zest

FREE!esTZLitchfield Area Male Chorus proves it has

staying power with 50 years in the making

50+ Living April 2013

THEIRvoices

Inside�• Business owner will continue passion

for painting porcelain after closing shop• When retiring together doesn't always make financial sense• More senior citizens visit food shelves

Raising

CONTACT

Shari ForsmanAdvertising Representative

(320) [email protected]

Advertise HERE !

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Open daily 11 am — 1 am

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VALID MONDAY–FRIDAY11 AM– 2 PM

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Expires 6/30/13.

$100 Off$100 Off

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Any Lunch Madness Combo6 different Combos to choose from!

This activity is funded, in part, by a grant from the SW MN Arts & Humanities Council through an appropriation from the MN State Legislature with money from the State’s general fund. N0

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321 SW 4th St., Willmar320-235-9500

[email protected]

Convenient Parking,Handicap Accessible

LEAVING IOWAby Tim Clue and Spike MantonDirected by Maureen Style

April 11-14, 18-217:30 pm & (Sundays) 2:30 pm

Underwritten by Family Eye Center/ Fischer Laser Eye Center LLC

The Soundof Music

June 17, 18,20–25, 27–30

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Single tickets$18 Adult$10 StudentsSeasonTickets onSale May 1

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2 ZEST | APRIL 2013

Contents

APRIL 2013 | ZEST 3

PUBLISHED BYLitchfield Independent ReviewP.O. Box 921, Litchfield, MN 55355320-693-3266

Hutchinson Leader170 Shady Ridge Road NW, Suite 100Hutchinson, MN 55350320-587-5000

PUBLISHERBrent [email protected]

EDITORJuliana [email protected] Litchfield office320-234-4172 Hutchinson office

CONTRIBUTING WRITERSJenny Berg

ADVERTISING REPRESENTATIVEShari [email protected]

AD DESIGNERSLaura Knodel, Barb Laidlaw,Jill Smith, Shannon Streich

COVER DESIGNERMarne Long

SUBSCRIPTION OR ADDRESS CHANGESarah Bauman, [email protected]

PRINTED BYCrow River Press170 Shady Ridge Road NWHutchinson, MN 55350

Zest is published monthly by theLitchfield Independent Review andHutchinson Leader newspapers. No part ofthis publication may be reproduced, storedin a retrieval system, or transmitted in anyform by means, electronic, mechanical,photocopying, recording or otherwise,without the prior consent of the publisher.

APRIL 2013Vol. 4 No. 2

www.zestforlife.mn

7 In the news: Use of food shelves rises among seniors

8 In the news: Alzheimer’s study needs volunteers

13 Social Security: Website allows people to estimate retirement benefits

22 Recipes: Crunchy Pecan Shortbread bars, Pecan and Pepper Chicken Burritos,

Feature story: RennieMalinski will continue to paint porcelain piecesafter closing her store

10

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Money Matters:Learn what couplesshould considerbefore retiring at thesame time

14

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Cover story: Litchfield Area Male Chorus has been singing for audiences since 196416

ecause I can’t carry a tune, I am alwaysimpressed by people who can sing well, and moreimportantly, share their talent with others.

This month, we feature the Litchfield Area MaleChorus, and I have to say, it is hard for me to capture inwords how this group sounds in person.

The sound emanating from these tenor, bass and bari-tone voices is phenomenal. I’ve heard them in concert andalways come away impressed. Recently, I attended one oftheir rehearsals, and at one point, director Randy Wilsonhad the men stand in a circle and sing. One of the mem-bers ushered me into the center with Wilson to hear fullytheir gift for singing. The stereo effect was incredible andalmost brought tears to my eyes. This group of men, whichrange in age from 30 to 88, but tend to lean more towardthe 50 and older crowd, will perform May 5 in Litchfield,and I encourage readers to attend and hear the group forthemselves. The fact that this group has remained intactsince 1964 — though many members have come and gone— is a testament to the Male Chorus members’ dedicationand enjoyment of singing, the leadership of the group andthe loyalty of their audiences.

On another note, no pun intended, it’s interesting howfood can conjure up fond memories. I was at the store theother day and noticed a loaf of freshly baked, caraway ryebread on the shelf. I recalled times when I was a young

girl and my dad brought home a loafthis bread from a St. Paul bakery. Itwas a treat for us, and we savoredevery bite. I couldn’t pass up the loafin the store, so I bought it, brought ithome and made myself a sandwichwith it while thinking of my latefather.

In searching for recipes for thismonth’s magazine, I realized thatthere is no official holiday on which tocapitalize — St. Patrick’s Day,Passover and Easter were in March. While Cinco deMayo, Mother’s Day and Memorial Day are in May. Butthis year, April sits empty on the calendar in regard tofood-related options. So, I went in search of special days inApril and came across a list of unique holidays for themonth. I learned April 2 is National Peanut Butter andJelly Day (one of my favorite kinds of sandwiches), April7 is National Caramel Popcorn Day, April 14 is NationalPecan Day, April 16 is National Eggs Benedict Day, April17 is National Cheeseball Day (this is for you, BruceCottington), and the list goes on. I like pecans, so I foundrecipes for Pecan and Pepper Chicken Burritos, as well asCrunchy Pecan Shortbread Bars. Enjoy the day!

— Juliana Thill

A warm hello

B

4 ZEST | APRIL 2013

Transportation you can trust24 Hour Customer Service

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with an assurance that personal-ized services are available. Foryour comfort, we offer one ortwo bedroom apartmentsdecorated with your ownpersonal items. Come and goas you wish.

Life here is about independence.

For your peace of mind, wealso offer optional meals,

housekeeping, and health careala carte to assist you with your

changing needs.

Life here is about dignified services.For your convenience, we offer a full line

of activities and opportunities to meet with yourneighbors who share common and unique experiences.

Life here is about community.

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Retirement Living301 Glen Street SW, Hutchinson

320-234-7588 www.poprl.org

Comfort

APRIL 2013 | ZEST 5

New comprehensive guidelines for the preoperative careof older adults have been issued by the American Collegeof Surgeons and the American Geriatrics Society with sup-port from the John A. Hartford Foundation.

The joint guidelines, published in the October issue ofthe Journal of the American College of Surgeons, apply toevery patient who is 65 years and older as defined byMedicare regulations. The guidelines are the culminationof two years of research and analysis by a multidiscipli-nary expert panel representing the ACS and AGS, as wellas by expert representatives from a range of medical spe-cialties.

While people over the age of 65 account for about 13percent of the U.S. population, theyundergo almost 40 percent of all sur-gical procedures. Additionally, olderadults are more likely to suffer arange of post-operative complica-tions than any other age group.

The ACS/AGS Best PracticesGuideline provides evidence-basedrecommendations that will identifyhigh-risk patients, improve com-

munication between surgeons and patients, and potential-ly prevent perioperative adverse events in older adults.While this best practice guideline is meant to help surgicalteams, proceduralists, and anesthesiologists in their careof older patients, it is not a substitution for clinical judg-ment and experience.

