We are changing the way financial advice is delivered.
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We are changing the way
financial advice is delivered.
We are humanizing financial advice so it’s personal,
proactive, transparent, and accountable.
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Level Four® Wealth Management (”Level Four”) is an independent wealth advisory firm dedicated to providing an exceptional client experience. Our focus is on delivering objective and proactive advice, which distinctly positions us to act as your trusted advisors; guiding you through life’s most important financial decisions.
Prospective clients may have the following questions like:
WHO WE AREOUR MISSION
What keeps you up at night? That’s what we want to know, and it’s exactly why we approach financial advice differently. Instead of promoting products, or having an agenda to push, we practice thoughtful listening and ask questions and work to get to know you. We understand these challenges and propose targeted solutions to the issues that matter most to you.
▪ How can I organize my finances so I know where everything is and what it’s worth? ▪ When can I retire, and with what level of income? ▪ How can I send my children to our favorite university? ▪ How can I properly sell my business? ▪ What are the best strategies to maximize what I leave behind? ▪ How can I reward key employees without giving up control of my business? ▪ How can I better coordinate my financial, tax, and insurance advisors? ▪ How can I minimize my tax liability?
“...we can propose targeted solutions for the issues that
matter most to you.”
a team of financial professionals, with varying specialties, that work together to develop comprehensive financial advice
and solutions for their clients
ENSEMBLE PRACTICEEN·SEM·BLE \ ÄN-ŚÄM-BӘL | PRAC·TICE \ PRAK-TӘS
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WHAT WE BELIEVEOUR APPROACHToday’s market complexity and volatility demand specialized attention and a holistic approach to wealth management. We believe an efficient and successful way to meet this demand is by employing an ensemble practice methodology.
Collectively, our advisors possess an impressive range of specialties, expertise and decades of experience in the industry. By utilizing a team-based approach, your advisor is able to supplement their individual knowledge and experience with additional resources when needed, to help ensure all facets of your wealth management needs are being met. This, in concert with our experienced staff, promotes an exceptional client experience from day one.
A team approach to wealth management helps to ensure you receive comprehensive advice
and solutions for your unique objectives.
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WHAT WE DOTHE FOUR LEVELSIn order to implement our mission of optimizing your financial strength, we adhere to the Four Levels of client service. We will work with you to organize your financial world, create targeted strategies in a collaborative process to prioritize life’s objectives, plan for unpredictable events and maintain proactive communication with a personalized financial roadmap.
• Life Insurance• Long Term Care• Bene�ciary & Heir Review• Premature Death Readiness• Will & Trust
• The Roadmap• Proactive Services Menu
• Education• Retirement• Estate Tax• Succession & Legacy• Business• What’s My Number?
• E-Document Vault• Personal Consolidated Financial Website• Spending Analysis• Balance Sheet• Net Worth Reporting
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LEVEL ONE: ORGANIZEWEALTH OVERVIEWWe are committed to helping you with more than simply putting your assets in order, we also give you the comfort of knowing that it all can be accessed in one place. A Personal Financial Website will consolidate all of your investment accounts, financial information and legal documents in a central location. Seeing your entire financial picture in one place will simplify your financial life and helps us make better financial decisions together.
YO U R P E R S O N A L F I N A N C I A L W E B S I T E
ORGANIZERConsolidate all your important fi nancial information in one place. Start by connecting your fi nancial institutions in the “Accounts” section of the Organizer in order to get an updated view into your accounts and investments in real-time.
GOALSNext, add in your goals and fi nancial priorities and personalize your site by adding photos and important milestones. Easily add goals, track your progress toward funding those goals, and visualize how your goals impact your long-term fi nancial outlook.
VAULT Upload your important documents for safe keeping and easy access when you need them. Protected by the highest level of encryption in the industry, private folders provide a secure location to store sensitive fi les, while shared folders enable you and your advisor to easily share and access important documents for review.
SPENDING & BUDGETINGAccess the Spending tab to see where your money is going each month, establish a budget to manage your expenses, and make adjustments based on actual spending, saving and investment data.
INVESTMENTSMonitor your investment performance and asset allocation. Make sure to fi rst connect all your investment accounts so you can get an accurate picture of your fi nances.
MOBILEYour Personal Financial Website for answers in the palm of your hand. With mobile access to your website, your complete fi nancial picture is in the palm of your hand, whenever you want, from wherever you are.
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LEVEL TWO: CREATEDEFINE OBJECTIVESA thorough understanding of your current financial picture and future objectives allows us to create targeted strategies for pursuing your goals, dreams and ambitions. We will partner with you on a journey to help you discover and work towards what is truly meaningful to you.
