2017 Fee Schedule for Horizon Utah Federal Credit Union Checking Services Within Online Banking No Fee With Teller Assistance $5.00 ea. Insufficient Funds & Courtesy Pay Overdra ſts caused by NSF Checks, ACH Debits, Debit Card Charges, ATM Withdrawals and On-line Bill Payments $25.00 ea. Overdraſt Protecon and Transfer of Funds Automa c Transfer from Shares to cover Overdra ſt of Checking Account (Maximum of 6 Per Month) $10.00 ea. Bill Pay from Checking* Pay Bills through It's Me 24/7 0.75 ea. Paper Statement Grandfathered as of 4-1-14 for exis ng accounts. New accounts and returning grandfather accounts should be charged if paper statements are requested. $3.00 per mo. Single check $15.00 ea. Range of checks (More than 2) $35.00 ACH $15.00 ea. Check Orders Varies per item Temporary Checks $5.00 for 4 cks. Electronic/Card Services Debit and Credit Cards at HCU/CO-OP ATM No Fee Non-HCU/CO-OP ATM (Withdrawals or Inquiries) $2.00 ea. Foreign Transac on Currency Conversion 1% of transac on in U.S. Dollars Late Payment Fee $25.00 Return Check Fee $25.00 1st Replacement No Fee Addi onal Card(s) $10.00 ea. Rush Card $20.00 ea. Ini al Purchase $5.00 ea. Reloadable Op on (free if completed on line) $5.00 ea. Individual Rerement Accounts Closed IRA within 90 days of opening $25.00 Withdrawals within the fi rst 90 days from opening $10.00 ea. Low Balance/Inac vity Fee (<$2000 or inac ve for 12 mos.) $15.00 ann. Collecons Foreign Item Collec on $25.00 ea. US Dollar/Canadian $2.50 ea. Levy, Garnishment ($25.00 min.) $25.00 per hr. Collec on Items from other Ins tu ons $20.00 ea. Miscellaneous Services Balancing, Reconciliaon & Research Services Account Balancing, ATM Deposit Error and General Research (1 hr. Minimum) $25.00 per hr. Copies of Statements (E-Statements are free) $3.00 ea. Cashier's Check* Cerfi ed Funds $3.00 ea. Corporate Check* Payable to non-member $1.00 ea. Dormant Account 12 mos. Inac vity and 18 years of age or older $5.00 mo. Early Membership Closure Within 90 days of account opening $25.00 Expedited Shipping Fee For Fed Ex/US Postal Shipments with expedited status Cost of Service plus $5.00 Interim Account History Printouts Free on line $2.00 per pg. Invalid Address-Return Mail Undeliverable Mail Handling $5.00 per occ. Money Orders* Up to $2000 $1.00 ea. Mortgage Insurance Non-Renewal Failure to Maintain Mortgage Insurance $25.00 per occ. Notary Service (Members Only) Available at all loca ons No Charge Online Mobile Banking View Accounts, transfer funds, pay bills, Money Desktop No Charge Payments by Phone ACH, Visa Debit or Credit Card 5% of payment with $5.00 min. Return Deposited Items/CU Checks Cashed/Deposited Return Item $15.00 ea. Skip-a-Pay Deferral of Loan Payment (Consumer non-revolving only) $25.00 ea. Domes c Wire In $10.00 ea. Domes c Wire Out $15.00 ea. Interna onal In $10.00 ea. Interna onal Out $50.00 ea. Visa Travel Card IRA Services Collecon Services Wire Transfers Check Photocopies Stop Payments Check Prinng* ATM Services Credit Card Services