The guidelines recommend and specify 13 key issues ofpreoperative assessment for seniors:

� Cognitive impairment and dementia� Decision-making capacity� Postoperative delirium� Alcohol and substance abuse� Cardiac evaluation

� Pulmonary evaluation� Functional status, mobility, and fall risk� Frailty� Nutritional status� Medication management� Patient counseling

� Patient-family and social support system� Preoperative testing.For more information go online to

www.americangeriatrics.org.

Surgical guidelines published for older adults

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In the news

Coming events

RILEY’STravel Easy Tours

1-800-288-8246www.rileytours.com

CALL FOR PICK UPSIN YOUR AREA

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Holland Tulip Festival ..........................................May 9-12Milwaukee ..............................................................May 14-17Shipshewana ........................................................May 20-23Niagara Falls...........................................................June 3-10Yellowstone/Tetons...........................................June 12-18Black Hills.............................................................June 20-23Medora...................................................................June 24-26New York City .............................................June 25-July 3Alaska Land and Cruise .......................June 28-July 10Alaska Explorer.......................................................July 1-10Canadian Rockies ..................................................July 8-16Alaska Circle..........................................................July 10-17Colorado Trains.......................................July 31-August 9Alaska Fishing .....................................................August 2-7Folklorama ..........................................................August 7-10Oregon/California .........................................August 14-25Nova Scotia................................................September 7-20Mackinac Island.....................................September 11-14National Park ..........................................September 17-27

“Making Life Pleasant for Residents”A distinctive senior community for those desiring a lifestylein rural Central Minnesota that offers you security, helpfulservices, independence, companionship with friends, theclose proximity of quality healthcare and all the comfortsof home. A unique combination of outstanding services

and residential living are just the beginning of what makesEdgewood Gables a special place to live. To top it all off,our residents and 24/7 caring staff, add that extra ingredi-ent of companionship and personal attention you deserve.

For more information contact Eric Johnson at (320) 286-3120 or at [email protected]

600 East Third St. • Cokato, MN 55321 • www.cokato-senior-care.org

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Offering:• Independent Apartments

• NEW! Assisted Living Apartments

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Spring is right aroundthe corner! Visit

Edgewood Gables andput your worries aside.

‘Hot Property’ runs two weekendsHutchinson Theatre Co. presents “Hot Property” April

4-6 and April 11-13 at Hutchinson Center for the Arts, 15Franklin St. SW, Hutchinson.

Laughter, mistaken identities, andeven a sting conspire to make this anirresistible comedy. Jamie’s motherwas an author and before she diedshe wrote the sensational and sensu-ous life history of “Inez,” which is fastbecoming a best-seller, but craftySpencer Layton got hold of the manu-script and had it published with himas author. Jamie and his fiance, Kay,are about to give up when AlbertineJohnson, a character actress, appearsfresh from a fire which canceled a week’s engagement ofher touring company. She and her fellow thespiansassume other identities and act their hearts out to defeatSpencer. Albertine enters as the notorious Inez to per-suade Spencer that Inez is real and will sue him for slan-der. When the real publisher shows up, the sting gets outof hand but plot twists and the inventiveness of actorsmakes for a happily hilarious ending. Doors open at 6:45p.m.; show time is at 7 p.m. each day. Cost is $18 per tick-

et. Tickets are available at the Hutchinson Chamber &Tourism office and the Hutchinson Center for the Arts.

Bands will perform tribute to EaglesThe Fabulous Armadillos and Collective Unconscious

will present “Takin’ it to the Limit A Tribute to theEagles,” at 7 p.m. Friday, April 26 at Dassel-CokatoPerforming Arts Center, 4852 Reardon Ave. SW, Cokato.Tickets go on sale April 1 and are $25 for adults, and $4for youth 18 and younger.

Crow River Singers plan spring concertCrow River Singers, an area community choir, will per-

form a spring concert from 7 to 8 p.m. April 19 at FirstCongregational Church, 31 Fourth Ave. SW, Hutchinson.Crow River Singers, under the direction of Paul Otte, willperform music through the history of the nation. Cost is$7 per person, free for children 12 and younger.

Crow River Singers welcomes new members. The grouprehearses from 7 to 8:30 p.m. Thursdays. All ages andabilities are welcome. There are no auditions. A $20 par-ticipation fee is suggested but not required to participate.For more information, contact project director HollyDapper at 320-587-0710.

6 ZEST | APRIL 2013

In the news

APRIL 2013 | ZEST 7N02160 Z

A car dealer for the times in Hutchinson

525 Hwy. 7 EastHutchinson

320-587-2240www.valleyhutchinson.com

Every Wednesday is Senior Citizen’s Day:

10% Off Parts Labor*

in our Service Department.Enjoy free coffee and cookies!

and

We’ll take the time to explain all services done on your vehicle—we’re happy to answer any questions.

• Sales • Service • Body Shop • Parts

Certified ServiceWe Service ALL Makes and Models!

Body Shop Manager Alan Olson. Service Manager John Clark. Service Writer DeWayne Ingebretson.

*Excludes Body Shop and Tires

Minnesota wrapped up its annual food drive inMarch, and the need for donations remainsstrong among all sectors — senior citizens, indi-

viduals and families.Each year, Minnesota FoodShare directs the March

Campaign, the largest food drive in the state and restocksalmost 300 food shelves across the state. In addition, theMinnesota Department of Human Services workswith Hunger Solutions Minnesota to dis-tribute the food to food shelves. Theselocal food shelves provide food to individu-als and families suffering from hunger.

Senior citizens and working familiesincreasingly visited food shelves from 2000to 2011. High housing costs, prescriptiondrug costs and unemployment are cited bythese populations as reasons for increasedreliance on emergency food sources.

Already at record highs, food shelf visitsincreased by about 9 percent in 2011.

In Minnesota:� Food shelves distributed more than 70

million pounds of food in 2011.

� About 47 percent of those served in 2011 were seniorcitizens and children under the age of 18.

� More than 50 percent of the households using foodshelves were families with children.

Program eligibilityFood shelves are available to all who identify them-

selves as being in need. They might be asked to register.Households with incomes that do not exceed 200percent of the federal poverty guidelines are eligi-ble. Those identifying themselves as “in crisis”are not required to prove income or residence.

For more information, contact:� McLeod County Emergency Foodshelf — in

Hutchinson at 320-587-4796, or in Glencoe at320-864-2088.

� Meeker County Foodshelf — in Litchfield at320-693-7661, or in Dassel at 320-275-0124.

� Minnesota Department of Human Services’Office of Economic Opportunity at 651-431-3821.

— By Juliana Thill, editor

Use of food shelves rises among senior citizens

In the news

BY FAMILY FEATURES

Caring for someone with Alzheimer’s disease ischallenging under the best of circumstances.

