%

Knee/Ankle/Foot 23%

Neck/Shoulder 14%

Other 9%

Arm/Wrist/Hand 9%

Multiple 8%

8 |Source: Integrated Benefits Institute, October 2013

Back pain not only takes a toll on quality of life but impacts productivity at work

Nearly 1 in 4 employees report experiencing low-back pain

Back Pain Costs Employers

$34,600 Yearly(per 100 workers)

WC$1,900LT

Disability $4,200

ST Disability$7,100

Presenteeism$8,300

Sick Days$13,100

9 |

AkosReturn To Work Solution

10 |

Why Telemedicine?Accessible

Access via smartphone or tablet No appointments… no commute… no waiting

roomsAvailable

RNs and MDs on call 24/7/365

Why Akos?Advanced

Innovative user interface HIPAA compliant platform Calls recorded

Specialized RNs highly trained to triage injured employees for

appropriate care path Provides documentation to ensure all parties are

notified

Akos Gets Employees Back To WorkTelemedicine provides the most efficient Return To Work solution

11 |

Employee/ employercontact

Akos

RN triages employee

and determines best care

path

Prescribe home care

Workplace injury occurs

In-person MD consult at ER or

Healthcare Center in our

network

Transfer employee to appropriate

MD

Akos Workers’ Comp Process Flow

12 |

Benefits of Early Return to Work on Physical and Mental Health

Gives purpose in life, confidence, self-esteem and happiness

Keeps employee busy, challenged, and helps with personal development

Gives sense of pride, identity and personal achievement

Promotes recovery and rehabilitation

Improves quality of life and well-being by improving physical and mental health

Akos RTW Improves Employee MoraleEarly RTW = Healthier Employee + Happy

Employer

13 |

Akos RTW Employer Advantages

Reduce Medical Costs Reduce Indirect Costs

75% of workplace injuries can be managed through telemedicine with RTW program

Significant reduction in first aid claims and medical costs associated with minor workplace injuries

(Costs associated with OSHA, 3rd party liability, legal, worker’s pain and

suffering)

Claims impact experience modification rate and insurance cost

35% avg savings on work comp premiums by maintaining claim free rating (dependent upon business size and variables as expected loss rate)

14 |

Thank You

Kishlay Anand MD MSFounder & Chief Executive Officer

KAnand@AkosMD.com917.364.6662

Tim CozattChief Operating Officer

TCozatt@AkosMD.com480.395.8211

Doug SingerSr VP Business Development

DSinger@AkosMD.com602.525.2663

Brandon HendricksVP Business Development

BHendricks@AkosMD.com623.670.6417 PO Box 41638

Phoenix AZ 85080

1.844.900.AKOS

Welcome@AkosMD.com

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