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THE Q HAIR
GLAMAZIAE
CHINA BAR
Q @ CITY
EASY CAFE
NINITACATS SALON
KTMARTTHEOBROMA CHOCOLATE
ADD DEGREE SALON
FORMULA HOUSE
Masterlink
FOREST HILL
HAWTHORN
CHADSTONE
THAI KINGDOM
2 FUTURE
OTHERMONASH UNIVERSITY
THE UNIVERSITY OF MELBOURNERMIT UNIVERSITY
SWINBURNE UNIVERSITYLATROBE UNIVERITY
(Dockland)
Moonee Ponds
59
23 Tuesday
12 Sunday
850, , , 8(2412 )
Apps Apps
Apps Apps
Apps
EDOMAE
Box HillEDOMAEBox Hill Centro109 EDOMAE
EDOMAE Japanese RestaurantAddress: 940 Whitehorse Rd, Box Hill
VIC 3128Tel: 03 9898 9886Fax: 03 9898 2180
Operating Hour: Noon - 10pm
591014($3-$5)$3(HYG Management Group Pty Ltd)
910
12011 FujifilmX10 360 Fujifilm X100FujifilmX101200EXR CMOSF2.0599.95X100http://fujifilm-x.com/x10/tw/index.html
Fujitsu Arrows ES IS12F Fujitsu Arrow ES IS12F6.7mm1054500Andriod 2.31 http://www.fujitsu.com/global/
2
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MISCELLANEOUS text/MarcusTold design/ MarcusTold
This Stop... Melbourne
Version Engine Fuel Power Gearbox RRP Price
C4 Attraction
1.6 litre Petrol 88 kW Automatic $22,990
C4 Seduction
1.6 litre Petrol 88 kW 6 Speed manual $22,990
C4 Seduction
1.6 litre Petrol 88 kW Automatic $24,990
C4 Seduction
1.6 litre HDi 82 kW 6 Speed manual $26,990
C4 Seduction
1.6 litre e-HDi 82 kW 6 Speed EGS $27,990
C4 Exclusive
1.6 litre Turbo Petrol 115 kW 6 Speed EGS $31,990
C4 Exclusive
1.6 litre HDi 82 kW 6 Speed manual $31,990
C4 Exclusive
1.6 litre e-HDi 82 kW 6 Speed EGS $32,990
Version Engine Fuel Power Gearbox RRP Price
C4 Attraction
1.6 litre Petrol 88 kW Automatic $22,990
C4 Seduction
1.6 litre Petrol 88 kW 6 Speed manual $22,990
C4 Seduction
1.6 litre Petrol 88 kW Automatic $24,990
C4 Seduction
1.6 litre HDi 82 kW 6 Speed manual $26,990
C4 Seduction
1.6 litre e-HDi 82 kW 6 Speed EGS $27,990
C4 Exclusive
1.6 litre Turbo Petrol 115 kW 6 Speed EGS $31,990
C4 Exclusive
1.6 litre HDi 82 kW 6 Speed manual $31,990
C4 Exclusive
1.6 litre e-HDi 82 kW 6 Speed EGS $32,990
108-110 LT BOURKE ST MELBOURNE
Wing CheongChinatownLeading Asian Groceries
$10
..
*
QV
$200 off*
20%off for all books!
*
All you can eat
eye smart optical
$50off for Complete Optical Glasses
Sunglasses 20% off
60% off for Freshlook Color Contact Lenses
Taiwan Style T
ea
RUSSELL ST.
CHIN
ATO
WN
SWANSTON ST.
Heffernan lane
Valid to 31 July 2011
14-22 Heffernan Lane, Chinatown,Melbourne, Victoria
telephone: (03) 9663 1668
$10..
SWANSTON ST
LITT
LE B
OU
RKE
ST
LON
SDA
LE S
T
RUSSELL ST
QV
Valid to 31 May 2011
CITY:260 Swanston St,Melbourne, VIC, 3000Tel: 03 9623 9900
Valid to 31 JAN 2012 Shinssi Hwaro
Shop H, Healeys Lane, MelbourneT_03 9670 2466
WILLIAM ST
KING ST.
LT.
LON
SDA
LE S
T.
Healeys Lane
Shinssi Hwaro Korean BBQ
Valid to 31 Oct 2011 Eye Smart Optical
Shop6/ 409 - 421 Victoria St.,Richmond,T_03 9421 1249
NIC
HO
LSO
N S
T.
CHU
RCH
ST.