Across the United States, more than 5 mil-lion people age 65 and older are living with

Alzheimer’s disease. And more than 15 million moreAmericans — family members, friends, neighbors and vol-unteers — provide unpaid care for a loved one withAlzheimer’s.

What makes this disease particularly heartbreaking isfeeling helpless against it — there’s no way to preventAlzheimer’s, keep it from progressing, or cure it. But thereare ways for caregivers, and the patients and loved onesthey care for, to help in the fight against Alzheimer’s. Oneof the most important is through the act of volunteering inAlzheimer’s research studies.

“I am a wife, as well as a full-time caregiver to my hus-band who was diagnosed at the age of 65. It was onlyeight years into our marriage,” said Elisabeth Paine. “Oneof the most important roles I have taken on during thisjourney is as an Alzheimer’s study partner.”

Paine has been volunteering with her husband, whorecently participated in a clinical trial at Yale University.

“Caregivers are a crucial part of the solution to findingbetter treatments faster. We can help enroll our ADpatients, and give them and ourselves access to the bestmedical specialists in the field,” Paine said.

One study which is helping spur new discoveries isbeing slowed by a lack of Alzheimer’s patient volunteers.The Alzheimer’s Disease Neuroimaging Initiative is thelargest and most comprehensive research effort onAlzheimer’s disease to date, and is offering the data itgathers to scientists around the globe to inform and speednew treatments. There are a number of ongoing clinicaltrials, and many more about to start, aimed at slowingdisease progression with drug treatment. All of these tri-als are using the diagnostic methods developed throughADNI. If the availability of ADNI data is slowed down, itslows down the entire field.

The study is active at 55 research centers in the UnitedStates, including Mayo Clinic in Rochester, Minn., and isseeking to recruit clinical trial volunteers between the

ages of 55 and 90 with mild to moderate Alzheimer’s dis-ease.

“Effective medical research is our best hope inAlzheimer’s. And participating in studies is one importantway caregivers can help,” said Dr. Michael Weiner, pri-mary investigator of ADNI, as well as a caregiver to his96-year old mother with Alzheimer’s disease. “It takeseverybody’s involvement — researchers, doctors, patients,friends, family members, trial participants and caregivers— to fight this disease.”

To volunteer or learn more about the ADNI study, con-tact the National Institute on Aging’s Alzheimer’s DiseaseEducation and Referral Center at 800-438-4380, or visitwww.adni-info.org.

PHOTO COURTESY OF FAMILY FEATURES

Caregiver Elisabeth Paine takes control by volunteer-ing for Alzheimer’s research with her husband.

One of the largest studies on Alzheimer’sdisease is slowed by the lack of patientvolunteers. The study is active at U.S.

research centers, including Mayo Clinic.

Alzheimer’s caregiverscan fight the disease

8 ZEST | APRIL 2013

APRIL 2013 | ZEST 9

ExceptionalSENIORLIVING

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EVERGREEN APARTMENTSNow Taking Applications

Senior Community(62+/Handicap or Disabled)

Your life can be carefree at a price you can afford.

5Rental Assistance available 5 Social Activities5Community lounge/kitchen 5Caring Staff 5Spacious 1 Bedroom Apts.5Medical emergency call buttons 5Walking distance to shopping and restaurants

Call for your personal tour today

320-587-9432

New Orleans & Cajun Country . . . . . . . . . . April 11–21Branson in the Spring . . . . . . . . . . . . . . . . . April 22–27Springtime in the Carolinas . . . . . . . . . . April 23–May 5Exploring Britain & Ireland . . . . . . . . . . . . . . . May 3–17Holland, Michigan Tulip Festival. . . . . . . . . . . May 6–10Mystery Tour . . . . . . . . . . . . . . . . . . . . . . . . May 15–21New York City & Washington DC . . . . . . . . . June 12–23Black Hills & Medora . . . . . . . . . . . . . . . . . June 25–28Canadian Rockies. . . . . . . . . . . . . . . . . . . . . . July 7–15Alaska Fly-back . . . . . . . . . . . . . . . . . . . . . . July 11–27Nova Scotia . . . . . . . . . . . . . . . . . . . . . . July 18–Aug. 3Alaska Direct . . . . . . . . . . . . . . . . . . . . . July 29–Aug. 5Folklorama . . . . . . . . . . . . . . . . . . . . . . . . . August 4–7Baseball Tour. . . . . . . . . . . . . . . . . . . . . . . August 7–12Mississippi River Cruise . . . . . . . . . . . . . . August 13–16Mackinac Island . . . . . . . . . . . . . . . . . . . August 18–22

Rustad Tours 2013 Tour Schedule

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[email protected]

208 N 12th St. Box 346Kerkhoven MN 56252

320-264-29871-800-525-0730

Feature story

10 ZEST | APRIL 2013

By Jenny BergCONTRIBUTING WRITER

While the closing of a beloved downtown busi-ness often brings sorrow or a bit of nostalgiato community members, the closing ofRennie’s China Closet & Arts caused a differ-

ent reaction from some people — panic.“The biggest panic is the shoes I’ve been painting. People

come in asking where they’ll get them now,” said storeowner Rennie Malinski of the hand-painted porcelain shoesor baby booties customers often buy as gifts for newborns.“They want those shoes. That’s what created the biggeststir when I decided to quit.”

Malinski, 82, has been at her Litchfield store six days aweek for the past 10 years. She decided in January to retireand close her downtown shop, which is known for sellingpaintings and crafts from local artists, including her own

Customers of Rennie’s China Closet & Arts

in Litchfield won’t let ownerRennie Malinski retire com-

pletely. After 10 years, she will close her store, whereshe has made and sold her

hand-painted porcelainplates, dishes, tea cups andbaby booties. However due to popular demand, she has

agreed to take orders formore of her work.

Continuing her passion for painting porcelain

Rennie Malinski, who ran Rennie’s ChinaCloset & Arts in downtown Litchfield for10 years, holds one of her locally knownhand-painted porcelain shoes. Malinski,82, planned to close her store at the endof March.

PHOTOS BY JENNY BERG

hand-painted porcelain.Malinski started creating hand-painted porcelain pieces,

what she calls the “antiques of tomorrow,” in 1975 after see-ing a woman at theMinnesota State Fair paint abluebird on a plate.

Malinski paints on all sortsof porcelain pieces, includingplates, cups, saucers, vases,doll dishes, tea pots, bells andpiggy banks. But the mostpopular pieces are her porce-lain baby shoes, she said.

“Right away I started doingthe shoes,” Malinski said,noting she orders the porce-lain shoes eight dozen at atime, and has made hundredsover the years.

She has received manyshoe order requests since announcing plans to close herstore, and said she plans to fulfill those and continue takingorders for hand-painted porcelain.

To create her porcelain pieces, Malinski uses a specialporcelain paint made of ground glass that fuses to theporcelain when heated in a kiln. For some designs, she firesthe porcelain five or six times before it is completed.

