2017 Fee Schedule for Horizon Utah Federal Credit Union ... · 2017 Fee Schedule for Horizon Utah Federal Credit Union Checking Services Within Online Banking No Fee With Teller Assistance

2017 Fee Schedule for Horizon Utah Federal Credit Union

Checking ServicesWithin Online Banking No FeeWith Teller Assistance $5.00 ea.

Insufficient Funds & Courtesy PayOverdrafts caused by NSF Checks, ACH Debits, Debit Card Charges, ATM Withdrawals and On-line Bil l Payments $25.00 ea.

Overdraft Protection and Transfer of FundsAutomatic Transfer from Shares to cover Overdraft of Checking Account (Maximum of 6 Per Month) $10.00 ea.

Bill Pay from Checking* Pay Bil ls through It's Me 24/7 0.75 ea.

Paper StatementGrandfathered as of 4-1-14 for existing accounts. New accounts and returning grandfather accounts should be charged if paper statements are requested.

$3.00 per mo.

Single check $15.00 ea.Range of checks (More than 2) $35.00ACH $15.00 ea.Check Orders Varies per itemTemporary Checks $5.00 for 4 cks.

Electronic/Card ServicesDebit and Credit Cards at HCU/CO-OP ATM No FeeNon-HCU/CO-OP ATM (Withdrawals or Inquiries) $2.00 ea.

Foreign Transaction Currency Conversion 1% of transaction in U.S. Dollars

Late Payment Fee $25.00Return Check Fee $25.001st Replacement No FeeAdditional Card(s) $10.00 ea.Rush Card $20.00 ea.Initial Purchase $5.00 ea.Reloadable Option (free if completed on l ine) $5.00 ea.

Individual Retirement AccountsClosed IRA within 90 days of opening $25.00Withdrawals within the first 90 days from opening $10.00 ea.Low Balance/Inactivity Fee (<$2000 or inactive for 12 mos.) $15.00 ann.

CollectionsForeign Item Collection $25.00 ea.US Dollar/Canadian $2.50 ea.Levy, Garnishment ($25.00 min.) $25.00 per hr.Collection Items from other Institutions $20.00 ea.

Miscellaneous ServicesBalancing, Reconciliation & Research Services

Account Balancing, ATM Deposit Error and General Research (1 hr. Minimum)

$25.00 per hr.

Copies of Statements (E-Statements are free) $3.00 ea.Cashier's Check* Certified Funds $3.00 ea.Corporate Check* Payable to non-member $1.00 ea.Dormant Account 12 mos. Inactivity and 18 years of age or older $5.00 mo.Early Membership Closure Within 90 days of account opening $25.00

Expedited Shipping FeeFor Fed Ex/US Postal Shipments with expedited status

Cost of Service plus $5.00

Interim Account History Printouts Free on l ine $2.00 per pg.Invalid Address-Return Mail Undeliverable Mail Handling $5.00 per occ.Money Orders* Up to $2000 $1.00 ea.Mortgage Insurance Non-Renewal Failure to Maintain Mortgage Insurance $25.00 per occ.Notary Service (Members Only) Available at all locations No ChargeOnline Mobile Banking View Accounts, transfer funds, pay bil ls, Money Desktop No Charge

Payments by Phone ACH, Visa Debit or Credit Card5% of payment with $5.00 min.

Return Deposited Items/CU Checks Cashed/Deposited Return Item $15.00 ea.Skip-a-Pay Deferral of Loan Payment (Consumer non-revolving only) $25.00 ea.

Domestic Wire In $10.00 ea.Domestic Wire Out $15.00 ea.International In $10.00 ea.International Out $50.00 ea.

Visa Travel Card

IRA Services

Collection Services

Wire Transfers

Check Photocopies

Stop Payments

Check Printing*

ATM Services

Credit Card Services