FINANCIAL EDUCATION & ORGANIZATION LIFE EVENTS & FAMILY
ESTATE PLANNING
EDUCATION FUNDING BUSINESS PLANNING
RETIREMENT PLANNING
ASSET MANAGEMENT FAMILY OFFICE
RISK MANAGEMENT TAX PLANNING
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RETIREMENTINCOME
PROTECTION
VOLATILITYASSESSMENT
INSURANCENEEDS
ANALYSIS
HEALTHCAREPLANNING
LEVEL THREE: PLANMONITOR & ADJUSTWe believe advice is an ongoing, organic and living engagement. It’s more than a one time event or the occasional check-in. It should adapt to unpredictable events so you can be prepared for life’s challenges. At Level Four, we practice a proactive approach and have the tools to illustrate how future events could affect your ability to achieve your financial goals. We will continuously monitor your plan and make adjustments as needed.
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Proactive communication means more than just great service. We strive to make our relationship as personal as it is professional. To maximize our communication, we will create a personalized financial roadmap that will serve as a visual guide of our entire plan throughout the years ahead. Your roadmap is continuously updated to reflect adjustments and track what has been accomplished.
LEVEL FOUR: COMMUNICATETHE ROADMAP
Level Four® Advisory Services: Planning Roadmap for Sample Client July 16, 2018
6/1 7/1 Contact - Phone 8/1 Contact - MeetingAccountability Check In Family Balance SheetPersonal Financial Website Maintenance & Review 12-Month Spending ReportVault Review Cash Flow - Est/Review BudgetAccount Link Check In Investment Policy StatementUnclassified Investment Check In Investment Review - Current
Investment Review - 401(k)Volatility Assessment
9/1 10/1 Contact - Phone 11/1 Contact - MeetingVault Review - Social Security Benefits Social Security MaximizationVault Review - Retirement Plan Documents Retirement Income ProjectionVault Review - Employer Retirement Benefits Probability of Plan Success ReportMinimum Required Distribution Family Balance SheetRetirement Scenarios
12/1 1/1 Contact - Phone 2/1 Contact - MeetingEstate - Link Inner Circle Review Docs - WillsEstate - Probate Estimate Review Docs - TrustsEstate - Estate Tax Projection Review Docs - Medical/Durable POAEstate - Probate Estimate Review Docs - Advanced DirectivesVault Review - Guardianship for Minors Discussing Legacy with HeirsTrust Discussion Family Balance Sheet
3/1 4/1 Contact - Phone 5/1 Contact - MeetingLife Insurance Needs Analysis Life Insurance - Review CurrentLong Term Care Needs Analysis - Parents Long Term Care Analysis - ParentsEducation - 529/UGMAs/UTMAs Education Funding for GrandchildrenFamily Care - Aging Parents Elder Care - Written Plan of Action
Family Balance Sheet
Report & Recommend
Confirm Education Goal
Family_Needs_Planning
Vault Discussion - Trusts, Wills, Medical, Dur POA, Adv DirectivesVault Discussion - Guardianship for MinorsEstate Lawyer Reccommendation
Confirm Retirement Income Goal
July, 2018Proactive Check In
Organize_and_Investment_Planning
August, 2018
Define Goals
Bucket List Review
Contact - Meeting
September, 2018Establish Clarity
Contact - Email
June, 2018Establish Personal Financial Website
Prioritize Life’s Objectives
Organize_and_Investment_Planning
February, 2019Report & Recommend
April, 2019Proactive Check In
Estate_Planning Estate_Planning
January, 2019
Retirement Readiness Review
Proactive Check In
Visit SSA.gov for Social Security Benefit Statement
Vault Discussion - Corporate Retirement PlanVault Discussion - Retirement Plan Documents
Estate_Planning
March, 2019Establish Clarity
December, 2018Establish Clarity
Contact - Email
Contact - EmailVault Discussion - Life, Long Term Care, Disability Contracts
Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Level Four Advisory Services, LLC, a registered investment adviser and separate entity from LPL Financial. LPL Registered Representatives are not engaged in providing tax or legal advice. Please seek the assistance of a qualified legal advisor for legal advice and for the creation of trusts and legal documents. We suggest that you discuss your specific tax issues with a qualified tax advisor.
Family_Needs_PlanningFamily_Needs_Planning
May, 2019Report/Recommend
Proactive Check In
Organize_and_Investment_Planning
Retirement_Planning Retirement_Planning Retirement_Planning
October, 2018
Fact FinderRisk Tolerance AssessmentEstablishing Personal Financial Website
Vault Discussion - Documents to UploadUpdate Transaction Privacy Setting
November, 2018Report & Recommend
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WHERE WE AREOUR LOCATIONS
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♦ Af�liated Advisors
Franchise Of�ces
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OFFICE LOCATIONS
5850 Granite Parkway Suite 270 Plano, TX 75024 P 866.834.1040 www.levelfouradvisors.com
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Level Four Advisory Services, LLC, a registered investment adviser. Level Four Advisory Services, LLC and Level Four Wealth Management are separate entities from LPL Financial.
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080818 READY TO GET STARTED?Visit our website, www.levelfouradvisors.com,
to learn more and find an advisor near you.
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Corporate Headquarters:5850 Granite Parkway, Suite 270
Plano, TX 75024
Phone: 866.834.1040Fax: 866.763.9136
Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Level Four Advisory Services, LLC, a registered investment advisor. Level Four Advisory
Services, LLC and Level Four Wealth Management are separate entities from LPL Financial.
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