“It’s something that will be a lost art,” Malinski said ofpainted porcelain, noting the younger generations do notcollect and display porcelain like the older generations do.

Malinski had hoped to close the store by the end ofFebruary, but extended the dateto the end of March.

The people are whatMalinski will miss the mostabout running a business,she said. “I’ve met so manynice people. I have justenjoyed being here and Iwill miss the connectionwith the people.”

Jenny Berg is astaff writer forthe Litchfield In-dependent Review.

Feature story

Hand-painted porcelain

Although RennieMalinski is closingRennie’s China Closet &Arts in Litchfield, shewill take orders forhand-painted porcelainshoes or other pieces.Customers can contacther at 320-693-2960.

To create her porcelain pieces such as tea cups,saucers and thimbles, Rennie Malinski uses a specialporcelain paint made of ground glass that fuses to theporcelain when heated in a kiln.

APRIL 2013 | ZEST 11

www.cedarcrestmn.com

For more information or tour, please contact Roz Ewaldat 612-201-8348. E-mail [email protected]

CEDAR CREST ESTATE, INC.

Serving the Community since 1984

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ASSISTED LIVING FACILITIES

Our services include:• Healthcare Assessment by Registered Nurse• 24-Hour Supervision by Trained Staff• Medication Distribution• Three Meals a day plus Snacks• Recreation, Exercise and

Spiritual Activities• Laundry and Linen Service• Housekeeping and

Maintenance• Push button call system• Utilities included

We also welcome Hospice Patients—Adult Day Services

N02487

Phone: 320-587-25091-800-944-1795

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Phone: 320-587-3638Medical Center

Building

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Money matters

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For information or to arrange a tour, call Kristal Ehrke at 320-234-0873

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Senior Living CommunityOffering Assisted Living &

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Senior Living CommunityOffering Assisted Living &

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By Jason Alderman

Whether it was a New Year’s reso-lution that you haven’t yet accom-plished or something on your to-dolist for a while, here are some ways tobetter manage your personalfinances.

The first step on the road to finan-cial health is to create a budget youcan live with. Start slowly, and for afew months write down every centyou spend: mortgage/rent, utilities,food, gas, medical copayments, creditcard interest — the works. You’ll besurprised where your money goes.

At the same time, compare moneycoming in (income) to money goingout (expenses). If you’re just breakingeven or losing money each month, youneed to boost your income and/oraggressively trim spending.

Try these strategies:

� Pay bills on time and send atleast the minimum amount due.

� Balance your checking accountregularly and use in-network ATMs toavoid overdrafts and fees.

� If your employer offers flexiblespending accounts, use them to payhealth and dependent-care expenseswith pre-tax dollars.

� Raise insurance deductibles andshop around for better rates.

Once you start reducing expenses,use the savings to pay down debtsmore quickly.

Another smart move is to have anemergency fund in case of financialupheaval (layoff, medical emergency,unexpected car repairs, etc.) Ideallyyou should save enough to cover sixmonths’ of expenses, but don’t be dis-couraged if that sounds insurmount-able: Start slowly by saving a few dol-lars each week.

If something terrible happened toyou, would your family be protectedfinancially? Make sure you have avalid will, durable power of attorney,health care proxy and living will.Numerous books, online articles andsample forms are available if youwant to draft them yourself, but youshould probably review your docu-ments with a financial adviser orattorney to avoid potential legal prob-lems. Also, make sure you have ade-quate life and disability insurance.

If you’re not already participatingin your employer’s 401(k) plan or anIRA, make sure to do so.

Striving to improve your financialsituation now will pay off down theroad.

Jason Alderman is senior directorof financial education programs at Visa Inc.

Take steps to manage personal finances

APRIL 2013 | ZEST 13

By Jon NoyesDISTRICT MANAGER FOR SOCIAL SECURITY ADMINISTRATION

Question: How can I get an estimate of my retire-ment benefits?

Answer: Use our online Retirement Estimator atwww.socialsecurity.gov/estimator. There, you can entercertain identifying information about yourself, includingyour name, date of birth, Social Security number, place ofbirth, and mother’s maiden name.

If the personal information you provide matches ourrecords, you can enter your expected retirement age andfuture wages. The online application will combine yourearnings data Social Security has and provide you a quickand reliable online benefit estimate. You can even enterdifferent “what if” scenarios to find out what your benefitswill be in different situations.

A Spanish-language Retirement Estimator is availableat www.segurosocial.gov/calculador.

In addition, you can obtain your online Social SecurityStatement, which provides estimates of future benefits aswell as a record of your earnings to make sure your pastearnings are reported correctly. Find the online Statementat www.socialsecurity.gov/statement.

Question: I’m 65, not ready to retire, but I wantto apply for my Medicare coverage. How can I dothat?

Answer: The easiest and most convenient way is toapply online. Use our online application to sign up forMedicare. It takes less than 10 minutes. In most cases,once your application is submitted electronically, you’redone. There are no forms to sign and usually no documen-tation is required.

Social Security will process your application and contactyou if we need more information. Otherwise you’ll receiveyour Medicare card in the mail. It’s convenient, quick, andeasy. There’s no need to drive to a local Social Securityoffice or wait for an appointment with a Social Securityrepresentative. Get started today atwww.socialsecurity.gov/medicareonly.

Jon Noyes is a district manager for the Social SecurityAdministration, St. Cloud (Minn.) District, 3800 VeteransDrive, Suite 100, St. Cloud; telephone 877-405-1446, ext.27141.

Social Security’swebsite allows

people to estimateretirement benefits

Social Security

14 ZEST | APRIL 2013

Back when people from myparents’ generation werefirst planning their livestogether, most married

couples looked forward to workinghard for a few decades, buying ahouse, raising a family and thenretiring together while they still hadenough money and energy to traveland pursue favorite hobbies.

Some couples do manage to pullthis off and thrive; but for many oth-ers, any of a host of obstacles canblock their ability to retire at thesame time. For example:

� Thanks to periods of unemploy-ment, home-value decline or 401(k)account loss suffered during theGreat Recession, many couples sim-ply don’t have enough money to retiretogether comfortably.

� If there’s a significant age differ-

ence, one spouse might not have accu-mulated enough Social Security cred-its to qualify for a benefit by the timethe other is ready to retire.

� Women often worry that the cou-ple hasn’t saved enough since they’restatistically likely to survive theirspouses — often for a decade or more.

� One spouse must continue work-ing to supply employer-provided med-ical coverage until both reachMedicare eligibility age (65 in most

cases).� One spouse is just hitting his or

her stride, career-wise, and isn’tready to slow down.

Among couples who have managedto save enough to retire together,when it comes time to pull the triggermany realize they haven’t fullyagreed on where or how to retire; orthey discover that their wishes havediverged over the years. This can puttremendous strain on a marriage ifyou’re not willing to compromise andtalk things through.