VICTORIA ST
* ,24* 20111031* * * Hashi
$35/ALL YOU CAN EAT!!!,,. 6pm-9pm
William St
Wills St
La T
robe
S
t
AB
ecke
tt
St
Flagstaff
Hashi28 Wills St. Melbourne VIC 3000 t : 03 9602 2772
08/1
1
Notes: Returns are calculated after fees and expenses. The historical performance of the Special Situation Mortgages Option is based on 2nd mortgages made by the Fund over the past five years. These rates represent the average rates payable on the mortgage portfolio of each Option and may not be indicative of the returns on the investment selections of individual investors. Past performance is no guarantee of future performance.^The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. *Withdrawal rights are subject to liquidity and may be delayed or suspended. La Trobe Financial Asset Management Limited ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. You can get a copy of the PDS from our website at www.latrobefinancial.com.au or by calling 1800 818 818. You shouldconsider carefully whether or not investing in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5 years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^ 8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86 13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option is Money magazines 2010 and 2011 Gold Award Winner for the Best Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe Financial) is an unlisted public company and a licensed Australian Fund Manager holding an AFS Licence issued by the national regulator the Australian Securities & Investments Commission (ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe Financial is a specialist manager of retail and institutional mortgage investments. The Group holds a number of important Institutional mandates.
La Trobe Financial is one of Australias leading independent specialist mortgage financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australias largest Mortgage Funds under AFSL 222213. It employs over 140 staff and has raised over AUD$10 billion to assist over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment options with La Trobe Financial. The current rate for each follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to availability
Investment ObjectiveThe objective of the La Trobe Australian Mortgage Fund (the Fund) is to provide investors regular monthly income with a low level of investment risk and volatility on all mortgage investments. Please refer to the Chart below for our investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research Rating Copies of the Advisor Edge and Standard & Poors research rating reports are available on request or on the La Trobe Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
08/1
1
Notes: Returns are calculated after fees and expenses. The historical performance of the Special Situation Mortgages Option is based on 2nd mortgages made by the Fund over the past five years. These rates represent the average rates payable on the mortgage portfolio of each Option and may not be indicative of the returns on the investment selections of individual investors. Past performance is no guarantee of future performance.^The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. *Withdrawal rights are subject to liquidity and may be delayed or suspended. La Trobe Financial Asset Management Limited ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. You can get a copy of the PDS from our website at www.latrobefinancial.com.au or by calling 1800 818 818. You shouldconsider carefully whether or not investing in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5 years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^ 8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86 13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option is Money magazines 2010 and 2011 Gold Award Winner for the Best Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe Financial) is an unlisted public company and a licensed Australian Fund Manager holding an AFS Licence issued by the national regulator the Australian Securities & Investments Commission (ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe Financial is a specialist manager of retail and institutional mortgage investments. The Group holds a number of important Institutional mandates.
La Trobe Financial is one of Australias leading independent specialist mortgage financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australias largest Mortgage Funds under AFSL 222213. It employs over 140 staff and has raised over AUD$10 billion to assist over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment options with La Trobe Financial. The current rate for each follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to availability
Investment ObjectiveThe objective of the La Trobe Australian Mortgage Fund (the Fund) is to provide investors regular monthly income with a low level of investment risk and volatility on all mortgage investments. Please refer to the Chart below for our investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research Rating Copies of the Advisor Edge and Standard & Poors research rating reports are available on request or on the La Trobe Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
08/1
1
Notes: Returns are calculated after fees and expenses. The historical performance of the Special Situation Mortgages Option is based on 2nd mortgages made by the Fund over the past five years. These rates represent the average rates payable on the mortgage portfolio of each Option and may not be indicative of the returns on the investment selections of individual investors. Past performance is no guarantee of future performance.^The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. *Withdrawal rights are subject to liquidity and may be delayed or suspended. La Trobe Financial Asset Management Limited ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. You can get a copy of the PDS from our website at www.latrobefinancial.com.au or by calling 1800 818 818. You shouldconsider carefully whether or not investing in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5 years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^ 8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86 13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option is Money magazines 2010 and 2011 Gold Award Winner for the Best Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe Financial) is an unlisted public company and a licensed Australian Fund Manager holding an AFS Licence issued by the national regulator the Australian Securities & Investments Commission (ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe Financial is a specialist manager of retail and institutional mortgage investments. The Group holds a number of important Institutional mandates.
