Lean finance by Pierre Pezziardi

Copyright © Institut Lean France 2013

3 & 4 October, 2013 Paris, France

Lean Finance by Pierre Pezziardi, HelloMerci.com

Lean IT Summit 2013

Lean Finance Pierre Pezziardi, Partner, hellomerci

@ppezziardi

Roll-out fast to your 1st

circle, I mean FAST

● Roll-out slides after

week 1

● App after month 2

PO = sales rep (product

clerk otherwise)

● what minimum do

you need to get a

borrower involved? a

lender involved?

Co-construction creates

loyal customers

-> aka ambassadors

When enlarging,

apologize rather than

seek perfection

Take it, but take it easy

● Better lose 2 months

on delays than break

a relationship with “it

must be perfect”

partners

● MVP <> MVPWA

Bank lending value chain

LeanIT in a Bank

super

app

smart

app

amazing

app

Reinforcing local optima

maximise

sales

maximize

liquidity

maximise

calls

not global optimum

E.g.

3 B$ MIS for french banks

15/9/2008

“Optimizing the risk

department does not

minimize the risk of the

bank”

Culture <-> System (Conway’s law - 1968) : “organizations which design systems ... are constrained to produce

designs which are copies of the communication structures of these organizations”

Division (disempowerment)

Control (mistrust) +

+

Silo apps, data silos

Everything is forbidden except

what is explicitly allowed

Beyond pyramidal

systems Autonomy (empowerment)

Transparency (trust)

Mutual aid +

+

Open app, shared data

Everything is allowed except

what is explicitly forbidden

Consider using this

DNA into your apps

Crowdlending

Crowdsourcing Internal support

functions

Lean lending value chain

Global optima

Copyright © Institut Lean France 2013

3 & 4 October, 2013 Paris, France

More Lean IT presentations and videos on www.lean-it-summit.com