Long before you actually retire, askyourselves:

� Should we downsize to a smallerdwelling or even move to a retirementcommunity?

� Sell the house, buy a trailer andlive like nomads for a few years?

� Move to a warmer climate or to be

Money matters

Jason Alderman

Senior director offinancial educationprograms at Visa Inc.

Retiring togetherdoesn’t always makefinancial sense

Before retiring, couples should ask tough questions, talk about wishes, estimate retirement income needs

APRIL 2013 | ZEST 15

Money mattersFinancial Focus®

MAKING SENSE OF INVESTING

Patrick Chapman AAMSFinancial Advisor

205 Jefferson St. SEHutchinson, MN 55350

320-587-4900 • 800-441-4901

Member SIPC

www.edwardjones.com

N02755 Zest

Take Advantage of Higher IRA Contribution Limits

For the first time since 2008, contribution limits have risen for one of the most popular retire-ment savings vehicles available: the IRA. This means you’ve got a greater opportunity to putmore money away for your “golden years.”

Effective earlier this year, you can now put in up to $5,500 (up from $5,000 in 2012) to a tradi-tional or Roth IRA when you make your 2013 contribution. And if you’re 50 or older, you can putin an additional $1,000 above the new contribution limit.

Over time, the extra sums from the higher contribution limits can add up. Consider this exam-ple: If you put in $5,000 per year to an IRA for 30 years, and you earned a hypothetical 7% peryear, you’d wind up with slightly over $505,000. But if you contributed $5,500 per year for thosesame 30 years, and earned that same 7% per year, you’d accumulate almost $556,000 — about$51,000 more than with the lower contribution limit.

Keep in mind that if you have invested the above amounts in a traditional, tax-deferred IRA,you’ll be taxed on your withdrawals at your ordinary income tax rate. With a Roth IRA, your con-tributions are made with after-tax funds, but your withdrawals have the potential to be tax-free —provided you’ve had your account at least five years and don’t start taking withdrawals untilyou’re 59 1/2. (Not everyone is eligible to contribute to a Roth IRA, as income limits apply.)

If you have an IRA, you already know its advantages. If you aren’t investing in an IRA, youshould be aware of these key benefits:

• Tax-deferred growth — A traditional IRA can provide tax-deferred growth while a Roth IRAcan potentially grow tax-free, provided you meet the conditions described above. To get a senseof just how valuable these tax advantages are, consider this example: If you put in $5,500 peryear (the new IRA maximum) for 30 years to a hypothetical investment that earned 7% a year,but on which you paid taxes every year (at the 25% tax bracket), you’d end up with slightly morethan $401,000 — about $155,000 less than what you’d accumulate in an IRA. As mentionedabove, you will eventually have to pay taxes on your traditional IRA withdrawals, but by the timeyou do, you might be in a lower tax bracket. Furthermore, depending on your income level, someof your contributions to a traditional IRA may be tax-deductible. (Roth IRA contributions are notdeductible.)

• Variety of investment options — You can invest your funds within your IRA in many types ofinvestments — stocks, bonds, certificates of deposit (CDs), U.S. Treasury securities and so on. Infact, within your IRA, you can create a mix of investments that are suitable for your risk tolerance,time horizon and long-term goals. Of course, investing always carries some risks, including lossof principal — but the risk of not investing may be greater, in terms of not having enough assetsfor retirement.

Here’s one more point to keep in mind: The earlier in the year you “max out” on your IRA con-tributions, the more time you’ll give your account to potentially grow. By reaching the new, highercontribution limits, and by fully funding your IRA as early in each year as possible, you can helpyourself take full advantage of this powerful retirement savings tool.This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

nearer our grandchildren?� Move to a state with

lower taxes or cost of living?� Start a small side busi-

ness to keep money rollingin?

� Are we finished sup-porting our children finan-cially?

Even before asking thosetough questions, youalready should have begunestimating your retirementincome needs. SocialSecurity has a helpfulonline RetirementEstimator that can help(www.ssa.gov/estimator).After you’ve explored vari-ous retirement scenarios,consider hiring a financialplanner to help work outan investment and savingsgame plan, or to at leastreview the one you’vedevised.

Along with the financialimpact retirement will haveon your marriage, keep inmind that this may be thefirst time that you’ve beentogether, day in and dayout. Many people are soconsumed by their jobs thatthey haven’t taken time todevelop outside interestsand hobbies. Well beforeretirement, you and yourspouse should start explor-ing activities and networksof friends you can enjoy,both together and inde-pendently. Consider thingslike volunteer work, hob-bies, athletic activities oreven part-time employmentif you miss the workplaceinteraction and need themoney.

And finally, if your planis to have one spouse con-tinue working for a while,try living on only that onesalary for a few monthsbefore retiring as an experi-ment. This will give you aninkling of how well you’ll dofinancially and whetheryou might both need tokeep working to amassmore savings.

Cover story

16 ZEST | APRIL 2013

By Juliana ThillEDITOR

The 40 or so men gathered in the room come from differentbackgrounds, work in different professions, believe in differ-ent religions, live in different cities and reflect differentages.

Yet, the common thread that ties these men together and inspiresthem to meet each week is their appreciation of music and enjoymentof singing.

As a result, their deep, rich, clear voices, on key and filled with pas-sion, are the hallmark of the Litchfield Area Male Chorus.

And while the age spectrum tends to lean more toward the 50 andolder crowd, “they’re not a bunch of old men,” director Randy Wilsonsaid emphatically. “That’s what’s really cool. They’re a bunch of menwho are active and who continue to sing and improve.”

Litchfield Area Male Chorus started

in 1964 and has continued through the

decades as a result of strong leadership,

dedicated singers and loyal audiences

A singing group with staying power

STAFF PHOTOS BY JULIANA THILL

Randy Wilson directs the Litchfield Area Male Chorus with accompaniament by Judy Zylstra during its fall con-cert.The late Bruce Christensen established the Male Chorus in 1964, and served as director for severaldecades. For the past 12 years,Wilson has directed the group, which still has one charter member.

Cover story

APRIL 2013 | ZEST 17

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The sound of these men singing —whether it’s show tunes, sacred musicor patriotic songs — with their tenor,baritone and bass voices commandsattention. Performing quality musicis a goal the Litchfield Area MaleChorus has strived for and achievedsince its inception in 1964.

The staying power of the MaleChorus through five decades can beattributed to strong musical leader-ship, dedicated singers and loyalaudiences.

While Wilson has been director forabout 12 years, Bruce Christensenformed the group and remained asdirector for several decades beforeretiring. Half a century after itsinception, the latest Litchfield Area Male Chorus carriesforward the same dedication that the original group start-ed with under Christensen’s leadership.

And of the original 16 men who formed the MaleChorus, one charter member remains — Rand Thorpe, 73,of Litchfield, who joined when he was in his early 20s.

“It’s been quite a time,” Thorpe said while sitting in theback of the Litchfield High School choir room one eveningbefore rehearsal began. “I’ve made a lot of friends.”