La Trobe Financial is one of Australias leading independent specialist mortgage financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australias largest Mortgage Funds under AFSL 222213. It employs over 140 staff and has raised over AUD$10 billion to assist over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment options with La Trobe Financial. The current rate for each follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to availability
Investment ObjectiveThe objective of the La Trobe Australian Mortgage Fund (the Fund) is to provide investors regular monthly income with a low level of investment risk and volatility on all mortgage investments. Please refer to the Chart below for our investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research Rating Copies of the Advisor Edge and Standard & Poors research rating reports are available on request or on the La Trobe Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
08/1
1
Notes: Returns are calculated after fees and expenses. The historical performance of the Special Situation Mortgages Option is based on 2nd mortgages made by the Fund over the past five years. These rates represent the average rates payable on the mortgage portfolio of each Option and may not be indicative of the returns on the investment selections of individual investors. Past performance is no guarantee of future performance.^The rates of return from the Fund are not guaranteed and are determined by future revenue of the Fund and may achieve lower than expected returns. Investors risk losing some or all of their principal investment. *Withdrawal rights are subject to liquidity and may be delayed or suspended. La Trobe Financial Asset Management Limited ABN 27 007 332 363 & AFS Licence No. 222213 is the issuer and manager of the La Trobe Australian Mortgage Fund. It is important for you to read the Product Disclosure Statement for the Fund before you make an investment decision. You can get a copy of the PDS from our website at www.latrobefinancial.com.au or by calling 1800 818 818. You shouldconsider carefully whether or not investing in the Fund is appropriate for you.
Investment Performance Current % p.a.
Historical Performance (30-June-11)
6 months % p.a. 1 year % p.a. 2 years % p.a. 3 years % p.a. 5 years % p.a.
1. Cash & Mortgages 6.35^ 6.35 6.29 5.90 6.07 6.112. Pooled Mortgages 7.80^ 6.80 7.74 7.49 7.52 7.503. Select Mortgages 8.58^ 8.48 8.58 8.54 8.57 9.214. Special Situation Mortgages 13.17^ 12.86 13.17 13.86 13.26 14.53Investment Return Benchmark (UBS Bank Bill Index) 4.80 4.94 4.98 4.43 4.78 5.61
Key Features of the Fund Mortgage to Cash Ratio 88:12
Returns paid monthly or quarterly to Australian/Overseas bank accounts
Established Manager with over 50 years proven track record
Direct banking of income and withdrawals*
No entry fee
Minimum investment $1,000
Average Fund Loan-to-Valuation Ratio 59.3%
Funds Under Management of $433 million
Average Fund Loan size $377,212
Best of the Best 2010 and 2011 AwardsOur Pooled Mortgages Option is Money magazines 2010 and 2011 Gold Award Winner for the Best Mortgage Fund in its Best of the Best awards.
The ManagerLa Trobe Financial Asset Management Limited (La Trobe Financial) is an unlisted public company and a licensed Australian Fund Manager holding an AFS Licence issued by the national regulator the Australian Securities & Investments Commission (ASIC) to operate the La Trobe Australian Mortgage Fund. La Trobe Financial is a specialist manager of retail and institutional mortgage investments. The Group holds a number of important Institutional mandates.
La Trobe Financial is one of Australias leading independent specialist mortgage financiers. Its business includes residential mortgages, commercial mortgages, and investment services operating one of Australias largest Mortgage Funds under AFSL 222213. It employs over 140 staff and has raised over AUD$10 billion to assist over 100,000 customers since inception in 1952.
Four Investment OptionsInvestors may choose from four investment options with La Trobe Financial. The current rate for each follows:
1. Cash & Mortgages Option 6.35% p.a. ^
2. Pooled Mortgages Option 7.80% p.a. ^
3. Select Mortgages up to 10.75% p.a.^
4. Special Situations Mortgages up to 18.50% p.a.^ Subject to availability
Investment ObjectiveThe objective of the La Trobe Australian Mortgage Fund (the Fund) is to provide investors regular monthly income with a low level of investment risk and volatility on all mortgage investments. Please refer to the Chart below for our investment performance.
Effective rate for September 2011
7.80 % ^8.08% annualised compounding interest rate
Variable Pooled Mortgage
p.a.
p.a.^
RatingsThe Pooled Mortgages Option has been independently rated:
Standard & Poors 1 Research Rating Adviser Edge 2 Research Rating Copies of the Advisor Edge and Standard & Poors research rating reports are available on request or on the La Trobe Financial website.
September 2011 / As at 31 August 2011
Client Service Hotline 1800 818 818
La Trobe Australian Mortgage Fund Mortgage Fund Update
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