Dash

Agenda

• What is “Financial Planning”?• Why is it important?• Who is “Financial Security

Concepts”?• Who’s helping you with your “dash”?• How can we help you?-

What is Financial Planning?

If you were planning a road-trip, what’s the first thing you would need to decide?

Road Trip

• Where am I going?– Destinations

• How will I get there?– Road-Map

• What will get me there?– Appropriate Vehicle

• What if something goes wrong?– Safety devices / back-up

plan

Financial Plan

• What are my goals and dreams?– Retirement, Business

succession, education• How will I get there?

– Financial Plan

• What will get me there?– Saving and Investment

Planning• What if something goes

wrong?– Insurance Planning

Commitment

Last year, how much time did you spend planning your vacation?

Last year, how much time did you spend devoted to your short and long range financial planning?

Did you know…..• …..62% of Americans age 65 or older have

retirement income of less than $25,000 a year?• …..only 30% of Family-owned businesses will

transfer successfully to the next generation?• …..the leading cause of foreclosure in America

comes as a result of a long-term disability or catastrophic illness to a household wage-earner?

• …..less than 50% of all wage-earners own any form of life insurance and less than 15% own enough to maintain their family’s standard of living if they died prematurely?

Why Is It Important?

And there’s more…..

• …..When it was created, Social Security was only designed to last until a retiree’s age 69. Today, if you live to 69 in good health, you might possibly live at least another 20 years! Do you have enough set aside to live that long?

• …..More than 20% of people eligible to contribute to a 401k elect not to ?

• …..Waiting as little as 5 years to contribute $2,500 to an IRA can cost as much as $212.43 in monthly retirement income – or $51,000 over your lifetime if you retire at age 70?

Did you know….that you can control all of this?

So again…What Is Financial Planning?

Never before have the financial choices been more complicated and, at times, overwhelming. In addition, the time available to address these issues seems to be more limited. Financial Planning is the analyzing of your goals and dreams, creating the road map to achieve them and, finally, implementing those plans.

What Is a Financial Planner?

• Most importantly, a listener• A guide• Someone who answers your questions• Someone who simplifies the complex• Someone who can help you with all of

your financial options• Someone who will work with you, now,

and in the future

Who Needs Financial Planning?

• Anyone who is serious about achieving their financial goals.

• The amount of money you have is irrelevant. Planning is about goals and dreams, not what you have now.

• Your age is irrelevant. Today is a good day to begin…tomorrow not quite as good.

• Whether you are married or single or have kids or not is irrelevant.

Who is “Financial Concepts & Solutions”?

A Financial Planning Boutique that offers a “goals-based” approach to financial planning….

-We’ll dare to ask you:

If today were January, 2009, what are a few things that would have had to have happened for it to have been a successful period of time in your life?

-

We’ll dare to ask you:If today were January, 2021, what are a few things that would have had to

have happened for it to have been a successful period of time in your life?-

We’ll dare to ask you:If you could write the text of your tombstone, what would it say? Are you

living your life in a way that supports that?

-We’ll dare to ask you:

What are you waiting for?

And now the important question…. Who’s helping you with your “dash”?

We inspire and empower our clients to achieve their financial dreams,

goals, and objectives so that they and their loved ones will live better, more

fulfilled lives…

Your Name

Born - Died

Your Life

So, what is your dash?

That’s right….it’s your life….the time between ‘Born’ and ‘Died’. We want to help you plan, so that you can get the most out of your dash. You don’t control when you are born and you certainly can’t control when you die….but you ABSOLUTELY can control the time you spend in between.

How can we help you?

•Listen as you tell us what is important

•Work with you to prioritize

•Find shortfalls in your planning

•Help you develop a road map

•Help you find and compare solutions

•Implement the necessary plans to meet your goals

We appreciate you reading this…

We do appreciate your taking time to read this and we hope you will take time to work on your “dash”.

Thank you.