The men now dress is black tuxeswith bow ties and vests when theyperform concerts near and far, howev-er, they started with less formalattire, Thorpe said. “We wore brownsuits,” he recalled.

The number of men in the Chorushas swelled and contracted throughthe years. In its heyday, the chorusreached a high of 60 members in the1970s. Lately, the group has had 35 to40 members, with 37 members cur-rently.

To join the group — and the MaleChorus is always recruiting members— the requirements are minimal,other than to attend as manyrehearsals as possible on Thursday

nights in the fall and spring. Men don’t need experience inmusic or singing, however many members have sung inschool, college or church choirs.

“A lot of the guys don’t read music. They follow the guynext to them,” said Male Chorus member Mike Zylstra.“Very few have any formal training at all. That’s part ofthe charm of this group.”

As the Litchfield Area Male Chorus’ name suggests, themen who are part of this group hail from Litchfield and

They’re not a

bunch of old

men. They’re a bunch

of men who are active

and who continue to

sing and improve.

RANDY WILSON,Litchfield Area Male Chorus director“

towns within about a 40-mile radius— as far north as Eden Valley, and asfar south as Glencoe, and fromBelgrade in the west to Howard Laketo the east.

Another part of the unique qualityof the group is its age range, withmembers as young as 30 and asyoung-at-heart as 88.

Not only does the group’s age havevast range, so does the background ofthe members, Zylstra said.

While some members areemployed, many members are retiredfrom occupations such as farmer, con-struction worker, pilot, teacher, aswell as religious — including onepriest and three pastors.

“So, we’re well blessed from thatpoint of view,” added Zylstra, who isone of the pastors.

Zylstra, 51, joined the chorus in 1992 after moving toLitchfield.

“I was looking for a way to connect with people. I’vealways loved to sing, and I thought I’d give it a try,” hesaid. He took a few years off when his children’s schoolactivities conflicted with rehearsals, but then rejoined. Hiswife, Judy, has been the Male Chorus’ accompanist since2005.

The chorus is divided into four vocal ranges — tenor I,tenor II, baritone and bass. With enough sheet music for16 to 60 men, the amount of music the Male Chorus hasacquired has added up over the years.

Jim Levinski, 60, of Darwin manages the chorus’ musiclibrary at Bethany Home in Litchfield, where more than500 pieces of music are stored.

“I collect it all, sort it and save it, and get it when theyask for it,” he said. An interesting element he has noticedis how the cost of music has increased over the years.

“There’s the first pieces of music for 25 cents, up to $2now. Prices have really changed,” he said.

Levinski has been singing with the chorus since 2001.

“It’s fun singing at the concerts, andpractices are fun,” he said.

Part of the reason Levinski hasstayed is for the camaraderie.

“I used to call it my social life,” hesaid.

The Male Chorus typically rehears-es every Thursday night in the fallleading up to a late fall performance.Members take time off in the winter,and return in the spring to startrehearsing new songs in time for aspring performance. Then, they takethe summer off. In addition to the ’fall and spring performances, theysing at other events such as RelayFor Life and annual business meet-ings, as well as at nursing homes.

The music the group sings varieseach season. Their spring

“Celebrating Musicals” concert will be May 5 at ZionLutheran Church in Litchfield. The first half of the con-cert will feature a mini musical called “The ReluctantDragon,” followed by songs from various musicals.

“We’re trying to be storytellers,” Wilson said.Every other year, the Male Chorus performs in other

states such as Arizona, Florida, Hawaii, Illinois, Georgia.In 1980, the Male Chorus traveled to Denmark, Germany,and Switzerland touring and performing.

Lee Rosenquist, 75, of Cokato joined the chorus in 1997after retiring from teaching math and science at Dassel-Cokato schools for more than 30 years.

“I was always interested in singing, but I was not goodenough to join a good group,” he said with a laugh.

“Bruce Christensen was tuning pianos at the school andsaid, ‘Come sing with us,’” said Rosenquist, who tookChristensen up on the offer. “I was running out of thingsto keep me busy.”

He has enjoyed rehearsing, performances and the trav-el. He recalled one highlight was when they sang at achurch in New Orleans. “We were singing ‘When theSaints Go Marching In,’ and people stood up and clapped

Cover story

18 ZEST | APRIL 2013

Becoming a chorus memberWho: All men are welcome to join

and sing with the Litchfield Area MaleChorus.

When: Rehearsals take place from7 to 8:30 p.m. every Thursday in thefall and spring.

Where: The chorus rehearses atthe Litchfield High School choir roomand performs at various venues.

Dues: $50 annuallyFor more information: Contact

director Randy Wilson at 320-864-5406 or Male Chorus member MikeZylstra at 320-593-3635.

Litchfield Area Male Chorus, while under the direction of Bruce Christensen, recorded several records.

along,” he said.He has stayed with the chorus for 15 years because, “I

enjoy singing. It’s a good night out with the boys,” he saidwith a smile, but then quickly admitted most of the boysare too old to cause trouble after rehearsal. “Nothing hap-pens afterward, we just go home.”

With Wilson directing, there’s little time for socializing,Rosenquist said. “We’re pretty much singing all the waythrough. He says rehearsal is from 7 to 8:30, and it startsat 7 and ends at 8:30. It’s all business. We work hard.”

The socializing, instead happens as the men are gather-ing for rehearsal, afterward as they pack up their sheetmusic and grab their coats, before or after performances,after funerals, and especially when they travel with spous-es on longer trips to perform outstate.

Art Ellson, 60, joined the Male Chorus more than 30years ago after a little persuasion from others.

“I tended bar at the time, and some of the customerstalked me into it,” Ellsonsaid. That was 1977, andEllson hasn’t regrettedhis decision.

“It’s fun,” he said,adding he’s developedsome close friendshipswith fellow choral mem-bers. “Singing is a lot offun for me.”

Through the years,though, Ellson has seenMale Chorus memberscome and go, and sadlyhas sung at many oftheir funerals, includingat Christensen’s in 2010.

“That was tough. Wewere good friends. I knewhis family and knew hiskids. He had a baton thechorus had given himwhen he retired the firsttime. It was in a case,and Bruce’s son gave it tome and asked me to

direct the Chorus at the funeral. It was emotional. Thatwas hard to do,” said Ellson, his voice cracking.

After Christensen’s retirement, “I was worried how wewould replace him,” Ellson said. “It would be different(without him), and I was afraid the Chorus would disap-pear.”

The Male Chorus searched for a new director. Wilson,54, interviewed for the job and was hired.

“I’ve heard them say, we found our director but we hiredher husband,” he said with a laugh.

Wilson, who also is mayor of Glencoe, was no strangerto the Male Chorus.

“My father had been a member for years, and I’veknown about them since I was a kid,” Wilson said.

