Your Style eZine

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Makeup by Nicki Brown

Money Talk:Your Future

Financial Planning

Women’s Biggest Fears About Relationships

Fashion:Work Chic

Hi Readers,

Lingering phobias of past relationships keep some women

away from the dating game; a number of these

fears are unwrapped in this week’s issue of Your Style eZine.

Plus “Money Talks” examines your future

financial plan and lots more.

Live.Love.

Laugh a Lot.

Editor’s Note

Quote of The Week“Coming together is a beginning. Keeping together

is progress. Working together is success.”

-Henry Ford

september 20,2010

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Your Financial Future Planning

finance

Money Talk:

ong-term financial success not only takes disci-pline, it is a discipline in itself. Regardless of how

much or little you earn, everyone should have a financial fu-ture plan that serves as their roadmap to the future.

Spend Less Than You EarnThis sounds very simple but it is the number one rule to con-sider when planning your financial future, and it is often taken for granted. Spending more than you earn is the easiest way to get oneself into debt, and incomes don’t necessarily in-crease in the short run, so it might not be long before its one credit card paying for the other.

Budget, Budget, BudgetThis is a mere extension of rule one. Having a budget

is one thing but sticking to it is a completely different story. A budget helps you to track your expenses and expenditures. This way, you are sure to find ways of prioritizing as you iden-tify the trends in your expenses. No matter how insignificant expenses may seem, they do add up over time.

Have a Savings Account“It’s not what you earn but what you save”. Unless you have a trusty crystal ball handy you may want to prepare for the unforeseen. Think of your savings account as a reward to yourself. To make things smoother, you can have a portion of your income deducted which goes straight to your savings account.

Retirement Contribution PlanAge 65 seems far away now but the earlier you start

planning for your retirement the better it is. If your employer doesn’t have a retirement plan contribution, make every ef-fort to contribute to an Individual Retirement Plan (IRA). This is fast becoming popular at many local financial institutions.

Insurance CoverageWe are from a culture where it is automatic to as-

sociate insurance with death. An insurance plan goes beyond death as there are various plans that you can benefit from without the requisite kicking of the proverbial bucket. Find a plan that fits within your lifestyle and your budget. Always review your insurance and plan and update your beneficiaries if deemed necessary.

InvestmentsWith the rapid rate of inflation today, an investment

plan is a sure way of protecting the money you earn today for tomorrow. Beware of phony investment schemes with outrageous returns to lure you in. Invest your money with a legitimate financial institution that has the track record to prove it.

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Beware of phony investment schemes with outrageous returns to lurk you in. Invest your money with a legitimate financial institution that has the track record to prove it.

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ork attire does not have to be boring, especially now with the changes in the professional environment. Business casual has now become more popular and enables you to add your own personal style, while remain-ing classy and polished.

jazzyThis fitted long-sleeve black shirt fea-tures a spread collar and button front with a white pencil shirt that fits above the waist. Accessories with black belt and red open toe shoes add a little

‘jazz’ to the attire.

SophiSticatedThis sophisticated two-piece pencil skirt

suit in a light brown features a V-neck jacket with four-button front with basic

peach cami inside.

SeaSonally SimpleWhite ruffled front blouse with collar over black pants. Black jacket optional depend-

ing on what day it is.

your style eZinewww.ezineslimited.com

cover story

WWork ChicFashion:

Simple & trendy Short-sleeve double-breasted

jacket with mandarin collar over brown pants with a button closure on the zip-pered fly.

claSSic with a twiSt

Simple black cami with a red pencil skirt complement by

beige sailor jacket.

your style eZinewww.ezineslimited.com

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cover story

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buSineSS SuitWhite ruffled front blouse

with collar over black pants. The jacket trans-forms the outfit from

business casual to business suit.

Outfits are available at Kabella’s Shop # 6, Premier Plaza, Kingston 10.

your style eZinewww.ezineslimited.com

relationships

t is not strange to hear women equate being single with being independent, while voicing their strong sentiments that men do not complete them.

While we can agree that no relationship should be had simply for the sake of being in one, many women use their strong opinions to hide the fears they have about relationships that prevent them from moving forward.

FEAR OF NOT BEINg THE “PERFECT” MATCHEverybody remembers the “You complete me” scene from Jerry Maguire, but unfortunately the completion takes place long after those initial sparks stop flying. Find out as much about a partner before any serious commitment is made. No one wants to hear that they were a “right now” rather than a “right”. What should be understood, however, is that no couple will ever be 100 per cent compatible, so another “c” word will be very important…”compromise”. Compromise should however, always be mutual.

FEAR OF BEINg ALONEIf you are a person who itches at the thought of being single then there might be a problem in the making. Fear of being alone will keep individuals in damaging relationships and lead them to unwise ones. Learn to give yourself time to assess your needs and you might find a more fruitful experience.

FEAR OF ABuSENobody should take abuse, be it physical or verbal. Wom-en should watch out for early signs of abusive tendencies. Psychologists and common sense recommend that a woman should walk away from the firstsigns of an abusive relationship.

THE FEAR OF uNFAITHFuLNESSMany people today believe that having one partner is merely a myth and that it died along with our great grandparents.

Women in particular, believe men are more likely to cheat in a relationship or that all men cheat. This sentiment, while understandable, is rather unfair to the good men that are out there but especially unfair to yourself. Assess each person on their merits and proceed accordingly.

FEAR OF CLOSENESS ANd INTIMACYAfter several halfhearted attempts at a relationship, you may have made up your mind to stay far away from such troubles. This can lead to damaging, seemingly innocuous arrangements that start out in convenience but normally end in hurt. No one really wins in a relationship based just on sex and even though you might say it is your choice, most people really want a relationship in which you can connect with the other person, while sharing their fears, dreams and aspirations.

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Women’s Biggest FearsAbout relAtionshiPs

While we can agree that no relationship should be had simply for the sake of being in one, many women use their strong opinions to hide the fears they have about relationships that prevent them from moving forward.

your style eZinewww.ezineslimited.com

relationships

HOLLYWOOd STARS WHO SHARE YOuR FEARS…..Most women believe that relationship woes with the opposite sex are restricted to average females. Truth be told, even famous Hollywood women had to deal with such issues.

Mary J. Blige - Queen of hip-hop soul Mary J. Blige had carried her baggage of abuse, drugs and alcohol for years with her; all of which she endured during a relationship with Jodeci’s lead man K-Ci. She often discloses that she is just now learning how to trust men and is cur-rently married to Martin Kendu Isaacs going on seven years.

Halle Barry - “I did not want my mar-riage to end. I felt like my world was coming apart. I was begging and plead-ing with him because I always thought my marriage would be for life,” said Halle Berry on her first marrige. Her second marriage also turned sour with R&B singer Eric Benet and his numerous infidelities.

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