YOUR MINI, YOUR WAY.€¦ · A MINI Chattel Mortgage allows you to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), the deposit

MINI FINANCIAL SERVICES.

YOUR MINI, YOUR WAY.

PUT YOURSELF IN THE DRIVER’S SEAT.MINI Financial Services offers packages that are designed to help you get your hands on the MINI of your choice. Be it long term or short term – you’ll discover a vast variety of solutions, payment options and fixed interest rates.

In this brochure you will find an overview of the options offered by MINI Financial Services and learn how we can tailor your finance contract to suit your lifestyle.

Once you have chosen your fabulous new MINI (the hard part), the Business Manager at your MINI Garage will work with you to find a solution that suits your needs, so all you have to worry about is picking the colour of your MINI.

Alternatively, visit MINI.com.au

CONTENTS.

Consumer Loan 5

MINI Flex 6

Chattel Mortgage 9

Prestige Lease 10

Additional Services

ePortal 12

Finance Website 12

My MINI Account 12

Insurance and Warranties

Prestige Motor Vehicle Insurance 14

New and Used Vehicle Extended Warranty Insurance 14

Tyre and Rim Insurance 15

Motor Equity Insurance 16

Purchase Price Insurance 16

Lease Protect Insurance 18

Loan Protection Insurance 18

WHAT SERVICE IS BEST FOR YOU?

Personal

MINI Flex

MINI Flex

Consumer Loan

Prestige Lease

Chattel Mortgage

Business

MINI Insurance

FUN, FREEDOM, FLEXIBILITY. A MINI Consumer Loan is ideal if you use your vehicle wholly or predominantly for private purposes (this means that the vehicle is used privately for more than 50% of the time).

You can tailor your monthly repayments by selecting a contract term from 24- 60 months. To make your budgeting easier, payments are fixed during the period of the contract and can be direct debited from your nominated account.

You can elect to have a final lump sum payment (residual) on the contract or you can choose a contract without a final lump sum payment and enjoy owning your MINI outright at the end of your contract.

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Customer Type Consumer

MINI Flex Yes

Vehicle New / Demo / Used

Terms 24 to 60 Months

Interest Rate Fixed

Payment Frequency Monthly

Payment Method Direct Debit / BPAY®

Balloon / Final Lump Sum Payment Optional

Early Termination Fee No

Monthly Account Keeping Fee No

24/7 Online Access Yes

MINI Prestige Motor Vehicle Insurance Yes

MINI Motor Equity Insurance / PPI Yes

MINI Extended Warranty Insurance Yes

MINI Loan Protection Insurance Yes

*Provided your vehicle meets fair wear and tear conditions and has not exceeded the contracted kilometre allowance.

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GET A CLEAR PICTURE OF THE FUTURE.MINI Flex is designed to help you enjoy the future with the security of knowing exactly how much your MINI will be worth at the end of your contract with a Guaranteed Future Value. It’s perfect for both commercial and consumer customers.

Simply select the contract term that best suits your needs – 24, 36, 48 or 60 months with the option of a 15,000, 20,000 or 25,000 annual kilometre allowance. And at the end of your contract you can:• Trade-in • Refinance • Payout • Hand back the keys with no further obligation.*

MINI FLEX.FUTURE-PROOFED FINANCE.

Customer Type Consumer and Commercial

Vehicle New / Demo


Interest Rate Fixed



Balloon / Final Lump Sum Payment Guaranteed Future Value








CRAFTED FOR YOUR COMPANY.A MINI Chattel Mortgage is ideal for sole traders, companies and partnerships that are eligible to claim their vehicle is being utilised predominantly for business purposes.*

A MINI Chattel Mortgage allows you to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), the deposit amount and the option of a final lump sum payment.

*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria.

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Customer Type Commercial

MINI Flex Yes



Interest Rate Fixed



Balloon / Final Lump Sum Payment Optional







MINI Tyre and Rim Insurance Yes


CLEVER BUSINESS, HOLD THE CAPITAL. A MINI Prestige Lease is a great way for a business customer to purchase a vehicle without tying up capital, allowing those funds to be used elsewhere in the business.*

Flexible contract terms (24 to 60 months) are available and, as the residual value can be varied according to the contract term,̂ repayments can be tailored to suit your business and your budget.

MINI Financial Services also allows customers to novate their leases which is an ideal way to salary package a vehicle.̂

*We recommend that you seek independent financial advice for your specific circumstances and consult your accountant regarding eligibility criteria. ^Subject to minimum ATO guidelines.

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Customer Type Commercial

MINI Flex Yes



Interest Rate Fixed



Balloon / Final Lump Sum Payment Required







MINI Tyre and Rim Insurance Yes


CONVENIENCE IS IN THE DETAILS. Visit the MINI Financial Services website, where you can view the range of MINIs available to you, based on a weekly repayment that suits your lifestyle. You may discover that the one you’ve always dreamed of owning is more affordable than you thought. Once you have chosen your MINI you can make an enquiry or book a test drive with your preferred MINI dealership. www.mynewMINI.MINI.com.au

MINI ePortal is a simple and secure way to sign, upload and download finance agreement documents in an online environment. Employing market leading technology, MINI ePortal does away with the need for pen and paper, allowing you to digitally sign and manage the documents required for financing your new MINI purchase quickly and efficiently. You can do so where and when it suits you across a variety of devices, 24/7.

My MINI Account provides you with secure online access to your MINI Financial Services account details 24/7 so you can view transactions when you want to. My MINI Account gives you access to your account statements, allows you to update your personal details, set up SMS payment reminders, get interest payment details and much more.

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PEACE OF MIND, PRACTICALLY SPEAKING. MINI Tyre and Rim Insurance* is a practical insurance solution designed to provide peace of mind by covering you if your motor vehicle tyres are:• Punctured • Suffer a blow out• Damaged by potholes, kerbs and various road hazards.

MINI Tyre and Rim Insurance includes cover for damage to the wheel rim if it is:• Cracked• Warped• Misshapen by various road hazards.

THE CONFIDENCE TO CONTINUE. MINI New Vehicle Extended Warranty Insurance* offers as an extension of your original new vehicle warranty and can be purchased right up until the very last day of your new car factory warranty.

MINI Used Vehicle Warranty Insurance* protects you against expensive mechanical repairs, ensuring that every drive can be one of pure joy.

You will also receive: • MINI Roadside Assistance and Accident Management • No excess payable • Pay by the month option available • Australia wide coverage.

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PROTECT YOUR LOVED ONE. MINI Prestige Motor Vehicle Insurance* ensures your MINI remains a MINI by guaranteeing it will be repaired with genuine MINI parts and by an Accredited MINI Body shop. That means it will always meets the highest standards that MINI is known for.

You will also receive: • New for Old replacement of a vehicle up to 3 years* • Choice of Accredited MINI repairer• Repaired with MINI specialised equipment• MINI trained technicians• Flexible payment options.

*Please read the PDS for full terms and conditions.

EXPERIENCE 360˚ COVERAGE.MINI Motor Equity Insurance* can provide cover in the event of your vehicle being declared a total loss up to the amount of your shortfall. This means you are paid out the difference between your insurance payout and what remains on your finance contract.

By making a one-off premium payment when your finance agreement commences, MINI Motor Equity Insurance can cover you up to the limit chosen for the financial shortfall that may occur if the comprehensive insurance payout does not cover the loan balance still owing on your vehicle.

MINI Purchase Price Insurance* provides cover if your vehicle is declared a total loss and the comprehensive motor vehicle insurance payout is less than the purchase price of the vehicle.

Prestige Motor Vehicle, Tyre and Rim, Motor Equity and Warranty insurances under the MINI brand are issued by Allianz Australia Insurance Limited, AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). In arranging this insurance MINI Australia Finance Limited ABN 78 007 101 715 and authorised dealers act as agents of Allianz and not as your agent.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision about this insurance please consider the PDS or the policy document available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our services.

*Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement before making a decision.

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ARE YOU READY TO MEET YOUR MINI? You are one step closer to meeting your very own MINI. Once you choose the one that’s perfect for you, the next step is to speak with the Business Manager at your local MINI Garage about our range of finance and insurance products that will help you own your MINI, your way.

LOW RISK, HIGH PRIORITY. MINI Lease Protect Insurance* is designed to secure your vehicle lease payments in the event that you are unable to meet your financial commitment.

MINI Lease Protect helps protect you from the financial exposure on your lease that could occur through unexpected circumstances. This insurance offers convenience and flexibility with three cover options to choose from. That means you’re covered for death, involuntary unemployment and shortfall on your finance contract if your vehicle is declared a total loss and the comprehensive insurance payout is less than the balance of the finance still owing.

Lease Protection Policy is issued by the following insurers for the covers indicated: “Part 2 - Involuntary Unemployment cover” and “Part 3 - Motor Equity cover” are issued by Allianz Australia Insurance Limited AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). “Part 1 - Death Cover” is provided by Allianz Australia Life Insurance Limited AFS Licence No. 296559 ABN 27 076 033 782 (Allianz Life). Allianz acts as Allianz Life’s agent in offering and administering the Part 1 - Death cover.

We do not provide advice on this insurance based on any consideration of your objectives, financial situation or needs. Before making a decision about this insurance please consider the PDS available from this website. If you purchase this insurance we receive a commission from Allianz. Ask us for more information before we provide you with our service.

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ALWAYS LOOKING OUT FOR YOU. MINI Loan Protection Insurance* is a consumer credit insurance that provides cover for your obligations under a loan agreement. MINI Business Loan Protection Insurance can be taken if at least 50% of the loan will be applied towards business or investment purposes.

A loan agreement commits you to specific repayment obligations, and if you were unable to meet those obligations, you would still be liable to fulfil the repayment terms of the contract. MINI Loan Protection Insurance helps you secure those commitments, protecting you and your family from the financial consequences of the unexpected by offering a range of options that can include cover for disability, trauma and death, and involuntary unemployment.

*Cover subject to policy terms, conditions, limits and exclusions. Please consider the Product Disclosure Statement before making a decision.

Loan Protection Policy is issued by the following insurers for the covers indicated: “Part 2 - Disability cover” and “Part 3 - Involuntary Unemployment cover” are issued by Allianz Australia Insurance Limited AFS Licence No. 234708 ABN 15 000 122 850 (Allianz). “Part 1 - Trauma and Death Cover” is provided by Allianz Australia Life Insurance Limited AFS Licence No. 296559 ABN 27 076 033 782 (Allianz Life). Allianz acts as Allianz Life’s agent in offering and administering “the Part 1 - Trauma and Death cover.

This brochure is not a contract and does not constitute a quote or offer of finance from MINI Financial Services (a division of BMW Australia Finance Ltd) Australian credit licence 392387, ABN 78 007 101 715. Fees, charges, terms, conditions and approval criteria apply. Any information provided to you in this brochure is general in nature and does not represent legal or financial advice. You should obtain independent financial and legal advice relevant to your specific circumstances before making any decision in relation to finance and insurance. Please consider the Product Disclosure Statements before making your decision. MINI Insurance products are underwritten by Allianz Australia Insurance Limited AFSL 234708 and Allianz Australia Life Insurance Limited AFS licence No. 296559 ABN 27 076 033 782, ABN 15 000 122 850 (Allianz). In arranging this insurance MINI Financial Services acts as an agent of Allianz and not as your agent.

MINI FINANCIAL SERVICES.

YOUR MINI, YOUR WAY.€¦ · A MINI Chattel Mortgage allows you to tailor your finance contract to best suit your needs with flexible contract terms (24 to 60 months), the deposit

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