In addition to directing the Male Chorus, he directs twoother choirs, gives voice lessons, and has directed commu-nity theater musicals in Glencoe, Hutchinson and Dassel-

Cokato.“Randy has done a wonderful job. We are really fortu-

nate to get him,” Ellson said. “It’s not easy to direct a bunch of adults. It’s easier

directing a high school choir than adults. Maybe we’re notas rowdy, but we’re not used to listening to people anddoing what we’re told,” Ellson said with a laugh.

Because many Male Chorus members lack formal musi-cal training, he said, “it’s hard to know how to get better.”

However, during rehearsals, Wilson can hear where themembers need to improve, and helps them nail the rightnote in the right key at the right moment.

As a result, “we have been improving consistently yearafter year,” Ellson said.

Wilson is quick to deflect the spotlight back onto themen.

“This is fun,” he said, because the men who show up forrehearsal are there because they want to sing. He doesn’trequire members attend every rehearsal because heunderstands work and personal conflicts are unavoidable.He believes the men are better singers because theyappreciate the flexibility, and focus on the task at handwhen they’re at rehearsal.

“We have really good people here, and I’d rather havethem come and work when they’re here. That allows thequality of the Chorus to improve,” Wilson said. “Theywork hard. They enjoy it, and I hope the audience enjoysit, too.”

Cover story

APRIL 2013 | ZEST 19

The Litchfield Area Male Chorus started with 16 men,at one point reached 60 members, and now has 37.

Litchfield AreaMale Chorus

spring concertWhat: Litchfield Area

Male Chorus will perform itsspring concert, “CelebratingMusicals,” with songs fromdifferent musicals, including“Music Man,” “Carousel,”“Les Miserables,” “ShrekThe Musical” and“Ragtime.” The first half ofthe concert will feature amini musical called “TheReluctant Dragon.”

When: 3 p.m. Sunday,May 5

Where: Zion LutheranChurch, 504 Gilman Ave.N., Litchfield

Cost: $5 at the door

Health

Dear Mayo Clinic:I am 72 years old and need a knee

replacement. Is this safe at my age?Will I be able to do the same activi-ties after I have recovered from sur-gery?

Answer: If you are otherwise in good health,

knee replacement surgery can be areasonable option for someone yourage. It should only be used if othernonsurgical treatment approacheshave not worked for your knee prob-lems, though.

As with any surgery, knee replace-ment involves some risks. But formany people, this surgery offers agood opportunity to return to anactive lifestyle. Knee replacementsurgery is most often used to repairjoint damage caused by osteoarthritisand rheumatoid arthritis that causesknee pain and makes it hard to dodaily activities. During knee replace-ment, a surgeon cuts away the dam-aged bone and cartilage from yourthighbone, shinbone and kneecap andreplaces it with an artificial joint.

The number of knee replacementsdone for people 65 and older in theUnited States has risen sharply, withthe rate of these surgeries almostdoubling in the past several decades.There are a variety of reasons for theincrease.

First, arthritis is a condition thataffects older adults much more com-monly than younger people. The U.S.population overall is aging, so thereare many people over the age of 60who have knee arthritis. Second,many of today’s older adults werequite active throughout their livesand into their 40s and 50s. Althoughan active lifestyle is good for your

health, it can wear out your knees.Of course many of these people, like

you, want to stay active into theirlater years, too. It’s not uncommon tosee 80-year-olds and even 90-year-olds with symptomatic knee arthritisthat they want treated, so they canreturn to their usual activities.

Knee replacement surgery can help.But you should try treatment optionsthat don’t involve surgery first.Changing your exercise routine toinclude low-impact activities, such asswimming and walking, rather thanhigh-impact activities such as run-ning, can help relieve some knee pain.Maintaining a healthy weight is oneof the best things you can do for yourknees, as every extra pound putsadditional strain on your joints. Over-the-counter and prescription painmedications can be useful, as cansteroid injections. If you have nottried these treatments yet, talk toyour doctor about them.

If you still have significant kneepain despite these measures, thenknee replacement surgery might bethe right approach. Recovery aftersurgery is quicker than it used to bebecause anesthetic techniques andpostoperative pain control haveimproved in the past 10 to 15 years.

The surgical technique now usedallows people to get up and start mov-

ing almost immediately after surgery.I’ve seen some patients return to theswimming pool or use a stationarybike as soon as two weeks after kneereplacement surgery. Complete recov-ery usually takes about a year. But inmany cases, people can go back todoing most of the activities they nor-mally do in about four to six weeks.Most people can expect to eventuallybe able to return to activities such asdancing, swimming, biking and hik-ing.

As with all surgeries, knee replace-ment does come with some risks,including blood clots and infection. Butthe rate of complications associatedwith knee replacement is small, anddoctors can take precautions to mini-mize the risks. Some people do havestiffness in the knee after surgery, andabout 10 to 15 percent of patientsexperience mild knee bursitis.

Talk to your doctor about the bene-fits and drawbacks of knee replace-ment. Review your medical historyand any other current health problemsyou have, as well as what you wouldlike to be able to do after the surgery.In many cases, knee replacement canhelp people your age regain mobilityand return to activities they enjoy.

— Robert Trousdale, M.D.,orthopedic surgery, Mayo Clinic,Rochester, Minn.

United States sees rise in the number of knee

replacements being donefor people 65 and older

Knee replacement can be reasonable option for older adults

People shouldtalk to theirdoctor aboutthe benefitsand drawbacksof kneereplacement.In many cases,knee replace-ment can helppeople regainmobility andreturn toactivities theyenjoy.

20 ZEST | APRIL 2013

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Medicare

Dear Marci,I heard there are some changes to

Medicare coverage that took effect in2013. Will there be changes to Medicarecoverage of prescription drugs in 2013?

— Dayle

Dear Dayle,As of Jan. 1, 2013, benzodiazepines and

barbiturates, medications that used to beexcluded from Medicare coverage, are nowcovered under Medicare prescription drugplans. Benzodiazepines are covered as a treatment for allmedically necessary conditions. However, barbiturates areonly covered in 2013 to treat epilepsy, certain cancers andchronic mental health conditions. Check to make sure thebarbiturate or benzodiazepine you take is covered on yourdrug plan’s formulary (list of covered drugs).

Remember, you can get Medicare prescription drug cov-erage through a Medicare Advantage plan (Medicare pri-vate health plan that provides health and drug coverage)or a stand-alone Part D plan that works with OriginalMedicare. If you’re unsure of whether your medication iscovered by your plan, contact your plan directly. There

may be different rules and costs for yourmedication in 2013, depending on the typeof drug you take and how your plan coversyour medication. Make sure you’re fullyaware of how you can access your medica-tions by contacting your plan.

Keep in mind that if your MedicareAdvantage or Part D plan does not coveryour drug, your plan should provide youwith a 30-day transition fill at some timeduring the first 90 days of the year (untilMarch 31st). A transition fill (also known as

a transition refill) is a one-time, 30-day supply of aMedicare-covered drug that Medicare prescription drugplans must cover when you have a new drug plan in 2013or when the plan that you had in 2012 changes its cover-age for 2013.

