With double the grant, life’s twice as good from WA Housing

With double the grant, life’s twice as good.

From WA Housing

Introduction:As most of you already know, the government currently offer a First Home Owner Grant of $10,000.

To match their generosity and make home ownership even more enticing, WA Housing are giving you $10,000 off your choice of home in our exciting range of value-packed designs.

So, as long as you qualify, that’s a huge saving of $20,000!

What we’ll cover:• Financial advice for first time

buyers.• How to make the most of your

grant.• First Home Owner Grant

explained in detail.• How to apply.• Other ways to save.

1.

Due to WA Housings partnership with The Loan Company, we can help with all the applications, offer a range of options and give financial advice that best suits you every step of the way.

Get a head start on the property ladder

“Don’t be nervous, when it comes to financing your home, you’re not on your own.”

2.

With $20,000 extra in your pocket, think carefully about what you are going to do with it.

Will you splash out on fine furnishings, make a few adjustments to the finish of your home or simply save?

Make the most of your grant…

“We’re matching the governments generosity!”

3.

WA Housing have a huge selection of homes to choose from.Why not visit a display home or browse around the website for inspiration?

A collection to choose from

Your first home could just be a couple of clicks away!

4.• It’s a national scheme, funded

by the states and territories legislation.

• There is no tax payable on the grant.

• Only one grant is payable per eligible transaction.

• If you have a spouse or partner who has previously received a grant, you will not be eligible.

• The grant will be paid directly to your mortgage lender.

First Home Owner Grant (FHOG) explained…

“Remember, you can only apply for one grant, even if there are more of you purchasing.”

5.The current First Home Owners Grant in WA came into effect on the 25th September 2013. It currently stands at $10,000 for those looking to build a new home (the FHOG increased from $7,000 to $10,000).

Keep up to date…

“Always keep an eye on the government website for updates in your area.”

6.• You must be an Australian

citizen or permanent resident.• You must not have owned

property in this country.• You must have lived in Australia

for at least six months.• You must be over 18 years of

age.• You must be buying or building

your first property as a person.

Are you eligible?

“Don’t forget, you must live in the property for at least six months.”

7.

Simply download the application form from the government website, complete and lodge it yourself on completion of sale.

How to apply

WA Housing can do all the hard work for you.

8.You may also be eligible for The Home Buyers Assistance Account – which is a grant of up to $2,000 for expenses of buying an established or partially built home.

Looking for other ways to save?

“Check the government website on a regular basis for other grants and assistance.”

9.The scheme provides a grant when first time buyers purchase an established or partially built home through a licensed real estate agent.  The maximum purchase price criteria for the Home Buyers Assistance Account is $400,000.

(HBAA) explained…

“Always keep an eye on minimum and maximum prices to make sure you’re eligible.”

10.

WA Housings’s mortgage calculator or home loan calculator is a simple and easy way to assess your eligibility for a home loan.

Managing your finances made easy…

“WA Housing have Finance Specialists who are happy to help!”

WA Housing know how hard it can be to save the deposit for your first home, that’s why they’ve decided to give you a helping hand!

With lots of ways to save, including grants and pre-calculations, you could be a home owner in no time.

Summary: