WB21 Group Presentation 09€¦ · • WB21 converts cross border payments into local ACH payments. • WB21 connects to local ACH hubs in several regions. • WB21 pays minimum fees

September 2017

WHO IS WB21

The only Bank offering real time online account opening to Private & Business customers in 180 countries

Fully licensed and regulated Financial Institution

Cross Border Payments in 28 currencies

More than 2 million Customers

$2B+ monthly cross border payment volume

PAIN POINTS IN BANKING

TRADITIONAL BANKSAccount Opening

• Requires physical meetings and extensive documentation

• Is difficult for people and businesses from other countries

• Is difficult for people living in underbanked countries

• Costs time and money with no success guaranteed

TRADITIONAL BANKSCross Border Payments

• Takes days before funds are received• Are difficult for customers to trace between

debit and credit• Are expensive due to high currency exchange

and wire transfer fees

“EXPERIENCING THE PAIN POINTS IN BANKING, WE DECIDED THE WORLD NEEDS A BETTER SOLUTION”

SOLUTION

BANKING PLATFORM Private and Business Clients

Payments

• Real time tracking• Instant settlements• 1/10 of banking fees• 10x faster than Banks• MasterCard Debit Cards

Account opening

• Real time set up• Online / smart phone app• Accounts in 28 currencies• Clients from 180 countries

PRODUCT

CHECKING ACCOUNTS FAST INTER. PAYMENTS

DEBIT CARDSCURRENCY EXCHANGE

COMPETITIVE ADVANTAGES

We developed the proprietary payment technology (IRTP©) for real time settlements worldwide.

Transaction time Cross Border

Payments

Fees Online Account opening for Clients

from other countries

Trace Cross Border Payments Real Time

2-7 days up to 9.0%

1 day 0.1 - 1.0%

Account OpeningProcess

1-7 days

8 mins

FASTER – CHEAPER - BETTER

BOARDING PROCESS

Real Time data matching

• Real Time Account Opening• KYC / AML compliant for all

Banking services• Fully automated process• Unlimited scalability• Very convenient UX

WB21 BUILT A REAL TIME, FULLY COMPLIANT ACCOUNT OPENING SYSTEM

• WB21 converts cross border payments into local ACH payments. • WB21 connects to local ACH hubs in several regions.• WB21 pays minimum fees for sending ACH payments. • Customers deposit into local Bank accounts and get paid from local

accounts in almost real time.• IRTP matches local account balances in different currencies with the

payment demands of our customers. • IRTP selects the fastest routing option for customer´s payment requests.• IRTP allows customers to pay 10x faster than doing a cross border payment.

WB21 DEVELOPED THE PROPRIETARY PAYMENT TECHNOLOGY IRTP©(International Real Time Payments)

TECHNOLOGY

National ACH

Country with an ACH Country with an ACH

RegionalACH

Region with an ACH

Bank-owned services

SWIFT Net services

National bank-to-bank exchanges

OFFICES

London

New York

Singapore

Moscow

São Paulo

Dubai

This presentation provides an overview of WB21 Group Holdings S.A., (“WB21”). All information contained herein is subject torevision, structuring and completion. This presentation is confidential, proprietary and is intended solely for the information ofthe person to whom it has been delivered by WB21. It is not to be reproduced or transmitted, in whole or in part, to thirdparties without the prior consent of WB21. This presentation is not intended to constitute legal, tax or accounting advice or aninvestment recommendation.