Webinar presentation: Openness is changing the future of payments

OPENNESS IS CHANGING THE FUTURE OF PAYMENTS.

WEBINAR, 7 JULY 2015

TODAY‘S PRESENTERS

ADMINISTRATIVE ITEMS

Questions are welcome!Send questions to the host via a chat message during the presentation and they will be asked by the moderator during the Q&A session.

After the webinar we will send you the full white paper.

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Omni-channel Payment Solutions 3

What is Openness and how does it apply to payments?

The evolution of Open payments

How Open payments are changing the marketplace

How to become Open

The benefits of Open payments

Q&A

AGENDA

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WHAT DO WE MEAN BY OPEN PAYMENTS?

PAYMENTS ARE ABOUT TECHNOLOGY, BUSINESS AND TRUST…

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… WHILE OPENNESS IS ABOUT ACCESSIBILITY, FLEXIBILITY AND TRANSPARENCY.

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WE WILL EXPLAIN BOTH BY USING EXAMPLES

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OPENNESS IN TECHNOLOGY

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OPENNESS IN BUSINESS

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OPENNESS IN TRUST

THE EVOLUTION OF OPEN PAYMENTS

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THE PAYMENTS MARKETPLACE IS TRANSITIONING FROM CLOSED TO OPEN.

HOW OPEN PAYMENTS ARE CHANGING THE MARKETPLACE

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1. Payments are becoming integrated into a wider set of services

2. Open payments create real value for payment specialists

3. All stakeholders benefit from better services

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THREE REASONS WHY OPEN PAYMENTS REALLY MATTER

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• Fully embedded• Completely invisible• Enable real global service• Facilitate omni-channel

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1. PAYMENTS ARE BECOMING AN INTEGRATED PART OF COMMERCE

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• Faster time to market• Enhanced usability leads to incremental sales• Flexibility in business models

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2. OPEN PAYMENTS CREATE REAL VALUE

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3. BENEFITS FOR ALL STAKEHOLDERSC

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• Better service• More choice• Better integration• Higher conversion = incremental business• Lower cost

Mer

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Ban

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Oth

ers

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THE GATEWAY PLAYS A PIVOTAL ROLE IN UNLOCKING OPPORTUNITIES FOR MERCHANTS

WE INVITE YOU TO DOWNLOAD THE WHITE PAPER TO LEARN HOW YOUR BUSINESS CAN BENEFIT

PRACTICAL INSIGHTS FOR EMBRACING OPEN PAYMENTS

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PAYMENTS THROUGH OPEN TECHNOLOGY AND AN OPEN BUSINESS MODEL: PAY.ON

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ACCESSIBLE SERVICES IN TECHNOLOGY

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Accessible services for all stakeholders in the ecosystem

ONE SINGLE API FOR ALL PLATFORM FEATURES

• Available anytime, anywhere, and on a do-it-yourself basis

• APIs and other integration options that are quick, convenient

• Non-proprietary interfaces and standard formats

Payment formsReady-made payment forms available in more than 25 languages

Server-to-ServerBackoffice payments,Recurring payments,Tokenization

Apple PayWhite label SDKAll acquirers, all currencies

ReportingConsolidated reporting across all channels and payment methods

AdministrationAutomated merchant management andconfiguration

Open Merchant DashboardLets clients create their own dashboard under a single login

ONE SINGLE API FOR ALL PLATFORM FEATURES

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FLEXIBILITY IN TECHNOLOGY

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Rich functionality for all stakeholders in the ecosystem

MODULAR SERVICES PROVIDED THROUGH A FLEXIBLE API

• Services are provided individually and can be combined with others

• Services are developed both in-house and through third parties

• Partners choose components to suit their business model and

combine with other services as appropriate.

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MERGING THE ACQUIRER AND MERCHANT PORTALS All merchant services available under a single login

Embedded acquirer portal

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TRANSPARENCY IN TECHNOLOGY

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• Publicly available resources, documentation, and reporting

• Interactive and robust documentation and product guides

• Developer forums

ONLINE, INTERACTIVE, AND WHITE LABEL DOCUMENTATION GUIDE

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A WHITE LABEL APPROACH MULTIPLIES OPENNESS

Open Payment Platform

PUT YOUR LOGO HERE

CHOOSE THE BEST PAYMENT METHODS

FOR YOUR BUSINESS

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TARGETING CENTRAL EUROPEAN MERCHANTS

PAYMENT METHODS SELECTED BASED ON THE BUSINESS

AND MARKET

ACQUIRER ONLY WANTS TO

INTEGRATE SME MERCHANTS VIA

COPYandPAY

SERVER-TO-SERVER REMOVED

ACQUIRER LINKS DOCS.OPPWA.COM TO HIS WEBPAGE – JUST

ONE CLICK

INTERACTIVE AND ROBUST DOCUMENTATION GUIDES

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2CHOICEIntegration options, code samples in different programming languages, SDKs

1INSTANT ACCESS AND COMPLETNESSStep by step tutorials, try-it-out buttons, interactive documentation,responsive tutorial designs

3 GREAT SUPPORT TEAMSActive, engaged, attentive, responsive, present at events

THE KEY ELEMENTS OF OPENNESS IN TECHNOLOGY TO CREATE A GREAT INTEGRATION EXPERIENCE

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BENEFITS FOR STAKEHOLDERSA “win-win” for all!

Open Payment Platform

The simplestself-service integration

Reduced support costs

Save money

PSP

Fast integration to start selling faster

Board more merchantssimultaneously

Differentiation and value-added services

Create and sell services and apps in an ecosystem

Make money Enable partnerships and innovation

PSP

Merchant

PSP

Merchant

3rd party

THE TIME FOR PAYMENT PROVIDERSTO MOVE TOWARDSOPENNESS IS NOW.

© July 2015 PAY.ON AG. All rights reserved.For use in the European Union, USA and other countries. | WP-OP | EU

QUESTIONS?(Please direct your questions to the host via the system’s chat function)