Welcome! []€¦ · Raiffeisenbank (Bulgaria) Active Protection in EUR is the largest EUR mutual fund in Bulgaria with EUR 25 million net assets of 31.12.2018 11. 12 Branch Network

Raiffeisenbank (Bulgaria)

H1 | 2020

Raiffeisenbank (Bulgaria) EAD is part of the Austrian Raiffeisen Bank International Group

Established in 1994 as the first green-filed investment of a foreign bank in Bulgaria

Raiffeisen Bank International AG

16.7million

customers

~2 000offices

~46 000employees

13markets

One Group

We are the most recommended

financial services group

We transform continuous

innovation into superior customer

experience

VISION 2025

MISSION

Raiffeisenbank (Bulgaria) EAD

Key Data

Retail Banking

Corporate Banking and Capital markets

Key Data 30.06.2020

Total Assets (in BGN mln.) 9 369

Loans to customers (in BGN mln.) 5 874

Deposits from customers (in BGN mln.) 7 752

Profit after tax (in BGN mln.) 13.8

Number of customers 621 531

Number of branches 133

Number of employees 2 765

Universal bank

Large, Mid and Small enterprises, treasury

and investment banking

Private individuals, micro companies and

entrepreneurs, premium banking

Digital and Agile Mindset

25%Penetration of RaiMobile among our

customers

15%Share of digitally initiated consumer loans

↑ 3.2%Digitally acquired new clients

According to a customer survey of

KANTAR TNS the bank is perceived as a digital leader on

Bulgarian banking market16 000

Registered card in the digital wallet RaiPay

↑ 3 500Active users of Apple Pay

↑ 400Premium clients

Communicate with their consultant via RaiConnect

100microbusiness

↑ ↑

Innovations: Results

Retail Banking

10.9%Market share in loans to households

7.7%Market Share in attracted funds from households

30.06.2019 30.06.2020

Loan portfolio (in BGN mln.) 2,050 2,287

Attracted funds (in BGN mln.) 3,925 4,574

Number of issued cards 560 000 577 000

Corporate Banking

7.5%Market share in

corporate loans

9.3%Market share in

corporate deposits

Regional centers

across the country

Full range

of banking products and services

30.06.2019 30.06.2020

Number of customers 8,085 8,508

Loan portfolio (in BGN mln.)2,261 2,296

Deposits (in BGN mln.)1,765 2,196

Continuous development of digital channels

through short sprints for delivery of software solutions,

developed by agile teams

Micro Business

4000New customers in H1 2020

200Online applications for loans

30.06.2019 30.06.2020

Number of customers 63 592 61 953

Loan portfolio (in BGN thousands) 779 889 896 112

Deposits (in BGN thousands) 813 516 941 456

Subsidiaries

Raiffeisen Leasing Bulgaria

One of the leading local leasing

companies with market share of

11.2% as of 30.06.2020 г.

Electronic signature of the

leasing contracts

Universal leasing company, which

offers the full range of leasing

products and services

30.06.2019 30.06.2020

Number of the active contracts

13,282 14,446

Leasing portfolio (in BGN mln.) 435.0 476.7

Raiffeisen Asset Management

11.6% (2nd place)

Market Share

BGN 188.6 mln.

Assets under management in the local mutual funds

6Mutual Funds

Over 16 000Customers

Operations in

RaiffeisenONLINE

Branch network in six regions

14North-West

18

2026 21

34

133branches across

the country

Sofia-East and

South-WestNorth-East

Sofia-West South - Central South-East

Corporate social responsibility

Every year the platform gathers socially-significant and sustainable projects in the spheres of healthcare, social, culture and education, environmental protection

During the last 12 campaigns (2009 - 2020)Raiffeisenbank and its employees supported 283projects. Donated funds, together with the donations from the public amounted to more than BGN 3.5 million.

„Choose to help“

In 2020 the campaign’s focused on the fight with COVID-19. and supported the medics in Military Academy, Pirogov and Alexandrovska Hospital. The funds, raised by the bank, its employees and donations from the public amounted to BGN 328 180.

„The Lesson of the Bank“

Initiative for financial literacy among pupils and students. Over 700 children across the whole country had their first financial lessons.

H. Stepic CEE Charity

Annual Support

Volunteering

Over 30 initiatives with the participation of more than 1200 employees

21Prestigious awards for

corporate social

responsibility

Thank You!