If your plan does not cover your drug, you should alsoask your doctor for help in sending a formal exceptionrequest to your plan to cover the drug. You can also talk toyour doctor about switching to a drug that is covered byyour plan.

— Marci

“Dear Marci” is a serv-ice of the Medicare RightsCenter, the largest inde-pendent source ofMedicare information andassistance in the UnitedStates. For more informa-tion, go online to www.medicarerights.org/.

Changes made to prescription drug coverage

APRIL 2013 | ZEST 21

22 ZEST | APRIL 2013

Food & Fun

Across1. Carried luggage or supplies 9. Chief Pontiac, e.g.15. Veto16. Blotto17. Potherb leaves 18. Stifled, with “down”19. Deuce topper20. Cleared as profit 22. “___ Maria”23. Afflict24. Appearance25. Beam26. Bottom of the barrel28. Princes, e.g.29. Produce30. Mr., in India31. Sleeping sickness transmit-

ter (2 wds) 33. Cut down35. Brewer’s equipment36. Specializing physician 39. Ring bearer, maybe42. Injured, in a way43. A chip, maybe44. Big bore46. Jewish month47. European language48. PC “brain” (acronym)49. “Dear” one50. City government heads 52. Attempt53. Bullhorn 55. Having the most froth

57. Temper, as metal58. Mark59. In a wise manner 60. Blushed

Down1. Bad way to go?2. Egg-producing organs 3. Noisy partier4. “Iliad” city

5. “To ___ is human ...”6. Archaeological site7. Charity dependent8. Preordain9. Ancient10. Contemptible one11. Actor Arnold12. Dress13. Having snout beetles 14. Number next to a plus sign21. Male hormone25. Having natural talent 27. Female sibling 28. Antares, for one29. “Absolutely!”32. Fill34. ___ Zeppelin36. ___ Jones, of film fame 37. Coming close 38. To such an extent40. Precambrian time41. Comeback42. Baked buckwheat dishes 45. Hit golf ball lightly toward

hole on green 47. Before the due date50. Breakfast, lunch or dinner51. Beach, basically52. Locale54. “Malcolm X” director56. ___ Squad, 1960s TV

show

Crossword puzzle

Crossword puzzle answer on Page 23

Pecan and PepperChicken Burritos

1/2 teaspoon chili powder1/2 teaspoon ground cumin1/2 teaspoon dried oregano1/2 teaspoon salt, divided1 pound thin-sliced boneless, skin-

less chicken breast2 tablespoons olive oil, divided3 cloves garlic, finely chopped1 cup Georgia pecan halves,

coarsely chopped2 bell peppers (orange, green or

red), seeded and sliced1 large red onion, sliced in thin

wedgesBlack pepper8 flour tortillas (8-inch, soft-taco size)Salsa

Stir together chili powder, cumin, oregano and 1/4 tea-spoon salt. Sprinkle spice mixture evenly over all sides of

chicken; place chicken in a plasticbag. Shake lightly and rub the plasticagainst the chicken to rub in spices.Heat 1 tablespoon oil in a large skil-let over medium heat. Saute thechicken pieces in batches, turningonce, until chicken is cooked through.Transfer to a cutting board and allowto cool slightly. Heat remaining table-spoon oil in same skillet over lowheat. Add the garlic and pecans; cookuntil garlic is softened and pecansare fragrant — about five minutes.Transfer to large bowl. Add peppersand onion to skillet and increase heatto medium-high. Cook, stirring occa-sionally, until tender-crisp. Seasonwith 1/4 teaspoon salt and the pep-

per; stir into pecan and garlic mixture. Slice the chickencrosswise into thin strips and add to vegetables. To serve,warm the tortillas. Divide chicken, pecan and vegetablemixture among tortillas, placing the mixture in the center.Fold up bottom of tortillas to partially cover filling, thenfold in sides to create a pocket. Serve with salsa.

SOURCE: WWW.CULINARY.NET

APRIL 2013 | ZEST 23

Food & Fun

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Hutchinson: 320-587-5508Willmar: 320-235-6022

Alexandria: 320-763-8244New Ulm: 507-359-3420 N

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Share your favorite recipeIf you would like us to publish a favorite recipe from your

recipe box, send it to Juliana Thill c/o Zest magazine, 170 ShadyRidge Road, NW, Suite 100, Hutchinson, MN 55350 or drop itoff at the Hutchinson Leader or Litchfield Independent Reviewoffices. Please include your name and a phone number if wehave questions. We will publish recipes as we have space.

Crunchy Pecan Shortbread Bars

1-1/4 cups flour1/4 cup granulated sugar1/2 cup (1 stick) butter or margarine1 egg, slightly beaten1/3 cup maple-flavored syrup1/4 cup firmly packed

brown sugar1 tablespoon butter

or margarine, melted1 teaspoon vanilla1-1/2 cups Post

Selects Maple PecanCrunch Cereal

Mix flour and granu-lated sugar in mediumbowl. Cut in 1/2 cupbutter until mixtureresembles coarsecrumbs. Press crumbmixture firmly on bottom of greased 9-inch square bakingpan. Bake at 375 for 20 minutes or until very lightlybrowned. Mix egg, syrup, brown sugar, 1 tablespoon melt-ed butter and vanilla until well blended. Stir in cerealuntil well coated. Spread evenly over warm crust. Bake anadditional 20 to 25 minutes or until topping is firmaround edges and slightly soft in center. Cool completelyon wire rack. Cut into 24 bars. Sprinkle with powderedsugar or drizzle with melted semi-sweet baking chocolate,if desired.

Answer toCrosswordPuzzlepublishedon Page 22

SOURCE: WWW.CULINARY.NET

24 ZEST | APRIL 2013

www.cedarcrestmn.com

For more information or tour, please contact Roz Ewald at 612-201-8348. E-mail [email protected]

CEDAR CREST ESTATE, INC.ASSISTED L IV ING FACIL IT IES

Services included in Low Base Rate:• Healthcare Assessment by

Registered Nurse

• 24-Hour Supervision by Trained Staff

• Medication Distribution

• Recreation, Exercise and

Spiritual Activities

• Three Meals a day plus Snacks

• Laundry and Linen Service

• Housekeeping and Maintenance

• Push button call system

• Utilities included

Cedar Crest of HutchinsonServing the Community since 1984225 Shady Ridge Rd. NW, Hutchinson320-587-7077

Cedar Crest of CosmosServing the Community since 2003

130 N. Neptune, Cosmos • 320-877-9100

Cedar Crest of Silver LakeServing the Community since 20091401 Main St. W., Silver Lake • 320-327-6577

Cedar Crest is unique in that we provide either minimal or total cares for our residnets,

eliminating the need for them to transfer to another facility when their comforts increase.

We also welcome Hospice Patients — Adult Day Services

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